Van Dyk Mortgage Corporation Rates, Fees & Info

GRAND RAPIDS, MI

LEI: 549300XQ7B5FIVUNFE29

Tax ID: 38-2749215

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Van Dyk Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Van Dyk Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Tampa, Miami, North Port, Grand Rapids, and Atlanta among others. We have data for 210 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Van Dyk Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Van Dyk Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.88% 4/22/24
    30 Year Conventional Refi 6.62% 4/22/24
    30 Year Cash-out Refi 6.88% 4/22/24
    30 Year FHA Purchase 7.46% 4/22/24
    30 Year FHA Refi 7.22% 4/22/24
    30 Year VA Purchase 6.44% 4/22/24
    30 Year VA Refi 6.08% 4/22/24
    30 Year USDA Purchase 6.92% 4/22/24
    30 Year USDA Refi 6.27% 4/22/24
    15 Year Conventional Purchase 6.20% 4/22/24
    15 Year Conventional Refi 6.07% 4/22/24
    15 Year Cash-out Refi 6.07% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Van Dyk Mortgage Corporation Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Van Dyk Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    5,306

    Origination Dollar Volume (All Markets)

    $1,147,120,000
    Show all (49) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,260 $263,950,000 $209,484 $4,848 4.51%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 270 $65,670,000 $243,222 $5,423 4.34%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 269 $65,515,000 $243,550 $4,623 4.26%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 316 $54,250,000 $171,677 $3,407 4.40%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 243 $54,195,000 $223,025 $3,886 4.35%
    GREELEY, CO (FHA|USDA|VA) 176 $46,610,000 $264,830 $6,588 4.47%
    ALBUQUERQUE, NM (FHA|USDA|VA) 229 $44,815,000 $195,699 $4,220 4.49%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 145 $43,905,000 $302,793 $3,464 4.09%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 170 $36,240,000 $213,176 $4,222 4.26%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 178 $34,820,000 $195,618 $4,004 4.35%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 118 $34,740,000 $294,407 $4,073 3.92%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 67 $22,125,000 $330,224 $6,207 4.44%
    MUSKEGON, MI (FHA|USDA|VA) 153 $21,915,000 $143,235 $3,855 4.47%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 112 $20,280,000 $181,071 $2,572 4.15%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 64 $19,520,000 $305,000 $4,627 4.18%
    PUNTA GORDA, FL (FHA|USDA|VA) 84 $17,400,000 $207,143 $4,609 4.21%
    Outside of Metro Areas 105 $17,285,000 $164,619 $3,386 4.39%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 30 $12,980,000 $432,667 $7,234 4.15%
    POCATELLO, ID (FHA|USDA|VA) 75 $12,915,000 $172,200 $4,653 4.07%
    SALT LAKE CITY, UT (FHA|USDA|VA) 36 $12,490,000 $346,944 $5,611 4.03%
    TOLEDO, OH (FHA|USDA|VA) 93 $12,395,000 $133,280 $3,792 4.49%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 32 $11,130,000 $347,813 $5,657 4.07%
    JACKSONVILLE, FL (FHA|USDA|VA) 47 $9,785,000 $208,191 $4,542 4.47%
    Kendallville, IN (FHA|USDA|VA) 69 $9,315,000 $135,000 $2,298 4.32%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 35 $9,125,000 $260,714 $5,076 4.46%
    FORT WAYNE, IN (FHA|USDA|VA) 62 $9,100,000 $146,774 $2,983 4.32%
    Blackfoot, ID (FHA|USDA|VA) 50 $8,930,000 $178,600 $4,277 3.94%
    Crossville, TN (FHA|USDA|VA) 60 $7,960,000 $132,667 $3,194 4.63%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 15 $7,455,000 $497,000 $9,978 4.21%
    PROVO-OREM, UT (FHA|USDA|VA) 20 $6,410,000 $320,500 $5,225 3.84%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 35 $5,515,000 $157,571 $4,837 4.29%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 15 $5,165,000 $344,333 $7,232 4.20%
    TALLAHASSEE, FL (FHA|USDA|VA) 29 $5,035,000 $173,621 $4,298 4.69%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 20 $4,070,000 $203,500 $5,068 4.43%
    Silver City, NM (FHA|USDA|VA) 26 $3,950,000 $151,923 $4,466 4.65%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $3,845,000 $549,286 $4,186 4.41%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 21 $3,725,000 $177,381 $3,120 4.41%
