American Internet Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300BOXNV8VLRBDT24

Tax ID: 52-2091594

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Mortgage Data

Review & Overview

American Internet Mortgage is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. American Internet Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Phoenix, San Diego, Dallas, and Atlanta among others. We have data for 406 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Internet Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Internet Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.19% 4/22/24
30 Year Conventional Refi 6.11% 4/22/24
30 Year Cash-out Refi 6.29% 4/22/24
30 Year VA Purchase 5.56% 4/22/24
30 Year VA Refi 5.41% 4/22/24
15 Year Conventional Purchase 5.67% 4/22/24
15 Year Conventional Refi 5.70% 4/22/24
15 Year Cash-out Refi 5.70% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Internet Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from American Internet Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,779

Origination Dollar Volume (All Markets)

$806,635,000
Show all (51) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 127 $39,695,000 $312,559 $4,513 4.22%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 180 $39,660,000 $220,333 $4,048 4.22%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 97 $30,735,000 $316,856 $4,233 4.29%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 141 $28,205,000 $200,035 $4,681 4.29%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 142 $25,540,000 $179,859 $3,406 4.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 92 $22,660,000 $246,304 $3,842 4.27%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 82 $20,770,000 $253,293 $3,700 4.43%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 72 $19,160,000 $266,111 $3,983 4.28%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 83 $18,185,000 $219,096 $3,151 4.28%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 96 $16,890,000 $175,938 $4,411 4.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 70 $15,330,000 $219,000 $4,031 4.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 41 $15,295,000 $373,049 $4,572 4.35%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 59 $14,985,000 $253,983 $4,700 4.25%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 49 $14,915,000 $304,388 $4,845 4.31%
Outside of Metro Areas 85 $14,255,000 $167,706 $3,591 4.22%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 47 $13,495,000 $287,128 $4,720 4.34%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 51 $13,275,000 $260,294 $3,904 4.22%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 63 $12,855,000 $204,048 $4,510 4.35%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 68 $12,250,000 $180,147 $2,849 4.23%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 39 $12,005,000 $307,821 $4,586 4.17%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 51 $10,135,000 $198,725 $3,990 4.20%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 58 $9,630,000 $166,034 $3,430 4.33%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 44 $9,220,000 $209,545 $4,195 4.23%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 17 $8,875,000 $522,059 $4,440 4.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 42 $8,870,000 $211,190 $4,386 4.35%
BOISE CITY, ID (FHA|USDA|VA) 33 $7,575,000 $229,545 $4,235 4.33%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 21 $7,215,000 $343,571 $5,124 4.30%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 34 $7,120,000 $209,412 $3,213 4.37%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 41 $7,115,000 $173,537 $3,854 4.22%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 29 $6,955,000 $239,828 $3,763 4.46%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 39 $6,855,000 $175,769 $2,777 4.22%
SALT LAKE CITY, UT (FHA|USDA|VA) 24 $6,720,000 $280,000 $4,762 4.39%
RALEIGH-CARY, NC (FHA|USDA|VA) 35 $6,675,000 $190,714 $3,079 4.24%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 32 $6,370,000 $199,063 $4,142 4.29%
TUCSON, AZ (FHA|USDA|VA) 33 $6,075,000 $184,091 $3,748 4.17%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 37 $5,915,000 $159,865 $4,023 4.38%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 30 $5,430,000 $181,000 $3,091 4.20%
KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $5,205,000 $140,676 $3,496 4.69%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 38 $4,980,000 $131,053 $3,007 4.43%
ST. LOUIS, MO-IL (FHA|USDA|VA) 27 $4,945,000 $183,148 $3,007 4.14%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 20 $4,270,000 $213,500 $4,475 4.14%
ALBUQUERQUE, NM (FHA|USDA|VA) 19 $3,955,000 $208,158 $3,511 4.29%
STOCKTON, CA (FHA|USDA|VA) 15 $3,905,000 $260,333 $4,194 4.23%
OKLAHOMA CITY, OK (FHA|USDA|VA) 27 $3,905,000 $144,630 $3,482 4.38%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 19 $3,845,000 $202,368 $3,336 4.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 25 $3,695,000 $147,800 $3,860 4.23%
