Network Capital Funding Corporation Mortgage Rates, Fees & Info

Carson City, NV

LEI: 549300GQDT484LGI9C04

Tax ID: 47-0873092

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Mortgage Data

Review & Overview

Network Capital Funding Corporation is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Network Capital Funding Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Washington, Riverside, San Francisco, and Phoenix among others. We have data for 285 markets. (Some data included below & more in-depth data is available with an active subscription.)

Network Capital Funding Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Network Capital Funding Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.88% 12/16/24
30 Year Conventional Refi 6.57% 12/16/24
30 Year Cash-out Refi 6.99% 12/16/24
30 Year FHA Purchase 7.22% 12/16/24
30 Year FHA Refi 7.06% 12/16/24
30 Year VA Purchase 6.09% 12/16/24
30 Year VA Refi 5.78% 12/16/24
15 Year Conventional Purchase 6.09% 12/16/24
15 Year Conventional Refi 6.08% 12/16/24
15 Year Cash-out Refi 6.08% 12/16/24
15 Year FHA Purchase 5.68% 12/16/24
15 Year FHA Refi 7.05% 12/16/24
15 Year VA Purchase 5.68% 12/16/24
15 Year VA Refi 5.88% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Network Capital Funding Corporation Mortgage Calculator






Your Estimates

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This is not an official calculator from Network Capital Funding Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,324

Origination Dollar Volume (All Markets)

