Firstbank Mortgage Rates, Fees & Info
Nashville, TNLEI: 549300OBO7DOF2KOP535
Tax ID: 62-0198265
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Review & Overview
Firstbank is a mid-sized bank specializing in Home Purchase and Refi loans. Firstbank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Nashville, Huntsville, Birmingham, Los Angeles, and Atlanta among others. We have data for 541 markets. (Some data included below & more in-depth data is available with an active subscription.)Firstbank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Firstbank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/18/24 |
| 30 Year Conventional Purchase | 6.77% | 4/18/24 |
| 30 Year Conventional Refi | 6.44% | 4/18/24 |
| 30 Year Cash-out Refi | 6.58% | 4/18/24 |
| 30 Year FHA Purchase | 7.34% | 4/18/24 |
| 30 Year FHA Refi | 7.34% | 4/18/24 |
| 30 Year VA Purchase | 6.16% | 4/18/24 |
| 30 Year VA Refi | 5.93% | 4/18/24 |
| 30 Year USDA Purchase | 6.74% | 4/18/24 |
| 15 Year Conventional Purchase | 7.87% | 4/18/24 |
| 15 Year Conventional Refi | 5.84% | 4/18/24 |
| 15 Year Cash-out Refi | 5.84% | 4/18/24 |
| 15 Year VA Purchase | 5.60% | 4/18/24 |
| 15 Year VA Refi | 5.68% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Firstbank Mortgage Calculator
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This is not an official calculator from Firstbank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
16,138Origination Dollar Volume (All Markets)
$4,013,920,000Employee count
1,399Awards
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FirstBank - 2019
FirstBank is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2,013 | $563,605,000 | $279,983 | $4,341 | 4.53% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 798 | $192,740,000 | $241,529 | $4,125 | 4.11% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 759 | $161,985,000 | $213,419 | $4,319 | 4.37% |
| Outside of Metro Areas | 1,197 | $145,755,000 | $121,767 | $3,427 | 5.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 259 | $114,945,000 | $443,803 | $2,528 | 3.78% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 393 | $111,345,000 | $283,321 | $3,578 | 4.08% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 374 | $106,620,000 | $285,080 | $2,344 | 3.92% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 474 | $93,630,000 | $197,532 | $3,865 | 4.79% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 383 | $93,615,000 | $244,426 | $3,820 | 4.33% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 216 | $88,400,000 | $409,259 | $2,806 | 3.69% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 235 | $62,685,000 | $266,745 | $2,914 | 3.99% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 167 | $62,415,000 | $373,743 | $4,102 | 3.82% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 152 | $62,040,000 | $408,158 | $2,589 | 3.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 135 | $58,325,000 | $432,037 | $2,836 | 3.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 205 | $58,065,000 | $283,244 | $2,759 | 3.93% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 224 | $57,810,000 | $258,080 | $3,543 | 4.73% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 110 | $53,510,000 | $486,455 | $2,234 | 3.64% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 158 | $53,160,000 | $336,456 | $3,065 | 3.76% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 137 | $47,425,000 | $346,168 | $2,886 | 3.84% |
| KNOXVILLE, TN (FHA|USDA|VA) | 201 | $47,245,000 | $235,050 | $3,875 | 5.01% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 136 | $46,170,000 | $339,485 | $4,248 | 3.89% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 129 | $45,725,000 | $354,457 | $2,307 | 3.70% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 119 | $45,205,000 | $379,874 | $2,553 | 3.69% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 149 | $43,605,000 | $292,651 | $2,705 | 3.95% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 139 | $43,205,000 | $310,827 | $2,662 | 3.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 147 | $40,165,000 | $273,231 | $3,710 | 4.05% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 198 | $36,630,000 | $185,000 | $5,125 | 4.89% |
| Albertville, AL (FHA|USDA|VA) | 178 | $33,350,000 | $187,360 | $5,063 | 4.01% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 156 | $29,810,000 | $191,090 | $3,497 | 6.72% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 78 | $28,460,000 | $364,872 | $2,441 | 3.78% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 98 | $27,700,000 | $282,653 | $4,022 | 4.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 132 | $26,880,000 | $203,636 | $5,264 | 4.31% |
| JACKSON, TN (FHA|USDA|VA) | 181 | $25,315,000 | $139,862 | $3,302 | 5.33% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 162 | $24,450,000 | $150,926 | $3,705 | 5.28% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 86 | $24,120,000 | $280,465 | $2,344 | 4.00% |
| RENO, NV (FHA|USDA|VA) | 72 | $22,830,000 | $317,083 | $2,561 | 3.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 80 | $22,790,000 | $284,875 | $2,926 | 4.10% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 74 | $22,390,000 | $302,568 | $3,790 | 3.77% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 81 | $21,935,000 | $270,802 | $2,512 | 3.94% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 105 | $21,695,000 | $206,619 | $3,730 | 4.76% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 44 | $21,620,000 | $491,364 | $2,014 | 3.74% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 71 | $18,335,000 | $258,239 | $3,679 | 4.42% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 50 | $18,270,000 | $365,400 | $2,914 | 3.80% |
| BOISE CITY, ID (FHA|USDA|VA) | 60 | $17,800,000 | $296,667 | $3,344 | 3.96% |
| ROME, GA (FHA|USDA|VA) | 109 | $17,755,000 | $162,890 | $5,396 | 4.44% |
| DALTON, GA (FHA|USDA|VA) | 127 | $16,915,000 | $133,189 | $3,583 | 4.79% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 59 | $16,455,000 | $278,898 | $2,565 | 3.84% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 73 | $16,205,000 | $221,986 | $4,064 | 4.32% |
| Paris, TN (FHA|USDA|VA) | 124 | $15,090,000 | $121,694 | $2,742 | 5.19% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 75 | $15,055,000 | $200,733 | $4,308 | 4.25% |
| NILES, MI (FHA|USDA|VA) | 3 | $14,865,000 | $4,955,000 | $3,913 | 5.55% |
| COLUMBIA, SC (FHA|USDA|VA) | 72 | $14,810,000 | $205,694 | $4,780 | 4.43% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 35 | $14,615,000 | $417,571 | $2,723 | 4.01% |
| SPARTANBURG, SC (FHA|USDA|VA) | 78 | $13,500,000 | $173,077 | $6,056 | 4.41% |
| RICHMOND, VA (FHA|USDA|VA) | 39 | $12,945,000 | $331,923 | $3,852 | 3.89% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 108 | $12,690,000 | $117,500 | $3,546 | 3.52% |
| PROVO-OREM, UT (FHA|USDA|VA) | 38 | $12,500,000 | $328,947 | $2,229 | 3.71% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 49 | $12,095,000 | $246,837 | $2,157 | 4.12% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 41 | $11,515,000 | $280,854 | $2,052 | 3.86% |
| COLUMBUS, OH (FHA|USDA|VA) | 42 | $10,830,000 | $257,857 | $3,033 | 4.06% |
| Thomasville, GA (FHA|USDA|VA) | 51 | $10,735,000 | $210,490 | $4,234 | 4.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 43 | $10,335,000 | $240,349 | $2,936 | 4.59% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 38 | $10,080,000 | $265,263 | $3,255 | 5.21% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 45 | $9,965,000 | $221,444 | $4,618 | 4.42% |
| STOCKTON, CA (FHA|USDA|VA) | 31 | $9,845,000 | $317,581 | $2,688 | 3.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $9,845,000 | $428,043 | $2,228 | 3.85% |
| Shelbyville, TN (FHA|USDA|VA) | 52 | $9,630,000 | $185,192 | $3,557 | 5.30% |
| Crossville, TN (FHA|USDA|VA) | 92 | $9,600,000 | $104,348 | $2,638 | 5.96% |
| LOUISVILLE, KY (FHA|USDA|VA) | 33 | $9,515,000 | $288,333 | $2,558 | 3.78% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 28 | $9,420,000 | $336,429 | $2,838 | 3.76% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 39 | $9,245,000 | $237,051 | $4,987 | 4.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 53 | $9,135,000 | $172,358 | $4,446 | 6.24% |
| MORRISTOWN, TN (FHA|USDA|VA) | 65 | $9,015,000 | $138,692 | $3,436 | 5.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 28 | $8,940,000 | $319,286 | $2,749 | 3.65% |
| MONTGOMERY, AL (FHA|USDA|VA) | 46 | $8,840,000 | $192,174 | $4,184 | 4.63% |
| TUCSON, AZ (FHA|USDA|VA) | 36 | $8,760,000 | $243,333 | $3,055 | 3.91% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 32 | $8,460,000 | $264,375 | $3,628 | 3.84% |
| JACKSON, MS (FHA|USDA|VA) | 53 | $8,345,000 | $157,453 | $4,660 | 6.31% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 15 | $8,335,000 | $555,667 | $8,027 | 3.53% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 18 | $8,050,000 | $447,222 | $4,795 | 5.17% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 29 | $7,785,000 | $268,448 | $2,697 | 3.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 24 | $7,660,000 | $319,167 | $3,895 | 4.05% |
| ANCHORAGE, AK (FHA|USDA|VA) | 19 | $7,645,000 | $402,368 | $3,500 | 3.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 26 | $7,510,000 | $288,846 | $3,802 | 3.95% |
| SALEM, OR (FHA|USDA|VA) | 23 | $7,075,000 | $307,609 | $4,541 | 3.71% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 23 | $7,045,000 | $306,304 | $3,172 | 3.91% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $6,765,000 | $451,000 | $2,539 | 3.77% |
| Lewisburg, TN (FHA|USDA|VA) | 35 | $6,735,000 | $192,429 | $4,680 | 4.36% |
| Cullman, AL (FHA|USDA|VA) | 44 | $6,700,000 | $152,273 | $4,410 | 5.19% |
| FRESNO, CA (FHA|USDA|VA) | 23 | $6,665,000 | $289,783 | $3,452 | 3.92% |
| Dayton, TN (FHA|USDA|VA) | 50 | $6,530,000 | $130,600 | $3,395 | 5.43% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $6,520,000 | $3,260,000 | $0 | 6.50% |
| ROANOKE, VA (FHA|USDA|VA) | 30 | $6,490,000 | $216,333 | $4,100 | 4.40% |
| Cookeville, TN (FHA|USDA|VA) | 54 | $6,480,000 | $120,000 | $2,885 | 5.88% |
| VALLEJO, CA (FHA|USDA|VA) | 20 | $6,450,000 | $322,500 | $2,403 | 3.82% |
| McMinnville, TN (FHA|USDA|VA) | 37 | $6,185,000 | $167,162 | $5,024 | 4.72% |
| ASHEVILLE, NC (FHA|USDA|VA) | 21 | $6,035,000 | $287,381 | $3,355 | 4.05% |
| DECATUR, AL (FHA|USDA|VA) | 36 | $5,870,000 | $163,056 | $4,668 | 4.83% |
| CLEVELAND, TN (FHA|USDA|VA) | 35 | $5,685,000 | $162,429 | $3,338 | 4.67% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $5,580,000 | $310,000 | $4,223 | 3.93% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 20 | $5,500,000 | $275,000 | $2,609 | 4.06% |
| MOBILE, AL (FHA|USDA|VA) | 46 | $5,390,000 | $117,174 | $4,611 | 7.11% |
| Dublin, GA (FHA|USDA|VA) | 32 | $5,250,000 | $164,063 | $4,705 | 4.51% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 20 | $5,250,000 | $262,500 | $4,509 | 4.93% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $5,245,000 | $308,529 | $2,129 | 3.65% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 20 | $5,220,000 | $261,000 | $4,163 | 3.89% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 28 | $5,210,000 | $186,071 | $3,387 | 5.01% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 20 | $5,210,000 | $260,500 | $2,800 | 3.97% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 19 | $5,145,000 | $270,789 | $3,439 | 3.78% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 14 | $5,090,000 | $363,571 | $3,251 | 3.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 36 | $5,020,000 | $139,444 | $3,510 | 6.00% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $4,990,000 | $356,429 | $2,784 | 3.69% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 20 | $4,980,000 | $249,000 | $3,957 | 4.30% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 25 | $4,975,000 | $199,000 | $4,105 | 5.24% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 17 | $4,915,000 | $289,118 | $2,322 | 3.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 21 | $4,765,000 | $226,905 | $3,809 | 4.10% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 17 | $4,755,000 | $279,706 | $3,197 | 3.66% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 16 | $4,740,000 | $296,250 | $2,443 | 3.74% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 14 | $4,710,000 | $336,429 | $1,872 | 3.77% |
| Summerville, GA (FHA|USDA|VA) | 35 | $4,655,000 | $133,000 | $4,839 | 4.64% |
| BEND, OR (FHA|USDA|VA) | 14 | $4,630,000 | $330,714 | $3,633 | 3.65% |
| Calhoun, GA (FHA|USDA|VA) | 25 | $4,595,000 | $183,800 | $5,063 | 4.32% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 18 | $4,580,000 | $254,444 | $3,538 | 4.30% |
| PANAMA CITY, FL (FHA|USDA|VA) | 16 | $4,520,000 | $282,500 | $3,820 | 5.80% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $4,265,000 | $328,077 | $3,355 | 3.90% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 16 | $4,220,000 | $263,750 | $2,881 | 3.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 16 | $4,210,000 | $263,125 | $2,980 | 3.85% |
| GADSDEN, AL (FHA|USDA|VA) | 31 | $4,205,000 | $135,645 | $4,145 | 4.31% |
| MODESTO, CA (FHA|USDA|VA) | 14 | $4,130,000 | $295,000 | $3,008 | 3.78% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 18 | $4,090,000 | $227,222 | $3,189 | 5.01% |
| DOTHAN, AL (FHA|USDA|VA) | 32 | $4,040,000 | $126,250 | $4,184 | 5.81% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $4,015,000 | $446,111 | $4,604 | 3.39% |
| ANN ARBOR, MI (FHA|USDA|VA) | 14 | $4,010,000 | $286,429 | $2,153 | 3.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $3,870,000 | $322,500 | $2,389 | 3.89% |
| MADISON, WI (FHA|USDA|VA) | 11 | $3,865,000 | $351,364 | $2,864 | 3.68% |
| TULSA, OK (FHA|USDA|VA) | 16 | $3,850,000 | $240,625 | $4,059 | 4.08% |
| AKRON, OH (FHA|USDA|VA) | 14 | $3,780,000 | $270,000 | $3,126 | 4.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $3,770,000 | $235,625 | $4,842 | 4.02% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 17 | $3,745,000 | $220,294 | $4,125 | 4.23% |
| MEDFORD, OR (FHA|USDA|VA) | 12 | $3,720,000 | $310,000 | $4,057 | 3.67% |
| Scottsboro, AL (FHA|USDA|VA) | 17 | $3,715,000 | $218,529 | $3,653 | 4.07% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 20 | $3,650,000 | $182,500 | $4,545 | 5.66% |
