Network Capital Funding Corporation Mortgage Rates, Fees & Info

Carson City, NV

LEI: 549300GQDT484LGI9C04

Tax ID: 47-0873092

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Mortgage Data

Review & Overview

Network Capital Funding Corporation is a smaller mortgage company specializing in Cash Out Refi loans. Network Capital Funding Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Washington, Riverside, New York, and Phoenix among others. We have data for 369 markets. (Some data included below & more in-depth data is available with an active subscription.)

Network Capital Funding Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Network Capital Funding Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.88% 4/28/24
30 Year Conventional Refi 6.57% 4/28/24
30 Year Cash-out Refi 6.99% 4/28/24
30 Year FHA Purchase 7.22% 4/28/24
30 Year FHA Refi 7.06% 4/28/24
30 Year VA Purchase 6.09% 4/28/24
30 Year VA Refi 5.78% 4/28/24
15 Year Conventional Purchase 6.09% 4/28/24
15 Year Conventional Refi 6.08% 4/28/24
15 Year Cash-out Refi 6.08% 4/28/24
15 Year FHA Purchase 5.68% 4/28/24
15 Year FHA Refi 7.05% 4/28/24
15 Year VA Purchase 5.68% 4/28/24
15 Year VA Refi 5.88% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Network Capital Funding Corporation Mortgage Calculator






Your Estimates

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This is not an official calculator from Network Capital Funding Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,351

Origination Dollar Volume (All Markets)

