American Internet Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300BOXNV8VLRBDT24

Tax ID: 52-2091594

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Mortgage Data

Review & Overview

American Internet Mortgage is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. American Internet Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Phoenix, San Diego, Washington, and Sacramento among others. We have data for 469 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Internet Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Internet Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.19% 11/21/24
30 Year Conventional Refi 6.11% 11/21/24
30 Year Cash-out Refi 6.29% 11/21/24
30 Year VA Purchase 5.56% 11/21/24
30 Year VA Refi 5.41% 11/21/24
15 Year Conventional Purchase 5.67% 11/21/24
15 Year Conventional Refi 5.70% 11/21/24
15 Year Cash-out Refi 5.70% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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This is not an official calculator from American Internet Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,231

Origination Dollar Volume (All Markets)

$1,522,515,000
Show all (57) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 276 $104,760,000 $379,565 $4,130 3.77%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 440 $104,350,000 $237,159 $3,515 3.73%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 185 $69,605,000 $376,243 $3,884 3.70%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 146 $45,250,000 $309,932 $3,837 3.72%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 147 $44,635,000 $303,639 $3,766 3.72%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 105 $43,805,000 $417,190 $5,011 3.63%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 191 $40,455,000 $211,806 $3,403 3.80%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 142 $38,290,000 $269,648 $4,244 3.74%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 174 $37,930,000 $217,989 $3,031 3.58%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 92 $37,500,000 $407,609 $3,584 3.68%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 105 $33,725,000 $321,190 $3,717 3.79%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 154 $33,360,000 $216,623 $4,790 3.86%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 94 $31,450,000 $334,574 $4,128 3.68%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 133 $25,355,000 $190,639 $3,074 3.65%
Outside of Metro Areas 118 $24,260,000 $205,593 $3,449 3.70%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 80 $23,140,000 $289,250 $4,399 3.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 76 $21,970,000 $289,079 $5,074 3.84%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 97 $21,635,000 $223,041 $3,743 3.74%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 101 $19,285,000 $190,941 $2,718 3.73%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 40 $18,660,000 $466,500 $4,506 3.65%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 90 $17,670,000 $196,333 $3,122 3.80%
TUCSON, AZ (FHA|USDA|VA) 93 $17,385,000 $186,935 $3,256 3.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 93 $17,235,000 $185,323 $4,482 3.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 78 $16,570,000 $212,436 $4,402 3.89%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 59 $14,985,000 $253,983 $3,775 3.68%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 55 $14,545,000 $264,455 $3,806 3.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 69 $14,295,000 $207,174 $3,830 3.74%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 49 $13,175,000 $268,878 $4,281 3.85%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 65 $12,995,000 $199,923 $4,025 3.93%
BOISE CITY, ID (FHA|USDA|VA) 54 $12,770,000 $236,481 $4,407 3.83%
SALT LAKE CITY, UT (FHA|USDA|VA) 39 $12,675,000 $325,000 $3,572 3.78%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 74 $11,930,000 $161,216 $3,113 3.84%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 30 $11,310,000 $377,000 $4,160 3.80%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 62 $10,940,000 $176,452 $4,047 3.96%
RALEIGH-CARY, NC (FHA|USDA|VA) 50 $10,330,000 $206,600 $3,331 3.77%
KANSAS CITY, MO-KS (FHA|USDA|VA) 56 $9,500,000 $169,643 $3,100 3.91%
COLORADO SPRINGS, CO (FHA|USDA|VA) 34 $9,310,000 $273,824 $4,552 3.79%
ALBUQUERQUE, NM (FHA|USDA|VA) 38 $9,020,000 $237,368 $3,243 3.66%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 47 $7,565,000 $160,957 $3,356 3.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 44 $7,500,000 $170,455 $3,008 3.79%
BAKERSFIELD, CA (FHA|USDA|VA) 37 $7,245,000 $195,811 $3,416 3.67%
WORCESTER, MA-CT (FHA|USDA|VA) 23 $7,055,000 $306,739 $3,223 3.78%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 36 $6,960,000 $193,333 $3,742 3.83%
FRESNO, CA (FHA|USDA|VA) 35 $6,935,000 $198,143 $3,399 3.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 30 $6,930,000 $231,000 $3,224 3.45%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 26 $6,610,000 $254,231 $3,977 3.81%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 35 $6,495,000 $185,571 $2,948 3.59%
RENO, NV (FHA|USDA|VA) 25 $6,125,000 $245,000 $3,886 3.81%
PROVO-OREM, UT (FHA|USDA|VA) 20 $6,110,000 $305,500 $3,438 3.88%
MODESTO, CA (FHA|USDA|VA) 28 $5,880,000 $210,000 $4,583 3.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 25 $5,325,000 $213,000 $3,323 3.47%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 40 $5,150,000 $128,750 $2,498 3.94%
RICHMOND, VA (FHA|USDA|VA) 22 $5,060,000 $230,000 $3,450 3.69%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 18 $5,030,000 $279,444 $3,920 3.71%
VALLEJO, CA (FHA|USDA|VA) 16 $4,940,000 $308,750 $4,193 3.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 26 $4,850,000 $186,538 $3,258 3.68%
COLUMBUS, OH (FHA|USDA|VA) 23 $4,605,000 $200,217 $3,211 3.78%