| Statesboro, GA (FHA|USDA|VA) | 20 | $3,600,000 | $180,000 | $4,655 | 4.46% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $3,590,000 | $448,750 | $2,296 | 3.69% |
| Outside of Metro Areas | 12 | $3,570,000 | $297,500 | $3,955 | 3.64% |
| CHICO, CA (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $3,217 | 3.94% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $3,505,000 | $269,615 | $2,727 | 4.20% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $3,485,000 | $268,077 | $2,187 | 3.67% |
| HATTIESBURG, MS (FHA|USDA|VA) | 32 | $3,450,000 | $107,813 | $5,176 | 7.43% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 12 | $3,380,000 | $281,667 | $2,936 | 4.24% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 10 | $3,370,000 | $337,000 | $2,581 | 3.56% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $4,477 | 3.94% |
| VISALIA, CA (FHA|USDA|VA) | 14 | $3,230,000 | $230,714 | $2,466 | 3.99% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $3,220,000 | $402,500 | $1,601 | 3.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $3,350 | 3.58% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $3,165,000 | $351,667 | $2,371 | 3.72% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $2,930,000 | $146,500 | $4,412 | 6.06% |
| Heber, UT (FHA|USDA|VA) | 6 | $2,920,000 | $486,667 | $2,161 | 3.67% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 13 | $2,895,000 | $222,692 | $2,452 | 4.82% |
| BILLINGS, MT (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $2,852 | 3.95% |
| Port Angeles, WA (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $3,308 | 3.59% |
| BATON ROUGE, LA (FHA|USDA|VA) | 11 | $2,765,000 | $251,364 | $2,492 | 3.72% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 18 | $2,690,000 | $149,444 | $4,122 | 4.36% |
| Tupelo, MS (FHA|USDA|VA) | 28 | $2,670,000 | $95,357 | $3,259 | 7.40% |
| Richmond-Berea, KY (FHA|USDA|VA) | 16 | $2,620,000 | $163,750 | $3,574 | 5.41% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $4,130 | 4.47% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $3,018 | 3.80% |
| Seneca, SC (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $5,197 | 4.45% |
| Hilo, HI (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $3,474 | 4.11% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $2,726 | 4.02% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $2,425,000 | $220,455 | $4,138 | 4.11% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $2,224 | 4.03% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $3,112 | 4.02% |
| Columbus, MS (FHA|USDA|VA) | 16 | $2,300,000 | $143,750 | $5,006 | 5.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $3,972 | 3.70% |
| BRUNSWICK, GA (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $4,587 | 4.73% |
| London, KY (FHA|USDA|VA) | 20 | $2,230,000 | $111,500 | $3,578 | 5.96% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $2,251 | 4.14% |
| MERCED, CA (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $3,328 | 3.93% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $2,648 | 3.88% |
| Bozeman, MT (FHA|USDA|VA) | 6 | $2,150,000 | $358,333 | $2,873 | 3.94% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $1,995 | 3.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $2,286 | 3.91% |
| Edwards, CO (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $2,004 | 3.41% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $2,671 | 3.83% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $3,256 | 4.13% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $3,471 | 4.47% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $3,590 | 3.73% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 22 | $1,940,000 | $88,182 | $3,511 | 7.16% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $2,722 | 3.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $2,164 | 3.78% |
| Athens, TN (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $4,273 | 4.74% |
| Lawrenceburg, TN (FHA|USDA|VA) | 14 | $1,890,000 | $135,000 | $4,741 | 4.30% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $2,596 | 4.30% |
| ALBANY, GA (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $4,077 | 4.91% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $3,677 | 4.07% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $3,042 | 4.08% |
| Jasper, AL (FHA|USDA|VA) | 21 | $1,845,000 | $87,857 | $4,342 | 8.36% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $2,811 | 3.92% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $3,400 | 3.78% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $4,301 | 3.98% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $3,610 | 4.02% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $2,878 | 3.88% |
| Alexander City, AL (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $3,346 | 5.09% |
| Somerset, KY (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $4,308 | 4.61% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $2,277 | 4.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $3,012 | 3.91% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $2,762 | 4.12% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $2,609 | 3.78% |
| Winnemucca, NV (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $2,476 | 3.65% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $3,303 | 3.97% |
| Starkville, MS (FHA|USDA|VA) | 14 | $1,590,000 | $113,571 | $4,543 | 7.41% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $2,369 | 3.90% |
| Fort Payne, AL (FHA|USDA|VA) | 13 | $1,555,000 | $119,615 | $3,827 | 4.36% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $7,467 | 3.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $2,262 | 3.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $3,339 | 4.35% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $3,470 | 4.85% |
| Kinston, NC (FHA|USDA|VA) | 1 | $1,545,000 | $1,545,000 | $0 | 5.50% |
| Batesville, AR (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $6,036 | 4.47% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $2,842 | 3.57% |
| Cornelia, GA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,948 | 4.67% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $1,671 | 3.95% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $3,137 | 4.30% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $1,767 | 3.80% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,321 | 3.78% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $3,510 | 3.69% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $7,861 | 3.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $3,575 | 4.74% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $3,481 | 4.51% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,299 | 4.13% |
| FLORENCE, SC (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,365 | 4.11% |
| HAMMOND, LA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $2,547 | 3.62% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $2,021 | 3.84% |
| Oxford, MS (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $3,605 | 5.93% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $2,579 | 3.72% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $1,387 | 3.75% |
| Bainbridge, GA (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $5,493 | 4.54% |
| COLUMBUS, IN (FHA|USDA|VA) | 9 | $1,275,000 | $141,667 | $2,401 | 4.93% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,419 | 3.75% |
| Cedartown, GA (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $5,891 | 4.23% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $6,107 | 3.69% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $2,866 | 3.91% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $4,066 | 5.60% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,059 | 4.35% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $2,202 | 3.95% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $2,801 | 3.58% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $2,420 | 3.65% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $2,317 | 4.43% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,684 | 3.95% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $2,155 | 3.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $2,783 | 5.40% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,433 | 3.83% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $3,273 | 4.30% |
| Milledgeville, GA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,887 | 5.52% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $1,323 | 3.97% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $2,883 | 4.22% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $4,048 | 3.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $2,336 | 4.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,080 | 3.91% |
| Concord, NH (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,584 | 3.81% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,913 | 3.81% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,341 | 3.79% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $1,627 | 4.21% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,334 | 3.84% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $1,882 | 4.07% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,211 | 3.79% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,729 | 4.13% |
| Atmore, AL (FHA|USDA|VA) | 12 | $900,000 | $75,000 | $3,982 | 7.29% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,569 | 4.78% |
| Hood River, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $4,176 | 3.31% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,494 | 4.03% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $4,013 | 5.73% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $2,843 | 5.89% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $5,043 | 3.79% |
| Sonora, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $2,005 | 4.06% |
| Durango, CO (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $1,951 | 3.49% |
| Taos, NM (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $2,389 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $2,837 | 4.38% |
| Hailey, ID (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $2,976 | 3.56% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,317 | 4.00% |
| Troy, AL (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,678 | 7.49% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,923 | 3.50% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,899 | 4.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,369 | 4.31% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,096 | 3.38% |
| TYLER, TX (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $2,300 | 7.42% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $2,331 | 5.97% |
| Meridian, MS (FHA|USDA|VA) | 11 | $695,000 | $63,182 | $3,529 | 7.83% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,721 | 4.42% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,201 | 4.56% |
| AMES, IA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,194 | 3.94% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,745 | 5.19% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,742 | 3.94% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,085 | 3.75% |
| READING, PA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,616 | 3.63% |
| Vicksburg, MS (FHA|USDA|VA) | 11 | $665,000 | $60,455 | $3,269 | 8.45% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,343 | 3.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,897 | 3.69% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,254 | 4.28% |
| RACINE, WI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,849 | 3.83% |
| Boone, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,701 | 3.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,481 | 3.88% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,902 | 4.38% |
| Payson, AZ (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,254 | 4.08% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,888 | 4.46% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,171 | 5.50% |
| Fallon, NV (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,638 | 3.43% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,514 | 4.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,492 | 3.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $2,016 | 3.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,838 | 3.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,225 | 3.81% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $982 | 3.81% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,449 | 3.88% |
| Barre, VT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,866 | 3.81% |
| WACO, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,820 | 3.94% |
| Laurel, MS (FHA|USDA|VA) | 10 | $580,000 | $58,000 | $1,976 | 8.82% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,125 | 3.94% |
| MADERA, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,437 | 3.44% |
| Newport, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,654 | 4.25% |
| Montrose, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,261 | 3.75% |
| Murray, KY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,981 | 4.59% |
| Astoria, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,543 | 3.37% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,332 | 3.68% |
| Newberry, SC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,089 | 4.66% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,612 | 3.62% |
| Martin, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $1,846 | 4.96% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,115 | 3.38% |
| Americus, GA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,158 | 4.63% |
| Helena, MT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,024 | 3.81% |
| West Point, MS (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $4,070 | 7.54% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,160 | 3.81% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,197 | 3.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,254 | 3.75% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,262 | 3.94% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,859 | 3.81% |