$4,103,620,000
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Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,072 $773,320,000 $373,224 $4,332 2.86%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,191 $725,355,000 $331,061 $3,840 2.86%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,043 $315,675,000 $302,661 $3,931 2.96%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 788 $308,010,000 $390,876 $4,252 2.83%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 622 $160,200,000 $257,556 $3,862 3.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 365 $135,025,000 $369,932 $4,673 2.84%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 376 $113,550,000 $301,995 $3,439 2.90%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 335 $98,925,000 $295,299 $5,733 2.92%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 344 $96,080,000 $279,302 $4,998 3.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 224 $90,360,000 $403,393 $4,571 2.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 263 $85,555,000 $325,304 $3,905 2.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 179 $64,155,000 $358,408 $4,355 2.82%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 238 $62,370,000 $262,059 $4,004 2.88%
Outside of Metro Areas 205 $48,155,000 $234,902 $3,798 3.02%
VALLEJO, CA (FHA|USDA|VA) 146 $47,460,000 $325,068 $3,798 2.97%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 158 $46,220,000 $292,532 $3,712 2.93%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 145 $41,695,000 $287,552 $4,437 2.91%
STOCKTON, CA (FHA|USDA|VA) 131 $40,335,000 $307,901 $3,849 2.92%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 161 $34,895,000 $216,739 $3,690 2.95%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 89 $32,325,000 $363,202 $4,252 2.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 133 $31,905,000 $239,887 $4,991 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 119 $28,385,000 $238,529 $3,752 2.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 112 $26,860,000 $239,821 $5,230 3.05%
RICHMOND, VA (FHA|USDA|VA) 108 $24,530,000 $227,130 $3,738 3.10%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 96 $23,500,000 $244,792 $5,016 3.02%
FRESNO, CA (FHA|USDA|VA) 110 $22,910,000 $208,273 $4,146 3.02%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 105 $22,815,000 $217,286 $4,541 3.10%
BAKERSFIELD, CA (FHA|USDA|VA) 105 $21,475,000 $204,524 $4,132 3.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 97 $20,515,000 $211,495 $4,844 3.00%
MODESTO, CA (FHA|USDA|VA) 74 $18,760,000 $253,514 $3,782 3.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 45 $17,175,000 $381,667 $5,352 2.84%
SALINAS, CA (FHA|USDA|VA) 48 $16,690,000 $347,708 $4,134 2.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 61 $15,045,000 $246,639 $4,677 3.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 53 $13,955,000 $263,302 $4,822 2.97%
TUCSON, AZ (FHA|USDA|VA) 66 $13,650,000 $206,818 $4,316 3.05%
JACKSONVILLE, FL (FHA|USDA|VA) 57 $13,065,000 $229,211 $5,149 2.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 32 $12,830,000 $400,938 $3,600 2.86%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 33 $12,055,000 $365,303 $3,880 2.86%
COLORADO SPRINGS, CO (FHA|USDA|VA) 45 $11,465,000 $254,778 $3,657 3.03%
NAPA, CA (FHA|USDA|VA) 29 $11,255,000 $388,103 $4,286 2.84%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $11,105,000 $270,854 $5,570 2.95%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 44 $10,520,000 $239,091 $4,083 2.99%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 35 $10,375,000 $296,429 $4,103 3.07%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 36 $10,170,000 $282,500 $3,491 2.91%
VISALIA, CA (FHA|USDA|VA) 49 $9,725,000 $198,469 $4,038 3.09%
YUBA CITY, CA (FHA|USDA|VA) 37 $9,475,000 $256,081 $3,621 3.03%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 29 $8,785,000 $302,931 $4,646 2.90%
WINCHESTER, VA-WV (FHA|USDA|VA) 34 $8,700,000 $255,882 $4,290 2.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 37 $8,355,000 $225,811 $3,920 3.00%
SALEM, OR (FHA|USDA|VA) 31 $8,075,000 $260,484 $4,697 3.07%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 39 $7,815,000 $200,385 $4,376 3.06%
MERCED, CA (FHA|USDA|VA) 33 $7,525,000 $228,030 $4,903 3.12%
FORT COLLINS, CO (FHA|USDA|VA) 26 $7,240,000 $278,462 $2,519 2.96%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 25 $7,085,000 $283,400 $4,064 2.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 27 $6,805,000 $252,037 $3,990 2.86%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 22 $6,550,000 $297,727 $5,383 3.11%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 19 $6,445,000 $339,211 $2,953 2.78%
Truckee-Grass Valley, CA (FHA|USDA|VA) 22 $6,220,000 $282,727 $4,059 2.78%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $5,970,000 $229,615 $4,203 2.95%
CHICO, CA (FHA|USDA|VA) 25 $5,885,000 $235,400 $3,717 3.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 29 $5,845,000 $201,552 $5,027 3.04%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 30 $5,550,000 $185,000 $4,607 3.07%
PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $5,310,000 $221,250 $5,150 2.83%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 22 $5,120,000 $232,727 $3,942 2.85%
GREELEY, CO (FHA|USDA|VA) 18 $4,650,000 $258,333 $3,447 3.22%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $4,515,000 $237,632 $3,946 2.96%
BOULDER, CO (FHA|USDA|VA) 14 $4,410,000 $315,000 $3,244 2.85%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 18 $4,360,000 $242,222 $3,645 2.85%
LYNCHBURG, VA (FHA|USDA|VA) 19 $4,335,000 $228,158 $3,572 3.20%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 19 $4,185,000 $220,263 $2,987 3.12%
PUNTA GORDA, FL (FHA|USDA|VA) 17 $4,175,000 $245,588 $4,986 3.07%
BELLINGHAM, WA (FHA|USDA|VA) 14 $4,130,000 $295,000 $3,068 2.93%
Sonora, CA (FHA|USDA|VA) 17 $3,845,000 $226,176 $2,776 2.98%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 19 $3,805,000 $200,263 $4,346 3.20%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 15 $3,775,000 $251,667 $4,115 2.77%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $3,670,000 $203,889 $3,176 2.90%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,650,000 $228,125 $4,637 2.90%
OCEAN CITY, NJ (FHA|USDA|VA) 12 $3,640,000 $303,333 $4,945 2.94%
MADERA, CA (FHA|USDA|VA) 12 $3,550,000 $295,833 $4,184 2.91%
LONGVIEW, WA (FHA|USDA|VA) 12 $3,430,000 $285,833 $17,538 3.05%
Glenwood Springs, CO (FHA|USDA|VA) 9 $3,215,000 $357,222 $2,577 2.90%
Oak Harbor, WA (FHA|USDA|VA) 9 $3,105,000 $345,000 $5,598 3.00%
EL CENTRO, CA (FHA|USDA|VA) 17 $3,095,000 $182,059 $4,822 3.13%
ROANOKE, VA (FHA|USDA|VA) 16 $3,030,000 $189,375 $4,191 2.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 12 $3,010,000 $250,833 $5,716 3.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 13 $2,965,000 $228,077 $5,702 3.15%
MEDFORD, OR (FHA|USDA|VA) 13 $2,915,000 $224,231 $5,561 3.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $2,840,000 $284,000 $3,764 2.93%
PUEBLO, CO (FHA|USDA|VA) 14 $2,840,000 $202,857 $4,034 3.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $2,740,000 $195,714 $4,103 3.12%
BEND, OR (FHA|USDA|VA) 9 $2,705,000 $300,556 $4,179 2.76%
PITTSBURGH, PA (FHA|USDA|VA) 12 $2,670,000 $222,500 $4,966 2.93%
REDDING, CA (FHA|USDA|VA) 12 $2,450,000 $204,167 $3,698 2.98%
Key West, FL (FHA|USDA|VA) 7 $2,405,000 $343,571 $7,022 3.16%
Clearlake, CA (FHA|USDA|VA) 11 $2,295,000 $208,636 $4,616 2.76%
OCALA, FL (FHA|USDA|VA) 14 $2,230,000 $159,286 $4,329 3.04%
Red Bluff, CA (FHA|USDA|VA) 14 $2,210,000 $157,857 $5,000 3.15%
Newport, OR (FHA|USDA|VA) 6 $2,120,000 $353,333 $5,447 2.65%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 9 $2,095,000 $232,778 $4,115 2.99%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,091 2.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,930,000 $241,250 $4,462 3.06%
Coos Bay, OR (FHA|USDA|VA) 9 $1,855,000 $206,111 $4,988 3.01%
KNOXVILLE, TN (FHA|USDA|VA) 8 $1,810,000 $226,250 $3,982 2.70%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $1,780,000 $296,667 $3,098 3.02%
Eureka-Arcata, CA (FHA|USDA|VA) 8 $1,690,000 $211,250 $5,109 2.91%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,223 3.25%
YUMA, AZ (FHA|USDA|VA) 10 $1,660,000 $166,000 $3,651 3.41%
YAKIMA, WA (FHA|USDA|VA) 8 $1,550,000 $193,750 $2,562 3.03%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,072 2.70%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,454 3.27%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $1,525,000 $217,857 $6,022 3.30%
Payson, AZ (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,016 2.92%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,515,000 $216,429 $2,441 3.14%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,895 2.79%
Port Angeles, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $1,569 3.03%
Roseburg, OR (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,800 2.44%
Montrose, CO (FHA|USDA|VA) 6 $1,350,000 $225,000 $2,380 2.88%
Aberdeen, WA (FHA|USDA|VA) 5 $1,335,000 $267,000 $6,935 3.00%
SANTA FE, NM (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,485 3.28%
COLUMBUS, OH (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,016 2.98%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,403 3.08%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,588 3.15%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,170,000 $292,500 $2,713 2.81%
Astoria, OR (FHA|USDA|VA) 3 $1,125,000 $375,000 $2,051 2.71%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $1,115,000 $159,286 $5,616 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,024 2.70%
Easton, MD (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,326 2.97%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,080,000 $180,000 $3,007 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,663 3.06%
Ukiah, CA (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,731 3.03%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,050,000 $175,000 $3,733 2.94%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,349 2.91%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,040,000 $260,000 $9,376 2.66%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,680 3.46%
MONTGOMERY, AL (FHA|USDA|VA) 4 $990,000 $247,500 $2,511 3.22%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $985,000 $197,000 $3,240 2.63%
