Network Capital Funding Corporation Mortgage Rates, Fees & Info

Carson City, NV

LEI: 549300GQDT484LGI9C04

Tax ID: 47-0873092

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Network Capital Funding Corporation is a small mortgage company specializing in Refi and Cash Out Refi loans. Network Capital Funding Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Los Angeles, San Francisco, Riverside, and Sacramento among others. We have data for 198 markets. (Some data included below & more in-depth data is available with an active subscription.)

Network Capital Funding Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Network Capital Funding Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.88% 12/16/24
30 Year Conventional Refi 6.57% 12/16/24
30 Year Cash-out Refi 6.99% 12/16/24
30 Year FHA Purchase 7.22% 12/16/24
30 Year FHA Refi 7.06% 12/16/24
30 Year VA Purchase 6.09% 12/16/24
30 Year VA Refi 5.78% 12/16/24
15 Year Conventional Purchase 6.09% 12/16/24
15 Year Conventional Refi 6.08% 12/16/24
15 Year Cash-out Refi 6.08% 12/16/24
15 Year FHA Purchase 5.68% 12/16/24
15 Year FHA Refi 7.05% 12/16/24
15 Year VA Purchase 5.68% 12/16/24
15 Year VA Refi 5.88% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Network Capital Funding Corporation Mortgage Calculator






Your Estimates

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This is not an official calculator from Network Capital Funding Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,152

Origination Dollar Volume (All Markets)