| Central City, KY (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $3,511 | 6.74% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,086 | 4.19% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,474 | 3.81% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,430 | 4.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $1,511 | 4.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,982 | 4.83% |
| McComb, MS (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,998 | 7.27% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,196 | 4.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,942 | 4.19% |
| Fremont, NE (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,001 | 4.25% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,433 | 4.19% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,067 | 2.99% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,008 | 3.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,654 | 3.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,297 | 6.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,829 | 3.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,580 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,421 | 3.38% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,422 | 4.04% |
| Jasper, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,235 | 4.38% |
| Brevard, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,832 | 3.50% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,885 | 5.25% |
| Shelby, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,791 | 4.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,632 | 3.88% |
| Holland, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,747 | 3.50% |
| Selma, AL (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,300 | 6.06% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,126 | 3.94% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,281 | 4.44% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,336 | 3.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,385 | 3.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,223 | 3.81% |
| Brookhaven, MS (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $6,851 | 8.95% |
| Wooster, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,311 | 3.93% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,527 | 4.19% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,506 | 6.16% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,000 | 4.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,340 | 3.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,429 | 3.88% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,968 | 4.25% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,594 | 4.31% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,524 | 4.19% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,873 | 3.75% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,912 | 4.42% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,141 | 3.50% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,693 | 4.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,077 | 4.44% |
| Angola, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,961 | 4.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,565 | 3.63% |
| Laconia, NH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,347 | 3.75% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,433 | 3.81% |
| Burley, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,057 | 3.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,065 | 4.75% |
| Moscow, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,800 | 3.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,947 | 3.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,755 | 3.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,428 | 3.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,044 | 3.75% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,777 | 6.43% |
| Juneau, AK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,100 | 4.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,173 | 3.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,396 | 4.88% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,697 | 3.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,887 | 3.50% |
| Waycross, GA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,183 | 5.37% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,147 | 3.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,540 | 3.13% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,956 | 4.00% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,050 | 3.63% |
| ERIE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,139 | 3.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,582 | 3.63% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,523 | 3.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,463 | 4.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,221 | 3.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,540 | 3.50% |
| Elko, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,084 | 3.63% |
| Douglas, GA (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $3,874 | 8.78% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,018 | 3.38% |
| Picayune, MS (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $3,614 | 7.49% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,133 | 4.67% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,473 | 3.38% |
| Safford, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,413 | 3.50% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,875 | 3.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,058 | 4.25% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,394 | 3.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,291 | 3.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,947 | 4.13% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,809 | 3.38% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,932 | 4.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,371 | 3.99% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,542 | 4.75% |
| Bennington, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,372 | 3.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,109 | 4.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,890 | 4.13% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,868 | 5.83% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,087 | 4.25% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,617 | 4.50% |
| Altus, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,283 | 3.50% |
| Athens, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,256 | 3.38% |
| Dyersburg, TN (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $1,719 | 5.80% |
| Gallup, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,619 | 4.13% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,995 | 4.13% |
| Torrington, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,455 | 3.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,673 | 6.81% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,935 | 4.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,857 | 3.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,153 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,882 | 3.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,921 | 4.38% |
| Brookings, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,721 | 3.99% |
| Ozark, AL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 7.74% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,220 | 4.00% |
| Silver City, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,428 | 4.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,279 | 4.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,095 | 3.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,017 | 3.99% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,874 | 4.13% |
| CASPER, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,915 | 3.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,010 | 3.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,475 | 5.00% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,369 | 6.87% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,797 | 3.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,509 | 4.38% |
| Henderson, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,742 | 4.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,627 | 4.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.50% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,541 | 5.68% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,263 | 4.25% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,117 | 4.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,661 | 4.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,287 | 3.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,377 | 4.50% |
| Cordele, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,561 | 4.50% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $4,556 | 8.24% |
| Jesup, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,775 | 5.13% |
| Hastings, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,227 | 4.50% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,042 | 6.18% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,759 | 3.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,365 | 4.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,897 | 4.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,549 | 4.00% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,624 | 3.88% |
| Pella, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,454 | 5.63% |
| Keene, NH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,270 | 5.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,779 | 4.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,773 | 4.38% |
| New Castle, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,615 | 4.25% |
| Sidney, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,467 | 3.88% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,029 | 3.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,451 | 4.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,782 | 3.99% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,876 | 4.50% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.87% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,662 | 5.44% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,685 | 3.50% |
| Portales, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,634 | 4.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,901 | 4.00% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,533 | 4.88% |
| Fernley, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,212 | 4.13% |
| North Platte, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,516 | 4.50% |
| Tifton, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,702 | 4.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,942 | 4.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,178 | 4.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,819 | 3.99% |
| Platteville, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,326 | 4.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,877 | 5.38% |
| Newport, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.49% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,606 | 4.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,686 | 4.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.02% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.53% |
| MONROE, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,602 | 3.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,167 | 5.81% |
| Forest City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,132 | 4.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,954 | 4.50% |
| Brownsville, TN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 6.10% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.37% |
| Corinth, MS (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.24% |
| Hope, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,312 | 4.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,974 | 4.38% |
| Elkins, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,827 | 4.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 8.57% |
| Branson, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,543 | 4.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.49% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 9.23% |
| Pecos, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.24% |
| Danville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.24% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,184 | 8.99% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,213 | 5.13% |
| Oil City, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,916 | 5.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,864 | 5.13% |
| Grenada, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.49% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.24% |
| Greenville, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.49% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 7.90% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.74% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.90% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.74% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.74% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.90% |
Similar Lenders
We use machine learning to identify the top lenders compared against FirstBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
INDUSTRIAL CU OF WHATCOM COUNTY
Similarity Rank: 9
Similarity Rank: 9
MATANUSKA VALLEY FEDERAL CREDIT UNION
Similarity Rank: 48
Similarity Rank: 48
SANDIA LABORATORY
Similarity Rank: 60
Similarity Rank: 60
US COMMUNITY
Similarity Rank: 64
Similarity Rank: 64
BKCO MORTGAGE, LLC
Similarity Rank: 66
Similarity Rank: 66
AMERICA'S FIRST
Similarity Rank: 80
Similarity Rank: 80
CREDIT UNION 1
Similarity Rank: 95
Similarity Rank: 95
Piscataqua Savings Bank
Similarity Rank: 118
Similarity Rank: 118
First Ipswich Bank
Similarity Rank: 139
Similarity Rank: 139
SELCO COMMUNITY
Similarity Rank: 153
Similarity Rank: 153
Product Mix
For 2019, Firstbank's most frequently originated type of loan was Conventional, with 12,467 originations. Their 2nd most popular type was FHA, with 1,491 originations.
