Homestar Financial Corporation Mortgage Rates, Fees & Info
NORCROSS, GALEI: 5493000BR75YQF0VQC27
Tax ID: 74-3038404
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Mortgage Data
Review & Overview
Homestar Financial Corporation is a small mortgage company specializing in Home Purchase loans. Homestar Financial Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Gainesville, Columbus, Warner Robins, and Cornelia among others. We have data for 225 markets. (Some data included below & more in-depth data is available with an active subscription.)Homestar Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homestar Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 12/17/24 |
| 30 Year Conventional Refi | 6.78% | 12/17/24 |
| 30 Year Cash-out Refi | 6.99% | 12/17/24 |
| 30 Year FHA Purchase | 7.56% | 12/17/24 |
| 30 Year FHA Refi | 7.43% | 12/17/24 |
| 30 Year VA Purchase | 6.51% | 12/17/24 |
| 30 Year VA Refi | 6.37% | 12/17/24 |
| 30 Year USDA Purchase | 6.97% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.11% | 12/17/24 |
| 15 Year Conventional Refi | 6.44% | 12/17/24 |
| 15 Year Cash-out Refi | 6.44% | 12/17/24 |
| 15 Year FHA Purchase | 8.26% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homestar Financial Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,644Origination Dollar Volume (All Markets)
$2,525,440,000Awards
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HOMESTAR FINANCIAL CORPORATION - 2022
HOMESTAR FINANCIAL CORPORATION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3,798 | $1,118,270,000 | $294,437 | $7,607 | 4.96% |
| Outside of Metro Areas | 1,090 | $251,090,000 | $230,358 | $5,743 | 5.11% |
| GAINESVILLE, GA (FHA|USDA|VA) | 446 | $124,930,000 | $280,112 | $6,817 | 5.03% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 274 | $67,190,000 | $245,219 | $7,588 | 4.92% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 160 | $44,720,000 | $279,500 | $7,371 | 4.87% |
| Cornelia, GA (FHA|USDA|VA) | 184 | $43,780,000 | $237,935 | $6,505 | 5.08% |
| Jefferson, GA (FHA|USDA|VA) | 141 | $41,115,000 | $291,596 | $7,508 | 4.98% |
| RAPID CITY, SD (FHA|USDA|VA) | 161 | $38,815,000 | $241,087 | $6,064 | 4.20% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 123 | $38,285,000 | $311,260 | $6,337 | 5.18% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 138 | $35,810,000 | $259,493 | $4,126 | 4.92% |
| ROME, GA (FHA|USDA|VA) | 176 | $34,620,000 | $196,705 | $5,934 | 5.18% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 118 | $29,300,000 | $248,305 | $7,095 | 4.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 99 | $28,835,000 | $291,263 | $5,813 | 5.14% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 124 | $25,830,000 | $208,306 | $5,980 | 5.11% |
| BRUNSWICK, GA (FHA|USDA|VA) | 96 | $24,930,000 | $259,688 | $6,865 | 4.98% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 82 | $24,630,000 | $300,366 | $8,421 | 4.83% |
| SAVANNAH, GA (FHA|USDA|VA) | 108 | $24,630,000 | $228,056 | $7,552 | 4.68% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 97 | $23,095,000 | $238,093 | $6,588 | 4.56% |
| Cedartown, GA (FHA|USDA|VA) | 98 | $21,730,000 | $221,735 | $5,844 | 4.91% |
| Shelby, NC (FHA|USDA|VA) | 102 | $20,430,000 | $200,294 | $5,989 | 5.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 69 | $19,455,000 | $281,957 | $7,916 | 4.91% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 68 | $17,510,000 | $257,500 | $8,458 | 5.09% |
| Calhoun, GA (FHA|USDA|VA) | 84 | $17,450,000 | $207,738 | $5,767 | 5.19% |
| LaGrange, GA-AL (FHA|USDA|VA) | 79 | $14,295,000 | $180,949 | $6,272 | 5.11% |
| DALTON, GA (FHA|USDA|VA) | 79 | $14,085,000 | $178,291 | $4,938 | 4.96% |
| Cullowhee, NC (FHA|USDA|VA) | 55 | $13,945,000 | $253,545 | $5,750 | 5.15% |
| Toccoa, GA (FHA|USDA|VA) | 71 | $13,685,000 | $192,746 | $5,235 | 4.99% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 41 | $12,715,000 | $310,122 | $4,585 | 4.74% |
| Tifton, GA (FHA|USDA|VA) | 62 | $12,220,000 | $197,097 | $4,567 | 4.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 63 | $11,635,000 | $184,683 | $4,363 | 5.18% |
| Seneca, SC (FHA|USDA|VA) | 55 | $11,005,000 | $200,091 | $6,152 | 4.96% |
| OCALA, FL (FHA|USDA|VA) | 43 | $10,715,000 | $249,186 | $8,050 | 5.27% |
| Bainbridge, GA (FHA|USDA|VA) | 50 | $9,610,000 | $192,200 | $3,697 | 5.07% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 33 | $9,215,000 | $279,242 | $8,501 | 4.56% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 33 | $8,785,000 | $266,212 | $8,125 | 4.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 33 | $8,445,000 | $255,909 | $4,624 | 5.03% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 32 | $8,400,000 | $262,500 | $4,122 | 4.67% |
| VALDOSTA, GA (FHA|USDA|VA) | 45 | $7,985,000 | $177,444 | $6,277 | 4.43% |
| ASHEVILLE, NC (FHA|USDA|VA) | 32 | $7,680,000 | $240,000 | $4,513 | 4.69% |
| Sheridan, WY (FHA|USDA|VA) | 22 | $7,170,000 | $325,909 | $7,729 | 4.65% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $6,895,000 | $328,333 | $7,804 | 5.09% |
| Forest City, NC (FHA|USDA|VA) | 39 | $6,865,000 | $176,026 | $4,818 | 5.36% |
| Laramie, WY (FHA|USDA|VA) | 24 | $6,800,000 | $283,333 | $4,156 | 4.82% |
| Statesboro, GA (FHA|USDA|VA) | 37 | $6,735,000 | $182,027 | $6,233 | 4.60% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 20 | $5,650,000 | $282,500 | $8,864 | 5.23% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 19 | $5,525,000 | $290,789 | $6,266 | 5.43% |
| Greenwood, SC (FHA|USDA|VA) | 29 | $5,285,000 | $182,241 | $5,755 | 5.01% |
| CHEYENNE, WY (FHA|USDA|VA) | 14 | $5,120,000 | $365,714 | $5,962 | 4.21% |
| SPARTANBURG, SC (FHA|USDA|VA) | 22 | $4,870,000 | $221,364 | $7,197 | 4.52% |
| Fitzgerald, GA (FHA|USDA|VA) | 33 | $4,675,000 | $141,667 | $3,582 | 4.95% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $4,510,000 | $451,000 | $7,124 | 5.09% |
| St. Marys, GA (FHA|USDA|VA) | 15 | $4,195,000 | $279,667 | $6,817 | 5.36% |
| HINESVILLE, GA (FHA|USDA|VA) | 19 | $3,985,000 | $209,737 | $7,130 | 4.59% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $3,970,000 | $283,571 | $8,562 | 4.97% |
| Farmington, MO (FHA|USDA|VA) | 22 | $3,930,000 | $178,636 | $4,900 | 5.11% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $3,905,000 | $300,385 | $6,262 | 5.02% |
| MOBILE, AL (FHA|USDA|VA) | 15 | $3,775,000 | $251,667 | $7,582 | 4.56% |
| GREAT FALLS, MT (FHA|USDA|VA) | 17 | $3,765,000 | $221,471 | $5,892 | 5.18% |
| Thomaston, GA (FHA|USDA|VA) | 18 | $3,700,000 | $205,556 | $5,207 | 5.30% |
| Summerville, GA (FHA|USDA|VA) | 19 | $3,485,000 | $183,421 | $5,282 | 4.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $3,440,000 | $286,667 | $6,475 | 5.01% |
