AUGUSTA - RICHMOND COUNTY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Augusta - Richmond County averaged
6.93%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.71% and
one month ago for the week of 2024-03-14, the
average rate was 6.57%.
Augusta - Richmond County's average rate one year ago was 5.9%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Augusta - Richmond County 30 Year Fixed Rate | 2024-04-18 | 6.93% |
| Augusta - Richmond County 30 Year Fixed Rate Refi | 2024-04-18 | 7.7% |
| Augusta - Richmond County 15 Year Fixed Rate | 2024-04-18 | 6.04% |
| Augusta - Richmond County 15 Year Fixed Rate Refi | 2024-04-18 | 6.29% |
| Augusta - Richmond County 30 Year FHA | 2024-04-18 | 6.67% |
| Augusta - Richmond County 30 Year FHA Refi | 2024-04-18 | 6.86% |
| Augusta - Richmond County 30 Year USDA | 2024-04-18 | 6.25% |
| Augusta - Richmond County 30 Year USDA Refi | 2024-04-18 | 7.06% |
| Augusta - Richmond County 30 Year VA | 2024-04-18 | 6.33% |
| Augusta - Richmond County 30 Year VA Refi | 2024-04-18 | 6.35% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AUGUSTA-RICHMOND COUNTY, GA-SC.
AUGUSTA - RICHMOND COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AUGUSTA-RICHMOND COUNTY, GA-SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
AUGUSTA - RICHMOND COUNTY Average Closing Costs & Other Stats
AUGUSTA-RICHMOND COUNTY, GA-SC's 233 lenders originated 11,891
loans during 2023. The total origination value was $2,797,895,000, with an average loan value of
$235,295.
AUGUSTA - RICHMOND COUNTY's average closing costs are $5,585.
The top AUGUSTA - RICHMOND COUNTY lender as defined by loan originations is QUICKEN LOANS, LLC, with
337 loans originated. Their average total fees are
$6,839, which is $521
higher than the next largest lender,
South State Bank.
The lowest fee AUGUSTA - RICHMOND COUNTY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,653), Mortgage Research Center, LLC ($3,118), U.S. Bank ($3,478), TD Bank ($3,981) and JPMorgan Chase Bank ($3,983).
The lowest rate AUGUSTA - RICHMOND COUNTY lenders (with over 10 loans originated) are
Security Federal Bank (5.73%), DHI MORTGAGE COMPANY, LTD. (5.75%), First National Bank of Pennsylvania (5.90%), Associated Credit Union (6.03%) and Deere Employees Credit Union (6.09%).
AUGUSTA-RICHMOND COUNTY, GA-SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $242,610,000 | $179,810,000 | -25.9% | 6.4% |
| South State Bank | $179,140,000 | $154,325,000 | -13.9% | 5.5% |
| Mortgage Research Center, LLC | $181,280,000 | $131,725,000 | -27.3% | 4.7% |
| Queensborough National Bank & Trust Company | $197,160,000 | $121,160,000 | -38.5% | 4.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $116,320,000 | $102,790,000 | -11.6% | 3.7% |
| DHI MORTGAGE COMPANY, LTD. | $78,935,000 | $100,990,000 | 27.9% | 3.6% |
| GUILD MORTGAGE COMPANY | $120,015,000 | $97,220,000 | -19.0% | 3.5% |
| MOVEMENT MORTGAGE, LLC | $67,160,000 | $92,625,000 | 37.9% | 3.3% |
| NAVY FEDERAL CREDIT UNION | $105,075,000 | $81,220,000 | -22.7% | 2.9% |
| Ameris Bank | $131,070,000 | $76,630,000 | -41.5% | 2.7% |
| Security Federal Bank | $96,130,000 | $69,255,000 | -28.0% | 2.5% |
| SRP Federal Credit Union | $92,465,000 | $65,445,000 | -29.2% | 2.3% |
| AUGUSTA MORTGAGE CO. | $68,305,000 | $58,875,000 | -13.8% | 2.1% |
| BROKER SOLUTIONS, INC. | $106,635,000 | $57,690,000 | -45.9% | 2.1% |
| CARDINAL FINANCIAL | $46,635,000 | $53,060,000 | 13.8% | 1.9% |
| Colony Bank | $71,600,000 | $46,750,000 | -34.7% | 1.7% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $113,525,000 | $43,080,000 | -62.1% | 1.5% |
| Regions Bank | $74,490,000 | $38,315,000 | -48.6% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $34,275,000 | $35,445,000 | 3.4% | 1.3% |
| Wells Fargo Bank | $71,070,000 | $34,175,000 | -51.9% | 1.2% |
| First Heritage Mortgage, LLC | $34,155,000 | $33,270,000 | -2.6% | 1.2% |
| First-Citizens Bank & Trust Company | $54,695,000 | $31,830,000 | -41.8% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $55,075,000 | $31,590,000 | -42.6% | 1.1% |
| GREYSTONE SERVICING COMPANY LLC | $22,325,000 | $29,280,000 | 31.2% | 1.0% |
| Synovus Bank | $46,295,000 | $24,970,000 | -46.1% | 0.9% |
| Assurance Financial Group, L.L.C. | $20,620,000 | $24,235,000 | 17.5% | 0.9% |
| ORIX REAL ESTATE CAPITAL, LLC | $7,245,000 | $24,230,000 | 234.4% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $44,385,000 | $23,775,000 | -46.4% | 0.8% |
| BancorpSouth | $12,930,000 | $23,700,000 | 83.3% | 0.8% |
| Bank of America | $35,410,000 | $22,385,000 | -36.8% | 0.8% |
| USAA Federal Savings Bank | $39,825,000 | $22,350,000 | -43.9% | 0.8% |
| WALKER & DUNLOP, LLC | $20,695,000 | $22,260,000 | 7.6% | 0.8% |
| FIRST CHOICE MORTGAGE, INC. | $20,865,000 | $19,590,000 | -6.1% | 0.7% |
| LOANDEPOT.COM, LLC | $42,395,000 | $19,100,000 | -54.9% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $44,290,000 | $18,970,000 | -57.2% | 0.7% |
| Arbor Realty Trust, Inc. | $18,405,000 | n/a | 0.7% | |
| Flagstar Bank, FSB | $15,980,000 | $18,045,000 | 12.9% | 0.6% |
| GUARANTEED RATE AFFINITY, LLC | $20,130,000 | $17,865,000 | -11.3% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $34,165,000 | $17,415,000 | -49.0% | 0.6% |
| Truist | $23,535,000 | $17,400,000 | -26.1% | 0.6% |
| PENTAGON FEDERAL CREDIT UNION | $30,835,000 | $17,145,000 | -44.4% | 0.6% |
| Coastal Carolina National Bank | $21,525,000 | $15,385,000 | -28.5% | 0.5% |
| The Federal Savings Bank | $10,250,000 | $14,825,000 | 44.6% | 0.5% |
| GUARANTEED RATE, INC. | $8,625,000 | $14,735,000 | 70.8% | 0.5% |
| First Community Bank | $21,265,000 | $14,695,000 | -30.9% | 0.5% |