Loan Reason
For 2019, Firstbank's most frequently cited loan purpose was Home Purchase, with 8,447 originations. The 2nd most popular reason was Refi, with 4,714 originations.
Loan Duration/Length
For 2019, Firstbank's most frequently cited loan duration was 30 Year, with 11,306 originations. The 2nd most popular length was 15 Year, with 1,837 originations.
Origination Fees/Closing Costs
Firstbank's average total fees were $3,913, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,133 originations.
Interest Rates
During 2019, Firstbank's average interest rate for loans was 4.11%, while their most frequently originated rate bucket for loans was 3-4%, with 7,640 originations.
Loan Sizing
2019 saw Firstbank place emphasis on $200k-400k loans with 7,091 originations, totaling $2,040,535,000 in origination value.
Applicant Income
Firstbank lent most frequently to those with incomes in the $100k-150k range, with 3,850 originations. The second most popular income band? $50k-75k, with 3,227 originations.
Applicant Debt to Income Ratio
Firstbank lent most frequently to those with DTI ratios of 20-30%, with 3,643 originations. The next most common DTI ratio? 30-36%, with 3,096 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications77.10%
Firstbank has a below average approval rate.
Pick Rate
Approvals leading to origination65.26%
Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 7 | $295,000 | $42,143 |
| 1003.47 | 1 | $55,000 | $55,000 |
| 1003.93 | 1 | $35,000 | $35,000 |
| 1006.58 | 1 | $35,000 | $35,000 |
| 1007.23 | 1 | $55,000 | $55,000 |
| 1008.17 | 1 | $35,000 | $35,000 |
| 1008.98 | 1 | $35,000 | $35,000 |
| 1015.13 | 1 | $55,000 | $55,000 |
| 1021.2 | 1 | $55,000 | $55,000 |
| 1026.06 | 1 | $55,000 | $55,000 |
| 1032.13 | 1 | $35,000 | $35,000 |
| 1032.25 | 1 | $55,000 | $55,000 |
| 1034.55 | 1 | $35,000 | $35,000 |
| 1035.97 | 1 | $55,000 | $55,000 |
| 1037.53 | 1 | $55,000 | $55,000 |
| 1037.7 | 1 | $35,000 | $35,000 |
| 1038.13 | 1 | $55,000 | $55,000 |
| 1042.17 | 1 | $25,000 | $25,000 |
| 1048.6 | 1 | $55,000 | $55,000 |
| 1051.72 | 1 | $55,000 | $55,000 |
| 1055.55 | 1 | $55,000 | $55,000 |
| 1056.36 | 1 | $55,000 | $55,000 |
| 1058.07 | 1 | $25,000 | $25,000 |
| 1060.52 | 1 | $55,000 | $55,000 |
| 1071.71 | 1 | $35,000 | $35,000 |
| 1075.95 | 1 | $55,000 | $55,000 |
| 1077.27 | 1 | $35,000 | $35,000 |
| 1078.3 | 1 | $55,000 | $55,000 |
| 1078.89 | 1 | $55,000 | $55,000 |
| 1080.05 | 1 | $35,000 | $35,000 |
| 1085.15 | 1 | $55,000 | $55,000 |
| 1087.33 | 1 | $35,000 | $35,000 |
| 1087.48 | 1 | $55,000 | $55,000 |
| 1097.4 | 1 | $55,000 | $55,000 |
| 1099.18 | 1 | $35,000 | $35,000 |
| 1100.28 | 1 | $55,000 | $55,000 |
| 1102.49 | 1 | $55,000 | $55,000 |
| 1110.73 | 1 | $55,000 | $55,000 |
| 1111.79 | 1 | $35,000 | $35,000 |
| 1112.53 | 1 | $55,000 | $55,000 |
| 1115.77 | 1 | $55,000 | $55,000 |
| 1117.09 | 1 | $55,000 | $55,000 |
| 1121.61 | 1 | $35,000 | $35,000 |
| 1122.92 | 1 | $55,000 | $55,000 |
| 1135.97 | 1 | $55,000 | $55,000 |
| 1144.13 | 1 | $55,000 | $55,000 |
| 1144.65 | 1 | $35,000 | $35,000 |
| 1149.16 | 1 | $55,000 | $55,000 |
| 1153.1 | 1 | $65,000 | $65,000 |
| 1155.04 | 1 | $45,000 | $45,000 |
| 1160.55 | 1 | $45,000 | $45,000 |
| 1163.08 | 1 | $65,000 | $65,000 |
| 1165.04 | 1 | $65,000 | $65,000 |
| 1165.54 | 1 | $45,000 | $45,000 |
| 1167.84 | 1 | $65,000 | $65,000 |
| 1175.73 | 1 | $65,000 | $65,000 |
| 1178.25 | 1 | $45,000 | $45,000 |
| 1179.27 | 1 | $65,000 | $65,000 |
| 1180.42 | 1 | $65,000 | $65,000 |
| 1188.34 | 1 | $65,000 | $65,000 |
| 1189.79 | 1 | $35,000 | $35,000 |
| 1199.62 | 1 | $45,000 | $45,000 |
| 1205.96 | 1 | $65,000 | $65,000 |
| 1214.11 | 1 | $45,000 | $45,000 |
| 1214.17 | 1 | $35,000 | $35,000 |
| 1217.36 | 1 | $45,000 | $45,000 |
| 1218.13 | 1 | $35,000 | $35,000 |
| 1221.33 | 1 | $45,000 | $45,000 |
| 1225.21 | 1 | $25,000 | $25,000 |
| 1226.1 | 1 | $45,000 | $45,000 |
| 1227.47 | 1 | $25,000 | $25,000 |
| 1229.35 | 1 | $45,000 | $45,000 |
| 1232.23 | 1 | $45,000 | $45,000 |
| 1233.36 | 1 | $65,000 | $65,000 |
| 1237.07 | 1 | $65,000 | $65,000 |
| 1241.66 | 1 | $65,000 | $65,000 |
| 1242.47 | 1 | $45,000 | $45,000 |
| 1242.9 | 1 | $45,000 | $45,000 |
| 1245.93 | 1 | $45,000 | $45,000 |
| 1248.5 | 1 | $65,000 | $65,000 |
| 1252.57 | 1 | $65,000 | $65,000 |
| 1254.53 | 1 | $65,000 | $65,000 |
| 1255.15 | 1 | $35,000 | $35,000 |
| 1257.11 | 1 | $45,000 | $45,000 |
| 1257.53 | 1 | $45,000 | $45,000 |
| 1259.82 | 1 | $45,000 | $45,000 |
| 1262.1 | 1 | $65,000 | $65,000 |
| 1265.59 | 1 | $45,000 | $45,000 |
| 1267.37 | 1 | $45,000 | $45,000 |
| 1270.98 | 1 | $45,000 | $45,000 |
| 1273.32 | 1 | $35,000 | $35,000 |
| 1274.27 | 1 | $35,000 | $35,000 |
| 1276.77 | 1 | $35,000 | $35,000 |
| 1284.56 | 1 | $65,000 | $65,000 |
| 1286.29 | 1 | $35,000 | $35,000 |
| 1290.48 | 1 | $35,000 | $35,000 |
| 1291.63 | 1 | $45,000 | $45,000 |
| 1300.59 | 1 | $35,000 | $35,000 |
| 1306.19 | 1 | $65,000 | $65,000 |
| 1306.63 | 1 | $65,000 | $65,000 |
| 1310.64 | 1 | $45,000 | $45,000 |
| 1314.03 | 1 | $65,000 | $65,000 |
| 1319.05 | 1 | $75,000 | $75,000 |
| 1319.75 | 1 | $35,000 | $35,000 |
| 1326.36 | 1 | $65,000 | $65,000 |
| 1327.18 | 1 | $65,000 | $65,000 |
| 1336.49 | 1 | $65,000 | $65,000 |
| 1338.59 | 1 | $35,000 | $35,000 |
| 1339.89 | 1 | $65,000 | $65,000 |
| 1353.81 | 1 | $75,000 | $75,000 |
| 1354.46 | 1 | $45,000 | $45,000 |
| 1354.59 | 1 | $45,000 | $45,000 |
| 1356.24 | 1 | $75,000 | $75,000 |
| 1360.26 | 1 | $75,000 | $75,000 |
| 1363.06 | 1 | $45,000 | $45,000 |
| 1363.93 | 1 | $35,000 | $35,000 |
| 1363.97 | 1 | $35,000 | $35,000 |
| 1365.1 | 1 | $75,000 | $75,000 |
| 1373.31 | 1 | $75,000 | $75,000 |
| 1374.38 | 1 | $75,000 | $75,000 |
| 1375.62 | 1 | $45,000 | $45,000 |
| 1379.47 | 1 | $35,000 | $35,000 |
| 1388.32 | 1 | $35,000 | $35,000 |
| 1389.04 | 1 | $35,000 | $35,000 |
| 1398.13 | 1 | $75,000 | $75,000 |
| 1403.87 | 1 | $75,000 | $75,000 |
| 1408.78 | 1 | $35,000 | $35,000 |
| 1409.48 | 1 | $35,000 | $35,000 |
| 1411.94 | 1 | $35,000 | $35,000 |
| 1413.08 | 1 | $55,000 | $55,000 |
| 1414.65 | 1 | $35,000 | $35,000 |
| 1416.27 | 1 | $55,000 | $55,000 |
| 1418.86 | 1 | $35,000 | $35,000 |
| 1420.64 | 1 | $35,000 | $35,000 |
| 1425.85 | 1 | $55,000 | $55,000 |
| 1431.07 | 1 | $45,000 | $45,000 |
| 1436.07 | 1 | $55,000 | $55,000 |
| 1436.98 | 1 | $45,000 | $45,000 |
| 1443.59 | 1 | $55,000 | $55,000 |
| 1452.65 | 1 | $35,000 | $35,000 |
| 1453.45 | 1 | $35,000 | $35,000 |
| 1456.82 | 1 | $55,000 | $55,000 |
| 1458.35 | 1 | $55,000 | $55,000 |
| 1462.53 | 1 | $75,000 | $75,000 |
| 1464.63 | 1 | $35,000 | $35,000 |
| 1466.82 | 1 | $35,000 | $35,000 |
| 1469.0 | 1 | $35,000 | $35,000 |
| 1469.06 | 1 | $55,000 | $55,000 |
| 1472.1 | 1 | $35,000 | $35,000 |
| 1472.13 | 1 | $35,000 | $35,000 |
| 1478.2 | 1 | $75,000 | $75,000 |
| 1481.99 | 1 | $75,000 | $75,000 |
| 1482.98 | 1 | $55,000 | $55,000 |
| 1487.35 | 1 | $55,000 | $55,000 |
| 1495.24 | 1 | $55,000 | $55,000 |
| 1495.3 | 1 | $45,000 | $45,000 |