JACKSONVILLE, FL (FHA|USDA|VA) 27 $4,565,000 $169,074 $3,698 3.90%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $4,545,000 $349,615 $4,655 3.69%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 23 $4,475,000 $194,565 $5,921 3.80%
FORT COLLINS, CO (FHA|USDA|VA) 16 $4,440,000 $277,500 $3,736 4.03%
LOUISVILLE, KY (FHA|USDA|VA) 22 $4,380,000 $199,091 $2,591 3.64%
CHICO, CA (FHA|USDA|VA) 13 $4,355,000 $335,000 $3,493 4.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 19 $4,315,000 $227,105 $3,328 3.76%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $4,260,000 $266,250 $3,693 3.87%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 20 $4,200,000 $210,000 $3,458 3.79%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $4,190,000 $261,875 $3,436 3.78%
BEND, OR (FHA|USDA|VA) 12 $4,100,000 $341,667 $4,519 3.81%
HUNTSVILLE, AL (FHA|USDA|VA) 32 $4,050,000 $126,563 $3,290 4.05%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 10 $3,990,000 $399,000 $4,316 3.74%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 18 $3,990,000 $221,667 $2,633 3.61%
ANN ARBOR, MI (FHA|USDA|VA) 19 $3,875,000 $203,947 $2,872 3.59%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 18 $3,810,000 $211,667 $3,707 3.58%
STOCKTON, CA (FHA|USDA|VA) 15 $3,745,000 $249,667 $4,457 3.78%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 16 $3,660,000 $228,750 $2,758 3.67%
URBAN HONOLULU, HI (FHA|USDA|VA) 8 $3,420,000 $427,500 $5,630 3.78%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 18 $3,410,000 $189,444 $2,584 3.66%
OKLAHOMA CITY, OK (FHA|USDA|VA) 20 $3,410,000 $170,500 $3,364 3.72%
Kapaa, HI (FHA|USDA|VA) 6 $3,400,000 $566,667 $3,797 4.25%
BATON ROUGE, LA (FHA|USDA|VA) 17 $3,345,000 $196,765 $3,345 3.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 15 $3,295,000 $219,667 $3,590 4.04%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,260,000 $407,500 $3,807 3.97%
KNOXVILLE, TN (FHA|USDA|VA) 21 $3,185,000 $151,667 $2,516 3.89%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 17 $3,135,000 $184,412 $2,952 3.65%
ANCHORAGE, AK (FHA|USDA|VA) 12 $3,120,000 $260,000 $3,208 3.66%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 13 $3,105,000 $238,846 $4,093 3.99%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 14 $3,040,000 $217,143 $2,940 3.79%
SALINAS, CA (FHA|USDA|VA) 9 $3,025,000 $336,111 $4,808 3.61%
BOULDER, CO (FHA|USDA|VA) 8 $3,020,000 $377,500 $4,406 3.81%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 20 $3,020,000 $151,000 $3,503 3.81%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 11 $3,005,000 $273,182 $5,072 3.72%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $2,960,000 $246,667 $3,143 3.60%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $2,750,000 $458,333 $3,855 3.65%
Bozeman, MT (FHA|USDA|VA) 8 $2,680,000 $335,000 $3,344 3.78%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $2,660,000 $221,667 $3,539 3.82%
MERCED, CA (FHA|USDA|VA) 12 $2,500,000 $208,333 $3,637 3.74%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 16 $2,380,000 $148,750 $3,102 4.27%
NAPA, CA (FHA|USDA|VA) 6 $2,360,000 $393,333 $3,296 4.04%
AKRON, OH (FHA|USDA|VA) 13 $2,335,000 $179,615 $3,076 3.63%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $2,315,000 $257,222 $3,272 3.58%
COLUMBIA, SC (FHA|USDA|VA) 11 $2,305,000 $209,545 $2,961 3.33%
DAYTON-KETTERING, OH (FHA|USDA|VA) 14 $2,260,000 $161,429 $2,342 3.75%
ASHEVILLE, NC (FHA|USDA|VA) 10 $2,160,000 $216,000 $2,550 3.68%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $2,060,000 $257,500 $3,017 3.97%
MOBILE, AL (FHA|USDA|VA) 11 $2,055,000 $186,818 $3,106 3.92%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 13 $2,025,000 $155,769 $3,695 3.75%
ST. GEORGE, UT (FHA|USDA|VA) 9 $2,015,000 $223,889 $3,415 3.67%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,915,000 $212,778 $4,159 3.54%
YUBA CITY, CA (FHA|USDA|VA) 11 $1,905,000 $173,182 $3,315 4.14%
EL PASO, TX (FHA|USDA|VA) 12 $1,890,000 $157,500 $6,309 3.78%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $1,790,000 $298,333 $4,062 3.98%
Outside of Metro Areas 9 $1,765,000 $196,111 $4,430 3.82%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $1,745,000 $134,231 $3,544 3.94%
GREELEY, CO (FHA|USDA|VA) 7 $1,685,000 $240,714 $3,404 3.70%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,680,000 $210,000 $4,059 3.50%
PITTSBURGH, PA (FHA|USDA|VA) 9 $1,675,000 $186,111 $5,115 3.53%
LAKE CHARLES, LA (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,901 3.98%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $1,540,000 $192,500 $2,498 3.55%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $1,510,000 $125,833 $2,708 4.26%
LINCOLN, NE (FHA|USDA|VA) 8 $1,490,000 $186,250 $2,469 3.56%
Helena, MT (FHA|USDA|VA) 6 $1,480,000 $246,667 $6,395 3.44%
JACKSON, MS (FHA|USDA|VA) 8 $1,480,000 $185,000 $3,049 3.70%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $1,475,000 $134,091 $2,625 4.10%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,470,000 $183,750 $3,681 4.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $1,465,000 $133,182 $4,083 3.66%
TULSA, OK (FHA|USDA|VA) 10 $1,450,000 $145,000 $3,863 4.08%
Breckenridge, CO (FHA|USDA|VA) 4 $1,450,000 $362,500 $3,088 3.50%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,440,000 $240,000 $3,787 3.42%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,435,000 $205,000 $2,725 3.95%
SANTA FE, NM (FHA|USDA|VA) 5 $1,435,000 $287,000 $7,786 4.03%
Sonora, CA (FHA|USDA|VA) 6 $1,430,000 $238,333 $2,756 4.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,415,000 $202,143 $4,096 3.46%
TALLAHASSEE, FL (FHA|USDA|VA) 8 $1,390,000 $173,750 $13,236 3.78%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,185 3.48%
Traverse City, MI (FHA|USDA|VA) 6 $1,360,000 $226,667 $2,598 3.81%