| First National BK Waynesboro | $12,270,000 | n/a | 0.4% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $26,850,000 | $11,830,000 | -55.9% | 0.4% |
| 21ST MORTGAGE CORPORATION | $9,940,000 | $11,640,000 | 17.1% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,125,000 | $11,390,000 | -43.4% | 0.4% |
| F&M Bank | $11,970,000 | $11,165,000 | -6.7% | 0.4% |
| TD Bank | $22,375,000 | $11,145,000 | -50.2% | 0.4% |
| NEW DAY FINANCIAL, LLC | $18,015,000 | $11,085,000 | -38.5% | 0.4% |
| PLANET HOME LENDING, LLC | $16,240,000 | $11,075,000 | -31.8% | 0.4% |
| CMG MORTGAGE, INC. | $12,470,000 | $10,360,000 | -16.9% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $25,690,000 | $10,305,000 | -59.9% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $9,070,000 | $10,055,000 | 10.9% | 0.4% |
| Merchants Bank of Indiana | $37,740,000 | $9,780,000 | -74.1% | 0.3% |
| FBC MORTGAGE, LLC | $3,670,000 | $9,535,000 | 159.8% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $9,005,000 | n/a | 0.3% | |
| First National Bank of Pennsylvania | $3,575,000 | $8,750,000 | 144.8% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $9,215,000 | $8,075,000 | -12.4% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $9,305,000 | $7,935,000 | -14.7% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $355,000 | $7,870,000 | 2,116.9% | 0.3% |
| Carrington Mortgage Services, LLC | $15,540,000 | $7,320,000 | -52.9% | 0.3% |
| Farmers State Bank | $7,095,000 | n/a | 0.3% | |
| NEWREZ LLC | $9,515,000 | $6,930,000 | -27.2% | 0.2% |
| JPMorgan Chase Bank | $12,985,000 | $6,400,000 | -50.7% | 0.2% |
| U.S. Bank | $15,240,000 | $6,220,000 | -59.2% | 0.2% |
| MILEND, INC. | $2,630,000 | $6,120,000 | 132.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,975,000 | $6,035,000 | 1.0% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $19,410,000 | $5,905,000 | -69.6% | 0.2% |
| Discover Bank | $3,075,000 | $5,620,000 | 82.8% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $2,100,000 | $5,370,000 | 155.7% | 0.2% |
| Associated Credit Union | $4,545,000 | $5,310,000 | 16.8% | 0.2% |
| AgFirst Farm Credit Bank | $5,290,000 | $5,235,000 | -1.0% | 0.2% |
| PNC Bank | $9,405,000 | $5,215,000 | -44.6% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,635,000 | $5,195,000 | 217.7% | 0.2% |
| Pinnacle Bank | $11,795,000 | $5,095,000 | -56.8% | 0.2% |
| Deere Employees Credit Union | $8,125,000 | $5,040,000 | -38.0% | 0.2% |
| Fifth Third Bank | $10,040,000 | $5,025,000 | -50.0% | 0.2% |
| Prudential Huntoon Paige Associates, LLC | $4,945,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $4,980,000 | $4,935,000 | -0.9% | 0.2% |
| Equity Prime Mortgage LLC | $3,795,000 | $4,855,000 | 27.9% | 0.2% |
| Citizens Bank | $6,630,000 | $4,770,000 | -28.1% | 0.2% |
| HOMESTAR FINANCIAL CORPORATION | $24,630,000 | $4,485,000 | -81.8% | 0.2% |
| Magnolia Bank | $8,045,000 | $4,365,000 | -45.7% | 0.2% |
| LOANPAL, LLC | $6,175,000 | $4,265,000 | -30.9% | 0.2% |
| Morgan Stanley Private Bank | $3,805,000 | $4,260,000 | 12.0% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,975,000 | $4,225,000 | 113.9% | 0.2% |
| Pinnacle Bank | $11,795,000 | $4,145,000 | -64.9% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $990,000 | $3,990,000 | 303.0% | 0.1% |
| Mountain Commerce Bank | $12,755,000 | $3,955,000 | -69.0% | 0.1% |
| TOWNE MORTGAGE COMPANY | $4,765,000 | $3,920,000 | -17.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $5,180,000 | $3,840,000 | -25.9% | 0.1% |
| THRIVE MORTGAGE, LLC | $3,805,000 | $3,670,000 | -3.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $5,785,000 | $3,585,000 | -38.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $4,780,000 | $3,585,000 | -25.0% | 0.1% |
| READYCAP COMMERCIAL, LLC | $3,555,000 | n/a | 0.1% | |
| NTFN, INC. | $760,000 | $3,530,000 | 364.5% | 0.1% |
| Figure Lending LLC | $1,645,000 | $3,505,000 | 113.1% | 0.1% |
| MICHIGAN MUTUAL, INC. | $3,490,000 | n/a | 0.1% | |
| NBKC BANK | $5,040,000 | $3,260,000 | -35.3% | 0.1% |
| GEORGIA'S OWN | $6,160,000 | $3,250,000 | -47.2% | 0.1% |
| GSF Mortgage Corporation | $1,230,000 | $3,180,000 | 158.5% | 0.1% |
| First Palmetto Bank | $1,605,000 | $3,100,000 | 93.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $4,865,000 | $3,040,000 | -37.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,890,000 | $3,035,000 | 60.6% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,805,000 | $2,940,000 | 4.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $8,475,000 | $2,890,000 | -65.9% | 0.1% |
| Lakeview Community Capital, LLC | $4,355,000 | $2,820,000 | -35.2% | 0.1% |
| S. C. STATE FEDERAL CREDIT UNION | $1,865,000 | $2,740,000 | 46.9% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $4,890,000 | $2,615,000 | -46.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $6,545,000 | $2,575,000 | -60.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,860,000 | $2,535,000 | -11.4% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $6,465,000 | $2,480,000 | -61.6% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $2,360,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $1,625,000 | $2,340,000 | 44.0% | 0.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $2,335,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $3,445,000 | $2,245,000 | -34.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,485,000 | $2,225,000 | -10.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,770,000 | $2,220,000 | 25.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $4,510,000 | $2,175,000 | -51.8% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $1,165,000 | $2,145,000 | 84.1% | 0.1% |