$1,003,060,000
Show all (41) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 587 $202,195,000 $344,455 $5,190 3.92%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 306 $123,190,000 $402,582 $6,642 3.95%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 155 $68,855,000 $444,226 $7,119 4.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 198 $59,610,000 $301,061 $5,179 3.95%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 149 $46,365,000 $311,174 $5,280 4.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 104 $43,980,000 $422,885 $6,077 3.86%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 92 $30,660,000 $333,261 $4,982 4.09%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 98 $30,560,000 $311,837 $7,093 4.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 105 $28,155,000 $268,143 $4,643 4.08%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 42 $19,970,000 $475,476 $6,096 4.08%
Outside of Metro Areas 66 $17,940,000 $271,818 $5,436 3.80%
VALLEJO, CA (FHA|USDA|VA) 44 $16,360,000 $371,818 $5,622 4.04%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 51 $15,695,000 $307,745 $5,365 3.95%
STOCKTON, CA (FHA|USDA|VA) 49 $13,055,000 $266,429 $5,104 3.90%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 43 $11,145,000 $259,186 $3,685 3.76%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 29 $9,995,000 $344,655 $6,661 3.87%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 41 $9,775,000 $238,415 $5,180 3.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $9,590,000 $282,059 $5,916 3.88%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 22 $9,050,000 $411,364 $9,057 3.91%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 33 $8,605,000 $260,758 $6,600 3.87%
RICHMOND, VA (FHA|USDA|VA) 35 $8,325,000 $237,857 $3,601 4.04%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 20 $7,130,000 $356,500 $6,440 3.74%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 28 $7,110,000 $253,929 $5,191 3.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 23 $6,845,000 $297,609 $5,396 3.88%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 30 $6,820,000 $227,333 $4,160 4.05%
FRESNO, CA (FHA|USDA|VA) 27 $5,895,000 $218,333 $5,018 3.94%
WINCHESTER, VA-WV (FHA|USDA|VA) 18 $5,320,000 $295,556 $4,317 3.94%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $5,230,000 $326,875 $5,345 3.73%
MODESTO, CA (FHA|USDA|VA) 22 $5,230,000 $237,727 $4,506 3.81%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 22 $5,090,000 $231,364 $6,317 4.43%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 12 $4,500,000 $375,000 $4,384 3.79%
TUCSON, AZ (FHA|USDA|VA) 22 $4,350,000 $197,727 $3,407 3.99%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $4,205,000 $247,353 $5,565 3.75%
VISALIA, CA (FHA|USDA|VA) 16 $4,110,000 $256,875 $3,882 3.95%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $4,060,000 $253,750 $3,530 3.66%
NAPA, CA (FHA|USDA|VA) 10 $3,900,000 $390,000 $5,987 3.88%
BAKERSFIELD, CA (FHA|USDA|VA) 18 $3,700,000 $205,556 $5,017 3.85%
JACKSONVILLE, FL (FHA|USDA|VA) 17 $3,595,000 $211,471 $4,483 3.70%
SALINAS, CA (FHA|USDA|VA) 9 $3,565,000 $396,111 $8,107 3.85%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $3,385,000 $225,667 $4,173 4.47%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,370,000 $337,000 $4,294 3.74%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 21 $3,305,000 $157,381 $3,964 3.86%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $3,135,000 $241,154 $4,301 3.80%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $3,005,000 $231,154 $3,141 3.59%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $2,910,000 $363,750 $4,989 3.92%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $2,880,000 $288,000 $3,811 4.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 11 $2,775,000 $252,273 $5,050 3.65%
SALEM, OR (FHA|USDA|VA) 11 $2,665,000 $242,273 $5,586 3.93%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $2,535,000 $362,143 $7,328 3.80%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $2,510,000 $313,750 $3,101 3.61%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,510,000 $313,750 $4,138 4.25%
YUBA CITY, CA (FHA|USDA|VA) 11 $2,465,000 $224,091 $4,197 3.85%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,225,000 $445,000 $4,971 4.15%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,175,000 $197,727 $4,896 4.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,275 3.70%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $2,045,000 $185,909 $5,007 4.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $1,900,000 $237,500 $2,648 4.08%
Sonora, CA (FHA|USDA|VA) 6 $1,800,000 $300,000 $5,858 3.81%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,765,000 $588,333 $15,022 4.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,932 4.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,680,000 $280,000 $4,099 3.46%
Centralia, WA (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,650 4.04%
MEDFORD, OR (FHA|USDA|VA) 6 $1,580,000 $263,333 $6,986 4.13%
MERCED, CA (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,606 3.78%
GREELEY, CO (FHA|USDA|VA) 4 $1,480,000 $370,000 $3,872 3.47%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,435,000 $287,000 $3,787 4.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,878 4.30%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,122 3.71%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,385,000 $277,000 $4,840 3.88%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,428 3.67%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,872 4.38%
CHICO, CA (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,603 4.43%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,255,000 $251,000 $3,947 3.58%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,680 3.95%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,547 3.65%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,715 4.19%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,190,000 $297,500 $5,287 3.91%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,185,000 $395,000 $5,883 3.46%
Shelton, WA (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,027 3.69%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $2,599 3.97%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,559 3.78%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,016 4.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $965,000 $193,000 $1,945 3.60%
REDDING, CA (FHA|USDA|VA) 4 $960,000 $240,000 $6,193 4.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $925,000 $308,333 $5,616 4.71%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $915,000 $305,000 $2,091 3.29%
Nogales, AZ (FHA|USDA|VA) 1 $885,000 $885,000 $11,457 4.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $880,000 $440,000 $4,227 3.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $875,000 $291,667 $6,758 4.00%
Glenwood Springs, CO (FHA|USDA|VA) 2 $850,000 $425,000 $2,264 3.81%
EL PASO, TX (FHA|USDA|VA) 3 $845,000 $281,667 $5,647 3.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $815,000 $271,667 $3,595 4.33%
YAKIMA, WA (FHA|USDA|VA) 4 $810,000 $202,500 $3,910 4.25%
SANTA FE, NM (FHA|USDA|VA) 2 $810,000 $405,000 $8,078 3.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $765,000 $255,000 $2,364 4.04%
MADERA, CA (FHA|USDA|VA) 4 $760,000 $190,000 $4,394 4.31%