$933,935,000
Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 235 $97,275,000 $413,936 $9,517 4.09%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 246 $86,830,000 $352,967 $8,936 4.09%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 213 $66,675,000 $313,028 $8,777 4.43%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 153 $52,705,000 $344,477 $11,509 4.65%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 118 $31,960,000 $270,847 $7,615 4.55%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 111 $29,325,000 $264,189 $9,061 4.53%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 66 $28,070,000 $425,303 $10,063 3.88%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 65 $21,885,000 $336,692 $7,849 4.21%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 51 $21,625,000 $424,020 $11,818 4.27%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 81 $20,965,000 $258,827 $9,370 4.58%
Outside of Metro Areas 108 $19,530,000 $180,833 $7,337 4.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 48 $18,030,000 $375,625 $11,457 4.17%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 69 $16,705,000 $242,101 $7,682 4.80%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 75 $15,175,000 $202,333 $7,109 4.62%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 64 $14,250,000 $222,656 $6,992 4.62%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 51 $14,135,000 $277,157 $9,027 4.39%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 45 $13,535,000 $300,778 $8,515 4.14%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 53 $12,905,000 $243,491 $9,189 4.61%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 43 $10,665,000 $248,023 $7,174 4.50%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 23 $10,645,000 $462,826 $10,558 4.11%
JACKSONVILLE, FL (FHA|USDA|VA) 48 $10,250,000 $213,542 $8,593 4.51%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $10,030,000 $218,043 $7,499 4.59%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 31 $9,485,000 $305,968 $9,485 4.60%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 28 $7,590,000 $271,071 $8,937 4.64%
FRESNO, CA (FHA|USDA|VA) 30 $7,560,000 $252,000 $9,428 4.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $6,280,000 $285,455 $9,195 4.67%
STOCKTON, CA (FHA|USDA|VA) 19 $5,335,000 $280,789 $7,878 4.39%
MODESTO, CA (FHA|USDA|VA) 18 $5,270,000 $292,778 $8,253 4.14%
VALLEJO, CA (FHA|USDA|VA) 17 $5,225,000 $307,353 $8,190 3.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $5,015,000 $385,769 $12,271 4.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 20 $4,890,000 $244,500 $8,539 4.24%
RICHMOND, VA (FHA|USDA|VA) 22 $4,790,000 $217,727 $7,561 5.05%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 13 $4,715,000 $362,692 $12,595 4.63%
TUCSON, AZ (FHA|USDA|VA) 22 $4,620,000 $210,000 $6,115 4.47%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $4,575,000 $240,789 $8,013 4.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 12 $4,240,000 $353,333 $9,487 4.41%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 20 $4,020,000 $201,000 $6,511 4.82%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 20 $3,800,000 $190,000 $6,953 4.46%
GREELEY, CO (FHA|USDA|VA) 11 $3,755,000 $341,364 $11,269 4.06%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 15 $3,535,000 $235,667 $5,731 4.21%
MERCED, CA (FHA|USDA|VA) 10 $3,470,000 $347,000 $10,909 4.23%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $3,445,000 $265,000 $10,186 5.26%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $3,335,000 $370,556 $14,840 4.76%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 21 $3,315,000 $157,857 $5,340 4.76%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $3,230,000 $230,714 $9,092 3.92%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $3,045,000 $234,231 $7,319 4.27%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 12 $3,020,000 $251,667 $8,364 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 15 $2,945,000 $196,333 $6,796 4.38%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $2,915,000 $224,231 $7,114 4.40%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $2,915,000 $194,333 $8,228 4.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $2,815,000 $216,538 $8,721 4.20%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $2,655,000 $379,286 $10,229 3.95%
SALEM, OR (FHA|USDA|VA) 10 $2,650,000 $265,000 $9,300 4.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 10 $2,650,000 $265,000 $10,239 6.66%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $2,630,000 $328,750 $7,703 5.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 11 $2,495,000 $226,818 $6,872 4.86%
KNOXVILLE, TN (FHA|USDA|VA) 10 $2,490,000 $249,000 $9,319 3.91%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,490,000 $249,000 $9,308 5.49%
COLUMBUS, OH (FHA|USDA|VA) 15 $2,455,000 $163,667 $5,792 4.89%
VISALIA, CA (FHA|USDA|VA) 12 $2,380,000 $198,333 $5,799 4.32%
Key West, FL (FHA|USDA|VA) 6 $2,320,000 $386,667 $11,982 4.56%
SALINAS, CA (FHA|USDA|VA) 6 $2,210,000 $368,333 $10,784 4.42%