REDDING, CA (FHA|USDA|VA) 7 $1,335,000 $190,714 $2,837 4.05%
MEDFORD, OR (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,317 3.68%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,763 3.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $1,275,000 $141,667 $5,408 3.79%
FORT WAYNE, IN (FHA|USDA|VA) 7 $1,265,000 $180,714 $3,307 3.68%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,245,000 $415,000 $4,013 3.38%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,245,000 $177,857 $2,437 3.82%
SALEM, OR (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,156 3.53%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $1,195,000 $132,778 $4,409 4.42%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,180,000 $196,667 $2,315 3.77%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $1,175,000 $167,857 $2,240 3.80%
Astoria, OR (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,953 3.60%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $6,275 3.81%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,336 3.31%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $1,105,000 $122,778 $2,803 3.92%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,683 4.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $1,070,000 $133,750 $4,660 3.73%
PUEBLO, CO (FHA|USDA|VA) 8 $1,070,000 $133,750 $2,509 4.39%
Kalispell, MT (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,340 3.73%
TOLEDO, OH (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,296 3.15%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,890 4.04%
ROCHESTER, MN (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,105 3.63%
VISALIA, CA (FHA|USDA|VA) 6 $1,020,000 $170,000 $3,649 3.71%
MADERA, CA (FHA|USDA|VA) 6 $1,020,000 $170,000 $3,399 3.69%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,415 3.84%
Concord, NH (FHA|USDA|VA) 5 $995,000 $199,000 $2,748 3.78%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $995,000 $199,000 $2,305 3.35%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $995,000 $331,667 $2,235 3.58%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $990,000 $247,500 $3,739 3.03%
SPARTANBURG, SC (FHA|USDA|VA) 6 $990,000 $165,000 $4,560 3.85%
Heber, UT (FHA|USDA|VA) 3 $975,000 $325,000 $2,800 3.21%
CHEYENNE, WY (FHA|USDA|VA) 4 $970,000 $242,500 $2,726 3.38%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $950,000 $237,500 $2,929 3.53%
LOGAN, UT-ID (FHA|USDA|VA) 6 $950,000 $158,333 $4,045 3.54%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $940,000 $235,000 $5,105 3.88%
SAGINAW, MI (FHA|USDA|VA) 4 $930,000 $232,500 $2,897 3.78%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $915,000 $183,000 $2,631 4.03%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $915,000 $183,000 $2,976 3.63%
EL CENTRO, CA (FHA|USDA|VA) 5 $915,000 $183,000 $4,369 3.10%
MISSOULA, MT (FHA|USDA|VA) 4 $900,000 $225,000 $3,435 4.06%
Brainerd, MN (FHA|USDA|VA) 3 $895,000 $298,333 $2,158 4.04%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $895,000 $179,000 $3,319 3.38%
Cookeville, TN (FHA|USDA|VA) 6 $890,000 $148,333 $2,809 3.83%
FAIRBANKS, AK (FHA|USDA|VA) 2 $880,000 $440,000 $3,905 3.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $875,000 $175,000 $2,389 3.88%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $870,000 $217,500 $4,430 3.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $870,000 $217,500 $4,035 4.09%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $830,000 $415,000 $3,204 3.94%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $825,000 $275,000 $5,485 3.92%
Fernley, NV (FHA|USDA|VA) 5 $815,000 $163,000 $4,379 3.95%
HARRISONBURG, VA (FHA|USDA|VA) 4 $810,000 $202,500 $8,514 3.63%
GAINESVILLE, GA (FHA|USDA|VA) 3 $805,000 $268,333 $3,038 3.42%
PANAMA CITY, FL (FHA|USDA|VA) 3 $795,000 $265,000 $4,716 3.42%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $795,000 $265,000 $2,367 3.29%
St. Marys, GA (FHA|USDA|VA) 2 $790,000 $395,000 $10,762 4.31%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $785,000 $261,667 $3,457 3.83%
LONGVIEW, TX (FHA|USDA|VA) 4 $780,000 $195,000 $4,396 3.69%
Sevierville, TN (FHA|USDA|VA) 3 $775,000 $258,333 $5,447 3.58%
COLUMBUS, IN (FHA|USDA|VA) 3 $745,000 $248,333 $2,393 3.83%
SAVANNAH, GA (FHA|USDA|VA) 6 $730,000 $121,667 $2,873 3.92%
BILLINGS, MT (FHA|USDA|VA) 4 $730,000 $182,500 $5,176 3.66%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $710,000 $177,500 $2,583 4.09%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $705,000 $141,000 $5,781 3.83%
Sandpoint, ID (FHA|USDA|VA) 3 $705,000 $235,000 $4,171 3.67%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $695,000 $139,000 $4,217 3.20%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $685,000 $228,333 $3,486 3.50%
ROCHESTER, NY (FHA|USDA|VA) 3 $685,000 $228,333 $3,418 3.71%
OCALA, FL (FHA|USDA|VA) 4 $680,000 $170,000 $4,293 3.50%
LAFAYETTE, LA (FHA|USDA|VA) 4 $680,000 $170,000 $2,726 4.25%
Georgetown, SC (FHA|USDA|VA) 2 $670,000 $335,000 $1,885 3.69%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $670,000 $167,500 $2,963 3.84%
VALDOSTA, GA (FHA|USDA|VA) 4 $650,000 $162,500 $4,101 3.97%
CASPER, WY (FHA|USDA|VA) 2 $650,000 $325,000 $7,587 3.31%
MONROE, MI (FHA|USDA|VA) 3 $635,000 $211,667 $2,288 3.79%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $635,000 $211,667 $2,468 4.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $635,000 $211,667 $6,283 3.29%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $630,000 $157,500 $3,004 4.13%
Newport, OR (FHA|USDA|VA) 2 $620,000 $310,000 $4,561 3.56%
WACO, TX (FHA|USDA|VA) 2 $600,000 $300,000 $4,278 3.81%
NILES, MI (FHA|USDA|VA) 2 $600,000 $300,000 $2,715 3.94%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $595,000 $198,333 $1,760 3.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $595,000 $198,333 $3,618 3.83%