| EVERETT FINANCIAL, INC. | $2,255,000 | $2,135,000 | -5.3% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,575,000 | $2,105,000 | 33.7% | 0.1% |
| Metro City Bank | $2,040,000 | $2,070,000 | 1.5% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $2,580,000 | $1,990,000 | -22.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $920,000 | $1,975,000 | 114.7% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,200,000 | $1,890,000 | 57.5% | 0.1% |
| North American Savings Bank, F.S.B. | $4,935,000 | $1,885,000 | -61.8% | 0.1% |
| The Central Trust Bank | $1,645,000 | $1,840,000 | 11.9% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $205,000 | $1,830,000 | 792.7% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,605,000 | $1,780,000 | 10.9% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $2,525,000 | $1,755,000 | -30.5% | 0.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $2,660,000 | $1,745,000 | -34.4% | 0.1% |
| Stifel Bank and Trust | $1,355,000 | $1,710,000 | 26.2% | 0.1% |
| ACOPIA, LLC | $2,155,000 | $1,705,000 | -20.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $795,000 | $1,680,000 | 111.3% | 0.1% |
| STATE EMPLOYEES' | $2,020,000 | $1,675,000 | -17.1% | 0.1% |
| First Reliance Bank | $1,420,000 | $1,605,000 | 13.0% | 0.1% |
| CLEARPATH LENDING | $3,260,000 | $1,600,000 | -50.9% | 0.1% |
| Network Funding, L.P. | $1,255,000 | $1,535,000 | 22.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,350,000 | $1,535,000 | 13.7% | 0.1% |
| Northpointe Bank | $2,380,000 | $1,520,000 | -36.1% | 0.1% |
| Mid-Continent Funding, Inc. | $2,230,000 | $1,505,000 | -32.5% | 0.1% |
| First Federal Bank | $3,355,000 | $1,460,000 | -56.5% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $840,000 | $1,430,000 | 70.2% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $615,000 | $1,425,000 | 131.7% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $580,000 | $1,410,000 | 143.1% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $3,150,000 | $1,410,000 | -55.2% | 0.1% |
| DAS Acquisition Company, LLC | $865,000 | $1,355,000 | 56.6% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $670,000 | $1,310,000 | 95.5% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $2,195,000 | $1,285,000 | -41.5% | 0.0% |
| Plains Commerce Bank | $255,000 | $1,260,000 | 394.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $5,845,000 | $1,225,000 | -79.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $4,480,000 | $1,210,000 | -73.0% | 0.0% |
| The Huntington National Bank | $2,885,000 | $1,200,000 | -58.4% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,335,000 | $1,190,000 | -49.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $530,000 | $1,180,000 | 122.6% | 0.0% |
| Armed Forces Bank | $1,605,000 | $1,165,000 | -27.4% | 0.0% |
| Renasant Bank | $3,565,000 | $1,165,000 | -67.3% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,220,000 | $1,150,000 | -48.2% | 0.0% |
| EMM LOANS LLC | $870,000 | $1,130,000 | 29.9% | 0.0% |
| Palmetto Citizens Federal Credit Union | $1,205,000 | $1,130,000 | -6.2% | 0.0% |
| Nations Lending Corporation | $4,255,000 | $1,115,000 | -73.8% | 0.0% |
| AMWEST FUNDING CORP. | $2,055,000 | $1,105,000 | -46.2% | 0.0% |
| Ally Bank | $5,360,000 | $1,090,000 | -79.7% | 0.0% |
| Baxter Credit Union | $75,000 | $1,070,000 | 1,326.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $720,000 | $1,070,000 | 48.6% | 0.0% |
| First Savings Bank | $610,000 | $1,065,000 | 74.6% | 0.0% |
| NFM, INC. | $675,000 | $1,060,000 | 57.0% | 0.0% |
| Kwik Mortgage Corporation | $1,055,000 | n/a | 0.0% | |
| EASTMAN | $285,000 | $1,035,000 | 263.2% | 0.0% |
| CityWorth Mortgage LLC | $820,000 | $1,010,000 | 23.2% | 0.0% |
| PEACH STATE FEDERAL CREDIT UNION | $1,045,000 | $1,010,000 | -3.3% | 0.0% |
| GREENSTATE CREDIT UNION | $1,000,000 | n/a | 0.0% | |
| Southern Bank | $1,000,000 | n/a | 0.0% | |
| OCMBC, INC. | $735,000 | $980,000 | 33.3% | 0.0% |
| CAROLINA ONE MORTGAGE, LLC | $945,000 | n/a | 0.0% | |
| Bell Bank | $350,000 | $930,000 | 165.7% | 0.0% |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $920,000 | n/a | 0.0% | |
| Morris Bank | $10,780,000 | $920,000 | -91.5% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,230,000 | $915,000 | -25.6% | 0.0% |
| Credence Funding Corporation | $1,335,000 | $905,000 | -32.2% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,085,000 | $890,000 | -18.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,640,000 | $880,000 | -66.7% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $155,000 | $875,000 | 464.5% | 0.0% |
| SAFE FEDERAL CREDIT UNION | $300,000 | $875,000 | 191.7% | 0.0% |
| GMFS LLC | $500,000 | $865,000 | 73.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $180,000 | $860,000 | 377.8% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $1,130,000 | $860,000 | -23.9% | 0.0% |
| First Option Mortgage, LLC | $1,880,000 | $845,000 | -55.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $450,000 | $845,000 | 87.8% | 0.0% |
| Northwest Federal Credit Union | $285,000 | $830,000 | 191.2% | 0.0% |
| SPRING EQ, LLC | $2,590,000 | $820,000 | -68.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $770,000 | n/a | 0.0% | |
| Valley National Bank | $765,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $750,000 | n/a | 0.0% | |
| Southern States Bank | $740,000 | n/a | 0.0% | |
| CALIBER HOME LOANS, INC. | $18,030,000 | $730,000 | -96.0% | 0.0% |
| University Bank | $730,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $1,865,000 | $725,000 | -61.1% | 0.0% |
| PHH Mortgage Corporation | $1,660,000 | $725,000 | -56.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,110,000 | $720,000 | -35.1% | 0.0% |
