American Internet Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
American Internet Mortgage is a smaller mortgage company specializing in Home Purchase loans. American Internet Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Phoenix, Los Angeles, Sacramento, Dallas, and Houston among others. We have data for 197 markets. (Some data included below & more in-depth data is available with an active subscription.)American Internet Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Internet Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.19% | 5/4/24 |
| 30 Year Conventional Refi | 6.11% | 5/4/24 |
| 30 Year Cash-out Refi | 6.29% | 5/4/24 |
| 30 Year VA Purchase | 5.56% | 5/4/24 |
| 30 Year VA Refi | 5.41% | 5/4/24 |
| 15 Year Conventional Purchase | 5.67% | 5/4/24 |
| 15 Year Conventional Refi | 5.70% | 5/4/24 |
| 15 Year Cash-out Refi | 5.70% | 5/4/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Internet Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from American Internet Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
674Origination Dollar Volume (All Markets)
$199,510,000Awards
AMERICAN INTERNET MORTGAGE - 2023
AMERICAN INTERNET MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
American Internet Mortgage's average 30 year fixed mortgage rate was
6.41%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.07%.
Relative Fees (Closing Costs)
American Internet Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,069.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 34 | $9,990,000 | $293,824 | $5,068 | 6.98% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 25 | $9,555,000 | $382,200 | $6,743 | 6.83% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 17 | $6,125,000 | $360,294 | $7,250 | 7.01% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 20 | $6,090,000 | $304,500 | $6,459 | 6.38% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 18 | $5,310,000 | $295,000 | $8,937 | 6.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $5,215,000 | $474,091 | $8,538 | 6.48% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $4,990,000 | $356,429 | $7,033 | 6.79% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $4,875,000 | $443,182 | $7,278 | 6.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 11 | $4,775,000 | $434,091 | $4,910 | 6.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $4,600,000 | $383,333 | $5,307 | 6.44% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 18 | $4,400,000 | $244,444 | $4,321 | 6.73% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 13 | $4,115,000 | $316,538 | $4,667 | 7.34% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $3,344 | 6.72% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $3,345,000 | $371,667 | $7,092 | 6.19% |
| Outside of Metro Areas | 13 | $3,275,000 | $251,923 | $7,495 | 6.43% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $3,210,000 | $321,000 | $6,449 | 6.65% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 13 | $3,165,000 | $243,462 | $5,542 | 6.99% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 13 | $3,125,000 | $240,385 | $5,343 | 6.36% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $2,905,000 | $415,000 | $8,875 | 6.76% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $4,347 | 6.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $3,322 | 6.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 10 | $2,240,000 | $224,000 | $3,057 | 6.43% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $5,409 | 6.48% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $6,832 | 6.69% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $7,592 | 5.73% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $9,585 | 6.85% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $6,717 | 6.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $7,437 | 6.11% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $5,481 | 6.65% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,865,000 | $621,667 | $7,227 | 6.79% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $6,991 | 6.41% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $7,621 | 6.26% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $7,095 | 6.48% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $10,390 | 6.06% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $5,116 | 6.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $5,709 | 6.00% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $4,303 | 7.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $10,420 | 5.67% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $3,635 | 6.96% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $6,901 | 6.31% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $3,690 | 6.44% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $1,948 | 7.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $7,654 | 5.81% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,288 | 6.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $2,695 | 7.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $2,137 | 7.04% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $6,273 | 6.35% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,775 | 6.78% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $5,874 | 7.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $0 | 6.56% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $3,306 | 6.56% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,454 | 6.79% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,908 | 5.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,075 | 7.10% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $8,149 | 6.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $9,859 | 6.00% |
| SALEM, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $10,808 | 5.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,824 | 6.33% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $12,240 | 6.17% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $21,120 | 6.67% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $9,675 | 5.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,506 | 6.42% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,536 | 6.69% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 7.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $216 | 7.98% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,381 | 6.67% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,037 | 6.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,662 | 6.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,864 | 6.08% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,910 | 5.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,933 | 6.04% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,325 | 6.88% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $6,505 | 6.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 7.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,920 | 6.25% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,881 | 7.84% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,436 | 5.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $5,851 | 6.88% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $417 | 7.19% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,143 | 5.88% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,457 | 5.81% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 6.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,233 | 5.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,125 | 6.69% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,210 | 6.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,154 | 5.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,666 | 6.44% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,863 | 5.88% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 6.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,841 | 5.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,659 | 5.31% |
