Firstbank Mortgage Rates, Fees & Info

Nashville, TN

LEI: 549300OBO7DOF2KOP535

Tax ID: 62-0198265

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Mortgage Data

Review & Overview

Firstbank is a mid-sized bank specializing in Home Purchase loans. Firstbank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Huntsville, Birmingham, Chattanooga, and Atlanta among others. We have data for 421 markets. (Some data included below & more in-depth data is available with an active subscription.)

Firstbank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Firstbank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.77% 12/17/24
30 Year Conventional Refi 6.44% 12/17/24
30 Year Cash-out Refi 6.58% 12/17/24
30 Year FHA Purchase 7.34% 12/17/24
30 Year FHA Refi 7.34% 12/17/24
30 Year VA Purchase 6.16% 12/17/24
30 Year VA Refi 5.93% 12/17/24
30 Year USDA Purchase 6.74% 12/17/24
15 Year Conventional Purchase 7.87% 12/17/24
15 Year Conventional Refi 5.84% 12/17/24
15 Year Cash-out Refi 5.84% 12/17/24
15 Year VA Purchase 5.60% 12/17/24
15 Year VA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Firstbank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Firstbank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

12,072

Origination Dollar Volume (All Markets)

$3,629,820,000
Show all (67) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2,667 $1,038,265,000 $389,301 $6,044 4.90%
HUNTSVILLE, AL (FHA|USDA|VA) 723 $224,705,000 $310,795 $5,761 4.87%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 685 $195,805,000 $285,847 $4,659 5.11%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 677 $192,185,000 $283,877 $5,369 5.04%
Outside of Metro Areas 1,100 $180,040,000 $163,673 $4,169 5.51%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 349 $112,205,000 $321,504 $4,738 4.51%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 277 $86,005,000 $310,487 $4,927 4.78%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 41 $83,985,000 $2,048,415 $4,770 4.08%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 292 $66,880,000 $229,041 $4,584 4.98%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 113 $61,605,000 $545,177 $5,309 5.23%
KNOXVILLE, TN (FHA|USDA|VA) 231 $59,215,000 $256,342 $5,188 5.01%
JACKSON, TN (FHA|USDA|VA) 185 $42,135,000 $227,757 $3,764 5.01%
Tullahoma-Manchester, TN (FHA|USDA|VA) 178 $42,130,000 $236,685 $4,216 5.41%
TUSCALOOSA, AL (FHA|USDA|VA) 151 $38,725,000 $256,457 $7,423 5.10%
Albertville, AL (FHA|USDA|VA) 132 $32,680,000 $247,576 $6,417 4.48%
DALTON, GA (FHA|USDA|VA) 173 $29,735,000 $171,879 $4,956 5.14%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 80 $29,460,000 $368,250 $3,881 3.64%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 109 $29,125,000 $267,202 $6,077 4.82%
Cookeville, TN (FHA|USDA|VA) 137 $27,585,000 $201,350 $4,230 5.34%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 60 $25,710,000 $428,500 $5,076 3.23%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 52 $25,100,000 $482,692 $3,401 3.39%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 135 $24,355,000 $180,407 $5,511 7.61%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 48 $23,370,000 $486,875 $5,670 3.64%
ROME, GA (FHA|USDA|VA) 98 $23,040,000 $235,102 $7,574 5.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 83 $22,035,000 $265,482 $4,930 5.05%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 27 $20,315,000 $752,407 $7,081 4.86%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 25 $20,275,000 $811,000 $3,787 3.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 40 $19,320,000 $483,000 $3,168 3.30%
BOWLING GREEN, KY (FHA|USDA|VA) 112 $18,150,000 $162,054 $3,566 5.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 49 $17,915,000 $365,612 $3,427 3.78%
Shelbyville, TN (FHA|USDA|VA) 69 $17,215,000 $249,493 $5,229 5.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 48 $16,240,000 $338,333 $3,677 3.67%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 37 $15,335,000 $414,459 $4,122 3.50%
Paris, TN (FHA|USDA|VA) 120 $15,290,000 $127,417 $3,256 5.33%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 36 $14,090,000 $391,389 $3,848 3.42%
JACKSONVILLE, FL (FHA|USDA|VA) 39 $13,585,000 $348,333 $4,732 4.20%
Oxford, MS (FHA|USDA|VA) 7 $13,275,000 $1,896,429 $4,765 5.44%
Dayton, TN (FHA|USDA|VA) 46 $13,150,000 $285,870 $3,894 5.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $13,020,000 $2,170,000 $13,186 4.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 39 $12,885,000 $330,385 $5,540 4.10%
MORRISTOWN, TN (FHA|USDA|VA) 71 $12,725,000 $179,225 $5,258 5.54%
CLEVELAND, TN (FHA|USDA|VA) 56 $12,620,000 $225,357 $4,619 5.17%
Cullman, AL (FHA|USDA|VA) 54 $12,440,000 $230,370 $6,185 5.03%
DECATUR, AL (FHA|USDA|VA) 57 $12,065,000 $211,667 $5,257 5.38%
Lewisburg, TN (FHA|USDA|VA) 52 $11,510,000 $221,346 $4,827 4.49%
DOTHAN, AL (FHA|USDA|VA) 63 $11,445,000 $181,667 $5,442 4.88%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 26 $11,290,000 $434,231 $3,876 3.36%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 24 $11,210,000 $467,083 $6,768 5.31%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 33 $11,045,000 $334,697 $4,532 3.32%
ERIE, PA (FHA|USDA|VA) 2 $10,840,000 $5,420,000 $0 5.63%
MOBILE, AL (FHA|USDA|VA) 69 $10,205,000 $147,899 $4,690 6.24%
Crossville, TN (FHA|USDA|VA) 76 $10,160,000 $133,684 $4,003 5.17%
KANSAS CITY, MO-KS (FHA|USDA|VA) 38 $10,120,000 $266,316 $3,135 4.53%
RALEIGH-CARY, NC (FHA|USDA|VA) 27 $9,705,000 $359,444 $2,767 3.47%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 16 $9,660,000 $603,750 $3,814 3.49%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 17 $9,645,000 $567,353 $6,535 4.08%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 23 $9,445,000 $410,652 $3,812 3.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 33 $9,285,000 $281,364 $3,718 3.24%
Corning, NY (FHA|USDA|VA) 2 $8,850,000 $4,425,000 $0 6.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $8,620,000 $862,000 $4,205 4.67%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 20 $8,550,000 $427,500 $4,760 3.90%
COLUMBUS, GA-AL (FHA|USDA|VA) 50 $8,280,000 $165,600 $5,738 4.33%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 37 $8,235,000 $222,568 $5,482 5.21%
Sevierville, TN (FHA|USDA|VA) 24 $8,230,000 $342,917 $5,585 4.76%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 18 $7,290,000 $405,000 $5,205 3.94%
JACKSON, MS (FHA|USDA|VA) 100 $7,150,000 $71,500 $3,875 6.99%
ST. LOUIS, MO-IL (FHA|USDA|VA) 20 $6,760,000 $338,000 $3,095 3.63%
PANAMA CITY, FL (FHA|USDA|VA) 16 $6,640,000 $415,000 $5,509 4.63%
Lawrenceburg, TN (FHA|USDA|VA) 26 $6,480,000 $249,231 $4,431 4.56%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 14 $6,390,000 $456,429 $3,735 3.66%
Summerville, GA (FHA|USDA|VA) 39 $6,255,000 $160,385 $6,244 4.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $6,040,000 $302,000 $7,927 5.53%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 21 $5,865,000 $279,286 $3,151 4.42%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 17 $5,635,000 $331,471 $4,261 4.41%
SALT LAKE CITY, UT (FHA|USDA|VA) 17 $5,535,000 $325,588 $2,397 3.42%
GOLDSBORO, NC (FHA|USDA|VA) 2 $5,410,000 $2,705,000 $0 6.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 34 $5,390,000 $158,529 $3,833 6.04%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $5,260,000 $375,714 $6,020 4.32%
ASHEVILLE, NC (FHA|USDA|VA) 11 $5,255,000 $477,727 $7,501 5.44%
BOISE CITY, ID (FHA|USDA|VA) 13 $5,215,000 $401,154 $3,953 3.44%
PROVO-OREM, UT (FHA|USDA|VA) 12 $5,040,000 $420,000 $2,005 3.53%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 23 $4,945,000 $215,000 $4,056 5.24%
MONTGOMERY, AL (FHA|USDA|VA) 25 $4,885,000 $195,400 $5,774 5.82%
TULSA, OK (FHA|USDA|VA) 17 $4,695,000 $276,176 $4,831 4.56%
RENO, NV (FHA|USDA|VA) 11 $4,665,000 $424,091 $3,529 4.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $4,365,000 $485,000 $4,400 4.04%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 13 $4,315,000 $331,923 $4,078 3.85%
LOUISVILLE, KY (FHA|USDA|VA) 19 $4,275,000 $225,000 $3,369 4.62%
Fort Payne, AL (FHA|USDA|VA) 21 $4,245,000 $202,143 $6,186 5.22%
GADSDEN, AL (FHA|USDA|VA) 24 $4,110,000 $171,250 $5,786 4.68%
Bainbridge, GA (FHA|USDA|VA) 23 $3,805,000 $165,435 $6,072 4.25%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 11 $3,765,000 $342,273 $2,880 3.42%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $3,635,000 $279,615 $4,169 3.31%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $3,415,000 $379,444 $3,143 3.79%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $3,385,000 $307,727 $5,216 3.39%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $3,360,000 $420,000 $5,145 3.69%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $3,310,000 $275,833 $2,867 3.07%
Talladega-Sylacauga, AL (FHA|USDA|VA) 18 $3,260,000 $181,111 $4,106 5.57%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $3,240,000 $810,000 $4,683 5.09%
LAS CRUCES, NM (FHA|USDA|VA) 6 $3,190,000 $531,667 $4,621 3.48%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $3,185,000 $353,889 $3,889 3.49%
COLUMBUS, OH (FHA|USDA|VA) 11 $3,125,000 $284,091 $2,576 4.09%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $3,050,000 $381,250 $3,611 4.28%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 9 $3,025,000 $336,111 $2,728 3.00%
COLUMBIA, SC (FHA|USDA|VA) 11 $3,005,000 $273,182 $2,825 3.45%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $3,000,000 $300,000 $3,419 3.72%
Scottsboro, AL (FHA|USDA|VA) 14 $2,900,000 $207,143 $7,092 5.02%
Jasper, AL (FHA|USDA|VA) 24 $2,870,000 $119,583 $3,652 6.82%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 9 $2,805,000 $311,667 $2,982 3.28%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 12 $2,650,000 $220,833 $2,545 4.79%
London, KY (FHA|USDA|VA) 21 $2,605,000 $124,048 $4,494 7.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,565,000 $285,000 $2,558 3.79%
McMinnville, TN (FHA|USDA|VA) 17 $2,565,000 $150,882 $4,552 4.94%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $2,555,000 $511,000 $2,728 3.20%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $2,415,000 $345,000 $2,992 3.70%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,325,000 $258,333 $2,484 4.08%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 15 $2,325,000 $155,000 $4,193 6.07%
TUCSON, AZ (FHA|USDA|VA) 7 $2,225,000 $317,857 $6,523 4.02%
