Firstbank Mortgage Rates, Fees & Info

Nashville, TN

LEI: 549300OBO7DOF2KOP535

Tax ID: 62-0198265

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Mortgage Data

Bank Data

Review & Overview

Firstbank is a large bank specializing in Refi and Home Purchase loans. Firstbank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Huntsville, Seattle, Birmingham, and Atlanta among others. We have data for 482 markets. (Some data included below & more in-depth data is available with an active subscription.)

Firstbank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Firstbank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.77% 12/17/24
30 Year Conventional Refi 6.44% 12/17/24
30 Year Cash-out Refi 6.58% 12/17/24
30 Year FHA Purchase 7.34% 12/17/24
30 Year FHA Refi 7.34% 12/17/24
30 Year VA Purchase 6.16% 12/17/24
30 Year VA Refi 5.93% 12/17/24
30 Year USDA Purchase 6.74% 12/17/24
15 Year Conventional Purchase 7.87% 12/17/24
15 Year Conventional Refi 5.84% 12/17/24
15 Year Cash-out Refi 5.84% 12/17/24
15 Year VA Purchase 5.60% 12/17/24
15 Year VA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Firstbank Mortgage Calculator






Your Estimates

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This is not an official calculator from Firstbank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

25,709

Origination Dollar Volume (All Markets)

