Van Dyk Mortgage Corporation Rates, Fees & Info

GRAND RAPIDS, MI

LEI: 549300XQ7B5FIVUNFE29

Tax ID: 38-2749215

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Mortgage Data

Review & Overview

Van Dyk Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Van Dyk Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Tampa, Miami, Atlanta, Ogden, and Grand Rapids among others. We have data for 300 markets. (Some data included below & more in-depth data is available with an active subscription.)

Van Dyk Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Van Dyk Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.88% 11/17/24
30 Year Conventional Refi 6.62% 11/17/24
30 Year Cash-out Refi 6.88% 11/17/24
30 Year FHA Purchase 7.46% 11/17/24
30 Year FHA Refi 7.22% 11/17/24
30 Year VA Purchase 6.44% 11/17/24
30 Year VA Refi 6.08% 11/17/24
30 Year USDA Purchase 6.92% 11/17/24
30 Year USDA Refi 6.27% 11/17/24
15 Year Conventional Purchase 6.20% 11/17/24
15 Year Conventional Refi 6.07% 11/17/24
15 Year Cash-out Refi 6.07% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Van Dyk Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Van Dyk Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,804

Origination Dollar Volume (All Markets)

$2,521,940,000
Show all (42) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,981 $514,165,000 $259,548 $5,216 3.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 441 $135,085,000 $306,315 $5,319 3.10%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 459 $120,485,000 $262,495 $4,178 3.08%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 285 $96,165,000 $337,421 $4,335 2.98%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 444 $89,180,000 $200,856 $4,037 3.16%
GREELEY, CO (FHA|USDA|VA) 284 $85,950,000 $302,641 $7,563 3.11%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 271 $84,025,000 $310,055 $5,103 3.08%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 235 $78,835,000 $335,468 $7,675 3.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 293 $78,215,000 $266,945 $4,423 3.17%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 348 $77,970,000 $224,052 $4,202 3.22%
ALBUQUERQUE, NM (FHA|USDA|VA) 290 $71,560,000 $246,759 $5,497 3.16%
MUSKEGON, MI (FHA|USDA|VA) 326 $53,850,000 $165,184 $3,623 3.24%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 166 $48,030,000 $289,337 $3,617 2.84%
Outside of Metro Areas 234 $46,200,000 $197,436 $4,159 3.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 167 $40,335,000 $241,527 $7,245 3.17%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 199 $38,335,000 $192,638 $2,832 2.97%
SALT LAKE CITY, UT (FHA|USDA|VA) 107 $37,735,000 $352,664 $6,094 2.87%
POCATELLO, ID (FHA|USDA|VA) 154 $35,510,000 $230,584 $5,908 2.98%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 139 $31,115,000 $223,849 $5,872 3.18%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 62 $28,910,000 $466,290 $4,777 2.92%
LAREDO, TX (FHA|USDA|VA) 129 $27,315,000 $211,744 $5,701 3.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 86 $26,230,000 $305,000 $6,226 3.07%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 70 $24,540,000 $350,571 $3,530 3.07%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 64 $24,100,000 $376,563 $8,268 3.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 114 $23,340,000 $204,737 $7,121 3.31%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 58 $22,980,000 $396,207 $4,404 3.03%
TOLEDO, OH (FHA|USDA|VA) 134 $22,340,000 $166,716 $5,224 3.16%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 53 $21,385,000 $403,491 $4,857 2.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 85 $19,855,000 $233,588 $5,663 3.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 35 $17,355,000 $495,857 $6,013 2.96%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 31 $17,295,000 $557,903 $7,999 3.02%
PROVO-OREM, UT (FHA|USDA|VA) 38 $14,430,000 $379,737 $5,045 2.91%
JACKSONVILLE, FL (FHA|USDA|VA) 60 $14,200,000 $236,667 $4,714 3.20%
FORT WAYNE, IN (FHA|USDA|VA) 76 $13,710,000 $180,395 $3,329 3.16%
Crossville, TN (FHA|USDA|VA) 73 $13,645,000 $186,918 $3,422 3.31%
DAYTON-KETTERING, OH (FHA|USDA|VA) 64 $12,710,000 $198,594 $5,050 3.22%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 49 $12,695,000 $259,082 $4,457 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 38 $12,210,000 $321,316 $4,768 3.06%
Kendallville, IN (FHA|USDA|VA) 79 $12,195,000 $154,367 $3,123 3.16%
Blackfoot, ID (FHA|USDA|VA) 53 $11,905,000 $224,623 $5,642 2.96%