PROVO-OREM, UT (FHA|USDA|VA) 14 $3,650,000 $260,714 $3,706 4.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 15 $3,575,000 $238,333 $3,244 4.24%
RICHMOND, VA (FHA|USDA|VA) 17 $3,515,000 $206,765 $2,984 4.26%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $3,455,000 $230,333 $3,041 4.28%
JACKSONVILLE, FL (FHA|USDA|VA) 19 $3,425,000 $180,263 $3,717 4.42%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 20 $3,410,000 $170,500 $2,817 4.26%
WORCESTER, MA-CT (FHA|USDA|VA) 13 $3,215,000 $247,308 $3,968 4.20%
KNOXVILLE, TN (FHA|USDA|VA) 16 $2,990,000 $186,875 $2,503 4.41%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 13 $2,985,000 $229,615 $4,427 4.14%
BAKERSFIELD, CA (FHA|USDA|VA) 18 $2,970,000 $165,000 $3,613 4.26%
BOULDER, CO (FHA|USDA|VA) 7 $2,905,000 $415,000 $4,828 4.02%
FRESNO, CA (FHA|USDA|VA) 14 $2,880,000 $205,714 $3,253 4.24%
LOUISVILLE, KY (FHA|USDA|VA) 14 $2,820,000 $201,429 $3,343 4.10%
RENO, NV (FHA|USDA|VA) 12 $2,710,000 $225,833 $5,004 4.16%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 11 $2,625,000 $238,636 $3,157 4.20%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $2,615,000 $290,556 $3,689 4.29%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $2,465,000 $189,615 $3,955 4.41%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $2,280,000 $190,000 $2,940 4.64%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 14 $2,210,000 $157,857 $3,506 4.15%
BATON ROUGE, LA (FHA|USDA|VA) 10 $2,200,000 $220,000 $4,548 4.34%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $2,195,000 $168,846 $2,921 4.21%
COLUMBUS, OH (FHA|USDA|VA) 15 $2,185,000 $145,667 $3,022 4.26%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,180,000 $218,000 $4,085 4.16%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $2,025,000 $184,091 $3,643 4.00%
MODESTO, CA (FHA|USDA|VA) 8 $2,020,000 $252,500 $4,212 4.44%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 13 $2,015,000 $155,000 $4,359 4.46%
EL PASO, TX (FHA|USDA|VA) 14 $1,980,000 $141,429 $4,389 4.11%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $1,975,000 $151,923 $2,920 4.14%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $1,975,000 $395,000 $3,129 4.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $1,915,000 $273,571 $4,805 3.96%
HUNTSVILLE, AL (FHA|USDA|VA) 13 $1,895,000 $145,769 $3,153 4.19%
TULSA, OK (FHA|USDA|VA) 16 $1,840,000 $115,000 $4,120 4.39%
ASHEVILLE, NC (FHA|USDA|VA) 10 $1,760,000 $176,000 $3,392 4.34%
MEDFORD, OR (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,550 4.33%
PANAMA CITY, FL (FHA|USDA|VA) 11 $1,725,000 $156,818 $2,652 4.80%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $1,715,000 $190,556 $3,859 4.13%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,779 4.33%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,665,000 $333,000 $3,963 4.15%
JACKSON, MS (FHA|USDA|VA) 10 $1,660,000 $166,000 $3,516 4.58%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,645,000 $182,778 $4,291 4.24%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 11 $1,615,000 $146,818 $3,190 4.26%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 5 $1,595,000 $319,000 $6,262 4.08%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $1,590,000 $132,500 $3,298 4.51%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $1,550,000 $155,000 $3,032 4.24%
AKRON, OH (FHA|USDA|VA) 10 $1,540,000 $154,000 $2,723 4.06%
PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $1,535,000 $170,556 $3,846 4.18%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,867 4.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,435,000 $287,000 $2,616 4.15%
FORT COLLINS, CO (FHA|USDA|VA) 6 $1,420,000 $236,667 $6,586 4.29%
SANTA FE, NM (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,155 4.23%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 7 $1,405,000 $200,714 $3,430 4.45%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,390,000 $347,500 $2,490 4.47%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,380,000 $345,000 $4,701 4.19%
PITTSBURGH, PA (FHA|USDA|VA) 9 $1,375,000 $152,778 $4,119 4.50%
SALEM, OR (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,938 4.40%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,584 4.10%
LANCASTER, PA (FHA|USDA|VA) 8 $1,320,000 $165,000 $4,335 4.19%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,530 4.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,285,000 $257,000 $3,914 4.03%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 9 $1,265,000 $140,556 $3,503 4.26%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,427 4.81%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,205,000 $172,143 $1,468 4.45%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,200,000 $600,000 $10,057 4.56%
Hilo, HI (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,554 4.44%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,200,000 $150,000 $2,855 4.50%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,190,000 $595,000 $3,382 3.69%
