American Internet Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300BOXNV8VLRBDT24

Tax ID: 52-2091594

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Mortgage Data

Review & Overview

American Internet Mortgage is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. American Internet Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Phoenix, Las Vegas, San Diego, and Washington among others. We have data for 317 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Internet Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Internet Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.19% 11/21/24
30 Year Conventional Refi 6.11% 11/21/24
30 Year Cash-out Refi 6.29% 11/21/24
30 Year VA Purchase 5.56% 11/21/24
30 Year VA Refi 5.41% 11/21/24
15 Year Conventional Purchase 5.67% 11/21/24
15 Year Conventional Refi 5.70% 11/21/24
15 Year Cash-out Refi 5.70% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Internet Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from American Internet Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,128

Origination Dollar Volume (All Markets)

$727,840,000
Show all (29) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 97 $45,705,000 $471,186 $5,578 3.73%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 104 $36,410,000 $350,096 $4,862 3.75%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 76 $29,130,000 $383,289 $5,611 3.84%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 63 $27,285,000 $433,095 $7,096 3.76%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 64 $24,650,000 $385,156 $5,201 4.09%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 51 $20,505,000 $402,059 $8,417 4.41%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 52 $18,150,000 $349,038 $6,527 4.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 50 $18,090,000 $361,800 $5,465 4.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 37 $17,115,000 $462,568 $5,467 3.81%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 57 $16,695,000 $292,895 $5,804 3.91%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 41 $16,235,000 $395,976 $3,997 4.21%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 36 $15,740,000 $437,222 $4,641 3.47%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 43 $15,485,000 $360,116 $4,987 4.11%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 32 $14,140,000 $441,875 $6,811 3.88%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 33 $13,535,000 $410,152 $6,462 3.78%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 28 $12,780,000 $456,429 $5,482 3.69%
Outside of Metro Areas 46 $11,900,000 $258,696 $6,314 4.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 37 $11,105,000 $300,135 $4,587 4.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 33 $10,655,000 $322,879 $5,250 3.81%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 28 $10,500,000 $375,000 $7,652 4.20%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 34 $9,520,000 $280,000 $6,105 3.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 29 $8,975,000 $309,483 $7,452 4.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 28 $8,900,000 $317,857 $7,684 3.99%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 29 $7,165,000 $247,069 $4,965 4.72%
RALEIGH-CARY, NC (FHA|USDA|VA) 17 $6,045,000 $355,588 $5,570 4.10%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 17 $5,665,000 $333,235 $7,345 3.54%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 24 $5,500,000 $229,167 $3,931 3.95%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $5,315,000 $354,333 $4,589 3.98%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 19 $5,245,000 $276,053 $5,133 3.81%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $5,155,000 $343,667 $9,247 4.03%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 16 $5,050,000 $315,625 $8,048 4.02%
TUCSON, AZ (FHA|USDA|VA) 18 $5,030,000 $279,444 $4,609 3.80%
RENO, NV (FHA|USDA|VA) 10 $4,740,000 $474,000 $4,846 3.33%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 10 $4,740,000 $474,000 $4,673 3.33%
JACKSONVILLE, FL (FHA|USDA|VA) 14 $4,710,000 $336,429 $5,145 3.59%
BOISE CITY, ID (FHA|USDA|VA) 13 $4,595,000 $353,462 $6,683 4.53%
PROVO-OREM, UT (FHA|USDA|VA) 9 $4,165,000 $462,778 $3,793 3.74%
SALT LAKE CITY, UT (FHA|USDA|VA) 9 $4,155,000 $461,667 $7,084 3.75%
BAKERSFIELD, CA (FHA|USDA|VA) 12 $3,860,000 $321,667 $6,560 3.65%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $3,805,000 $292,692 $5,907 4.14%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 13 $3,625,000 $278,846 $6,035 4.11%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 12 $3,610,000 $300,833 $4,204 3.71%
KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $3,560,000 $296,667 $3,823 4.01%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $3,405,000 $378,333 $3,462 4.21%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 13 $3,385,000 $260,385 $7,114 4.37%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $3,315,000 $368,333 $4,404 3.47%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $3,235,000 $294,091 $4,295 4.36%
WORCESTER, MA-CT (FHA|USDA|VA) 9 $3,215,000 $357,222 $3,831 3.67%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 11 $3,175,000 $288,636 $4,557 3.57%
STOCKTON, CA (FHA|USDA|VA) 7 $3,085,000 $440,714 $2,799 4.54%
COLUMBUS, OH (FHA|USDA|VA) 8 $3,040,000 $380,000 $7,525 4.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,965,000 $593,000 $7,018 4.95%
VALLEJO, CA (FHA|USDA|VA) 9 $2,935,000 $326,111 $5,410 3.43%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $2,915,000 $265,000 $4,720 4.03%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $2,895,000 $413,571 $10,980 3.68%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $2,885,000 $412,143 $4,669 4.68%
FRESNO, CA (FHA|USDA|VA) 11 $2,805,000 $255,000 $3,789 4.71%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $2,805,000 $400,714 $5,065 4.61%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $2,685,000 $383,571 $6,474 4.32%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $2,560,000 $256,000 $3,577 3.83%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $2,560,000 $426,667 $3,728 5.15%
RICHMOND, VA (FHA|USDA|VA) 10 $2,460,000 $246,000 $3,790 3.69%
Bozeman, MT (FHA|USDA|VA) 5 $2,415,000 $483,000 $12,565 4.10%
LOUISVILLE, KY (FHA|USDA|VA) 8 $2,380,000 $297,500 $5,294 3.41%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $2,320,000 $386,667 $2,902 3.50%
TULSA, OK (FHA|USDA|VA) 10 $2,290,000 $229,000 $6,662 4.43%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,265,000 $323,571 $6,034 4.30%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $2,230,000 $223,000 $5,512 3.74%
BATON ROUGE, LA (FHA|USDA|VA) 9 $2,205,000 $245,000 $5,073 3.75%
HUNTSVILLE, AL (FHA|USDA|VA) 12 $2,200,000 $183,333 $2,540 4.77%
Hilo, HI (FHA|USDA|VA) 5 $1,945,000 $389,000 $9,371 3.85%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $1,940,000 $242,500 $4,866 4.08%
Kalispell, MT (FHA|USDA|VA) 4 $1,930,000 $482,500 $7,207 3.66%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,900,000 $316,667 $6,516 3.98%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,855,000 $206,111 $4,924 4.87%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $1,835,000 $262,143 $7,180 4.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,730,000 $288,333 $3,310 4.81%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,715,000 $245,000 $8,525 3.89%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $1,700,000 $283,333 $5,045 5.27%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,690,000 $422,500 $5,388 3.19%
Lebanon, NH-VT (FHA|USDA|VA) 5 $1,655,000 $331,000 $4,456 3.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,630,000 $271,667 $6,062 3.44%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,605,000 $321,000 $4,521 4.23%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,595,000 $319,000 $2,973 4.18%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,590,000 $265,000 $5,372 3.98%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,470,000 $367,500 $3,179 4.16%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,420,000 $236,667 $5,662 3.75%
CHICO, CA (FHA|USDA|VA) 3 $1,415,000 $471,667 $7,125 4.58%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,410,000 $352,500 $5,167 4.59%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,416 4.78%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,062 4.96%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,350,000 $225,000 $4,102 3.96%
BOULDER, CO (FHA|USDA|VA) 3 $1,345,000 $448,333 $8,514 2.92%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,911 4.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $1,280,000 $640,000 $6,645 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $1,255,000 $418,333 $6,171 3.54%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,440 3.80%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $1,240,000 $155,000 $3,373 5.21%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,903 4.33%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $1,210,000 $302,500 $0 3.44%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,640 3.78%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,461 5.71%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,160,000 $290,000 $2,758 4.16%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,905 4.04%
CHEYENNE, WY (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,219 3.42%
Oak Harbor, WA (FHA|USDA|VA) 2 $1,070,000 $535,000 $8,536 3.63%