MIDLAND, TX (FHA|USDA|VA) 4 $980,000 $245,000 $4,870 2.66%
Durango, CO (FHA|USDA|VA) 4 $980,000 $245,000 $6,295 3.22%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $965,000 $193,000 $4,343 2.83%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $965,000 $193,000 $6,125 3.03%
HARRISONBURG, VA (FHA|USDA|VA) 5 $925,000 $185,000 $3,816 3.03%
DOVER, DE (FHA|USDA|VA) 4 $910,000 $227,500 $6,174 2.84%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $885,000 $295,000 $2,591 2.67%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $880,000 $220,000 $7,663 3.34%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $870,000 $217,500 $2,614 3.09%
Shelton, WA (FHA|USDA|VA) 3 $865,000 $288,333 $6,222 2.96%
EL PASO, TX (FHA|USDA|VA) 6 $860,000 $143,333 $3,113 2.65%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $855,000 $171,000 $4,395 3.25%
GRANTS PASS, OR (FHA|USDA|VA) 4 $850,000 $212,500 $5,124 3.34%
GETTYSBURG, PA (FHA|USDA|VA) 4 $830,000 $207,500 $4,837 2.97%
READING, PA (FHA|USDA|VA) 3 $825,000 $275,000 $3,551 2.58%
LOUISVILLE, KY (FHA|USDA|VA) 2 $810,000 $405,000 $3,244 3.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $805,000 $268,333 $3,660 3.17%
CaƱon City, CO (FHA|USDA|VA) 3 $795,000 $265,000 $2,615 3.29%
GAINESVILLE, FL (FHA|USDA|VA) 5 $795,000 $159,000 $5,354 3.10%
STAUNTON, VA (FHA|USDA|VA) 5 $785,000 $157,000 $3,735 3.23%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $760,000 $380,000 $2,731 2.56%
WALLA WALLA, WA (FHA|USDA|VA) 3 $735,000 $245,000 $2,593 3.17%
WACO, TX (FHA|USDA|VA) 4 $710,000 $177,500 $2,681 2.72%
Centralia, WA (FHA|USDA|VA) 3 $705,000 $235,000 $82,753 3.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $705,000 $235,000 $3,349 2.92%
Athens, TN (FHA|USDA|VA) 3 $645,000 $215,000 $2,276 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $635,000 $211,667 $2,548 2.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $635,000 $211,667 $6,821 3.29%
Steamboat Springs, CO (FHA|USDA|VA) 2 $630,000 $315,000 $1,511 3.06%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $620,000 $155,000 $3,677 3.13%
ROCKFORD, IL (FHA|USDA|VA) 2 $620,000 $310,000 $2,315 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $615,000 $205,000 $7,727 3.33%
Cambridge, MD (FHA|USDA|VA) 3 $605,000 $201,667 $3,583 3.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $580,000 $290,000 $2,478 3.38%
SAGINAW, MI (FHA|USDA|VA) 1 $545,000 $545,000 $9,097 3.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $545,000 $545,000 $1,434 3.00%
KINGSTON, NY (FHA|USDA|VA) 2 $510,000 $255,000 $1,620 2.94%
CORVALLIS, OR (FHA|USDA|VA) 2 $500,000 $250,000 $2,356 2.81%
Granbury, TX (FHA|USDA|VA) 2 $500,000 $250,000 $2,558 2.94%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $495,000 $495,000 $3,105 2.25%
LANCASTER, PA (FHA|USDA|VA) 3 $485,000 $161,667 $5,405 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $485,000 $161,667 $2,798 3.17%
AKRON, OH (FHA|USDA|VA) 2 $480,000 $240,000 $1,471 3.06%
Prineville, OR (FHA|USDA|VA) 2 $470,000 $235,000 $3,721 2.69%
Ellensburg, WA (FHA|USDA|VA) 1 $465,000 $465,000 $1,786 3.00%
Show Low, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $4,992 3.00%
Lake City, FL (FHA|USDA|VA) 2 $440,000 $220,000 $7,680 3.75%
Klamath Falls, OR (FHA|USDA|VA) 3 $425,000 $141,667 $4,342 3.50%
La Grande, OR (FHA|USDA|VA) 3 $395,000 $131,667 $3,839 3.08%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $395,000 $131,667 $3,719 3.08%
TYLER, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,776 3.31%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $390,000 $195,000 $4,223 3.06%
LAREDO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $2,336 3.13%
Nogales, AZ (FHA|USDA|VA) 3 $385,000 $128,333 $3,177 2.46%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,816 2.94%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $375,000 $125,000 $2,987 3.38%
Brookings, OR (FHA|USDA|VA) 1 $365,000 $365,000 $2,074 2.88%
TOLEDO, OH (FHA|USDA|VA) 1 $365,000 $365,000 $4,109 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $350,000 $175,000 $1,814 3.06%
BATON ROUGE, LA (FHA|USDA|VA) 2 $350,000 $175,000 $1,664 3.06%
PANAMA CITY, FL (FHA|USDA|VA) 2 $350,000 $175,000 $5,214 3.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $350,000 $175,000 $4,102 3.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $350,000 $175,000 $2,296 2.31%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $320,000 $160,000 $1,538 3.44%
ST. CLOUD, MN (FHA|USDA|VA) 1 $315,000 $315,000 $2,803 2.25%
Moses Lake, WA (FHA|USDA|VA) 2 $310,000 $155,000 $4,093 3.94%
LONGVIEW, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,467 2.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $285,000 $285,000 $3,684 3.13%
Hudson, NY (FHA|USDA|VA) 1 $285,000 $285,000 $1,938 2.63%
FLINT, MI (FHA|USDA|VA) 2 $280,000 $140,000 $2,405 3.50%
Fairmont, MN (FHA|USDA|VA) 1 $275,000 $275,000 $1,230 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $275,000 $275,000 $4,055 3.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $7,636 2.25%
Rochelle, IL (FHA|USDA|VA) 2 $270,000 $135,000 $3,408 2.63%