Outside of Metro Areas 4 $1,190,000 $297,500 $4,456 4.16%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,475 4.19%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,421 3.79%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,228 3.55%
SALINAS, CA (FHA|USDA|VA) 4 $1,100,000 $275,000 $4,073 4.03%
FORT WAYNE, IN (FHA|USDA|VA) 6 $1,080,000 $180,000 $2,140 4.19%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,691 4.27%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,666 3.96%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,045,000 $149,286 $3,046 4.50%
ANCHORAGE, AK (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,772 4.09%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,726 4.48%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $1,025,000 $113,889 $2,420 4.33%
Kalispell, MT (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,576 4.29%
VISALIA, CA (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,307 4.22%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $995,000 $199,000 $3,643 4.08%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $985,000 $328,333 $4,502 4.50%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $980,000 $163,333 $4,025 3.92%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $970,000 $161,667 $4,524 4.21%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $965,000 $321,667 $6,747 4.54%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $965,000 $193,000 $2,583 4.43%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $950,000 $118,750 $2,455 4.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $935,000 $311,667 $3,432 4.38%
ST. CLOUD, MN (FHA|USDA|VA) 5 $915,000 $183,000 $4,498 4.05%
MOBILE, AL (FHA|USDA|VA) 5 $855,000 $171,000 $2,944 3.98%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $840,000 $140,000 $3,149 4.31%
ROANOKE, VA (FHA|USDA|VA) 6 $820,000 $136,667 $2,581 4.31%
BEND, OR (FHA|USDA|VA) 3 $815,000 $271,667 $3,151 4.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $815,000 $163,000 $4,037 4.05%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $805,000 $268,333 $6,528 3.71%
ST. GEORGE, UT (FHA|USDA|VA) 5 $795,000 $159,000 $2,487 4.43%
VALLEJO, CA (FHA|USDA|VA) 3 $785,000 $261,667 $2,578 4.21%
ANN ARBOR, MI (FHA|USDA|VA) 4 $770,000 $192,500 $3,528 4.28%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $765,000 $255,000 $2,668 4.17%
CHICO, CA (FHA|USDA|VA) 4 $760,000 $190,000 $2,746 3.97%
Traverse City, MI (FHA|USDA|VA) 4 $750,000 $187,500 $2,530 3.94%
GREENVILLE, NC (FHA|USDA|VA) 5 $745,000 $149,000 $2,769 4.28%
GAINESVILLE, GA (FHA|USDA|VA) 3 $725,000 $241,667 $2,490 4.42%
JACKSON, TN (FHA|USDA|VA) 4 $720,000 $180,000 $3,844 3.97%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $705,000 $141,000 $2,319 4.58%
LAS CRUCES, NM (FHA|USDA|VA) 5 $705,000 $141,000 $3,277 4.78%
TOLEDO, OH (FHA|USDA|VA) 5 $705,000 $141,000 $4,502 4.25%
Enterprise, AL (FHA|USDA|VA) 3 $705,000 $235,000 $1,420 3.92%
WICHITA, KS (FHA|USDA|VA) 6 $700,000 $116,667 $2,524 4.08%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $695,000 $231,667 $6,545 4.46%
BISMARCK, ND (FHA|USDA|VA) 4 $690,000 $172,500 $2,890 4.16%
ROCHESTER, MN (FHA|USDA|VA) 4 $670,000 $167,500 $3,085 4.28%
MISSOULA, MT (FHA|USDA|VA) 2 $670,000 $335,000 $0 4.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $670,000 $167,500 $4,407 4.38%
Sandpoint, ID (FHA|USDA|VA) 3 $665,000 $221,667 $5,224 4.08%
Newport, OR (FHA|USDA|VA) 3 $665,000 $221,667 $3,019 4.17%
NEW BERN, NC (FHA|USDA|VA) 4 $660,000 $165,000 $2,930 3.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $655,000 $218,333 $9,662 4.13%
REDDING, CA (FHA|USDA|VA) 3 $645,000 $215,000 $3,417 4.67%
BILLINGS, MT (FHA|USDA|VA) 2 $640,000 $320,000 $3,439 4.06%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $635,000 $127,000 $3,884 3.93%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $615,000 $205,000 $6,659 3.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $615,000 $205,000 $5,327 4.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $615,000 $123,000 $3,596 4.03%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $605,000 $201,667 $3,711 4.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $605,000 $121,000 $3,935 4.25%
Fernley, NV (FHA|USDA|VA) 3 $595,000 $198,333 $0 5.00%
Lewistown, PA (FHA|USDA|VA) 2 $590,000 $295,000 $4,121 4.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $585,000 $585,000 $2,927 4.63%
YUMA, AZ (FHA|USDA|VA) 4 $580,000 $145,000 $2,645 3.78%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $580,000 $290,000 $3,364 4.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $570,000 $142,500 $2,713 3.94%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $565,000 $188,333 $2,806 4.71%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $555,000 $185,000 $3,051 4.38%
MORGANTOWN, WV (FHA|USDA|VA) 3 $555,000 $185,000 $3,760 4.13%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $545,000 $109,000 $2,736 4.45%