Payson, AZ (FHA|USDA|VA) 2 $1,070,000 $535,000 $6,746 4.06%
Torrington, CT (FHA|USDA|VA) 3 $1,055,000 $351,667 $6,292 3.58%
NAPA, CA (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,453 4.21%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,527 3.79%
Durango, CO (FHA|USDA|VA) 2 $980,000 $490,000 $3,502 3.31%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $980,000 $490,000 $7,297 3.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $975,000 $325,000 $5,987 4.29%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $960,000 $240,000 $6,541 3.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $950,000 $237,500 $5,155 4.47%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $950,000 $475,000 $11,907 5.81%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $930,000 $465,000 $6,333 4.81%
Traverse City, MI (FHA|USDA|VA) 3 $925,000 $308,333 $2,827 4.17%
COLUMBIA, SC (FHA|USDA|VA) 3 $915,000 $305,000 $7,208 4.33%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $900,000 $450,000 $5,079 3.63%
Astoria, OR (FHA|USDA|VA) 2 $890,000 $445,000 $6,082 4.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $835,000 $278,333 $4,011 4.83%
MONTGOMERY, AL (FHA|USDA|VA) 4 $830,000 $207,500 $3,432 4.25%
ROME, GA (FHA|USDA|VA) 2 $810,000 $405,000 $11,191 3.81%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $810,000 $405,000 $15,508 3.19%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $765,000 $255,000 $3,955 4.54%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $755,000 $251,667 $3,061 4.21%
Morehead City, NC (FHA|USDA|VA) 2 $750,000 $375,000 $3,903 4.06%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $750,000 $187,500 $0 3.91%
Greenwood, SC (FHA|USDA|VA) 1 $745,000 $745,000 $4,764 4.75%
CORVALLIS, OR (FHA|USDA|VA) 2 $740,000 $370,000 $5,709 3.19%
Port Angeles, WA (FHA|USDA|VA) 2 $740,000 $370,000 $8,660 3.81%
Richmond-Berea, KY (FHA|USDA|VA) 2 $730,000 $365,000 $3,017 4.44%
ST. CLOUD, MN (FHA|USDA|VA) 3 $725,000 $241,667 $4,006 4.58%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $710,000 $355,000 $3,882 4.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $705,000 $235,000 $3,691 3.25%
Aberdeen, WA (FHA|USDA|VA) 2 $700,000 $350,000 $3,891 4.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $700,000 $350,000 $5,027 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $695,000 $231,667 $4,699 5.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $695,000 $231,667 $0 5.38%
Outside of Metro Areas 2 $680,000 $340,000 $4,683 4.31%
MERCED, CA (FHA|USDA|VA) 2 $680,000 $340,000 $3,397 4.25%
BILLINGS, MT (FHA|USDA|VA) 2 $680,000 $340,000 $7,905 4.06%
Concord, NH (FHA|USDA|VA) 2 $670,000 $335,000 $2,616 4.31%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $670,000 $335,000 $2,656 4.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $650,000 $325,000 $1,518 2.75%
ANCHORAGE, AK (FHA|USDA|VA) 2 $650,000 $325,000 $5,004 5.38%
ST. GEORGE, UT (FHA|USDA|VA) 2 $650,000 $325,000 $3,061 4.06%
YAKIMA, WA (FHA|USDA|VA) 1 $645,000 $645,000 $9,667 2.50%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $645,000 $645,000 $2,602 5.00%
SALINAS, CA (FHA|USDA|VA) 3 $645,000 $215,000 $6,177 5.46%
Winona, MN (FHA|USDA|VA) 1 $635,000 $635,000 $2,461 2.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $635,000 $635,000 $3,737 5.00%
Alexandria, MN (FHA|USDA|VA) 1 $635,000 $635,000 $5,730 3.13%
Heber, UT (FHA|USDA|VA) 1 $635,000 $635,000 $3,060 2.88%
FORT WAYNE, IN (FHA|USDA|VA) 2 $630,000 $315,000 $2,553 4.94%
DALTON, GA (FHA|USDA|VA) 3 $625,000 $208,333 $3,851 3.08%
WILMINGTON, NC (FHA|USDA|VA) 2 $620,000 $310,000 $3,398 4.31%
BEND, OR (FHA|USDA|VA) 1 $605,000 $605,000 $5,689 2.88%
Cullowhee, NC (FHA|USDA|VA) 1 $605,000 $605,000 $23,664 2.88%
LOGAN, UT-ID (FHA|USDA|VA) 2 $600,000 $300,000 $2,581 3.19%
WICHITA, KS (FHA|USDA|VA) 2 $600,000 $300,000 $11,289 2.69%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $590,000 $295,000 $4,514 5.25%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $590,000 $295,000 $8,676 3.94%
Boone, NC (FHA|USDA|VA) 3 $585,000 $195,000 $3,329 4.29%
EL PASO, TX (FHA|USDA|VA) 2 $580,000 $290,000 $13,964 4.81%
SALEM, OR (FHA|USDA|VA) 2 $580,000 $290,000 $3,692 4.38%
Burley, ID (FHA|USDA|VA) 1 $575,000 $575,000 $5,593 3.38%
Scottsboro, AL (FHA|USDA|VA) 2 $570,000 $285,000 $11,544 3.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $570,000 $285,000 $3,130 4.63%
Vernal, UT (FHA|USDA|VA) 3 $565,000 $188,333 $3,857 3.75%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $565,000 $565,000 $5,756 2.88%
Stillwater, OK (FHA|USDA|VA) 1 $565,000 $565,000 $18,058 3.00%
REDDING, CA (FHA|USDA|VA) 2 $560,000 $280,000 $4,685 5.25%
FORT COLLINS, CO (FHA|USDA|VA) 1 $555,000 $555,000 $11,689 6.00%
Nogales, AZ (FHA|USDA|VA) 1 $555,000 $555,000 $3,638 4.38%