STOCKTON, CA (FHA|USDA|VA) 5 $2,225,000 $445,000 $4,357 3.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,205,000 $315,000 $2,676 3.78%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $2,205,000 $441,000 $5,347 3.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $2,190,000 $365,000 $11,119 3.77%
SAVANNAH, GA (FHA|USDA|VA) 7 $2,155,000 $307,857 $5,348 5.18%
Heber, UT (FHA|USDA|VA) 4 $2,140,000 $535,000 $4,090 3.84%
VALLEJO, CA (FHA|USDA|VA) 5 $2,115,000 $423,000 $3,167 3.30%
VALDOSTA, GA (FHA|USDA|VA) 9 $2,115,000 $235,000 $6,029 6.20%
RICHMOND, VA (FHA|USDA|VA) 6 $2,100,000 $350,000 $4,771 3.35%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,095,000 $190,455 $8,553 5.72%
WARNER ROBINS, GA (FHA|USDA|VA) 11 $2,075,000 $188,636 $3,257 5.38%
SALEM, OR (FHA|USDA|VA) 6 $2,050,000 $341,667 $3,399 3.69%
Alexander City, AL (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,814 5.72%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $2,025,000 $405,000 $4,697 3.20%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 10 $2,020,000 $202,000 $6,177 5.45%
Ponca City, OK (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 6.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $2,005,000 $222,778 $2,403 3.76%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 16 $1,890,000 $118,125 $3,666 7.76%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,885,000 $269,286 $2,553 4.39%
Glasgow, KY (FHA|USDA|VA) 9 $1,855,000 $206,111 $3,805 5.23%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,820,000 $455,000 $2,847 3.22%
BEND, OR (FHA|USDA|VA) 5 $1,785,000 $357,000 $3,910 3.58%
Starkville, MS (FHA|USDA|VA) 15 $1,765,000 $117,667 $4,819 7.07%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,725,000 $345,000 $4,968 3.18%
WALLA WALLA, WA (FHA|USDA|VA) 3 $1,725,000 $575,000 $3,162 3.67%
LYNCHBURG, VA (FHA|USDA|VA) 7 $1,715,000 $245,000 $4,822 5.76%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $1,705,000 $341,000 $3,382 3.90%
GREELEY, CO (FHA|USDA|VA) 3 $1,695,000 $565,000 $6,008 4.33%
Outside of Metro Areas 4 $1,690,000 $422,500 $4,469 3.28%
STAUNTON, VA (FHA|USDA|VA) 3 $1,675,000 $558,333 $4,123 3.33%
BRUNSWICK, GA (FHA|USDA|VA) 3 $1,635,000 $545,000 $3,432 4.50%
SANTA FE, NM (FHA|USDA|VA) 5 $1,635,000 $327,000 $3,484 2.87%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,605,000 $321,000 $6,443 2.90%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,580,000 $197,500 $17,072 4.36%
MADISON, WI (FHA|USDA|VA) 4 $1,580,000 $395,000 $2,066 3.34%
FRESNO, CA (FHA|USDA|VA) 5 $1,575,000 $315,000 $3,929 3.65%
West Point, MS (FHA|USDA|VA) 10 $1,550,000 $155,000 $13,153 6.74%
MODESTO, CA (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,395 3.44%
Athens, TN (FHA|USDA|VA) 9 $1,535,000 $170,556 $4,319 5.34%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,440,000 $360,000 $3,712 4.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $1,415,000 $283,000 $5,312 3.53%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $1,410,000 $352,500 $2,021 2.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,350 4.94%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,350,000 $337,500 $3,588 3.34%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,340,000 $335,000 $3,198 3.16%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,290,000 $322,500 $3,452 3.69%
SPARTANBURG, SC (FHA|USDA|VA) 3 $1,275,000 $425,000 $3,066 4.17%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,967 3.25%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,235,000 $411,667 $3,286 3.87%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,231 5.28%
Cedar City, UT (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,774 4.44%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,210,000 $201,667 $1,775 5.36%
PITTSBURGH, PA (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,376 3.25%
Kalispell, MT (FHA|USDA|VA) 3 $1,205,000 $401,667 $3,059 2.95%
Tupelo, MS (FHA|USDA|VA) 8 $1,190,000 $148,750 $6,234 7.60%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,080 5.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,602 4.82%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,824 3.42%
AKRON, OH (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,612 5.12%
Martin, TN (FHA|USDA|VA) 8 $1,060,000 $132,500 $5,119 6.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,434 3.63%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,281 3.65%
Atmore, AL (FHA|USDA|VA) 9 $1,035,000 $115,000 $3,203 7.12%
WILMINGTON, NC (FHA|USDA|VA) 2 $1,020,000 $510,000 $4,802 2.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,332 4.79%
TOLEDO, OH (FHA|USDA|VA) 3 $995,000 $331,667 $6,951 4.88%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $990,000 $495,000 $5,117 3.56%
OCALA, FL (FHA|USDA|VA) 7 $985,000 $140,714 $4,649 5.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $985,000 $328,333 $2,727 2.96%
LAFAYETTE, LA (FHA|USDA|VA) 2 $980,000 $490,000 $5,171 2.38%
Calhoun, GA (FHA|USDA|VA) 6 $970,000 $161,667 $5,085 4.83%
Ozark, AL (FHA|USDA|VA) 7 $945,000 $135,000 $5,185 6.16%
TYLER, TX (FHA|USDA|VA) 10 $940,000 $94,000 $3,877 8.54%
GAINESVILLE, GA (FHA|USDA|VA) 3 $935,000 $311,667 $7,698 5.28%
MEDFORD, OR (FHA|USDA|VA) 2 $930,000 $465,000 $5,897 2.99%
GAINESVILLE, FL (FHA|USDA|VA) 6 $930,000 $155,000 $6,222 6.06%
Cedartown, GA (FHA|USDA|VA) 5 $925,000 $185,000 $6,993 5.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $915,000 $305,000 $9,250 2.92%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $905,000 $905,000 $31,191 2.75%
REDDING, CA (FHA|USDA|VA) 3 $905,000 $301,667 $2,741 3.33%
Meridian, MS (FHA|USDA|VA) 9 $865,000 $96,111 $4,690 7.59%
Sandpoint, ID (FHA|USDA|VA) 2 $860,000 $430,000 $6,199 3.81%
Eufaula, AL-GA (FHA|USDA|VA) 5 $855,000 $171,000 $6,034 5.50%
LANCASTER, PA (FHA|USDA|VA) 3 $845,000 $281,667 $3,377 2.96%
NAPA, CA (FHA|USDA|VA) 1 $845,000 $845,000 $2,426 3.25%
WACO, TX (FHA|USDA|VA) 2 $830,000 $415,000 $3,438 3.94%
ANN ARBOR, MI (FHA|USDA|VA) 2 $820,000 $410,000 $1,775 3.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $815,000 $271,667 $5,181 4.96%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $810,000 $405,000 $1,987 3.81%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $810,000 $405,000 $11,507 2.75%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $810,000 $405,000 $2,453 2.81%
Laconia, NH (FHA|USDA|VA) 3 $805,000 $268,333 $5,896 4.63%
SALINAS, CA (FHA|USDA|VA) 2 $800,000 $400,000 $7,363 3.50%
Jefferson, GA (FHA|USDA|VA) 2 $800,000 $400,000 $6,205 4.88%
Key West, FL (FHA|USDA|VA) 1 $795,000 $795,000 $5,907 3.25%
CHICO, CA (FHA|USDA|VA) 2 $790,000 $395,000 $1,491 2.50%
TWIN FALLS, ID (FHA|USDA|VA) 2 $780,000 $390,000 $11,434 3.12%
St. Marys, GA (FHA|USDA|VA) 2 $770,000 $385,000 $3,426 2.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $770,000 $385,000 $2,700 4.69%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $765,000 $255,000 $5,187 3.79%
THE VILLAGES, FL (FHA|USDA|VA) 3 $755,000 $251,667 $5,118 5.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $745,000 $149,000 $2,983 5.62%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $725,000 $241,667 $3,785 3.17%
Roseburg, OR (FHA|USDA|VA) 2 $720,000 $360,000 $6,546 4.19%
WICHITA, KS (FHA|USDA|VA) 2 $720,000 $360,000 $2,890 4.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $710,000 $355,000 $4,283 4.00%
Greeneville, TN (FHA|USDA|VA) 5 $695,000 $139,000 $3,783 5.62%
WENATCHEE, WA (FHA|USDA|VA) 2 $690,000 $345,000 $1,904 3.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $690,000 $345,000 $5,693 3.38%
BILLINGS, MT (FHA|USDA|VA) 2 $690,000 $345,000 $3,679 2.93%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $690,000 $345,000 $1,519 3.63%
HATTIESBURG, MS (FHA|USDA|VA) 8 $690,000 $86,250 $0 6.79%
Selma, AL (FHA|USDA|VA) 7 $675,000 $96,429 $3,881 6.99%
Shelton, WA (FHA|USDA|VA) 2 $660,000 $330,000 $3,862 3.06%
ROCHESTER, NY (FHA|USDA|VA) 2 $650,000 $325,000 $6,807 4.19%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $650,000 $325,000 $9,240 3.75%
MERCED, CA (FHA|USDA|VA) 2 $640,000 $320,000 $0 3.56%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $640,000 $106,667 $0 7.37%
Laurel, MS (FHA|USDA|VA) 6 $640,000 $106,667 $5,541 7.25%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $640,000 $320,000 $5,233 3.25%
BOULDER, CO (FHA|USDA|VA) 1 $625,000 $625,000 $2,286 2.88%
Central City, KY (FHA|USDA|VA) 5 $615,000 $123,000 $5,016 6.54%
BELLINGHAM, WA (FHA|USDA|VA) 1 $615,000 $615,000 $5,694 3.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $600,000 $300,000 $5,016 4.68%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $600,000 $300,000 $20,433 4.75%
LINCOLN, NE (FHA|USDA|VA) 3 $595,000 $198,333 $2,331 3.46%
Los Alamos, NM (FHA|USDA|VA) 2 $590,000 $295,000 $2,930 3.19%
Ellensburg, WA (FHA|USDA|VA) 1 $585,000 $585,000 $0 4.50%
Enterprise, AL (FHA|USDA|VA) 4 $580,000 $145,000 $5,439 6.62%
Cullowhee, NC (FHA|USDA|VA) 2 $580,000 $290,000 $3,174 4.13%
LOGAN, UT-ID (FHA|USDA|VA) 2 $570,000 $285,000 $2,858 2.99%
Bozeman, MT (FHA|USDA|VA) 2 $560,000 $280,000 $1,965 2.81%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $560,000 $140,000 $3,321 7.20%
Holland, MI (FHA|USDA|VA) 1 $545,000 $545,000 $3,658 2.75%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $540,000 $270,000 $1,536 3.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $530,000 $265,000 $2,802 3.00%
Torrington, CT (FHA|USDA|VA) 1 $525,000 $525,000 $3,412 2.13%
Traverse City, MI (FHA|USDA|VA) 1 $505,000 $505,000 $1,521 3.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $500,000 $125,000 $2,273 5.54%
BURLINGTON, NC (FHA|USDA|VA) 1 $495,000 $495,000 $4,285 3.88%
MORGANTOWN, WV (FHA|USDA|VA) 2 $490,000 $245,000 $2,561 3.94%
Frankfort, KY (FHA|USDA|VA) 2 $490,000 $245,000 $3,187 4.07%
Brookhaven, MS (FHA|USDA|VA) 4 $490,000 $122,500 $0 7.81%
CARSON CITY, NV (FHA|USDA|VA) 1 $485,000 $485,000 $21,834 3.88%
YAKIMA, WA (FHA|USDA|VA) 2 $480,000 $240,000 $1,347 3.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $475,000 $158,333 $5,577 5.13%
EL PASO, TX (FHA|USDA|VA) 3 $475,000 $158,333 $3,387 5.30%
Warrensburg, MO (FHA|USDA|VA) 1 $475,000 $475,000 $8,103 2.63%
Mayfield, KY (FHA|USDA|VA) 4 $470,000 $117,500 $4,458 5.20%
Richmond-Berea, KY (FHA|USDA|VA) 2 $460,000 $230,000 $3,133 4.62%
APPLETON, WI (FHA|USDA|VA) 2 $460,000 $230,000 $2,147 4.31%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $455,000 $151,667 $2,636 5.88%
Corinth, MS (FHA|USDA|VA) 3 $445,000 $148,333 $4,856 7.99%
Tifton, GA (FHA|USDA|VA) 1 $445,000 $445,000 $4,014 5.25%
Dyersburg, TN (FHA|USDA|VA) 5 $445,000 $89,000 $6,299 5.66%