WICHITA, KS (FHA|USDA|VA) 4 $590,000 $147,500 $2,946 3.34%
Cedar City, UT (FHA|USDA|VA) 2 $590,000 $295,000 $3,141 3.69%
LUBBOCK, TX (FHA|USDA|VA) 4 $590,000 $147,500 $3,519 3.47%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $590,000 $147,500 $4,766 4.25%
Seneca, SC (FHA|USDA|VA) 2 $590,000 $295,000 $3,047 3.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $585,000 $195,000 $4,850 3.17%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $575,000 $191,667 $2,125 3.83%
LYNCHBURG, VA (FHA|USDA|VA) 4 $570,000 $142,500 $3,107 3.38%
NEW BERN, NC (FHA|USDA|VA) 2 $570,000 $285,000 $7,401 4.00%
CORVALLIS, OR (FHA|USDA|VA) 2 $570,000 $285,000 $9,448 3.81%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $560,000 $280,000 $3,460 3.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $560,000 $140,000 $2,473 3.84%
Los Alamos, NM (FHA|USDA|VA) 2 $550,000 $275,000 $3,120 3.88%
PEORIA, IL (FHA|USDA|VA) 2 $540,000 $270,000 $2,342 3.75%
GRANTS PASS, OR (FHA|USDA|VA) 2 $540,000 $270,000 $4,484 3.88%
Hilo, HI (FHA|USDA|VA) 2 $540,000 $270,000 $3,904 3.31%
Lake City, FL (FHA|USDA|VA) 2 $540,000 $270,000 $4,726 4.88%
Tupelo, MS (FHA|USDA|VA) 3 $535,000 $178,333 $5,211 3.42%
Rutland, VT (FHA|USDA|VA) 2 $530,000 $265,000 $3,726 3.94%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $525,000 $175,000 $2,640 4.08%
Laramie, WY (FHA|USDA|VA) 2 $520,000 $260,000 $0 4.63%
Oak Harbor, WA (FHA|USDA|VA) 2 $510,000 $255,000 $3,227 3.69%
GAINESVILLE, FL (FHA|USDA|VA) 3 $505,000 $168,333 $4,912 3.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $500,000 $250,000 $2,895 3.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $495,000 $165,000 $4,880 3.58%
Nacogdoches, TX (FHA|USDA|VA) 3 $495,000 $165,000 $6,232 3.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $485,000 $97,000 $3,206 3.78%
YAKIMA, WA (FHA|USDA|VA) 2 $470,000 $235,000 $3,383 3.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $470,000 $235,000 $3,957 4.00%
BANGOR, ME (FHA|USDA|VA) 3 $465,000 $155,000 $2,511 3.63%
Gainesville, TX (FHA|USDA|VA) 1 $465,000 $465,000 $6,087 5.00%
Laconia, NH (FHA|USDA|VA) 2 $460,000 $230,000 $2,935 4.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $460,000 $230,000 $5,492 3.06%
Glenwood Springs, CO (FHA|USDA|VA) 2 $460,000 $230,000 $4,760 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $455,000 $151,667 $4,347 4.04%
FLINT, MI (FHA|USDA|VA) 3 $455,000 $151,667 $1,432 3.67%
ST. CLOUD, MN (FHA|USDA|VA) 3 $445,000 $148,333 $2,213 4.08%
LONGVIEW, WA (FHA|USDA|VA) 3 $445,000 $148,333 $3,011 3.54%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $445,000 $148,333 $4,657 4.42%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $440,000 $220,000 $2,758 4.44%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $440,000 $220,000 $2,888 4.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $435,000 $87,000 $2,691 3.55%
Port Angeles, WA (FHA|USDA|VA) 1 $435,000 $435,000 $12,931 3.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $430,000 $215,000 $3,505 3.81%
AMARILLO, TX (FHA|USDA|VA) 4 $430,000 $107,500 $4,464 4.06%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $430,000 $215,000 $3,749 3.00%
Alexandria, MN (FHA|USDA|VA) 1 $425,000 $425,000 $2,468 3.00%
MONTGOMERY, AL (FHA|USDA|VA) 3 $425,000 $141,667 $3,356 3.71%
DALTON, GA (FHA|USDA|VA) 2 $420,000 $210,000 $2,525 3.94%
SUMTER, SC (FHA|USDA|VA) 3 $415,000 $138,333 $2,406 3.67%
LANCASTER, PA (FHA|USDA|VA) 3 $405,000 $135,000 $3,223 3.71%
BELLINGHAM, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,610 4.50%
LAS CRUCES, NM (FHA|USDA|VA) 3 $405,000 $135,000 $3,255 3.58%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $400,000 $200,000 $3,491 3.19%
TYLER, TX (FHA|USDA|VA) 2 $400,000 $200,000 $6,784 3.31%
DULUTH, MN-WI (FHA|USDA|VA) 3 $395,000 $131,667 $2,508 3.29%
Hood River, OR (FHA|USDA|VA) 1 $395,000 $395,000 $7,533 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $395,000 $131,667 $2,807 4.08%
Ellensburg, WA (FHA|USDA|VA) 2 $390,000 $195,000 $2,587 4.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $385,000 $128,333 $3,208 3.79%
SYRACUSE, NY (FHA|USDA|VA) 2 $380,000 $190,000 $6,490 4.31%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $380,000 $190,000 $2,509 3.69%
Jackson, WY-ID (FHA|USDA|VA) 2 $380,000 $190,000 $2,549 3.44%
Clarksburg, WV (FHA|USDA|VA) 2 $380,000 $190,000 $2,772 3.31%
BRUNSWICK, GA (FHA|USDA|VA) 2 $380,000 $190,000 $0 4.44%
BAY CITY, MI (FHA|USDA|VA) 1 $375,000 $375,000 $2,883 3.38%
Shelton, WA (FHA|USDA|VA) 2 $370,000 $185,000 $3,363 3.69%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $365,000 $121,667 $2,486 4.04%
Brenham, TX (FHA|USDA|VA) 1 $365,000 $365,000 $4,412 4.25%
Lexington, NE (FHA|USDA|VA) 1 $365,000 $365,000 $3,441 3.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $365,000 $365,000 $4,286 3.75%
Newport, TN (FHA|USDA|VA) 2 $360,000 $180,000 $3,185 3.38%
Easton, MD (FHA|USDA|VA) 2 $360,000 $180,000 $2,429 3.88%
Norfolk, NE (FHA|USDA|VA) 2 $360,000 $180,000 $2,161 3.44%
YUMA, AZ (FHA|USDA|VA) 3 $355,000 $118,333 $2,648 3.13%
Jennings, LA (FHA|USDA|VA) 1 $355,000 $355,000 $2,840 3.50%
Brookings, OR (FHA|USDA|VA) 2 $350,000 $175,000 $4,610 4.00%
Hailey, ID (FHA|USDA|VA) 1 $345,000 $345,000 $4,237 3.00%
Holland, MI (FHA|USDA|VA) 1 $335,000 $335,000 $2,917 3.38%
Calhoun, GA (FHA|USDA|VA) 2 $330,000 $165,000 $3,490 3.75%
Pahrump, NV (FHA|USDA|VA) 1 $325,000 $325,000 $3,954 4.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $320,000 $160,000 $2,480 3.94%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $320,000 $160,000 $2,317 4.06%
MORRISTOWN, TN (FHA|USDA|VA) 2 $320,000 $160,000 $3,011 3.69%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $320,000 $160,000 $4,261 3.19%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $320,000 $160,000 $2,664 3.50%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $315,000 $315,000 $3,399 3.75%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.75%