$7,524,915,000

Employee count

1,852 Show all (141) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5,113 $1,579,475,000 $308,914 $3,772 3.39%
HUNTSVILLE, AL (FHA|USDA|VA) 1,334 $352,790,000 $264,460 $4,311 3.10%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 719 $298,865,000 $415,668 $2,266 2.99%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1,118 $264,790,000 $236,843 $3,839 3.45%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 729 $231,685,000 $317,812 $3,214 3.16%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 513 $222,325,000 $433,382 $1,904 3.05%
Outside of Metro Areas 1,344 $195,780,000 $145,670 $3,347 4.74%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 403 $171,135,000 $424,653 $2,026 2.95%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 635 $157,215,000 $247,583 $3,620 3.42%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 452 $151,260,000 $334,646 $1,879 3.18%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 681 $147,315,000 $216,322 $3,787 3.57%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 350 $127,750,000 $365,000 $2,853 3.07%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 329 $127,495,000 $387,523 $2,055 3.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 325 $126,845,000 $390,292 $2,679 2.94%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 256 $116,140,000 $453,672 $1,948 3.01%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 288 $98,600,000 $342,361 $2,179 3.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 226 $97,540,000 $431,593 $2,014 3.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 339 $96,215,000 $283,820 $2,866 4.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 291 $94,135,000 $323,488 $2,021 3.10%
KNOXVILLE, TN (FHA|USDA|VA) 365 $90,645,000 $248,342 $3,742 3.80%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 232 $81,300,000 $350,431 $1,908 3.02%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 206 $79,500,000 $385,922 $2,001 3.09%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 214 $79,450,000 $371,262 $2,252 3.14%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 221 $79,215,000 $358,439 $2,082 3.05%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 345 $75,005,000 $217,406 $3,524 3.75%
TUSCALOOSA, AL (FHA|USDA|VA) 337 $69,775,000 $207,047 $4,856 3.82%
SALT LAKE CITY, UT (FHA|USDA|VA) 171 $64,665,000 $378,158 $2,081 3.14%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 169 $62,045,000 $367,130 $3,340 3.00%
Albertville, AL (FHA|USDA|VA) 303 $60,485,000 $199,620 $4,936 3.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 190 $58,610,000 $308,474 $3,059 3.69%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 168 $57,280,000 $340,952 $2,661 3.15%
RALEIGH-CARY, NC (FHA|USDA|VA) 161 $56,455,000 $350,652 $1,884 3.12%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 137 $56,445,000 $412,007 $2,027 3.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 229 $53,895,000 $235,349 $2,770 5.62%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 114 $47,720,000 $418,596 $2,075 3.12%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 96 $44,090,000 $459,271 $2,338 3.02%
Tullahoma-Manchester, TN (FHA|USDA|VA) 236 $43,690,000 $185,127 $3,690 4.14%
JACKSON, TN (FHA|USDA|VA) 229 $41,155,000 $179,716 $3,388 3.84%
RENO, NV (FHA|USDA|VA) 103 $34,975,000 $339,563 $1,934 3.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 106 $34,060,000 $321,321 $3,018 3.15%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 103 $33,045,000 $320,825 $2,692 3.48%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 78 $32,890,000 $421,667 $1,940 3.17%
PROVO-OREM, UT (FHA|USDA|VA) 85 $29,635,000 $348,647 $2,018 3.10%
BOISE CITY, ID (FHA|USDA|VA) 78 $27,560,000 $353,333 $3,435 3.18%
ROME, GA (FHA|USDA|VA) 141 $26,865,000 $190,532 $6,158 3.44%
COLUMBUS, OH (FHA|USDA|VA) 75 $25,585,000 $341,133 $1,996 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 155 $25,455,000 $164,226 $2,468 4.08%
DALTON, GA (FHA|USDA|VA) 135 $23,555,000 $174,481 $3,704 3.68%
Paris, TN (FHA|USDA|VA) 150 $22,420,000 $149,467 $3,163 3.85%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 59 $21,875,000 $370,763 $2,092 3.09%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 67 $20,355,000 $303,806 $2,410 3.79%
JACKSONVILLE, FL (FHA|USDA|VA) 51 $19,915,000 $390,490 $3,412 3.04%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 56 $19,640,000 $350,714 $2,093 2.96%
Cullman, AL (FHA|USDA|VA) 87 $19,045,000 $218,908 $4,635 3.13%
RICHMOND, VA (FHA|USDA|VA) 53 $18,975,000 $358,019 $2,006 2.98%
BOULDER, CO (FHA|USDA|VA) 46 $18,810,000 $408,913 $2,101 3.06%
LOUISVILLE, KY (FHA|USDA|VA) 55 $17,465,000 $317,545 $2,034 3.15%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 43 $17,375,000 $404,070 $2,884 2.84%
Crossville, TN (FHA|USDA|VA) 123 $17,055,000 $138,659 $3,086 4.06%
KANSAS CITY, MO-KS (FHA|USDA|VA) 50 $16,450,000 $329,000 $1,852 3.08%
Cookeville, TN (FHA|USDA|VA) 87 $16,185,000 $186,034 $3,494 4.24%
COLORADO SPRINGS, CO (FHA|USDA|VA) 48 $16,030,000 $333,958 $1,908 3.11%
COLUMBUS, GA-AL (FHA|USDA|VA) 133 $15,775,000 $118,609 $4,164 2.79%
BEND, OR (FHA|USDA|VA) 42 $15,430,000 $367,381 $2,899 3.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 41 $15,355,000 $374,512 $4,278 3.37%
STOCKTON, CA (FHA|USDA|VA) 41 $15,315,000 $373,537 $2,270 3.06%
ST. LOUIS, MO-IL (FHA|USDA|VA) 45 $15,305,000 $340,111 $1,854 3.00%
CLEVELAND, TN (FHA|USDA|VA) 69 $14,545,000 $210,797 $3,489 3.33%
Shelbyville, TN (FHA|USDA|VA) 75 $14,515,000 $193,533 $4,032 3.89%
MORRISTOWN, TN (FHA|USDA|VA) 83 $14,275,000 $171,988 $3,705 4.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 43 $14,185,000 $329,884 $2,021 3.04%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 34 $13,710,000 $403,235 $1,768 3.07%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 34 $13,660,000 $401,765 $1,930 3.07%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 39 $13,605,000 $348,846 $2,185 3.02%
MOBILE, AL (FHA|USDA|VA) 98 $13,350,000 $136,224 $3,821 5.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 74 $13,320,000 $180,000 $2,839 6.07%
DOTHAN, AL (FHA|USDA|VA) 93 $13,215,000 $142,097 $4,261 3.88%
VALLEJO, CA (FHA|USDA|VA) 35 $12,855,000 $367,286 $2,067 3.08%
ANCHORAGE, AK (FHA|USDA|VA) 31 $12,745,000 $411,129 $3,444 2.96%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 62 $12,740,000 $205,484 $5,142 3.69%
TUCSON, AZ (FHA|USDA|VA) 43 $12,685,000 $295,000 $1,743 3.20%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 37 $12,625,000 $341,216 $1,970 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 37 $12,615,000 $340,946 $2,695 2.92%
ALBUQUERQUE, NM (FHA|USDA|VA) 34 $11,660,000 $342,941 $3,094 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $11,285,000 $364,032 $2,055 3.15%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 17 $11,275,000 $663,235 $2,069 3.23%
FORT COLLINS, CO (FHA|USDA|VA) 30 $10,990,000 $366,333 $1,972 3.04%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 35 $10,925,000 $312,143 $2,582 2.91%
PITTSBURGH, PA (FHA|USDA|VA) 32 $10,800,000 $337,500 $3,366 3.02%
DECATUR, AL (FHA|USDA|VA) 67 $10,575,000 $157,836 $4,516 3.72%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 30 $10,510,000 $350,333 $2,971 3.22%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 35 $10,425,000 $297,857 $1,962 3.09%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 31 $10,405,000 $335,645 $1,921 3.09%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $10,340,000 $369,286 $2,974 3.08%
Lewisburg, TN (FHA|USDA|VA) 52 $10,260,000 $197,308 $4,112 3.46%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 23 $9,925,000 $431,522 $2,935 3.07%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 28 $9,660,000 $345,000 $2,249 3.06%
MADISON, WI (FHA|USDA|VA) 27 $9,655,000 $357,593 $1,896 2.92%
Bozeman, MT (FHA|USDA|VA) 27 $9,275,000 $343,519 $2,387 2.93%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 29 $9,025,000 $311,207 $2,035 3.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 31 $8,905,000 $287,258 $5,072 3.79%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 26 $8,870,000 $341,154 $1,770 2.96%
FRESNO, CA (FHA|USDA|VA) 26 $8,720,000 $335,385 $2,551 3.08%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $8,550,000 $328,846 $2,838 3.21%
BELLINGHAM, WA (FHA|USDA|VA) 24 $8,500,000 $354,167 $2,099 3.01%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 36 $8,440,000 $234,444 $4,375 3.58%
Outside of Metro Areas 24 $8,340,000 $347,500 $3,536 3.05%
ANN ARBOR, MI (FHA|USDA|VA) 24 $7,840,000 $326,667 $1,801 3.29%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 20 $7,710,000 $385,500 $4,650 3.01%
SALEM, OR (FHA|USDA|VA) 23 $7,675,000 $333,696 $2,966 3.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 20 $7,600,000 $380,000 $2,811 2.87%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 23 $7,545,000 $328,043 $3,004 2.94%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 24 $7,480,000 $311,667 $2,081 3.47%
Heber, UT (FHA|USDA|VA) 17 $7,445,000 $437,941 $2,306 2.98%
MEDFORD, OR (FHA|USDA|VA) 24 $7,430,000 $309,583 $3,370 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 21 $7,205,000 $343,095 $2,150 3.14%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $6,850,000 $428,125 $2,991 2.98%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 26 $6,840,000 $263,077 $4,038 3.34%
SALINAS, CA (FHA|USDA|VA) 18 $6,800,000 $377,778 $2,244 3.04%
GREELEY, CO (FHA|USDA|VA) 18 $6,760,000 $375,556 $2,564 3.26%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 18 $6,750,000 $375,000 $1,875 3.01%
Sevierville, TN (FHA|USDA|VA) 27 $6,605,000 $244,630 $3,349 4.22%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 21 $6,495,000 $309,286 $2,457 3.16%
MODESTO, CA (FHA|USDA|VA) 21 $6,375,000 $303,571 $1,871 3.18%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 17 $6,345,000 $373,235 $1,790 3.07%
OKLAHOMA CITY, OK (FHA|USDA|VA) 31 $6,225,000 $200,806 $2,947 5.24%
Edwards, CO (FHA|USDA|VA) 13 $6,185,000 $475,769 $2,132 3.03%
ASHEVILLE, NC (FHA|USDA|VA) 16 $5,970,000 $373,125 $3,022 2.99%
Summerville, GA (FHA|USDA|VA) 47 $5,825,000 $123,936 $5,082 3.36%
PANAMA CITY, FL (FHA|USDA|VA) 21 $5,695,000 $271,190 $3,744 4.09%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $5,565,000 $371,000 $2,724 2.86%
MISSOULA, MT (FHA|USDA|VA) 14 $5,490,000 $392,143 $3,143 3.10%
GADSDEN, AL (FHA|USDA|VA) 34 $5,480,000 $161,176 $4,278 3.38%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 13 $5,395,000 $415,000 $1,748 2.99%
URBAN HONOLULU, HI (FHA|USDA|VA) 10 $5,360,000 $536,000 $3,285 3.11%
MONTGOMERY, AL (FHA|USDA|VA) 30 $5,240,000 $174,667 $4,161 4.37%
BAKERSFIELD, CA (FHA|USDA|VA) 18 $5,210,000 $289,444 $2,877 3.03%
Dayton, TN (FHA|USDA|VA) 31 $5,125,000 $165,323 $2,826 4.25%
Corsicana, TX (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 7.25%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 20 $5,000,000 $250,000 $2,175 3.98%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 14 $4,900,000 $350,000 $3,477 3.06%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 12 $4,710,000 $392,500 $1,811 3.06%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 13 $4,675,000 $359,615 $2,837 2.99%
Enterprise, AL (FHA|USDA|VA) 25 $4,635,000 $185,400 $3,269 4.00%
Brownwood, TX (FHA|USDA|VA) 2 $4,620,000 $2,310,000 $0 5.63%
BATON ROUGE, LA (FHA|USDA|VA) 14 $4,600,000 $328,571 $2,605 3.01%
Scottsboro, AL (FHA|USDA|VA) 25 $4,405,000 $176,200 $3,842 3.35%
SALISBURY, MD-DE (FHA|USDA|VA) 13 $4,385,000 $337,308 $2,222 2.99%
Calhoun, GA (FHA|USDA|VA) 22 $4,250,000 $193,182 $5,701 3.39%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 10 $4,150,000 $415,000 $2,178 2.86%
Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $4,130,000 $344,167 $2,379 3.04%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $4,090,000 $292,143 $2,218 3.33%
WENATCHEE, WA (FHA|USDA|VA) 11 $3,975,000 $361,364 $1,952 3.07%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $3,895,000 $354,091 $4,141 3.43%
Ozark, AL (FHA|USDA|VA) 19 $3,885,000 $204,474 $4,412 3.66%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $3,820,000 $318,333 $2,174 3.14%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 12 $3,760,000 $313,333 $3,455 3.34%
BILLINGS, MT (FHA|USDA|VA) 10 $3,680,000 $368,000 $2,673 3.00%
Lawrenceburg, TN (FHA|USDA|VA) 24 $3,630,000 $151,250 $4,565 3.34%
COLUMBIA, SC (FHA|USDA|VA) 11 $3,575,000 $325,000 $2,167 3.19%
MERCED, CA (FHA|USDA|VA) 12 $3,560,000 $296,667 $2,511 3.15%
AKRON, OH (FHA|USDA|VA) 13 $3,535,000 $271,923 $2,309 2.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 12 $3,510,000 $292,500 $3,733 3.10%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $3,495,000 $317,727 $2,434 3.29%
NAPA, CA (FHA|USDA|VA) 7 $3,365,000 $480,714 $2,270 3.14%
JACKSON, MS (FHA|USDA|VA) 30 $3,330,000 $111,000 $3,005 7.07%
Juneau, AK (FHA|USDA|VA) 8 $3,240,000 $405,000 $3,294 2.98%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $3,170,000 $792,500 $3,050 4.53%
Oak Harbor, WA (FHA|USDA|VA) 8 $3,120,000 $390,000 $1,908 2.92%
WINSTON-SALEM, NC (FHA|USDA|VA) 10 $3,080,000 $308,000 $2,800 3.06%
SANTA FE, NM (FHA|USDA|VA) 7 $3,015,000 $430,714 $5,352 2.93%
Kendallville, IN (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 7.00%
CHICO, CA (FHA|USDA|VA) 9 $2,985,000 $331,667 $1,829 3.11%
WILMINGTON, NC (FHA|USDA|VA) 10 $2,910,000 $291,000 $2,516 3.08%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $2,900,000 $362,500 $3,110 2.95%
Jasper, AL (FHA|USDA|VA) 24 $2,890,000 $120,417 $3,589 6.62%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $2,870,000 $287,000 $3,725 3.22%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $2,865,000 $318,333 $2,597 3.21%
Adrian, MI (FHA|USDA|VA) 3 $2,865,000 $955,000 $1,224 5.25%
Fort Payne, AL (FHA|USDA|VA) 17 $2,735,000 $160,882 $3,899 3.54%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $2,605,000 $372,143 $1,947 3.02%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $2,545,000 $509,000 $3,307 3.35%
Key West, FL (FHA|USDA|VA) 6 $2,510,000 $418,333 $2,796 3.25%
TOLEDO, OH (FHA|USDA|VA) 9 $2,465,000 $273,889 $2,073 2.97%
GAINESVILLE, GA (FHA|USDA|VA) 7 $2,445,000 $349,286 $3,312 3.16%
Talladega-Sylacauga, AL (FHA|USDA|VA) 18 $2,390,000 $132,778 $3,171 5.65%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $2,325,000 $332,143 $1,990 3.16%
LYNCHBURG, VA (FHA|USDA|VA) 8 $2,320,000 $290,000 $2,372 4.24%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $2,305,000 $329,286 $3,827 2.88%
Bainbridge, GA (FHA|USDA|VA) 15 $2,285,000 $152,333 $5,947 3.25%
HATTIESBURG, MS (FHA|USDA|VA) 20 $2,280,000 $114,000 $4,229 6.84%
CORVALLIS, OR (FHA|USDA|VA) 7 $2,265,000 $323,571 $3,114 3.13%
McMinnville, TN (FHA|USDA|VA) 17 $2,265,000 $133,235 $3,632 5.00%
LANCASTER, PA (FHA|USDA|VA) 7 $2,175,000 $310,714 $4,910 3.09%
LAFAYETTE, LA (FHA|USDA|VA) 6 $2,140,000 $356,667 $3,032 3.17%
Alexander City, AL (FHA|USDA|VA) 6 $2,120,000 $353,333 $4,377 3.58%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 21 $2,055,000 $97,857 $3,919 6.92%
SAVANNAH, GA (FHA|USDA|VA) 6 $2,050,000 $341,667 $4,483 2.90%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $2,050,000 $341,667 $2,387 2.98%
THE VILLAGES, FL (FHA|USDA|VA) 5 $2,045,000 $409,000 $2,684 2.95%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 11 $2,015,000 $183,182 $1,490 5.40%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,990,000 $331,667 $1,862 3.08%
VISALIA, CA (FHA|USDA|VA) 6 $1,980,000 $330,000 $1,847 3.06%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,825,000 $260,714 $2,365 3.21%
Kapaa, HI (FHA|USDA|VA) 3 $1,815,000 $605,000 $4,459 3.25%
CARSON CITY, NV (FHA|USDA|VA) 6 $1,770,000 $295,000 $2,354 3.21%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,765,000 $353,000 $3,468 2.93%
Steamboat Springs, CO (FHA|USDA|VA) 4 $1,720,000 $430,000 $1,699 2.94%
Roseburg, OR (FHA|USDA|VA) 4 $1,700,000 $425,000 $2,732 3.22%
Seneca, SC (FHA|USDA|VA) 4 $1,690,000 $422,500 $2,541 3.53%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,685,000 $337,000 $2,852 2.90%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,680,000 $420,000 $2,961 2.97%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $1,665,000 $333,000 $2,499 4.11%
REDDING, CA (FHA|USDA|VA) 4 $1,650,000 $412,500 $1,969 2.94%
Sandpoint, ID (FHA|USDA|VA) 5 $1,645,000 $329,000 $3,033 3.28%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,645,000 $329,000 $3,412 3.03%
Brevard, NC (FHA|USDA|VA) 3 $1,595,000 $531,667 $3,460 3.38%
Shelton, WA (FHA|USDA|VA) 4 $1,580,000 $395,000 $2,016 3.12%
Martin, TN (FHA|USDA|VA) 10 $1,560,000 $156,000 $2,526 3.85%
Kalispell, MT (FHA|USDA|VA) 4 $1,530,000 $382,500 $2,450 3.13%
GREEN BAY, WI (FHA|USDA|VA) 4 $1,510,000 $377,500 $1,786 2.75%
Cedartown, GA (FHA|USDA|VA) 10 $1,510,000 $151,000 $5,771 3.55%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,495,000 $213,571 $2,902 5.02%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 14 $1,480,000 $105,714 $4,197 6.52%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,480,000 $246,667 $3,753 3.19%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,450,000 $362,500 $2,001 2.87%
Hood River, OR (FHA|USDA|VA) 4 $1,450,000 $362,500 $3,069 3.09%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,450,000 $362,500 $2,141 3.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $1,415,000 $283,000 $2,554 3.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,628 2.78%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $1,385,000 $461,667 $2,771 2.75%