| United Community Bank | $285,000 | $720,000 | 152.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $605,000 | $710,000 | 17.4% | 0.0% |
| HomeTrust Bank | $215,000 | $690,000 | 220.9% | 0.0% |
| ServisFirst Bank | $690,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $390,000 | $675,000 | 73.1% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $750,000 | $660,000 | -12.0% | 0.0% |
| Goldwater Bank, N.A. | $295,000 | $655,000 | 122.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $125,000 | $655,000 | 424.0% | 0.0% |
| Enterprise Bank of South Carolina | $1,300,000 | $650,000 | -50.0% | 0.0% |
| Dollar Bank, Federal Savings Bank | $645,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $45,000 | $645,000 | 1,333.3% | 0.0% |
| M&T Bank | $2,395,000 | $640,000 | -73.3% | 0.0% |
| Merchants Mortgage & Trust Corporation | $635,000 | n/a | 0.0% | |
| First Bank | $625,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $620,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $605,000 | $615,000 | 1.7% | 0.0% |
| Logan Finance Corporation | $615,000 | n/a | 0.0% | |
| S. C. TELCO | $105,000 | $615,000 | 485.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $610,000 | n/a | 0.0% | |
| UIF CORPORATION | $595,000 | $610,000 | 2.5% | 0.0% |
| First Guaranty Bank | $605,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $605,000 | n/a | 0.0% | |
| TOWER | $1,915,000 | $605,000 | -68.4% | 0.0% |
| UBS Bank USA | $4,680,000 | $605,000 | -87.1% | 0.0% |
| Bethpage Federal Credit Union | $350,000 | $600,000 | 71.4% | 0.0% |
| GEORGIA UNITED | $695,000 | $590,000 | -15.1% | 0.0% |
| Mortgage Assurance Inc. | $575,000 | $590,000 | 2.6% | 0.0% |
| NexBank | $455,000 | $580,000 | 27.5% | 0.0% |
| POLARIS HOME FUNDING CORP. | $630,000 | $575,000 | -8.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $315,000 | $565,000 | 79.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $215,000 | $565,000 | 162.8% | 0.0% |
| U S WIDE FINANCIAL LLC | $555,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $1,485,000 | $515,000 | -65.3% | 0.0% |
| Blue Ridge Bank | $650,000 | $510,000 | -21.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,750,000 | $510,000 | -70.9% | 0.0% |
| BNC National Bank | $1,420,000 | $505,000 | -64.4% | 0.0% |
| Secured Investment Corp. | $220,000 | $500,000 | 127.3% | 0.0% |
| United Bank | $2,220,000 | $495,000 | -77.7% | 0.0% |
| CSL Financial, LLC | $955,000 | $480,000 | -49.7% | 0.0% |
| Capital City Home Loans, LLC | $2,310,000 | $475,000 | -79.4% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $3,550,000 | $465,000 | -86.9% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $465,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $605,000 | $460,000 | -24.0% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $2,435,000 | $450,000 | -81.5% | 0.0% |
| CAPITAL CENTER, L.L.C. | $450,000 | $445,000 | -1.1% | 0.0% |
| OAKTREE FUNDING CORP. | $435,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $1,120,000 | $435,000 | -61.2% | 0.0% |
| Atlantic Coast Mortgage, LLC | $135,000 | $425,000 | 214.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $375,000 | $420,000 | 12.0% | 0.0% |
| RESIDENTIAL BANCORP | $1,070,000 | $420,000 | -60.7% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $710,000 | $415,000 | -41.5% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $415,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $155,000 | $405,000 | 161.3% | 0.0% |
| FCB Banks | $400,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $215,000 | $390,000 | 81.4% | 0.0% |
| S1L, Inc. | $675,000 | $390,000 | -42.2% | 0.0% |
| MCLEAN MORTGAGE CORPORATION | $205,000 | $385,000 | 87.8% | 0.0% |
| Shamrock Home Loans, Inc. | $175,000 | $385,000 | 120.0% | 0.0% |
| The Loan Store, Inc. | $385,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $375,000 | n/a | 0.0% | |
| AVADIAN | $375,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $1,900,000 | $375,000 | -80.3% | 0.0% |
| Family Trust Federal Credit Union | $365,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,920,000 | $365,000 | -81.0% | 0.0% |
| Alcova Mortgage LLC | $640,000 | $360,000 | -43.8% | 0.0% |
| KeyBank | $26,280,000 | $360,000 | -98.6% | 0.0% |
| First Horizon Bank | $1,810,000 | $350,000 | -80.7% | 0.0% |
| NBH Bank | $345,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $2,150,000 | $340,000 | -84.2% | 0.0% |
| GENISYS | $335,000 | n/a | 0.0% | |
| ROBINS FINANCIAL | $580,000 | $335,000 | -42.2% | 0.0% |
| The Camden National Bank | $335,000 | n/a | 0.0% | |
| PROPER RATE, LLC | $325,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $680,000 | $315,000 | -53.7% | 0.0% |
| Princeton Mortgage Corporation | $315,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $830,000 | $315,000 | -62.0% | 0.0% |
| United Fidelity Funding Corp. | $315,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $305,000 | $310,000 | 1.6% | 0.0% |
| Loan Simple, Inc. | $285,000 | $310,000 | 8.8% | 0.0% |
| EVANSVILLE TEACHERS | $295,000 | $305,000 | 3.4% | 0.0% |
| SHELTER HOME MORTGAGE, LLC | $440,000 | $305,000 | -30.7% | 0.0% |
| The Peoples Bank | $305,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $685,000 | $300,000 | -56.2% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $265,000 | $295,000 | 11.3% | 0.0% |
| Ixonia Bank | $145,000 | $295,000 | 103.4% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $290,000 | n/a | 0.0% | |
| Bank of England | $1,320,000 | $285,000 | -78.4% | 0.0% |
| First National Bank of America | $125,000 | $285,000 | 128.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $375,000 | $285,000 | -24.0% | 0.0% |