Bluefield, WV-VA (FHA|USDA|VA) 2 $270,000 $135,000 $4,788 3.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $265,000 $265,000 $2,273 3.13%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $1,230 2.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $260,000 $130,000 $4,104 2.94%
Fredericksburg, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,844 2.88%
LAS CRUCES, NM (FHA|USDA|VA) 1 $255,000 $255,000 $1,426 2.50%
DOTHAN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,291 2.50%
ALTOONA, PA (FHA|USDA|VA) 1 $245,000 $245,000 $5,558 2.88%
Willmar, MN (FHA|USDA|VA) 1 $245,000 $245,000 $7,845 3.25%
Marshall, MN (FHA|USDA|VA) 1 $245,000 $245,000 $6,048 3.25%
New Castle, PA (FHA|USDA|VA) 2 $240,000 $120,000 $2,891 2.94%
Clewiston, FL (FHA|USDA|VA) 1 $235,000 $235,000 $5,899 2.88%
Palestine, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,947 3.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $230,000 $115,000 $5,484 3.13%
AMARILLO, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,678 2.63%
ROCHESTER, MN (FHA|USDA|VA) 1 $225,000 $225,000 $5,953 2.38%
ERIE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,495 4.00%
Madison, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,064 3.13%
Gainesville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,575 3.50%
Crossville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $1,050 2.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,055 2.75%
Marion, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,055 3.63%
Defiance, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,109 4.00%
Albertville, AL (FHA|USDA|VA) 1 $205,000 $205,000 $1,174 3.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,651 3.13%
Palatka, FL (FHA|USDA|VA) 2 $200,000 $100,000 $3,863 3.81%
VICTORIA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $1,324 2.88%
Pearsall, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,214 4.50%
Sturgis, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,086 2.88%
Auburn, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,341 2.88%
MONROE, LA (FHA|USDA|VA) 1 $185,000 $185,000 $4,537 3.63%
Holland, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,121 3.50%
Huntsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,039 2.88%
HAMMOND, LA (FHA|USDA|VA) 1 $175,000 $175,000 $2,967 3.25%
Meadville, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,860 2.38%
Pullman, WA (FHA|USDA|VA) 1 $175,000 $175,000 $4,833 3.38%
NILES, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,769 2.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,770 2.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,161 3.63%
Susanville, CA (FHA|USDA|VA) 1 $165,000 $165,000 $1,020 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $165,000 $165,000 $1,246 2.50%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,821 2.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,090 3.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,432 4.63%
Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,273 2.88%
MONROE, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,280 2.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,237 4.38%
Gallup, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,421 2.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,345 3.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,181 3.25%
IOWA CITY, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,352 2.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,157 3.38%
Alice, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,133 2.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,267 2.25%
Crescent City, CA (FHA|USDA|VA) 1 $125,000 $125,000 $4,025 3.38%
SYRACUSE, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,633 3.25%
Ottawa, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,635 2.50%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,598 3.75%
Corsicana, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,565 2.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,582 3.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $115,000 $115,000 $4,436 3.38%
Dixon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,410 3.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,054 3.38%
Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,879 4.13%
Silver City, NM (FHA|USDA|VA) 1 $105,000 $105,000 $1,666 2.88%
Ozark, AL (FHA|USDA|VA) 1 $105,000 $105,000 $1,165 3.50%
DuBois, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,482 2.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,492 2.88%
LEBANON, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,172 3.50%
Pottsville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,900 3.00%
Warren, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,548 2.88%
MOBILE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,714 3.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,737 3.63%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,267 3.25%
Danville, VA (FHA|USDA|VA) 1 $45,000 $45,000 $2,607 3.88%
Network Capital Funding Corporation's top markets include Los Angeles, Washington, Riverside, San Francisco, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 12,179 $3,720,275,000 $305,466 $4,075 2.95%
    VA 1,019 $348,575,000 $342,076 $4,816 2.52%
    FHA 126 $34,770,000 $275,952 $11,605 3.17%