GREEN BAY, WI (FHA|USDA|VA) 2 $300,000 $150,000 $1,834 4.00%
Durango, CO (FHA|USDA|VA) 1 $295,000 $295,000 $6,147 2.63%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $290,000 $145,000 $2,243 3.50%
ROCKFORD, IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,403 3.50%
Othello, WA (FHA|USDA|VA) 2 $290,000 $145,000 $3,005 3.75%
POCATELLO, ID (FHA|USDA|VA) 2 $290,000 $145,000 $2,013 3.69%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $285,000 $285,000 $2,393 3.88%
Key West, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.38%
APPLETON, WI (FHA|USDA|VA) 1 $285,000 $285,000 $3,020 4.00%
JONESBORO, AR (FHA|USDA|VA) 1 $285,000 $285,000 $2,561 4.50%
Spirit Lake, IA (FHA|USDA|VA) 2 $280,000 $140,000 $2,929 3.56%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $275,000 $275,000 $8,000 4.00%
ALBANY, GA (FHA|USDA|VA) 1 $275,000 $275,000 $8,075 3.00%
Rock Springs, WY (FHA|USDA|VA) 1 $275,000 $275,000 $2,128 4.00%
Jefferson, GA (FHA|USDA|VA) 2 $270,000 $135,000 $1,980 3.69%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.69%
Elizabeth City, NC (FHA|USDA|VA) 2 $270,000 $135,000 $1,965 3.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $270,000 $135,000 $3,638 3.88%
READING, PA (FHA|USDA|VA) 2 $270,000 $135,000 $4,443 3.75%
Middlesborough, KY (FHA|USDA|VA) 1 $265,000 $265,000 $2,951 3.88%
Moultrie, GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,578 3.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,468 4.00%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $260,000 $130,000 $2,875 4.00%
RAPID CITY, SD (FHA|USDA|VA) 2 $260,000 $130,000 $2,928 3.63%
Seymour, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,238 3.50%
Alexander City, AL (FHA|USDA|VA) 1 $255,000 $255,000 $2,751 4.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $2,803 3.13%
MANKATO, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,318 3.50%
THE VILLAGES, FL (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.63%
Brevard, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,539 3.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,666 4.25%
Grand Rapids, MN (FHA|USDA|VA) 1 $245,000 $245,000 $3,127 3.75%
Brookings, SD (FHA|USDA|VA) 1 $245,000 $245,000 $2,468 3.13%
Wooster, OH (FHA|USDA|VA) 2 $240,000 $120,000 $3,877 3.44%
ROANOKE, VA (FHA|USDA|VA) 2 $240,000 $120,000 $2,263 3.94%
Albertville, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,458 3.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,467 3.75%
JACKSON, TN (FHA|USDA|VA) 1 $235,000 $235,000 $1,735 3.00%
Ontario, OR-ID (FHA|USDA|VA) 2 $230,000 $115,000 $2,903 4.00%
Tifton, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,551 4.50%
Chillicothe, OH (FHA|USDA|VA) 1 $225,000 $225,000 $2,253 3.75%
Vicksburg, MS (FHA|USDA|VA) 1 $225,000 $225,000 $3,769 3.75%
RACINE, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,223 3.88%
Stevens Point, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,363 2.88%
Hutchinson, MN (FHA|USDA|VA) 1 $225,000 $225,000 $2,213 3.13%
Fort Payne, AL (FHA|USDA|VA) 1 $225,000 $225,000 $2,461 3.63%
COLUMBIA, MO (FHA|USDA|VA) 2 $220,000 $110,000 $2,018 4.19%
Houghton, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,624 3.25%
Morehead City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,908 2.88%
LEBANON, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,764 3.00%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,311 3.13%
Centralia, WA (FHA|USDA|VA) 1 $215,000 $215,000 $5,955 2.75%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $205,000 $205,000 $6,687 3.25%
Taos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $7,124 3.25%
Ruidoso, NM (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.50%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
KINGSTON, NY (FHA|USDA|VA) 1 $205,000 $205,000 $3,648 4.13%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $205,000 $205,000 $2,617 3.63%
Red Bluff, CA (FHA|USDA|VA) 2 $200,000 $100,000 $2,583 4.13%
Aberdeen, WA (FHA|USDA|VA) 2 $200,000 $100,000 $3,892 3.69%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $200,000 $100,000 $2,473 4.44%
Weatherford, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,654 4.38%
Boone, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,402 3.63%
Blytheville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,804 3.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,253 4.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $195,000 $195,000 $2,879 3.88%
Adrian, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,931 3.13%
MIDLAND, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.00%
Rexburg, ID (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.75%
MUNCIE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,954 4.00%
GREENVILLE, NC (FHA|USDA|VA) 2 $190,000 $95,000 $3,604 3.88%
MIDLAND, MI (FHA|USDA|VA) 2 $190,000 $95,000 $2,347 3.69%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,930 4.00%
Eufaula, AL-GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,083 3.00%
Urbana, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,253 3.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $180,000 $90,000 $3,538 4.31%
Enterprise, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,654 3.50%
MADISON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $425 3.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,736 4.50%
Sayre, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,982 3.38%
MUSKEGON, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,446 3.00%
LAREDO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,175 3.63%
MORGANTOWN, WV (FHA|USDA|VA) 1 $175,000 $175,000 $2,973 4.25%
TWIN FALLS, ID (FHA|USDA|VA) 1 $175,000 $175,000 $2,771 3.50%
ITHACA, NY (FHA|USDA|VA) 1 $165,000 $165,000 $3,714 4.50%
