RICHMOND Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Richmond averaged
6.55%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.67% and
one month ago for the week of 2025-03-06, the
average rate was 6.76%.
Richmond's average rate one year ago was 7.05%.
For refis of the same type during the week of 2025-04-10, the average rate
was 6.99%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
| Richmond 30 Year Fixed Rate | 2025-04-10 | 6.55% |
| Richmond 30 Year Fixed Rate Refi | 2025-04-10 | 6.99% |
| Richmond 15 Year Fixed Rate | 2025-04-10 | 6.18% |
| Richmond 15 Year Fixed Rate Refi | 2025-04-10 | 5.62% |
| Richmond 30 Year FHA | 2025-04-10 | 6.21% |
| Richmond 30 Year FHA Refi | 2025-04-10 | 5.91% |
| Richmond 30 Year USDA | 2025-04-10 | 6.43% |
| Richmond 30 Year USDA Refi | 2025-04-10 | 6.25% |
| Richmond 30 Year VA | 2025-04-10 | 6.29% |
| Richmond 30 Year VA Refi | 2025-04-10 | 5.65% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RICHMOND, VA.
RICHMOND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RICHMOND, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RICHMOND Average Closing Costs & Other Stats
RICHMOND, VA's 332 lenders originated 31,000
loans during 2024. The total origination value was $9,556,430,000, with an average loan value of
$308,272.
RICHMOND's average closing costs are $5,538.
The top RICHMOND lender as defined by loan originations is QUICKEN LOANS, LLC, with
926 loans originated. Their average total fees are
$6,965, which is $5,958
higher than the next largest lender,
CAPITAL CENTER, L.L.C..
The lowest fee RICHMOND lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($739), HOMEAMERICAN MORTGAGE CORPORATION ($878), CAPITAL CENTER, L.L.C. ($1,007), PREMIA MORTGAGE, LLC ($2,398) and Chesapeake Bank ($3,314).
The lowest rate RICHMOND lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION (5.42%), NEWPORT NEWS SHIPBUILDING EMPLOYEES (5.44%), United Bank (6.02%), DHI MORTGAGE COMPANY, LTD. (6.02%) and Northpointe Bank (6.10%).
RICHMOND, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $380,530,000 | $553,620,000 | 45.5% | 5.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $310,095,000 | $445,845,000 | 43.8% | 4.7% |
| Virginia Credit Union, Inc. | $336,430,000 | $379,375,000 | 12.8% | 4.0% |
| Truist | $308,485,000 | $361,750,000 | 17.3% | 3.8% |
| JPMorgan Chase Bank | $69,305,000 | $291,525,000 | 320.6% | 3.1% |
| C & F Mortgage Corporation | $238,645,000 | $245,285,000 | 2.8% | 2.6% |
| CAPITAL CENTER, L.L.C. | $159,270,000 | $239,130,000 | 50.1% | 2.5% |
| First Heritage Mortgage, LLC | $128,165,000 | $237,280,000 | 85.1% | 2.5% |
| United Bank | $21,740,000 | $232,605,000 | 969.9% | 2.4% |
| MOVEMENT MORTGAGE, LLC | $195,965,000 | $229,675,000 | 17.2% | 2.4% |
| NVR Mortgage Finance, Inc. | $227,620,000 | $225,510,000 | -0.9% | 2.4% |
| Regions Bank | $2,330,000 | $208,600,000 | 8,852.8% | 2.2% |
| Prosperity Home Mortgage, LLC | $191,365,000 | $200,205,000 | 4.6% | 2.1% |
| FREEDOM MORTGAGE CORPORATION | $52,075,000 | $192,555,000 | 269.8% | 2.0% |
| NFM, INC. | $231,830,000 | $187,210,000 | -19.2% | 2.0% |