Salina, KS (FHA|USDA|VA) 1 $435,000 $435,000 $964 2.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $435,000 $435,000 $1,981 2.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $435,000 $435,000 $1,656 4.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $425,000 $425,000 $3,742 4.13%
LUBBOCK, TX (FHA|USDA|VA) 3 $425,000 $141,667 $3,322 5.71%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $425,000 $425,000 $4,349 2.88%
ROANOKE, VA (FHA|USDA|VA) 1 $415,000 $415,000 $3,643 2.38%
Hilo, HI (FHA|USDA|VA) 1 $415,000 $415,000 $5,261 2.75%
SYRACUSE, NY (FHA|USDA|VA) 2 $410,000 $205,000 $3,946 5.31%
Newport, TN (FHA|USDA|VA) 2 $410,000 $205,000 $5,865 3.56%
FARMINGTON, NM (FHA|USDA|VA) 1 $405,000 $405,000 $5,449 3.25%
CHARLESTON, WV (FHA|USDA|VA) 2 $390,000 $195,000 $2,367 3.25%
Bedford, IN (FHA|USDA|VA) 1 $385,000 $385,000 $1,685 3.88%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $385,000 $385,000 $2,880 3.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $385,000 $385,000 $13,611 4.63%
CHEYENNE, WY (FHA|USDA|VA) 1 $385,000 $385,000 $2,467 3.75%
Sturgis, MI (FHA|USDA|VA) 1 $385,000 $385,000 $1,789 2.38%
Edwards, CO (FHA|USDA|VA) 1 $385,000 $385,000 $7,798 2.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $380,000 $190,000 $3,524 5.31%
Ontario, OR-ID (FHA|USDA|VA) 1 $375,000 $375,000 $6,383 5.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $360,000 $180,000 $2,281 3.81%
LAREDO, TX (FHA|USDA|VA) 4 $360,000 $90,000 $0 9.05%
MISSOULA, MT (FHA|USDA|VA) 1 $355,000 $355,000 $2,212 3.13%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $355,000 $355,000 $11,591 5.63%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $355,000 $355,000 $4,226 2.99%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $355,000 $355,000 $4,737 2.88%
Greenwood, SC (FHA|USDA|VA) 1 $355,000 $355,000 $3,926 6.88%
Adrian, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,815 4.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,867 5.31%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $335,000 $335,000 $1,454 2.88%
Show Low, AZ (FHA|USDA|VA) 2 $330,000 $165,000 $2,637 3.38%
HARRISONBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $2,818 3.50%
READING, PA (FHA|USDA|VA) 1 $325,000 $325,000 $3,852 3.13%
COLUMBUS, IN (FHA|USDA|VA) 2 $320,000 $160,000 $1,150 6.26%
MONROE, LA (FHA|USDA|VA) 2 $320,000 $160,000 $4,279 3.25%
NEW BERN, NC (FHA|USDA|VA) 1 $315,000 $315,000 $2,177 3.88%
LONGVIEW, TX (FHA|USDA|VA) 3 $315,000 $105,000 $0 6.41%
NILES, MI (FHA|USDA|VA) 3 $315,000 $105,000 $2,870 6.26%
Paducah, KY-IL (FHA|USDA|VA) 4 $310,000 $77,500 $4,011 6.71%
Waycross, GA (FHA|USDA|VA) 2 $310,000 $155,000 $8,734 5.86%
Milledgeville, GA (FHA|USDA|VA) 3 $305,000 $101,667 $4,612 7.11%
Brookings, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,071 2.88%
BANGOR, ME (FHA|USDA|VA) 1 $305,000 $305,000 $4,724 4.99%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $305,000 $305,000 $9,492 5.13%
McComb, MS (FHA|USDA|VA) 3 $305,000 $101,667 $5,079 7.29%
Searcy, AR (FHA|USDA|VA) 1 $305,000 $305,000 $6,058 4.25%
Boone, NC (FHA|USDA|VA) 2 $300,000 $150,000 $4,136 2.69%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $295,000 $295,000 $996 2.25%
Marion, NC (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $295,000 $295,000 $3,943 3.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $4,751 2.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $3,913 2.99%
Natchez, MS-LA (FHA|USDA|VA) 1 $275,000 $275,000 $3,326 3.38%
Bardstown, KY (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.50%
Somerset, KY (FHA|USDA|VA) 3 $275,000 $91,667 $4,163 5.66%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $275,000 $275,000 $6,861 7.25%
Cornelia, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,706 3.99%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $270,000 $135,000 $2,921 4.06%
Murray, KY (FHA|USDA|VA) 2 $270,000 $135,000 $2,580 7.00%
LaGrange, GA-AL (FHA|USDA|VA) 2 $270,000 $135,000 $5,918 4.94%
MONROE, MI (FHA|USDA|VA) 1 $265,000 $265,000 $4,772 3.25%
ABILENE, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 7.74%
Poplar Bluff, MO (FHA|USDA|VA) 1 $255,000 $255,000 $2,395 2.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $255,000 $255,000 $2,076 2.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,126 4.88%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $255,000 $255,000 $1,882 3.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $255,000 $85,000 $0 5.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $4,206 2.75%
AMES, IA (FHA|USDA|VA) 1 $245,000 $245,000 $1,774 2.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $245,000 $245,000 $1,691 3.38%
DOVER, DE (FHA|USDA|VA) 1 $245,000 $245,000 $2,416 3.38%
MUNCIE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $1,880 5.38%
Mount Pleasant, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.37%
Dublin, GA (FHA|USDA|VA) 1 $235,000 $235,000 $5,447 5.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,065 2.88%
Rock Springs, WY (FHA|USDA|VA) 1 $235,000 $235,000 $4,333 2.00%
Ardmore, OK (FHA|USDA|VA) 1 $235,000 $235,000 $2,586 3.38%
FLORENCE, SC (FHA|USDA|VA) 1 $225,000 $225,000 $3,096 3.38%
Concord, NH (FHA|USDA|VA) 1 $225,000 $225,000 $4,865 4.13%
Mountain Home, ID (FHA|USDA|VA) 1 $225,000 $225,000 $3,363 3.50%
Moses Lake, WA (FHA|USDA|VA) 1 $225,000 $225,000 $4,103 4.99%
Rutland, VT (FHA|USDA|VA) 1 $225,000 $225,000 $2,764 2.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $225,000 $225,000 $1,806 2.50%
Seneca, SC (FHA|USDA|VA) 1 $225,000 $225,000 $9,266 7.88%
LAWTON, OK (FHA|USDA|VA) 1 $225,000 $225,000 $5,204 3.99%
Indianola, MS (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.37%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $215,000 $215,000 $1,335 3.13%
Vicksburg, MS (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.58%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.41%
Douglas, GA (FHA|USDA|VA) 3 $205,000 $68,333 $3,838 6.57%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,376 3.75%
El Campo, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,309 2.63%
Picayune, MS (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.99%
FLINT, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,393 2.38%
Madisonville, KY (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.52%
Middlesborough, KY (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.80%
Brownsville, TN (FHA|USDA|VA) 2 $190,000 $95,000 $4,787 7.32%
Palestine, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.84%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $185,000 $185,000 $2,175 2.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,916 3.88%
Paris, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,348 4.88%
ODESSA, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 9.12%
MIDLAND, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.74%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,787 5.25%
North Wilkesboro, NC (FHA|USDA|VA) 1 $175,000 $175,000 $792 2.88%
Oneonta, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,037 3.75%
Harrison, AR (FHA|USDA|VA) 1 $165,000 $165,000 $1,943 3.38%
Berlin, NH (FHA|USDA|VA) 1 $155,000 $155,000 $3,140 6.50%
Nogales, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $2,830 3.75%
Thomasville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,639 5.00%
VISALIA, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.13%
Okeechobee, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.75%
Statesboro, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,819 4.13%
Rolla, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,056 4.13%
HAMMOND, LA (FHA|USDA|VA) 1 $135,000 $135,000 $3,496 3.88%
Jesup, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,390 7.49%
MIDLAND, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,136 4.38%
Huntsville, TX (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.83%
Manitowoc, WI (FHA|USDA|VA) 2 $120,000 $60,000 $0 4.88%
Bonham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.74%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.99%
McAlester, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,862 5.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.13%
Americus, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
FARGO, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $1,504 3.63%
Scottsburg, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,903 5.38%
OWENSBORO, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.38%
Brenham, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.99%
Rockport, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.49%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.00%
PEORIA, IL (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.90%
Beeville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.24%
Sulphur Springs, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.74%
Mineral Wells, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.75%
Lufkin, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.49%
Marinette, WI-MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.90%
Jacksonville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.84%
Fort Dodge, IA (FHA|USDA|VA) 1 $65,000 $65,000 $2,681 5.63%
Scottsbluff, NE (FHA|USDA|VA) 1 $65,000 $65,000 $6,767 3.50%
PINE BLUFF, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.00%
Grenada, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.24%
Campbellsville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.84%
Athens, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
Greenville, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.34%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.40%
Firstbank's top markets include Nashville, Huntsville, Birmingham, Chattanooga, and Atlanta among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FirstBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    AltaOne Federal Credit Union
    Similarity Rank: 49
    QUINCY CREDIT UNION
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    SERVICE ONE
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    SAFE 1 CREDIT UNION
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    CREDIT UNION 1
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    Abound Federal Credit Union
    Similarity Rank: 102
    Direct Federal Credit Union
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    WHATCOM EDUCATIONAL CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,811 $2,843,645,000 $322,738 $4,414 4.94%
    HELOC 1,915 $403,175,000 $210,535 n/a 5.29%
    FHA 762 $187,720,000 $246,352 $8,899 4.83%
    VA 427 $164,455,000 $385,141 $7,695 4.30%
    USDA 157 $30,825,000 $196,338 $6,298 4.52%