| Oakstar Bank | $285,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $285,000 | n/a | 0.0% | |
| HomePromise Corporation | $275,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $205,000 | $270,000 | 31.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,480,000 | $265,000 | -82.1% | 0.0% |
| The Union Bank Company | $265,000 | n/a | 0.0% | |
| CORNING | $260,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $255,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $855,000 | $255,000 | -70.2% | 0.0% |
| Simmons Bank | $135,000 | $255,000 | 88.9% | 0.0% |
| TAPCO Credit Union | $255,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $225,000 | $255,000 | 13.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $445,000 | $250,000 | -43.8% | 0.0% |
| REV FEDERAL CREDIT UNION | $7,770,000 | $250,000 | -96.8% | 0.0% |
| EQUITY RESOURCES, INC. | $245,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $340,000 | $240,000 | -29.4% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $505,000 | $235,000 | -53.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $235,000 | n/a | 0.0% | |
| New Century Bank | $235,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $530,000 | $230,000 | -56.6% | 0.0% |
| Service Federal Credit Union | $1,020,000 | $230,000 | -77.5% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $280,000 | $225,000 | -19.6% | 0.0% |
| BMO Harris Bank | $425,000 | $220,000 | -48.2% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $145,000 | $220,000 | 51.7% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $4,420,000 | $215,000 | -95.1% | 0.0% |
| DELMAR FINANCIAL COMPANY | $215,000 | $215,000 | 0.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $215,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $435,000 | $215,000 | -50.6% | 0.0% |
| BankSouth | $3,120,000 | $210,000 | -93.3% | 0.0% |
| Beeline Loans, Inc. | $205,000 | n/a | 0.0% | |
| Citibank | $945,000 | $205,000 | -78.3% | 0.0% |
| First American Bank and Trust Company | $115,000 | $205,000 | 78.3% | 0.0% |
| First International Bank & Trust | $205,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $205,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $195,000 | n/a | 0.0% | |
| Fidelity Bank | $195,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $450,000 | $195,000 | -56.7% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,700,000 | $190,000 | -93.0% | 0.0% |
| Alaska USA Federal Credit Union | $185,000 | n/a | 0.0% | |
| Axos Bank | $770,000 | $185,000 | -76.0% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $185,000 | n/a | 0.0% | |
| HIGHMARK | $185,000 | n/a | 0.0% | |
| LENDING 3, INC. | $185,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $305,000 | $175,000 | -42.6% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $550,000 | $175,000 | -68.2% | 0.0% |
| UNIFY FINANCIAL Credit Union | $525,000 | $175,000 | -66.7% | 0.0% |
| BM Real Estate Services, Inc. | $170,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $170,000 | n/a | 0.0% | |
| Arvest Bank | $265,000 | $165,000 | -37.7% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $305,000 | $165,000 | -45.9% | 0.0% |
| MTC Federal Credit Union | $165,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $165,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $155,000 | $155,000 | 0.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $305,000 | $155,000 | -49.2% | 0.0% |
| Southern First Bank | $2,415,000 | $155,000 | -93.6% | 0.0% |
| SunMark Community Bank | $155,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $380,000 | $145,000 | -61.8% | 0.0% |
| AgSouth Farm Credit, ACA | $135,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $1,100,000 | $135,000 | -87.7% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,190,000 | $135,000 | -88.7% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,135,000 | $135,000 | -88.1% | 0.0% |
| MidFirst Bank | $90,000 | $130,000 | 44.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $700,000 | $125,000 | -82.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $530,000 | $125,000 | -76.4% | 0.0% |
| NP, Inc. | $635,000 | $125,000 | -80.3% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $125,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $250,000 | $115,000 | -54.0% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $255,000 | $115,000 | -54.9% | 0.0% |
| COMMUNITY BANK OF PICKENS COUNTY | $115,000 | n/a | 0.0% | |
| CREDIT UNION OF GEORGIA | $115,000 | n/a | 0.0% | |
| Glennville Bank | $105,000 | n/a | 0.0% | |
| Suncoast Credit Union | $105,000 | n/a | 0.0% | |
| The Park National Bank | $105,000 | n/a | 0.0% | |
| LGE COMMUNITY | $215,000 | $95,000 | -55.8% | 0.0% |
| Paramount Bank | $85,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $125,000 | $85,000 | -32.0% | 0.0% |
| EASTERN SAVINGS BANK | $75,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $195,000 | $65,000 | -66.7% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $285,000 | $65,000 | -77.2% | 0.0% |
| Towne Bank | $1,230,000 | $65,000 | -94.7% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $355,000 | $55,000 | -84.5% | 0.0% |
| CDC Federal Credit Union | $55,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $65,000 | $55,000 | -15.4% | 0.0% |
| Parda Federal Credit Union | $35,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $35,000 | n/a | 0.0% | |
| CHEVRON | $25,000 | n/a | 0.0% | |
| VYSTAR | $25,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $15,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
