LAKELAND - WINTER HAVEN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lakeland - Winter Haven averaged 6.81% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.95% and one month ago for the week of 2024-03-07, the average rate was 6.91%.

Lakeland - Winter Haven's average rate one year ago was 6.41%.

For refis of the same type during the week of 2024-04-11, the average rate was 7.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Lakeland - Winter Haven 30 Year Fixed Rate 2024-04-11 6.81%
Lakeland - Winter Haven 30 Year Fixed Rate Refi 2024-04-11 7.07%
Lakeland - Winter Haven 15 Year Fixed Rate 2024-04-11 6.73%
Lakeland - Winter Haven 15 Year Fixed Rate Refi 2024-04-11 6.56%
Lakeland - Winter Haven 30 Year FHA 2024-04-11 6.09%
Lakeland - Winter Haven 30 Year FHA Refi 2024-04-11 6.54%
Lakeland - Winter Haven 30 Year USDA 2024-04-11 6.91%
Lakeland - Winter Haven 30 Year USDA Refi 2024-04-11 6.71%
Lakeland - Winter Haven 30 Year VA 2024-04-11 6.28%
Lakeland - Winter Haven 30 Year VA Refi 2024-04-11 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAKELAND-WINTER HAVEN, FL.

LAKELAND - WINTER HAVEN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAKELAND-WINTER HAVEN, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 655 6.78% $9,088
QUICKEN LOANS, LLC 417 6.76% $7,943
EAGLE HOME MORTGAGE, LLC 264 5.73% $5,600
DHI MORTGAGE COMPANY, LTD. 207 5.82% $3,792
MIDFLORIDA 194 6.20% $4,436
THE MORTGAGE FIRM, INC. 193 6.61% $7,217
CROSSCOUNTRY MORTGAGE, LLC 149 6.83% $8,337
LOANDEPOT.COM, LLC 137 6.42% $6,343
VANDERBILT MORTGAGE AND FINANCE, INC. 132 6.19% $6,211
HOME SOLUTION LENDERS INC. 125 6.44% $10,786
JPMorgan Chase Bank 106 6.62% $5,698
South State Bank 103 6.46% $6,962
NFM, INC. 102 6.39% $7,720
Plains Commerce Bank 102 6.76% $10,517
MOVEMENT MORTGAGE, LLC 96 6.87% $8,162
KBHS HOME LOANS, LLC 88 6.21% $7,981
NVR Mortgage Finance, Inc. 80 6.08% $4,167
PULTE MORTGAGE LLC 78 5.77% $2,438
GARDNER FINANCIAL SERVICES, LTD. 74 7.21% $7,230
South Pacific Financial Corporation 64 6.34% $4,172
EVERETT FINANCIAL, INC. 62 7.29% $7,856
GUARANTEED RATE, INC. 61 6.61% $7,990
STOCKTON MORTGAGE CORPORATION 61 6.90% $7,515
BROKER SOLUTIONS, INC. 60 7.00% $10,470
FBC MORTGAGE, LLC 55 6.55% $8,218
Suncoast Credit Union 51 5.42% $3,837
Wells Fargo Bank 50 6.31% $5,172
NEWREZ LLC 45 7.03% $7,874
Mr. Cooper ( Nationstar Mortgage ) 42 6.75% $8,975
Waterstone Mortgage Corporation 41 6.75% $10,845
CARDINAL FINANCIAL 39 7.03% $8,620
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 6.84% $8,366
CMG MORTGAGE, INC. 38 6.70% $8,731
PENNYMAC LOAN SERVICES, LLC 36 6.88% $8,177
Truist 36 6.54% $5,003
HOMEAMERICAN MORTGAGE CORPORATION 35 6.14% $3,289
GUILD MORTGAGE COMPANY 34 6.89% $6,533
UNION HOME MORTGAGE CORP. 34 6.92% $6,622
Flagstar Bank, FSB 33 7.00% $9,740
Paramount Residential Mortgage Group, Inc. 32 6.85% $10,175
NAVY FEDERAL CREDIT UNION 31 6.90% $5,658
Bank of America 30 5.86% $5,242
MUTUAL OF OMAHA MORTGAGE, INC. 30 6.79% $6,833
RBC Bank, (Georgia) 27 5.79% $3,687
Regions Bank 27 6.63% $5,952
HOMEBRIDGE FINANCIAL SERVICES, INC. 26 6.02% $10,118
HOMESIDE FINANCIAL, LLC 25 6.93% $10,101
U.S. Bank 25 6.66% $6,824
Citizens Bank 24 6.70% $8,582
PARK SQUARE HOME MORTGAGE, LLC 24 5.41% $6,119
CALIBER HOME LOANS, INC. 23 6.60% $7,526
A&D Mortgage LLC 23 8.60% $13,122
Sierra Pacific Mortgage Company, Inc. 21 6.86% $11,340
GUARANTEED RATE AFFINITY, LLC 19 6.60% $6,579
VELOCIO MORTGAGE L.L.C. 19 6.42% $11,039
GENEVA FINANCIAL, LLC 18 7.08% $10,462
AMERICAN PACIFIC MORTGAGE CORPORATION 17 6.71% $9,674
MY MORTGAGE, INC. 17 7.22% $10,171
Mortgage Research Center, LLC 16 6.58% $7,419
FREEDOM MORTGAGE CORPORATION 16 7.05% $11,141
NP, Inc. 15 8.47% $10,459
CANOPY MORTGAGE, LLC 15 6.87% $9,599
Centennial Bank 15 6.89% $7,834
AMERISAVE MORTGAGE CORPORATION 14 6.52% $7,815
Hancock Whitney Bank 14 5.75% $3,485
PARTNERS 14 6.39% $6,339
JET HOMELOANS, LLC 14 6.94% $5,961
VAN DYK MORTGAGE CORPORATION 13 6.67% $5,375
TD Bank 13 6.41% $5,464
AMERICAN FINANCIAL NETWORK, INC. 13 7.07% $11,600
DAS Acquisition Company, LLC 13 6.65% $7,259
Mortgage Lenders Investment Trading Corporation 13 6.82% $5,486
ARC HOME LLC 12 8.09% $11,789
NJ LENDERS CORP. 11 4.59% $7,274
PENTAGON FEDERAL CREDIT UNION 11 6.15% $5,307
MORTGAGE EQUITY PARTNERS LLC 11 6.44% $8,228
GTE Federal Credit Union 11 6.38% $6,536
ABSOLUTE HOME MORTGAGE CORPORATION 11 7.61% $8,990
First National Bank of America 11 10.09% $12,479
City National Bank of Florida 11 6.80% $6,965
The Huntington National Bank 10 6.80% $11,481
PROVIDENT FUNDING ASSOCIATES, L.P. 10 6.38% $5,878
Discover Bank 10 6.67% $0
Ally Bank 10 6.60% $5,952
BAY EQUITY LLC 10 6.56% $6,117
BETTER MORTGAGE CORPORATION 10 6.53% $6,789
21ST MORTGAGE CORPORATION 9 8.27% $5,868
PREMIER MORTGAGE RESOURCES, L.L.C. 9 6.60% $6,817
CHURCHILL MORTGAGE CORPORATION 9 6.03% $5,882
PLAZA HOME MORTGAGE, INC. 9 7.24% $8,172
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 6.94% $8,673
NORTHPOINT MORTGAGE, INC. 9 7.18% $9,909
Third Federal Savings and Loan Association of Cleveland 9 6.37% $1,768
ROYAL UNITED MORTGAGE LLC 9 6.92% $8,961
DEEPHAVEN MORTGAGE LLC 9 9.25% $13,110
PNC Bank 8 6.91% $5,290
HOMESPIRE MORTGAGE CORPORATION 8 6.77% $3,737
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 8 7.07% $9,749
AmeriHome Mortgage Company, LLC 8 6.59% $5,965
Morgan Stanley Private Bank 8 6.10% $4,186
General Mortgage Capital Corporation 8 7.28% $6,876
HOMEXPRESS MORTGAGE CORP. 8 9.62% $10,197
OCMBC, INC. 7 7.16% $11,796
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 8.36% $15,475
Synovus Bank 7 6.48% $8,629
Bank of England 7 7.34% $8,652
Bell Bank 7 7.23% $7,307
Century Mortgage Company DBA Century Lending Company 7 6.41% $8,371
PREFERRED LENDING SERVICES, LLC 7 6.82% $6,046
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 7 7.10% $5,868
EMBRACE HOME LOANS, INC. 7 6.41% $6,489
EQUITY RESOURCES, INC. 7 7.45% $5,498
NBKC BANK 7 6.84% $5,661
FAIRWINDS CREDIT UNION 7 6.23% $5,894
Gateway First Bank 7 6.95% $5,377
ZILLOW HOME LOANS, LLC 6 6.79% $5,667
First Heritage Mortgage, LLC 6 6.66% $12,894
First Horizon Bank 6 6.42% $6,278
HOMEOWNERS FINANCIAL GROUP USA, LLC 6 7.13% $8,752
TrustCo Bank 6 5.88% $4,146
Cornerstone First Mortgage, Inc 6 6.81% $9,344
Fifth Third Bank 6 6.47% $5,046
CONTOUR MORTGAGE CORPORATION 6 7.35% $10,202
PHH Mortgage Corporation 6 7.12% $7,653
USAA Federal Savings Bank 6 6.56% $7,947
Citadel Servicing Corporation 6 9.48% $13,964
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 6.77% $9,553
Equity Prime Mortgage LLC 6 6.83% $7,311
Ixonia Bank 6 7.00% $8,924
ACADEMY MORTGAGE CORPORATION 6 7.02% $7,646
Northpointe Bank 5 6.93% $7,482
GSF Mortgage Corporation 5 6.62% $7,745
Citibank 5 6.65% $4,889
Raymond James Bank 5 5.68% $4,258
WATSON MORTGAGE CORP. 5 5.88% $8,442
MICHIGAN MUTUAL, INC. 5 6.57% $8,762
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 6.85% $10,107
Terrabank 5 6.35% $15,425
The Federal Savings Bank 5 6.95% $8,044
AMERICAN HERITAGE LENDING, INC. 5 8.85% $11,067
The Loan Store, Inc. 5 7.10% $8,028
AMCAP MORTGAGE, LTD. 5 6.87% $8,416
SUCCESS MORTGAGE PARTNERS, INC. 4 7.06% $10,015
CRESCENT MORTGAGE COMPANY 4 7.09% $4,401
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 6.63% $7,498
OAKTREE FUNDING CORP. 4 9.41% $17,227
EMM LOANS LLC 4 6.78% $5,602
MID AMERICA MORTGAGE, INC. 4 6.50% $16,708
Summit Mortgage Corporation 4 6.91% $8,137
Evolve Bank & Trust 4 6.31% $5,719
SWBC MORTGAGE CORPORATION 4 5.47% $5,730
First National Bank of Pennsylvania 4 5.75% $4,617
First Option Mortgage, LLC 4 7.34% $6,755
LOANPAL, LLC 4 6.69% $8,978
First Savings Bank 4 6.66% $7,969
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 7.22% $7,547
KELLER MORTGAGE, LLC 3 6.00% $5,138
Alcova Mortgage LLC 3 6.88% $2,311
AMERICAN FEDERAL MORTGAGE CORPORATION 3 7.25% $8,186
American Mortgage & Equity Consultants, Inc. 3 7.00% $6,345
Ameris Bank 3 6.83% $7,066
Beeline Loans, Inc. 3 6.00% $4,843
BMO Harris Bank 3 6.71% $7,512
Carrington Mortgage Services, LLC 3 6.17% $11,509
Commerce Home Mortgage, Inc. 3 9.29% $13,201
DRAPER AND KRAMER MORTGAGE CORP. 3 6.87% $3,874
FIRST EQUITY MORTGAGE BANKERS, INC. 3 8.04% $10,525
Florida Capital Bank 3 7.21% $7,810
GMFS LLC 3 7.29% $4,126
Keystone Funding, Inc. 3 7.29% $6,870
LADERA LENDING, INC. 3 6.21% $6,587
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 3 7.04% $10,616
METROPLEX MORTGAGE SERVICES, INC. 3 6.96% $8,009
PLANET HOME LENDING, LLC 3 6.88% $8,797
POINT Mortgage 3 7.25% $10,543
RESIDENTIAL BANCORP 3 7.92% $11,339
SECURITYNATIONAL MORTGAGE COMPANY 3 6.67% $12,097