OCALA, FL (FHA|USDA|VA) 8 $2,090,000 $261,250 $8,476 5.22%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $2,060,000 $206,000 $6,788 5.24%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $2,025,000 $225,000 $11,073 4.31%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,990,000 $248,750 $9,308 4.83%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 5 $1,985,000 $397,000 $7,621 4.73%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $1,960,000 $163,333 $6,802 4.60%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $1,950,000 $162,500 $6,190 5.14%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $1,940,000 $242,500 $8,139 3.88%
EL PASO, TX (FHA|USDA|VA) 11 $1,915,000 $174,091 $7,442 4.95%
ALBUQUERQUE, NM (FHA|USDA|VA) 11 $1,865,000 $169,545 $6,452 4.82%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $1,820,000 $227,500 $5,342 4.00%
ROANOKE, VA (FHA|USDA|VA) 6 $1,770,000 $295,000 $9,742 4.02%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,710,000 $427,500 $9,125 3.38%
LYNCHBURG, VA (FHA|USDA|VA) 8 $1,690,000 $211,250 $9,280 4.47%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $1,675,000 $152,273 $6,797 4.90%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,670,000 $278,333 $7,052 4.98%
TALLAHASSEE, FL (FHA|USDA|VA) 8 $1,580,000 $197,500 $7,073 4.81%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,565,000 $313,000 $4,702 4.35%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,530,000 $255,000 $7,697 5.48%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,490,000 $248,333 $9,847 4.85%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $6,483 3.53%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,410,000 $235,000 $7,939 4.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,251 4.70%
BOULDER, CO (FHA|USDA|VA) 4 $1,390,000 $347,500 $8,467 4.41%
Eureka-Arcata, CA (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,345 5.13%
SANTA FE, NM (FHA|USDA|VA) 4 $1,280,000 $320,000 $9,924 4.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $1,260,000 $210,000 $8,514 4.65%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,160,000 $290,000 $9,726 4.78%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,135,000 $378,333 $12,107 4.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $1,120,000 $186,667 $9,057 6.04%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,287 4.70%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $1,915 3.04%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $1,075,000 $215,000 $9,980 5.68%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $1,075,000 $358,333 $16,844 5.04%
ROCKFORD, IL (FHA|USDA|VA) 5 $1,075,000 $215,000 $12,305 4.68%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,065,000 $355,000 $8,675 3.96%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,045,000 $209,000 $11,474 4.25%
ANCHORAGE, AK (FHA|USDA|VA) 3 $1,045,000 $348,333 $12,471 5.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $1,035,000 $345,000 $12,084 4.58%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,030,000 $257,500 $7,139 5.44%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,030,000 $171,667 $7,016 4.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,015,000 $338,333 $13,298 5.21%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,015,000 $338,333 $7,899 5.67%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $1,010,000 $252,500 $9,630 5.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $8,380 5.95%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $985,000 $328,333 $7,530 4.21%
YUBA CITY, CA (FHA|USDA|VA) 4 $980,000 $245,000 $9,940 4.44%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $980,000 $245,000 $10,777 5.78%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $970,000 $242,500 $7,164 4.34%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $970,000 $242,500 $7,368 4.97%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $965,000 $193,000 $6,446 4.43%
SYRACUSE, NY (FHA|USDA|VA) 5 $965,000 $193,000 $9,489 6.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $950,000 $237,500 $10,212 5.81%
BELLINGHAM, WA (FHA|USDA|VA) 3 $915,000 $305,000 $12,732 4.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $900,000 $150,000 $6,791 5.54%
TULSA, OK (FHA|USDA|VA) 4 $890,000 $222,500 $8,922 5.19%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $880,000 $220,000 $5,548 4.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $880,000 $220,000 $9,085 4.28%
AKRON, OH (FHA|USDA|VA) 3 $875,000 $291,667 $10,021 4.96%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $855,000 $285,000 $10,142 5.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $850,000 $212,500 $8,793 3.25%
NAPA, CA (FHA|USDA|VA) 2 $840,000 $420,000 $3,179 3.81%
GAINESVILLE, FL (FHA|USDA|VA) 3 $835,000 $278,333 $13,300 4.00%
CHICO, CA (FHA|USDA|VA) 5 $805,000 $161,000 $6,241 4.70%
REDDING, CA (FHA|USDA|VA) 5 $795,000 $159,000 $6,432 4.58%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $795,000 $265,000 $12,604 4.71%
ASHEVILLE, NC (FHA|USDA|VA) 2 $780,000 $390,000 $12,591 5.69%
DOVER, DE (FHA|USDA|VA) 3 $775,000 $258,333 $11,575 4.79%
Show Low, AZ (FHA|USDA|VA) 3 $775,000 $258,333 $9,532 4.96%
FORT COLLINS, CO (FHA|USDA|VA) 3 $765,000 $255,000 $8,627 6.17%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $755,000 $251,667 $10,306 5.33%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $745,000 $248,333 $8,858 4.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $715,000 $238,333 $7,743 4.42%