OCALA, FL (FHA|USDA|VA) 5 $745,000 $149,000 $5,517 4.15%
Roseburg, OR (FHA|USDA|VA) 3 $735,000 $245,000 $10,977 4.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $725,000 $241,667 $5,361 3.88%
THE VILLAGES, FL (FHA|USDA|VA) 3 $715,000 $238,333 $5,833 3.79%
Port Angeles, WA (FHA|USDA|VA) 4 $700,000 $175,000 $3,211 4.34%
ROANOKE, VA (FHA|USDA|VA) 4 $690,000 $172,500 $4,697 3.59%
BEND, OR (FHA|USDA|VA) 3 $685,000 $228,333 $5,554 4.04%
Red Bluff, CA (FHA|USDA|VA) 3 $685,000 $228,333 $6,796 3.50%
EL CENTRO, CA (FHA|USDA|VA) 4 $680,000 $170,000 $4,459 4.56%
LAS CRUCES, NM (FHA|USDA|VA) 2 $680,000 $340,000 $8,432 3.75%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $660,000 $330,000 $5,403 3.31%
LAFAYETTE, LA (FHA|USDA|VA) 2 $650,000 $325,000 $3,633 3.25%
WILMINGTON, NC (FHA|USDA|VA) 3 $625,000 $208,333 $2,607 3.79%
Prineville, OR (FHA|USDA|VA) 1 $615,000 $615,000 $2,402 3.75%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $600,000 $300,000 $2,887 3.44%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $595,000 $198,333 $4,080 3.25%
Hood River, OR (FHA|USDA|VA) 1 $595,000 $595,000 $17,722 6.50%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $575,000 $191,667 $6,514 4.46%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $575,000 $191,667 $5,392 4.54%
FORT WAYNE, IN (FHA|USDA|VA) 3 $535,000 $178,333 $3,697 3.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $530,000 $265,000 $1,745 3.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $525,000 $175,000 $2,859 3.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $515,000 $171,667 $5,106 3.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $490,000 $245,000 $4,518 4.50%
Portsmouth, OH (FHA|USDA|VA) 2 $480,000 $240,000 $3,578 4.19%
BATON ROUGE, LA (FHA|USDA|VA) 2 $470,000 $235,000 $8,071 3.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $465,000 $465,000 $6,362 4.00%
Aberdeen, WA (FHA|USDA|VA) 2 $460,000 $230,000 $9,475 3.38%
AMARILLO, TX (FHA|USDA|VA) 1 $455,000 $455,000 $10,558 3.88%
BELLINGHAM, WA (FHA|USDA|VA) 2 $440,000 $220,000 $2,597 4.44%
ABILENE, TX (FHA|USDA|VA) 2 $430,000 $215,000 $7,335 3.06%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $425,000 $141,667 $2,315 4.17%
Clearlake, CA (FHA|USDA|VA) 1 $415,000 $415,000 $3,302 3.38%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $415,000 $415,000 $3,377 4.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $405,000 $135,000 $2,938 4.29%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $400,000 $200,000 $4,086 4.25%
Athens, TN (FHA|USDA|VA) 1 $375,000 $375,000 $11,570 2.63%
Coos Bay, OR (FHA|USDA|VA) 2 $360,000 $180,000 $3,683 4.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $350,000 $175,000 $3,700 3.56%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,823 4.00%
WACO, TX (FHA|USDA|VA) 1 $335,000 $335,000 $3,598 3.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $335,000 $335,000 $6,686 3.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $315,000 $315,000 $4,733 3.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $315,000 $315,000 $1,280 3.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $315,000 $315,000 $8,918 3.38%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $305,000 $305,000 $1,288 3.63%
Ontario, OR-ID (FHA|USDA|VA) 2 $300,000 $150,000 $3,591 4.19%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $295,000 $295,000 $8,288 4.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $285,000 $285,000 $2,930 3.88%
KNOXVILLE, TN (FHA|USDA|VA) 2 $280,000 $140,000 $4,074 3.69%
Klamath Falls, OR (FHA|USDA|VA) 1 $275,000 $275,000 $6,101 3.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,275 4.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,079 4.25%
Sevierville, TN (FHA|USDA|VA) 2 $270,000 $135,000 $1,034 5.19%
PUEBLO, CO (FHA|USDA|VA) 1 $265,000 $265,000 $8,346 4.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $255,000 $255,000 $13,014 3.25%
STAUNTON, VA (FHA|USDA|VA) 1 $255,000 $255,000 $8,245 3.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,019 4.00%
Fort Polk South, LA (FHA|USDA|VA) 1 $245,000 $245,000 $2,488 3.75%
LYNCHBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $1,000 4.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $235,000 $235,000 $2,093 3.50%
DOTHAN, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,264 3.50%
Granbury, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,944 4.13%
BURLINGTON, NC (FHA|USDA|VA) 2 $230,000 $115,000 $3,594 4.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $225,000 $225,000 $5,655 3.75%
DECATUR, AL (FHA|USDA|VA) 1 $225,000 $225,000 $3,065 3.50%
GREENVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $4,474 2.75%
Brevard, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,597 3.75%
Crossville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $6,751 4.38%
MIDLAND, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,443 3.75%
Cambridge, MD (FHA|USDA|VA) 1 $215,000 $215,000 $2,073 3.88%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,314 4.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,153 3.38%
Bedford, IN (FHA|USDA|VA) 1 $205,000 $205,000 $4,493 3.75%
Wilson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,191 3.75%
GAINESVILLE, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,391 4.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,065 3.50%
COLUMBUS, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,248 4.38%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,205 3.63%
DOVER, DE (FHA|USDA|VA) 1 $185,000 $185,000 $1,665 3.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $175,000 $175,000 $6,510 4.75%
TYLER, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,447 3.75%
Washington, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,294 3.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $165,000 $165,000 $1,185 4.63%
Susanville, CA (FHA|USDA|VA) 1 $165,000 $165,000 $3,444 3.75%
Enterprise, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,085 4.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $5,504 4.00%
Brainerd, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,486 3.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,768 4.50%
Sayre, PA (FHA|USDA|VA) 1 $145,000 $145,000 $6,276 3.88%
FORT COLLINS, CO (FHA|USDA|VA) 1 $145,000 $145,000 $4,631 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $135,000 $135,000 $5,460 3.88%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $1,023 3.38%
Ashtabula, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,922 4.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $135,000 $135,000 $7,226 3.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $1,688 3.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,221 4.13%
LOUISVILLE, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,725 7.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,833 2.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $95,000 $95,000 $945 3.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,417 3.63%
Alamogordo, NM (FHA|USDA|VA) 1 $45,000 $45,000 $3,317 5.00%
Network Capital Funding Corporation's top markets include Washington, Los Angeles, San Francisco, Riverside, and Sacramento among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,993 $633,585,000 $317,905 $5,155 4.14%
    VA 879 $292,265,000 $332,497 $4,886 3.54%
    FHA 280 $77,210,000 $275,750 $8,827 3.90%