Stifel Bank and Trust 3 6.21% $2,787
TEACHERS 3 6.63% $4,114
TOWNE MORTGAGE COMPANY 3 6.66% $6,689
United Community Bank 3 6.50% $4,467
WINGS FINANCIAL 3 5.63% $4,480
CLIFFCO, INC. 2 7.44% $11,659
NEXERA HOLDING LLC 2 7.81% $13,915
CIBM Bank 2 5.63% $6,458
Barrington Bank & Trust Company, N.A. 2 6.63% $5,047
JMAC LENDING, INC. 2 9.63% $7,414
First Federal Bank of the Midwest 2 6.69% $3,948
ACOPIA, LLC 2 5.69% $10,380
First Federal Bank 2 6.56% $8,399
PREMIA MORTGAGE, LLC 2 7.68% $3,899
North American Savings Bank, F.S.B. 2 8.06% $17,901
Premium Mortgage Corporation 2 6.62% $4,674
Arvest Bank 2 6.56% $5,599
Charles Schwab Bank, SSB 2 6.13% $9,697
INSPIRE HOME LOANS INC. 2 6.13% $3,668
Prosperity Home Mortgage, LLC 2 7.06% $9,438
The Central Trust Bank 2 7.06% $4,253
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 7.13% $12,004
Capital City Home Loans, LLC 2 6.50% $6,110
FIRST COLONY MORTGAGE CORPORATION 2 6.94% $6,811
AMERICAN FINANCING CORPORATION 2 6.94% $5,320
CAPITAL CENTER, L.L.C. 2 6.56% $4,477
M&T Bank 2 7.19% $5,287
LAKEVIEW LOAN SERVICING, LLC 2 7.06% $7,217
LAND HOME FINANCIAL SERVICES, INC. 2 6.63% $6,413
Northwest Federal Credit Union 2 6.94% $4,147
RAILROAD & INDUSTRIAL 2 6.19% $9,480
LEADERONE FINANCIAL CORPORATION 2 7.00% $8,805
LEGEND LENDING CORPORATION 2 7.00% $11,410
VYSTAR 2 6.75% $8,178
LENDSURE MORTGAGE CORP. 2 8.63% $12,169
AMERICAN BANCSHARES MORTGAGE 2 6.50% $5,692
NATIONS RELIABLE LENDING, LLC 2 6.94% $17,427
RESIDENTIAL HOME FUNDING CORP. 2 7.63% $7,559
DFCU FINANCIAL 2 6.31% $8,102
UBS Bank USA 2 6.56% $6,100
ROSS MORTGAGE CORPORATION 2 7.06% $11,849
ALLIED MORTGAGE GROUP, INC. 2 6.81% $3,671
Union Savings Bank 2 6.00% $3,471
BM Real Estate Services, Inc. 2 8.56% $10,837
United Fidelity Funding Corp. 2 7.38% $7,228
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.38% $11,455
OPEN MORTGAGE, LLC 2 6.50% $3,856
ORLANDO CREDIT UNION 2 6.10% $4,680
PANORAMA MORTGAGE GROUP, LLC 2 7.06% $10,094
Advisors Mortgage Group, L.L.C. 2 7.69% $8,565
Servion, Inc. 2 7.31% $4,029
Farmers Bank & Trust 2 6.19% $4,262
Valley National Bank 2 5.75% $5,063
Kwik Mortgage Corporation 2 7.00% $4,160
ADDITION FINANCIAL 2 6.94% $4,672
GUIDANCE RESIDENTIAL, LLC 2 6.94% $6,389
GUARANTY HOME MORTGAGE CORPORATION 2 6.50% $12,168
Bethpage Federal Credit Union 2 6.63% $7,072
VERITAS FUNDING, LLC 2 6.13% $7,198
SIRVA MORTGAGE, INC. 2 6.56% $1,825
Mortgage Assurance Inc. 2 6.63% $8,861
WALL STREET MORTGAGE BANKERS, LTD. 2 6.75% $3,617
GREENTREE MORTGAGE COMPANY, L.P. 2 6.75% $5,122
NEW WAVE LENDING GROUP INC 2 8.00% $12,278
Goldwater Bank, N.A. 2 6.50% $16,114
GERSHMAN INVESTMENT CORP. 2 6.38% $6,440
Performance Financial, Inc. 2 8.19% $10,746
FIRST MORTGAGE COMPANY, INC. 2 5.93% $8,423
NTFN, INC. 1 6.50% $13,478
NUMARK CREDIT UNION 1 6.50% $5,019
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.25% $5,104
DELTA COMMUNITY CREDIT UNION 1 5.38% $13,365
PARAGON HOME LOANS INC. 1 6.50% $8,645
CUSO MORTGAGE CORPORATION 1 7.00% $7,669
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.13% $4,741
CORNING 1 6.50% $1,230
COMMUNITY FIRST CREDIT UNION OF FLO 1 6.63% $2,258
COMMUNITY CREDIT UNION OF FLORIDA 1 6.00% $6,408
CNB Bank 1 6.63% $4,239
Watermark Capital, Inc. 1 6.25% $7,250
PLUS RELOCATION MORTGAGE, LLC 1 5.99% $7,117
Chicago Mortgage Solutions LLC 1 5.48% $7,335
CHERRY CREEK MORTGAGE, LLC 1 6.50% $614
CHARTER WEST BANK 1 6.13% $2,672
CapStar Bank 1 5.63% $3,827
PRYSMA LENDING GROUP, LLC 1 8.37% $10,857
Quaint Oak Mortgage, LLC 1 7.00% $5,241
Capital Bank 1 7.88% $5,342
Quontic Bank 1 9.50% $7,744
RADIUS FINANCIAL GROUP INC. 1 6.62% $3,798
Busey Bank 1 7.25% $4,482
Bremer Bank 1 8.63% $6,016
BOKF 1 7.63% $20,190
RELIANCE FIRST CAPITAL, LLC 1 7.75% $3,803
ACHIEVA CREDIT UNION 1 5.13% $4,438
RESIDENTIAL HOME MORTGAGE CORPORATION 1 7.50% $7,872
S1L, Inc. 1 6.63% $8,142
SALEM FIVE MORTGAGE COMPANY, LLC 1 7.63% $8,509
Seacoast National Bank 1 6.63% $3,223
Webster Bank 1 5.38% $4,084
SFMC, LP 1 6.50% $9,271
SHELTER HOME MORTGAGE, LLC 1 6.99% $7,860
Simmons Bank 1 6.88% $4,566
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 8.13% $10,293
SOUTHERN TRUST MORTGAGE, LLC 1 6.63% $5,933
BAYSHORE MORTGAGE FUNDING, LLC 1 6.50% $8,603
BAY CAPITAL MORTGAGE CORPORATION 1 5.88% $3,956
SPACE COAST Credit Union 1 6.13% $0
State Department Federal Credit Union 1 5.88% $9,877
STAUNTON FINANCIAL, INC. 1 6.88% $6,185
5TH STREET CAPITAL, INC. 1 8.25% $14,063
Bank of Hope 1 6.75% $4,707
Bank-Fund Staff Federal Credit Union 1 6.50% $5,061
BANC ONE MORTGAGE CORPORATION 1 8.13% $8,283
Sun East Federal Credit Union 1 4.75% $4,215
Banco do Brasil Americas 1 7.00% $17,726
ASSOCIATED MORTGAGE BANKERS, INC. 1 6.63% $9,173
T2 FINANCIAL LLC 1 8.13% $12,430
Willamette Valley Bank 1 7.00% $14,722
American Security Mortgage Corp. 1 6.63% $7,650
The Camden National Bank 1 7.63% $4,613
The Fountain Trust Company 1 8.13% $9,724
AMERICAN INTERNET MORTGAGE, INC. 1 7.25% $14,054
THE MONEY HOUSE INC. 1 7.63% $6,214
AMERICAN FINANCIAL RESOURCES, INC. 1 6.50% $7,102
THE MORTGAGE LINK, INC. 1 7.63% $11,190
THE MORTGAGE WAREHOUSE,LLC 1 6.50% $4,755
The State Bank 1 7.25% $4,459
American Broadcast Employees Federal Credit Union 1 6.50% $3,998
TJC Mortgage, Inc. 1 6.50% $4,624
Towne Bank 1 6.88% $13,216
1st Source Bank 1 6.13% $6,473
Town Square Mortgage & Investments, Inc. 1 7.00% $10,021
American Airlines Federal Credit Union 1 6.13% $0
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 8.13% $8,088
Tyndall Federal Credit Union 1 6.75% $3,490
UIF CORPORATION 1 6.99% $11,306
Wolfe Financial, Inc 1 8.13% $5,964
UNITED PREMIER FUNDING, LLC 1 7.63% $6,275
ALLIANT CREDIT UNION 1 7.00% $3,723
University Bank 1 6.38% $4,141
AHL FUNDING 1 7.38% $24,301
USF Federal Credit Union 1 6.25% $5,974
US MORTGAGE CORPORATION 1 7.63% $8,825
ADVANCIAL 1 6.50% $5,475
Grundy Bank 1 6.75% $4,020
HARBORONE MORTGAGE, LLC 1 6.75% $5,319
Grow Financial Federal Credit Union 1 4.88% $3,444
GREENWOOD 1 6.13% $3,695
GREENWAY MORTGAGE FUNDING CORP. 1 6.63% $5,585
GOOGAIN, INC. 1 6.63% $15,343
HOMESTAR FINANCIAL CORPORATION 1 5.50% $843
HOMESTEAD FUNDING CORP. 1 7.13% $6,854
Home State Bank 1 6.00% $5,797
George Mason Mortgage, LLC 1 6.63% $4,621
Independent Bank 1 6.75% $3,374
Integrity Home Mortgage Corp 1 7.63% $9,073
INTERSTATE HOME LOAN CENTER, INC. 1 8.13% $27,282
ITHINK FINANCIAL Credit Union 1 8.25% $11,816
Genesee Regional Bank 1 7.00% $15,658
GENERAL ELECTRIC CREDIT UNION 1 5.25% $3,153
JMJ FINANCIAL GROUP 1 6.50% $5,119
Fulton Bank 1 6.13% $3,820
J. VIRGIL, INC. 1 6.88% $10,721
Fortress Bank 1 7.88% $4,058
1ST FINANCIAL, INC. 1 6.13% $4,798
KeyBank 1 6.13% $5,524
Acre Mortgage and Financial Inc 1 6.63% $6,050
LAKE MICHIGAN CREDIT UNION 1 5.75% $5,561
Lakeview Community Capital, LLC 1 7.50% $7,936
LENOX FINANCIAL MORTGAGE CORPORATION 1 7.00% $5,445
FLORIDA 1 5.88% $9,175
LOANLEADERS OF AMERICA, INC. 1 6.99% $8,554
First Palmetto Bank 1 6.38% $3,239
Loan Simple, Inc. 1 0.00% $0
Luxury Mortgage Corp. 1 7.38% $11,728
Magnolia Bank 1 6.25% $8,226
Maine Savings Federal Credit Union 1 7.75% $3,886
MEGASTAR FINANCIAL CORP. 1 7.63% $4,259
Mercantile Bank of Michigan 1 8.25% $5,773
Metro City Bank 1 7.38% $6,765
First Merchants Bank 1 5.38% $7,514
First Liberty Bank 1 5.99% $8,465
Mid Penn Bank 1 6.50% $8,074
MK LENDING CORP. 1 7.75% $11,723
MLB RESIDENTIAL LENDING, LLC 1 7.50% $7,579
MLD MORTGAGE INC. 1 8.25% $14,024
ML Mortgage Corp. 1 6.63% $9,188
FIRST FLORIDA Credit Union 1 6.25% $4,634
MORTGAGE ACCESS CORP. 1 6.38% $3,331
Mortgage America, Inc. 1 6.88% $4,953
MORTGAGE CENTER L.C 1 7.50% $4,629
First Financial Bank 1 5.88% $5,705
MORTGAGE FINANCIAL GROUP, INC. 1 6.63% $7,683
First Farmers Bank and Trust Company 1 8.00% $4,148
FIRST CENTENNIAL MORTGAGE CORPORATION 1 7.88% $9,449
FIRST ALLIANCE HOME MORTGAGE, LLC 1 7.25% $7,097
Nassau Educators Federal Credit Union 1 6.63% $5,246
NATION ONE MORTGAGE CORPORATION 1 7.50% $9,415
NATIONS DIRECT MORTGAGE, LLC 1 8.99% $11,671
Nations Lending Corporation 1 6.63% $7,810
FAIRWAY FUNDING GROUP, INC. 1 8.38% $8,439
Network Funding, L.P. 1 7.63% $8,425
NEW FED MORTGAGE, CORP. 1 7.88% $4,913
EVANSVILLE TEACHERS 1 6.75% $7,127
NexBank 1 6.88% $13,435
ENDEAVOR CAPITAL, LLC. 1 7.38% $3,992
Encompass Lending Group, LP 1 7.62% $6,673
NMSI, INC. 1 7.00% $10,533
Northeast Equitable Mortgage, LLC 1 6.63% $7,332
NORTHERN MORTGAGE SERVICES, LLC 1 6.50% $4,564
East Coast Capital Corp. 1 6.38% $10,253
DYBN FINANCIAL CORP. 1 7.50% $6,859
Northwest Bank 1 4.99% $8,790
Notre Dame Federal Credit Union Corporation 1 6.13% $2,678
DIGITAL Federal Credit Union 1 5.88% $5,053