Bozeman, MT (FHA|USDA|VA) 2 $540,000 $270,000 $3,175 4.56%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $540,000 $270,000 $2,568 4.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $540,000 $270,000 $2,888 4.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $535,000 $178,333 $2,973 4.08%
OCALA, FL (FHA|USDA|VA) 3 $535,000 $178,333 $3,498 4.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $525,000 $175,000 $3,058 4.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $525,000 $175,000 $2,849 4.08%
SAVANNAH, GA (FHA|USDA|VA) 3 $515,000 $171,667 $4,438 4.29%
LYNCHBURG, VA (FHA|USDA|VA) 2 $510,000 $255,000 $2,372 3.88%
Lawrenceburg, TN (FHA|USDA|VA) 2 $510,000 $255,000 $4,539 4.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $505,000 $101,000 $5,124 4.33%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $505,000 $168,333 $2,800 4.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $500,000 $125,000 $4,232 4.31%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $490,000 $245,000 $3,266 4.00%
MORRISTOWN, TN (FHA|USDA|VA) 2 $490,000 $245,000 $3,737 3.75%
ABILENE, TX (FHA|USDA|VA) 3 $485,000 $161,667 $3,702 3.88%
MONTGOMERY, AL (FHA|USDA|VA) 3 $475,000 $158,333 $2,742 4.04%
LONGVIEW, WA (FHA|USDA|VA) 2 $460,000 $230,000 $5,889 4.31%
Steamboat Springs, CO (FHA|USDA|VA) 1 $455,000 $455,000 $2,680 4.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $455,000 $151,667 $4,214 3.83%
Red Bluff, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,699 4.25%
Juneau, AK (FHA|USDA|VA) 2 $450,000 $225,000 $3,617 3.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $450,000 $225,000 $4,450 3.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $440,000 $220,000 $2,430 4.25%
Heber, UT (FHA|USDA|VA) 1 $425,000 $425,000 $2,771 3.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $425,000 $425,000 $3,223 4.00%
Los Alamos, NM (FHA|USDA|VA) 1 $425,000 $425,000 $3,418 3.25%
Breckenridge, CO (FHA|USDA|VA) 2 $420,000 $210,000 $4,901 4.31%
Whitewater, WI (FHA|USDA|VA) 1 $415,000 $415,000 $3,380 4.50%
GAINESVILLE, FL (FHA|USDA|VA) 3 $415,000 $138,333 $3,296 3.58%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $410,000 $205,000 $2,783 4.00%
Crossville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $2,480 4.04%
Oak Harbor, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,074 3.88%
DOVER, DE (FHA|USDA|VA) 3 $395,000 $131,667 $3,045 4.25%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $395,000 $131,667 $2,284 4.50%
Norwalk, OH (FHA|USDA|VA) 3 $395,000 $131,667 $3,462 3.88%
The Dalles, OR (FHA|USDA|VA) 3 $395,000 $131,667 $3,262 4.25%
Eufaula, AL-GA (FHA|USDA|VA) 1 $395,000 $395,000 $3,452 4.25%
Aberdeen, WA (FHA|USDA|VA) 2 $380,000 $190,000 $6,975 3.75%
JACKSON, MI (FHA|USDA|VA) 2 $380,000 $190,000 $2,683 3.75%
Crescent City, CA (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $375,000 $375,000 $4,243 4.25%
Del Rio, TX (FHA|USDA|VA) 2 $370,000 $185,000 $7,917 3.81%
ROCHESTER, NY (FHA|USDA|VA) 3 $365,000 $121,667 $3,725 3.79%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $355,000 $118,333 $2,828 3.79%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $355,000 $355,000 $5,387 3.88%
Troy, AL (FHA|USDA|VA) 2 $350,000 $175,000 $3,071 4.44%
Payson, AZ (FHA|USDA|VA) 2 $350,000 $175,000 $3,058 4.69%
Othello, WA (FHA|USDA|VA) 3 $345,000 $115,000 $0 4.75%
Jackson, WY-ID (FHA|USDA|VA) 2 $340,000 $170,000 $2,891 4.25%
BAY CITY, MI (FHA|USDA|VA) 2 $320,000 $160,000 $3,959 4.19%
BURLINGTON, NC (FHA|USDA|VA) 2 $320,000 $160,000 $2,556 4.50%
MANHATTAN, KS (FHA|USDA|VA) 2 $320,000 $160,000 $3,645 3.00%
Corinth, MS (FHA|USDA|VA) 3 $315,000 $105,000 $3,191 4.04%
FAIRBANKS, AK (FHA|USDA|VA) 1 $315,000 $315,000 $3,560 4.38%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $310,000 $155,000 $2,226 3.81%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $4,346 4.50%
McAlester, OK (FHA|USDA|VA) 1 $305,000 $305,000 $3,791 4.50%
READING, PA (FHA|USDA|VA) 2 $300,000 $150,000 $3,489 3.50%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $1,639 3.81%
LUBBOCK, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,654 4.63%
Jacksonville, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,092 4.50%
MERCED, CA (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.31%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $290,000 $145,000 $5,001 4.94%
LEBANON, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,148 4.25%
Rock Springs, WY (FHA|USDA|VA) 1 $285,000 $285,000 $2,786 4.50%
CHARLESTON, WV (FHA|USDA|VA) 1 $285,000 $285,000 $725 3.75%
Ada, OK (FHA|USDA|VA) 1 $285,000 $285,000 $4,948 3.88%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $280,000 $140,000 $3,008 4.19%
YUBA CITY, CA (FHA|USDA|VA) 2 $280,000 $140,000 $3,713 4.31%
Ruston, LA (FHA|USDA|VA) 1 $275,000 $275,000 $2,415 4.50%
BELLINGHAM, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,725 5.13%
ERIE, PA (FHA|USDA|VA) 2 $270,000 $135,000 $5,029 4.31%