LOUISVILLE, KY (FHA|USDA|VA) 3 $705,000 $235,000 $6,165 5.13%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $705,000 $235,000 $7,609 5.50%
LANCASTER, PA (FHA|USDA|VA) 4 $690,000 $172,500 $9,149 5.50%
BILLINGS, MT (FHA|USDA|VA) 3 $685,000 $228,333 $7,759 5.42%
Helena, MT (FHA|USDA|VA) 2 $670,000 $335,000 $13,385 5.13%
Whitewater, WI (FHA|USDA|VA) 3 $645,000 $215,000 $7,123 4.00%
YUMA, AZ (FHA|USDA|VA) 2 $640,000 $320,000 $13,456 3.63%
Ellensburg, WA (FHA|USDA|VA) 2 $640,000 $320,000 $9,827 4.69%
Bozeman, MT (FHA|USDA|VA) 2 $640,000 $320,000 $5,037 5.44%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $635,000 $211,667 $7,566 5.88%
THE VILLAGES, FL (FHA|USDA|VA) 3 $635,000 $211,667 $4,639 4.25%
Lake City, FL (FHA|USDA|VA) 3 $635,000 $211,667 $12,061 5.21%
PANAMA CITY, FL (FHA|USDA|VA) 3 $635,000 $211,667 $9,229 5.08%
Payson, AZ (FHA|USDA|VA) 2 $630,000 $315,000 $21,145 4.63%
MEDFORD, OR (FHA|USDA|VA) 2 $620,000 $310,000 $10,082 4.31%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $610,000 $305,000 $11,937 3.50%
LONGVIEW, WA (FHA|USDA|VA) 3 $585,000 $195,000 $7,539 5.04%
NEW BERN, NC (FHA|USDA|VA) 3 $585,000 $195,000 $7,542 6.08%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $555,000 $185,000 $6,727 5.21%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $555,000 $185,000 $7,136 4.71%
Roseburg, OR (FHA|USDA|VA) 2 $540,000 $270,000 $12,623 4.56%
SUMTER, SC (FHA|USDA|VA) 2 $540,000 $270,000 $10,076 5.63%
Forest City, NC (FHA|USDA|VA) 1 $525,000 $525,000 $7,935 7.13%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $515,000 $515,000 $15,878 4.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $515,000 $171,667 $9,565 5.08%
WICHITA, KS (FHA|USDA|VA) 3 $515,000 $171,667 $8,690 6.13%
Dayton, TN (FHA|USDA|VA) 2 $510,000 $255,000 $8,861 4.44%
Jacksonville, TX (FHA|USDA|VA) 2 $510,000 $255,000 $10,724 5.69%
BOISE CITY, ID (FHA|USDA|VA) 2 $510,000 $255,000 $16,069 5.31%
MOBILE, AL (FHA|USDA|VA) 3 $505,000 $168,333 $9,806 6.04%
LONGVIEW, TX (FHA|USDA|VA) 3 $505,000 $168,333 $7,461 6.46%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $505,000 $168,333 $9,388 6.33%
Red Bluff, CA (FHA|USDA|VA) 2 $500,000 $250,000 $8,670 4.56%
Clewiston, FL (FHA|USDA|VA) 3 $495,000 $165,000 $6,196 4.67%
Coos Bay, OR (FHA|USDA|VA) 4 $490,000 $122,500 $5,549 5.69%
WILMINGTON, NC (FHA|USDA|VA) 3 $485,000 $161,667 $5,619 5.58%
Juneau, AK (FHA|USDA|VA) 1 $475,000 $475,000 $29,798 2.63%
Kalispell, MT (FHA|USDA|VA) 2 $470,000 $235,000 $4,668 3.63%
Henderson, NC (FHA|USDA|VA) 2 $470,000 $235,000 $8,567 4.69%
Oneonta, NY (FHA|USDA|VA) 2 $470,000 $235,000 $11,939 4.75%
MONROE, MI (FHA|USDA|VA) 2 $470,000 $235,000 $5,468 2.88%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $465,000 $155,000 $9,085 5.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $455,000 $151,667 $5,479 4.04%
LAS CRUCES, NM (FHA|USDA|VA) 1 $445,000 $445,000 $16,381 6.13%
PITTSBURGH, PA (FHA|USDA|VA) 4 $440,000 $110,000 $7,192 6.28%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $430,000 $215,000 $8,858 5.19%
READING, PA (FHA|USDA|VA) 2 $430,000 $215,000 $11,457 5.44%
CLEVELAND, TN (FHA|USDA|VA) 1 $425,000 $425,000 $9,715 4.88%
Sonora, CA (FHA|USDA|VA) 1 $425,000 $425,000 $8,107 3.00%
Ukiah, CA (FHA|USDA|VA) 2 $420,000 $210,000 $7,556 5.50%
TOLEDO, OH (FHA|USDA|VA) 2 $420,000 $210,000 $7,299 4.38%
LUBBOCK, TX (FHA|USDA|VA) 2 $420,000 $210,000 $8,178 5.38%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $415,000 $138,333 $7,146 5.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $410,000 $102,500 $5,249 6.19%
Centralia, WA (FHA|USDA|VA) 2 $410,000 $205,000 $9,890 4.44%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $405,000 $135,000 $3,376 4.17%
JACKSON, TN (FHA|USDA|VA) 3 $405,000 $135,000 $5,051 4.83%
PUEBLO, CO (FHA|USDA|VA) 3 $405,000 $135,000 $4,665 6.29%
Gillette, WY (FHA|USDA|VA) 1 $405,000 $405,000 $19,426 5.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $395,000 $131,667 $8,060 5.46%
Ardmore, OK (FHA|USDA|VA) 2 $380,000 $190,000 $5,202 5.38%
DeRidder, LA (FHA|USDA|VA) 2 $380,000 $190,000 $6,224 4.25%
JACKSON, MS (FHA|USDA|VA) 2 $380,000 $190,000 $7,945 5.38%
BINGHAMTON, NY (FHA|USDA|VA) 2 $370,000 $185,000 $7,058 4.94%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $370,000 $185,000 $8,783 4.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $370,000 $185,000 $7,055 4.38%
YAKIMA, WA (FHA|USDA|VA) 2 $370,000 $185,000 $3,646 3.25%
BISMARCK, ND (FHA|USDA|VA) 1 $365,000 $365,000 $18,913 5.63%
FORT WAYNE, IN (FHA|USDA|VA) 2 $360,000 $180,000 $9,353 5.56%
Arcadia, FL (FHA|USDA|VA) 1 $355,000 $355,000 $16,621 3.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $355,000 $118,333 $5,593 5.38%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $355,000 $355,000 $9,956 6.00%
MANSFIELD, OH (FHA|USDA|VA) 2 $350,000 $175,000 $4,465 4.44%
Granbury, TX (FHA|USDA|VA) 1 $345,000 $345,000 $9,448 5.75%
ROCHESTER, NY (FHA|USDA|VA) 2 $340,000 $170,000 $7,900 5.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $340,000 $170,000 $6,989 6.19%
HATTIESBURG, MS (FHA|USDA|VA) 2 $340,000 $170,000 $7,815 6.56%
MORRISTOWN, TN (FHA|USDA|VA) 1 $335,000 $335,000 $16,056 3.25%
BEND, OR (FHA|USDA|VA) 1 $335,000 $335,000 $1,923 3.00%
Bellefontaine, OH (FHA|USDA|VA) 1 $335,000 $335,000 $10,855 6.00%
ST. CLOUD, MN (FHA|USDA|VA) 2 $320,000 $160,000 $7,704 3.31%