LAKELAND - WINTER HAVEN Average Closing Costs & Other Stats

LAKELAND-WINTER HAVEN, FL's 393 lenders originated 20,576 loans during 2023. The total origination value was $5,427,470,000, with an average loan value of $263,777.

LAKELAND - WINTER HAVEN's average closing costs are $7,012.

The top LAKELAND - WINTER HAVEN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 655 loans originated. Their average total fees are $9,088, which is $1,145 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LAKELAND - WINTER HAVEN lenders (with over 10 loans originated) are Discover Bank ($0), PULTE MORTGAGE LLC ($2,438), HOMEAMERICAN MORTGAGE CORPORATION ($3,289), Hancock Whitney Bank ($3,485) and RBC Bank, (Georgia) ($3,687).

The lowest rate LAKELAND - WINTER HAVEN lenders (with over 10 loans originated) are NJ LENDERS CORP. (4.59%), PARK SQUARE HOME MORTGAGE, LLC (5.41%), Suncoast Credit Union (5.42%), EAGLE HOME MORTGAGE, LLC (5.73%) and Hancock Whitney Bank (5.75%).

LAKELAND-WINTER HAVEN, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $487,850,000 $534,475,000 9.6% 9.8%
DHI MORTGAGE COMPANY, LTD. $281,420,000 $340,260,000 20.9% 6.3%
QUICKEN LOANS, LLC $390,830,000 $221,020,000 -43.4% 4.1%
EAGLE HOME MORTGAGE, LLC $145,010,000 $205,485,000 41.7% 3.8%
HOME SOLUTION LENDERS INC. $147,095,000 $150,820,000 2.5% 2.8%
MIDFLORIDA $238,715,000 $137,465,000 -42.4% 2.5%
LOANDEPOT.COM, LLC $199,570,000 $128,010,000 -35.9% 2.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $116,390,000 $107,630,000 -7.5% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $136,090,000 $105,825,000 -22.2% 1.9%
South State Bank $79,765,000 $96,825,000 21.4% 1.8%
THE MORTGAGE FIRM, INC. $168,835,000 $96,365,000 -42.9% 1.8%
BROKER SOLUTIONS, INC. $67,830,000 $93,800,000 38.3% 1.7%
NFM, INC. $31,295,000 $83,960,000 168.3% 1.5%
KBHS HOME LOANS, LLC $114,720,000 $83,425,000 -27.3% 1.5%
FBC MORTGAGE, LLC $73,525,000 $81,645,000 11.0% 1.5%
NVR Mortgage Finance, Inc. $77,000,000 $79,270,000 2.9% 1.5%
Plains Commerce Bank $89,125,000 $73,115,000 -18.0% 1.3%
Mortgage Research Center, LLC $88,525,000 $68,535,000 -22.6% 1.3%
MOVEMENT MORTGAGE, LLC $85,830,000 $65,975,000 -23.1% 1.2%
AMWEST FUNDING CORP. $50,870,000 $65,255,000 28.3% 1.2%
Old National Bank $52,810,000 n/a 1.0%
GUARANTEED RATE, INC. $53,000,000 $50,490,000 -4.7% 0.9%
First-Citizens Bank & Trust Company $1,080,000 $49,510,000 4,484.3% 0.9%
FREEDOM MORTGAGE CORPORATION $100,910,000 $46,440,000 -54.0% 0.9%
GARDNER FINANCIAL SERVICES, LTD. $42,990,000 n/a 0.8%
PULTE MORTGAGE LLC $28,910,000 $42,750,000 47.9% 0.8%
CARDINAL FINANCIAL $33,915,000 $41,590,000 22.6% 0.8%
EVERETT FINANCIAL, INC. $30,325,000 $41,350,000 36.4% 0.8%
NEWREZ LLC $25,955,000 $40,890,000 57.5% 0.8%
PENNYMAC LOAN SERVICES, LLC $105,040,000 $39,665,000 -62.2% 0.7%
Truist $98,760,000 $38,720,000 -60.8% 0.7%
Citizens Bank and Trust $22,705,000 $38,315,000 68.8% 0.7%
STOCKTON MORTGAGE CORPORATION $21,255,000 $36,790,000 73.1% 0.7%
CMG MORTGAGE, INC. $12,055,000 $35,105,000 191.2% 0.6%
HOMEAMERICAN MORTGAGE CORPORATION $42,260,000 $34,925,000 -17.4% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $47,160,000 $33,580,000 -28.8% 0.6%
JPMorgan Chase Bank $43,445,000 $32,300,000 -25.7% 0.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $128,905,000 $31,750,000 -75.4% 0.6%
South Pacific Financial Corporation $35,965,000 $31,540,000 -12.3% 0.6%
Paramount Residential Mortgage Group, Inc. $61,655,000 $31,140,000 -49.5% 0.6%
Waterstone Mortgage Corporation $26,780,000 $30,160,000 12.6% 0.6%
Banco do Brasil Americas $7,160,000 $29,940,000 318.2% 0.6%
CALIBER HOME LOANS, INC. $175,815,000 $29,500,000 -83.2% 0.5%
NAVY FEDERAL CREDIT UNION $43,400,000 $28,745,000 -33.8% 0.5%
Wells Fargo Bank $69,075,000 $28,530,000 -58.7% 0.5%
A&D Mortgage LLC $23,275,000 $27,595,000 18.6% 0.5%
PARK SQUARE HOME MORTGAGE, LLC $33,360,000 $25,740,000 -22.8% 0.5%
Flagstar Bank, FSB $47,250,000 $24,055,000 -49.1% 0.4%
TD Bank $14,295,000 $23,795,000 66.5% 0.4%
GUILD MORTGAGE COMPANY $22,070,000 $22,710,000 2.9% 0.4%
BAC Florida Bank $10,945,000 $22,525,000 105.8% 0.4%
Bank of America $36,755,000 $21,790,000 -40.7% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $21,170,000 n/a 0.4%
Suncoast Credit Union $21,085,000 $20,830,000 -1.2% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $25,470,000 $20,155,000 -20.9% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $64,315,000 $20,075,000 -68.8% 0.4%
DEEPHAVEN MORTGAGE LLC $23,340,000 $19,355,000 -17.1% 0.4%
JET HOMELOANS, LLC $6,995,000 $18,300,000 161.6% 0.3%
Hometown Equity Mortgage, LLC $10,660,000 $18,075,000 69.6% 0.3%
Citadel Servicing Corporation $12,085,000 $17,685,000 46.3% 0.3%
LENDINGHOME FUNDING CORPORATION $17,805,000 $17,600,000 -1.2% 0.3%
UNION HOME MORTGAGE CORP. $8,535,000 $17,270,000 102.3% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $13,275,000 $17,065,000 28.5% 0.3%
Bank Of Central Florida $16,090,000 n/a 0.3%
Citizens Bank $30,715,000 $15,165,000 -50.6% 0.3%
Regions Bank $20,470,000 $14,820,000 -27.6% 0.3%
Equity Prime Mortgage LLC $26,030,000 $14,775,000 -43.2% 0.3%
OCMBC, INC. $4,075,000 $14,590,000 258.0% 0.3%
VELOCIO MORTGAGE L.L.C. $12,820,000 $14,130,000 10.2% 0.3%
RBC Bank, (Georgia) $12,570,000 $14,100,000 12.2% 0.3%
U.S. Bank $26,650,000 $14,005,000 -47.4% 0.3%
Carrington Mortgage Services, LLC $25,750,000 $13,370,000 -48.1% 0.2%
GENEVA FINANCIAL, LLC $7,620,000 $13,260,000 74.0% 0.2%
Sierra Pacific Mortgage Company, Inc. $12,375,000 $13,130,000 6.1% 0.2%
GREYSTONE SERVICING COMPANY LLC $56,165,000 $13,005,000 -76.8% 0.2%
HOMEXPRESS MORTGAGE CORP. $14,645,000 $12,770,000 -12.8% 0.2%
MY MORTGAGE, INC. $14,315,000 $12,430,000 -13.2% 0.2%
HOMESIDE FINANCIAL, LLC $13,385,000 $12,385,000 -7.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $36,535,000 $12,250,000 -66.5% 0.2%
USAA Federal Savings Bank $15,055,000 $11,775,000 -21.8% 0.2%
Raymond James Bank $1,345,000 $11,720,000 771.4% 0.2%
21ST MORTGAGE CORPORATION $12,435,000 $11,625,000 -6.5% 0.2%
AMERICAN HERITAGE LENDING, INC. $3,325,000 $11,090,000 233.5% 0.2%
TRIAD FINANCIAL SERVICES, INC. $13,805,000 $10,995,000 -20.4% 0.2%
GUARANTEED RATE AFFINITY, LLC $18,465,000 $10,940,000 -40.8% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $10,365,000 n/a 0.2%
INSPIRE HOME LOANS INC. $8,310,000 $10,250,000 23.3% 0.2%
Barings Multifamily Capital $10,015,000 n/a 0.2%
Commerce Home Mortgage, Inc. $4,205,000 $9,625,000 128.9% 0.2%
PNC Bank $28,935,000 $8,830,000 -69.5% 0.2%
PLAZA HOME MORTGAGE, INC. $6,320,000 $8,785,000 39.0% 0.2%
NEW DAY FINANCIAL, LLC $14,480,000 $8,655,000 -40.2% 0.2%
MID AMERICA MORTGAGE, INC. $4,360,000 $8,570,000 96.6% 0.2%
Prime Meridian Bank $5,300,000 $8,545,000 61.2% 0.2%
First Heritage Mortgage, LLC $2,595,000 $8,525,000 228.5% 0.2%
PARTNERS $17,075,000 $8,200,000 -52.0% 0.2%
Mortgage Lenders Investment Trading Corporation $42,710,000 $8,015,000 -81.2% 0.1%
Century Mortgage Company DBA Century Lending Company $3,820,000 $7,825,000 104.8% 0.1%
PLANET HOME LENDING, LLC $17,930,000 $7,825,000 -56.4% 0.1%
Discover Bank $3,400,000 $7,745,000 127.8% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $6,915,000 $7,585,000 9.7% 0.1%
Centennial Bank $5,220,000 $7,490,000 43.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $15,165,000 $7,430,000 -51.0% 0.1%
ACADEMY MORTGAGE CORPORATION $2,160,000 $7,325,000 239.1% 0.1%
CANOPY MORTGAGE, LLC $1,645,000 $7,285,000 342.9% 0.1%
Bank of England $15,995,000 $7,280,000 -54.5% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $3,605,000 $7,270,000 101.7% 0.1%
The Federal Savings Bank $10,115,000 $6,840,000 -32.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $6,780,000 $6,755,000 -0.4% 0.1%
Fifth Third Bank $15,190,000 $6,675,000 -56.1% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $4,775,000 $6,630,000 38.8% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,230,000 $6,480,000 100.6% 0.1%
ARC HOME LLC $4,635,000 $6,430,000 38.7% 0.1%
City National Bank of Florida $3,010,000 $6,395,000 112.5% 0.1%
Hancock Whitney Bank $10,020,000 $6,240,000 -37.7% 0.1%
VILLAGE CAPITAL MORTGAGE $7,100,000 $6,200,000 -12.7% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $15,125,000 $6,075,000 -59.8% 0.1%
LOANPAL, LLC $15,050,000 $5,990,000 -60.2% 0.1%
MORTGAGE EQUITY PARTNERS LLC $6,915,000 $5,885,000 -14.9% 0.1%
AMCAP MORTGAGE, LTD. $3,750,000 $5,880,000 56.8% 0.1%
GTE Federal Credit Union $11,695,000 $5,875,000 -49.8% 0.1%