TALLAHASSEE, FL (FHA|USDA|VA) 60 $11,750,000 $195,833 $5,418 3.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 50 $11,090,000 $221,800 $6,071 3.17%
Heber, UT (FHA|USDA|VA) 30 $11,050,000 $368,333 $5,094 3.00%
Silver City, NM (FHA|USDA|VA) 62 $10,990,000 $177,258 $5,449 3.20%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 33 $10,925,000 $331,061 $5,023 3.36%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 49 $8,955,000 $182,755 $3,640 3.01%
Burley, ID (FHA|USDA|VA) 33 $8,805,000 $266,818 $5,884 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $8,395,000 $270,806 $3,532 3.02%
PORT ST. LUCIE, FL (FHA|USDA|VA) 35 $8,225,000 $235,000 $5,487 3.25%
Thomaston, GA (FHA|USDA|VA) 48 $7,680,000 $160,000 $3,568 3.28%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 16 $7,370,000 $460,625 $3,539 2.96%
Cookeville, TN (FHA|USDA|VA) 31 $7,325,000 $236,290 $3,765 3.20%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 31 $7,025,000 $226,613 $3,120 2.87%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 25 $6,905,000 $276,200 $2,700 3.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 23 $5,845,000 $254,130 $5,332 2.99%
Evanston, WY (FHA|USDA|VA) 24 $5,760,000 $240,000 $3,709 2.95%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,700,000 $356,250 $8,300 3.07%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 25 $5,205,000 $208,200 $3,727 3.28%
WORCESTER, MA-CT (FHA|USDA|VA) 13 $4,835,000 $371,923 $5,435 2.81%
PUNTA GORDA, FL (FHA|USDA|VA) 18 $4,810,000 $267,222 $4,675 3.22%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $4,655,000 $358,077 $4,953 2.90%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 27 $4,615,000 $170,926 $4,522 3.06%
LOGAN, UT-ID (FHA|USDA|VA) 15 $4,575,000 $305,000 $5,581 2.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 16 $4,530,000 $283,125 $4,177 3.23%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 15 $4,465,000 $297,667 $5,998 3.05%
IDAHO FALLS, ID (FHA|USDA|VA) 14 $4,440,000 $317,143 $8,502 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 19 $4,265,000 $224,474 $2,372 3.10%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $4,200,000 $262,500 $6,875 3.20%
Fallon, NV (FHA|USDA|VA) 17 $3,935,000 $231,471 $4,671 2.71%
Cadillac, MI (FHA|USDA|VA) 24 $3,490,000 $145,417 $3,309 3.18%
Auburn, IN (FHA|USDA|VA) 23 $3,455,000 $150,217 $3,537 3.28%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $3,445,000 $382,778 $11,655 2.93%
Sault Ste. Marie, MI (FHA|USDA|VA) 22 $3,400,000 $154,545 $4,296 3.30%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 21 $3,385,000 $161,190 $3,452 3.16%
ASHEVILLE, NC (FHA|USDA|VA) 11 $3,255,000 $295,909 $3,084 3.00%
SANTA FE, NM (FHA|USDA|VA) 10 $3,030,000 $303,000 $4,932 3.18%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $3,005,000 $333,889 $3,239 3.13%
BOULDER, CO (FHA|USDA|VA) 8 $2,890,000 $361,250 $2,852 3.00%
Deming, NM (FHA|USDA|VA) 21 $2,835,000 $135,000 $4,504 3.37%
Holland, MI (FHA|USDA|VA) 14 $2,820,000 $201,429 $2,586 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $2,780,000 $231,667 $4,378 3.33%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $2,770,000 $277,000 $7,413 3.10%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,590,000 $215,833 $4,746 3.40%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $2,545,000 $282,778 $3,612 3.14%
KNOXVILLE, TN (FHA|USDA|VA) 9 $2,455,000 $272,778 $6,517 3.36%
ST. GEORGE, UT (FHA|USDA|VA) 7 $2,415,000 $345,000 $5,218 2.91%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $2,300,000 $575,000 $4,252 2.97%
OCALA, FL (FHA|USDA|VA) 12 $2,290,000 $190,833 $5,230 3.22%
GAINESVILLE, FL (FHA|USDA|VA) 10 $2,070,000 $207,000 $4,005 3.28%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,775,000 $253,571 $5,470 2.93%
Fort Morgan, CO (FHA|USDA|VA) 8 $1,740,000 $217,500 $5,719 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $1,735,000 $247,857 $5,176 3.14%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,665,000 $555,000 $2,810 2.96%
Traverse City, MI (FHA|USDA|VA) 6 $1,630,000 $271,667 $5,009 3.02%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,522 3.28%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,580,000 $395,000 $8,895 3.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,580,000 $395,000 $8,836 2.81%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $1,460,000 $365,000 $4,692 2.91%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $1,420,000 $177,500 $2,673 3.23%
YAKIMA, WA (FHA|USDA|VA) 4 $1,410,000 $352,500 $5,775 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,560 2.65%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,375,000 $458,333 $5,533 3.00%