    For 2019, Network Capital Funding Corporation's most frequently originated type of loan was Conventional, with 1,993 originations. Their 2nd most popular type was VA, with 879 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,846 $579,840,000 $314,106 $3,810 3.82%
    Cash Out Refi 1,235 $397,505,000 $321,866 $7,643 4.13%
    Home Purchase 71 $25,715,000 $362,183 $8,256 4.50%

    For 2019, Network Capital Funding Corporation's most frequently cited loan purpose was Refi, with 1,846 originations. The 2nd most popular reason was Cash Out Refi, with 1,235 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,692 $871,120,000 $323,596 $5,465 4.01%
    15 Year 302 $78,290,000 $259,238 $4,929 3.52%
    20 Year 78 $22,080,000 $283,077 $4,226 3.82%
    Other 36 $9,920,000 $275,556 $5,283 3.81%
    10 Year 29 $6,655,000 $229,483 $4,127 3.24%
    30+ year 15 $14,995,000 $999,667 $16,340 5.57%

    For 2019, Network Capital Funding Corporation's most frequently cited loan duration was 30 Year, with 2,692 originations. The 2nd most popular length was 15 Year, with 302 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 693 $279,255,000 $402,965
    $<1k 610 $187,510,000 $307,393
    $3k-4k 297 $74,955,000 $252,374
    $2k-3k 292 $71,390,000 $244,486
    $1k-2k 251 $64,885,000 $258,506
    $4k-5k 224 $62,920,000 $280,893

    Network Capital Funding Corporation's average total fees were $5,465, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 693 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,831 $577,905,000 $315,623
    4-5% 920 $284,340,000 $309,065
    2.5-3% 211 $67,875,000 $321,682
    5-6% 149 $53,935,000 $361,980
    6-7% 24 $11,460,000 $477,500
    7-8% 10 $5,530,000 $553,000
    Over 8% 4 $910,000 $227,500
    <2.5% 3 $1,105,000 $368,333