VAN DYK MORTGAGE CORPORATION $5,840,000 $5,825,000 -0.3% 0.1%
HOMESPIRE MORTGAGE CORPORATION $6,455,000 $5,760,000 -10.8% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $4,845,000 $5,735,000 18.4% 0.1%
Ixonia Bank $7,225,000 $5,610,000 -22.4% 0.1%
LIMA ONE CAPITAL, LLC $7,260,000 $5,560,000 -23.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $8,225,000 $5,495,000 -33.2% 0.1%
American Mortgage & Equity Consultants, Inc. $5,485,000 n/a 0.1%
GSF Mortgage Corporation $8,545,000 $5,455,000 -36.2% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $13,285,000 $5,440,000 -59.1% 0.1%
NORTHPOINT MORTGAGE, INC. $3,205,000 $5,380,000 67.9% 0.1%
EMBRACE HOME LOANS, INC. $12,395,000 $5,345,000 -56.9% 0.1%
FAIRWINDS CREDIT UNION $8,390,000 $5,295,000 -36.9% 0.1%
Terrabank $5,255,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $3,610,000 $5,125,000 42.0% 0.1%
TOWNE MORTGAGE COMPANY $1,755,000 $5,075,000 189.2% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $10,105,000 $5,025,000 -50.3% 0.1%
BAY EQUITY LLC $3,635,000 $5,020,000 38.1% 0.1%
LENDSURE MORTGAGE CORP. $7,545,000 $4,965,000 -34.2% 0.1%
The Huntington National Bank $5,115,000 $4,935,000 -3.5% 0.1%
DAS Acquisition Company, LLC $9,145,000 $4,885,000 -46.6% 0.1%
ACOPIA, LLC $10,280,000 $4,715,000 -54.1% 0.1%
Bell Bank $3,655,000 $4,670,000 27.8% 0.1%
BETTER MORTGAGE CORPORATION $12,225,000 $4,655,000 -61.9% 0.1%
Figure Lending LLC $3,950,000 $4,655,000 17.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $2,995,000 $4,580,000 52.9% 0.1%
SOUTHWEST STAGE FUNDING, LLC $2,885,000 $4,535,000 57.2% 0.1%
LAKEVIEW LOAN SERVICING, LLC $30,125,000 $4,480,000 -85.1% 0.1%
Wauchula State Bank $5,275,000 $4,480,000 -15.1% 0.1%
EQUITY RESOURCES, INC. $5,085,000 $4,465,000 -12.2% 0.1%
Grow Financial Federal Credit Union $1,185,000 $4,465,000 276.8% 0.1%
Coastal Community Bank $4,455,000 n/a 0.1%
EMM LOANS LLC $3,280,000 $4,450,000 35.7% 0.1%
NP, Inc. $1,345,000 $4,415,000 228.3% 0.1%
First Horizon Bank $5,420,000 $4,410,000 -18.6% 0.1%
ZILLOW HOME LOANS, LLC $7,865,000 $4,365,000 -44.5% 0.1%
OPEN MORTGAGE, LLC $4,880,000 $4,265,000 -12.6% 0.1%
DOMINION FINANCIAL SERVICES, LLC $2,555,000 $4,240,000 65.9% 0.1%
TrustCo Bank $6,325,000 $4,205,000 -33.5% 0.1%
Valley National Bank $5,280,000 $4,195,000 -20.5% 0.1%
Gateway First Bank $4,815,000 $4,185,000 -13.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,560,000 $4,180,000 17.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $11,095,000 $3,990,000 -64.0% 0.1%
Synovus Bank $63,300,000 $3,945,000 -93.8% 0.1%
Morgan Stanley Private Bank $4,880,000 $3,850,000 -21.1% 0.1%
General Mortgage Capital Corporation $2,075,000 $3,835,000 84.8% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $3,625,000 $3,745,000 3.3% 0.1%
First National Bank of America $4,575,000 $3,665,000 -19.9% 0.1%
PUBLIX EMPLOYEES $15,835,000 $3,660,000 -76.9% 0.1%
NBKC BANK $2,975,000 $3,525,000 18.5% 0.1%
Nations Lending Corporation $9,750,000 $3,510,000 -64.0% 0.1%
Cornerstone First Mortgage, Inc $3,345,000 $3,505,000 4.8% 0.1%
Barrington Bank & Trust Company, N.A. $3,970,000 $3,455,000 -13.0% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,360,000 $3,440,000 -35.8% 0.1%
GERSHMAN INVESTMENT CORP. $6,030,000 $3,415,000 -43.4% 0.1%
ENDEAVOR CAPITAL, LLC. $1,800,000 $3,345,000 85.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,085,000 $3,330,000 -18.5% 0.1%
Bank OZK $190,000 $3,255,000 1,613.2% 0.1%
WALKER & DUNLOP, LLC $191,480,000 $3,165,000 -98.3% 0.1%
Keystone Funding, Inc. $3,110,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $4,855,000 $3,100,000 -36.1% 0.1%
Logan Finance Corporation $3,085,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $5,375,000 $3,085,000 -42.6% 0.1%
Ally Bank $5,125,000 $3,055,000 -40.4% 0.1%
Helm Bank USA $470,000 $3,005,000 539.4% 0.1%
Desjardins Bank $1,480,000 $2,860,000 93.2% 0.1%
NATIONS RELIABLE LENDING, LLC $2,710,000 $2,850,000 5.2% 0.1%
Prosperity Home Mortgage, LLC $630,000 $2,830,000 349.2% 0.1%
NJ LENDERS CORP. $2,300,000 $2,795,000 21.5% 0.1%
SPRING EQ, LLC $7,060,000 $2,720,000 -61.5% 0.1%
Ameris Bank $1,715,000 $2,640,000 53.9% 0.0%
Mid-Continent Funding, Inc. $2,140,000 $2,635,000 23.1% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,980,000 $2,620,000 -12.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,325,000 $2,585,000 95.1% 0.0%
VYSTAR $2,665,000 $2,560,000 -3.9% 0.0%
ROYAL UNITED MORTGAGE LLC $4,470,000 $2,535,000 -43.3% 0.0%
SPACE COAST Credit Union $4,640,000 $2,530,000 -45.5% 0.0%
METROPLEX MORTGAGE SERVICES, INC. $1,320,000 $2,510,000 90.2% 0.0%
PREFERRED LENDING SERVICES, LLC $5,720,000 $2,500,000 -56.3% 0.0%
First Savings Bank $3,560,000 $2,480,000 -30.3% 0.0%
COMMUNITY CREDIT UNION OF FLORIDA $1,090,000 $2,465,000 126.1% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $2,110,000 $2,440,000 15.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $19,765,000 $2,420,000 -87.8% 0.0%
Loan Simple, Inc. $1,930,000 $2,350,000 21.8% 0.0%
AmeriHome Mortgage Company, LLC $10,175,000 $2,325,000 -77.1% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $4,865,000 $2,300,000 -52.7% 0.0%
CLEARPATH LENDING $2,130,000 $2,295,000 7.7% 0.0%
MidFirst Bank $2,510,000 $2,290,000 -8.8% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $24,480,000 $2,285,000 -90.7% 0.0%
BMO Harris Bank $925,000 $2,280,000 146.5% 0.0%
Summit Mortgage Corporation $4,860,000 $2,255,000 -53.6% 0.0%
Charles Schwab Bank, SSB $490,000 $2,240,000 357.1% 0.0%
OAKTREE FUNDING CORP. $1,295,000 $2,240,000 73.0% 0.0%
WATSON MORTGAGE CORP. $2,575,000 $2,210,000 -14.2% 0.0%
LEADERONE FINANCIAL CORPORATION $2,845,000 $2,160,000 -24.1% 0.0%
Lakeview Community Capital, LLC $14,420,000 $2,150,000 -85.1% 0.0%
Northpointe Bank $4,585,000 $2,150,000 -53.1% 0.0%
First Option Mortgage, LLC $2,015,000 $2,100,000 4.2% 0.0%
First Federal Bank $7,390,000 $2,070,000 -72.0% 0.0%
CONTOUR MORTGAGE CORPORATION $315,000 $2,060,000 554.0% 0.0%
PHH Mortgage Corporation $5,265,000 $2,050,000 -61.1% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $1,985,000 $2,040,000 2.8% 0.0%
First National Bank of Pennsylvania $525,000 $2,010,000 282.9% 0.0%
NEXERA HOLDING LLC $2,085,000 $1,975,000 -5.3% 0.0%
BM Real Estate Services, Inc. $1,015,000 $1,965,000 93.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $3,735,000 $1,900,000 -49.1% 0.0%
NEW WAVE LENDING GROUP INC $1,895,000 n/a 0.0%
READY MORTGAGE LENDERS, LLC $1,125,000 $1,885,000 67.6% 0.0%
FIRST MORTGAGE COMPANY, INC. $2,065,000 $1,865,000 -9.7% 0.0%
SILVER HILL FUNDING, LLC $2,415,000 $1,865,000 -22.8% 0.0%
Strong Home Mortgage, LLC $2,820,000 $1,830,000 -35.1% 0.0%
United Community Bank $1,915,000 $1,830,000 -4.4% 0.0%
The Loan Store, Inc. $155,000 $1,820,000 1,074.2% 0.0%
Stifel Bank and Trust $1,495,000 $1,805,000 20.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,030,000 $1,770,000 71.8% 0.0%
LADERA LENDING, INC. $2,095,000 $1,725,000 -17.7% 0.0%
RF Renovo Management Company, LLC $420,000 $1,705,000 306.0% 0.0%
M&T Bank $5,520,000 $1,665,000 -69.8% 0.0%
WINGS FINANCIAL $395,000 $1,625,000 311.4% 0.0%
Bethpage Federal Credit Union $1,810,000 $1,615,000 -10.8% 0.0%
Greenbox Loans, Inc. $3,820,000 $1,605,000 -58.0% 0.0%
North American Savings Bank, F.S.B. $2,915,000 $1,590,000 -45.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $4,715,000 $1,580,000 -66.5% 0.0%
AHL FUNDING $245,000 $1,560,000 536.7% 0.0%
RESIDENTIAL BANCORP $1,845,000 $1,510,000 -18.2% 0.0%
CIVIC FINANCIAL SERVICES, LLC $12,035,000 $1,460,000 -87.9% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $3,700,000 $1,445,000 -60.9% 0.0%
ALLIANT CREDIT UNION $2,910,000 $1,430,000 -50.9% 0.0%
AMERICAN BANCSHARES MORTGAGE $5,365,000 $1,425,000 -73.4% 0.0%
CLIFFCO, INC. $305,000 $1,395,000 357.4% 0.0%
FOUNDATION MORTGAGE CORPORATION $630,000 $1,385,000 119.8% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $6,390,000 $1,360,000 -78.7% 0.0%
The Central Trust Bank $1,085,000 $1,355,000 24.9% 0.0%
Advisors Mortgage Group, L.L.C. $1,400,000 $1,335,000 -4.6% 0.0%
AgFirst Farm Credit Bank $1,790,000 $1,335,000 -25.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $1,380,000 $1,315,000 -4.7% 0.0%
Citibank $2,905,000 $1,310,000 -54.9% 0.0%
United Fidelity Funding Corp. $600,000 $1,285,000 114.2% 0.0%
1ST FINANCIAL, INC. $650,000 $1,280,000 96.9% 0.0%
TOTAL MORTGAGE SERVICES, LLC $1,170,000 $1,260,000 7.7% 0.0%
212 LOANS, LLC. $300,000 $1,240,000 313.3% 0.0%