MADERA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $3,506 3.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $545,000 $181,667 $4,058 3.71%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $540,000 $270,000 $4,144 4.50%
PITTSBURGH, PA (FHA|USDA|VA) 3 $535,000 $178,333 $4,814 3.08%
Brevard, NC (FHA|USDA|VA) 1 $525,000 $525,000 $0 4.75%
Breckenridge, CO (FHA|USDA|VA) 1 $525,000 $525,000 $14,513 4.13%
GREELEY, CO (FHA|USDA|VA) 1 $525,000 $525,000 $4,164 3.88%
Riverton, WY (FHA|USDA|VA) 2 $520,000 $260,000 $5,580 3.88%
Show Low, AZ (FHA|USDA|VA) 2 $520,000 $260,000 $5,731 4.88%
WENATCHEE, WA (FHA|USDA|VA) 2 $510,000 $255,000 $4,782 3.19%
MANHATTAN, KS (FHA|USDA|VA) 2 $510,000 $255,000 $6,087 4.31%
Glenwood Springs, CO (FHA|USDA|VA) 1 $505,000 $505,000 $3,196 2.88%
JACKSON, MS (FHA|USDA|VA) 2 $500,000 $250,000 $2,287 3.88%
KINGSTON, NY (FHA|USDA|VA) 1 $485,000 $485,000 $5,276 3.50%
Roseburg, OR (FHA|USDA|VA) 1 $475,000 $475,000 $4,524 5.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $475,000 $475,000 $3,409 6.63%
ODESSA, TX (FHA|USDA|VA) 2 $470,000 $235,000 $4,031 3.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $455,000 $455,000 $14,405 4.38%
LINCOLN, NE (FHA|USDA|VA) 2 $450,000 $225,000 $5,729 3.06%
Minot, ND (FHA|USDA|VA) 2 $450,000 $225,000 $7,614 5.94%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $450,000 $225,000 $2,631 4.94%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $430,000 $215,000 $4,744 5.13%
Sandpoint, ID (FHA|USDA|VA) 1 $425,000 $425,000 $4,439 3.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $415,000 $415,000 $2,793 3.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $415,000 $415,000 $9,135 3.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $400,000 $200,000 $2,953 5.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $400,000 $200,000 $1,929 3.56%
MODESTO, CA (FHA|USDA|VA) 2 $400,000 $200,000 $4,798 3.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $395,000 $395,000 $4,861 2.50%
GAINESVILLE, FL (FHA|USDA|VA) 2 $390,000 $195,000 $6,066 5.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $390,000 $195,000 $0 4.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $390,000 $195,000 $6,462 3.69%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $380,000 $190,000 $6,099 5.94%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $375,000 $375,000 $10,960 3.00%
Shelby, NC (FHA|USDA|VA) 1 $375,000 $375,000 $10,923 4.75%
Bennington, VT (FHA|USDA|VA) 1 $375,000 $375,000 $11,240 3.50%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $370,000 $185,000 $4,873 4.44%
MOBILE, AL (FHA|USDA|VA) 2 $370,000 $185,000 $5,664 3.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $370,000 $185,000 $0 6.00%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $365,000 $365,000 $4,419 2.88%
PITTSFIELD, MA (FHA|USDA|VA) 1 $355,000 $355,000 $6,736 3.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $355,000 $355,000 $2,025 4.63%
Albemarle, NC (FHA|USDA|VA) 1 $355,000 $355,000 $2,705 3.88%
Alamogordo, NM (FHA|USDA|VA) 1 $345,000 $345,000 $4,330 5.25%
Athens, TX (FHA|USDA|VA) 2 $340,000 $170,000 $4,163 3.81%
POCATELLO, ID (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.00%
Fairmont, WV (FHA|USDA|VA) 1 $335,000 $335,000 $10,720 2.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $330,000 $165,000 $9,163 4.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $325,000 $325,000 $14,093 4.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $325,000 $325,000 $5,756 3.25%
BINGHAMTON, NY (FHA|USDA|VA) 1 $325,000 $325,000 $4,926 2.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,779 3.75%
HARRISONBURG, VA (FHA|USDA|VA) 1 $315,000 $315,000 $6,313 7.63%
Norfolk, NE (FHA|USDA|VA) 1 $315,000 $315,000 $4,180 5.50%
MADISON, WI (FHA|USDA|VA) 1 $315,000 $315,000 $3,232 4.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $305,000 $305,000 $4,281 3.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,240 5.63%
Clarksburg, WV (FHA|USDA|VA) 1 $305,000 $305,000 $13,316 3.88%
Rolla, MO (FHA|USDA|VA) 1 $305,000 $305,000 $3,109 3.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $305,000 $305,000 $3,568 4.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,833 4.25%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $300,000 $150,000 $8,641 5.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $295,000 $295,000 $2,153 2.38%
Othello, WA (FHA|USDA|VA) 1 $295,000 $295,000 $5,632 3.25%
Brookings, SD (FHA|USDA|VA) 1 $295,000 $295,000 $2,950 3.13%
OCALA, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.88%
Alexander City, AL (FHA|USDA|VA) 1 $285,000 $285,000 $2,714 2.13%
Corsicana, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,663 3.00%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $270,000 $135,000 $5,807 4.50%