    Cookeville, TN (FHA|USDA|VA) 19 $3,555,000 $187,105 $3,271 4.40%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $3,475,000 $267,308 $4,132 3.76%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $3,360,000 $240,000 $3,325 4.52%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $3,285,000 $219,000 $3,658 4.21%
    IDAHO FALLS, ID (FHA|USDA|VA) 15 $3,205,000 $213,667 $3,872 4.06%
    Cadillac, MI (FHA|USDA|VA) 21 $3,055,000 $145,476 $2,227 4.43%
    Heber, UT (FHA|USDA|VA) 9 $3,045,000 $338,333 $6,291 4.18%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 18 $3,000,000 $166,667 $2,868 4.56%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 14 $2,630,000 $187,857 $3,796 4.20%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $2,535,000 $281,667 $5,229 4.07%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $2,530,000 $316,250 $6,036 4.16%
    FORT COLLINS, CO (FHA|USDA|VA) 8 $2,290,000 $286,250 $4,697 4.36%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 15 $2,245,000 $149,667 $3,173 4.35%
    Evanston, WY (FHA|USDA|VA) 12 $2,170,000 $180,833 $2,735 4.10%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,130,000 $266,250 $4,560 4.61%
    Fallon, NV (FHA|USDA|VA) 10 $2,070,000 $207,000 $4,131 4.19%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $2,065,000 $295,000 $5,530 3.86%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 6 $2,040,000 $340,000 $2,004 4.08%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 9 $1,995,000 $221,667 $6,477 4.04%
    KNOXVILLE, TN (FHA|USDA|VA) 7 $1,765,000 $252,143 $3,878 4.09%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,740,000 $145,000 $4,104 4.51%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $1,730,000 $216,250 $5,535 4.48%
    SALINAS, CA (FHA|USDA|VA) 2 $1,690,000 $845,000 $26,516 3.56%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $1,675,000 $558,333 $9,457 4.00%
    Holland, MI (FHA|USDA|VA) 8 $1,650,000 $206,250 $3,256 4.36%
    SANTA FE, NM (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,326 4.50%
    Auburn, IN (FHA|USDA|VA) 11 $1,435,000 $130,455 $2,824 4.45%
    OCALA, FL (FHA|USDA|VA) 7 $1,385,000 $197,857 $5,088 4.52%
    ST. GEORGE, UT (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,146 3.88%
    SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,278 3.85%
    Thomaston, GA (FHA|USDA|VA) 9 $1,225,000 $136,111 $2,740 4.79%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,614 4.02%
    Traverse City, MI (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,069 4.20%
    Fort Morgan, CO (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,336 4.84%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,060,000 $530,000 $3,750 3.63%
    PITTSBURGH, PA (FHA|USDA|VA) 3 $1,035,000 $345,000 $3,837 3.42%
    STOCKTON, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,087 3.88%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $925,000 $132,143 $2,634 4.54%
    MORRISTOWN, TN (FHA|USDA|VA) 3 $885,000 $295,000 $1,887 4.42%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $885,000 $295,000 $3,859 4.38%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $870,000 $217,500 $4,934 4.69%
    Fernley, NV (FHA|USDA|VA) 4 $860,000 $215,000 $4,444 4.63%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $825,000 $275,000 $1,754 4.08%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $820,000 $205,000 $3,198 4.53%
    JACKSON, MI (FHA|USDA|VA) 5 $785,000 $157,000 $1,602 4.63%
    Angola, IN (FHA|USDA|VA) 5 $775,000 $155,000 $2,516 3.95%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $770,000 $192,500 $6,270 5.19%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $695,000 $231,667 $4,479 3.71%
    Deming, NM (FHA|USDA|VA) 6 $660,000 $110,000 $4,344 4.25%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $660,000 $330,000 $5,787 3.44%
    Roswell, NM (FHA|USDA|VA) 4 $650,000 $162,500 $3,535 4.50%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $645,000 $215,000 $4,339 4.33%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $630,000 $315,000 $1,719 3.88%
    BATTLE CREEK, MI (FHA|USDA|VA) 5 $625,000 $125,000 $2,315 4.53%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $600,000 $300,000 $2,886 3.88%