    For 2022, Firstbank's most frequently originated type of loan was Conventional, with 8,811 originations. Their 2nd most popular type was HELOC, with 1,915 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,184 $2,294,460,000 $319,385 $5,513 5.23%
    Other 1,891 $326,385,000 $172,599 $1,839 5.29%
    Cash Out Refi 1,579 $517,205,000 $327,552 $4,420 3.93%
    Refi 1,361 $467,685,000 $343,633 $3,827 4.26%
    Home Improvement 57 $24,085,000 $422,544 $1,580 5.56%

    For 2022, Firstbank's most frequently cited loan purpose was Home Purchase, with 7,184 originations. The 2nd most popular reason was Other, with 1,891 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,007 $2,267,665,000 $323,629 $5,458 4.67%
    10 Year 2,067 $404,975,000 $195,924 $1,462 5.26%
    Other 1,244 $255,440,000 $205,338 $3,310 6.88%
    15 Year 845 $209,945,000 $248,456 $3,588 3.77%
    5 Year 546 $347,090,000 $635,696 $925 5.08%
    20 Year 182 $49,400,000 $271,429 $3,480 4.13%
    1 Year 144 $59,440,000 $412,778 $3,715 5.43%
    3 Year 37 $35,865,000 $969,324 $0 5.89%