Jefferson, GA (FHA|USDA|VA) 2 $270,000 $135,000 $2,830 4.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $265,000 $265,000 $3,451 3.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $260,000 $130,000 $3,499 3.88%
APPLETON, WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,660 4.81%
Oxford, MS (FHA|USDA|VA) 2 $260,000 $130,000 $2,857 4.25%
MADISON, WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,167 3.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $255,000 $255,000 $2,809 4.50%
Dayton, TN (FHA|USDA|VA) 1 $255,000 $255,000 $5,504 4.25%
MONROE, MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,849 3.31%
Sunbury, PA (FHA|USDA|VA) 2 $250,000 $125,000 $3,020 4.00%
Hastings, NE (FHA|USDA|VA) 1 $245,000 $245,000 $3,688 3.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,117 4.50%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $245,000 $245,000 $3,124 4.38%
Sonora, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $240,000 $120,000 $2,320 4.56%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $240,000 $120,000 $2,257 4.88%
Burley, ID (FHA|USDA|VA) 1 $235,000 $235,000 $6,076 4.25%
POCATELLO, ID (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.88%
Russellville, AR (FHA|USDA|VA) 2 $230,000 $115,000 $2,123 4.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $230,000 $115,000 $3,854 4.31%
Brainerd, MN (FHA|USDA|VA) 1 $225,000 $225,000 $3,271 5.00%
West Point, MS (FHA|USDA|VA) 1 $225,000 $225,000 $3,094 4.38%
PITTSFIELD, MA (FHA|USDA|VA) 1 $225,000 $225,000 $487 3.75%
DALTON, GA (FHA|USDA|VA) 2 $220,000 $110,000 $4,007 3.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,109 4.00%
Clarksburg, WV (FHA|USDA|VA) 1 $215,000 $215,000 $7,225 4.38%
Helena, MT (FHA|USDA|VA) 1 $215,000 $215,000 $4,117 3.88%
Rexburg, ID (FHA|USDA|VA) 1 $215,000 $215,000 $4,542 4.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $215,000 $215,000 $6,381 3.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,132 3.75%
Fallon, NV (FHA|USDA|VA) 1 $215,000 $215,000 $6,937 4.00%
RACINE, WI (FHA|USDA|VA) 1 $215,000 $215,000 $2,305 3.88%
St. Marys, GA (FHA|USDA|VA) 1 $215,000 $215,000 $3,375 4.63%
Norfolk, NE (FHA|USDA|VA) 1 $215,000 $215,000 $2,826 4.63%
LAFAYETTE, LA (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $210,000 $105,000 $0 5.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,659 3.88%
NAPA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $4,130 4.13%
AMARILLO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,536 3.38%
Centralia, WA (FHA|USDA|VA) 1 $205,000 $205,000 $3,844 4.50%
Jacksonville, IL (FHA|USDA|VA) 1 $205,000 $205,000 $5,312 4.25%
VALDOSTA, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,911 3.75%
Marshall, MN (FHA|USDA|VA) 1 $195,000 $195,000 $3,547 3.88%
TWIN FALLS, ID (FHA|USDA|VA) 1 $195,000 $195,000 $3,618 4.38%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,908 3.88%
TYLER, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.88%
EL CENTRO, CA (FHA|USDA|VA) 1 $195,000 $195,000 $2,482 4.50%
LAWRENCE, KS (FHA|USDA|VA) 2 $190,000 $95,000 $0 4.56%
Nacogdoches, TX (FHA|USDA|VA) 2 $190,000 $95,000 $2,811 4.31%
Sevierville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.13%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,820 3.75%
GREELEY, CO (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,256 4.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $175,000 $175,000 $6,160 3.38%
Lewisburg, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,723 3.75%
Nogales, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $3,544 3.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.00%
Ketchikan, AK (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.00%
Bardstown, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,172 3.88%
Pullman, WA (FHA|USDA|VA) 1 $165,000 $165,000 $2,693 3.75%
Greenville, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,675 3.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.13%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $3,859 4.13%
Douglas, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,168 3.38%
Findlay, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,495 3.88%
Roseburg, OR (FHA|USDA|VA) 1 $155,000 $155,000 $6,366 3.38%
CLEVELAND, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,215 3.88%
Hobbs, NM (FHA|USDA|VA) 1 $155,000 $155,000 $3,541 4.38%
Seneca, SC (FHA|USDA|VA) 1 $155,000 $155,000 $5,477 4.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,946 4.63%
Orangeburg, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,822 3.25%
Cedar City, UT (FHA|USDA|VA) 1 $155,000 $155,000 $2,429 4.38%
Miami, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,327 3.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,265 3.75%
Evanston, WY (FHA|USDA|VA) 1 $145,000 $145,000 $2,736 4.00%
Keene, NH (FHA|USDA|VA) 1 $145,000 $145,000 $2,961 5.13%
Pahrump, NV (FHA|USDA|VA) 1 $145,000 $145,000 $3,491 4.63%
Concord, NH (FHA|USDA|VA) 1 $145,000 $145,000 $3,186 3.00%