ANCHORAGE, AK (FHA|USDA|VA) 4 $1,340,000 $335,000 $5,365 2.88%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,280,000 $320,000 $8,895 3.22%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,260,000 $210,000 $5,491 2.92%
BATTLE CREEK, MI (FHA|USDA|VA) 7 $1,215,000 $173,571 $2,784 3.43%
Warsaw, IN (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,009 3.34%
TUCSON, AZ (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,350 2.97%
Mount Pleasant, TX (FHA|USDA|VA) 3 $1,175,000 $391,667 $4,232 3.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,480 3.00%
COLUMBUS, OH (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,997 3.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $1,100,000 $275,000 $7,478 3.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,090,000 $272,500 $11,479 2.94%
Dayton, TN (FHA|USDA|VA) 7 $1,085,000 $155,000 $2,771 3.48%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $1,075,000 $358,333 $8,900 3.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,952 3.00%
PUEBLO, CO (FHA|USDA|VA) 3 $1,035,000 $345,000 $11,086 2.83%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,054 3.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,161 3.00%
GREEN BAY, WI (FHA|USDA|VA) 5 $985,000 $197,000 $2,363 2.75%
Greeneville, TN (FHA|USDA|VA) 3 $975,000 $325,000 $12,983 3.25%
LOUISVILLE, KY (FHA|USDA|VA) 5 $965,000 $193,000 $3,285 3.05%
SAVANNAH, GA (FHA|USDA|VA) 3 $965,000 $321,667 $6,575 2.67%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $965,000 $193,000 $5,843 2.95%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $960,000 $480,000 $8,831 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $955,000 $136,429 $3,193 3.46%
Angola, IN (FHA|USDA|VA) 5 $935,000 $187,000 $3,007 3.18%
Clewiston, FL (FHA|USDA|VA) 4 $930,000 $232,500 $4,265 3.34%
SALEM, OR (FHA|USDA|VA) 2 $910,000 $455,000 $4,604 2.44%
LAS CRUCES, NM (FHA|USDA|VA) 4 $860,000 $215,000 $4,627 3.09%
THE VILLAGES, FL (FHA|USDA|VA) 4 $830,000 $207,500 $4,481 3.53%
RICHMOND, VA (FHA|USDA|VA) 2 $830,000 $415,000 $843 2.44%
Athens, TX (FHA|USDA|VA) 5 $805,000 $161,000 $4,167 3.18%
NILES, MI (FHA|USDA|VA) 6 $800,000 $133,333 $2,866 3.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $785,000 $261,667 $5,673 2.96%
SAGINAW, MI (FHA|USDA|VA) 5 $785,000 $157,000 $1,477 3.28%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $775,000 $775,000 $2,668 3.25%
Wilmington, OH (FHA|USDA|VA) 4 $770,000 $192,500 $4,319 3.31%
DALTON, GA (FHA|USDA|VA) 3 $765,000 $255,000 $7,765 3.04%
GOLDSBORO, NC (FHA|USDA|VA) 3 $745,000 $248,333 $6,667 2.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $745,000 $745,000 $11,759 2.50%
Rexburg, ID (FHA|USDA|VA) 3 $735,000 $245,000 $4,011 3.08%
Big Rapids, MI (FHA|USDA|VA) 6 $710,000 $118,333 $3,148 2.85%
PANAMA CITY, FL (FHA|USDA|VA) 2 $680,000 $340,000 $7,500 3.19%
Cornelia, GA (FHA|USDA|VA) 3 $675,000 $225,000 $4,554 3.29%
VALLEJO, CA (FHA|USDA|VA) 1 $675,000 $675,000 $35,107 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $670,000 $335,000 $10,257 3.13%
ANN ARBOR, MI (FHA|USDA|VA) 4 $660,000 $165,000 $2,105 3.00%
HINESVILLE, GA (FHA|USDA|VA) 3 $655,000 $218,333 $2,576 3.00%
CLEVELAND, TN (FHA|USDA|VA) 2 $640,000 $320,000 $9,272 2.69%
MADISON, WI (FHA|USDA|VA) 2 $630,000 $315,000 $3,171 3.00%
MISSOULA, MT (FHA|USDA|VA) 2 $620,000 $310,000 $6,788 3.19%
READING, PA (FHA|USDA|VA) 2 $620,000 $310,000 $4,817 2.94%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $600,000 $300,000 $3,661 2.75%
Sturgis, MI (FHA|USDA|VA) 3 $595,000 $198,333 $4,794 3.25%
RENO, NV (FHA|USDA|VA) 2 $590,000 $295,000 $7,874 2.63%
Key West, FL (FHA|USDA|VA) 2 $590,000 $295,000 $7,012 3.19%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $585,000 $195,000 $2,626 3.50%
Arcadia, FL (FHA|USDA|VA) 3 $585,000 $195,000 $4,774 3.75%
EL PASO, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,342 3.33%
FLINT, MI (FHA|USDA|VA) 3 $585,000 $195,000 $2,094 2.79%
Albertville, AL (FHA|USDA|VA) 1 $585,000 $585,000 $5,617 2.75%
JACKSON, MI (FHA|USDA|VA) 3 $555,000 $185,000 $2,709 3.08%
TWIN FALLS, ID (FHA|USDA|VA) 3 $555,000 $185,000 $4,515 2.83%
GAINESVILLE, GA (FHA|USDA|VA) 2 $540,000 $270,000 $2,664 2.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $540,000 $270,000 $4,922 2.81%
CARSON CITY, NV (FHA|USDA|VA) 1 $535,000 $535,000 $4,849 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.13%
LaGrange, GA-AL (FHA|USDA|VA) 2 $510,000 $255,000 $2,063 2.75%
Sevierville, TN (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $495,000 $495,000 $3,012 3.25%