CHEYENNE, WY (FHA|USDA|VA) 4 $1,370,000 $342,500 $2,134 2.88%
WICHITA, KS (FHA|USDA|VA) 5 $1,355,000 $271,000 $2,003 3.27%
Elko, NV (FHA|USDA|VA) 4 $1,350,000 $337,500 $2,380 3.03%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,927 3.56%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,320,000 $330,000 $2,953 3.06%
LINCOLN, NE (FHA|USDA|VA) 5 $1,305,000 $261,000 $2,242 2.98%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,396 3.13%
Tupelo, MS (FHA|USDA|VA) 18 $1,290,000 $71,667 $3,214 7.68%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 13 $1,255,000 $96,538 $3,341 7.11%
Pullman, WA (FHA|USDA|VA) 4 $1,250,000 $312,500 $1,637 3.19%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,469 3.09%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,225,000 $245,000 $4,611 3.96%
Traverse City, MI (FHA|USDA|VA) 4 $1,220,000 $305,000 $1,503 3.03%
Athens, TN (FHA|USDA|VA) 6 $1,210,000 $201,667 $1,984 4.17%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,205,000 $401,667 $2,194 3.42%
ROCHESTER, NY (FHA|USDA|VA) 4 $1,200,000 $300,000 $3,132 3.00%
Ellensburg, WA (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,562 3.44%
Vineyard Haven, MA (FHA|USDA|VA) 3 $1,185,000 $395,000 $2,467 3.24%
Georgetown, SC (FHA|USDA|VA) 4 $1,180,000 $295,000 $2,233 3.31%
EL PASO, TX (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,361 3.07%
Helena, MT (FHA|USDA|VA) 3 $1,155,000 $385,000 $1,964 2.75%
Laconia, NH (FHA|USDA|VA) 3 $1,145,000 $381,667 $2,227 2.58%
BRUNSWICK, GA (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,009 3.16%
SPARTANBURG, SC (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,573 3.00%
Fernley, NV (FHA|USDA|VA) 4 $1,130,000 $282,500 $1,487 3.34%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $1,115,000 $371,667 $2,222 2.88%
Cedar City, UT (FHA|USDA|VA) 5 $1,105,000 $221,000 $1,692 3.37%
HAMMOND, LA (FHA|USDA|VA) 3 $1,105,000 $368,333 $2,656 2.88%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,169 3.31%
NILES, MI (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,525 4.84%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,085,000 $361,667 $0 7.68%
Hilo, HI (FHA|USDA|VA) 2 $1,060,000 $530,000 $3,403 3.12%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $1,040,000 $260,000 $1,725 3.13%
Brainerd, MN (FHA|USDA|VA) 3 $1,035,000 $345,000 $2,714 2.96%
Troy, AL (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,557 4.10%
Mineral Wells, TX (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 7.25%
Montrose, CO (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 7.25%
HARRISONBURG, VA (FHA|USDA|VA) 3 $995,000 $331,667 $1,675 2.92%
TYLER, TX (FHA|USDA|VA) 8 $990,000 $123,750 $2,024 7.90%
MADERA, CA (FHA|USDA|VA) 3 $975,000 $325,000 $1,685 3.54%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $970,000 $161,667 $3,607 5.78%
Morehead City, NC (FHA|USDA|VA) 4 $950,000 $237,500 $2,930 3.16%
Los Alamos, NM (FHA|USDA|VA) 3 $945,000 $315,000 $2,970 5.13%
Ukiah, CA (FHA|USDA|VA) 3 $935,000 $311,667 $2,280 3.58%
Meridian, MS (FHA|USDA|VA) 10 $930,000 $93,000 $3,109 7.40%
Astoria, OR (FHA|USDA|VA) 3 $925,000 $308,333 $2,065 3.21%
Richmond-Berea, KY (FHA|USDA|VA) 3 $925,000 $308,333 $2,179 3.58%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $920,000 $230,000 $2,212 3.09%
Winnemucca, NV (FHA|USDA|VA) 3 $905,000 $301,667 $2,049 3.17%
Starkville, MS (FHA|USDA|VA) 14 $890,000 $63,571 $4,119 7.19%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $885,000 $295,000 $3,130 2.63%
Jefferson, GA (FHA|USDA|VA) 3 $885,000 $295,000 $3,603 3.00%
Coos Bay, OR (FHA|USDA|VA) 3 $875,000 $291,667 $2,862 3.17%
Newport, OR (FHA|USDA|VA) 2 $870,000 $435,000 $2,883 3.00%
Glenwood Springs, CO (FHA|USDA|VA) 3 $865,000 $288,333 $2,072 3.04%
Dyersburg, TN (FHA|USDA|VA) 4 $860,000 $215,000 $4,829 3.59%
LOGAN, UT-ID (FHA|USDA|VA) 2 $860,000 $430,000 $2,646 2.87%
Hailey, ID (FHA|USDA|VA) 2 $850,000 $425,000 $3,029 2.81%
Fergus Falls, MN (FHA|USDA|VA) 2 $830,000 $415,000 $2,954 2.75%
FORT WAYNE, IN (FHA|USDA|VA) 2 $820,000 $410,000 $2,909 3.44%
MONROE, MI (FHA|USDA|VA) 3 $785,000 $261,667 $2,505 3.00%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $780,000 $390,000 $3,141 2.63%
BECKLEY, WV (FHA|USDA|VA) 1 $775,000 $775,000 $0 4.25%
ST. CLOUD, MN (FHA|USDA|VA) 2 $770,000 $385,000 $2,017 3.06%
Marion, OH (FHA|USDA|VA) 2 $750,000 $375,000 $3,737 3.19%
EL CENTRO, CA (FHA|USDA|VA) 2 $750,000 $375,000 $2,648 2.75%
YAKIMA, WA (FHA|USDA|VA) 3 $745,000 $248,333 $2,372 3.00%
MIDLAND, TX (FHA|USDA|VA) 7 $745,000 $106,429 $3,163 8.17%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $735,000 $245,000 $1,352 4.76%
OCALA, FL (FHA|USDA|VA) 4 $730,000 $182,500 $3,074 4.09%
Port Angeles, WA (FHA|USDA|VA) 2 $730,000 $365,000 $1,243 3.31%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $725,000 $241,667 $2,091 3.42%
Boone, NC (FHA|USDA|VA) 2 $720,000 $360,000 $1,936 2.50%
Oxford, MS (FHA|USDA|VA) 5 $715,000 $143,000 $3,275 4.97%
Prineville, OR (FHA|USDA|VA) 2 $710,000 $355,000 $3,000 3.06%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $710,000 $355,000 $2,249 3.06%
TULSA, OK (FHA|USDA|VA) 3 $705,000 $235,000 $4,287 3.08%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $695,000 $63,182 $2,773 7.80%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $690,000 $345,000 $8,463 3.00%
MUNCIE, IN (FHA|USDA|VA) 2 $680,000 $340,000 $2,050 3.31%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $680,000 $170,000 $3,104 3.40%
Atmore, AL (FHA|USDA|VA) 6 $650,000 $108,333 $3,238 6.58%
Dickinson, ND (FHA|USDA|VA) 2 $650,000 $325,000 $1,657 2.81%
West Point, MS (FHA|USDA|VA) 11 $645,000 $58,636 $3,000 8.62%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $630,000 $315,000 $1,789 3.49%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $630,000 $315,000 $4,715 3.38%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $630,000 $315,000 $3,079 3.38%
AMES, IA (FHA|USDA|VA) 2 $630,000 $315,000 $1,177 3.19%
Glasgow, KY (FHA|USDA|VA) 5 $615,000 $123,000 $2,842 4.20%
Ontario, OR-ID (FHA|USDA|VA) 2 $610,000 $305,000 $2,895 3.31%
Breckenridge, CO (FHA|USDA|VA) 2 $610,000 $305,000 $1,876 3.50%
Orangeburg, SC (FHA|USDA|VA) 1 $605,000 $605,000 $3,109 4.13%
READING, PA (FHA|USDA|VA) 2 $600,000 $300,000 $3,329 3.18%
STAUNTON, VA (FHA|USDA|VA) 2 $600,000 $300,000 $1,614 3.38%
Toccoa, GA (FHA|USDA|VA) 2 $570,000 $285,000 $2,378 2.69%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $560,000 $280,000 $2,028 3.06%
IOWA CITY, IA (FHA|USDA|VA) 2 $530,000 $265,000 $1,539 3.00%
Rockingham, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,329 2.88%
PUEBLO, CO (FHA|USDA|VA) 1 $525,000 $525,000 $20,409 2.75%
Centralia, WA (FHA|USDA|VA) 2 $520,000 $260,000 $2,690 3.38%
SYRACUSE, NY (FHA|USDA|VA) 2 $510,000 $255,000 $0 4.38%
HINESVILLE, GA (FHA|USDA|VA) 3 $505,000 $168,333 $1,621 4.80%
Forest City, NC (FHA|USDA|VA) 1 $505,000 $505,000 $2,042 2.88%
ODESSA, TX (FHA|USDA|VA) 8 $500,000 $62,500 $0 9.05%
Newport, TN (FHA|USDA|VA) 4 $500,000 $125,000 $2,810 3.81%
MUSKEGON, MI (FHA|USDA|VA) 3 $495,000 $165,000 $1,399 6.31%
Moses Lake, WA (FHA|USDA|VA) 1 $485,000 $485,000 $3,079 3.63%
Greeneville, TN (FHA|USDA|VA) 3 $465,000 $155,000 $2,774 4.75%
Owatonna, MN (FHA|USDA|VA) 2 $460,000 $230,000 $2,849 2.81%
Brookings, OR (FHA|USDA|VA) 2 $460,000 $230,000 $2,292 3.44%
Fremont, NE (FHA|USDA|VA) 1 $455,000 $455,000 $1,359 3.25%
Clinton, IA (FHA|USDA|VA) 2 $440,000 $220,000 $2,239 3.06%
ROANOKE, VA (FHA|USDA|VA) 2 $440,000 $220,000 $2,525 3.13%
Selma, AL (FHA|USDA|VA) 7 $425,000 $60,714 $3,030 7.70%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $420,000 $210,000 $1,624 3.43%
Sanford, NC (FHA|USDA|VA) 1 $415,000 $415,000 $1,980 2.99%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $410,000 $205,000 $4,349 5.26%
Vicksburg, MS (FHA|USDA|VA) 9 $405,000 $45,000 $0 8.58%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $400,000 $200,000 $3,064 3.38%
MANKATO, MN (FHA|USDA|VA) 1 $395,000 $395,000 $1,502 2.88%
Bay City, TX (FHA|USDA|VA) 1 $395,000 $395,000 $2,658 2.50%
OWENSBORO, KY (FHA|USDA|VA) 3 $395,000 $131,667 $3,491 5.00%
Taos, NM (FHA|USDA|VA) 1 $395,000 $395,000 $2,230 2.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $395,000 $395,000 $2,206 2.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $385,000 $385,000 $3,663 3.13%
Whitewater, WI (FHA|USDA|VA) 1 $385,000 $385,000 $2,655 3.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $380,000 $190,000 $3,418 3.75%
Brownsville, TN (FHA|USDA|VA) 1 $375,000 $375,000 $2,986 2.75%
YUBA CITY, CA (FHA|USDA|VA) 1 $375,000 $375,000 $4,136 2.38%
RAPID CITY, SD (FHA|USDA|VA) 1 $365,000 $365,000 $3,034 3.13%
Nacogdoches, TX (FHA|USDA|VA) 3 $365,000 $121,667 $4,286 7.24%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $360,000 $180,000 $2,949 5.33%
Ruston, LA (FHA|USDA|VA) 1 $355,000 $355,000 $1,637 2.63%
Bennington, VT (FHA|USDA|VA) 1 $355,000 $355,000 $2,102 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $355,000 $355,000 $7,108 3.25%
London, KY (FHA|USDA|VA) 8 $350,000 $43,750 $0 9.12%
Durango, CO (FHA|USDA|VA) 1 $345,000 $345,000 $1,896 2.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $345,000 $345,000 $2,026 3.13%
CHARLESTON, WV (FHA|USDA|VA) 2 $340,000 $170,000 $2,305 3.13%
Rutland, VT (FHA|USDA|VA) 1 $335,000 $335,000 $3,383 2.88%
FLINT, MI (FHA|USDA|VA) 1 $335,000 $335,000 $2,548 2.63%
Moscow, ID (FHA|USDA|VA) 1 $335,000 $335,000 $3,287 2.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $335,000 $335,000 $2,331 3.50%
Concord, NH (FHA|USDA|VA) 1 $335,000 $335,000 $1,984 3.38%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $330,000 $165,000 $2,541 3.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,710 3.38%
Cambridge, OH (FHA|USDA|VA) 1 $325,000 $325,000 $2,787 2.50%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $325,000 $325,000 $9,526 2.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $325,000 $325,000 $1,548 3.38%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $325,000 $325,000 $1,457 2.99%
PEORIA, IL (FHA|USDA|VA) 2 $320,000 $160,000 $3,190 2.88%
Vernal, UT (FHA|USDA|VA) 1 $315,000 $315,000 $8,767 3.38%
Findlay, OH (FHA|USDA|VA) 1 $315,000 $315,000 $2,194 3.25%
Murray, KY (FHA|USDA|VA) 2 $310,000 $155,000 $1,407 3.13%
Cornelia, GA (FHA|USDA|VA) 1 $305,000 $305,000 $2,754 2.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $305,000 $305,000 $1,132 3.13%
ABILENE, TX (FHA|USDA|VA) 2 $300,000 $150,000 $6,643 5.87%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $8,117 4.88%
AMARILLO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $2,307 3.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $285,000 $285,000 $5,363 3.00%
MORGANTOWN, WV (FHA|USDA|VA) 1 $285,000 $285,000 $2,299 3.75%
DOVER, DE (FHA|USDA|VA) 1 $285,000 $285,000 $1,874 3.63%
Aberdeen, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,000 3.13%
Kerrville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,842 3.63%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $275,000 $275,000 $1,569 2.75%
Danville, VA (FHA|USDA|VA) 1 $275,000 $275,000 $3,106 2.75%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $265,000 $265,000 $2,760 2.88%
Show Low, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $1,804 3.25%
APPLETON, WI (FHA|USDA|VA) 1 $265,000 $265,000 $1,815 3.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $255,000 $255,000 $1,621 3.25%
Wilson, NC (FHA|USDA|VA) 1 $255,000 $255,000 $5,994 3.38%
RACINE, WI (FHA|USDA|VA) 1 $255,000 $255,000 $776 3.75%
Vidalia, GA (FHA|USDA|VA) 2 $250,000 $125,000 $3,303 3.38%
Middlesborough, KY (FHA|USDA|VA) 2 $250,000 $125,000 $6,947 5.12%
Susanville, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,411 3.88%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $245,000 $245,000 $1,902 3.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $245,000 $245,000 $2,782 2.88%
Kirksville, MO (FHA|USDA|VA) 1 $245,000 $245,000 $1,259 3.50%
Laurel, MS (FHA|USDA|VA) 5 $235,000 $47,000 $3,994 9.49%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $235,000 $235,000 $1,534 2.88%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,251 2.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $225,000 $225,000 $2,187 3.38%
VICTORIA, TX (FHA|USDA|VA) 2 $220,000 $110,000 $4,042 5.68%
Eufaula, AL-GA (FHA|USDA|VA) 4 $220,000 $55,000 $0 8.24%
Kearney, NE (FHA|USDA|VA) 1 $215,000 $215,000 $2,520 2.75%
Spearfish, SD (FHA|USDA|VA) 1 $215,000 $215,000 $3,438 2.75%
Moberly, MO (FHA|USDA|VA) 1 $215,000 $215,000 $9,930 2.75%
Milledgeville, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,404 3.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,089 3.38%
Sonora, CA (FHA|USDA|VA) 1 $205,000 $205,000 $1,726 3.63%
Greenwood, SC (FHA|USDA|VA) 1 $205,000 $205,000 $1,572 2.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $200,000 $100,000 $3,074 5.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $195,000 $195,000 $1,297 3.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $195,000 $195,000 $1,626 3.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $195,000 $195,000 $1,767 3.50%
Durant, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,712 3.63%
Brookhaven, MS (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.24%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $1,497 2.88%
Cleveland, MS (FHA|USDA|VA) 4 $180,000 $45,000 $0 8.93%
Lake City, FL (FHA|USDA|VA) 3 $175,000 $58,333 $0 8.16%
KINGSTON, NY (FHA|USDA|VA) 1 $175,000 $175,000 $1,156 3.38%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $175,000 $175,000 $1,797 3.25%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $175,000 $175,000 $2,583 2.75%
VALDOSTA, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,963 7.57%
Payson, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $1,299 3.50%
Bonham, TX (FHA|USDA|VA) 1 $165,000 $165,000 $1,498 3.50%
St. Marys, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,780 3.00%
Fallon, NV (FHA|USDA|VA) 1 $165,000 $165,000 $2,281 3.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,444 3.38%
McComb, MS (FHA|USDA|VA) 3 $165,000 $55,000 $0 8.34%
DULUTH, MN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,858 3.13%
Paducah, KY-IL (FHA|USDA|VA) 2 $160,000 $80,000 $4,479 7.62%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,244 3.25%
Cullowhee, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,225 3.00%
Branson, MO (FHA|USDA|VA) 1 $155,000 $155,000 $1,271 3.38%
Madisonville, KY (FHA|USDA|VA) 2 $150,000 $75,000 $2,947 6.64%
Central City, KY (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.24%
TWIN FALLS, ID (FHA|USDA|VA) 1 $145,000 $145,000 $3,026 3.25%
Paragould, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,789 2.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.49%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,411 3.75%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $125,000 $125,000 $3,225 4.25%
Union City, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,155 3.38%
Moultrie, GA (FHA|USDA|VA) 3 $125,000 $41,667 $0 7.24%
LaGrange, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,337 3.13%
Douglas, GA (FHA|USDA|VA) 3 $125,000 $41,667 $0 10.57%
Columbus, MS (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.79%
Statesboro, GA (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.24%
The Dalles, OR (FHA|USDA|VA) 1 $115,000 $115,000 $2,910 3.38%
Huntsville, TX (FHA|USDA|VA) 3 $105,000 $35,000 $0 8.57%
Hutchinson, MN (FHA|USDA|VA) 1 $105,000 $105,000 $4,296 2.88%
Clarksdale, MS (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.29%
ALBANY, GA (FHA|USDA|VA) 2 $90,000 $45,000 $0 10.12%
Campbellsville, KY (FHA|USDA|VA) 2 $90,000 $45,000 $2,866 8.37%
Andrews, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.99%
Palatka, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.39%
Corinth, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.24%
Indianola, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.99%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.90%
Mount Pleasant, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.74%
Mayfield, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.29%
Marion, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,279 4.63%
Picayune, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
Sweetwater, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.39%
Thomasville, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.24%
Greenwood, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.24%
LAWTON, OK (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.90%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.90%
El Campo, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.99%
Cordele, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.74%
DUBUQUE, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.99%
Firstbank's top markets include Nashville, Huntsville, Seattle, Birmingham, and Atlanta among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 22,163 $6,724,385,000 $303,406 $2,787 3.48%
    FHA 1,117 $230,875,000 $206,692 $7,506 3.31%
    VA 1,047 $350,535,000 $334,799 $5,098 2.91%
    HELOC 993 $158,345,000 $159,461 n/a 4.72%
    USDA 387 $60,475,000 $156,266 $5,336 3.23%
    FHA 1 $115,000 $115,000 $0 5.50%
    USDA 1 $185,000 $185,000 $0 3.50%