    During 2019, Network Capital Funding Corporation's average interest rate for loans was 4.01%, while their most frequently originated rate bucket for loans was 3-4%, with 1,831 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,660 $484,200,000 $291,687 $5,110 3.88%
    $400k-600k 693 $319,675,000 $461,291 $6,278 3.86%
    $100k-200k 640 $101,300,000 $158,281 $3,925 4.10%
    $600k-1MM 107 $77,235,000 $721,822 $12,659 4.44%
    $100,000 or less 41 $3,175,000 $77,439 $3,258 4.46%
    $1MM+ 11 $17,475,000 $1,588,636 $22,378 5.63%

    2019 saw Network Capital Funding Corporation place emphasis on $200k-400k loans with 1,660 originations, totaling $484,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 641 $236,255,000 $368,573 $6,185 4.03%
    $50k-75k 577 $148,865,000 $257,998 $5,907 4.02%
    $75k-100k 509 $159,775,000 $313,900 $5,952 3.99%
    $50k or less 396 $74,360,000 $187,778 $5,019 4.15%
    $150k-250k 343 $144,805,000 $422,172 $6,690 4.08%
    $250k+ 93 $44,105,000 $474,247 $8,000 4.37%

    Network Capital Funding Corporation lent most frequently to those with incomes in the $100k-150k range, with 641 originations. The second most popular income band? $50k-75k, with 577 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 376 $113,690,000 $302,367 $5,454 4.03%
    20-30% 341 $99,955,000 $293,123 $5,394 3.99%
    50-60% 214 $72,920,000 $340,748 $9,644 3.94%
    49% 181 $58,635,000 $323,950 $5,925 4.13%
    44% 177 $56,305,000 $318,107 $5,668 4.05%
    42% 117 $43,365,000 $370,641 $6,267 4.07%
    38% 113 $35,085,000 $310,487 $5,701 4.09%
    40% 112 $32,500,000 $290,179 $5,314 4.17%
    43% 108 $34,600,000 $320,370 $5,714 4.03%
    48% 102 $33,770,000 $331,078 $6,512 4.17%
    45% 97 $31,475,000 $324,485 $5,460 4.17%
    39% 93 $29,435,000 $316,505 $6,411 4.04%
    41% 91 $28,655,000 $314,890 $5,556 4.08%
    <20% 90 $26,360,000 $292,889 $4,449 3.98%
    36% 87 $27,655,000 $317,874 $5,382 4.08%
    46% 85 $28,675,000 $337,353 $7,049 4.04%
    37% 81 $23,505,000 $290,185 $5,568 4.11%
    47% 76 $24,900,000 $327,632 $5,744 4.23%
    >60% 12 $4,400,000 $366,667 $10,703 3.73%

    Network Capital Funding Corporation lent most frequently to those with DTI ratios of 30-36%, with 376 originations. The next most common DTI ratio? 20-30%, with 341 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,592 $823,030,000 $317,527 $5,400 3.95%
    Black 318 $97,500,000 $306,604 $5,320 4.03%
    Asian 190 $67,260,000 $354,000 $5,747 3.89%
    American Indian 27 $7,525,000 $278,704 $5,039 3.93%
    Native Hawaiian or Islander 15 $4,155,000 $277,000 $6,365 3.82%
    Not provided 10 $3,590,000 $359,000 $2,939 3.90%

    Approval Rates

    Total approvals of all applications
    70.87%

    Network Capital Funding Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    -426.59%

    Network Capital Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,152 $1,003,060,000 $318,230

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 5 $985,000 $197,000
    Single Family (1-4 Units):Site-Built 3,147 $1,002,075,000 $318,422

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 164 $38,660,000 $235,732 $4,239 3.97%
    40-60% 544 $169,620,000 $311,801 $5,211 3.87%
    60-80% 1,321 $422,805,000 $320,064 $5,320 4.07%
    80-100% 1,098 $366,210,000 $333,525 $5,723 3.86%
    Over 100% 5 $1,985,000 $397,000 $20,725 4.40%
    Under 20% 20 $3,780,000 $189,000 $4,763 3.95%