Fernley, NV (FHA|USDA|VA) 2 $490,000 $245,000 $7,402 2.75%
Durango, CO (FHA|USDA|VA) 1 $485,000 $485,000 $4,135 4.00%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $480,000 $240,000 $2,562 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $480,000 $240,000 $3,731 3.63%
Ellensburg, WA (FHA|USDA|VA) 2 $480,000 $240,000 $2,815 2.75%
EspaƱola, NM (FHA|USDA|VA) 2 $470,000 $235,000 $9,023 2.69%
PITTSBURGH, PA (FHA|USDA|VA) 2 $470,000 $235,000 $3,842 2.50%
Roswell, NM (FHA|USDA|VA) 3 $465,000 $155,000 $4,744 3.17%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $465,000 $155,000 $3,173 3.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $465,000 $465,000 $13,877 2.88%
PEORIA, IL (FHA|USDA|VA) 4 $460,000 $115,000 $4,604 3.50%
Findlay, OH (FHA|USDA|VA) 2 $460,000 $230,000 $7,313 3.06%
ROCKFORD, IL (FHA|USDA|VA) 3 $455,000 $151,667 $4,037 3.38%
MONROE, MI (FHA|USDA|VA) 3 $445,000 $148,333 $4,241 3.08%
Las Vegas, NM (FHA|USDA|VA) 2 $440,000 $220,000 $7,562 2.88%
Chillicothe, OH (FHA|USDA|VA) 1 $435,000 $435,000 $11,125 2.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $415,000 $415,000 $5,168 3.00%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $405,000 $405,000 $7,195 2.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $0 2.88%
Waycross, GA (FHA|USDA|VA) 2 $390,000 $195,000 $2,144 3.44%
McMinnville, TN (FHA|USDA|VA) 2 $390,000 $195,000 $2,096 3.13%
Bay City, TX (FHA|USDA|VA) 2 $390,000 $195,000 $8,236 3.31%
VISALIA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $4,449 3.13%
Beaver Dam, WI (FHA|USDA|VA) 2 $380,000 $190,000 $2,347 3.44%
Alma, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,342 3.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $375,000 $375,000 $7,910 2.25%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $370,000 $185,000 $4,578 2.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $370,000 $185,000 $3,684 3.06%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $3,512 3.06%
Mount Pleasant, MI (FHA|USDA|VA) 3 $365,000 $121,667 $4,318 3.13%
Moses Lake, WA (FHA|USDA|VA) 1 $365,000 $365,000 $2,935 3.13%
Cedartown, GA (FHA|USDA|VA) 1 $365,000 $365,000 $12,901 2.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $365,000 $365,000 $2,866 3.25%
Dublin, GA (FHA|USDA|VA) 2 $360,000 $180,000 $5,781 3.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $355,000 $355,000 $7,126 2.88%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $355,000 $355,000 $17,695 3.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $345,000 $345,000 $6,874 2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $335,000 $335,000 $2,941 2.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $335,000 $335,000 $2,837 3.25%
DULUTH, MN-WI (FHA|USDA|VA) 1 $335,000 $335,000 $5,606 2.63%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $2,700 2.75%
Cedar City, UT (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $305,000 $305,000 $4,734 2.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,246 2.63%
SUMTER, SC (FHA|USDA|VA) 1 $305,000 $305,000 $8,323 2.75%
MIDLAND, TX (FHA|USDA|VA) 1 $295,000 $295,000 $10,070 3.63%
Boone, NC (FHA|USDA|VA) 1 $295,000 $295,000 $4,618 3.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $290,000 $145,000 $4,142 3.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $285,000 $95,000 $3,981 3.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $285,000 $285,000 $7,595 2.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $280,000 $140,000 $3,528 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $275,000 $275,000 $3,161 3.00%
Brookings, OR (FHA|USDA|VA) 1 $275,000 $275,000 $4,742 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 1 $265,000 $265,000 $525 3.25%
Sanford, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,553 3.13%
LUBBOCK, TX (FHA|USDA|VA) 1 $255,000 $255,000 $2,654 2.50%
MOBILE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $5,870 2.88%
Pullman, WA (FHA|USDA|VA) 1 $245,000 $245,000 $12,639 2.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $7,458 3.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,014 3.25%
Sterling, CO (FHA|USDA|VA) 1 $245,000 $245,000 $5,580 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $245,000 $245,000 $5,618 3.50%
Safford, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $6,846 3.13%
SPARTANBURG, SC (FHA|USDA|VA) 1 $245,000 $245,000 $9,581 2.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,835 3.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $245,000 $245,000 $317 3.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $235,000 $235,000 $4,705 3.50%