Vicksburg, MS (FHA|USDA|VA) 1 $265,000 $265,000 $14,128 3.88%
KANKAKEE, IL (FHA|USDA|VA) 1 $265,000 $265,000 $3,149 5.00%
Pahrump, NV (FHA|USDA|VA) 1 $265,000 $265,000 $6,350 2.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,485 4.75%
TOLEDO, OH (FHA|USDA|VA) 1 $265,000 $265,000 $1,993 3.63%
Evanston, WY (FHA|USDA|VA) 1 $255,000 $255,000 $2,751 3.63%
Branson, MO (FHA|USDA|VA) 1 $255,000 $255,000 $4,339 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $255,000 $255,000 $3,476 3.00%
Rutland, VT (FHA|USDA|VA) 1 $255,000 $255,000 $3,747 5.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $255,000 $255,000 $8,291 4.13%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $245,000 $245,000 $15,392 2.75%
COLUMBIA, MO (FHA|USDA|VA) 1 $245,000 $245,000 $11,801 4.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.63%
ROCHESTER, NY (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.75%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.25%
BANGOR, ME (FHA|USDA|VA) 1 $235,000 $235,000 $2,536 3.13%
Shawnee, OK (FHA|USDA|VA) 1 $235,000 $235,000 $3,593 4.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $235,000 $235,000 $2,850 2.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $225,000 $225,000 $7,948 4.25%
Henderson, NC (FHA|USDA|VA) 1 $225,000 $225,000 $8,402 4.50%
DOVER, DE (FHA|USDA|VA) 1 $225,000 $225,000 $2,831 3.38%
BECKLEY, WV (FHA|USDA|VA) 1 $225,000 $225,000 $2,424 4.50%
Moses Lake, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $225,000 $225,000 $2,907 4.75%
Hudson, NY (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,867 3.50%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,827 4.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $225,000 $225,000 $9,775 3.13%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $220,000 $110,000 $2,883 4.06%
Rockport, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,864 3.63%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,864 3.50%
LAS CRUCES, NM (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.00%
Jefferson, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,762 3.50%
YUMA, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $195,000 $195,000 $2,327 5.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $195,000 $195,000 $7,963 1.75%
STAUNTON, VA (FHA|USDA|VA) 1 $195,000 $195,000 $2,049 2.75%
Sturgis, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,382 2.50%
AKRON, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,163 6.50%
Fernley, NV (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,617 4.25%
VALDOSTA, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.63%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.38%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,823 2.50%
Hailey, ID (FHA|USDA|VA) 1 $165,000 $165,000 $6,340 2.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,117 3.13%
TYLER, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.06%
Cedar City, UT (FHA|USDA|VA) 1 $155,000 $155,000 $3,027 5.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $145,000 $145,000 $3,334 4.75%
AMARILLO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,872 2.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,366 3.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,894 4.63%
CLEVELAND, TN (FHA|USDA|VA) 1 $135,000 $135,000 $6,422 4.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,899 5.13%
TWIN FALLS, ID (FHA|USDA|VA) 1 $125,000 $125,000 $3,780 3.00%
SYRACUSE, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.63%
Pella, IA (FHA|USDA|VA) 1 $125,000 $125,000 $6,816 5.13%
JOPLIN, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.13%
Lumberton, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.88%
Adrian, MI (FHA|USDA|VA) 1 $115,000 $115,000 $6,772 4.75%
Jennings, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,277 4.25%
Hope, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,740 3.38%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,225 5.13%
FLORENCE, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
LAFAYETTE, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.13%
RAPID CITY, SD (FHA|USDA|VA) 1 $85,000 $85,000 $3,012 5.38%
Sunbury, PA (FHA|USDA|VA) 1 $75,000 $75,000 $6,209 4.75%
Sonora, CA (FHA|USDA|VA) 1 $75,000 $75,000 $465 8.05%
American Internet Mortgage's top markets include Los Angeles, Phoenix, Las Vegas, San Diego, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    We use machine learning to identify the top lenders compared against AMERICAN INTERNET MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Homestar Mortgage, Inc.
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,088 $712,900,000 $341,427 $5,552 4.02%
    VA 40 $14,940,000 $373,500 $8,698 3.58%