| NAVY FEDERAL CREDIT UNION | $132,290,000 | $174,050,000 | 31.6% | 1.8% |
| Alcova Mortgage LLC | $150,955,000 | $170,280,000 | 12.8% | 1.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $89,565,000 | $161,825,000 | 80.7% | 1.7% |
| BERKELEY POINT CAPITAL LLC | $25,435,000 | $150,850,000 | 493.1% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $73,325,000 | $137,945,000 | 88.1% | 1.4% |
| SOUTHERN TRUST MORTGAGE, LLC | $154,045,000 | $125,800,000 | -18.3% | 1.3% |
| Atlantic Union Bank | $107,430,000 | $123,095,000 | 14.6% | 1.3% |
| Mortgage Research Center, LLC | $97,105,000 | $118,190,000 | 21.7% | 1.2% |
| Towne Bank | $106,860,000 | $113,485,000 | 6.2% | 1.2% |
| NEWREZ LLC | $59,570,000 | $112,100,000 | 88.2% | 1.2% |
| Bank of America | $93,345,000 | $105,035,000 | 12.5% | 1.1% |
| Towne First Mortgage, LLC | $86,410,000 | $100,710,000 | 16.5% | 1.1% |
| LOANDEPOT.COM, LLC | $88,120,000 | $95,425,000 | 8.3% | 1.0% |
| U.S. Bank | $32,360,000 | $93,140,000 | 187.8% | 1.0% |
| CMG MORTGAGE, INC. | $57,635,000 | $91,280,000 | 58.4% | 1.0% |
| First National Bank of Pennsylvania | $62,705,000 | $89,815,000 | 43.2% | 0.9% |
| VILLAGE BANK MORTGAGE CORPORATION | $96,460,000 | $87,770,000 | -9.0% | 0.9% |
| Fulton Bank | $89,375,000 | $82,080,000 | -8.2% | 0.9% |
| Wells Fargo Bank | $145,570,000 | $81,465,000 | -44.0% | 0.9% |
| Atlantic Coast Mortgage, LLC | $61,915,000 | $79,675,000 | 28.7% | 0.8% |
| WALKER & DUNLOP, LLC | $56,325,000 | $77,730,000 | 38.0% | 0.8% |
| AMERICAN FINANCIAL NETWORK, INC. | $48,890,000 | $68,180,000 | 39.5% | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | $51,550,000 | $66,250,000 | 28.5% | 0.7% |
| Presidential Bank, FSB | $60,545,000 | $66,210,000 | 9.4% | 0.7% |
| Citizens and Farmers Bank | $43,235,000 | $57,855,000 | 33.8% | 0.6% |
| GUILD MORTGAGE COMPANY | $22,180,000 | $54,095,000 | 143.9% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $34,185,000 | $53,995,000 | 57.9% | 0.6% |
| EAGLE HOME MORTGAGE, LLC | $16,545,000 | $53,610,000 | 224.0% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $51,230,000 | $52,545,000 | 2.6% | 0.5% |
| Integrity Home Mortgage Corp | $42,975,000 | $51,710,000 | 20.3% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $27,475,000 | $48,260,000 | 75.7% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $49,300,000 | $44,695,000 | -9.3% | 0.5% |
| Simmons Bank | $325,000 | $43,005,000 | 13,132.3% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $19,380,000 | $42,565,000 | 119.6% | 0.4% |
| Arbor Realty Trust, Inc. | $6,695,000 | $40,885,000 | 510.7% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $6,085,000 | $39,440,000 | 548.2% | 0.4% |
| Ameris Bank | $32,950,000 | $37,700,000 | 14.4% | 0.4% |
| CALCON MUTUAL MORTGAGE LLC | $245,000 | $37,640,000 | 15,263.3% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $17,780,000 | $36,290,000 | 104.1% | 0.4% |
| First-Citizens Bank & Trust Company | $26,865,000 | $36,280,000 | 35.0% | 0.4% |
| TIDEWATER MORTGAGE SERVICES, INC. | $30,480,000 | $31,865,000 | 4.5% | 0.3% |
| M&T Realty Capital Corporation | $30,400,000 | n/a | 0.3% | |
| South State Bank | $8,195,000 | $30,335,000 | 270.2% | 0.3% |