AUGUSTA - RICHMOND COUNTY's top lender by overall market share is QUICKEN LOANS, LLC, with 6.4% market share. In second place, with 5.5%, is South State Bank, having originated $154,325,000 in loans. In third place, with 4.7%, is Mortgage Research Center, LLC, having originated $131,725,000 in loans. In fourth place, with 4.3%, is Queensborough National Bank & Trust Company, having originated $121,160,000 in loans. In fifth place, with 3.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $102,790,000 in loans.
AUGUSTA - RICHMOND COUNTY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - AUGUSTA - RICHMOND COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $219,000 (9.6%) | $273,886 (7.6%) | 0.81 | 2,496 |
| 2018-02-01 | $221,620 (8.1%) | $280,935 (9.3%) | 0.80 | 2,499 |
| 2018-03-01 | $224,900 (7.6%) | $286,253 (9.9%) | 0.79 | 2,443 |
| 2018-04-01 | $228,450 (8.8%) | $289,163 (9.5%) | 0.77 | 2,450 |
| 2018-05-01 | $230,063 (5.8%) | $292,658 (7.7%) | 0.77 | 2,463 |
| 2018-06-01 | $229,000 (5.9%) | $291,560 (6.8%) | 0.76 | 2,443 |
| 2018-07-01 | $224,950 (4.6%) | $287,153 (6.5%) | 0.75 | 2,490 |
| 2018-08-01 | $219,900 (2.3%) | $282,511 (5.0%) | 0.74 | 2,493 |
| 2018-09-01 | $218,450 (0.7%) | $278,832 (3.6%) | 0.73 | 2,563 |
| 2018-10-01 | $219,250 (2.0%) | $275,085 (2.6%) | 0.74 | 2,564 |
| 2018-11-01 | $218,610 (0.5%) | $272,379 (0.0%) | 0.74 | 2,545 |
| 2018-12-01 | $215,000 (-0.4%) | $277,722 (2.1%) | 0.74 | 2,468 |
| 2019-01-01 | $215,000 (-1.8%) | $278,969 (1.9%) | 0.74 | 2,370 |
| 2019-02-01 | $217,000 (-2.1%) | $282,184 (0.4%) | 0.73 | 2,335 |
| 2019-03-01 | $223,800 (-0.5%) | $287,721 (0.5%) | 0.73 | 2,272 |
| 2019-04-01 | $229,750 (0.6%) | $293,681 (1.6%) | 0.73 | 2,243 |
| 2019-05-01 | $230,000 (0.0%) | $296,445 (1.3%) | 0.72 | 2,264 |
| 2019-06-01 | $234,900 (2.6%) | $299,033 (2.6%) | 0.73 | 2,201 |
| 2019-07-01 | $235,900 (4.9%) | $303,928 (5.8%) | 0.74 | 2,241 |
| 2019-08-01 | $234,245 (6.5%) | $297,480 (5.3%) | 0.74 | 2,244 |
| 2019-09-01 | $233,264 (6.8%) | $297,617 (6.7%) | 0.75 | 2,209 |
| 2019-10-01 | $233,266 (6.4%) | $297,683 (8.2%) | 0.75 | 2,185 |
| 2019-11-01 | $229,000 (4.8%) | $295,282 (8.4%) | 0.75 | 2,107 |
| 2019-12-01 | $229,450 (6.7%) | $292,969 (5.5%) | 0.77 | 2,015 |
| 2020-01-01 | $229,918 (6.9%) | $299,294 (7.3%) | 0.77 | 1,879 |
| 2020-02-01 | $232,600 (7.2%) | $306,976 (8.8%) | 0.76 | 1,792 |
| 2020-03-01 | $236,545 (5.7%) | $307,441 (6.9%) | 0.74 | 1,764 |
| 2020-04-01 | $244,651 (6.5%) | $315,731 (7.5%) | 0.77 | 1,748 |
| 2020-05-01 | $249,900 (8.7%) | $325,612 (9.8%) | 0.76 | 1,575 |
| 2020-06-01 | $254,950 (8.5%) | $338,343 (13.2%) | 0.75 | 1,368 |
| 2020-07-01 | $250,200 (6.1%) | $339,139 (11.6%) | 0.73 | 1,326 |
| 2020-08-01 | $259,000 (10.6%) | $343,693 (15.5%) | 0.74 | 1,258 |
| 2020-09-01 | $264,900 (13.6%) | $350,327 (17.7%) | 0.76 | 1,159 |
| 2020-10-01 | $262,690 (12.6%) | $345,195 (16.0%) | 0.75 | 1,179 |
| 2020-11-01 | $249,995 (9.2%) | $360,987 (22.3%) | 0.73 | 1,060 |
| 2020-12-01 | $251,892 (9.8%) | $358,199 (22.3%) | 0.75 | 1,027 |
| 2021-01-01 | $259,000 (12.7%) | $358,350 (19.7%) | 0.77 | 943 |
| 2021-02-01 | $259,850 (11.7%) | $376,888 (22.8%) | 0.76 | 794 |
| 2021-03-01 | $262,500 (11.0%) | $390,452 (27.0%) | 0.74 | 715 |
| 2021-04-01 | $275,299 (12.5%) | $414,082 (31.2%) | 0.75 | 673 |
| 2021-05-01 | $290,000 (16.1%) | $411,397 (26.4%) | 0.77 | 731 |
| 2021-06-01 | $287,450 (12.8%) | $404,021 (19.4%) | 0.76 | 801 |
| 2021-07-01 | $289,900 (15.9%) | $395,724 (16.7%) | 0.76 | 863 |
| 2021-08-01 | $284,900 (10.0%) | $376,965 (9.7%) | 0.76 | 946 |
| 2021-09-01 | $285,125 (7.6%) | $371,830 (6.1%) | 0.76 | 971 |
| 2021-10-01 | $279,900 (6.6%) | $363,729 (5.4%) | 0.75 | 996 |
| 2021-11-01 | $287,450 (15.0%) | $365,671 (1.3%) | 0.77 | 955 |
| 2021-12-01 | $281,175 (11.6%) | $357,277 (-0.3%) | 0.76 | 856 |
| 2022-01-01 | $281,670 (8.8%) | $356,746 (-0.5%) | 0.76 | 733 |
| 2022-02-01 | $284,900 (9.6%) | $355,569 (-5.7%) | 0.74 | 626 |
| 2022-03-01 | $281,503 (7.2%) | $358,846 (-8.1%) | 0.70 | 635 |
| 2022-04-01 | $290,000 (5.3%) | $362,661 (-12.4%) | 0.69 | 723 |
| 2022-05-01 | $307,370 (6.0%) | $373,738 (-9.2%) | 0.70 | 955 |
| 2022-06-01 | $313,915 (9.2%) | $377,375 (-6.6%) | 0.70 | 1,089 |
| 2022-07-01 | $315,000 (8.7%) | $371,292 (-6.2%) | 0.71 | 1,272 |
| 2022-08-01 | $313,869 (10.2%) | $370,028 (-1.8%) | 0.73 | 1,360 |
| 2022-09-01 | $312,989 (9.8%) | $368,660 (-0.9%) | 0.73 | 1,358 |
| 2022-10-01 | $312,900 (11.8%) | $365,109 (0.4%) | 0.74 | 1,522 |
| 2022-11-01 | $319,800 (11.3%) | $369,405 (1.0%) | 0.77 | 1,638 |
| 2022-12-01 | $319,700 (13.7%) | $368,455 (3.1%) | 0.79 | 1,647 |
| 2023-01-01 | $324,200 (15.1%) | $379,091 (6.3%) | 0.80 | 1,571 |
| 2023-02-01 | $329,900 (15.8%) | $385,641 (8.5%) | 0.80 | 1,400 |
| 2023-03-01 | $320,080 (13.7%) | $384,587 (7.2%) | 0.75 | 1,360 |
| 2023-04-01 | $315,000 (8.6%) | $383,794 (5.8%) | 0.73 | 1,367 |
| 2023-05-01 | $316,250 (2.9%) | $385,697 (3.2%) | 0.72 | 1,380 |
| 2023-06-01 | $317,175 (1.0%) | $391,524 (3.8%) | 0.71 | 1,407 |
| 2023-07-01 | $309,900 (-1.6%) | $377,758 (1.7%) | 0.70 | 1,504 |
| 2023-08-01 | $299,950 (-4.4%) | $368,204 (-0.5%) | 0.69 | 1,587 |
| 2023-09-01 | $302,430 (-3.4%) | $370,026 (0.4%) | 0.70 | 1,638 |
| 2023-10-01 | $309,950 (-0.9%) | $373,732 (2.4%) | 0.73 | 1,762 |
| 2023-11-01 | $309,900 (-3.1%) | $372,866 (0.9%) | 0.74 | 1,854 |
| 2023-12-01 | $309,999 (-3.0%) | $369,412 (0.3%) | 0.76 | 1,834 |
| 2024-01-01 | $309,925 (-4.4%) | $364,872 (-3.8%) | 0.76 | 1,802 |
| 2024-02-01 | $307,942 (-6.7%) | $359,807 (-6.7%) | 0.74 | 1,742 |
| 2024-03-01 | $304,500 (-4.9%) | $358,250 (-6.9%) | 0.72 | 1,834 |
AUGUSTA - RICHMOND COUNTY's median listing price for 2024-03-01 was $304,500, a difference of
$-15,580
(-4.9%) versus the prior year and
$-3,442 versus the prior month.