    For 2022, Firstbank's most frequently cited loan duration was 30 Year, with 7,007 originations. The 2nd most popular length was 10 Year, with 2,067 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,549 $1,110,765,000 $312,980
    $<1k 1,618 $482,950,000 $298,486
    $2k-3k 963 $268,825,000 $279,154
    $3k-4k 617 $184,025,000 $298,258
    $5k+ 598 $283,800,000 $474,582
    $4k-5k 380 $127,050,000 $334,342

    Firstbank's average total fees were $5,458, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,549 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,040 $1,033,950,000 $340,115
    4-5% 2,797 $929,935,000 $332,476
    5-6% 2,560 $781,790,000 $305,387
    6-7% 1,385 $362,255,000 $261,556
    2.5-3% 729 $277,525,000 $380,693
    7-8% 709 $116,195,000 $163,886
    Over 8% 429 $38,715,000 $90,245
    <2.5% 314 $88,900,000 $283,121

    During 2022, Firstbank's average interest rate for loans was 4.67%, while their most frequently originated rate bucket for loans was 3-4%, with 3,040 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,676 $1,338,960,000 $286,347 $5,064 4.56%
    $100k-200k 2,797 $413,085,000 $147,689 $4,280 5.29%
    $100,000 or less 2,254 $126,670,000 $56,198 $2,057 5.97%
    $400k-600k 1,637 $782,805,000 $478,195 $6,158 4.37%
    $600k-1MM 485 $345,115,000 $711,577 $7,017 4.43%
    $1MM+ 223 $623,185,000 $2,794,552 $10,328 4.88%

    2022 saw Firstbank place emphasis on $200k-400k loans with 4,676 originations, totaling $1,338,960,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,495 $729,775,000 $292,495 $5,165 4.69%
    $50k-75k 2,430 $448,210,000 $184,449 $4,955 5.24%
    $150k-250k 1,949 $693,105,000 $355,621 $5,420 4.62%
    $75k-100k 1,906 $457,740,000 $240,157 $5,140 4.98%
    $50k or less 1,670 $193,150,000 $115,659 $4,122 5.49%
    $250k+ 1,165 $588,305,000 $504,983 $6,173 4.74%

    Firstbank lent most frequently to those with incomes in the $100k-150k range, with 2,495 originations. The second most popular income band? $50k-75k, with 2,430 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,341 $577,805,000 $246,820 $4,351 4.86%
    30-36% 2,110 $563,490,000 $267,057 $4,890 4.97%
    <20% 1,037 $240,815,000 $232,223 $3,846 4.82%
    42% 644 $151,740,000 $235,621 $4,872 5.25%
    41% 514 $134,390,000 $261,459 $4,899 4.99%
    40% 468 $122,020,000 $260,726 $4,897 5.10%
    44% 428 $127,080,000 $296,916 $5,654 4.96%
    36% 427 $114,205,000 $267,459 $5,028 4.93%
    38% 425 $113,085,000 $266,082 $4,989 5.03%
    39% 419 $111,985,000 $267,267 $5,004 5.25%
    37% 406 $104,880,000 $258,325 $4,932 4.94%
    43% 385 $110,245,000 $286,351 $5,287 4.79%
    49% 363 $117,285,000 $323,099 $5,896 4.89%
    50-60% 324 $99,680,000 $307,654 $8,789 4.98%
    45% 282 $93,140,000 $330,284 $5,524 4.83%
    48% 259 $80,495,000 $310,792 $6,089 4.81%
    46% 252 $78,280,000 $310,635 $5,970 4.95%
    47% 248 $73,110,000 $294,798 $5,636 4.92%
    >60% 70 $34,340,000 $490,571 $6,308 5.44%

    Firstbank lent most frequently to those with DTI ratios of 20-30%, with 2,341 originations. The next most common DTI ratio? 30-36%, with 2,110 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,218 $2,150,090,000 $261,632 $5,066 5.01%
    Not provided 1,691 $505,155,000 $298,732 $4,799 4.72%
    Not applicable 365 $500,395,000 $1,370,945 $6,309 5.10%
    Black 1,210 $280,860,000 $232,116 $5,674 5.30%
    Asian 442 $157,620,000 $356,606 $4,253 3.95%
    American Indian 65 $14,035,000 $215,923 $4,865 4.99%
    Asian Indian 26 $8,090,000 $311,154 $5,409 4.76%
    Native Hawaiian or Islander 13 $3,515,000 $270,385 $4,694 4.66%
    Other Asian 12 $2,920,000 $243,333 $4,825 6.06%
    Korean 6 $1,600,000 $266,667 $4,480 4.21%
    Chinese 8 $1,330,000 $166,250 $4,352 5.26%
    Filipino 3 $1,135,000 $378,333 $6,471 6.59%
    4 $1,120,000 $280,000 $8,801 5.00%
    Other Pacific Islander 5 $795,000 $159,000 $5,655 6.82%
    Japanese 1 $495,000 $495,000 $14,585 3.63%
    Vietnamese 2 $430,000 $215,000 $3,404 4.25%
    Samoan 1 $235,000 $235,000 $11,055 5.25%