    For 2021, Network Capital Funding Corporation's most frequently originated type of loan was Conventional, with 12,179 originations. Their 2nd most popular type was VA, with 1,019 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 7,738 $2,384,440,000 $308,147 $3,277 2.80%
    Cash Out Refi 5,386 $1,648,740,000 $306,116 $5,479 3.09%
    Home Purchase 200 $70,440,000 $352,200 $5,759 3.25%

    For 2021, Network Capital Funding Corporation's most frequently cited loan purpose was Refi, with 7,738 originations. The 2nd most popular reason was Cash Out Refi, with 5,386 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,534 $3,403,040,000 $323,053 $4,297 3.01%
    15 Year 1,947 $488,725,000 $251,014 $3,998 2.55%
    20 Year 426 $114,630,000 $269,085 $3,896 2.80%
    Other 223 $60,325,000 $270,516 $3,132 2.99%
    10 Year 194 $36,900,000 $190,206 $3,067 2.35%

    For 2021, Network Capital Funding Corporation's most frequently cited loan duration was 30 Year, with 10,534 originations. The 2nd most popular length was 15 Year, with 1,947 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,177 $2,031,875,000 $328,942
    $5k+ 2,482 $931,460,000 $375,286
    $3k-4k 1,322 $315,310,000 $238,510
    $2k-3k 1,281 $285,675,000 $223,009
    $1k-2k 1,039 $264,765,000 $254,827
    $4k-5k 992 $265,460,000 $267,601