    For 2020, Firstbank's most frequently originated type of loan was Conventional, with 22,163 originations. Their 2nd most popular type was FHA, with 1,117 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 12,736 $4,280,110,000 $336,064 $2,491 3.12%
    Home Purchase 8,671 $2,047,725,000 $236,158 $4,303 3.96%
    Cash Out Refi 3,385 $1,085,025,000 $320,539 $3,351 3.34%
    Other 716 $91,160,000 $127,318 $1,594 4.66%
    Home Improvement 201 $20,895,000 $103,955 $1,367 4.94%

    For 2020, Firstbank's most frequently cited loan purpose was Refi, with 12,736 originations. The 2nd most popular reason was Home Purchase, with 8,671 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 17,629 $5,557,665,000 $315,257 $3,382 3.23%
    15 Year 3,723 $1,136,515,000 $305,269 $2,539 2.97%
    10 Year 1,403 $181,135,000 $129,105 $1,143 4.66%
    Other 1,401 $228,685,000 $163,230 $2,732 6.53%
    20 Year 924 $269,280,000 $291,429 $2,661 3.66%
    5 Year 479 $96,315,000 $201,075 $1,172 3.87%
    1 Year 127 $28,765,000 $226,496 $2,271 5.10%
    3 Year 23 $26,555,000 $1,154,565 $0 5.68%

    For 2020, Firstbank's most frequently cited loan duration was 30 Year, with 17,629 originations. The 2nd most popular length was 15 Year, with 3,723 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 16,194 $5,334,620,000 $329,420
    $1k-2k 2,861 $727,685,000 $254,346
    $2k-3k 1,723 $404,515,000 $234,774
    $3k-4k 830 $225,250,000 $271,386
    $4k-5k 374 $119,580,000 $319,733
    $5k+ 299 $135,155,000 $452,023

    Firstbank's average total fees were $3,382, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 16,194 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,901 $3,279,265,000 $300,822
    2.5-3% 9,544 $3,148,010,000 $329,842
    4-5% 1,875 $368,125,000 $196,333
    <2.5% 1,650 $544,190,000 $329,812
    Over 8% 598 $33,890,000 $56,672
    5-6% 549 $82,765,000 $150,756
    7-8% 333 $25,435,000 $76,381
    6-7% 259 $43,235,000 $166,931

    During 2020, Firstbank's average interest rate for loans was 3.23%, while their most frequently originated rate bucket for loans was 3-4%, with 10,901 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,539 $3,770,365,000 $300,691 $3,135 3.17%
    $400k-600k 5,390 $2,500,830,000 $463,976 $2,927 3.05%
    $100k-200k 4,434 $681,630,000 $153,728 $3,655 3.54%
    $100,000 or less 2,891 $155,395,000 $53,751 $2,302 5.62%
    $600k-1MM 378 $267,690,000 $708,175 $5,170 3.43%
    $1MM+ 77 $149,005,000 $1,935,130 $8,490 4.21%

    2020 saw Firstbank place emphasis on $200k-400k loans with 12,539 originations, totaling $3,770,365,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,683 $2,212,065,000 $330,999 $2,939 3.23%
    $150k-250k 5,160 $1,943,460,000 $376,640 $2,830 3.14%
    $50k-75k 4,091 $840,625,000 $205,482 $3,609 3.69%
    $75k-100k 4,035 $1,088,905,000 $269,865 $3,297 3.42%
    $50k or less 3,158 $371,730,000 $117,711 $3,655 4.52%
    $250k+ 1,817 $755,505,000 $415,798 $3,191 3.26%

    Firstbank lent most frequently to those with incomes in the $100k-150k range, with 6,683 originations. The second most popular income band? $150k-250k, with 5,160 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 7,015 $2,096,635,000 $298,879 $2,889 3.38%
    30-36% 4,897 $1,440,565,000 $294,173 $3,118 3.48%
    <20% 2,802 $759,160,000 $270,935 $2,717 3.34%
    42% 863 $241,015,000 $279,276 $3,466 3.71%
    39% 842 $232,730,000 $276,401 $3,258 3.71%
    36% 840 $245,840,000 $292,667 $3,265 3.50%
    38% 834 $241,030,000 $289,005 $3,410 3.64%
    41% 809 $225,225,000 $278,399 $3,484 3.76%
    44% 796 $228,430,000 $286,972 $3,713 3.39%
    40% 792 $213,970,000 $270,164 $3,401 3.69%
    37% 790 $227,120,000 $287,494 $3,337 3.61%
    43% 691 $211,415,000 $305,955 $3,455 3.40%
    45% 507 $153,815,000 $303,383 $3,357 3.35%
    49% 498 $154,380,000 $310,000 $3,490 3.36%
    46% 427 $134,335,000 $314,602 $3,356 3.36%
    47% 418 $132,000,000 $315,789 $3,413 3.30%
    48% 402 $125,180,000 $311,393 $3,399 3.34%
    50-60% 381 $93,265,000 $244,790 $6,378 3.52%
    >60% 62 $12,850,000 $207,258 $3,134 4.72%