| ALBANY, GA (FHA|USDA|VA) | 22 | $3,410,000 | $155,000 | $4,795 | 4.20% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $3,350,000 | $279,167 | $9,200 | 6.19% |
| PANAMA CITY, FL (FHA|USDA|VA) | 14 | $3,320,000 | $237,143 | $5,228 | 4.82% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 16 | $3,100,000 | $193,750 | $6,670 | 5.22% |
| Dickinson, ND (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $5,961 | 5.66% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $6,365 | 5.22% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $4,722 | 5.42% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $6,094 | 5.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $4,056 | 6.22% |
| COLUMBIA, SC (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $5,157 | 5.28% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $10,985 | 5.42% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $7,458 | 5.08% |
| Waycross, GA (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $5,483 | 5.44% |
| GADSDEN, AL (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $5,501 | 5.32% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $14,853 | 4.73% |
| Palatka, FL (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $5,973 | 4.85% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $7,441 | 5.13% |
| Milledgeville, GA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $5,849 | 4.59% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $1,745,000 | $581,667 | $14,608 | 5.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $11,010 | 5.13% |
| Enterprise, AL (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $12,388 | 5.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $6,589 | 5.58% |
| Moultrie, GA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $6,298 | 5.09% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 12 | $1,530,000 | $127,500 | $4,540 | 4.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $6,582 | 5.52% |
| Jesup, GA (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $4,848 | 5.02% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $4,137 | 5.30% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $4,148 | 5.11% |
| Fort Payne, AL (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $5,212 | 4.77% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $3,762 | 4.33% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $9,829 | 4.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,492 | 4.65% |
| Spearfish, SD (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $8,672 | 5.30% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $3,203 | 4.94% |
| Marion, NC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $2,653 | 5.03% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $6,008 | 4.21% |
| Brevard, NC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,636 | 4.66% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $2,631 | 6.53% |
| Thomasville, GA (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,445 | 4.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $9,550 | 6.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,768 | 3.94% |
| Pierre, SD (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $10,920 | 6.17% |
| Douglas, GA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,414 | 5.52% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,960 | 5.59% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,595 | 5.50% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $12,015 | 5.13% |
| Ozark, AL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,524 | 5.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,244 | 4.53% |
| Dublin, GA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $4,345 | 3.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $9,840 | 6.53% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $8,370 | 5.22% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,575 | 5.44% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $8,005 | 5.06% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,959 | 5.56% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $10,038 | 5.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,127 | 6.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,505 | 5.33% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,852 | 4.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,180 | 5.29% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,203 | 5.72% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,562 | 5.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $13,037 | 4.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,403 | 4.25% |
| Columbus, MS (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,266 | 5.46% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,383 | 4.38% |
| Boone, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,414 | 5.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,519 | 7.56% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,427 | 6.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,517 | 5.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,523 | 6.69% |
| Riverton, WY (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,021 | 5.69% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,023 | 5.53% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,622 | 6.81% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,115 | 5.19% |
| Cordele, GA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,544 | 5.69% |
| Glasgow, KY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,575 | 4.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,512 | 5.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $6,442 | 6.90% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,196 | 4.56% |
| Somerset, KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,555 | 3.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,606 | 5.29% |
| Newberry, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,725 | 5.19% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,843 | 5.71% |
| Selma, AL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $2,428 | 5.05% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,056 | 3.42% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,602 | 5.38% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,430 | 4.13% |
| Gillette, WY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,456 | 4.69% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,844 | 3.13% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,604 | 5.56% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,013 | 5.50% |