Capital Bank $305,000 $1,235,000 304.9% 0.0%
MLD MORTGAGE INC. $2,035,000 $1,220,000 -40.0% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $155,000 $1,200,000 674.2% 0.0%
Presidential Bank, FSB $1,185,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $590,000 $1,180,000 100.0% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,655,000 $1,175,000 -29.0% 0.0%
Premium Mortgage Corporation $1,165,000 n/a 0.0%
Alcova Mortgage LLC $1,510,000 $1,160,000 -23.2% 0.0%
Union Savings Bank $510,000 $1,160,000 127.5% 0.0%
USF Federal Credit Union $2,050,000 $1,150,000 -43.9% 0.0%
T2 FINANCIAL LLC $950,000 $1,140,000 20.0% 0.0%
ADDITION FINANCIAL $2,020,000 $1,135,000 -43.8% 0.0%
Metro City Bank $2,650,000 $1,135,000 -57.2% 0.0%
SHELTER HOME MORTGAGE, LLC $1,955,000 $1,135,000 -41.9% 0.0%
PANORAMA MORTGAGE GROUP, LLC $2,125,000 $1,130,000 -46.8% 0.0%
SWBC MORTGAGE CORPORATION $910,000 $1,130,000 24.2% 0.0%
INTERCAP LENDING INC. $1,410,000 $1,125,000 -20.2% 0.0%
CHERRY CREEK MORTGAGE, LLC $3,245,000 $1,110,000 -65.8% 0.0%
INB $5,635,000 $1,105,000 -80.4% 0.0%
Town Square Mortgage & Investments, Inc. $5,390,000 $1,105,000 -79.5% 0.0%
LOANLEADERS OF AMERICA, INC. $320,000 $1,100,000 243.8% 0.0%
Pinnacle Bank $345,000 $1,055,000 205.8% 0.0%
CRESCENT MORTGAGE COMPANY $7,785,000 $1,035,000 -86.7% 0.0%
Seacoast National Bank $2,930,000 $1,035,000 -64.7% 0.0%
Central Bank $1,030,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,555,000 $1,030,000 -33.8% 0.0%
GMFS LLC $1,845,000 $1,030,000 -44.2% 0.0%
Goldwater Bank, N.A. $1,315,000 $1,030,000 -21.7% 0.0%
MILEND, INC. $2,350,000 $1,025,000 -56.4% 0.0%
LEGEND LENDING CORPORATION $1,490,000 $1,015,000 -31.9% 0.0%
KELLER MORTGAGE, LLC $4,445,000 $1,010,000 -77.3% 0.0%
Evolve Bank & Trust $1,470,000 $990,000 -32.7% 0.0%
UBS Bank USA $810,000 $990,000 22.2% 0.0%
BECKAM FUNDING CORP. $2,185,000 $965,000 -55.8% 0.0%
CIBM Bank $960,000 n/a 0.0%
Baxter Credit Union $2,920,000 $950,000 -67.5% 0.0%
FIRST EQUITY MORTGAGE BANKERS, INC. $970,000 $940,000 -3.1% 0.0%
AXIA FINANCIAL, LLC $2,340,000 $935,000 -60.0% 0.0%
PREMIA MORTGAGE, LLC $1,065,000 $900,000 -15.5% 0.0%
TEACHERS $1,285,000 $890,000 -30.7% 0.0%
EVANSVILLE TEACHERS $1,470,000 $875,000 -40.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $2,815,000 $860,000 -69.4% 0.0%
LONGBRIDGE FINANCIAL, LLC $1,695,000 $855,000 -49.6% 0.0%
Network Funding, L.P. $500,000 $855,000 71.0% 0.0%
Bank-Fund Staff Federal Credit Union $400,000 $850,000 112.5% 0.0%
MORTGAGE ACCESS CORP. $850,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $6,720,000 $845,000 -87.4% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $975,000 $825,000 -15.4% 0.0%
First Home Bank $2,545,000 $825,000 -67.6% 0.0%
ROSS MORTGAGE CORPORATION $815,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $330,000 $795,000 140.9% 0.0%
POINT Mortgage $785,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $1,025,000 $780,000 -23.9% 0.0%
Kwik Mortgage Corporation $335,000 $765,000 128.4% 0.0%
BNC National Bank $2,200,000 $760,000 -65.5% 0.0%
DIGITAL Federal Credit Union $320,000 $760,000 137.5% 0.0%
Pinnacle Bank $345,000 $760,000 120.3% 0.0%
Orrstown Bank $755,000 n/a 0.0%
5TH STREET CAPITAL, INC. $3,655,000 $750,000 -79.5% 0.0%
Armed Forces Bank $750,000 n/a 0.0%
First Merchants Bank $335,000 $745,000 122.4% 0.0%
ITHINK FINANCIAL Credit Union $1,540,000 $740,000 -51.9% 0.0%
ML Mortgage Corp. $740,000 n/a 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $580,000 $740,000 27.6% 0.0%
Heartland National Bank $1,470,000 $725,000 -50.7% 0.0%
NTFN, INC. $665,000 $720,000 8.3% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $205,000 $720,000 251.2% 0.0%
LENDINGONE, LLC $17,285,000 $715,000 -95.9% 0.0%
Capital City Home Loans, LLC $695,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $1,315,000 $695,000 -47.1% 0.0%
JMAC LENDING, INC. $815,000 $695,000 -14.7% 0.0%
Performance Financial, Inc. $695,000 n/a 0.0%
Shamrock Home Loans, Inc. $105,000 $690,000 557.1% 0.0%
First IC Corporation $680,000 n/a 0.0%
Leader Bank $680,000 n/a 0.0%
Midwest Mortgage Associates Corporation $680,000 n/a 0.0%
1st Source Bank $675,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $685,000 $670,000 -2.2% 0.0%
FLORIDA CENTRAL CREDIT UNION $1,060,000 $660,000 -37.7% 0.0%
US MORTGAGE CORPORATION $195,000 $660,000 238.5% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $650,000 n/a 0.0%
LAKE MICHIGAN CREDIT UNION $5,220,000 $635,000 -87.8% 0.0%
American Security Mortgage Corp. $630,000 n/a 0.0%
Mortgage Assurance Inc. $630,000 n/a 0.0%
Luxury Mortgage Corp. $2,295,000 $625,000 -72.8% 0.0%
Watermark Capital, Inc. $880,000 $620,000 -29.5% 0.0%
CNB Bank $610,000 n/a 0.0%
HomeTrust Bank $610,000 n/a 0.0%
Servion, Inc. $610,000 n/a 0.0%
Carrollton Bank $605,000 n/a 0.0%
S1L, Inc. $1,830,000 $605,000 -66.9% 0.0%
Arvest Bank $1,875,000 $600,000 -68.0% 0.0%
Florida Capital Bank $580,000 $595,000 2.6% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $390,000 $585,000 50.0% 0.0%
FAIRWAY FUNDING GROUP, INC. $1,760,000 $575,000 -67.3% 0.0%
United Nations Federal Credit Union $1,095,000 $575,000 -47.5% 0.0%
Farmers Bank & Trust $410,000 $570,000 39.0% 0.0%
GREENWOOD $930,000 $560,000 -39.8% 0.0%
JMJ FINANCIAL GROUP $395,000 $560,000 41.8% 0.0%
Advance Financial Group, LLC $555,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $550,000 n/a 0.0%
MORTGAGE FINANCIAL GROUP, INC. $550,000 n/a 0.0%
INTELLILOAN, INC. $270,000 $545,000 101.9% 0.0%
TJC Mortgage, Inc. $960,000 $545,000 -43.2% 0.0%
J. VIRGIL, INC. $540,000 n/a 0.0%
NEW FED MORTGAGE, CORP. $540,000 n/a 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $540,000 n/a 0.0%
ACHIEVA CREDIT UNION $1,455,000 $530,000 -63.6% 0.0%
SIRVA MORTGAGE, INC. $275,000 $530,000 92.7% 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $530,000 n/a 0.0%
DFCU FINANCIAL $520,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $355,000 $520,000 46.5% 0.0%
TruGrocer Federal Credit Union $505,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $275,000 $500,000 81.8% 0.0%
Notre Dame Federal Credit Union Corporation $500,000 n/a 0.0%
KeyBank $5,555,000 $495,000 -91.1% 0.0%
Wolfe Financial, Inc $395,000 $490,000 24.1% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $10,275,000 $485,000 -95.3% 0.0%
Republic Bank & Trust Company $1,145,000 $485,000 -57.6% 0.0%
BancorpSouth $2,160,000 $475,000 -78.0% 0.0%
Beeline Loans, Inc. $475,000 n/a 0.0%
VERITAS FUNDING, LLC $1,455,000 $475,000 -67.4% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $475,000 n/a 0.0%
GREENTREE MORTGAGE COMPANY, L.P. $335,000 $470,000 40.3% 0.0%
ORLANDO CREDIT UNION $1,480,000 $470,000 -68.2% 0.0%
Signature Federal Credit Union $470,000 n/a 0.0%
Meridian Bank Corporation $345,000 $465,000 34.8% 0.0%
RAILROAD & INDUSTRIAL $510,000 $465,000 -8.8% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,340,000 $460,000 -65.7% 0.0%
Assurance Financial Group, L.L.C. $455,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $155,000 $455,000 193.5% 0.0%
MORTGAGE INVESTORS GROUP, INC. $500,000 $450,000 -10.0% 0.0%
AmRes Corporation $3,630,000 $445,000 -87.7% 0.0%
BOKF $295,000 $445,000 50.8% 0.0%
Northwest Federal Credit Union $285,000 $445,000 56.1% 0.0%
AMERITRUST MORTGAGE CORPORATION $435,000 n/a 0.0%
BELEM SERVICING LLC $435,000 n/a 0.0%
First Financial Bank $435,000 n/a 0.0%
Genesee Regional Bank $435,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $430,000 n/a 0.0%
FIRST OHIO HOME FINANCE, INC. $425,000 n/a 0.0%
Mercantile Bank of Michigan $425,000 n/a 0.0%
PROVINCE MORTGAGE ASSOCIATES, INC. $425,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $275,000 $420,000 52.7% 0.0%
NUMARK CREDIT UNION $110,000 $420,000 281.8% 0.0%
RESIDENTIAL HOME FUNDING CORP. $530,000 $420,000 -20.8% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $950,000 $420,000 -55.8% 0.0%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $415,000 n/a 0.0%
Encompass Lending Group, LP $485,000 $415,000 -14.4% 0.0%
Home State Bank $415,000 n/a 0.0%
Merchants Bank of Indiana $405,000 $415,000 2.5% 0.0%
UNITED PREMIER FUNDING, LLC $415,000 n/a 0.0%
Quontic Bank $2,225,000 $410,000 -81.6% 0.0%
Ballston Spa National Bank $405,000 n/a 0.0%
First Federal Bank, A FSB $415,000 $405,000 -2.4% 0.0%
Northwest Bank $405,000 n/a 0.0%
CIS Financial Services, Inc. $255,000 $400,000 56.9% 0.0%
Bankers Trust Company $395,000 n/a 0.0%