    Firstbank lent most frequently to those with DTI ratios of 20-30%, with 7,015 originations. The next most common DTI ratio? 30-36%, with 4,897 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,024 $5,057,820,000 $280,616 $3,299 3.48%
    Not provided 3,784 $1,229,440,000 $324,905 $2,736 3.37%
    Asian 1,734 $644,780,000 $371,845 $2,343 3.01%
    Black 1,460 $284,430,000 $194,815 $4,048 4.31%
    Not applicable 292 $163,790,000 $560,925 $2,452 4.64%
    Asian Indian 206 $80,200,000 $389,320 $2,413 3.02%
    American Indian 98 $26,450,000 $269,898 $3,376 3.77%
    Other Asian 39 $14,435,000 $370,128 $3,143 3.35%
    Chinese 18 $7,220,000 $401,111 $1,863 3.01%
    Native Hawaiian or Islander 22 $6,980,000 $317,273 $2,723 3.48%
    Filipino 12 $4,090,000 $340,833 $2,220 3.42%
    Other Pacific Islander 7 $1,865,000 $266,429 $4,469 4.31%
    Vietnamese 6 $1,550,000 $258,333 $2,454 2.58%
    Korean 4 $1,470,000 $367,500 $4,638 3.06%
    Guamanian 1 $355,000 $355,000 $1,384 2.75%
    2 $40,000 $20,000 $0 9.20%