Newport, OR (FHA|USDA|VA) 1 $315,000 $315,000 $9,900 3.00%
Shelton, WA (FHA|USDA|VA) 1 $315,000 $315,000 $10,916 6.13%
Tupelo, MS (FHA|USDA|VA) 1 $315,000 $315,000 $11,217 4.50%
TWIN FALLS, ID (FHA|USDA|VA) 2 $310,000 $155,000 $4,569 5.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $310,000 $155,000 $9,240 5.69%
Bonham, TX (FHA|USDA|VA) 1 $305,000 $305,000 $10,290 3.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $10,141 3.63%
DECATUR, AL (FHA|USDA|VA) 2 $300,000 $150,000 $7,449 6.31%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $300,000 $150,000 $5,315 5.06%
Athens, TX (FHA|USDA|VA) 2 $300,000 $150,000 $5,571 4.81%
La Grande, OR (FHA|USDA|VA) 2 $290,000 $145,000 $3,208 2.88%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $290,000 $145,000 $5,775 4.63%
Lawrenceburg, TN (FHA|USDA|VA) 1 $285,000 $285,000 $10,204 4.25%
Jennings, LA (FHA|USDA|VA) 1 $265,000 $265,000 $13,552 3.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $265,000 $88,333 $4,979 6.04%
Safford, AZ (FHA|USDA|VA) 2 $260,000 $130,000 $5,347 5.94%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $260,000 $130,000 $7,013 4.38%
Aberdeen, WA (FHA|USDA|VA) 2 $260,000 $130,000 $3,290 4.38%
GREAT FALLS, MT (FHA|USDA|VA) 2 $260,000 $130,000 $6,021 4.63%
Morehead City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $9,130 5.75%
Defiance, OH (FHA|USDA|VA) 1 $255,000 $255,000 $9,779 4.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $255,000 $255,000 $8,878 4.00%
TYLER, TX (FHA|USDA|VA) 2 $250,000 $125,000 $5,919 5.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $250,000 $125,000 $5,444 4.25%
Newport, TN (FHA|USDA|VA) 1 $245,000 $245,000 $9,383 3.75%
STAUNTON, VA (FHA|USDA|VA) 1 $245,000 $245,000 $1,025 2.75%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $245,000 $245,000 $7,188 4.50%
Susanville, CA (FHA|USDA|VA) 2 $240,000 $120,000 $6,565 5.56%
FLINT, MI (FHA|USDA|VA) 1 $235,000 $235,000 $6,441 3.63%
KINGSTON, NY (FHA|USDA|VA) 1 $235,000 $235,000 $11,819 3.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $235,000 $235,000 $16,708 5.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $230,000 $115,000 $4,453 4.94%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $230,000 $115,000 $5,624 6.06%
Hilo, HI (FHA|USDA|VA) 1 $225,000 $225,000 $8,198 5.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $225,000 $225,000 $5,101 4.75%
Alexandria, MN (FHA|USDA|VA) 1 $225,000 $225,000 $7,368 3.38%
LAREDO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,135 3.38%
Richmond-Berea, KY (FHA|USDA|VA) 1 $225,000 $225,000 $11,924 4.13%
LAWRENCE, KS (FHA|USDA|VA) 1 $225,000 $225,000 $5,699 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $225,000 $225,000 $17,057 5.13%
Pullman, WA (FHA|USDA|VA) 1 $225,000 $225,000 $12,144 4.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $220,000 $110,000 $5,764 6.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $220,000 $110,000 $5,349 4.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $215,000 $215,000 $9,436 5.75%
Angola, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,082 3.38%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $215,000 $215,000 $6,433 5.50%
Warsaw, IN (FHA|USDA|VA) 1 $215,000 $215,000 $7,348 6.38%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $8,496 6.25%
Paducah, KY-IL (FHA|USDA|VA) 2 $210,000 $105,000 $4,549 4.88%
MADERA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $4,259 5.50%
Ottawa, IL (FHA|USDA|VA) 1 $205,000 $205,000 $5,702 3.13%
MADISON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $10,868 5.13%
Prineville, OR (FHA|USDA|VA) 1 $205,000 $205,000 $6,118 4.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $195,000 $195,000 $10,756 5.63%
HAMMOND, LA (FHA|USDA|VA) 1 $195,000 $195,000 $7,059 2.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $195,000 $195,000 $10,680 4.88%
Tiffin, OH (FHA|USDA|VA) 1 $195,000 $195,000 $5,658 2.75%
Jacksonville, IL (FHA|USDA|VA) 1 $195,000 $195,000 $7,252 4.63%
FLORENCE, SC (FHA|USDA|VA) 1 $185,000 $185,000 $4,185 5.75%
Shelbyville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $6,784 4.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $6,998 5.00%
Gainesville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,682 6.63%
AMARILLO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,531 5.63%
Mountain Home, ID (FHA|USDA|VA) 1 $175,000 $175,000 $7,723 5.75%
Red Wing, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,991 3.38%
Jasper, AL (FHA|USDA|VA) 1 $175,000 $175,000 $9,965 5.13%
Bennettsville, SC (FHA|USDA|VA) 1 $175,000 $175,000 $10,252 6.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $175,000 $175,000 $9,330 6.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,302 2.50%
BANGOR, ME (FHA|USDA|VA) 1 $165,000 $165,000 $9,100 6.50%
Ozark, AL (FHA|USDA|VA) 1 $165,000 $165,000 $5,433 3.13%
Somerset, KY (FHA|USDA|VA) 1 $165,000 $165,000 $7,763 3.75%
GLENS FALLS, NY (FHA|USDA|VA) 1 $165,000 $165,000 $6,847 6.00%
Clovis, NM (FHA|USDA|VA) 1 $165,000 $165,000 $3,745 3.50%
Coldwater, MI (FHA|USDA|VA) 1 $165,000 $165,000 $6,010 4.38%
Findlay, OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,898 6.88%
EL CENTRO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $7,539 2.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $165,000 $165,000 $6,339 3.63%