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. $395,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,195,000 $385,000 -67.8% 0.0%
ON Q FINANCIAL, INC. $305,000 $385,000 26.2% 0.0%
RADIUS FINANCIAL GROUP INC. $955,000 $385,000 -59.7% 0.0%
First Federal Bank of the Midwest $380,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $225,000 $380,000 68.9% 0.0%
Atlantic Coast Mortgage, LLC $1,020,000 $375,000 -63.2% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,270,000 $375,000 -70.5% 0.0%
Byline Bank $375,000 n/a 0.0%
GFA Federal Credit Union $55,000 $375,000 581.8% 0.0%
HARBORONE MORTGAGE, LLC $1,140,000 $375,000 -67.1% 0.0%
MANN FINANCIAL INC. $375,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $840,000 $375,000 -55.4% 0.0%
Bank of Hope $365,000 n/a 0.0%
Mortgage America, Inc. $365,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $2,095,000 $360,000 -82.8% 0.0%
Intercredit Bank $360,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $355,000 $355,000 0.0% 0.0%
HOME FINANCING CENTER, INC. $355,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $705,000 $350,000 -50.4% 0.0%
Busey Bank $205,000 $345,000 68.3% 0.0%
Community First National Bank $385,000 $345,000 -10.4% 0.0%
Credence Funding Corporation $345,000 n/a 0.0%
Herring Bank $345,000 n/a 0.0%
NexBank $1,955,000 $345,000 -82.4% 0.0%
Park State Bank $345,000 n/a 0.0%
SFMC, LP $345,000 $345,000 0.0% 0.0%
STAUNTON FINANCIAL, INC. $345,000 n/a 0.0%
GEO-CORP, INC. $205,000 $335,000 63.4% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $2,325,000 $335,000 -85.6% 0.0%
MEMBER FIRST MORTGAGE, LLC $335,000 n/a 0.0%
Nassau Educators Federal Credit Union $425,000 $335,000 -21.2% 0.0%
Towne Bank $335,000 n/a 0.0%
First Bank $325,000 n/a 0.0%
HOME APPROVALS DIRECT, INC. $325,000 n/a 0.0%
MORTGAGEONE, INC. $325,000 n/a 0.0%
Neighborhood Loans, Inc. $450,000 $325,000 -27.8% 0.0%
SUMMIT MORTGAGE CORPORATION $325,000 n/a 0.0%
The Fountain Trust Company $325,000 n/a 0.0%
TOWER $1,960,000 $325,000 -83.4% 0.0%
Willamette Valley Bank $145,000 $325,000 124.1% 0.0%
American Community Bank of Indiana $315,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $305,000 $315,000 3.3% 0.0%
CBM Mortgage, Inc. $275,000 $315,000 14.5% 0.0%
Chicago Mortgage Solutions LLC $3,810,000 $315,000 -91.7% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $255,000 $315,000 23.5% 0.0%
George Mason Mortgage, LLC $135,000 $315,000 133.3% 0.0%
SALEM FIVE MORTGAGE COMPANY, LLC $275,000 $315,000 14.5% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $245,000 $305,000 24.5% 0.0%
HOMESTEAD FUNDING CORP. $365,000 $305,000 -16.4% 0.0%
Mid Penn Bank $305,000 n/a 0.0%
State Department Federal Credit Union $85,000 $305,000 258.8% 0.0%
The State Bank $305,000 n/a 0.0%
UIF CORPORATION $620,000 $305,000 -50.8% 0.0%
Civista Bank $295,000 n/a 0.0%
DYBN FINANCIAL CORP. $295,000 n/a 0.0%
Integrity Home Mortgage Corp $255,000 $295,000 15.7% 0.0%
Simmons Bank $55,005,000 $295,000 -99.5% 0.0%
FLORIDA $805,000 $290,000 -64.0% 0.0%
BANC ONE MORTGAGE CORPORATION $285,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $285,000 n/a 0.0%
THE MORTGAGE WAREHOUSE,LLC $285,000 n/a 0.0%
Webster Bank $105,000 $285,000 171.4% 0.0%
ASSOCIATED MORTGAGE BANKERS, INC. $275,000 n/a 0.0%
CUSO MORTGAGE CORPORATION $275,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $275,000 n/a 0.0%
Fortress Bank $275,000 n/a 0.0%
Northeast Equitable Mortgage, LLC $275,000 n/a 0.0%
SELF-HELP Credit Union $390,000 $275,000 -29.5% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $740,000 $275,000 -62.8% 0.0%
Univest Bank and Trust Co. $185,000 $275,000 48.6% 0.0%
First Liberty Bank $265,000 n/a 0.0%
Sun East Federal Credit Union $265,000 n/a 0.0%
Truliant Federal Credit Union $265,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $315,000 $260,000 -17.5% 0.0%
American Broadcast Employees Federal Credit Union $255,000 n/a 0.0%
NMSI, INC. $205,000 $255,000 24.4% 0.0%
SeaTrust Mortgage Company $255,000 $255,000 0.0% 0.0%
Tyndall Federal Credit Union $95,000 $250,000 163.2% 0.0%
American Airlines Federal Credit Union $1,010,000 $245,000 -75.7% 0.0%
Honor Credit Union $245,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $245,000 n/a 0.0%
MK LENDING CORP. $245,000 n/a 0.0%
Resource Bank, N.A. $245,000 n/a 0.0%
THE MORTGAGE LINK, INC. $285,000 $245,000 -14.0% 0.0%
TNBANK $245,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $2,725,000 $240,000 -91.2% 0.0%
Park Lane Finance Solutions, LLC $130,000 $240,000 84.6% 0.0%
QUORUM FEDERAL CREDIT UNION $325,000 $240,000 -26.2% 0.0%
CORNING $75,000 $235,000 213.3% 0.0%
East Coast Capital Corp. $1,815,000 $235,000 -87.1% 0.0%
First Central Savings Bank $235,000 n/a 0.0%
GOLD Credit Union $35,000 $235,000 571.4% 0.0%
S&T Bank $1,285,000 $235,000 -81.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $2,310,000 $230,000 -90.0% 0.0%
Secured Investment Corp. $155,000 $230,000 48.4% 0.0%
Fulton Bank $225,000 n/a 0.0%
GOOGAIN, INC. $225,000 n/a 0.0%
MORTGAGE CENTER L.C $165,000 $225,000 36.4% 0.0%
N R L Federal Credit Union $225,000 n/a 0.0%
PARAGON HOME LOANS INC. $225,000 n/a 0.0%
Superior Credit Union, Inc. $225,000 n/a 0.0%
TAMPA BAY FEDERAL CREDIT UNION $170,000 $220,000 29.4% 0.0%
Blue Ridge Bank $215,000 n/a 0.0%
Bremer Bank $630,000 $215,000 -65.9% 0.0%
HomePromise Corporation $325,000 $215,000 -33.8% 0.0%
The Camden National Bank $215,000 n/a 0.0%
The First, A National Banking Association $215,000 n/a 0.0%
ADVANCIAL $750,000 $205,000 -72.7% 0.0%
Chickasaw Community Bank $125,000 $205,000 64.0% 0.0%
First Farmers Bank and Trust Company $205,000 n/a 0.0%
IVY MORTGAGE, INC. $215,000 $205,000 -4.7% 0.0%
Maine Savings Federal Credit Union $205,000 n/a 0.0%
McCoy Federal Credit Union $650,000 $205,000 -68.5% 0.0%
MORTGAGE 1 INCORPORATED $200,000 $205,000 2.5% 0.0%
PRYSMA LENDING GROUP, LLC $215,000 $205,000 -4.7% 0.0%
RESOURCE FINANCIAL SERVICES, INC. $205,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,165,000 $205,000 -82.4% 0.0%
CAMPUS USA $275,000 $200,000 -27.3% 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $45,000 $200,000 344.4% 0.0%
Blackhawk Bank $195,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $525,000 $195,000 -62.9% 0.0%
ALLEGACY FEDERAL CREDIT UNION $185,000 n/a 0.0%
GREENWAY MORTGAGE FUNDING CORP. $185,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $325,000 $185,000 -43.1% 0.0%
Marquette Bank $215,000 $185,000 -14.0% 0.0%
MLB RESIDENTIAL LENDING, LLC $1,545,000 $185,000 -88.0% 0.0%
Acre Mortgage and Financial Inc $235,000 $175,000 -25.5% 0.0%
Quaint Oak Mortgage, LLC $175,000 n/a 0.0%
HighTechLending Inc $270,000 $165,000 -38.9% 0.0%
FIRST FLORIDA Credit Union $200,000 $155,000 -22.5% 0.0%
First Palmetto Bank $155,000 n/a 0.0%
GENERAL ELECTRIC CREDIT UNION $155,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $55,000 $155,000 181.8% 0.0%
University Bank $155,000 n/a 0.0%
DG PINNACLE FUNDING LLC $730,000 $150,000 -79.5% 0.0%
Magnolia Bank $450,000 $145,000 -67.8% 0.0%
The Queenstown Bank of Maryland $145,000 n/a 0.0%
ENCORE BANK $135,000 n/a 0.0%
First American Bank $135,000 n/a 0.0%
Grundy Bank $135,000 n/a 0.0%
Natbank $620,000 $135,000 -78.2% 0.0%
THE MONEY HOUSE INC. $725,000 $135,000 -81.4% 0.0%
CHARTER WEST BANK $125,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $90,000 $125,000 38.9% 0.0%
VAL-CHRIS INVESTMENTS, INC. $125,000 n/a 0.0%
Credit Union 1 $115,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $525,000 $105,000 -80.0% 0.0%
Independent Bank $105,000 n/a 0.0%
UMB Bank $105,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $580,000 $85,000 -85.3% 0.0%
CapStar Bank $65,000 n/a 0.0%
TOGETHER CREDIT UNION $235,000 $60,000 -74.5% 0.0%
ATLANTA POSTAL $25,000 $55,000 120.0% 0.0%
BayCoast Bank $550,000 $55,000 -90.0% 0.0%
GEORGIA'S OWN $900,000 $55,000 -93.9% 0.0%
SOUTH FLORIDA EDUCATIONAL $55,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $25,000 $55,000 120.0% 0.0%
United States Senate Federal Credit Union $480,000 $55,000 -88.5% 0.0%
USAlliance Federal Credit Union $55,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $30,000 $50,000 66.7% 0.0%
LAUNCH FEDERAL CREDIT UNION $45,000 n/a 0.0%
United Southern Bank $45,000 n/a 0.0%
KINECTA $215,000 $35,000 -83.7% 0.0%
Ardent Federal Credit Union $25,000 n/a 0.0%
Clearview Federal Credit Union $25,000 n/a 0.0%
Connexus Credit Union $25,000 n/a 0.0%
KEMBA FINANCIAL $25,000 $25,000 0.0% 0.0%
THRIVENT Federal Credit Union $135,000 $15,000 -88.9% 0.0%