    Approval Rates

    Total approvals of all applications
    79.72%

    Firstbank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    65.60%

    Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 5 $85,000 $17,000
    1000.95 1 $55,000 $55,000
    1001.59 1 $35,000 $35,000
    1001.98 1 $35,000 $35,000
    1005.45 1 $55,000 $55,000
    1007.11 1 $35,000 $35,000
    1011.47 1 $75,000 $75,000
    1020.77 1 $75,000 $75,000
    1027.47 1 $55,000 $55,000
    1028.57 1 $75,000 $75,000
    1028.84 1 $35,000 $35,000
    1038.7 1 $75,000 $75,000
    1038.77 1 $75,000 $75,000
    1043.83 1 $55,000 $55,000
    1053.08 1 $35,000 $35,000
    1053.96 1 $35,000 $35,000
    1061.98 1 $55,000 $55,000
    1062.81 1 $55,000 $55,000
    1063.29 1 $35,000 $35,000
    1063.76 1 $25,000 $25,000
    1065.22 1 $55,000 $55,000
    1071.91 1 $55,000 $55,000
    1072.03 1 $35,000 $35,000
    1072.78 1 $55,000 $55,000
    1080.16 1 $35,000 $35,000
    1083.41 1 $25,000 $25,000
    1087.83 1 $55,000 $55,000
    1089.94 1 $55,000 $55,000
    1092.01 1 $35,000 $35,000
    1095.71 1 $55,000 $55,000
    1096.46 1 $35,000 $35,000
    1097.63 1 $35,000 $35,000
    1101.03 1 $55,000 $55,000
    1104.88 1 $55,000 $55,000
    1106.18 1 $55,000 $55,000
    1107.36 1 $35,000 $35,000
    1108.85 1 $35,000 $35,000
    1109.16 1 $55,000 $55,000
    1110.21 1 $35,000 $35,000
    1113.25 1 $55,000 $55,000
    1116.15 1 $55,000 $55,000
    1131.17 1 $35,000 $35,000
    1137.55 1 $45,000 $45,000
    1139.87 1 $75,000 $75,000
    1140.73 1 $55,000 $55,000
    1141.86 1 $55,000 $55,000
    1153.67 1 $45,000 $45,000
    1154.16 1 $55,000 $55,000
    1155.3 1 $65,000 $65,000
    1161.74 1 $45,000 $45,000
    1170.37 1 $45,000 $45,000
    1177.62 1 $45,000 $45,000
    1184.69 1 $65,000 $65,000
    1188.05 1 $65,000 $65,000
    1188.7 1 $65,000 $65,000
    1191.33 1 $45,000 $45,000
    1193.25 1 $65,000 $65,000
    1194.13 1 $65,000 $65,000
    1194.46 1 $65,000 $65,000
    1194.58 1 $45,000 $45,000
    1199.33 1 $85,000 $85,000
    1200.03 1 $45,000 $45,000
    1201.05 1 $45,000 $45,000
    1204.46 1 $45,000 $45,000
    1205.6 1 $85,000 $85,000
    1207.02 1 $25,000 $25,000
    1207.75 1 $45,000 $45,000
    1211.04 1 $45,000 $45,000
    1211.67 1 $65,000 $65,000
    1215.62 1 $45,000 $45,000
    1217.74 1 $65,000 $65,000
    1221.0 1 $45,000 $45,000
    1222.63 1 $65,000 $65,000
    1226.05 1 $65,000 $65,000
    1230.33 1 $65,000 $65,000
    1231.97 1 $65,000 $65,000
    1232.78 1 $65,000 $65,000
    1239.24 1 $45,000 $45,000
    1252.07 1 $45,000 $45,000
    1253.32 1 $35,000 $35,000
    1254.73 1 $45,000 $45,000
    1258.6 1 $65,000 $65,000
    1258.75 1 $35,000 $35,000
    1259.12 1 $45,000 $45,000
    1263.9 1 $45,000 $45,000
    1264.54 1 $45,000 $45,000
    1265.88 1 $65,000 $65,000
    1267.1 1 $45,000 $45,000
    1269.04 1 $45,000 $45,000
    1272.84 1 $45,000 $45,000
    1277.07 1 $45,000 $45,000
    1277.92 1 $45,000 $45,000
    1279.29 1 $45,000 $45,000
    1279.43 1 $85,000 $85,000
    1281.36 1 $45,000 $45,000
    1281.76 1 $45,000 $45,000
    1286.52 1 $45,000 $45,000
    1287.55 1 $45,000 $45,000
    1288.63 1 $45,000 $45,000
    1290.37 1 $45,000 $45,000
    1291.92 1 $35,000 $35,000
    1295.82 1 $45,000 $45,000
    1296.92 1 $65,000 $65,000
    1305.44 1 $35,000 $35,000
    1306.34 1 $45,000 $45,000
    1307.08 1 $45,000 $45,000
    1308.91 1 $95,000 $95,000
    1312.12 1 $45,000 $45,000
    1315.71 1 $65,000 $65,000
    1317.87 1 $45,000 $45,000
    1318.41 1 $65,000 $65,000
    1320.32 1 $45,000 $45,000
    1320.91 1 $45,000 $45,000
    1327.1 1 $45,000 $45,000
    1328.85 1 $45,000 $45,000
    1333.07 1 $65,000 $65,000
    1333.65 1 $45,000 $45,000
    1346.86 1 $65,000 $65,000
    1350.22 1 $95,000 $95,000
    1351.14 1 $45,000 $45,000
    1352.47 1 $65,000 $65,000
    1352.73 1 $65,000 $65,000
    1354.91 1 $45,000 $45,000
    1356.4 1 $45,000 $45,000
    1356.57 1 $45,000 $45,000
    1357.75 1 $75,000 $75,000
    1358.68 1 $45,000 $45,000
    1359.32 1 $45,000 $45,000
    1359.98 1 $75,000 $75,000
    1361.31 1 $35,000 $35,000
    1363.84 1 $95,000 $95,000
    136.59 1 $25,000 $25,000
    1366.87 1 $75,000 $75,000
    1367.75 1 $75,000 $75,000
    1374.45 1 $45,000 $45,000
    1380.31 1 $45,000 $45,000
    1381.18 1 $45,000 $45,000
    1381.53 1 $45,000 $45,000
    1382.48 1 $45,000 $45,000
    1383.92 1 $45,000 $45,000
    1384.0 1 $35,000 $35,000
    1384.81 1 $45,000 $45,000
    1384.97 1 $45,000 $45,000
    1387.55 1 $45,000 $45,000
    1391.23 1 $45,000 $45,000
    1394.9 1 $45,000 $45,000
    1400.03 1 $45,000 $45,000
    1401.18 1 $45,000 $45,000
    1403.59 1 $45,000 $45,000
    1404.74 1 $45,000 $45,000
    1404.75 1 $75,000 $75,000
    1411.59 1 $45,000 $45,000
    1413.23 1 $55,000 $55,000
    1414.34 1 $45,000 $45,000
    1416.24 1 $75,000 $75,000
    1416.72 1 $35,000 $35,000
    1417.4 1 $45,000 $45,000
    1417.68 1 $35,000 $35,000
    1417.79 1 $45,000 $45,000
    1418.25 1 $45,000 $45,000
    1420.01 1 $55,000 $55,000
    1421.54 1 $45,000 $45,000
    1427.38 1 $45,000 $45,000
    1429.32 1 $45,000 $45,000
    1429.52 1 $55,000 $55,000
    1430.11 1 $55,000 $55,000
    1434.14 1 $55,000 $55,000
    143.47 1 $15,000 $15,000
    1434.75 1 $95,000 $95,000
    1435.09 1 $55,000 $55,000
    1437.05 1 $55,000 $55,000
    1438.74 1 $55,000 $55,000
    1439.12 1 $35,000 $35,000
    1441.7 1 $75,000 $75,000
    1448.39 1 $75,000 $75,000
    1448.89 1 $55,000 $55,000
    1455.48 1 $35,000 $35,000
    1456.07 1 $55,000 $55,000
    1457.09 1 $35,000 $35,000
    1457.24 1 $55,000 $55,000
    1458.3 1 $35,000 $35,000
    1458.65 1 $105,000 $105,000
    1458.86 1 $75,000 $75,000
    1460.34 1 $35,000 $35,000
    1460.67 1 $55,000 $55,000
    1461.36 1 $55,000 $55,000
    1461.76 1 $55,000 $55,000
    1462.3 1 $55,000 $55,000
    1463.88 1 $55,000 $55,000
    1473.07 1 $55,000 $55,000
    1474.2 1 $55,000 $55,000
    1474.77 1 $55,000 $55,000
    1475.16 1 $55,000 $55,000
    1476.51 1 $55,000 $55,000
    1481.1 1 $55,000 $55,000
    1482.12 1 $55,000 $55,000
    1487.29 1 $55,000 $55,000
    1489.24 1 $35,000 $35,000
    1489.34 1 $55,000 $55,000
    1492.95 1 $55,000 $55,000
    1499.26 1 $55,000 $55,000
    150.0 1 $5,000 $5,000
    1502.98 1 $55,000 $55,000
    1504.34 1 $75,000 $75,000
    1505.95 1 $55,000 $55,000
    1507.08 1 $55,000 $55,000
    1509.14 1 $105,000 $105,000
    1514.76 1 $55,000 $55,000
    1516.49 1 $75,000 $75,000
    1517.17 1 $105,000 $105,000
    1517.18 1 $55,000 $55,000
    1517.74 1 $55,000 $55,000
    1521.6 1 $35,000 $35,000
    1522.32 1 $55,000 $55,000
    1525.28 1 $75,000 $75,000
    1525.64 1 $55,000 $55,000
    1533.79 1 $105,000 $105,000
    153.54 1 $15,000 $15,000
    1541.26 1 $55,000 $55,000
    1542.22 1 $55,000 $55,000
    1543.58 1 $45,000 $45,000
    1547.04 1 $55,000 $55,000
    1547.96 1 $85,000 $85,000
    1551.98 1 $35,000 $35,000
    1553.09 1 $55,000 $55,000
    1560.65 1 $55,000 $55,000
    1561.08 1 $85,000 $85,000
    1562.56 1 $45,000 $45,000
    1564.01 1 $55,000 $55,000
    1564.8 1 $55,000 $55,000
    1571.78 1 $105,000 $105,000
    1574.45 1 $55,000 $55,000
    1575.31 1 $55,000 $55,000
    1576.09 1 $55,000 $55,000
    1576.3 1 $55,000 $55,000
    1577.01 1 $55,000 $55,000
    1577.58 1 $55,000 $55,000
    1577.71 1 $35,000 $35,000
    1584.48 1 $55,000 $55,000
    1586.75 1 $55,000 $55,000
    1590.67 1 $55,000 $55,000
    1591.08 1 $45,000 $45,000
    1592.04 1 $55,000 $55,000
    1592.07 1 $55,000 $55,000
    1595.49 1 $55,000 $55,000
    1596.19 1 $55,000 $55,000
    1597.16 1 $85,000 $85,000
    1612.15 1 $85,000 $85,000
    1616.22 1 $55,000 $55,000
    1616.89 1 $45,000 $45,000
    1621.55 1 $55,000 $55,000
    1624.41 1 $55,000 $55,000
    1630.47 1 $55,000 $55,000
    1631.08 1 $85,000 $85,000
    1631.47 1 $55,000 $55,000
    1631.97 1 $35,000 $35,000
    1633.83 1 $55,000 $55,000
    1636.19 1 $55,000 $55,000
    1638.59 1 $55,000 $55,000
    1647.36 1 $115,000 $115,000
    1648.05 1 $55,000 $55,000
    1648.81 1 $55,000 $55,000
    1650.31 1 $45,000 $45,000
    1651.76 1 $55,000 $55,000
    1654.9 1 $55,000 $55,000
    1658.04 1 $85,000 $85,000
    1660.51 1 $55,000 $55,000
    1662.15 1 $45,000 $45,000
    1662.43 1 $55,000 $55,000
    1662.89 1 $55,000 $55,000
    1663.35 1 $55,000 $55,000
    1663.48 1 $55,000 $55,000
    1665.63 1 $85,000 $85,000
    1670.16 1 $85,000 $85,000
    1670.19 1 $55,000 $55,000
    1673.28 1 $55,000 $55,000
    1675.6 1 $55,000 $55,000
    1677.31 1 $55,000 $55,000
    1677.52 1 $55,000 $55,000
    1678.95 1 $55,000 $55,000
    1679.77 1 $55,000 $55,000
    1680.07 1 $55,000 $55,000
    1682.14 1 $55,000 $55,000
    1684.55 1 $55,000 $55,000
    1685.96 1 $45,000 $45,000
    1686.17 1 $55,000 $55,000
    1690.43 1 $85,000 $85,000
    1693.65 1 $65,000 $65,000
    1693.9 1 $85,000 $85,000
    1694.36 1 $85,000 $85,000
    1694.76 1 $55,000 $55,000
    1697.77 1 $45,000 $45,000
    1704.31 1 $85,000 $85,000
    1706.19 1 $55,000 $55,000
    1708.26 1 $55,000 $55,000
    1709.81 1 $55,000 $55,000
    1709.99 1 $55,000 $55,000
    1710.14 1 $55,000 $55,000
    1712.67 1 $55,000 $55,000
    1712.85 1 $65,000 $65,000
    1714.04 1 $65,000 $65,000
    1714.2 1 $65,000 $65,000
    1717.06 1 $65,000 $65,000
    1718.03 1 $45,000 $45,000
    1721.37 1 $55,000 $55,000
    1728.93 1 $65,000 $65,000
    1737.71 1 $65,000 $65,000
    1745.45 1 $65,000 $65,000
    1749.8 1 $55,000 $55,000
    1759.0 1 $65,000 $65,000
    1761.36 1 $65,000 $65,000
    1764.51 1 $65,000 $65,000
    1764.52 1 $45,000 $45,000
    1765.55 1 $65,000 $65,000
    1765.99 1 $45,000 $45,000
    1768.84 1 $65,000 $65,000
    1769.17 1 $45,000 $45,000
    1772.17 1 $65,000 $65,000
    1772.2 1 $65,000 $65,000
    1774.45 1 $65,000 $65,000
    1774.73 1 $45,000 $45,000
    1777.35 1 $65,000 $65,000
    1778.17 1 $65,000 $65,000