AUGUSTA - RICHMOND COUNTY's median listing price comes in at 72% of the national average.
AUGUSTA - RICHMOND COUNTY's average listing price for 2024-03-01 was $358,250, a difference of $-26,337 (-6.9%) versus the prior year and $-1,557 versus the prior month.
For the 2024-03-01 period, AUGUSTA - RICHMOND COUNTY had 1,834 MLS listings, a difference of 92 listings (5%) versus the prior month and 474 listings (35%) versus the prior year.
AUGUSTA - RICHMOND COUNTY's median listing price comes in at 72% of the national average.
AUGUSTA - RICHMOND COUNTY's average listing price for 2024-03-01 was $358,250, a difference of $-26,337 (-6.9%) versus the prior year and $-1,557 versus the prior month.
For the 2024-03-01 period, AUGUSTA - RICHMOND COUNTY had 1,834 MLS listings, a difference of 92 listings (5%) versus the prior month and 474 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - AUGUSTA - RICHMOND COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 93 days | 2,190 sqft |
| 2018-02-01 | 87 days | 2,223 sqft |
| 2018-03-01 | 67 days | 2,241 sqft |
| 2018-04-01 | 65 days | 2,271 sqft |
| 2018-05-01 | 60 days | 2,300 sqft |
| 2018-06-01 | 61 days | 2,299 sqft |
| 2018-07-01 | 66 days | 2,255 sqft |
| 2018-08-01 | 71 days | 2,200 sqft |
| 2018-09-01 | 74 days | 2,175 sqft |
| 2018-10-01 | 76 days | 2,175 sqft |
| 2018-11-01 | 79 days | 2,132 sqft |
| 2018-12-01 | 85 days | 2,106 sqft |
| 2019-01-01 | 94 days | 2,104 sqft |
| 2019-02-01 | 91 days | 2,115 sqft |
| 2019-03-01 | 75 days | 2,177 sqft |
| 2019-04-01 | 59 days | 2,230 sqft |
| 2019-05-01 | 54 days | 2,238 sqft |
| 2019-06-01 | 53 days | 2,250 sqft |
| 2019-07-01 | 55 days | 2,246 sqft |
| 2019-08-01 | 61 days | 2,233 sqft |
| 2019-09-01 | 68 days | 2,240 sqft |
| 2019-10-01 | 75 days | 2,249 sqft |
| 2019-11-01 | 79 days | 2,211 sqft |
| 2019-12-01 | 87 days | 2,212 sqft |
| 2020-01-01 | 89 days | 2,206 sqft |
| 2020-02-01 | 82 days | 2,205 sqft |
| 2020-03-01 | 62 days | 2,234 sqft |
| 2020-04-01 | 63 days | 2,282 sqft |
| 2020-05-01 | 72 days | 2,287 sqft |
| 2020-06-01 | 73 days | 2,294 sqft |
| 2020-07-01 | 61 days | 2,284 sqft |
| 2020-08-01 | 50 days | 2,294 sqft |
| 2020-09-01 | 51 days | 2,304 sqft |
| 2020-10-01 | 51 days | 2,156 sqft |
| 2020-11-01 | 51 days | 2,219 sqft |
| 2020-12-01 | 53 days | 2,263 sqft |
| 2021-01-01 | 55 days | 2,250 sqft |
| 2021-02-01 | 53 days | 2,234 sqft |
| 2021-03-01 | 38 days | 2,195 sqft |
| 2021-04-01 | 32 days | 2,221 sqft |
| 2021-05-01 | 27 days | 2,271 sqft |
| 2021-06-01 | 30 days | 2,256 sqft |
| 2021-07-01 | 31 days | 2,188 sqft |
| 2021-08-01 | 32 days | 2,147 sqft |
| 2021-09-01 | 38 days | 2,146 sqft |
| 2021-10-01 | 45 days | 2,119 sqft |
| 2021-11-01 | 45 days | 2,159 sqft |
| 2021-12-01 | 52 days | 2,157 sqft |
| 2022-01-01 | 54 days | 2,156 sqft |
| 2022-02-01 | 42 days | 2,099 sqft |
| 2022-03-01 | 33 days | 2,052 sqft |
| 2022-04-01 | 31 days | 2,088 sqft |
| 2022-05-01 | 32 days | 2,112 sqft |
| 2022-06-01 | 38 days | 2,115 sqft |
| 2022-07-01 | 40 days | 2,103 sqft |
| 2022-08-01 | 46 days | 2,105 sqft |
| 2022-09-01 | 49 days | 2,103 sqft |
| 2022-10-01 | 50 days | 2,100 sqft |
| 2022-11-01 | 56 days | 2,153 sqft |
| 2022-12-01 | 70 days | 2,159 sqft |
| 2023-01-01 | 79 days | 2,161 sqft |
| 2023-02-01 | 81 days | 2,163 sqft |
| 2023-03-01 | 65 days | 2,138 sqft |
| 2023-04-01 | 48 days | 2,112 sqft |
| 2023-05-01 | 48 days | 2,139 sqft |
| 2023-06-01 | 47 days | 2,121 sqft |
| 2023-07-01 | 45 days | 2,095 sqft |
| 2023-08-01 | 47 days | 2,025 sqft |
| 2023-09-01 | 52 days | 2,033 sqft |
| 2023-10-01 | 54 days | 2,079 sqft |
| 2023-11-01 | 57 days | 2,063 sqft |
| 2023-12-01 | 66 days | 2,046 sqft |
| 2024-01-01 | 77 days | 2,027 sqft |
| 2024-02-01 | 70 days | 2,013 sqft |
| 2024-03-01 | 56 days | 2,013 sqft |
AUGUSTA - RICHMOND COUNTY's median listing age (time on market) for 2024-03-01 was 56 days.
This
is -14%
shorter
than the same period one year ago.
AUGUSTA - RICHMOND COUNTY's median square footage for active listings during the 2024-03-01 period was 2,013 sqft. One year prior, the average listing was 2,138 sqft.
AUGUSTA - RICHMOND COUNTY's median square footage for active listings during the 2024-03-01 period was 2,013 sqft. One year prior, the average listing was 2,138 sqft.