LAKELAND - WINTER HAVEN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.8% market share. In second place, with 6.3%, is DHI MORTGAGE COMPANY, LTD., having originated $340,260,000 in loans. In third place, with 4.1%, is QUICKEN LOANS, LLC, having originated $221,020,000 in loans. In fourth place, with 3.8%, is EAGLE HOME MORTGAGE, LLC, having originated $205,485,000 in loans. In fifth place, with 2.8%, is HOME SOLUTION LENDERS INC., having originated $150,820,000 in loans.


LAKELAND - WINTER HAVEN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LAKELAND - WINTER HAVEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $219,000 (9.6%) $258,660 (8.0%) 0.81 2,628
2018-02-01 $219,900 (7.6%) $259,706 (6.9%) 0.80 2,648
2018-03-01 $222,825 (8.8%) $263,192 (7.6%) 0.78 2,578
2018-04-01 $224,950 (7.1%) $273,636 (9.4%) 0.76 2,502
2018-05-01 $224,950 (4.7%) $275,616 (9.4%) 0.75 2,519
2018-06-01 $225,000 (3.9%) $275,270 (7.5%) 0.75 2,535
2018-07-01 $228,375 (4.8%) $278,348 (7.9%) 0.76 2,534
2018-08-01 $227,425 (3.6%) $276,628 (7.0%) 0.76 2,663
2018-09-01 $225,000 (2.5%) $272,424 (5.3%) 0.76 2,802
2018-10-01 $224,900 (2.5%) $271,559 (4.3%) 0.76 2,886
2018-11-01 $223,948 (1.6%) $268,801 (2.6%) 0.76 3,047
2018-12-01 $224,000 (2.3%) $266,583 (3.4%) 0.77 3,040
2019-01-01 $222,024 (1.4%) $261,527 (1.1%) 0.77 3,193
2019-02-01 $224,450 (2.1%) $260,067 (0.1%) 0.76 3,320
2019-03-01 $224,998 (1.0%) $267,344 (1.6%) 0.74 3,197
2019-04-01 $225,000 (0.0%) $273,390 (-0.1%) 0.71 3,034
2019-05-01 $229,450 (2.0%) $276,876 (0.5%) 0.72 2,877
2019-06-01 $229,900 (2.2%) $282,390 (2.6%) 0.72 2,808
2019-07-01 $229,553 (0.5%) $286,851 (3.1%) 0.72 2,810
2019-08-01 $229,245 (0.8%) $286,698 (3.6%) 0.73 2,933
2019-09-01 $229,614 (2.1%) $280,595 (3.0%) 0.73 3,018
2019-10-01 $229,859 (2.2%) $276,430 (1.8%) 0.74 3,070
2019-11-01 $229,000 (2.3%) $273,715 (1.8%) 0.75 3,035
2019-12-01 $229,700 (2.5%) $271,864 (2.0%) 0.77 2,977
2020-01-01 $230,056 (3.6%) $273,843 (4.7%) 0.77 2,916
2020-02-01 $234,000 (4.3%) $278,540 (7.1%) 0.77 2,810
2020-03-01 $234,900 (4.4%) $281,285 (5.2%) 0.74 2,692
2020-04-01 $234,463 (4.2%) $272,947 (-0.2%) 0.73 2,874
2020-05-01 $234,490 (2.2%) $274,454 (-0.9%) 0.71 2,723
2020-06-01 $234,950 (2.2%) $274,532 (-2.8%) 0.69 2,453
2020-07-01 $235,250 (2.5%) $275,408 (-4.0%) 0.68 2,319
2020-08-01 $239,900 (4.7%) $284,268 (-0.9%) 0.69 2,078
2020-09-01 $243,605 (6.1%) $287,781 (2.6%) 0.70 2,003
2020-10-01 $245,000 (6.6%) $286,107 (3.5%) 0.70 2,020
2020-11-01 $245,860 (7.4%) $288,862 (5.5%) 0.72 2,052
2020-12-01 $249,695 (8.7%) $290,439 (6.8%) 0.74 1,928
2021-01-01 $252,180 (9.6%) $296,770 (8.4%) 0.75 1,660
2021-02-01 $252,265 (7.8%) $301,684 (8.3%) 0.73 1,359
2021-03-01 $256,950 (9.4%) $314,013 (11.6%) 0.73 1,048
2021-04-01 $264,950 (13.0%) $326,804 (19.7%) 0.72 884
2021-05-01 $274,900 (17.2%) $347,849 (26.7%) 0.73 777
2021-06-01 $283,960 (20.9%) $363,544 (32.4%) 0.75 808
2021-07-01 $285,000 (21.2%) $355,889 (29.2%) 0.75 1,011
2021-08-01 $296,617 (23.6%) $357,204 (25.7%) 0.79 1,083
2021-09-01 $307,500 (26.2%) $372,904 (29.6%) 0.82 1,096
2021-10-01 $319,900 (30.6%) $379,838 (32.8%) 0.85 1,127
2021-11-01 $317,013 (28.9%) $380,058 (31.6%) 0.85 1,106
2021-12-01 $327,450 (31.1%) $394,418 (35.8%) 0.89 1,044
2022-01-01 $325,000 (28.9%) $401,222 (35.2%) 0.88 939
2022-02-01 $331,033 (31.2%) $410,887 (36.2%) 0.86 859
2022-03-01 $342,900 (33.5%) $415,868 (32.4%) 0.86 888
2022-04-01 $350,000 (32.1%) $430,510 (31.7%) 0.83 933
2022-05-01 $364,765 (32.7%) $430,146 (23.7%) 0.83 1,267
2022-06-01 $370,030 (30.3%) $429,737 (18.2%) 0.82 1,594
2022-07-01 $365,000 (28.1%) $414,408 (16.4%) 0.82 2,178
2022-08-01 $364,000 (22.7%) $414,283 (16.0%) 0.84 2,565
2022-09-01 $359,999 (17.1%) $409,778 (9.9%) 0.84 2,743
2022-10-01 $359,900 (12.5%) $408,043 (7.4%) 0.85 2,816
2022-11-01 $351,125 (10.8%) $400,055 (5.3%) 0.84 3,101
2022-12-01 $349,900 (6.9%) $397,010 (0.7%) 0.86 3,071
2023-01-01 $349,000 (7.4%) $400,193 (-0.3%) 0.86 2,994
2023-02-01 $349,000 (5.4%) $400,838 (-2.5%) 0.84 2,897
2023-03-01 $349,950 (2.1%) $408,401 (-1.8%) 0.83 2,725
2023-04-01 $349,495 (-0.1%) $403,789 (-6.2%) 0.81 2,680
2023-05-01 $350,000 (-4.1%) $415,882 (-3.3%) 0.79 2,633
2023-06-01 $353,700 (-4.4%) $420,839 (-2.1%) 0.79 2,571
2023-07-01 $358,000 (-1.9%) $423,952 (2.3%) 0.81 2,561
2023-08-01 $359,495 (-1.2%) $426,306 (2.9%) 0.83 2,765
2023-09-01 $358,793 (-0.3%) $415,459 (1.4%) 0.84 3,010
2023-10-01 $355,000 (-1.4%) $416,330 (2.0%) 0.84 3,307
2023-11-01 $355,000 (1.1%) $421,488 (5.4%) 0.85 3,481
2023-12-01 $350,000 (0.0%) $419,754 (5.7%) 0.85 3,582
2024-01-01 $350,000 (0.3%) $418,243 (4.5%) 0.85 3,554
2024-02-01 $350,000 (0.3%) $414,251 (3.4%) 0.84 3,746
2024-03-01 $349,950 (0.0%) $409,691 (0.3%) 0.82 3,922
LAKELAND - WINTER HAVEN's median listing price for 2024-03-01 was $349,950, a difference of $0 (0.0%) versus the prior year and $-50 versus the prior month.