    1780.43 1 $45,000 $45,000
    1781.09 1 $65,000 $65,000
    1781.87 1 $65,000 $65,000
    1786.95 1 $65,000 $65,000
    1789.66 1 $65,000 $65,000
    1793.32 1 $65,000 $65,000
    1793.64 1 $65,000 $65,000
    1795.43 1 $65,000 $65,000
    1798.52 1 $65,000 $65,000
    1805.67 1 $65,000 $65,000
    1805.7 1 $65,000 $65,000
    1809.28 1 $65,000 $65,000
    1817.47 1 $45,000 $45,000
    1820.68 1 $65,000 $65,000
    1822.45 1 $65,000 $65,000
    1826.09 1 $45,000 $45,000
    1826.92 1 $65,000 $65,000
    1829.08 1 $65,000 $65,000
    1829.67 1 $65,000 $65,000
    1833.03 1 $65,000 $65,000
    1835.8 1 $65,000 $65,000
    1838.35 1 $65,000 $65,000
    1840.28 1 $65,000 $65,000
    1842.48 1 $65,000 $65,000
    1842.49 1 $65,000 $65,000
    1842.97 1 $65,000 $65,000
    1844.24 1 $65,000 $65,000
    1850.93 1 $45,000 $45,000
    1851.81 1 $65,000 $65,000
    1856.02 1 $65,000 $65,000
    1856.48 1 $65,000 $65,000
    1867.67 1 $65,000 $65,000
    1870.85 1 $55,000 $55,000
    1873.35 1 $65,000 $65,000
    1874.74 1 $65,000 $65,000
    1879.52 1 $65,000 $65,000
    1881.0 1 $65,000 $65,000
    1881.95 1 $55,000 $55,000
    1884.5 1 $65,000 $65,000
    1885.65 1 $65,000 $65,000
    1892.1 1 $65,000 $65,000
    1892.16 1 $55,000 $55,000
    1892.29 1 $65,000 $65,000
    1892.68 1 $65,000 $65,000
    1898.76 1 $65,000 $65,000
    1900.86 1 $65,000 $65,000
    1901.66 1 $55,000 $55,000
    1902.71 1 $65,000 $65,000
    1906.91 1 $55,000 $55,000
    1910.36 1 $55,000 $55,000
    1917.35 1 $65,000 $65,000
    1918.72 1 $65,000 $65,000
    1921.29 1 $65,000 $65,000
    1921.58 1 $65,000 $65,000
    1923.22 1 $95,000 $95,000
    1928.49 1 $65,000 $65,000
    1933.89 1 $65,000 $65,000
    1939.9 1 $65,000 $65,000
    1948.2 1 $105,000 $105,000
    195.0 4 $130,000 $32,500
    1951.57 1 $65,000 $65,000
    1953.85 1 $65,000 $65,000
    1965.5 1 $65,000 $65,000
    1967.0 1 $65,000 $65,000
    1967.56 1 $65,000 $65,000
    1967.66 1 $65,000 $65,000
    1971.53 1 $55,000 $55,000
    1976.44 1 $45,000 $45,000
    1976.52 1 $65,000 $65,000
    1992.09 1 $65,000 $65,000
    1993.72 1 $65,000 $65,000
    1993.87 1 $65,000 $65,000
    1994.64 1 $55,000 $55,000
    2001.85 1 $75,000 $75,000
    2002.97 1 $75,000 $75,000
    2007.02 1 $75,000 $75,000
    2010.09 1 $65,000 $65,000
    2011.89 1 $55,000 $55,000
    2012.54 1 $55,000 $55,000
    2021.17 1 $75,000 $75,000
    2024.71 1 $75,000 $75,000
    2028.39 1 $75,000 $75,000
    2030.85 1 $75,000 $75,000
    2038.43 1 $105,000 $105,000
    2042.04 1 $75,000 $75,000
    2046.16 1 $75,000 $75,000
    205.0 1 $35,000 $35,000
    2055.15 1 $45,000 $45,000
    2057.64 1 $75,000 $75,000
    2058.73 1 $55,000 $55,000
    2062.47 1 $105,000 $105,000
    2063.37 1 $75,000 $75,000
    2068.28 1 $75,000 $75,000
    2073.03 1 $55,000 $55,000
    2080.9 1 $75,000 $75,000
    2082.72 1 $75,000 $75,000
    2093.01 1 $55,000 $55,000
    2095.57 1 $55,000 $55,000
    2105.83 1 $75,000 $75,000
    2109.65 1 $75,000 $75,000
    2109.72 1 $75,000 $75,000
    2113.08 1 $55,000 $55,000
    2113.42 1 $75,000 $75,000
    2117.89 1 $75,000 $75,000
    2117.9 1 $75,000 $75,000
    2118.91 1 $55,000 $55,000
    2121.31 1 $75,000 $75,000
    2122.02 1 $75,000 $75,000
    2145.21 1 $55,000 $55,000
    2153.01 1 $75,000 $75,000
    2163.42 1 $75,000 $75,000
    2164.74 1 $75,000 $75,000
    2164.97 1 $75,000 $75,000
    2172.27 1 $75,000 $75,000
    2180.34 1 $75,000 $75,000
    2181.83 1 $55,000 $55,000
    2182.57 1 $75,000 $75,000
    2182.85 1 $145,000 $145,000
    2186.55 1 $115,000 $115,000
    2190.64 1 $55,000 $55,000
    2202.44 1 $75,000 $75,000
    2204.51 1 $75,000 $75,000
    2210.46 1 $55,000 $55,000
    2214.38 1 $75,000 $75,000
    2214.71 1 $75,000 $75,000
    2214.85 1 $55,000 $55,000
    2221.35 1 $75,000 $75,000
    2221.61 1 $75,000 $75,000
    2221.83 1 $75,000 $75,000
    2223.2 1 $75,000 $75,000
    2231.52 1 $75,000 $75,000
    2232.66 1 $55,000 $55,000
    2236.77 1 $75,000 $75,000
    2244.97 1 $55,000 $55,000
    2248.75 1 $75,000 $75,000
    2255.53 1 $75,000 $75,000
    2257.22 1 $75,000 $75,000
    2259.41 1 $75,000 $75,000
    2262.04 1 $75,000 $75,000
    2265.89 1 $65,000 $65,000
    2272.06 1 $75,000 $75,000
    2275.21 1 $85,000 $85,000
    2279.19 1 $75,000 $75,000
    2281.9 1 $115,000 $115,000
    2283.91 1 $75,000 $75,000
    2286.74 1 $75,000 $75,000
    2290.62 1 $65,000 $65,000
    2296.71 1 $85,000 $85,000
    2297.87 1 $55,000 $55,000
    2311.82 1 $65,000 $65,000
    2314.32 1 $65,000 $65,000
    2314.38 1 $55,000 $55,000
    2315.37 1 $65,000 $65,000
    2320.15 1 $125,000 $125,000
    2344.82 1 $85,000 $85,000
    2350.0 1 $65,000 $65,000
    2351.2 1 $85,000 $85,000
    2352.85 1 $65,000 $65,000
    2368.79 1 $65,000 $65,000
    238.07 1 $15,000 $15,000
    2384.0 1 $85,000 $85,000
    2384.46 1 $85,000 $85,000
    2386.53 1 $85,000 $85,000
    2387.02 1 $85,000 $85,000
    2395.34 1 $55,000 $55,000
    2396.51 1 $85,000 $85,000
    2396.77 1 $65,000 $65,000
    239.78 1 $25,000 $25,000
    2398.6 1 $125,000 $125,000
    2405.78 1 $85,000 $85,000
    241.21 1 $25,000 $25,000
    2412.63 1 $85,000 $85,000
    2418.1 1 $65,000 $65,000
    2420.9 1 $55,000 $55,000
    2433.46 1 $85,000 $85,000
    2438.65 1 $85,000 $85,000
    2444.98 1 $85,000 $85,000
    2447.98 1 $85,000 $85,000
    2449.25 1 $85,000 $85,000
    2465.59 1 $85,000 $85,000
    2471.7 1 $65,000 $65,000
    2483.43 1 $65,000 $65,000
    2486.03 1 $85,000 $85,000
    2509.24 1 $85,000 $85,000
    2520.21 1 $55,000 $55,000
    2535.2 1 $65,000 $65,000
    2553.83 1 $85,000 $85,000
    2558.06 1 $85,000 $85,000
    2566.66 1 $95,000 $95,000
    2582.32 1 $85,000 $85,000
    2626.25 1 $135,000 $135,000
    2642.69 1 $95,000 $95,000
    2683.3 1 $75,000 $75,000
    2698.18 1 $95,000 $95,000
    2700.56 1 $95,000 $95,000
    2707.84 1 $145,000 $145,000
    2719.96 1 $135,000 $135,000
    2727.63 1 $95,000 $95,000
    2733.58 1 $65,000 $65,000
    2755.49 1 $65,000 $65,000
    2767.02 1 $75,000 $75,000
    2796.82 1 $95,000 $95,000
    2881.26 1 $85,000 $85,000
    2891.38 1 $75,000 $75,000
    2895.92 1 $95,000 $95,000
    2925.64 1 $75,000 $75,000
    2930.06 1 $85,000 $85,000
    29.38 1 $55,000 $55,000
    2970.15 1 $105,000 $105,000
    2993.34 1 $85,000 $85,000
    300.72 1 $35,000 $35,000
    301.19 1 $35,000 $35,000
    3086.59 1 $105,000 $105,000
    3104.13 1 $95,000 $95,000
    3166.28 1 $105,000 $105,000
    321.08 2 $70,000 $35,000
    338.65 1 $35,000 $35,000
    3416.54 1 $125,000 $125,000
    355.95 1 $15,000 $15,000
    358.75 1 $35,000 $35,000
    359.07 1 $35,000 $35,000
    361.93 1 $35,000 $35,000
    392.79 1 $45,000 $45,000
    401.24 1 $25,000 $25,000
    402.42 1 $45,000 $45,000
    415.04 1 $45,000 $45,000
    420.12 1 $15,000 $15,000
    438.11 1 $35,000 $35,000
    454.22 1 $25,000 $25,000
    456.61 1 $15,000 $15,000
    470.64 1 $25,000 $25,000
    484.34 1 $55,000 $55,000
    487.14 1 $45,000 $45,000
    500.06 1 $55,000 $55,000
    503.98 1 $55,000 $55,000
    509.74 1 $55,000 $55,000
    512.38 1 $35,000 $35,000
    515.57 1 $35,000 $35,000
    536.52 1 $35,000 $35,000
    549.61 1 $35,000 $35,000
    573.87 1 $35,000 $35,000
    573.97 1 $35,000 $35,000
    575.86 1 $35,000 $35,000
    578.38 1 $35,000 $35,000
    579.62 1 $35,000 $35,000
    584.17 1 $45,000 $45,000
    598.18 1 $45,000 $45,000
    601.69 1 $45,000 $45,000
    611.53 1 $35,000 $35,000
    612.68 1 $45,000 $45,000
    612.98 1 $45,000 $45,000
    614.15 1 $25,000 $25,000
    617.16 1 $45,000 $45,000
    617.4 1 $45,000 $45,000
    619.64 1 $65,000 $65,000
    633.04 1 $35,000 $35,000
    647.08 1 $35,000 $35,000
    648.3 1 $45,000 $45,000
    650.44 1 $25,000 $25,000
    651.39 1 $45,000 $45,000
    664.55 1 $35,000 $35,000
    670.44 1 $25,000 $25,000
    674.55 1 $45,000 $45,000
    675.94 1 $35,000 $35,000
    676.34 1 $35,000 $35,000
    679.47 1 $45,000 $45,000
    684.71 1 $25,000 $25,000
    702.83 1 $15,000 $15,000
    711.33 1 $45,000 $45,000
    719.6 1 $35,000 $35,000
    719.67 1 $35,000 $35,000
    728.37 1 $35,000 $35,000
    737.32 1 $55,000 $55,000
    743.38 1 $55,000 $55,000
    745.72 1 $25,000 $25,000
    755.4 1 $35,000 $35,000
    756.41 1 $75,000 $75,000
    766.68 1 $25,000 $25,000
    773.35 1 $55,000 $55,000
    773.71 1 $45,000 $45,000
    796.95 1 $45,000 $45,000
    800.0 181 $6,675,000 $36,878
    806.82 1 $25,000 $25,000
    808.44 1 $55,000 $55,000
    809.81 1 $45,000 $45,000
    815.43 1 $45,000 $45,000
    822.89 1 $55,000 $55,000
    826.58 1 $55,000 $55,000
    833.62 1 $25,000 $25,000
    839.39 1 $55,000 $55,000
    841.87 1 $85,000 $85,000
    846.57 1 $45,000 $45,000
    856.08 1 $55,000 $55,000
    858.43 1 $55,000 $55,000
    865.23 1 $55,000 $55,000
    867.71 1 $45,000 $45,000
    869.58 1 $45,000 $45,000
    871.41 1 $45,000 $45,000
    872.47 1 $35,000 $35,000
    879.46 1 $65,000 $65,000
    890.64 1 $65,000 $65,000
    900.12 1 $45,000 $45,000
    903.77 1 $45,000 $45,000
    903.95 1 $45,000 $45,000
    904.18 1 $35,000 $35,000
    908.65 1 $45,000 $45,000
    912.82 1 $65,000 $65,000
    914.48 1 $45,000 $45,000
    915.18 1 $65,000 $65,000
    923.94 1 $65,000 $65,000
    924.4 1 $35,000 $35,000
    925.88 1 $25,000 $25,000
    931.28 1 $45,000 $45,000
    932.22 1 $65,000 $65,000
    935.23 1 $45,000 $45,000
    939.22 1 $25,000 $25,000
    945.14 1 $45,000 $45,000
    945.65 1 $45,000 $45,000
    950.0 117 $8,165,000 $69,786
    955.24 1 $25,000 $25,000
    960.82 1 $35,000 $35,000
    961.04 1 $65,000 $65,000
    964.79 1 $35,000 $35,000
    976.12 1 $35,000 $35,000
    984.7 1 $55,000 $55,000
    985.16 1 $55,000 $55,000
    989.69 1 $25,000 $25,000
    989.86 1 $35,000 $35,000
    991.03 1 $55,000 $55,000
    997.09 1 $55,000 $55,000
    997.86 1 $65,000 $65,000
    NA 24,751 $7,471,965,000 $301,885