DECATUR, IL (FHA|USDA|VA) 2 $160,000 $80,000 $3,656 5.38%
Crossville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $9,137 5.50%
Portsmouth, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,659 3.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,605 5.63%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $155,000 $155,000 $6,101 5.50%
Corning, NY (FHA|USDA|VA) 1 $155,000 $155,000 $6,779 7.00%
McComb, MS (FHA|USDA|VA) 1 $155,000 $155,000 $11,413 5.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,788 5.25%
VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,364 6.88%
ALTOONA, PA (FHA|USDA|VA) 1 $145,000 $145,000 $9,621 6.13%
Palatka, FL (FHA|USDA|VA) 1 $145,000 $145,000 $6,152 5.75%
WALLA WALLA, WA (FHA|USDA|VA) 1 $145,000 $145,000 $5,419 3.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,756 3.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $145,000 $145,000 $5,310 6.00%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $140,000 $70,000 $4,137 5.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $135,000 $135,000 $4,418 4.88%
Muscatine, IA (FHA|USDA|VA) 1 $135,000 $135,000 $4,883 3.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $135,000 $135,000 $7,860 4.00%
PINE BLUFF, AR (FHA|USDA|VA) 1 $135,000 $135,000 $5,373 3.13%
Hereford, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,190 6.63%
GREEN BAY, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,653 5.50%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,640 5.13%
ELMIRA, NY (FHA|USDA|VA) 1 $135,000 $135,000 $8,236 5.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $135,000 $135,000 $4,970 5.25%
Adrian, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,812 3.00%
Cambridge, MD (FHA|USDA|VA) 1 $135,000 $135,000 $5,059 2.75%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,197 6.75%
BATON ROUGE, LA (FHA|USDA|VA) 1 $135,000 $135,000 $8,004 5.25%
JACKSON, MI (FHA|USDA|VA) 2 $130,000 $65,000 $3,509 6.75%
ODESSA, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,898 3.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,799 3.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,958 4.75%
Shelby, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,039 5.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,031 4.63%
Riverton, WY (FHA|USDA|VA) 1 $125,000 $125,000 $8,358 6.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,208 4.38%
GADSDEN, AL (FHA|USDA|VA) 1 $125,000 $125,000 $6,988 5.00%
Hillsdale, MI (FHA|USDA|VA) 1 $115,000 $115,000 $7,330 6.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,729 6.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $115,000 $115,000 $6,874 5.63%
Moses Lake, WA (FHA|USDA|VA) 1 $115,000 $115,000 $8,903 4.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,534 7.50%
Fremont, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,586 5.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $115,000 $115,000 $7,056 7.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $5,212 5.63%
CaƱon City, CO (FHA|USDA|VA) 1 $115,000 $115,000 $7,310 5.50%
Salina, KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,136 4.38%
Georgetown, SC (FHA|USDA|VA) 1 $105,000 $105,000 $5,423 7.00%
Pottsville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $7,505 5.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $6,552 6.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,380 4.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $105,000 $105,000 $5,877 5.38%
Albertville, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,106 4.63%
Shawano, WI (FHA|USDA|VA) 1 $105,000 $105,000 $4,774 6.13%
Hutchinson, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,757 5.75%
Clearlake, CA (FHA|USDA|VA) 1 $95,000 $95,000 $4,434 5.50%
FAIRBANKS, AK (FHA|USDA|VA) 1 $95,000 $95,000 $4,189 6.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $95,000 $95,000 $6,409 4.63%
Grants, NM (FHA|USDA|VA) 1 $95,000 $95,000 $4,286 4.38%
LIMA, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,943 7.50%
POCATELLO, ID (FHA|USDA|VA) 1 $95,000 $95,000 $5,502 7.13%
KOKOMO, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,315 5.50%
Lincoln, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,363 5.25%
WACO, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,769 5.50%
Richmond, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,924 3.50%
CHARLESTON, WV (FHA|USDA|VA) 1 $85,000 $85,000 $4,335 5.63%
Escanaba, MI (FHA|USDA|VA) 1 $75,000 $75,000 $5,187 4.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $75,000 $75,000 $5,215 6.13%
DOTHAN, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,112 6.50%
Alexander City, AL (FHA|USDA|VA) 1 $75,000 $75,000 $5,310 5.13%
TOPEKA, KS (FHA|USDA|VA) 1 $65,000 $65,000 $4,760 6.75%
London, KY (FHA|USDA|VA) 1 $65,000 $65,000 $3,745 6.00%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $65,000 $65,000 $4,911 5.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $3,497 6.13%
Lufkin, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,188 4.25%
Network Capital Funding Corporation's top markets include Los Angeles, Washington, Riverside, New York, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,402 $668,220,000 $278,193 $7,489 4.58%
    FHA 491 $122,785,000 $250,071 $12,419 4.82%
    VA 458 $142,930,000 $312,074 $10,484 4.07%