    Approval Rates

    Total approvals of all applications
    65.95%

    Firstbank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    58.41%

    Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 5 $455,000 $91,000
    100.0 1 $15,000 $15,000
    1000.0 75 $2,685,000 $35,800
    1005.7 1 $65,000 $65,000
    1010.42 1 $75,000 $75,000
    1010.56 1 $65,000 $65,000
    1010.58 1 $65,000 $65,000
    1012.41 1 $65,000 $65,000
    1019.78 1 $75,000 $75,000
    1020.0 1 $75,000 $75,000
    1021.42 1 $75,000 $75,000
    1021.43 1 $65,000 $65,000
    1022.32 1 $75,000 $75,000
    1031.98 1 $75,000 $75,000
    1038.0 1 $55,000 $55,000
    1038.29 1 $35,000 $35,000
    1043.47 1 $75,000 $75,000
    1048.5 1 $75,000 $75,000
    1050.0 1 $75,000 $75,000
    1055.32 1 $75,000 $75,000
    1056.4 1 $75,000 $75,000
    1058.7 1 $75,000 $75,000
    1064.25 1 $75,000 $75,000
    1070.8 1 $55,000 $55,000
    1078.2 1 $55,000 $55,000
    1079.55 1 $75,000 $75,000
    1090.13 1 $75,000 $75,000
    1093.32 1 $35,000 $35,000
    1095.05 1 $75,000 $75,000
    1097.32 1 $55,000 $55,000
    1097.99 1 $75,000 $75,000
    1104.32 1 $75,000 $75,000
    1105.5 1 $55,000 $55,000
    1106.91 1 $35,000 $35,000
    1107.83 1 $75,000 $75,000
    1110.0 1 $35,000 $35,000
    1112.85 1 $75,000 $75,000
    1113.92 1 $35,000 $35,000
    1114.28 1 $75,000 $75,000
    1114.53 1 $75,000 $75,000
    1121.31 1 $35,000 $35,000
    1126.64 1 $55,000 $55,000
    1133.28 1 $55,000 $55,000
    1133.87 1 $75,000 $75,000
    1159.26 1 $75,000 $75,000
    1168.5 1 $85,000 $85,000
    1170.0 1 $65,000 $65,000
    1172.49 1 $85,000 $85,000
    1174.02 1 $85,000 $85,000
    1174.45 1 $85,000 $85,000
    1176.9 1 $65,000 $65,000
    1186.5 1 $85,000 $85,000
    1191.29 1 $85,000 $85,000
    1191.72 1 $85,000 $85,000
    1196.0 1 $65,000 $65,000
    1197.0 1 $65,000 $65,000
    1197.01 1 $85,000 $85,000
    1198.5 1 $85,000 $85,000
    1200.54 1 $65,000 $65,000
    1202.63 1 $85,000 $85,000
    1205.6 1 $85,000 $85,000
    1206.76 1 $65,000 $65,000
    1209.72 1 $85,000 $85,000
    1212.8 1 $85,000 $85,000
    1214.4 1 $45,000 $45,000
    1215.33 1 $85,000 $85,000
    1217.54 1 $65,000 $65,000
    1222.5 1 $85,000 $85,000
    1223.8 1 $65,000 $65,000
    1235.4 1 $45,000 $45,000
    1237.0 1 $65,000 $65,000
    1237.58 1 $65,000 $65,000
    1242.23 1 $45,000 $45,000
    1254.13 1 $85,000 $85,000
    1255.1 1 $85,000 $85,000
    1255.79 1 $85,000 $85,000
    1258.69 1 $65,000 $65,000
    1262.85 1 $45,000 $45,000
    1263.35 1 $65,000 $65,000
    1264.48 1 $65,000 $65,000
    1268.93 1 $85,000 $85,000
    1269.1 1 $65,000 $65,000
    1274.76 1 $45,000 $45,000
    1276.07 1 $85,000 $85,000
    1276.93 1 $45,000 $45,000
    1281.0 1 $85,000 $85,000
    1288.95 1 $85,000 $85,000
    1294.08 1 $45,000 $45,000
    1298.0 1 $65,000 $65,000
    1301.39 1 $95,000 $95,000
    1304.54 1 $85,000 $85,000
    1306.66 1 $95,000 $95,000
    1309.91 1 $95,000 $95,000
    1312.32 1 $95,000 $95,000
    1314.45 1 $85,000 $85,000
    1315.78 1 $45,000 $45,000
    1318.0 1 $65,000 $65,000
    1325.09 1 $95,000 $95,000
    1325.19 1 $95,000 $95,000
    1335.34 1 $95,000 $95,000
    1335.94 1 $95,000 $95,000
    1339.43 1 $95,000 $95,000
    1341.21 1 $45,000 $45,000
    1342.35 1 $45,000 $45,000
    1344.97 1 $95,000 $95,000
    1345.2 1 $65,000 $65,000
    1350.0 1 $45,000 $45,000
    1351.99 1 $95,000 $95,000
    1352.67 1 $95,000 $95,000
    1354.06 1 $75,000 $75,000
    1354.81 1 $45,000 $45,000
    1371.68 1 $95,000 $95,000
    1380.6 1 $95,000 $95,000
    1383.0 2 $190,000 $95,000
    1385.3 1 $95,000 $95,000
    1385.96 1 $95,000 $95,000
    1391.0 1 $75,000 $75,000
    1401.1 1 $75,000 $75,000
    1401.44 1 $95,000 $95,000
    1407.0 1 $45,000 $45,000
    1410.0 1 $95,000 $95,000
    1412.68 1 $75,000 $75,000
    1417.95 1 $55,000 $55,000
    1425.0 1 $95,000 $95,000
    1428.61 1 $95,000 $95,000
    1432.59 1 $95,000 $95,000
    1433.58 1 $95,000 $95,000
    1437.31 1 $75,000 $75,000
    1437.37 1 $95,000 $95,000
    1437.87 1 $55,000 $55,000
    1443.89 1 $75,000 $75,000
    1444.32 1 $95,000 $95,000
    1452.97 1 $105,000 $105,000
    1453.92 1 $75,000 $75,000
    1455.19 1 $95,000 $95,000
    1462.05 1 $105,000 $105,000
    1469.85 1 $55,000 $55,000
    1490.61 1 $105,000 $105,000
    1497.47 1 $75,000 $75,000
    1498.77 1 $55,000 $55,000
    1499.55 1 $105,000 $105,000
    1500.0 1 $55,000 $55,000
    1506.96 1 $75,000 $75,000
    1516.14 1 $85,000 $85,000
    1517.92 1 $75,000 $75,000
    1525.41 1 $55,000 $55,000
    1528.0 1 $75,000 $75,000
    1530.46 1 $75,000 $75,000
    1531.53 1 $55,000 $55,000
    1531.91 1 $105,000 $105,000
    1535.0 1 $85,000 $85,000
    1539.77 1 $85,000 $85,000
    1553.55 1 $55,000 $55,000
    1556.32 1 $105,000 $105,000
    1562.78 1 $85,000 $85,000
    1567.26 1 $105,000 $105,000
    1571.1 1 $105,000 $105,000
    1583.68 1 $85,000 $85,000
    1584.51 1 $55,000 $55,000
    1595.54 1 $105,000 $105,000
    1613.01 1 $115,000 $115,000
    1619.98 1 $55,000 $55,000
    1624.09 1 $115,000 $115,000
    1625.93 1 $115,000 $115,000
    1626.09 1 $55,000 $55,000
    1634.64 1 $115,000 $115,000
    1635.48 1 $115,000 $115,000
    1635.66 1 $55,000 $55,000
    1637.01 1 $55,000 $55,000
    1639.95 1 $55,000 $55,000
    1640.01 1 $115,000 $115,000
    1640.55 1 $115,000 $115,000
    1647.34 1 $85,000 $85,000
    1648.58 1 $85,000 $85,000
    1650.0 1 $55,000 $55,000
    1654.5 1 $55,000 $55,000
    1656.84 1 $115,000 $115,000
    1659.24 1 $85,000 $85,000
    1668.0 1 $55,000 $55,000
    1669.41 1 $55,000 $55,000
    1669.8 1 $85,000 $85,000
    1670.55 1 $55,000 $55,000
    1671.05 1 $115,000 $115,000
    1691.04 1 $115,000 $115,000
    1692.19 1 $115,000 $115,000
    1695.0 1 $115,000 $115,000
    1695.3 1 $55,000 $55,000
    1698.08 1 $85,000 $85,000
    1700.93 1 $115,000 $115,000
    1705.45 1 $115,000 $115,000
    1709.4 1 $65,000 $65,000
    1710.41 1 $125,000 $125,000
    1711.8 1 $125,000 $125,000
    1716.84 1 $115,000 $115,000
    1717.99 1 $115,000 $115,000
    1721.28 1 $115,000 $115,000
    1722.04 1 $95,000 $95,000
    1734.3 1 $115,000 $115,000
    1734.39 1 $65,000 $65,000
    1743.67 1 $95,000 $95,000
    1746.99 1 $95,000 $95,000
    1748.4 1 $65,000 $65,000
    1749.06 1 $95,000 $95,000
    175.15 1 $25,000 $25,000
    1752.41 1 $125,000 $125,000
    1768.5 1 $125,000 $125,000
    1769.55 1 $95,000 $95,000
    1769.81 1 $65,000 $65,000
    1784.7 1 $65,000 $65,000
    1789.56 1 $125,000 $125,000