    COLUMBUS, OH (FHA|USDA|VA) 2 $580,000 $290,000 $9,852 4.63%
    SAVANNAH, GA (FHA|USDA|VA) 2 $580,000 $290,000 $3,193 3.50%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $580,000 $290,000 $3,732 4.50%
    Arcadia, FL (FHA|USDA|VA) 2 $580,000 $290,000 $4,574 3.63%
    WILMINGTON, NC (FHA|USDA|VA) 1 $575,000 $575,000 $4,078 4.75%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $565,000 $565,000 $3,723 4.50%
    Lake City, FL (FHA|USDA|VA) 2 $550,000 $275,000 $3,030 4.63%
    FLINT, MI (FHA|USDA|VA) 3 $545,000 $181,667 $1,254 3.92%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $530,000 $265,000 $11,534 3.81%
    MONROE, MI (FHA|USDA|VA) 4 $530,000 $132,500 $3,528 4.63%
    Warsaw, IN (FHA|USDA|VA) 3 $505,000 $168,333 $2,985 4.04%
    Key West, FL (FHA|USDA|VA) 1 $505,000 $505,000 $7,636 4.00%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $500,000 $250,000 $4,730 3.94%
    Berlin, NH (FHA|USDA|VA) 1 $485,000 $485,000 $9,172 4.38%
    BOULDER, CO (FHA|USDA|VA) 1 $485,000 $485,000 $4,277 4.13%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $475,000 $475,000 $4,137 3.63%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $470,000 $235,000 $3,103 4.75%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $465,000 $465,000 $4,600 3.75%
    BEND, OR (FHA|USDA|VA) 1 $445,000 $445,000 $1,483 4.13%
    GREEN BAY, WI (FHA|USDA|VA) 2 $440,000 $220,000 $1,477 4.31%
    WARNER ROBINS, GA (FHA|USDA|VA) 3 $425,000 $141,667 $2,702 4.46%
    LOGAN, UT-ID (FHA|USDA|VA) 2 $420,000 $210,000 $4,183 3.81%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $420,000 $210,000 $6,050 3.56%
    YAKIMA, WA (FHA|USDA|VA) 1 $415,000 $415,000 $8,187 3.63%
    Española, NM (FHA|USDA|VA) 3 $405,000 $135,000 $4,145 4.13%
    LAS CRUCES, NM (FHA|USDA|VA) 2 $400,000 $200,000 $3,770 5.06%
    HAMMOND, LA (FHA|USDA|VA) 1 $395,000 $395,000 $4,725 4.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $385,000 $385,000 $5,081 3.63%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,856 4.31%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $365,000 $365,000 $1,893 4.00%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $365,000 $365,000 $2,290 3.50%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $365,000 $365,000 $9,215 4.25%
    Clewiston, FL (FHA|USDA|VA) 2 $360,000 $180,000 $4,179 3.94%
    VISALIA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $5,898 5.00%
    Adrian, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,936 4.25%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $350,000 $175,000 $3,830 4.63%
    Bluffton, IN (FHA|USDA|VA) 2 $340,000 $170,000 $3,196 4.63%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $335,000 $335,000 $3,781 4.25%
    WORCESTER, MA-CT (FHA|USDA|VA) 1 $335,000 $335,000 $4,279 3.75%
    Burley, ID (FHA|USDA|VA) 3 $335,000 $111,667 $2,697 3.91%
    Palatka, FL (FHA|USDA|VA) 1 $335,000 $335,000 $5,894 3.50%
    Alma, MI (FHA|USDA|VA) 3 $325,000 $108,333 $1,882 4.67%
    LUBBOCK, TX (FHA|USDA|VA) 1 $315,000 $315,000 $13,022 4.63%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $315,000 $315,000 $9,296 5.00%
    MADISON, WI (FHA|USDA|VA) 2 $310,000 $155,000 $2,458 4.69%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $305,000 $305,000 $2,550 4.25%
    RENO, NV (FHA|USDA|VA) 1 $305,000 $305,000 $4,398 3.75%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $305,000 $305,000 $8,335 3.88%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $300,000 $150,000 $4,142 3.88%
    Cullowhee, NC (FHA|USDA|VA) 1 $295,000 $295,000 $1,582 4.38%
    MIDLAND, MI (FHA|USDA|VA) 1 $295,000 $295,000 $760 3.88%
    Big Rapids, MI (FHA|USDA|VA) 3 $295,000 $98,333 $4,056 4.75%
    Williston, ND (FHA|USDA|VA) 1 $295,000 $295,000 $1,662 3.63%
    Scottsboro, AL (FHA|USDA|VA) 1 $295,000 $295,000 $13,547 5.13%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $285,000 $285,000 $2,977 3.50%
    Ruidoso, NM (FHA|USDA|VA) 1 $285,000 $285,000 $6,380 4.50%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $285,000 $285,000 $8,583 5.00%
    Los Alamos, NM (FHA|USDA|VA) 1 $275,000 $275,000 $3,839 4.63%
    Athens, TX (FHA|USDA|VA) 1 $275,000 $275,000 $15,082 3.50%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $275,000 $275,000 $6,485 4.63%