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 16 $36,370,000 $2,273,125
    Multifamily:Site-Built 58 $59,670,000 $1,028,793
    Single Family (1-4 Units):Manufactured 1,188 $71,870,000 $60,497
    Single Family (1-4 Units):Site-Built 24,447 $7,357,005,000 $300,937

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,203 $281,955,000 $234,377 $2,499 3.68%
    40-60% 4,756 $1,549,290,000 $325,755 $2,403 3.15%
    60-80% 10,106 $3,336,670,000 $330,167 $2,805 3.30%
    80-100% 8,526 $2,193,140,000 $257,230 $4,055 3.86%
    Over 100% 241 $84,745,000 $351,639 $10,794 4.22%
    Under 20% 772 $41,900,000 $54,275 $576 3.52%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    FIRSTBANK PUERTO RICO Conventional home mortgage Struggling to pay mortgage 3 15.0%
    FIRSTBANK PUERTO RICO FHA mortgage Struggling to pay mortgage 2 10.0%
    FIRSTBANK PUERTO RICO FHA mortgage Trouble during payment process 2 10.0%
    FIRSTBANK PUERTO RICO Other type of mortgage Closing on a mortgage 1 5.0%
    FIRSTBANK PUERTO RICO Other type of mortgage Incorrect information on your report 1 5.0%
    FIRSTBANK PUERTO RICO Other type of mortgage Struggling to pay mortgage 1 5.0%
    FIRSTBANK PUERTO RICO VA mortgage Struggling to pay mortgage 1 5.0%
    FIRSTBANK PUERTO RICO Conventional home mortgage Trouble during payment process 6 30.0%
    FIRSTBANK PUERTO RICO Conventional home mortgage Closing on a mortgage 2 10.0%
    FIRSTBANK PUERTO RICO FHA mortgage Closing on a mortgage 1 5.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Firstbank 101 East Main Street Henderson, TN 38340 Full Service B&M $110,454
    Firstbank 101 W. Main St Woodbury, TN 37190 Full Service B&M $53,034
    Firstbank 101 West Church Street Lexington, TN 38351 Full Service B&M $119,859
    Firstbank 101 West Wood Street Paris, TN 38242 Full Service B&M $50,264
    Firstbank 1013 South Hwy 92 Dandridge, TN 37725 Full Service B&M $30,788
    Firstbank 10216 Kingston Pike Knoxville, TN 37922 Full Service B&M $63,753
    Firstbank 1068 Mineral Wells Avenue Paris, TN 38242 Full Service B&M $78,706
    Firstbank 11 Channing Way Jackson, TN 38305 Full Service B&M $258,662
    Firstbank 1110 Market St, Ste 300 Chattanooga, TN 37402 Full Service B&M $78,681
    Firstbank 1111 Northshore Drive Ste P-100 Knoxville, TN 37919 Full Service B&M $39,737
    Firstbank 112 North Washington Streets Henderson, TN 38340 Limited, Drive-thru $0
    Firstbank 11820 Kingston Pike Farragut, TN 37934 Full Service B&M $23,103
    Firstbank 120 W Main Street Linden, TN 37096 Full Service B&M $58,208
    Firstbank 123 N Court St Florence, AL 35630 Full Service B&M $0
    Firstbank 123 North Court Street Florence, AL 35630 Full Service B&M $41,596
    Firstbank 123 Second Avenue North Huntingdon, TN 38344 Limited, Drive-thru $0
    Firstbank 1237 North Glenwood Ave Dalton, GA 30721 Full Service B&M $16,098
    Firstbank 126 Highway 641 North Camden, TN 38320 Full Service B&M $69,580
    Firstbank 1301 Cowart Street Chattanooga, TN 37402 Limited, Drive-thru $0
    Firstbank 139 Elmore Road Crossville, TN 38555 Full Service B&M $121,715
    Firstbank 15 West University Parkway Jackson, TN 38305 Full Service B&M $33,592
    Firstbank 1500 Hillsboro Boulevard Manchester, TN 37355 Full Service B&M $62,523
    Firstbank 1515 Campbell Lane Bowling Green, KY 42104 Full Service B&M $19,029
    Firstbank 1520 Old Gallatin Road Scottsville, KY 42164 Limited, Drive-thru $0
    Firstbank 1525 Market St Dayton, TN 37321 Full Service B&M $51,949
    Firstbank 1581 South Highland Avenue Jackson, TN 38301 Full Service B&M $22,604
    Firstbank 1595 Veterans Memorial Hwy Scottsville, KY 42164 Full Service B&M $134,100
    Firstbank 164 Hospital Drive Lexington, TN 38351 Limited, Drive-thru $0
    Firstbank 167 West Broadway Boulevard Jefferson City, TN 37760 Full Service B&M $146,252
    Firstbank 1817 West End Avenue Nashville, TN 37203 Full Service B&M $33,442
    Firstbank 1927 Wilson Parkway Fayetteville, TN 37334 Full Service B&M $72,867
    Firstbank 1959 Northpoint Boulevard Hixson, TN 37343 Full Service B&M $38,422
    Firstbank 19685 E Main Street Huntingdon, TN 38344 Full Service B&M $107,818
    Firstbank 20 Highway 114 South Scotts Hill, TN 38374 Full Service B&M $50,711
    Firstbank 200 West Main St Smithville, TN 37166 Full Service B&M $111,706
    Firstbank 20340 East Main Street Huntingdon, TN 38344 Limited, Drive-thru $0
    Firstbank 21 North Forrest Avenue Camden, TN 38320 Full Service B&M $46,940
    Firstbank 211 Commerce Street, Suite 300 Nashville, TN 37201 Full Service B&M $809,749
    Firstbank 2121 Abbott Martin Road Nashville, TN 37215 Full Service B&M $38,221
    Firstbank 2200 Decherd Boulevard Decherd, TN 37324 Full Service B&M $33,411
    Firstbank 2202 Fairview Boulevard Fairview, TN 37062 Full Service B&M $113,946
    Firstbank 2670 New Salem Highway Murfreesboro, TN 37128 Full Service B&M $27,924
    Firstbank 28915 Broad Street Hollow Rock, TN 38342 Full Service B&M $28,163
    Firstbank 2905 Maynardville Highway Maynardville, TN 37807 Full Service B&M $23,979
    Firstbank 319 Manufacturer's Road Chattanooga, TN 37405 Full Service B&M $182,009
    Firstbank 3310 Aspen Grove Drive, Suite 100 Franklin, TN 37067 Full Service B&M $66,284
    Firstbank 340 West Lincoln Street Tullahoma, TN 37388 Full Service B&M $88,319
    Firstbank 345 Highway 46 South Dickson, TN 37055 Full Service B&M $69,703
    Firstbank 3610 Battlefield Parkway Fort Oglethorpe, GA 30742 Full Service B&M $117,345
    Firstbank 3895 Cleveland Road Dalton, GA 30720 Full Service B&M $24,942
    Firstbank 401 South Thornton Avenue Dalton, GA 30720 Full Service B&M $144,688
    Firstbank 4110 North Mount Juliet Road, Suite 300 Mount Juliet, TN 37122 Full Service B&M $24,329
    Firstbank 416 West Main Street Waverly, TN 37185 Full Service B&M $88,247
    Firstbank 417 South Lowry Street Smyrna, TN 37167 Full Service B&M $33,281
    Firstbank 4227 Ringgold Road Chattanooga, TN 37412 Full Service B&M $42,427
    Firstbank 45 Wildersville Road Wildersville, TN 38388 Limited, Drive-thru $0
    Firstbank 450 Tennessee Avenue South Parsons, TN 38363 Full Service B&M $155,268
    Firstbank 5029 Harpeth Drive Brentwood, TN 37027 Full Service B&M $15,945
    Firstbank 5063 Alabama Highway Ringgold, GA 30736 Full Service B&M $159,861
    Firstbank 508 Madison Street Shelbyville, TN 37160 Full Service B&M $75,261
    Firstbank 510 Columbia Avenue, Suite 106 Franklin, TN 37064 Full Service B&M $46,361
    Firstbank 520 W. Summit Hill Drive, Suite 801 Knoxville, TN 37902 Full Service B&M $360,825
    Firstbank 5200 Clinton Highway Knoxville, TN 37912 Full Service B&M $14,298
    Firstbank 5290 Scottsville Road Bowling Green, KY 42103 Full Service B&M $58,042
    Firstbank 53 East Church Street Lexington, TN 38351 Full Service B&M $161,310
    Firstbank 595 East Church Street Lexington, TN 38351 Limited, Drive-thru $0
    Firstbank 615 Memorial Boulevard Murfreesboro, TN 37129 Full Service B&M $210,789
    Firstbank 6280 Highway 64 Oakland, TN 38060 Full Service B&M $69,931
    Firstbank 6482 Poplar Avenue Memphis, TN 38119 Full Service B&M $83,457
    Firstbank 650 Main Street Friendship, TN 38034 Full Service B&M $24,611
    Firstbank 6815 Poplar Avenue, Suite 100 Germantown, TN 38138 Full Service B&M $7,512
    Firstbank 71 Mechanic St. South, P.O.Box 159 Lynchburg, TN 37352 Full Service B&M $44,762
    Firstbank 720 Gallatin Street Sw, Suite 150 Huntsville, AL 35801 Full Service B&M $63,291
    Firstbank 7442 Shallowford Road Chattanooga, TN 37421 Full Service B&M $68,205
    Firstbank 8398 Highway 64 Bartlett, TN 38133 Full Service B&M $22,245
    Firstbank 851 South Willow Avenue Cookeville, TN 38501 Full Service B&M $55,888
    Firstbank 885 Conference Drive, Suite 100 Goodlettsville, TN 37072 Full Service B&M $78,427
    Firstbank 9217 Lee Hwy Ooltewah, TN 37363 Full Service B&M $53,096
    Firstbank 948 Fairview Avenue Bowling Green, KY 42103 Full Service B&M $14,769
    Firstbank Highway 22 South Clarksburg, TN 38324 Limited, Drive-thru $6,017
    Firstbank W Main Street Henderson, TN 38340 Limited, Drive-thru $0

    For 2020, Firstbank had 81 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $314,619
    Net interest income $268,755
    Total noninterest income $299,626
    Gross Fiduciary activities income $1,275
    Service charges on deposit accounts $8,677
    Trading account gains and fees $0
    Additional Noninterest Income $289,674
    Pre-tax net operating income $84,952
    Securities gains (or losses, -) $1,414
    Income before extraordinary items $66,382
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $66,382
    Minority interest net income $8
    Net income $66,374
    Sale, conversion, retirement of capital stock, net $9,748
    Net operating income $65,264

    Firstbank's gross interest income from loans was $314,619,000.
    Firstbank's net interest income from loans was $268,755,000.
    Firstbank's fee based income from loans was $8,677,000.
    Firstbank's net income from loans was $66,374,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $45,864
    Provision for credit losses $94,606
    Total noninterest expense $388,823
    Salaries and employee benefits $232,644
    Premises and equipment expense $18,633
    Additional noninterest expense $137,546
    Applicable income taxes $19,984
    Net charge-offs $12,302
    Cash dividends $48,750

    Firstbank's interest expense for loans was $45,864,000.
    Firstbank's payroll and benefits expense were $232,644,000.
    Firstbank's property, plant and equipment expenses $18,633,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $9,463,347
    Deposits held in domestic offices $9,463,347
    Deposits by Individuals, partnerships, and corporations $8,268,314
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,181,071
    Deposits by Commercial banks and other depository institutions in U.S. $13,962
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,406,583
    Demand deposits $619,602
    Nontransaction accounts $8,056,764
    Money market deposit accounts (MMDAs) $6,266,825
    Other savings deposits (excluding MMDAs) $352,685
    Total time deposits $1,437,254
    Total time and savings deposits $8,843,745
    Noninterest-bearing deposits $2,279,413
    Interest-bearing deposits $7,183,934
    Retail deposits $9,007,761
    IRAs and Keogh plan accounts $177,860
    Brokered deposits $66,489
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $11,191,562
    Cash & Balances due from depository institutions $1,190,901
    Interest-bearing balances $1,079,910
    Total securities $1,175,818
    Federal funds sold & reverse repurchase $121,153
    Net loans and leases $7,811,743
    Loan and leases loss allowance $170,389
    Trading account assets $0
    Bank premises and fixed assets $188,872
    Other real estate owned $12,111
    Goodwill and other intangibles $349,229
    All other assets $341,735

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $11,191,562
    Total Liabilities $9,816,615
    Total deposits $9,463,347
    Interest-bearing deposits $7,183,934
    Deposits held in domestic offices $9,463,347
    % insured (estimated) $48
    Federal funds purchased and repurchase agreements $32,199
    Trading liabilities $0
    Other borrowed funds $1,598
    Subordinated debt $98,228
    All other liabilities $221,243

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $7,811,743
    Loan and leases loss allowance $170,389
    Total loans and leases (domestic) $7,982,132
    All real estate loans $6,102,967
    Real estate loans in domestic offices $6,102,967
    Construction and development loans $1,222,220
    Residential 1-4 family construction $543,583
    Other construction, all land development and other land $678,637
    Loans secured by nonfarm nonresidential properties $2,485,253
    Nonfarm nonresidential secured by owner-occupied properties $886,274
    Commercial real estate & other non-farm, non-residential $1,598,979
    Multifamily residential real estate $175,676
    1-4 family residential loans $2,181,251
    Farmland loans $38,567
    Loans held in foreign offices $0
    Farm loans $20,047
    Commercial and industrial loans $1,541,392
    To non-U.S. addressees $0
    Loans to individuals $256,559
    Credit card loans $0
    Related Plans $4,449
    Consumer Auto Loans $31,477
    Other loans to individuals $220,633
    All other loans & leases $61,167
    Loans to foreign governments and official institutions $0
    Other loans $20,802
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $263
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $5,465
    Non 1-4 family restructured loans & leases $4,303
    Total loans and leases (foreign) $0

    FirstBank had $7,811,743,000 of loans outstanding in 2020. $6,102,967,000 of loans were in real estate loans. $1,222,220,000 of loans were in development loans. $175,676,000 of loans were in multifamily mortgage loans. $2,181,251,000 of loans were in 1-4 family mortgage loans. $20,047,000 of loans were in farm loans. $0 of loans were in credit card loans. $31,477,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,187 $485,965 $222,206
    Nonfarm, nonresidential loans - <$100k 584 $23,640 $40,479
    Nonfarm, nonresidential loans - $100-250k 691 $84,470 $122,243
    Nonfarm, nonresidential loans - $250k-1MM 912 $377,855 $414,315
    Commercial & Industrial, US addressed loans - <$1MM 6,217 $427,614 $68,781
    Commercial & Industrial, US addressed loans - <$100k 4,417 $106,964 $24,216
    Commercial & Industrial, US addressed loans - $100-250k 981 $97,260 $99,144
    Commercial & Industrial, US addressed loans - $250k-1MM 819 $223,390 $272,759
    Farmland loans - <$1MM 238 $24,552 $103,160
    Farmland loans - <$100k 121 $4,131 $34,140
    Farmland loans - $100-250k 74 $7,790 $105,270
    Farmland loans - $250k-1MM 43 $12,631 $293,744
    Agriculture operations loans - <$1MM 356 $16,679 $46,851
    Agriculture operations loans - <$100k 290 $6,639 $22,893
    Agriculture operations loans - $100-250k 47 $5,068 $107,830
    Agriculture operations loans - $250k-1MM 19 $4,972 $261,684