    1789.58 1 $65,000 $65,000
    1789.63 1 $125,000 $125,000
    1790.27 1 $95,000 $95,000
    1797.0 1 $125,000 $125,000
    1798.53 1 $125,000 $125,000
    1802.09 1 $95,000 $95,000
    1818.14 1 $65,000 $65,000
    1821.52 1 $125,000 $125,000
    1825.34 1 $65,000 $65,000
    1825.95 1 $125,000 $125,000
    1827.45 1 $65,000 $65,000
    1828.14 1 $95,000 $95,000
    1829.76 1 $95,000 $95,000
    1832.34 1 $65,000 $65,000
    1832.65 1 $65,000 $65,000
    1846.8 1 $65,000 $65,000
    1847.55 1 $125,000 $125,000
    1849.5 1 $135,000 $135,000
    1850.91 1 $65,000 $65,000
    1851.94 1 $95,000 $95,000
    1865.79 1 $95,000 $95,000
    1871.6 1 $125,000 $125,000
    1872.27 1 $65,000 $65,000
    1883.08 1 $125,000 $125,000
    1893.45 1 $65,000 $65,000
    1895.73 1 $65,000 $65,000
    1896.0 1 $95,000 $95,000
    1897.11 1 $65,000 $65,000
    1899.32 1 $95,000 $95,000
    1902.94 1 $95,000 $95,000
    1905.48 1 $65,000 $65,000
    1911.08 1 $65,000 $65,000
    1913.82 1 $65,000 $65,000
    1920.0 1 $65,000 $65,000
    1927.8 1 $135,000 $135,000
    1932.33 1 $65,000 $65,000
    1933.1 1 $105,000 $105,000
    1938.0 1 $65,000 $65,000
    1949.25 1 $135,000 $135,000
    195.0 2 $90,000 $45,000
    1954.35 1 $135,000 $135,000
    1955.27 1 $105,000 $105,000
    1955.88 1 $65,000 $65,000
    1956.66 1 $65,000 $65,000
    1957.21 1 $65,000 $65,000
    1957.41 1 $65,000 $65,000
    1961.69 1 $75,000 $75,000
    1962.6 1 $135,000 $135,000
    1965.6 1 $65,000 $65,000
    1968.69 1 $135,000 $135,000
    1969.88 1 $105,000 $105,000
    1971.9 1 $105,000 $105,000
    1977.3 1 $105,000 $105,000
    1980.36 1 $75,000 $75,000
    1980.75 1 $135,000 $135,000
    1981.77 1 $75,000 $75,000
    1984.25 1 $135,000 $135,000
    1984.41 1 $135,000 $135,000
    1985.13 1 $105,000 $105,000
    1997.44 1 $135,000 $135,000
    2007.42 1 $75,000 $75,000
    2011.18 1 $75,000 $75,000
    2011.5 1 $135,000 $135,000
    2012.04 1 $65,000 $65,000
    2019.22 1 $135,000 $135,000
    2020.31 1 $135,000 $135,000
    2024.51 1 $135,000 $135,000
    2025.43 1 $105,000 $105,000
    2032.93 1 $75,000 $75,000
    2033.0 1 $105,000 $105,000
    2039.24 1 $105,000 $105,000
    2041.04 1 $105,000 $105,000
    2043.0 1 $75,000 $75,000
    2047.14 1 $75,000 $75,000
    2052.0 1 $75,000 $75,000
    2054.12 1 $105,000 $105,000
    2054.25 1 $145,000 $145,000
    2054.57 1 $145,000 $145,000
    2075.64 1 $105,000 $105,000
    2075.76 1 $75,000 $75,000
    2079.3 1 $145,000 $145,000
    2080.0 1 $105,000 $105,000
    2080.61 1 $105,000 $105,000
    2083.02 1 $105,000 $105,000
    2084.4 1 $145,000 $145,000
    2085.81 1 $75,000 $75,000
    2092.5 1 $145,000 $145,000
    2093.04 1 $105,000 $105,000
    2100.39 1 $75,000 $75,000
    2100.69 1 $75,000 $75,000
    2101.82 1 $145,000 $145,000
    2103.0 1 $75,000 $75,000
    2111.4 1 $75,000 $75,000
    2112.45 1 $75,000 $75,000
    2118.0 1 $75,000 $75,000
    2125.8 1 $145,000 $145,000
    2130.71 1 $75,000 $75,000
    2133.0 1 $75,000 $75,000
    2134.1 1 $115,000 $115,000
    2140.0 1 $115,000 $115,000
    2140.8 1 $75,000 $75,000
    2148.0 1 $145,000 $145,000
    2148.9 1 $145,000 $145,000
    2149.02 1 $75,000 $75,000
    2149.44 1 $115,000 $115,000
    2151.6 1 $75,000 $75,000
    2152.98 1 $145,000 $145,000
    2162.91 1 $75,000 $75,000
    2164.25 1 $75,000 $75,000
    2164.7 1 $115,000 $115,000
    2165.17 1 $75,000 $75,000
    2166.92 1 $75,000 $75,000
    2168.09 1 $115,000 $115,000
    2170.91 1 $115,000 $115,000
    2173.98 1 $75,000 $75,000
    2179.32 1 $75,000 $75,000
    2180.91 1 $155,000 $155,000
    2186.32 1 $155,000 $155,000
    2189.14 1 $115,000 $115,000
    2189.25 1 $155,000 $155,000
    2190.18 1 $145,000 $145,000
    2192.88 1 $75,000 $75,000
    2194.36 1 $75,000 $75,000
    2200.0 1 $115,000 $115,000
    2203.2 1 $75,000 $75,000
    2204.1 1 $75,000 $75,000
    2209.8 1 $115,000 $115,000
    2211.34 1 $75,000 $75,000
    2212.12 1 $115,000 $115,000
    2221.5 1 $75,000 $75,000
    2222.52 1 $115,000 $115,000
    2222.85 1 $85,000 $85,000
    2223.43 1 $75,000 $75,000
    2224.8 2 $150,000 $75,000
    2232.51 1 $75,000 $75,000
    2233.5 1 $155,000 $155,000
    2235.0 1 $155,000 $155,000
    2235.54 1 $75,000 $75,000
    2236.5 1 $75,000 $75,000
    2239.56 1 $55,000 $55,000
    2239.71 1 $75,000 $75,000
    2241.12 1 $75,000 $75,000
    2244.48 1 $115,000 $115,000
    2245.91 1 $75,000 $75,000
    2247.96 1 $155,000 $155,000
    2250.97 1 $155,000 $155,000
    2253.27 1 $155,000 $155,000
    2253.6 1 $115,000 $115,000
    2258.8 1 $85,000 $85,000
    2261.28 1 $155,000 $155,000
    2262.76 1 $155,000 $155,000
    2264.78 1 $115,000 $115,000
    2266.5 1 $85,000 $85,000
    2275.41 1 $75,000 $75,000
    2281.43 1 $75,000 $75,000
    2285.95 1 $155,000 $155,000
    2288.25 1 $85,000 $85,000
    2290.7 1 $115,000 $115,000
    2291.4 1 $165,000 $165,000
    2295.0 1 $85,000 $85,000
    2299.78 1 $115,000 $115,000
    2302.35 1 $165,000 $165,000
    2302.61 1 $155,000 $155,000
    2310.0 1 $85,000 $85,000
    2317.77 1 $155,000 $155,000
    2321.13 1 $155,000 $155,000
    2341.5 1 $85,000 $85,000
    2343.24 1 $125,000 $125,000
    2348.25 1 $165,000 $165,000
    2350.11 1 $85,000 $85,000
    2354.96 1 $95,000 $95,000
    2358.48 1 $125,000 $125,000
    2361.82 1 $165,000 $165,000
    2363.07 1 $85,000 $85,000
    2363.82 1 $85,000 $85,000
    2366.39 1 $85,000 $85,000
    2375.61 1 $85,000 $85,000
    2380.5 1 $85,000 $85,000
    2382.41 1 $165,000 $165,000
    2388.54 1 $85,000 $85,000
    2393.38 1 $125,000 $125,000
    2395.62 1 $85,000 $85,000
    2399.01 1 $165,000 $165,000
    2399.4 1 $85,000 $85,000
    2399.93 1 $85,000 $85,000
    2400.0 1 $85,000 $85,000
    2403.66 1 $85,000 $85,000
    2407.23 1 $125,000 $125,000
    2424.0 1 $85,000 $85,000
    2441.23 1 $85,000 $85,000
    2455.59 1 $85,000 $85,000
    2458.8 1 $85,000 $85,000
    2459.07 1 $165,000 $165,000
    2481.39 1 $85,000 $85,000
    2494.55 1 $85,000 $85,000
    2498.91 1 $85,000 $85,000
    2511.9 1 $85,000 $85,000
    2512.47 1 $135,000 $135,000
    2519.61 1 $95,000 $95,000
    2533.3 1 $85,000 $85,000
    2544.27 1 $85,000 $85,000
    2545.68 1 $95,000 $95,000
    2545.92 1 $85,000 $85,000
    2546.16 1 $95,000 $95,000
    2550.47 1 $175,000 $175,000
    2553.69 1 $85,000 $85,000
    2559.45 1 $95,000 $95,000
    2564.69 1 $175,000 $175,000
    2565.0 1 $95,000 $95,000
    2568.41 1 $175,000 $175,000
    2577.0 1 $95,000 $95,000
    2579.54 1 $135,000 $135,000
    2580.64 1 $95,000 $95,000