    Sterling, CO (FHA|USDA|VA) 1 $265,000 $265,000 $7,590 4.50%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $265,000 $265,000 $2,179 3.63%
    Brevard, NC (FHA|USDA|VA) 2 $260,000 $130,000 $3,253 4.88%
    Sevierville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $5,335 4.13%
    Hillsdale, MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,524 4.50%
    TUCSON, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $4,497 4.38%
    NILES, MI (FHA|USDA|VA) 1 $245,000 $245,000 $866 3.75%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,832 4.50%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $235,000 $235,000 $1,257 3.88%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $235,000 $235,000 $4,919 4.75%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $6,300 3.63%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $235,000 $235,000 $4,672 3.63%
    Jefferson, GA (FHA|USDA|VA) 1 $225,000 $225,000 $980 5.00%
    Okeechobee, FL (FHA|USDA|VA) 1 $225,000 $225,000 $5,154 3.88%
    Dayton, TN (FHA|USDA|VA) 1 $215,000 $215,000 $5,889 4.25%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,988 3.25%
    Huntington, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,130 4.75%
    YUBA CITY, CA (FHA|USDA|VA) 1 $195,000 $195,000 $3,240 4.50%
    LOUISVILLE, KY (FHA|USDA|VA) 3 $195,000 $65,000 $2,369 4.79%
    Rexburg, ID (FHA|USDA|VA) 1 $185,000 $185,000 $5,267 4.00%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $3,703 4.38%
    Las Vegas, NM (FHA|USDA|VA) 1 $175,000 $175,000 $3,796 4.50%
    Hobbs, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,292 4.88%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $2,297 3.75%
    Manitowoc, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,739 3.75%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,799 4.50%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,184 3.88%
    PUEBLO, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,601 4.75%
    Grants, NM (FHA|USDA|VA) 2 $160,000 $80,000 $3,575 4.69%
    Decatur, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,183 4.13%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,706 3.75%
    Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,247 4.50%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,627 4.75%
    Alamogordo, NM (FHA|USDA|VA) 1 $145,000 $145,000 $2,279 5.88%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,859 3.50%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,272 4.38%
    COLUMBIA, SC (FHA|USDA|VA) 1 $135,000 $135,000 $3,489 4.50%
    ABILENE, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,710 4.00%
    Summerville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,562 4.63%
    JACKSON, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,023 5.50%
    Plainview, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,756 5.00%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,279 3.88%
    APPLETON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,954 4.75%
    Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,528 4.63%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,188 4.00%
    Washington Court House, OH (FHA|USDA|VA) 1 $115,000 $115,000 $977 4.63%
    ALBANY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,068 4.13%
    YUMA, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.06%
    Vidalia, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,001 4.63%
    Wilmington, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,881 5.25%
    Forest City, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,444 5.25%
    Palestine, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,313 4.13%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.13%
    Gallup, NM (FHA|USDA|VA) 1 $75,000 $75,000 $5,161 4.25%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,818 4.38%
    FARMINGTON, NM (FHA|USDA|VA) 1 $75,000 $75,000 $4,827 3.88%
    SAGINAW, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,564 5.50%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,712 5.88%
    Van Dyk Mortgage Corporation's top markets include Tampa, Miami, North Port, Grand Rapids, and Atlanta among others.