| Laconia, NH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,864 | 7.46% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,179 | 6.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,854 | 6.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $21,631 | 5.38% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,820 | 7.90% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,757 | 6.50% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,616 | 7.00% |
| Helena, MT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,147 | 6.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,381 | 5.81% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,245 | 5.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,138 | 5.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,476 | 6.56% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,276 | 7.25% |
| RENO, NV (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $350 | 7.98% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,887 | 6.63% |
| Concord, NH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 6.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,400 | 5.25% |
| TYLER, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 7.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,139 | 6.13% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,106 | 5.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,438 | 6.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,220 | 5.44% |
| AKRON, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,428 | 6.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,882 | 6.81% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,575 | 6.25% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,653 | 5.75% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,792 | 6.06% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,802 | 5.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,494 | 6.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,607 | 5.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,414 | 5.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,377 | 5.88% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,960 | 5.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,504 | 6.50% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,011 | 7.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,153 | 6.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,292 | 6.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,665 | 7.66% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.00% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,405 | 7.25% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,211 | 5.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.00% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,440 | 5.38% |
| Ruston, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,679 | 6.00% |
| Altus, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,168 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,824 | 6.38% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.38% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,909 | 5.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.00% |
| MADISON, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,158 | 6.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,240 | 5.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,687 | 5.38% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.50% |
| Newport, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,346 | 6.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,301 | 7.23% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,262 | 6.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.50% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,648 | 5.50% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,683 | 5.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,336 | 6.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,432 | 5.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,199 | 5.88% |
| Heber, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,435 | 5.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.19% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,807 | 6.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,839 | 5.38% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,761 | 6.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.00% |
| Dayton, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,078 | 6.50% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,292 | 5.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,824 | 5.00% |
| Outside of Metro Areas | 1 | $145,000 | $145,000 | $8,100 | 5.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.50% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,065 | 5.38% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,207 | 6.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,986 | 4.88% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,339 | 7.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,780 | 5.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,275 | 6.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,730 | 5.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,350 | 5.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,464 | 6.50% |
| Alpena, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,140 | 6.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,788 | 5.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $842 | 9.60% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $534 | 10.05% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,547 | 7.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $214 | 9.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $262 | 9.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $907 | 9.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $577 | 8.60% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $267 | 9.15% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $214 | 10.60% |
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We use machine learning to identify the top lenders compared against AMERICAN INTERNET MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 664 | $195,790,000 | $294,864 | $6,014 | 6.60% |
| VA | 10 | $3,720,000 | $372,000 | $9,702 | 5.45% |
For 2023, American Internet Mortgage's most frequently originated type of loan was Conventional, with 664 originations. Their 2nd most popular type was VA, with 10 originations.
Loan Reason
For 2023, American Internet Mortgage's most frequently cited loan purpose was Home Purchase, with 465 originations. The 2nd most popular reason was Cash Out Refi, with 153 originations.
Loan Duration/Length
For 2023, American Internet Mortgage's most frequently cited loan duration was 30 Year, with 482 originations. The 2nd most popular length was 15 Year, with 150 originations.
Origination Fees/Closing Costs
American Internet Mortgage's average total fees were $7,069, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 224 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 270 | $90,920,000 | $336,741 |
| 5-6% | 218 | $66,530,000 | $305,183 |
| 7-8% | 94 | $27,860,000 | $296,383 |
| Over 8% | 64 | $6,660,000 | $104,063 |
| 4-5% | 28 | $7,540,000 | $269,286 |
During 2023, American Internet Mortgage's average interest rate for loans was 6.41%, while their most frequently originated rate bucket for loans was 6-7%, with 270 originations.
Loan Sizing
2023 saw American Internet Mortgage place emphasis on $200k-400k loans with 287 originations, totaling $83,745,000 in origination value.
Applicant Income
American Internet Mortgage lent most frequently to those with incomes in the $150k-250k range, with 234 originations. The second most popular income band? $100k-150k, with 180 originations.
Applicant Debt to Income Ratio
American Internet Mortgage lent most frequently to those with DTI ratios of 20-30%, with 142 originations. The next most common DTI ratio? 30-36%, with 129 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.79%
American Internet Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination48.96%
American Internet Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 674 | $199,510,000 | $296,009 |