    2587.17 1 $85,000 $85,000
    2587.23 1 $95,000 $95,000
    2588.43 1 $175,000 $175,000
    2589.3 1 $95,000 $95,000
    2599.78 1 $135,000 $135,000
    2601.0 1 $95,000 $95,000
    2602.05 1 $95,000 $95,000
    2625.75 1 $95,000 $95,000
    2626.55 1 $135,000 $135,000
    2627.73 1 $65,000 $65,000
    2639.1 1 $135,000 $135,000
    2642.66 1 $95,000 $95,000
    2645.82 1 $95,000 $95,000
    2646.38 1 $185,000 $185,000
    2647.13 1 $95,000 $95,000
    2648.85 1 $95,000 $95,000
    2649.03 1 $95,000 $95,000
    2651.4 1 $95,000 $95,000
    2653.28 1 $95,000 $95,000
    2656.71 1 $65,000 $65,000
    2665.98 1 $95,000 $95,000
    2673.0 1 $95,000 $95,000
    2687.02 1 $185,000 $185,000
    2702.03 1 $185,000 $185,000
    2702.12 1 $105,000 $105,000
    2706.07 1 $195,000 $195,000
    2706.68 1 $95,000 $95,000
    2710.41 1 $95,000 $95,000
    2715.04 1 $95,000 $95,000
    2717.88 1 $95,000 $95,000
    2722.48 1 $105,000 $105,000
    2726.1 1 $135,000 $135,000
    2727.0 1 $95,000 $95,000
    2734.2 1 $95,000 $95,000
    2740.95 1 $95,000 $95,000
    2749.16 1 $95,000 $95,000
    2769.25 1 $195,000 $195,000
    2771.0 1 $145,000 $145,000
    2775.6 1 $95,000 $95,000
    2780.41 1 $95,000 $95,000
    2781.0 1 $95,000 $95,000
    2789.2 1 $145,000 $145,000
    2792.97 1 $145,000 $145,000
    2801.97 1 $95,000 $95,000
    2812.14 1 $95,000 $95,000
    2820.0 1 $95,000 $95,000
    2832.85 1 $145,000 $145,000
    2835.0 1 $195,000 $195,000
    2837.7 1 $145,000 $145,000
    2840.14 1 $95,000 $95,000
    2841.05 1 $145,000 $145,000
    2852.61 1 $195,000 $195,000
    2853.57 1 $95,000 $95,000
    2887.5 2 $230,000 $115,000
    2888.48 1 $195,000 $195,000
    2890.52 1 $105,000 $105,000
    2893.78 1 $105,000 $105,000
    2896.47 1 $115,000 $115,000
    2897.59 1 $105,000 $105,000
    2903.34 1 $105,000 $105,000
    2906.09 1 $155,000 $155,000
    2911.71 1 $105,000 $105,000
    2914.13 1 $105,000 $105,000
    2915.12 1 $155,000 $155,000
    2935.9 1 $115,000 $115,000
    2937.3 1 $155,000 $155,000
    297.0 1 $35,000 $35,000
    2998.5 2 $210,000 $105,000
    3006.17 1 $105,000 $105,000
    3008.9 1 $155,000 $155,000
    3015.38 1 $115,000 $115,000
    3015.93 1 $115,000 $115,000
    3025.0 1 $115,000 $115,000
    3039.0 1 $105,000 $105,000
    3041.67 1 $115,000 $115,000
    3069.69 1 $115,000 $115,000
    3088.41 1 $105,000 $105,000
    3093.0 1 $105,000 $105,000
    3093.43 1 $115,000 $115,000
    3100.51 1 $105,000 $105,000
    3101.48 1 $115,000 $115,000
    3105.0 1 $105,000 $105,000
    3115.34 1 $115,000 $115,000
    3118.66 1 $105,000 $105,000
    3127.3 1 $215,000 $215,000
    3129.8 1 $125,000 $125,000
    3132.0 1 $105,000 $105,000
    3143.74 1 $115,000 $115,000
    3146.88 1 $115,000 $115,000
    3147.73 1 $125,000 $125,000
    3149.2 1 $215,000 $215,000
    3159.9 1 $165,000 $165,000
    3174.6 1 $125,000 $125,000
    3177.72 1 $115,000 $115,000
    3178.05 1 $115,000 $115,000
    3178.23 1 $125,000 $125,000
    3186.0 1 $115,000 $115,000
    3202.13 1 $115,000 $115,000
    3208.3 1 $165,000 $165,000
    3210.0 1 $165,000 $165,000
    3222.11 1 $225,000 $225,000
    3233.16 1 $165,000 $165,000
    3252.2 1 $125,000 $125,000
    3254.16 1 $225,000 $225,000
    3257.67 1 $225,000 $225,000
    3270.97 1 $115,000 $115,000
    3295.88 1 $125,000 $125,000
    3300.0 1 $125,000 $125,000
    3305.44 1 $125,000 $125,000
    3330.76 1 $175,000 $175,000
    3339.9 1 $115,000 $115,000
    3367.08 1 $115,000 $115,000
    3390.39 1 $135,000 $135,000
    3393.71 1 $125,000 $125,000
    3406.84 1 $125,000 $125,000
    3444.32 1 $135,000 $135,000
    350.0 1 $35,000 $35,000
    3515.0 1 $185,000 $185,000
    3544.11 1 $245,000 $245,000
    3578.68 1 $245,000 $245,000
    3645.18 1 $135,000 $135,000
    3657.5 1 $135,000 $135,000
    371.38 1 $25,000 $25,000
    3726.61 1 $145,000 $145,000
    3750.0 1 $135,000 $135,000
    378.0 1 $25,000 $25,000
    3798.89 1 $145,000 $145,000
    3829.46 1 $145,000 $145,000
    3834.07 1 $145,000 $145,000
    3844.11 1 $145,000 $145,000
    3872.0 1 $145,000 $145,000
    3890.89 1 $145,000 $145,000
    3903.8 1 $145,000 $145,000
    3970.94 1 $205,000 $205,000
    405.09 1 $15,000 $15,000
    418.09 1 $35,000 $35,000
    4300.06 1 $155,000 $155,000
    4381.75 1 $175,000 $175,000
    447.74 1 $35,000 $35,000
    4656.48 1 $245,000 $245,000
    4695.9 1 $175,000 $175,000
    470.76 1 $45,000 $45,000
    488.84 1 $55,000 $55,000
    4998.13 1 $195,000 $195,000
    50.0 1 $25,000 $25,000
    5152.15 1 $195,000 $195,000
    516.2 1 $55,000 $55,000
    527.1 1 $55,000 $55,000
    551.0 1 $55,000 $55,000
    560.95 1 $25,000 $25,000
    562.46 1 $25,000 $25,000
    565.3 1 $35,000 $35,000
    584.9 1 $65,000 $65,000
    612.36 1 $45,000 $45,000
    622.41 1 $65,000 $65,000
    650.7 1 $25,000 $25,000
    669.47 1 $65,000 $65,000
    671.8 1 $45,000 $45,000
    679.97 1 $75,000 $75,000
    681.0 1 $45,000 $45,000
    694.51 1 $75,000 $75,000
    695.57 1 $75,000 $75,000
    720.78 1 $25,000 $25,000
    732.9 1 $55,000 $55,000
    750.0 1 $55,000 $55,000
    767.91 1 $55,000 $55,000
    770.1 1 $55,000 $55,000
    783.65 1 $55,000 $55,000
    800.0 91 $3,745,000 $41,154
    814.71 1 $55,000 $55,000
    814.82 1 $55,000 $55,000
    827.09 1 $55,000 $55,000
    835.8 1 $55,000 $55,000
    855.9 1 $35,000 $35,000
    858.83 1 $55,000 $55,000
    867.22 1 $65,000 $65,000
    893.48 1 $65,000 $65,000
    900.18 1 $65,000 $65,000
    916.61 1 $65,000 $65,000
    936.0 1 $35,000 $35,000
    950.0 105 $11,715,000 $111,571
    950.88 1 $65,000 $65,000
    954.87 1 $65,000 $65,000
    960.91 1 $65,000 $65,000
    967.5 1 $65,000 $65,000
    968.85 1 $65,000 $65,000
    968.93 1 $65,000 $65,000
    975.0 1 $65,000 $65,000
    978.42 1 $65,000 $65,000
    981.86 1 $65,000 $65,000
    992.0 1 $35,000 $35,000
    992.7 1 $65,000 $65,000
    999.08 1 $65,000 $65,000
    NA 11,179 $3,551,955,000 $317,735

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,072 $3,629,820,000 $300,681

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,184 $245,900,000 $207,686 $3,698 4.89%
    40-60% 1,424 $581,670,000 $408,476 $3,687 4.39%
    60-80% 3,184 $1,139,480,000 $357,877 $4,782 4.64%
    80-100% 4,958 $1,453,550,000 $293,173 $5,737 5.27%
    Over 100% 171 $49,465,000 $289,269 $10,989 5.83%
    Under 20% 1,134 $90,380,000 $79,700 $1,061 5.17%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    FIRST CITIZENS BANCSHARES, INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 100.0%