    Their top states include:
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,244 $733,780,000 $226,196 $3,801 4.39%
    FHA 1,472 $274,710,000 $186,624 $5,453 4.39%
    VA 418 $114,010,000 $272,751 $6,174 4.11%
    USDA 165 $24,105,000 $146,091 $2,346 4.20%
    FHA 7 $515,000 $73,571 $0 4.67%

    For 2019, Van Dyk Mortgage Corporation's most frequently originated type of loan was Conventional, with 3,244 originations. Their 2nd most popular type was FHA, with 1,472 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,229 $878,675,000 $207,774 $4,334 4.44%
    Refi 602 $165,020,000 $274,120 $4,251 3.90%
    Cash Out Refi 471 $102,885,000 $218,439 $5,325 4.29%
    Other 4 $540,000 $135,000 $3,247 4.33%

    For 2019, Van Dyk Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 4,229 originations. The 2nd most popular reason was Refi, with 602 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,955 $1,072,245,000 $216,397 $4,449 4.40%
    15 Year 196 $40,890,000 $208,622 $4,003 3.74%
    20 Year 107 $25,855,000 $241,636 $3,757 3.95%
    Other 33 $6,455,000 $195,606 $4,034 4.04%
    10 Year 15 $1,675,000 $111,667 $3,515 3.65%

    For 2019, Van Dyk Mortgage Corporation's most frequently cited loan duration was 30 Year, with 4,955 originations. The 2nd most popular length was 15 Year, with 196 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,697 $570,335,000 $211,470
    $1k-2k 1,444 $313,610,000 $217,181
    $2k-3k 559 $114,485,000 $204,803
    $3k-4k 301 $63,445,000 $210,781
    $4k-5k 130 $35,470,000 $272,846
    $5k+ 114 $39,470,000 $346,228

    Van Dyk Mortgage Corporation's average total fees were $4,449, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,697 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,747 $560,545,000 $204,057
    3-4% 1,802 $454,610,000 $252,281
    5-6% 733 $125,085,000 $170,648
    2.5-3% 17 $5,385,000 $316,765
    6-7% 7 $1,495,000 $213,571

    During 2019, Van Dyk Mortgage Corporation's average interest rate for loans was 4.40%, while their most frequently originated rate bucket for loans was 4-5%, with 2,747 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,264 $340,530,000 $150,411 $3,753 4.48%
    $200k-400k 2,144 $588,890,000 $274,669 $5,186 4.22%
    $100,000 or less 536 $42,520,000 $79,328 $2,920 4.64%
    $400k-600k 339 $155,575,000 $458,923 $5,928 4.05%
    $600k-1MM 17 $11,865,000 $697,941 $9,857 4.30%
    $1MM+ 6 $7,740,000 $1,290,000 $16,676 3.79%