Lufkin, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,804 4.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $165,000 $165,000 $2,238 3.75%
ROME, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,473 3.13%
Sikeston, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,700 3.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,156 3.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,353 3.63%
LAWTON, OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,234 4.13%
Big Rapids, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,174 4.25%
London, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,554 3.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $155,000 $155,000 $4,340 3.25%
Thomasville, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,373 3.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,253 4.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,504 3.63%
Kerrville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,322 3.75%
Emporia, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,536 3.13%
Keene, NH (FHA|USDA|VA) 1 $155,000 $155,000 $2,555 3.88%
Waycross, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,597 3.50%
DOTHAN, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,777 3.50%
Bellefontaine, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,253 4.00%
Huntington, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,297 3.00%
Somerset, KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,048 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $145,000 $145,000 $2,884 3.63%
DOVER, DE (FHA|USDA|VA) 1 $145,000 $145,000 $2,683 3.75%
Paris, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,325 3.63%
Sturgis, MI (FHA|USDA|VA) 1 $145,000 $145,000 $4,359 3.50%
ODESSA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.75%
Mountain Home, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,014 3.63%
Pittsburg, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,658 3.00%
Safford, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $2,508 4.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $135,000 $135,000 $2,521 3.88%
FOND DU LAC, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,032 3.38%
CaƱon City, CO (FHA|USDA|VA) 1 $135,000 $135,000 $4,902 3.50%
Cambridge, MD (FHA|USDA|VA) 1 $135,000 $135,000 $5,046 3.75%
Meridian, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.50%
MANHATTAN, KS (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
Madisonville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,862 3.63%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $2,463 3.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $135,000 $135,000 $2,433 4.25%
Athens, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,253 3.63%
Kirksville, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,550 3.50%
WHEELING, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,674 3.00%
Durant, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,737 4.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $130,000 $65,000 $3,115 3.50%
Farmington, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,910 3.38%
Crossville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $2,643 3.75%
Quincy, IL-MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,394 3.75%
Mountain Home, ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.00%
Jesup, GA (FHA|USDA|VA) 1 $125,000 $125,000 $1,684 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,292 4.25%
Athens, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,462 3.25%
Austin, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,213 3.13%
Albemarle, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.88%
Richmond-Berea, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,394 3.75%
BURLINGTON, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.75%
Kearney, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,338 3.63%
West Plains, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,332 3.88%
Somerset, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,546 4.38%
Wilson, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,125 3.25%
Batesville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,203 3.88%
Big Stone Gap, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,200 2.75%
Granbury, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,084 4.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,867 3.63%
Mount Vernon, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,253 3.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,660 3.00%
Ruston, LA (FHA|USDA|VA) 1 $105,000 $105,000 $3,354 4.50%
Summerville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,912 2.75%
Show Low, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $3,050 3.75%
JOPLIN, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,070 3.75%
HAMMOND, LA (FHA|USDA|VA) 1 $95,000 $95,000 $2,438 4.13%
JACKSON, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,731 3.63%
FLORENCE, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,909 3.38%
Warsaw, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,726 3.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.88%
GADSDEN, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.88%
Glasgow, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.00%
Evanston, WY (FHA|USDA|VA) 1 $65,000 $65,000 $2,433 3.00%
Danville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $2,129 4.13%
Ardmore, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,878 2.75%
American Internet Mortgage's top markets include Los Angeles, Phoenix, San Diego, Washington, and Sacramento among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN INTERNET MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOMERSET
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,016 $1,463,570,000 $243,280 $3,667 3.77%
    VA 215 $58,945,000 $274,163 $4,614 3.34%