Georgetown, SC (FHA|USDA|VA) 1 $145,000 $145,000 $2,382 4.63%
Picayune, MS (FHA|USDA|VA) 1 $145,000 $145,000 $3,022 4.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.38%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,247 4.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $135,000 $135,000 $2,830 4.38%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,342 4.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $2,774 4.38%
LaGrange, GA-AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,565 4.38%
Marietta, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,414 3.88%
MONROE, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,310 3.75%
Mount Pleasant, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,247 4.25%
ODESSA, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,445 4.75%
Show Low, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $3,219 5.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,047 2.75%
Vicksburg, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,361 4.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,540 4.63%
Danville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,973 3.25%
Coos Bay, OR (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
Port Angeles, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $3,007 3.75%
Grand Rapids, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,268 4.00%
Shawnee, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
Camden, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,057 4.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,653 4.75%
TOPEKA, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,216 3.88%
CASPER, WY (FHA|USDA|VA) 1 $125,000 $125,000 $2,431 3.88%
Marion, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,207 4.50%
Shelton, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
Las Vegas, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,641 4.50%
LOGAN, UT-ID (FHA|USDA|VA) 1 $115,000 $115,000 $2,441 4.00%
CHEYENNE, WY (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.63%
Pella, IA (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.00%
Rutland, VT (FHA|USDA|VA) 1 $115,000 $115,000 $3,214 4.63%
DOTHAN, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.75%
COLUMBIA, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,318 3.75%
Big Stone Gap, VA (FHA|USDA|VA) 1 $115,000 $115,000 $4,641 4.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,894 3.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $115,000 $115,000 $5,089 3.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $115,000 $115,000 $5,187 4.13%
ROCKFORD, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,955 3.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,645 3.38%
Sandusky, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,257 4.13%
Paducah, KY-IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,390 5.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,874 3.75%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,672 3.88%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,480 4.25%
Lebanon, NH-VT (FHA|USDA|VA) 1 $105,000 $105,000 $3,250 3.75%
Chillicothe, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,769 4.50%
Alamogordo, NM (FHA|USDA|VA) 1 $105,000 $105,000 $2,699 4.38%
Clearlake, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,707 5.00%
Granbury, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
WILMINGTON, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,318 5.38%
PUEBLO, CO (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.13%
DECATUR, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,285 4.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.25%
Indiana, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,777 4.38%
Farmington, MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,262 4.13%
JOPLIN, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,491 3.88%
Alpena, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,533 4.63%
LINCOLN, NE (FHA|USDA|VA) 1 $85,000 $85,000 $3,502 3.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $75,000 $75,000 $2,509 4.00%
FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $3,398 4.25%
HATTIESBURG, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,420 3.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,524 4.25%
Ellensburg, WA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.63%
Sedalia, MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.75%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $65,000 $65,000 $2,512 5.13%
LONGVIEW, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.13%
Durant, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,921 3.50%
American Internet Mortgage's top markets include Los Angeles, Phoenix, San Diego, Dallas, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    SANTA CLARA COUNTY
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,613 $768,835,000 $212,797 $3,768 4.29%
    VA 166 $37,800,000 $227,711 $4,857 3.80%