    For 2022, American Internet Mortgage's most frequently originated type of loan was Conventional, with 2,088 originations. Their 2nd most popular type was VA, with 40 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 914 $330,070,000 $361,127 $6,824 4.44%
    Cash Out Refi 481 $153,445,000 $319,012 $4,733 4.08%
    Home Improvement 432 $141,870,000 $328,403 $5,110 3.63%
    Refi 301 $102,455,000 $340,382 $4,431 3.12%

    For 2022, American Internet Mortgage's most frequently cited loan purpose was Home Purchase, with 914 originations. The 2nd most popular reason was Cash Out Refi, with 481 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,582 $574,820,000 $363,350 $6,079 4.17%
    15 Year 410 $111,490,000 $271,927 $4,695 3.57%
    20 Year 93 $29,675,000 $319,086 $4,521 3.67%
    10 Year 38 $10,440,000 $274,737 $4,098 2.74%
    Other 5 $1,415,000 $283,000 $2,433 3.60%

    For 2022, American Internet Mortgage's most frequently cited loan duration was 30 Year, with 1,582 originations. The 2nd most popular length was 15 Year, with 410 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 811 $304,785,000 $375,814
    $5k+ 309 $121,315,000 $392,605
    $1k-2k 138 $47,790,000 $346,304
    $2k-3k 106 $33,650,000 $317,453
    $3k-4k 67 $18,005,000 $268,731
    $4k-5k 59 $19,515,000 $330,763