| Yankton, SD (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,273 | 4.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,394 | 3.69% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,449 | 4.25% |
| Athens, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,581 | 4.94% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,752 | 5.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,707 | 5.08% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,462 | 5.38% |
| TULSA, OK (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,737 | 5.88% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $14,003 | 6.31% |
| Helena, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,724 | 5.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,183 | 5.94% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,483 | 5.19% |
| Williston, ND (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,165 | 4.00% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,821 | 5.69% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,804 | 7.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,883 | 6.63% |
| Americus, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,665 | 5.81% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,708 | 3.38% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,996 | 4.69% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,751 | 5.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,424 | 7.19% |
| Albertville, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,251 | 3.75% |
| Mason City, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,311 | 3.63% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,008 | 7.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,134 | 3.50% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,789 | 6.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,434 | 4.38% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,307 | 6.75% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,551 | 3.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,330 | 5.25% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,210 | 6.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,276 | 5.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,721 | 3.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,802 | 4.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,787 | 5.63% |
| Duncan, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,137 | 5.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,159 | 6.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,284 | 5.75% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,065 | 5.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,863 | 5.88% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,423 | 4.25% |
| Minden, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,108 | 7.25% |
| Troy, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,818 | 5.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,023 | 5.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,315 | 5.38% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,201 | 3.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,069 | 6.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,700 | 5.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,378 | 5.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,521 | 3.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,452 | 3.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,634 | 4.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,206 | 2.88% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,101 | 4.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,910 | 4.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,880 | 5.75% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,962 | 5.13% |
| Danville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,621 | 4.00% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,384 | 5.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,974 | 5.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,128 | 4.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,434 | 6.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,336 | 4.50% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,188 | 4.50% |
| Indianola, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,402 | 4.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,451 | 5.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,223 | 4.13% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,313 | 5.50% |
| North Platte, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,206 | 7.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,597 | 4.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,859 | 5.38% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,227 | 5.00% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,994 | 5.75% |
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Product Mix
For 2022, Homestar Financial Corporation's most frequently originated type of loan was Conventional, with 5,209 originations. Their 2nd most popular type was FHA, with 3,121 originations.
Loan Reason
For 2022, Homestar Financial Corporation's most frequently cited loan purpose was Home Purchase, with 8,500 originations. The 2nd most popular reason was Cash Out Refi, with 885 originations.
Loan Duration/Length
For 2022, Homestar Financial Corporation's most frequently cited loan duration was 30 Year, with 9,320 originations. The 2nd most popular length was 15 Year, with 191 originations.
Origination Fees/Closing Costs
Homestar Financial Corporation's average total fees were $6,881, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,520 originations.
Interest Rates
During 2022, Homestar Financial Corporation's average interest rate for loans was 5.00%, while their most frequently originated rate bucket for loans was 5-6%, with 3,303 originations.
Loan Sizing
2022 saw Homestar Financial Corporation place emphasis on $200k-400k loans with 5,400 originations, totaling $1,533,200,000 in origination value.
Applicant Income
Homestar Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,020 originations. The second most popular income band? $75k-100k, with 2,004 originations.
Applicant Debt to Income Ratio
Homestar Financial Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,376 originations. The next most common DTI ratio? 50-60%, with 1,259 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.22%
Homestar Financial Corporation has an average approval rate.
Pick Rate
Approvals leading to origination76.96%
Homestar Financial Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,644 | $2,525,440,000 | $261,866 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,644 | $2,525,440,000 | $261,866 |