| 1497.3 | 1 | $45,000 | $45,000 |
| 150.0 | 2 | $90,000 | $45,000 |
| 1500.09 | 1 | $45,000 | $45,000 |
| 1500.12 | 1 | $75,000 | $75,000 |
| 1502.48 | 1 | $55,000 | $55,000 |
| 1503.35 | 1 | $55,000 | $55,000 |
| 1504.51 | 1 | $45,000 | $45,000 |
| 1504.64 | 1 | $45,000 | $45,000 |
| 1504.73 | 1 | $45,000 | $45,000 |
| 1517.7 | 1 | $45,000 | $45,000 |
| 1520.25 | 1 | $75,000 | $75,000 |
| 1521.58 | 1 | $35,000 | $35,000 |
| 1526.87 | 1 | $75,000 | $75,000 |
| 1529.03 | 1 | $55,000 | $55,000 |
| 1529.95 | 1 | $45,000 | $45,000 |
| 1532.25 | 1 | $55,000 | $55,000 |
| 1534.48 | 1 | $55,000 | $55,000 |
| 1535.92 | 1 | $45,000 | $45,000 |
| 1540.64 | 1 | $55,000 | $55,000 |
| 1545.99 | 1 | $45,000 | $45,000 |
| 1550.95 | 1 | $85,000 | $85,000 |
| 1555.41 | 1 | $45,000 | $45,000 |
| 1559.77 | 1 | $55,000 | $55,000 |
| 1562.52 | 1 | $55,000 | $55,000 |
| 1567.86 | 1 | $85,000 | $85,000 |
| 1568.54 | 1 | $55,000 | $55,000 |
| 1569.58 | 1 | $45,000 | $45,000 |
| 1569.69 | 1 | $55,000 | $55,000 |
| 1569.93 | 1 | $55,000 | $55,000 |
| 1572.27 | 1 | $45,000 | $45,000 |
| 1572.46 | 1 | $45,000 | $45,000 |
| 1573.67 | 1 | $85,000 | $85,000 |
| 1579.97 | 1 | $55,000 | $55,000 |
| 1583.16 | 1 | $45,000 | $45,000 |
| 1583.74 | 1 | $45,000 | $45,000 |
| 1589.65 | 1 | $55,000 | $55,000 |
| 1591.79 | 1 | $45,000 | $45,000 |
| 1592.37 | 1 | $85,000 | $85,000 |
| 1593.31 | 1 | $55,000 | $55,000 |
| 1593.38 | 1 | $85,000 | $85,000 |
| 1597.09 | 1 | $55,000 | $55,000 |
| 1598.99 | 1 | $55,000 | $55,000 |
| 1599.13 | 1 | $45,000 | $45,000 |
| 1601.54 | 1 | $55,000 | $55,000 |
| 1609.6 | 1 | $55,000 | $55,000 |
| 1610.99 | 1 | $55,000 | $55,000 |
| 1618.52 | 1 | $85,000 | $85,000 |
| 1621.18 | 1 | $45,000 | $45,000 |
| 1621.81 | 1 | $45,000 | $45,000 |
| 1625.33 | 1 | $55,000 | $55,000 |
| 1626.67 | 1 | $55,000 | $55,000 |
| 1627.72 | 1 | $45,000 | $45,000 |
| 1635.2 | 1 | $45,000 | $45,000 |
| 1635.89 | 1 | $45,000 | $45,000 |
| 1637.32 | 1 | $35,000 | $35,000 |
| 1637.99 | 1 | $45,000 | $45,000 |
| 1639.34 | 1 | $35,000 | $35,000 |
| 1640.55 | 1 | $85,000 | $85,000 |
| 1641.75 | 1 | $85,000 | $85,000 |
| 1642.59 | 1 | $45,000 | $45,000 |
| 1644.33 | 1 | $55,000 | $55,000 |
| 1645.82 | 1 | $45,000 | $45,000 |
| 1646.78 | 1 | $55,000 | $55,000 |
| 1651.9 | 1 | $55,000 | $55,000 |
| 1658.79 | 1 | $55,000 | $55,000 |
| 1662.0 | 1 | $85,000 | $85,000 |
| 1666.12 | 1 | $45,000 | $45,000 |
| 1671.29 | 1 | $55,000 | $55,000 |
| 1671.58 | 1 | $45,000 | $45,000 |
| 1676.65 | 1 | $45,000 | $45,000 |
| 1680.89 | 1 | $85,000 | $85,000 |
| 1681.34 | 1 | $55,000 | $55,000 |
| 1683.13 | 1 | $55,000 | $55,000 |
| 1686.41 | 1 | $55,000 | $55,000 |
| 1688.01 | 1 | $55,000 | $55,000 |
| 1688.35 | 1 | $45,000 | $45,000 |
| 1689.11 | 1 | $85,000 | $85,000 |
| 1695.12 | 1 | $55,000 | $55,000 |
| 1695.3 | 1 | $55,000 | $55,000 |
| 1699.18 | 1 | $45,000 | $45,000 |
| 1700.88 | 1 | $85,000 | $85,000 |
| 1701.35 | 1 | $45,000 | $45,000 |
| 1706.76 | 1 | $45,000 | $45,000 |
| 1711.22 | 1 | $55,000 | $55,000 |
| 1716.15 | 1 | $45,000 | $45,000 |
| 1730.32 | 1 | $45,000 | $45,000 |
| 1730.64 | 1 | $85,000 | $85,000 |
| 1732.91 | 1 | $95,000 | $95,000 |
| 1734.15 | 1 | $45,000 | $45,000 |
| 1736.42 | 1 | $45,000 | $45,000 |
| 1742.11 | 1 | $85,000 | $85,000 |
| 1742.29 | 1 | $45,000 | $45,000 |
| 1743.58 | 1 | $45,000 | $45,000 |
| 1754.27 | 1 | $45,000 | $45,000 |
| 1754.81 | 1 | $65,000 | $65,000 |
| 1755.44 | 1 | $85,000 | $85,000 |
| 1756.97 | 1 | $65,000 | $65,000 |
| 1760.02 | 1 | $45,000 | $45,000 |
| 1760.15 | 1 | $45,000 | $45,000 |
| 1760.25 | 1 | $45,000 | $45,000 |
| 1761.92 | 1 | $95,000 | $95,000 |
| 1763.39 | 1 | $45,000 | $45,000 |
| 1763.41 | 1 | $95,000 | $95,000 |
| 1763.76 | 1 | $45,000 | $45,000 |
| 1766.54 | 1 | $65,000 | $65,000 |
| 1768.15 | 1 | $45,000 | $45,000 |
| 1770.05 | 1 | $95,000 | $95,000 |
| 1771.76 | 1 | $45,000 | $45,000 |
| 1773.07 | 1 | $45,000 | $45,000 |
| 1775.69 | 1 | $45,000 | $45,000 |
| 1777.41 | 1 | $65,000 | $65,000 |
| 1779.68 | 1 | $65,000 | $65,000 |
| 1779.72 | 1 | $65,000 | $65,000 |
| 1781.7 | 1 | $65,000 | $65,000 |
| 1792.5 | 1 | $65,000 | $65,000 |
| 1796.1 | 1 | $45,000 | $45,000 |
| 1798.57 | 1 | $95,000 | $95,000 |
| 1805.57 | 1 | $45,000 | $45,000 |
| 1806.01 | 1 | $65,000 | $65,000 |
| 1807.06 | 1 | $45,000 | $45,000 |
| 1810.25 | 1 | $45,000 | $45,000 |
| 1813.59 | 1 | $95,000 | $95,000 |
| 1814.13 | 1 | $65,000 | $65,000 |
| 1820.72 | 1 | $45,000 | $45,000 |
| 1829.84 | 1 | $45,000 | $45,000 |
| 1830.43 | 1 | $45,000 | $45,000 |
| 1831.08 | 1 | $65,000 | $65,000 |
| 1832.47 | 1 | $45,000 | $45,000 |
| 1836.35 | 1 | $45,000 | $45,000 |
| 1840.8 | 1 | $45,000 | $45,000 |
| 1841.52 | 1 | $95,000 | $95,000 |
| 1845.35 | 1 | $65,000 | $65,000 |
| 1845.98 | 1 | $65,000 | $65,000 |
| 1846.73 | 1 | $45,000 | $45,000 |
| 1850.61 | 1 | $65,000 | $65,000 |
| 1853.35 | 1 | $45,000 | $45,000 |
| 1854.39 | 1 | $45,000 | $45,000 |
| 1857.88 | 1 | $55,000 | $55,000 |
| 1858.12 | 1 | $55,000 | $55,000 |
| 1863.27 | 1 | $45,000 | $45,000 |
| 1866.45 | 1 | $55,000 | $55,000 |
| 1870.06 | 1 | $65,000 | $65,000 |
| 1872.55 | 1 | $45,000 | $45,000 |
| 1875.06 | 1 | $45,000 | $45,000 |
| 1881.63 | 1 | $65,000 | $65,000 |
| 1883.79 | 1 | $55,000 | $55,000 |
| 1887.19 | 1 | $55,000 | $55,000 |
| 1889.03 | 1 | $65,000 | $65,000 |
| 1892.68 | 1 | $65,000 | $65,000 |
| 1904.48 | 1 | $95,000 | $95,000 |
| 1908.87 | 1 | $55,000 | $55,000 |
| 1909.98 | 1 | $55,000 | $55,000 |
| 1914.84 | 1 | $55,000 | $55,000 |
| 1916.27 | 1 | $55,000 | $55,000 |
| 1922.59 | 1 | $65,000 | $65,000 |
| 1942.92 | 1 | $65,000 | $65,000 |
| 1943.47 | 1 | $45,000 | $45,000 |
| 194.52 | 1 | $25,000 | $25,000 |
| 1945.25 | 1 | $55,000 | $55,000 |
| 1947.34 | 1 | $55,000 | $55,000 |
| 1947.65 | 1 | $55,000 | $55,000 |
| 195.0 | 3 | $35,000 | $11,667 |
| 1951.82 | 1 | $45,000 | $45,000 |
| 1951.96 | 1 | $105,000 | $105,000 |
| 1951.98 | 1 | $55,000 | $55,000 |
| 1958.25 | 1 | $55,000 | $55,000 |
| 1961.65 | 1 | $55,000 | $55,000 |
| 1963.92 | 1 | $55,000 | $55,000 |
| 1965.02 | 1 | $55,000 | $55,000 |
| 1968.05 | 1 | $55,000 | $55,000 |
| 1969.78 | 1 | $65,000 | $65,000 |
| 1984.34 | 1 | $55,000 | $55,000 |
| 1984.55 | 1 | $55,000 | $55,000 |
| 1985.49 | 1 | $55,000 | $55,000 |
| 1991.59 | 1 | $55,000 | $55,000 |
| 1999.45 | 1 | $55,000 | $55,000 |
| 2004.56 | 1 | $55,000 | $55,000 |
| 2006.51 | 1 | $65,000 | $65,000 |
| 2012.48 | 1 | $75,000 | $75,000 |
| 2013.48 | 1 | $55,000 | $55,000 |
| 2019.63 | 1 | $75,000 | $75,000 |
| 2026.9 | 1 | $75,000 | $75,000 |
| 2038.6 | 1 | $75,000 | $75,000 |
| 2048.51 | 1 | $75,000 | $75,000 |
| 2054.75 | 1 | $55,000 | $55,000 |
| 2067.15 | 1 | $55,000 | $55,000 |
| 2068.16 | 1 | $75,000 | $75,000 |
| 2068.53 | 1 | $55,000 | $55,000 |
| 2074.29 | 1 | $75,000 | $75,000 |
| 207.84 | 1 | $25,000 | $25,000 |
| 2082.65 | 1 | $75,000 | $75,000 |
| 2083.42 | 1 | $75,000 | $75,000 |
| 2090.7 | 1 | $55,000 | $55,000 |
| 2100.96 | 1 | $55,000 | $55,000 |
| 2105.46 | 1 | $75,000 | $75,000 |