AUGUSTA-RICHMOND COUNTY, GA-SC Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 29006 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $760 | $790 | $900 | $1,150 | $1,380 |
| 29105 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $760 | $790 | $900 | $1,150 | $1,380 |
| 29129 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $760 | $790 | $900 | $1,150 | $1,380 |
| 29137 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 29138 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $760 | $790 | $900 | $1,150 | $1,380 |
| 29146 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 29164 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $650 | $770 | $880 | $1,180 | $1,450 |
| 29801 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $710 | $840 | $960 | $1,290 | $1,580 |
| 29802 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $700 | $830 | $950 | $1,280 | $1,560 |
| 29803 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $800 | $950 | $1,090 | $1,470 | $1,790 |
| 29804 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $700 | $830 | $950 | $1,280 | $1,560 |
| 29805 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $650 | $760 | $860 | $1,150 | $1,400 |
| 29809 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $630 | $740 | $850 | $1,140 | $1,400 |
| 29816 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $740 | $840 | $1,130 | $1,380 |
| 29821 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $640 | $760 | $870 | $1,170 | $1,430 |
| 29822 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $700 | $830 | $950 | $1,280 | $1,560 |
| 29824 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $760 | $790 | $900 | $1,150 | $1,380 |
| 29828 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 29829 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $750 | $890 | $1,020 | $1,370 | $1,680 |
| 29831 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $740 | $840 | $1,130 | $1,380 |
| 29832 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $760 | $790 | $900 | $1,150 | $1,380 |
| 29834 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $710 | $850 | $970 | $1,310 | $1,600 |
| 29835 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $670 | $800 | $910 | $1,220 | $1,500 |
| 29838 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 29839 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $700 | $830 | $950 | $1,280 | $1,560 |
| 29841 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $680 | $810 | $920 | $1,240 | $1,510 |
| 29842 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $730 | $830 | $1,120 | $1,380 |
| 29845 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 29847 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $630 | $750 | $860 | $1,160 | $1,420 |
| 29850 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $720 | $850 | $980 | $1,310 | $1,610 |
| 29851 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $660 | $780 | $890 | $1,200 | $1,470 |
| 29853 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 29856 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 29860 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $720 | $860 | $980 | $1,320 | $1,610 |
| 29861 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $700 | $830 | $950 | $1,280 | $1,560 |
| 30426 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30434 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30441 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30442 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30456 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30802 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $660 | $790 | $900 | $1,210 | $1,480 |
| 30805 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $670 | $800 | $910 | $1,220 | $1,500 |
| 30808 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $650 | $770 | $880 | $1,180 | $1,450 |
| 30809 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $1,130 | $1,340 | $1,530 | $2,060 | $2,520 |
| 30812 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $750 | $890 | $1,020 | $1,370 | $1,680 |
| 30813 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $1,020 | $1,210 | $1,380 | $1,860 | $2,270 |
| 30814 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $740 | $840 | $1,130 | $1,380 |
| 30815 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $800 | $950 | $1,080 | $1,450 | $1,780 |
| 30816 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30821 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30824 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30828 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30830 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30901 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $620 | $720 | $820 | $1,110 | $1,380 |
| 30903 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $920 | $1,090 | $1,250 | $1,680 | $2,050 |
| 30904 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $740 | $880 | $1,000 | $1,350 | $1,650 |
| 30905 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $1,130 | $1,340 | $1,530 | $2,060 | $2,520 |
| 30906 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $710 | $840 | $960 | $1,290 | $1,580 |
| 30907 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $870 | $1,030 | $1,180 | $1,590 | $1,940 |
| 30909 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $830 | $990 | $1,130 | $1,520 | $1,860 |
| 30912 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $750 | $890 | $1,020 | $1,370 | $1,680 |
| 30914 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $750 | $890 | $1,020 | $1,370 | $1,680 |
| 30916 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $750 | $890 | $1,020 | $1,370 | $1,680 |
| 30917 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $970 | $1,160 | $1,320 | $1,780 | $2,170 |
| 30919 | Augusta-Richmond County, GA-SC HUD Metro FMR Area | $750 | $890 | $1,020 | $1,370 | $1,680 |
2022 Average & Median Rent Data Statistics
AUGUSTA-RICHMOND COUNTY, GA-SC average 1BR rent: $828, median: $790
AUGUSTA-RICHMOND COUNTY, GA-SC average 2BR rent: $945, median: $900
AUGUSTA-RICHMOND COUNTY, GA-SC average 3BR rent: $1,268, median: $1,180
AUGUSTA-RICHMOND COUNTY, GA-SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,813 | $2,132,445,000 | $272,935 |
| Cash Out Refi | 1,628 | $330,770,000 | $203,176 |
| Other | 924 | $80,810,000 | $87,457 |
| Home Improvement | 809 | $67,255,000 | $83,133 |
| Refi | 717 | $186,615,000 | $260,272 |
Augusta - Richmond County's most frequently cited loan purpose was Home Purchase, with 7,813 originations. The 2nd most popular reason was Cash Out Refi, with 1,628 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,320 | $1,115,330,000 | $258,178 |
| 5-6% | 2,656 | $780,070,000 | $293,701 |
| 7-8% | 2,292 | $505,640,000 | $220,611 |
| Over 8% | 1,556 | $174,830,000 | $112,359 |
| 4-5% | 264 | $68,260,000 | $258,561 |
| <2.5% | 119 | $30,405,000 | $255,504 |
| 3-4% | 57 | $9,365,000 | $164,298 |
| 2.5-3% | 9 | $3,015,000 | $335,000 |
During 2023, Augusta - Richmond County's most frequently originated rate bucket was 6-7%, with 4,320 originations.
Loan Sizing (AUGUSTA-RICHMOND COUNTY, GA-SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,912 | $1,375,380,000 | $280,004 |
| $100k-200k | 3,436 | $516,640,000 | $150,361 |
| $100,000 or less | 2,361 | $134,675,000 | $57,042 |
| $400k-600k | 884 | $416,730,000 | $471,414 |
| $600k-1000k | 241 | $174,085,000 | $722,344 |
| $Over $1MM | 57 | $180,385,000 | $3,164,649 |
AUGUSTA - RICHMOND COUNTY's loan sizing saw the bucket of loans from $200k-400k with 4,912 originations, totaling $1,375,380,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,630 | $1,563,060,000 | $277,631 |
| 60-80% | 2,217 | $577,025,000 | $260,273 |
| Under 20% | 993 | $48,395,000 | $48,736 |
| 20-40% | 903 | $107,935,000 | $119,529 |
| 40-60% | 841 | $183,565,000 | $218,270 |
| Over 100% | 588 | $196,070,000 | $333,452 |
AUGUSTA - RICHMOND COUNTY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,630 originations, totaling $1,563,060,000 in origination value.