LAKELAND - WINTER HAVEN's median listing price comes in at 82% of the national average.

LAKELAND - WINTER HAVEN's average listing price for 2024-03-01 was $409,691, a difference of $1,290 (0.3%) versus the prior year and $-4,560 versus the prior month.

For the 2024-03-01 period, LAKELAND - WINTER HAVEN had 3,922 MLS listings, a difference of 176 listings (5%) versus the prior month and 1,197 listings (44%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LAKELAND - WINTER HAVEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 68 days 1,884 sqft
2018-02-01 65 days 1,880 sqft
2018-03-01 58 days 1,882 sqft
2018-04-01 58 days 1,918 sqft
2018-05-01 58 days 1,911 sqft
2018-06-01 57 days 1,911 sqft
2018-07-01 58 days 1,918 sqft
2018-08-01 54 days 1,919 sqft
2018-09-01 55 days 1,883 sqft
2018-10-01 60 days 1,862 sqft
2018-11-01 59 days 1,859 sqft
2018-12-01 65 days 1,855 sqft
2019-01-01 68 days 1,848 sqft
2019-02-01 59 days 1,836 sqft
2019-03-01 56 days 1,847 sqft
2019-04-01 60 days 1,847 sqft
2019-05-01 63 days 1,854 sqft
2019-06-01 64 days 1,877 sqft
2019-07-01 61 days 1,856 sqft
2019-08-01 61 days 1,845 sqft
2019-09-01 62 days 1,836 sqft
2019-10-01 63 days 1,829 sqft
2019-11-01 60 days 1,828 sqft
2019-12-01 67 days 1,828 sqft
2020-01-01 69 days 1,828 sqft
2020-02-01 67 days 1,831 sqft
2020-03-01 57 days 1,836 sqft
2020-04-01 57 days 1,828 sqft
2020-05-01 68 days 1,828 sqft
2020-06-01 75 days 1,828 sqft
2020-07-01 64 days 1,818 sqft
2020-08-01 57 days 1,821 sqft
2020-09-01 53 days 1,814 sqft
2020-10-01 51 days 1,787 sqft
2020-11-01 49 days 1,803 sqft
2020-12-01 54 days 1,816 sqft
2021-01-01 61 days 1,813 sqft
2021-02-01 54 days 1,776 sqft
2021-03-01 44 days 1,806 sqft
2021-04-01 40 days 1,806 sqft
2021-05-01 38 days 1,798 sqft
2021-06-01 34 days 1,807 sqft
2021-07-01 33 days 1,798 sqft
2021-08-01 36 days 1,810 sqft
2021-09-01 37 days 1,807 sqft
2021-10-01 36 days 1,825 sqft
2021-11-01 38 days 1,802 sqft
2021-12-01 51 days 1,819 sqft
2022-01-01 43 days 1,814 sqft
2022-02-01 33 days 1,800 sqft
2022-03-01 32 days 1,777 sqft
2022-04-01 31 days 1,798 sqft
2022-05-01 28 days 1,821 sqft
2022-06-01 30 days 1,826 sqft
2022-07-01 33 days 1,820 sqft
2022-08-01 37 days 1,823 sqft
2022-09-01 44 days 1,827 sqft
2022-10-01 55 days 1,828 sqft
2022-11-01 61 days 1,820 sqft
2022-12-01 67 days 1,824 sqft
2023-01-01 71 days 1,824 sqft
2023-02-01 67 days 1,828 sqft
2023-03-01 56 days 1,831 sqft
2023-04-01 58 days 1,819 sqft
2023-05-01 54 days 1,828 sqft
2023-06-01 55 days 1,838 sqft
2023-07-01 54 days 1,851 sqft
2023-08-01 51 days 1,851 sqft
2023-09-01 53 days 1,837 sqft
2023-10-01 54 days 1,834 sqft
2023-11-01 57 days 1,829 sqft
2023-12-01 64 days 1,820 sqft
2024-01-01 73 days 1,819 sqft
2024-02-01 70 days 1,823 sqft
2024-03-01 59 days 1,819 sqft
LAKELAND - WINTER HAVEN's median listing age (time on market) for 2024-03-01 was 59 days. This is 5% longer than the same period one year ago.

LAKELAND - WINTER HAVEN's median square footage for active listings during the 2024-03-01 period was 1,819 sqft. One year prior, the average listing was 1,831 sqft.

LAKELAND-WINTER HAVEN, FL Average Rent (2023)

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For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
33547 Lakeland-Winter Haven, FL MSA $1,940 $2,070 $2,490 $3,190 $3,910
33801 Lakeland-Winter Haven, FL MSA $880 $890 $1,100 $1,490 $1,870
33802 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33803 Lakeland-Winter Haven, FL MSA $1,100 $1,110 $1,370 $1,850 $2,330
33804 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33805 Lakeland-Winter Haven, FL MSA $980 $990 $1,220 $1,650 $2,080
33806 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33807 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33809 Lakeland-Winter Haven, FL MSA $1,020 $1,030 $1,270 $1,720 $2,160
33810 Lakeland-Winter Haven, FL MSA $1,040 $1,040 $1,290 $1,750 $2,200
33811 Lakeland-Winter Haven, FL MSA $1,000 $1,010 $1,250 $1,690 $2,130
33812 Lakeland-Winter Haven, FL MSA $1,150 $1,160 $1,430 $1,930 $2,440
33813 Lakeland-Winter Haven, FL MSA $1,140 $1,150 $1,420 $1,920 $2,420
33815 Lakeland-Winter Haven, FL MSA $750 $760 $960 $1,280 $1,630
33820 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33823 Lakeland-Winter Haven, FL MSA $800 $800 $990 $1,340 $1,690
33825 Lakeland-Winter Haven, FL MSA $750 $760 $970 $1,280 $1,630
33827 Lakeland-Winter Haven, FL MSA $1,120 $1,120 $1,390 $1,880 $2,370
33830 Lakeland-Winter Haven, FL MSA $790 $790 $980 $1,330 $1,670
33831 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33834 Lakeland-Winter Haven, FL MSA $720 $740 $920 $1,240 $1,550
33835 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33836 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33837 Lakeland-Winter Haven, FL MSA $1,250 $1,250 $1,550 $2,100 $2,640
33838 Lakeland-Winter Haven, FL MSA $820 $820 $1,020 $1,380 $1,740
33839 Lakeland-Winter Haven, FL MSA $800 $800 $990 $1,340 $1,690
33840 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33841 Lakeland-Winter Haven, FL MSA $750 $760 $960 $1,280 $1,630
33843 Lakeland-Winter Haven, FL MSA $750 $760 $960 $1,280 $1,630
33844 Lakeland-Winter Haven, FL MSA $880 $880 $1,090 $1,470 $1,860
33845 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33846 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33847 Lakeland-Winter Haven, FL MSA $760 $760 $960 $1,280 $1,630
33849 Lakeland-Winter Haven, FL MSA $990 $1,030 $1,250 $1,650 $2,060
33850 Lakeland-Winter Haven, FL MSA $830 $830 $1,030 $1,390 $1,750
33851 Lakeland-Winter Haven, FL MSA $980 $990 $1,220 $1,650 $2,080
33853 Lakeland-Winter Haven, FL MSA $770 $780 $960 $1,300 $1,640
33854 Lakeland-Winter Haven, FL MSA $750 $760 $960 $1,280 $1,630
33855 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33856 Lakeland-Winter Haven, FL MSA $750 $760 $960 $1,280 $1,630
33858 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33859 Lakeland-Winter Haven, FL MSA $830 $830 $1,030 $1,390 $1,750
33860 Lakeland-Winter Haven, FL MSA $920 $930 $1,150 $1,560 $1,960
33863 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33867 Lakeland-Winter Haven, FL MSA $900 $930 $1,100 $1,450 $1,800
33868 Lakeland-Winter Haven, FL MSA $840 $840 $1,040 $1,410 $1,770
33877 Lakeland-Winter Haven, FL MSA $880 $880 $1,090 $1,470 $1,860
33880 Lakeland-Winter Haven, FL MSA $860 $870 $1,070 $1,450 $1,820
33881 Lakeland-Winter Haven, FL MSA $840 $840 $1,040 $1,410 $1,770
33882 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33883 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33884 Lakeland-Winter Haven, FL MSA $1,080 $1,080 $1,340 $1,810 $2,280
33885 Lakeland-Winter Haven, FL MSA $930 $940 $1,160 $1,570 $1,980
33896 Lakeland-Winter Haven, FL MSA $1,410 $1,430 $1,760 $2,370 $2,970
33897 Lakeland-Winter Haven, FL MSA $1,400 $1,410 $1,740 $2,350 $2,960
33898 Lakeland-Winter Haven, FL MSA $850 $860 $1,060 $1,430 $1,810
34714 Lakeland-Winter Haven, FL MSA $1,400 $1,480 $1,690 $2,170 $2,640
34759 Lakeland-Winter Haven, FL MSA $1,270 $1,290 $1,560 $2,090 $2,610

2022 Average & Median Rent Data Statistics
LAKELAND-WINTER HAVEN, FL average 1BR rent: $970, median: $940
LAKELAND-WINTER HAVEN, FL average 2BR rent: $1,196, median: $1,160
LAKELAND-WINTER HAVEN, FL average 3BR rent: $1,608, median: $1,570

LAKELAND-WINTER HAVEN, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 15,575 $4,650,935,000 $298,615
Cash Out Refi 2,020 $430,190,000 $212,965
Other 1,211 $98,635,000 $81,449
Home Improvement 1,088 $91,420,000 $84,026
Refi 682 $156,290,000 $229,164

Lakeland - Winter Haven's most frequently cited loan purpose was Home Purchase, with 15,575 originations. The 2nd most popular reason was Cash Out Refi, with 2,020 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 6,728 $1,856,620,000 $275,954
5-6% 4,887 $1,525,135,000 $312,080
7-8% 4,074 $1,122,830,000 $275,609
Over 8% 2,663 $427,515,000 $160,539
4-5% 1,190 $341,920,000 $287,328
<2.5% 362 $6,700,000 $18,508
3-4% 227 $35,885,000 $158,084
2.5-3% 11 $1,915,000 $174,091

During 2023, Lakeland - Winter Haven's most frequently originated rate bucket was 6-7%, with 6,728 originations.

Loan Sizing (LAKELAND-WINTER HAVEN, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 12,194 $3,609,350,000 $295,994
$100k-200k 3,297 $502,135,000 $152,301
$100,000 or less 3,277 $163,025,000 $49,748
$400k-600k 1,505 $685,745,000 $455,645
$600k-1000k 244 $170,420,000 $698,443
$Over $1MM 59 $296,795,000 $5,030,424

LAKELAND - WINTER HAVEN's loan sizing saw the bucket of loans from $200k-400k with 12,194 originations, totaling $3,609,350,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 10,721 $3,332,255,000 $310,816
60-80% 4,206 $1,218,030,000 $289,593
Under 20% 2,191 $96,315,000 $43,959
40-60% 1,353 $402,735,000 $297,661
20-40% 1,285 $152,125,000 $118,385
Over 100% 309 $109,325,000 $353,803

LAKELAND - WINTER HAVEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 10,721 originations, totaling $3,332,255,000 in origination value.