    For 2018, American Internet Mortgage's most frequently originated type of loan was Conventional, with 3,613 originations. Their 2nd most popular type was VA, with 166 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,981 $438,215,000 $221,209 $4,237 4.31%
    Cash Out Refi 945 $191,835,000 $203,000 $3,486 4.37%
    Refi 721 $149,025,000 $206,692 $3,262 4.01%
    Home Improvement 132 $27,560,000 $208,788 $3,595 4.33%

    For 2018, American Internet Mortgage's most frequently cited loan purpose was Home Purchase, with 1,981 originations. The 2nd most popular reason was Cash Out Refi, with 945 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,440 $558,350,000 $228,832 $4,025 4.47%
    15 Year 974 $181,290,000 $186,129 $3,534 3.81%
    20 Year 265 $50,985,000 $192,396 $3,496 4.28%
    10 Year 97 $15,415,000 $158,918 $3,341 3.75%
    Other 3 $595,000 $198,333 $3,670 4.88%

    For 2018, American Internet Mortgage's most frequently cited loan duration was 30 Year, with 2,440 originations. The 2nd most popular length was 15 Year, with 974 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,769 $398,515,000 $225,277
    $1k-2k 399 $84,695,000 $212,268
    $2k-3k 225 $41,505,000 $184,467
    $3k-4k 178 $38,420,000 $215,843
    $5k+ 124 $50,130,000 $404,274
    $4k-5k 98 $25,100,000 $256,122