    For 2022, Network Capital Funding Corporation's most frequently originated type of loan was Conventional, with 2,402 originations. Their 2nd most popular type was FHA, with 491 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 2,544 $695,360,000 $273,333 $9,210 4.75%
    Refi 611 $168,545,000 $275,851 $5,773 3.49%
    Home Purchase 196 $70,030,000 $357,296 $9,975 5.16%

    For 2022, Network Capital Funding Corporation's most frequently cited loan purpose was Cash Out Refi, with 2,544 originations. The 2nd most popular reason was Refi, with 611 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,804 $809,310,000 $288,627 $9,062 4.70%
    15 Year 414 $96,910,000 $234,082 $6,313 3.51%
    20 Year 92 $18,610,000 $202,283 $6,541 4.74%
    10 Year 20 $3,150,000 $157,500 $4,574 3.44%
    Other 19 $4,915,000 $258,684 $7,936 4.54%
    30+ year 2 $1,040,000 $520,000 $32,670 7.75%

    For 2022, Network Capital Funding Corporation's most frequently cited loan duration was 30 Year, with 2,804 originations. The 2nd most popular length was 15 Year, with 414 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,641 $576,845,000 $351,520
    $3k-4k 434 $75,490,000 $173,940
    $4k-5k 425 $88,655,000 $208,600
    $2k-3k 395 $63,345,000 $160,367
    $<1k 297 $97,665,000 $328,838
    $1k-2k 144 $28,240,000 $196,111