| 2105.78 | 1 | $55,000 | $55,000 |
| 2111.87 | 1 | $55,000 | $55,000 |
| 2113.62 | 1 | $55,000 | $55,000 |
| 2119.63 | 1 | $75,000 | $75,000 |
| 2121.8 | 1 | $55,000 | $55,000 |
| 2123.67 | 1 | $105,000 | $105,000 |
| 2126.29 | 1 | $55,000 | $55,000 |
| 2127.99 | 1 | $75,000 | $75,000 |
| 2128.54 | 1 | $55,000 | $55,000 |
| 2146.1 | 1 | $55,000 | $55,000 |
| 2149.53 | 1 | $55,000 | $55,000 |
| 2159.2 | 1 | $115,000 | $115,000 |
| 2160.67 | 1 | $75,000 | $75,000 |
| 216.4 | 1 | $15,000 | $15,000 |
| 2166.09 | 1 | $55,000 | $55,000 |
| 2173.9 | 1 | $55,000 | $55,000 |
| 2176.02 | 1 | $55,000 | $55,000 |
| 217.83 | 1 | $25,000 | $25,000 |
| 2182.59 | 1 | $55,000 | $55,000 |
| 2185.38 | 1 | $55,000 | $55,000 |
| 2186.52 | 1 | $75,000 | $75,000 |
| 2201.37 | 1 | $55,000 | $55,000 |
| 2203.69 | 1 | $65,000 | $65,000 |
| 2205.99 | 1 | $55,000 | $55,000 |
| 2209.03 | 1 | $55,000 | $55,000 |
| 2210.73 | 1 | $75,000 | $75,000 |
| 2217.14 | 1 | $75,000 | $75,000 |
| 2223.11 | 1 | $115,000 | $115,000 |
| 223.82 | 1 | $25,000 | $25,000 |
| 2240.36 | 1 | $75,000 | $75,000 |
| 2248.43 | 1 | $75,000 | $75,000 |
| 2253.34 | 1 | $65,000 | $65,000 |
| 2260.94 | 1 | $75,000 | $75,000 |
| 2261.8 | 1 | $55,000 | $55,000 |
| 2262.82 | 1 | $55,000 | $55,000 |
| 2267.29 | 1 | $65,000 | $65,000 |
| 2273.59 | 1 | $55,000 | $55,000 |
| 2273.79 | 2 | $150,000 | $75,000 |
| 2276.77 | 1 | $65,000 | $65,000 |
| 2277.82 | 1 | $65,000 | $65,000 |
| 2282.34 | 1 | $65,000 | $65,000 |
| 2310.54 | 1 | $85,000 | $85,000 |
| 2312.04 | 1 | $65,000 | $65,000 |
| 2323.74 | 1 | $85,000 | $85,000 |
| 2324.8 | 1 | $85,000 | $85,000 |
| 2325.53 | 1 | $65,000 | $65,000 |
| 2329.3 | 1 | $65,000 | $65,000 |
| 2332.21 | 1 | $65,000 | $65,000 |
| 2332.99 | 1 | $85,000 | $85,000 |
| 2335.35 | 1 | $65,000 | $65,000 |
| 2339.17 | 1 | $65,000 | $65,000 |
| 2346.76 | 1 | $55,000 | $55,000 |
| 2347.81 | 1 | $85,000 | $85,000 |
| 2348.13 | 1 | $65,000 | $65,000 |
| 2349.23 | 1 | $85,000 | $85,000 |
| 2353.43 | 1 | $85,000 | $85,000 |
| 2357.43 | 1 | $125,000 | $125,000 |
| 2366.61 | 1 | $85,000 | $85,000 |
| 2376.83 | 1 | $65,000 | $65,000 |
| 2376.88 | 1 | $65,000 | $65,000 |
| 2380.71 | 1 | $65,000 | $65,000 |
| 2380.89 | 1 | $65,000 | $65,000 |
| 2385.23 | 1 | $65,000 | $65,000 |
| 2387.8 | 1 | $65,000 | $65,000 |
| 2389.46 | 1 | $125,000 | $125,000 |
| 2392.55 | 1 | $65,000 | $65,000 |
| 2399.09 | 1 | $65,000 | $65,000 |
| 2400.08 | 1 | $65,000 | $65,000 |
| 2405.35 | 1 | $85,000 | $85,000 |
| 2416.83 | 1 | $65,000 | $65,000 |
| 2420.98 | 1 | $65,000 | $65,000 |
| 2422.53 | 1 | $65,000 | $65,000 |
| 2455.6 | 1 | $65,000 | $65,000 |
| 2456.22 | 1 | $65,000 | $65,000 |
| 2463.44 | 1 | $65,000 | $65,000 |
| 2477.94 | 1 | $125,000 | $125,000 |
| 2484.56 | 1 | $125,000 | $125,000 |
| 2525.99 | 1 | $65,000 | $65,000 |
| 2533.24 | 1 | $65,000 | $65,000 |
| 2534.72 | 1 | $65,000 | $65,000 |
| 2541.14 | 1 | $65,000 | $65,000 |
| 2559.82 | 1 | $85,000 | $85,000 |
| 2586.29 | 1 | $65,000 | $65,000 |
| 2592.92 | 1 | $95,000 | $95,000 |
| 259.3 | 1 | $25,000 | $25,000 |
| 2598.39 | 1 | $65,000 | $65,000 |
| 2629.04 | 1 | $65,000 | $65,000 |
| 2633.7 | 1 | $75,000 | $75,000 |
| 2670.33 | 1 | $95,000 | $95,000 |
| 2692.76 | 1 | $65,000 | $65,000 |
| 2709.47 | 1 | $135,000 | $135,000 |
| 2714.71 | 1 | $95,000 | $95,000 |
| 2728.15 | 1 | $75,000 | $75,000 |
| 2800.6 | 1 | $75,000 | $75,000 |
| 2810.6 | 1 | $75,000 | $75,000 |
| 2829.89 | 1 | $75,000 | $75,000 |
| 2831.12 | 1 | $95,000 | $95,000 |
| 2837.92 | 1 | $85,000 | $85,000 |
| 2856.17 | 1 | $85,000 | $85,000 |
| 2856.54 | 1 | $95,000 | $95,000 |
| 2860.89 | 1 | $75,000 | $75,000 |
| 2863.51 | 1 | $105,000 | $105,000 |
| 286.56 | 1 | $35,000 | $35,000 |
| 288.1 | 1 | $25,000 | $25,000 |
| 296.55 | 1 | $15,000 | $15,000 |
| 2968.64 | 1 | $85,000 | $85,000 |
| 2978.25 | 1 | $75,000 | $75,000 |
| 2988.87 | 1 | $75,000 | $75,000 |
| 2999.01 | 1 | $75,000 | $75,000 |
| 299.97 | 1 | $35,000 | $35,000 |
| 3006.1 | 1 | $155,000 | $155,000 |
| 302.62 | 1 | $15,000 | $15,000 |
| 3034.67 | 1 | $85,000 | $85,000 |
| 3036.13 | 1 | $85,000 | $85,000 |
| 3058.89 | 1 | $85,000 | $85,000 |
| 3059.06 | 1 | $85,000 | $85,000 |
| 3071.5 | 1 | $95,000 | $95,000 |
| 3154.1 | 1 | $165,000 | $165,000 |
| 317.15 | 1 | $35,000 | $35,000 |
| 319.64 | 1 | $35,000 | $35,000 |
| 333.13 | 1 | $35,000 | $35,000 |
| 341.97 | 1 | $35,000 | $35,000 |
| 3527.52 | 1 | $135,000 | $135,000 |
| 353.26 | 1 | $15,000 | $15,000 |
| 355.27 | 1 | $35,000 | $35,000 |
| 356.26 | 1 | $35,000 | $35,000 |
| 356.99 | 1 | $15,000 | $15,000 |
| 3765.0 | 1 | $145,000 | $145,000 |
| 377.56 | 1 | $35,000 | $35,000 |
| 410.99 | 1 | $45,000 | $45,000 |
| 423.68 | 1 | $45,000 | $45,000 |
| 424.58 | 1 | $25,000 | $25,000 |
| 426.27 | 1 | $45,000 | $45,000 |
| 468.7 | 1 | $25,000 | $25,000 |
| 469.18 | 1 | $45,000 | $45,000 |
| 483.1 | 1 | $25,000 | $25,000 |
| 495.32 | 1 | $55,000 | $55,000 |
| 503.72 | 1 | $15,000 | $15,000 |
| 505.95 | 1 | $25,000 | $25,000 |
| 507.88 | 1 | $25,000 | $25,000 |
| 508.46 | 1 | $15,000 | $15,000 |
| 512.72 | 1 | $55,000 | $55,000 |
| 515.2 | 1 | $15,000 | $15,000 |
| 526.59 | 1 | $55,000 | $55,000 |
| 538.26 | 1 | $25,000 | $25,000 |
| 542.91 | 1 | $15,000 | $15,000 |
| 550.0 | 1 | $105,000 | $105,000 |
| 551.32 | 1 | $15,000 | $15,000 |
| 561.64 | 1 | $25,000 | $25,000 |
| 563.37 | 1 | $25,000 | $25,000 |
| 569.35 | 1 | $55,000 | $55,000 |
| 580.7 | 1 | $55,000 | $55,000 |
| 589.86 | 1 | $25,000 | $25,000 |
| 622.6 | 1 | $35,000 | $35,000 |
| 632.55 | 1 | $65,000 | $65,000 |
| 634.52 | 1 | $35,000 | $35,000 |
| 634.53 | 1 | $35,000 | $35,000 |
| 634.83 | 1 | $35,000 | $35,000 |
| 638.13 | 1 | $35,000 | $35,000 |
| 639.72 | 1 | $35,000 | $35,000 |
| 645.0 | 1 | $25,000 | $25,000 |
| 658.2 | 1 | $35,000 | $35,000 |
| 663.7 | 1 | $35,000 | $35,000 |
| 665.18 | 1 | $15,000 | $15,000 |
| 667.88 | 1 | $35,000 | $35,000 |
| 668.58 | 1 | $35,000 | $35,000 |
| 669.84 | 1 | $35,000 | $35,000 |
| 677.69 | 1 | $25,000 | $25,000 |
| 681.04 | 1 | $35,000 | $35,000 |
| 685.28 | 1 | $15,000 | $15,000 |
| 691.85 | 1 | $35,000 | $35,000 |
| 697.25 | 1 | $35,000 | $35,000 |
| 697.54 | 1 | $35,000 | $35,000 |
| 699.08 | 1 | $75,000 | $75,000 |
| 713.88 | 1 | $35,000 | $35,000 |
| 717.5 | 1 | $35,000 | $35,000 |
| 718.6 | 1 | $15,000 | $15,000 |
| 738.34 | 1 | $25,000 | $25,000 |
| 738.56 | 1 | $35,000 | $35,000 |
| 743.94 | 1 | $35,000 | $35,000 |
| 745.26 | 1 | $25,000 | $25,000 |
| 750.29 | 1 | $25,000 | $25,000 |
| 755.5 | 1 | $35,000 | $35,000 |
| 759.5 | 1 | $35,000 | $35,000 |
| 762.24 | 1 | $35,000 | $35,000 |
| 764.94 | 1 | $35,000 | $35,000 |
| 775.74 | 1 | $45,000 | $45,000 |
| 776.33 | 1 | $45,000 | $45,000 |
| 780.12 | 1 | $45,000 | $45,000 |
| 789.66 | 1 | $45,000 | $45,000 |
| 790.07 | 1 | $45,000 | $45,000 |
| 790.54 | 1 | $25,000 | $25,000 |
| 800.0 | 148 | $5,240,000 | $35,405 |
| 805.3 | 1 | $45,000 | $45,000 |
| 805.49 | 1 | $45,000 | $45,000 |
| 811.56 | 1 | $45,000 | $45,000 |
| 815.75 | 1 | $45,000 | $45,000 |