    American Internet Mortgage's average total fees were $6,079, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 811 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 745 $261,265,000 $350,691
    4-5% 471 $155,885,000 $330,966
    2.5-3% 350 $135,540,000 $387,257
    5-6% 249 $80,975,000 $325,201
    <2.5% 174 $56,790,000 $326,379
    6-7% 93 $29,815,000 $320,591
    7-8% 30 $6,600,000 $220,000
    Over 8% 16 $970,000 $60,625

    During 2022, American Internet Mortgage's average interest rate for loans was 4.17%, while their most frequently originated rate bucket for loans was 3-4%, with 745 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,074 $310,080,000 $288,715 $5,173 3.96%
    $400k-600k 476 $230,990,000 $485,273 $6,591 3.94%
    $100k-200k 362 $57,540,000 $158,950 $4,262 4.12%
    $600k-1MM 159 $109,855,000 $690,912 $7,756 3.65%
    $100,000 or less 44 $3,140,000 $71,364 $1,726 6.57%
    $1MM+ 13 $16,235,000 $1,248,846 $10,564 3.55%

    2022 saw American Internet Mortgage place emphasis on $200k-400k loans with 1,074 originations, totaling $310,080,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 656 $246,940,000 $376,433 $6,109 3.98%
    $100k-150k 604 $197,570,000 $327,103 $5,592 4.06%
    $75k-100k 310 $87,540,000 $282,387 $5,015 3.99%
    $250k+ 283 $130,395,000 $460,760 $6,739 4.14%
    $50k-75k 214 $54,010,000 $252,383 $4,977 3.77%
    $50k or less 61 $11,385,000 $186,639 $4,621 4.09%

    American Internet Mortgage lent most frequently to those with incomes in the $150k-250k range, with 656 originations. The second most popular income band? $100k-150k, with 604 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 469 $153,005,000 $326,237 $5,397 3.91%
    30-36% 368 $126,150,000 $342,799 $5,436 4.00%
    <20% 151 $47,065,000 $311,689 $5,053 3.64%
    39% 102 $37,560,000 $368,235 $5,225 3.95%
    42% 101 $34,295,000 $339,554 $5,654 4.45%
    48% 94 $35,220,000 $374,681 $5,456 3.98%
    43% 88 $29,220,000 $332,045 $5,711 4.19%
    49% 88 $30,900,000 $351,136 $7,358 4.13%
    40% 84 $28,390,000 $337,976 $5,979 4.38%
    44% 82 $29,490,000 $359,634 $5,481 4.03%
    36% 81 $27,105,000 $334,630 $4,584 4.03%
    45% 77 $27,265,000 $354,091 $6,770 4.12%
    47% 73 $25,675,000 $351,712 $6,384 3.98%
    46% 70 $25,110,000 $358,714 $5,706 4.03%
    37% 70 $23,410,000 $334,429 $5,539 4.10%
    41% 65 $24,075,000 $370,385 $6,062 4.02%
    38% 64 $23,500,000 $367,188 $7,643 3.92%
    50-60% 1 $405,000 $405,000 $19,527 2.25%

    American Internet Mortgage lent most frequently to those with DTI ratios of 20-30%, with 469 originations. The next most common DTI ratio? 30-36%, with 368 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,147 $382,905,000 $333,832 $5,453 4.03%
    Not provided 540 $187,760,000 $347,704 $5,964 3.95%
    Asian 337 $121,365,000 $360,134 $5,703 4.02%
    Black 52 $14,700,000 $282,692 $6,436 4.04%
    Asian Indian 12 $6,630,000 $552,500 $7,601 4.40%
    American Indian 16 $5,080,000 $317,500 $5,333 3.81%
    Chinese 4 $2,530,000 $632,500 $10,788 3.91%
    Filipino 5 $1,775,000 $355,000 $3,279 3.85%
    Other Asian 6 $1,680,000 $280,000 $6,589 4.10%
    Vietnamese 4 $1,660,000 $415,000 $7,394 4.53%
    Japanese 1 $895,000 $895,000 $3,679 3.50%
    Native Hawaiian or Islander 4 $860,000 $215,000 $3,371 4.34%

    Approval Rates

    Total approvals of all applications
    85.51%

    American Internet Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    40.18%

    American Internet Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,128 $727,840,000 $342,030

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,128 $727,840,000 $342,030

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 205 $55,525,000 $270,854 $4,492 3.64%
    40-60% 444 $148,830,000 $335,203 $4,995 3.68%
    60-80% 1,177 $417,045,000 $354,329 $6,014 4.09%
    80-100% 254 $99,660,000 $392,362 $6,582 4.14%
    Over 100% 5 $1,735,000 $347,000 $13,906 3.63%
    Under 20% 43 $5,045,000 $117,326 $2,224 6.11%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Trouble during payment process 1 100.0%