    Network Capital Funding Corporation's average total fees were $4,297, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,177 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 5,956 $1,878,530,000 $315,401
    3-4% 4,139 $1,209,145,000 $292,135
    <2.5% 2,950 $944,990,000 $320,336
    4-5% 279 $70,955,000 $254,319

    During 2021, Network Capital Funding Corporation's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 2.5-3%, with 5,956 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,747 $1,952,625,000 $289,406 $4,098 2.91%
    $100k-200k 3,059 $471,395,000 $154,101 $3,534 3.00%
    $400k-600k 2,977 $1,418,395,000 $476,451 $4,542 2.83%
    $600k-1MM 336 $234,550,000 $698,065 $9,729 3.05%
    $100,000 or less 196 $16,100,000 $82,143 $2,970 3.34%
    $1MM+ 9 $10,555,000 $1,172,778 $19,133 2.94%

    2021 saw Network Capital Funding Corporation place emphasis on $200k-400k loans with 6,747 originations, totaling $1,952,625,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,263 $1,115,135,000 $341,751 $4,244 2.91%
    $50k-75k 2,623 $657,435,000 $250,642 $4,199 2.97%
    $75k-100k 2,518 $766,770,000 $304,515 $4,253 2.93%
    $150k-250k 2,186 $832,570,000 $380,865 $4,385 2.91%
    $50k or less 1,536 $280,540,000 $182,643 $4,286 3.05%
    $250k+ 624 $260,580,000 $417,596 $4,777 2.90%

    Network Capital Funding Corporation lent most frequently to those with incomes in the $100k-150k range, with 3,263 originations. The second most popular income band? $50k-75k, with 2,623 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,343 $689,095,000 $294,108 $3,963 2.91%
    30-36% 2,047 $613,055,000 $299,489 $4,004 2.94%
    <20% 1,191 $341,395,000 $286,646 $3,053 2.75%
    >60% 720 $253,380,000 $351,917 $3,465 2.71%
    44% 631 $192,365,000 $304,857 $4,803 3.10%
    50-60% 615 $214,775,000 $349,228 $3,979 2.71%
    49% 563 $181,815,000 $322,940 $4,796 3.00%
    42% 484 $149,930,000 $309,773 $4,945 3.03%
    48% 458 $143,350,000 $312,991 $4,587 2.96%
    41% 449 $139,785,000 $311,325 $5,156 3.00%
    43% 432 $135,470,000 $313,588 $4,643 3.02%
    40% 432 $134,840,000 $312,130 $4,336 2.94%
    46% 424 $132,040,000 $311,415 $4,972 2.99%
    47% 421 $132,095,000 $313,765 $4,922 3.01%
    45% 416 $124,410,000 $299,063 $4,909 2.97%
    36% 415 $124,125,000 $299,096 $4,109 3.02%
    38% 408 $124,230,000 $304,485 $4,585 3.01%
    39% 394 $126,250,000 $320,431 $4,664 3.06%
    37% 382 $118,240,000 $309,529 $4,426 2.95%

    Network Capital Funding Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,343 originations. The next most common DTI ratio? 30-36%, with 2,047 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,704 $2,967,710,000 $305,823 $4,094 2.91%
    Not provided 1,939 $607,495,000 $313,303 $4,398 2.95%
    Asian 846 $283,250,000 $334,811 $4,178 2.81%
    Black 779 $226,055,000 $290,186 $5,068 3.05%
    American Indian 32 $9,910,000 $309,688 $4,298 2.95%
    Native Hawaiian or Islander 24 $9,200,000 $383,333 $5,393 3.20%

    Approval Rates

    Total approvals of all applications
    81.73%

    Network Capital Funding Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    -361.86%

    Network Capital Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,324 $4,103,620,000 $307,987

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    13,324 $4,103,620,000 $307,987

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,117 $513,185,000 $242,411 $3,639 2.82%
    40-60% 4,718 $1,466,560,000 $310,844 $3,692 2.87%
    60-80% 5,188 $1,720,770,000 $331,683 $4,663 3.03%
    80-100% 992 $348,140,000 $350,948 $5,746 2.87%
    Over 100% 2 $1,050,000 $525,000 $23,120 2.38%
    Under 20% 307 $53,915,000 $175,619 $3,100 2.78%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    NETWORK CAPITAL FUNDING CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 17.6%
    NETWORK CAPITAL FUNDING CORP Conventional home mortgage Closing on a mortgage 5 29.4%
    NETWORK CAPITAL FUNDING CORP Conventional home mortgage Improper use of your report 1 5.9%
    NETWORK CAPITAL FUNDING CORP Conventional home mortgage Struggling to pay mortgage 2 11.8%
    NETWORK CAPITAL FUNDING CORP Conventional home mortgage Trouble during payment process 5 29.4%
    NETWORK CAPITAL FUNDING CORP Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 5.9%