    Network Capital Funding Corporation's average total fees were $9,062, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,641 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 926 $282,780,000 $305,378
    4-5% 920 $258,040,000 $280,478
    5-6% 660 $171,770,000 $260,258
    6-7% 357 $73,485,000 $205,840
    2.5-3% 293 $87,805,000 $299,676
    <2.5% 107 $35,295,000 $329,860
    7-8% 67 $17,335,000 $258,731
    Over 8% 21 $7,425,000 $353,571

    During 2022, Network Capital Funding Corporation's average interest rate for loans was 4.70%, while their most frequently originated rate bucket for loans was 3-4%, with 926 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,509 $427,025,000 $282,985 $9,222 4.44%
    $100k-200k 1,012 $150,490,000 $148,706 $5,866 4.75%
    $400k-600k 505 $240,885,000 $477,000 $11,834 4.19%
    $100,000 or less 185 $14,325,000 $77,432 $4,150 5.43%
    $600k-1MM 135 $94,865,000 $702,704 $16,010 4.36%
    $1MM+ 5 $6,345,000 $1,269,000 $26,878 5.95%

    2022 saw Network Capital Funding Corporation place emphasis on $200k-400k loans with 1,509 originations, totaling $427,025,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 855 $199,325,000 $233,129 $8,345 4.57%
    $100k-150k 704 $245,560,000 $348,807 $9,973 4.43%
    $50k or less 650 $102,270,000 $157,338 $6,430 4.79%
    $75k-100k 609 $171,765,000 $282,044 $9,269 4.51%
    $150k-250k 352 $139,820,000 $397,216 $9,651 4.41%
    $250k+ 106 $54,380,000 $513,019 $12,176 4.78%

    Network Capital Funding Corporation lent most frequently to those with incomes in the $50k-75k range, with 855 originations. The second most popular income band? $100k-150k, with 704 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 438 $119,410,000 $272,626 $8,259 4.55%
    20-30% 409 $101,695,000 $248,643 $7,220 4.55%
    50-60% 301 $89,525,000 $297,425 $12,533 4.55%
    49% 233 $72,185,000 $309,807 $9,168 4.55%
    44% 230 $64,140,000 $278,870 $8,406 4.66%
    <20% 182 $46,440,000 $255,165 $4,798 4.11%
    43% 174 $45,740,000 $262,874 $7,648 4.58%
    48% 153 $46,945,000 $306,830 $9,206 4.43%
    41% 148 $42,120,000 $284,595 $8,482 4.57%
    42% 140 $37,740,000 $269,571 $8,786 4.85%
    45% 133 $37,235,000 $279,962 $8,764 4.59%
    47% 127 $37,495,000 $295,236 $9,811 4.43%
    40% 126 $35,740,000 $283,651 $9,114 4.62%
    46% 123 $41,065,000 $333,862 $9,830 4.48%
    39% 108 $27,490,000 $254,537 $8,120 4.69%
    38% 107 $27,525,000 $257,243 $7,284 4.85%
    37% 99 $26,945,000 $272,172 $8,142 4.48%
    36% 97 $25,395,000 $261,804 $7,569 4.61%
    >60% 23 $9,105,000 $395,870 $16,559 3.66%

    Network Capital Funding Corporation lent most frequently to those with DTI ratios of 30-36%, with 438 originations. The next most common DTI ratio? 20-30%, with 409 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,909 $529,655,000 $277,452 $8,426 4.51%
    Not provided 1,116 $305,930,000 $274,131 $8,681 4.57%
    Black 251 $67,285,000 $268,068 $9,300 4.80%
    Asian 67 $28,615,000 $427,090 $10,912 4.39%
    Native Hawaiian or Islander 6 $2,020,000 $336,667 $8,786 4.25%
    American Indian 2 $430,000 $215,000 $6,771 4.75%

    Approval Rates

    Total approvals of all applications
    70.19%

    Network Capital Funding Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    -1,135.51%

    Network Capital Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,351 $933,935,000 $278,703

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,351 $933,935,000 $278,703

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 361 $75,005,000 $207,770 $6,237 4.32%
    40-60% 934 $250,440,000 $268,137 $7,420 4.48%
    60-80% 1,435 $420,485,000 $293,021 $9,108 4.67%
    80-100% 543 $173,895,000 $320,249 $11,260 4.51%
    Over 100% 8 $4,100,000 $512,500 $19,773 4.19%
    Under 20% 70 $10,010,000 $143,000 $5,336 4.55%