    For 2019, American Internet Mortgage's most frequently originated type of loan was Conventional, with 6,016 originations. Their 2nd most popular type was VA, with 215 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,481 $629,815,000 $253,855 $3,107 3.54%
    Home Purchase 1,874 $450,280,000 $240,277 $4,695 3.94%
    Cash Out Refi 1,374 $320,370,000 $233,166 $3,720 3.91%
    Home Improvement 502 $122,050,000 $243,127 $3,841 3.73%

    For 2019, American Internet Mortgage's most frequently cited loan purpose was Refi, with 2,481 originations. The 2nd most popular reason was Home Purchase, with 1,874 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,777 $1,003,005,000 $265,556 $3,998 3.97%
    15 Year 1,855 $391,155,000 $210,865 $3,375 3.35%
    20 Year 389 $85,175,000 $218,959 $3,201 3.87%
    10 Year 197 $40,445,000 $205,305 $2,999 3.26%
    Other 13 $2,735,000 $210,385 $2,325 3.68%

    For 2019, American Internet Mortgage's most frequently cited loan duration was 30 Year, with 3,777 originations. The 2nd most popular length was 15 Year, with 1,855 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,187 $857,485,000 $269,057
    $1k-2k 601 $142,755,000 $237,529
    $2k-3k 358 $86,150,000 $240,642
    $3k-4k 246 $58,620,000 $238,293
    $5k+ 238 $88,220,000 $370,672
    $4k-5k 148 $39,480,000 $266,757