    2019 saw Van Dyk Mortgage Corporation place emphasis on $100k-200k loans with 2,264 originations, totaling $340,530,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,587 $232,425,000 $146,456 $3,784 4.48%
    $50k-75k 1,513 $295,095,000 $195,040 $4,349 4.40%
    $75k-100k 822 $198,510,000 $241,496 $4,849 4.33%
    $100k-150k 784 $219,060,000 $279,413 $5,046 4.28%
    $150k-250k 391 $126,185,000 $322,724 $4,671 4.17%
    $250k+ 141 $54,765,000 $388,404 $5,818 4.13%

    Van Dyk Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 1,587 originations. The second most popular income band? $50k-75k, with 1,513 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 921 $199,545,000 $216,661 $4,044 4.35%
    20-30% 839 $169,795,000 $202,378 $3,865 4.29%
    50-60% 321 $72,185,000 $224,875 $6,036 4.20%
    <20% 302 $69,680,000 $230,728 $3,888 4.06%
    44% 300 $63,670,000 $212,233 $4,541 4.50%
    43% 251 $52,755,000 $210,179 $4,532 4.52%
    42% 231 $47,285,000 $204,697 $4,539 4.49%
    40% 222 $48,220,000 $217,207 $4,625 4.47%
    39% 215 $42,325,000 $196,860 $4,198 4.43%
    49% 209 $47,595,000 $227,727 $4,483 4.30%
    41% 205 $45,375,000 $221,341 $4,550 4.48%
    47% 195 $44,835,000 $229,923 $4,930 4.42%
    38% 185 $38,515,000 $208,189 $4,188 4.42%
    45% 184 $39,810,000 $216,359 $4,346 4.41%
    48% 179 $38,435,000 $214,721 $4,773 4.43%
    46% 177 $41,985,000 $237,203 $5,130 4.38%
    36% 177 $39,925,000 $225,565 $4,379 4.46%
    37% 169 $37,955,000 $224,586 $4,277 4.41%
    >60% 18 $5,490,000 $305,000 $8,861 4.09%

    Van Dyk Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 921 originations. The next most common DTI ratio? 20-30%, with 839 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,639 $999,315,000 $215,416 $4,351 4.36%
    Black 372 $79,450,000 $213,575 $5,042 4.46%
    Asian 131 $33,935,000 $259,046 $4,597 4.31%
    Not provided 133 $28,785,000 $216,429 $4,521 4.42%
    American Indian 17 $2,985,000 $175,588 $5,350 4.35%
    Native Hawaiian or Islander 6 $1,290,000 $215,000 $5,440 5.00%
    Other Asian 5 $665,000 $133,000 $3,618 4.33%
    Chinese 1 $285,000 $285,000 $6,819 4.63%
    Vietnamese 1 $205,000 $205,000 $4,799 4.38%
    Asian Indian 1 $205,000 $205,000 $6,657 3.88%

    Approval Rates

    Total approvals of all applications
    92.09%

    Van Dyk Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.07%

    Van Dyk Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,306 $1,147,120,000 $216,193

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 110 $14,190,000 $129,000
    Single Family (1-4 Units):Site-Built 5,196 $1,132,930,000 $218,039

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 70 $7,930,000 $113,286 $3,718 4.24%
    40-60% 273 $55,065,000 $201,703 $3,721 4.11%
    60-80% 1,131 $262,985,000 $232,524 $4,113 4.33%
    80-100% 3,789 $810,855,000 $214,002 $4,542 4.40%
    Over 100% 33 $8,795,000 $266,515 $6,819 4.15%
    Under 20% 8 $460,000 $57,500 $4,875 4.33%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    VANDYK MORTGAGE CORPORATION Conventional home mortgage Closing on a mortgage 1 50.0%
    VANDYK MORTGAGE CORPORATION VA mortgage Improper use of your report 1 50.0%