| 825.13 | 1 | $25,000 | $25,000 |
| 850.3 | 1 | $45,000 | $45,000 |
| 851.71 | 1 | $45,000 | $45,000 |
| 851.84 | 1 | $25,000 | $25,000 |
| 863.83 | 1 | $35,000 | $35,000 |
| 870.58 | 1 | $45,000 | $45,000 |
| 875.3 | 1 | $45,000 | $45,000 |
| 875.56 | 1 | $45,000 | $45,000 |
| 881.94 | 1 | $45,000 | $45,000 |
| 883.06 | 1 | $35,000 | $35,000 |
| 883.24 | 1 | $35,000 | $35,000 |
| 886.56 | 1 | $45,000 | $45,000 |
| 900.0 | 1 | $35,000 | $35,000 |
| 902.49 | 1 | $35,000 | $35,000 |
| 910.07 | 1 | $45,000 | $45,000 |
| 916.21 | 1 | $35,000 | $35,000 |
| 918.16 | 1 | $35,000 | $35,000 |
| 924.56 | 1 | $35,000 | $35,000 |
| 930.7 | 1 | $45,000 | $45,000 |
| 932.61 | 1 | $35,000 | $35,000 |
| 942.94 | 1 | $25,000 | $25,000 |
| 950.0 | 101 | $6,965,000 | $68,960 |
| 952.58 | 1 | $45,000 | $45,000 |
| 953.84 | 1 | $35,000 | $35,000 |
| 957.64 | 1 | $45,000 | $45,000 |
| 969.69 | 1 | $55,000 | $55,000 |
| 969.75 | 1 | $55,000 | $55,000 |
| 971.07 | 1 | $55,000 | $55,000 |
| 972.08 | 1 | $55,000 | $55,000 |
| 984.5 | 1 | $25,000 | $25,000 |
| 991.91 | 1 | $55,000 | $55,000 |
| 999.27 | 1 | $55,000 | $55,000 |
| NA | 15,301 | $3,969,665,000 | $259,438 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRSTBANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| FirstBank | 101 East Main Street Henderson, TN 38340 | Full Service B&M | $103,415 |
| FirstBank | 101 W. Main St Woodbury, TN 37190 | Full Service B&M | $49,943 |
| FirstBank | 101 West Church Street Lexington, TN 38351 | Full Service B&M | $99,985 |
| FirstBank | 101 West Wood Street Paris, TN 38242 | Full Service B&M | $47,963 |
| FirstBank | 1013 South Hwy 92 Dandridge, TN 37725 | Full Service B&M | $27,950 |
| FirstBank | 10216 Kingston Pike Knoxville, TN 37922 | Full Service B&M | $61,976 |
| FirstBank | 1068 Mineral Wells Avenue Paris, TN 38242 | Full Service B&M | $63,374 |
| FirstBank | 11 Channing Way Jackson, TN 38305 | Full Service B&M | $197,967 |
| FirstBank | 1110 Market Street Suite 300 Chattanooga, TN 37402 | Full Service B&M | $57,550 |
| FirstBank | 1111 Northshore Drive Ste P-100 Knoxville, TN 37919 | Full Service B&M | $48,025 |
| FirstBank | 112 North Washington Streets Henderson, TN 38340 | Limited, Drive-thru | $0 |
| FirstBank | 11820 Kingston Pike Farragut, TN 37934 | Full Service B&M | $30,431 |
| FirstBank | 120 W Main Street Linden, TN 37096 | Full Service B&M | $50,159 |
| FirstBank | 123 Second Avenue North Huntingdon, TN 38344 | Limited, Drive-thru | $0 |
| FirstBank | 1237 North Glenwood Ave Dalton, GA 30721 | Full Service B&M | $13,880 |
| FirstBank | 126 Highway 641 North Camden, TN 38320 | Full Service B&M | $64,462 |
| FirstBank | 1301 Cowart Street Chattanooga, TN 37402 | Limited, Drive-thru | $0 |
| FirstBank | 139 Elmore Road Crossville, TN 38555 | Full Service B&M | $102,241 |
| FirstBank | 15 West University Parkway Jackson, TN 38305 | Full Service B&M | $28,350 |
| FirstBank | 1500 Hillsboro Boulevard Manchester, TN 37355 | Full Service B&M | $54,878 |
| FirstBank | 1525 Market St Dayton, TN 37321 | Full Service B&M | $43,697 |
| FirstBank | 1581 South Highland Avenue Jackson, TN 38301 | Full Service B&M | $19,336 |
| FirstBank | 164 Hospital Drive Lexington, TN 38351 | Limited, Drive-thru | $0 |
| FirstBank | 167 West Broadway Boulevard Jefferson City, TN 37760 | Full Service B&M | $109,873 |
| FirstBank | 1817 West End Avenue Nashville, TN 37203 | Full Service B&M | $33,182 |
| FirstBank | 1927 Wilson Parkway Fayetteville, TN 37334 | Full Service B&M | $54,051 |
| FirstBank | 1959 Northpoint Boulevard Hixson, TN 37343 | Full Service B&M | $33,868 |
| FirstBank | 19685 E Main Street Huntingdon, TN 38344 | Full Service B&M | $98,278 |
| FirstBank | 20 Highway 114 South Scotts Hill, TN 38374 | Full Service B&M | $52,682 |
| FirstBank | 200 West Main St Smithville, TN 37166 | Full Service B&M | $98,640 |
| FirstBank | 20340 East Main Street Huntingdon, TN 38344 | Limited, Drive-thru | $0 |
| FirstBank | 21 North Forrest Avenue Camden, TN 38320 | Full Service B&M | $38,154 |
| FirstBank | 211 Commerce Street, Suite 300 Nashville, TN 37201 | Full Service B&M | $654,892 |
| FirstBank | 2121 Abbott Martin Road Nashville, TN 37215 | Full Service B&M | $36,202 |
| FirstBank | 2200 Decherd Boulevard Decherd, TN 37324 | Full Service B&M | $29,333 |
| FirstBank | 2202 Fairview Boulevard Fairview, TN 37062 | Full Service B&M | $97,071 |
| FirstBank | 2670 New Salem Highway Murfreesboro, TN 37128 | Full Service B&M | $22,648 |
| FirstBank | 28915 Broad Street Hollow Rock, TN 38342 | Full Service B&M | $27,352 |
| FirstBank | 2905 Maynardville Highway Maynardville, TN 37807 | Full Service B&M | $27,662 |
| FirstBank | 319 Manufacturer's Road Chattanooga, TN 37405 | Full Service B&M | $139,625 |
| FirstBank | 3310 Aspen Grove Drive, Suite 100 Franklin, TN 37067 | Full Service B&M | $58,560 |
| FirstBank | 340 West Lincoln Street Tullahoma, TN 37388 | Full Service B&M | $79,171 |
| FirstBank | 345 Highway 46 South Dickson, TN 37055 | Full Service B&M | $57,123 |
| FirstBank | 3610 Battlefield Parkway Fort Oglethorpe, GA 30742 | Full Service B&M | $102,584 |
| FirstBank | 3895 Cleveland Road Dalton, GA 30720 | Full Service B&M | $21,972 |
| FirstBank | 401 South Thornton Avenue Dalton, GA 30720 | Full Service B&M | $136,415 |
| FirstBank | 4110 North Mount Juliet Road, Suite 300 Mount Juliet, TN 37122 | Full Service B&M | $19,385 |
| FirstBank | 416 West Main Street Waverly, TN 37185 | Full Service B&M | $73,073 |
| FirstBank | 417 South Lowry Street Smyrna, TN 37167 | Full Service B&M | $27,846 |
| FirstBank | 4227 Ringgold Road Chattanooga, TN 37412 | Full Service B&M | $31,622 |
| FirstBank | 45 Wildersville Road Wildersville, TN 38388 | Limited, Drive-thru | $0 |
| FirstBank | 450 Tennessee Avenue South Parsons, TN 38363 | Full Service B&M | $115,636 |
| FirstBank | 5029 Harpeth Drive Brentwood, TN 37027 | Full Service B&M | $14,249 |
| FirstBank | 5063 Alabama Highway Ringgold, GA 30736 | Full Service B&M | $136,779 |
| FirstBank | 508 Madison Street Shelbyville, TN 37160 | Full Service B&M | $64,406 |
| FirstBank | 510 Columbia Avenue, Suite 106 Franklin, TN 37064 | Full Service B&M | $28,585 |
| FirstBank | 520 W. Summit Hill Drive, Suite 801 Knoxville, TN 37902 | Full Service B&M | $371,907 |
| FirstBank | 5200 Clinton Highway Knoxville, TN 37912 | Full Service B&M | $10,030 |
| FirstBank | 53 East Church Street Lexington, TN 38351 | Full Service B&M | $140,094 |
| FirstBank | 595 East Church Street Lexington, TN 38351 | Limited, Drive-thru | $0 |
| FirstBank | 615 Memorial Boulevard Murfreesboro, TN 37129 | Full Service B&M | $161,917 |
| FirstBank | 6280 Highway 64 Oakland, TN 38060 | Full Service B&M | $66,566 |
| FirstBank | 6482 Poplar Avenue Memphis, TN 38119 | Full Service B&M | $74,611 |
| FirstBank | 650 Main Street Friendship, TN 38034 | Full Service B&M | $21,867 |
| FirstBank | 6815 Poplar Avenue, Suite 100 Germantown, TN 38138 | Full Service B&M | $1,162 |