Brevard, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.63%
Adrian, MI (FHA|USDA|VA) 1 $225,000 $225,000 $6,922 2.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,434 3.50%
TYLER, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,532 3.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $225,000 $225,000 $6,076 3.63%
Jefferson, GA (FHA|USDA|VA) 1 $225,000 $225,000 $8,156 3.63%
WACO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.75%
Mayfield, KY (FHA|USDA|VA) 1 $215,000 $215,000 $9,041 2.75%
Keene, NH (FHA|USDA|VA) 1 $215,000 $215,000 $2,703 2.63%
Newport, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,076 3.38%
WILMINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,662 2.88%
Newport, OR (FHA|USDA|VA) 1 $195,000 $195,000 $4,012 2.75%
Paris, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,870 3.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,372 2.75%
Huntsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,490 3.25%
Portales, NM (FHA|USDA|VA) 2 $190,000 $95,000 $2,281 4.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $185,000 $185,000 $45 2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $185,000 $185,000 $2,502 2.75%
ENID, OK (FHA|USDA|VA) 1 $185,000 $185,000 $1,647 3.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
Williston, ND (FHA|USDA|VA) 1 $175,000 $175,000 $2,793 3.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $175,000 $175,000 $7,801 2.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,518 3.25%
Toccoa, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,975 3.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,499 2.50%
Rochelle, IL (FHA|USDA|VA) 1 $165,000 $165,000 $6,081 3.63%
Whitewater, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,308 3.50%
Hillsdale, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,097 2.63%
St. Marys, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,782 2.63%
Show Low, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $3,733 3.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $155,000 $155,000 $1,562 3.13%
BINGHAMTON, NY (FHA|USDA|VA) 1 $155,000 $155,000 $6,407 3.13%
VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,803 3.25%
Wauchula, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,673 3.25%
JACKSON, MS (FHA|USDA|VA) 1 $155,000 $155,000 $5,453 3.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,554 2.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,299 2.75%
Fremont, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,106 2.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,944 3.25%
Bluffton, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,026 3.00%
Decatur, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,385 3.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,256 3.00%
Marinette, WI-MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,300 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $125,000 $125,000 $5,500 2.63%
RACINE, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,003 3.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,981 4.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,977 3.63%
Indiana, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,639 3.50%
AKRON, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,992 2.50%
APPLETON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,404 3.38%
Greenville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,824 3.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $115,000 $115,000 $4,731 3.00%
Alamogordo, NM (FHA|USDA|VA) 1 $115,000 $115,000 $4,029 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $115,000 $115,000 $3,920 3.25%
Shelbyville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,465 3.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,782 2.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $105,000 $105,000 $172 4.13%
MIDLAND, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,016 2.88%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $85,000 $85,000 $7,049 3.63%
KOKOMO, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,241 2.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $75,000 $75,000 $3,205 2.63%
Van Dyk Mortgage Corporation's top markets include Tampa, Miami, Atlanta, Ogden, and Grand Rapids among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,981 $1,826,165,000 $261,591 $4,035 3.09%
    FHA 1,844 $420,800,000 $228,200 $7,641 3.24%
    VA 767 $240,975,000 $314,179 $7,261 2.96%
    USDA 212 $34,000,000 $160,377 $3,461 3.14%