    American Internet Mortgage's average total fees were $3,998, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,187 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,059 $1,027,095,000 $253,041
    4-5% 1,564 $357,430,000 $228,536
    2.5-3% 513 $119,485,000 $232,914
    <2.5% 53 $11,965,000 $225,755
    5-6% 42 $6,540,000 $155,714

    During 2019, American Internet Mortgage's average interest rate for loans was 3.97%, while their most frequently originated rate bucket for loans was 3-4%, with 4,059 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,534 $379,470,000 $149,751 $3,165 3.81%
    $200k-400k 2,479 $684,625,000 $276,170 $3,869 3.66%
    $400k-600k 647 $305,805,000 $472,651 $4,430 3.77%
    $100,000 or less 407 $33,015,000 $81,118 $3,041 3.95%
    $600k-1MM 152 $106,100,000 $698,026 $5,234 3.87%
    $1MM+ 12 $13,500,000 $1,125,000 $6,162 3.89%

    2019 saw American Internet Mortgage place emphasis on $100k-200k loans with 2,534 originations, totaling $379,470,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,897 $479,595,000 $252,818 $3,766 3.74%
    $150k-250k 1,344 $398,350,000 $296,391 $4,068 3.81%
    $75k-100k 1,114 $238,770,000 $214,336 $3,581 3.71%
    $50k-75k 997 $189,265,000 $189,835 $3,468 3.74%
    $50k or less 469 $65,925,000 $140,565 $3,360 3.79%
    $250k+ 410 $150,610,000 $367,341 $4,044 3.79%

    American Internet Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,897 originations. The second most popular income band? $150k-250k, with 1,344 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,517 $361,615,000 $238,375 $3,604 3.66%
    30-36% 1,264 $317,710,000 $251,353 $3,737 3.74%
    <20% 495 $101,755,000 $205,566 $3,154 3.62%
    39% 241 $59,165,000 $245,498 $4,152 3.83%
    38% 231 $64,335,000 $278,506 $4,143 3.80%
    37% 228 $60,290,000 $264,430 $3,998 3.80%
    36% 221 $56,825,000 $257,127 $3,848 3.80%
    49% 220 $53,830,000 $244,682 $3,752 3.83%
    43% 216 $52,470,000 $242,917 $3,756 3.86%
    40% 215 $58,115,000 $270,302 $3,844 3.84%
    41% 212 $55,630,000 $262,406 $4,379 3.81%
    42% 209 $46,865,000 $224,234 $3,635 3.82%
    44% 204 $47,620,000 $233,431 $3,675 3.89%
    46% 188 $44,480,000 $236,596 $3,493 3.90%
    48% 178 $45,420,000 $255,169 $3,814 3.83%
    45% 174 $42,390,000 $243,621 $3,681 3.89%
    47% 174 $41,770,000 $240,057 $3,984 3.87%
    50-60% 43 $12,035,000 $279,884 $3,834 3.84%
    >60% 1 $195,000 $195,000 $0 5.13%

    American Internet Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,517 originations. The next most common DTI ratio? 30-36%, with 1,264 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,857 $941,425,000 $244,082 $3,650 3.74%
    Not provided 1,385 $339,115,000 $244,848 $3,853 3.79%
    Asian 750 $188,910,000 $251,880 $3,726 3.77%
    Black 137 $28,455,000 $207,701 $4,180 3.90%
    American Indian 55 $12,055,000 $219,182 $3,815 3.78%
    Asian Indian 20 $5,880,000 $294,000 $2,915 3.59%
    Native Hawaiian or Islander 10 $2,400,000 $240,000 $5,556 3.86%
    Other Asian 8 $1,990,000 $248,750 $3,902 3.67%
    Vietnamese 3 $845,000 $281,667 $2,754 3.58%
    Korean 1 $705,000 $705,000 $5,753 3.63%
    Chinese 3 $455,000 $151,667 $3,863 4.17%
    Filipino 1 $165,000 $165,000 $2,508 3.88%
    Japanese 1 $115,000 $115,000 $2,482 3.88%

    Approval Rates

    Total approvals of all applications
    88.05%

    American Internet Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    46.45%

    American Internet Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,231 $1,522,515,000 $244,345

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 6,231 $1,522,515,000 $244,345

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 543 $109,145,000 $201,004 $3,256 3.54%
    40-60% 1,388 $344,280,000 $248,040 $3,347 3.63%
    60-80% 3,362 $817,430,000 $243,138 $3,729 3.85%
    80-100% 875 $242,115,000 $276,703 $4,480 3.75%
    Under 20% 63 $9,545,000 $151,508 $2,913 3.65%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Trouble during payment process 4 100.0%