    American Internet Mortgage's average total fees were $4,025, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,769 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,125 $466,625,000 $219,588
    3-4% 1,332 $281,720,000 $211,502
    5-6% 271 $47,415,000 $174,963
    2.5-3% 51 $10,875,000 $213,235

    During 2018, American Internet Mortgage's average interest rate for loans was 4.47%, while their most frequently originated rate bucket for loans was 4-5%, with 2,125 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,857 $270,425,000 $145,625 $3,295 4.26%
    $200k-400k 1,261 $343,715,000 $272,573 $4,173 4.24%
    $100,000 or less 327 $26,335,000 $80,535 $2,913 4.41%
    $400k-600k 285 $131,285,000 $460,649 $5,163 4.27%
    $600k-1MM 47 $32,345,000 $688,191 $7,066 4.29%
    $1MM+ 2 $2,530,000 $1,265,000 $5,147 4.06%

    2018 saw American Internet Mortgage place emphasis on $100k-200k loans with 1,857 originations, totaling $270,425,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,069 $241,055,000 $225,496 $4,053 4.30%
    $50k-75k 731 $124,235,000 $169,952 $3,531 4.18%
    $75k-100k 719 $145,005,000 $201,676 $3,727 4.23%
    $150k-250k 697 $187,775,000 $269,405 $4,344 4.36%
    $50k or less 372 $50,440,000 $135,591 $3,214 4.25%
    $250k+ 191 $58,125,000 $304,319 $4,888 4.30%

    American Internet Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,069 originations. The second most popular income band? $50k-75k, with 731 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 808 $163,220,000 $202,005 $3,598 4.20%
    30-36% 692 $150,770,000 $217,876 $3,885 4.30%
    <20% 303 $53,295,000 $175,891 $3,509 4.11%
    38% 171 $36,735,000 $214,825 $3,982 4.31%
    36% 153 $33,115,000 $216,438 $4,120 4.30%
    39% 153 $35,455,000 $231,732 $4,019 4.33%
    40% 148 $35,470,000 $239,662 $3,750 4.40%
    41% 147 $33,345,000 $226,837 $3,687 4.32%
    37% 145 $31,095,000 $214,448 $4,015 4.22%
    48% 140 $30,930,000 $220,929 $4,325 4.27%
    45% 139 $31,415,000 $226,007 $4,127 4.30%
    49% 134 $28,410,000 $212,015 $3,967 4.33%
    46% 133 $29,225,000 $219,737 $4,036 4.38%
    44% 128 $29,220,000 $228,281 $3,739 4.27%
    42% 127 $29,135,000 $229,409 $4,035 4.34%
    43% 121 $26,375,000 $217,975 $4,264 4.32%
    47% 99 $21,835,000 $220,556 $3,762 4.25%
    50-60% 37 $7,465,000 $201,757 $3,602 4.06%
    >60% 1 $125,000 $125,000 $3,492 4.63%

    American Internet Mortgage lent most frequently to those with DTI ratios of 20-30%, with 808 originations. The next most common DTI ratio? 30-36%, with 692 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,220 $468,590,000 $211,077 $3,727 4.24%
    Not provided 929 $193,655,000 $208,455 $3,945 4.32%
    Asian 492 $113,400,000 $230,488 $4,207 4.30%
    Black 80 $17,320,000 $216,500 $4,014 4.20%
    American Indian 23 $5,075,000 $220,652 $3,174 4.41%
    Asian Indian 16 $3,700,000 $231,250 $4,516 4.23%
    Native Hawaiian or Islander 8 $1,700,000 $212,500 $4,111 4.47%
    Other Asian 3 $795,000 $265,000 $5,646 3.79%
    Korean 3 $725,000 $241,667 $3,222 3.71%
    Japanese 1 $705,000 $705,000 $3,045 4.38%
    Vietnamese 1 $415,000 $415,000 $3,878 3.75%
    Chinese 2 $330,000 $165,000 $2,762 4.69%
    Filipino 1 $225,000 $225,000 $6,149 4.63%

    Approval Rates

    Total approvals of all applications
    89.10%

    American Internet Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    46.26%

    American Internet Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,779 $806,635,000 $213,452

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 3,779 $806,635,000 $213,452

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 296 $51,910,000 $175,372 $3,343 4.03%
    40-60% 723 $152,125,000 $210,408 $3,507 4.15%
    60-80% 2,025 $430,725,000 $212,704 $3,914 4.36%
    80-100% 694 $166,430,000 $239,813 $4,218 4.23%
    Under 20% 41 $5,445,000 $132,805 $2,841 4.24%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Closing on a mortgage 1 11.1%
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 22.2%
    AMERICAN INTERNET MORTGAGE Other type of mortgage Trouble during payment process 1 11.1%
    AMERICAN INTERNET MORTGAGE Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Trouble during payment process 4 44.4%