    For 2021, Van Dyk Mortgage Corporation's most frequently originated type of loan was Conventional, with 6,981 originations. Their 2nd most popular type was FHA, with 1,844 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,235 $1,633,515,000 $261,991 $5,378 3.19%
    Refi 2,071 $514,505,000 $248,433 $3,889 2.85%
    Cash Out Refi 1,498 $373,920,000 $249,613 $4,930 3.15%

    For 2021, Van Dyk Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 6,235 originations. The 2nd most popular reason was Refi, with 2,071 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,629 $2,265,105,000 $262,499 $5,192 3.17%
    15 Year 697 $148,545,000 $213,121 $3,444 2.52%
    20 Year 367 $87,805,000 $239,251 $3,617 2.88%
    10 Year 64 $9,800,000 $153,125 $3,340 2.41%
    Other 47 $10,685,000 $227,340 $3,819 3.02%

    For 2021, Van Dyk Mortgage Corporation's most frequently cited loan duration was 30 Year, with 8,629 originations. The 2nd most popular length was 15 Year, with 697 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,399 $865,465,000 $254,623
    $<1k 3,090 $801,490,000 $259,382
    $2k-3k 1,410 $326,470,000 $231,539
    $3k-4k 670 $171,680,000 $256,239
    $5k+ 415 $148,725,000 $358,373
    $4k-5k 395 $114,915,000 $290,924