| FirstBank | 71 Mechanic St. South, P.O.Box 159 Lynchburg, TN 37352 | Full Service B&M | $38,068 |
| FirstBank | 720 Gallatin Street Sw, Suite 150 Huntsville, AL 35801 | Full Service B&M | $52,165 |
| FirstBank | 7442 Shallowford Road Chattanooga, TN 37421 | Full Service B&M | $60,298 |
| FirstBank | 8398 Highway 64 Bartlett, TN 38133 | Full Service B&M | $18,976 |
| FirstBank | 851 South Willow Avenue Cookeville, TN 38501 | Full Service B&M | $36,647 |
| FirstBank | 885 Conference Drive, Suite 100 Goodlettsville, TN 37072 | Full Service B&M | $50,502 |
| FirstBank | 9217 Lee Hwy Ooltewah, TN 37363 | Full Service B&M | $49,205 |
| FirstBank | Highway 22 South Clarksburg, TN 38324 | Limited, Drive-thru | $4,851 |
| FirstBank | W Main Street Henderson, TN 38340 | Limited, Drive-thru | $0 |
For 2019, Firstbank had 74 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $282,537 |
| Net interest income | $227,674 |
| Total noninterest income | $134,843 |
| Gross Fiduciary activities income | $1,182 |
| Service charges on deposit accounts | $9,072 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $124,589 |
| Pre-tax net operating income | $112,101 |
| Securities gains (or losses, -) | $57 |
| Income before extraordinary items | $85,750 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $85,750 |
| Minority interest net income | $0 |
| Net income | $85,750 |
| Sale, conversion, retirement of capital stock, net | $1,789 |
| Net operating income | $85,704 |
Firstbank's gross interest income from loans was $282,537,000.
Firstbank's net interest income from loans was $227,674,000.
Firstbank's fee based income from loans was $9,072,000.
Firstbank's net income from loans was $85,750,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $54,863 |
| Provision for credit losses | $7,053 |
| Total noninterest expense | $243,363 |
| Salaries and employee benefits | $151,084 |
| Premises and equipment expense | $15,339 |
| Additional noninterest expense | $76,940 |
| Applicable income taxes | $26,408 |
| Net charge-offs | $4,846 |
| Cash dividends | $0 |
Firstbank's interest expense for loans was $54,863,000.
Firstbank's payroll and benefits expense were $151,084,000.
Firstbank's property, plant and equipment expenses $15,339,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 1.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $4,939,612 |
| Deposits held in domestic offices | $4,939,612 |
| Deposits by Individuals, partnerships, and corporations | $4,475,457 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $463,130 |
| Deposits by Commercial banks and other depository institutions in U.S. | $1,025 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $538,427 |
| Demand deposits | $314,433 |
| Nontransaction accounts | $4,401,185 |
| Money market deposit accounts (MMDAs) | $2,996,210 |
| Other savings deposits (excluding MMDAs) | $213,122 |
| Total time deposits | $1,191,853 |
| Total time and savings deposits | $4,625,179 |
| Noninterest-bearing deposits | $1,212,849 |
| Interest-bearing deposits | $3,726,763 |
| Retail deposits | $4,583,888 |
| IRAs and Keogh plan accounts | $146,414 |
| Brokered deposits | $11,968 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $6,120,102 |
| Cash & Balances due from depository institutions | $101,562 |
| Interest-bearing balances | $52,756 |
| Total securities | $692,676 |
| Federal funds sold & reverse repurchase | $131,119 |
| Net loans and leases | $4,641,021 |
| Loan and leases loss allowance | $31,139 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $122,670 |
| Other real estate owned | $18,939 |
| Goodwill and other intangibles | $262,133 |
| All other assets | $149,982 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $6,120,102 |
| Total Liabilities | $5,337,537 |
| Total deposits | $4,939,612 |
| Interest-bearing deposits | $3,726,763 |
| Deposits held in domestic offices | $4,939,612 |
| % insured (estimated) | $61 |
| Federal funds purchased and repurchase agreements | $23,745 |
| Trading liabilities | $0 |
| Other borrowed funds | $285,525 |
| Subordinated debt | $0 |
| All other liabilities | $88,655 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $4,641,021 |
| Loan and leases loss allowance | $31,139 |
| Total loans and leases (domestic) | $4,672,160 |
| All real estate loans | $3,366,046 |
| Real estate loans in domestic offices | $3,366,046 |
| Construction and development loans | $551,101 |
| Residential 1-4 family construction | $213,326 |
| Other construction, all land development and other land | $337,775 |
| Loans secured by nonfarm nonresidential properties | $1,524,862 |
| Nonfarm nonresidential secured by owner-occupied properties | $604,118 |
| Commercial real estate & other non-farm, non-residential | $920,744 |
| Multifamily residential real estate | $69,429 |
| 1-4 family residential loans | $1,194,502 |
| Farmland loans | $26,152 |
| Loans held in foreign offices | $0 |
| Farm loans | $19,462 |
| Commercial and industrial loans | $1,031,968 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $220,414 |
| Credit card loans | $0 |
| Related Plans | $2,522 |
| Consumer Auto Loans | $32,426 |
| Other loans to individuals | $185,466 |
| All other loans & leases | $34,270 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $3,147 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $1,095 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $6,990 |
| Non 1-4 family restructured loans & leases | $6,135 |
| Total loans and leases (foreign) | $0 |
FirstBank had $4,641,021,000 of loans outstanding in 2019. $3,366,046,000 of loans were in real estate loans. $551,101,000 of loans were in development loans. $69,429,000 of loans were in multifamily mortgage loans. $1,194,502,000 of loans were in 1-4 family mortgage loans. $19,462,000 of loans were in farm loans. $0 of loans were in credit card loans. $32,426,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,830 | $366,565 | $200,309 |
| Nonfarm, nonresidential loans - <$100k | 589 | $25,940 | $44,041 |
| Nonfarm, nonresidential loans - $100-250k | 595 | $76,217 | $128,096 |
| Nonfarm, nonresidential loans - $250k-1MM | 646 | $264,408 | $409,300 |
| Commercial & Industrial, US addressed loans - <$1MM | 2,823 | $235,316 | $83,357 |
| Commercial & Industrial, US addressed loans - <$100k | 1,974 | $50,125 | $25,393 |
| Commercial & Industrial, US addressed loans - $100-250k | 449 | $49,458 | $110,151 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 400 | $135,733 | $339,333 |
| Farmland loans - <$1MM | 169 | $16,112 | $95,337 |
| Farmland loans - <$100k | 76 | $2,717 | $35,750 |
| Farmland loans - $100-250k | 64 | $6,156 | $96,188 |
| Farmland loans - $250k-1MM | 29 | $7,239 | $249,621 |
| Agriculture operations loans - <$1MM | 315 | $15,525 | $49,286 |
| Agriculture operations loans - <$100k | 257 | $6,410 | $24,942 |
| Agriculture operations loans - $100-250k | 46 | $5,178 | $112,565 |
| Agriculture operations loans - $250k-1MM | 12 | $3,937 | $328,083 |