    Van Dyk Mortgage Corporation's average total fees were $5,192, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,399 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,185 $1,269,295,000 $244,801
    2.5-3% 3,601 $1,001,415,000 $278,094
    <2.5% 846 $218,100,000 $257,801
    4-5% 172 $33,130,000 $192,616

    During 2021, Van Dyk Mortgage Corporation's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 3-4%, with 5,185 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,808 $1,354,190,000 $281,653 $5,493 3.08%
    $100k-200k 3,238 $497,610,000 $153,678 $4,036 3.18%
    $400k-600k 1,089 $517,315,000 $475,037 $5,844 3.00%
    $100,000 or less 527 $42,945,000 $81,490 $3,125 3.16%
    $600k-1MM 128 $91,280,000 $713,125 $8,638 3.03%
    $1MM+ 14 $18,600,000 $1,328,571 $14,962 3.09%

    2021 saw Van Dyk Mortgage Corporation place emphasis on $200k-400k loans with 4,808 originations, totaling $1,354,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,694 $621,720,000 $230,780 $5,204 3.13%
    $50k or less 2,512 $448,750,000 $178,643 $4,512 3.20%
    $100k-150k 1,649 $516,155,000 $313,011 $5,129 3.05%
    $75k-100k 1,642 $448,540,000 $273,167 $5,397 3.12%
    $150k-250k 868 $326,280,000 $375,899 $4,868 3.01%
    $250k+ 299 $120,115,000 $401,722 $5,000 3.02%

    Van Dyk Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,694 originations. The second most popular income band? $50k or less, with 2,512 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,833 $450,275,000 $245,649 $4,228 3.05%
    30-36% 1,740 $440,450,000 $253,132 $4,651 3.12%
    <20% 618 $151,690,000 $245,453 $3,810 2.95%
    44% 463 $117,285,000 $253,315 $5,225 3.18%
    50-60% 448 $122,900,000 $274,330 $8,267 3.14%
    43% 426 $112,180,000 $263,333 $5,247 3.14%
    42% 423 $106,965,000 $252,872 $5,287 3.18%
    49% 421 $112,675,000 $267,637 $5,796 3.14%
    41% 391 $104,785,000 $267,992 $5,040 3.19%
    40% 369 $95,235,000 $258,089 $4,952 3.12%
    39% 364 $97,250,000 $267,170 $5,125 3.14%
    38% 354 $92,570,000 $261,497 $4,640 3.16%
    37% 353 $90,355,000 $255,963 $4,901 3.17%
    36% 331 $81,115,000 $245,060 $4,759 3.15%
    45% 318 $86,790,000 $272,925 $5,280 3.13%
    46% 311 $82,375,000 $264,871 $6,020 3.14%
    47% 291 $77,535,000 $266,443 $5,541 3.16%
    48% 267 $73,345,000 $274,700 $5,458 3.17%
    >60% 14 $5,730,000 $409,286 $10,822 2.92%

    Van Dyk Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,833 originations. The next most common DTI ratio? 30-36%, with 1,740 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,386 $2,142,060,000 $255,433 $4,874 3.10%
    Black 671 $164,825,000 $245,641 $6,283 3.24%
    Not provided 408 $110,770,000 $271,495 $5,547 3.13%
    Asian 266 $85,980,000 $323,233 $4,497 3.01%
    American Indian 51 $11,745,000 $230,294 $5,134 3.19%
    Native Hawaiian or Islander 18 $5,560,000 $308,889 $6,201 3.05%
    Asian Indian 2 $620,000 $310,000 $4,760 3.19%
    Other Pacific Islander 1 $275,000 $275,000 $4,054 2.88%
    1 $105,000 $105,000 $2,408 2.88%

    Approval Rates

    Total approvals of all applications
    94.38%

    Van Dyk Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    73.91%

    Van Dyk Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,804 $2,521,940,000 $257,236

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,804 $2,521,940,000 $257,236

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 257 $41,765,000 $162,510 $3,589 2.77%
    40-60% 974 $228,120,000 $234,209 $3,721 2.87%
    60-80% 3,119 $829,535,000 $265,962 $4,311 3.12%
    80-100% 5,246 $1,355,980,000 $258,479 $5,402 3.17%
    Over 100% 197 $65,315,000 $331,548 $12,022 3.06%
    Under 20% 10 $1,130,000 $113,000 $3,429 3.06%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    VANDYK MORTGAGE CORPORATION FHA mortgage Closing on a mortgage 2 66.7%
    VANDYK MORTGAGE CORPORATION FHA mortgage Trouble during payment process 1 33.3%