| FIRST HOME MORTGAGE CORPORATION | $37,125,000 | $30,280,000 | -18.4% | 0.3% |
| C&F Select LLC | $38,880,000 | $27,215,000 | -30.0% | 0.3% |
| BROKER SOLUTIONS, INC. | $23,390,000 | $27,210,000 | 16.3% | 0.3% |
| USAA Federal Savings Bank | $24,560,000 | $26,715,000 | 8.8% | 0.3% |
| Plains Commerce Bank | $33,895,000 | $26,005,000 | -23.3% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $30,190,000 | $25,920,000 | -14.1% | 0.3% |
| SWBC MORTGAGE CORPORATION | $20,515,000 | $25,910,000 | 26.3% | 0.3% |
| Merchants Bank of Indiana | $25,525,000 | n/a | 0.3% | |
| NexBank | $23,755,000 | $25,395,000 | 6.9% | 0.3% |
| EagleBank | $25,205,000 | n/a | 0.3% | |
| GUARANTEED RATE, INC. | $16,030,000 | $23,530,000 | 46.8% | 0.2% |
| Tidewater Home Funding, LLC | $54,110,000 | $22,940,000 | -57.6% | 0.2% |
| Discover Bank | $17,515,000 | $22,420,000 | 28.0% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $9,095,000 | $22,215,000 | 144.3% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $7,895,000 | $21,700,000 | 174.9% | 0.2% |
| Morgan Stanley Private Bank | $25,870,000 | $20,800,000 | -19.6% | 0.2% |
| Call Federal Credit Union | $20,400,000 | $20,425,000 | 0.1% | 0.2% |
| Citizens Bank | $40,405,000 | $19,430,000 | -51.9% | 0.2% |
| Chesapeake Bank | $15,965,000 | $19,195,000 | 20.2% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $40,820,000 | $19,185,000 | -53.0% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $3,990,000 | $18,555,000 | 365.0% | 0.2% |
| PLANET HOME LENDING, LLC | $7,065,000 | $17,985,000 | 154.6% | 0.2% |
| PNC Bank | $19,760,000 | $17,745,000 | -10.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $13,695,000 | $17,635,000 | 28.8% | 0.2% |
| LANGLEY | $12,670,000 | $16,775,000 | 32.4% | 0.2% |
| Nations Lending Corporation | $13,700,000 | $16,565,000 | 20.9% | 0.2% |
| Carrington Mortgage Services, LLC | $15,910,000 | $16,475,000 | 3.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $23,585,000 | $16,065,000 | -31.9% | 0.2% |
| Figure Lending LLC | $11,475,000 | $15,990,000 | 39.3% | 0.2% |
| GENEVA FINANCIAL, LLC | $22,270,000 | $15,890,000 | -28.6% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $13,330,000 | $15,725,000 | 18.0% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,675,000 | $15,655,000 | 134.5% | 0.2% |
| UNION HOME MORTGAGE CORP. | $7,590,000 | $15,555,000 | 104.9% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $17,230,000 | $15,375,000 | -10.8% | 0.2% |
| TOWER | $15,090,000 | $15,255,000 | 1.1% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $9,730,000 | $14,665,000 | 50.7% | 0.2% |
| Flagstar Bank, FSB | $20,465,000 | $14,590,000 | -28.7% | 0.2% |
| OCMBC, INC. | $8,090,000 | $14,460,000 | 78.7% | 0.2% |
| TD Bank | $11,605,000 | $14,400,000 | 24.1% | 0.2% |
| Citizens Bank and Trust Company | $21,580,000 | $14,280,000 | -33.8% | 0.1% |
| The Federal Savings Bank | $13,505,000 | $14,260,000 | 5.6% | 0.1% |
| M&T Bank | $12,030,000 | $14,100,000 | 17.2% | 0.1% |
| ARGENT | $6,360,000 | $13,755,000 | 116.3% | 0.1% |
| EVANSVILLE TEACHERS | $5,155,000 | $13,745,000 | 166.6% | 0.1% |
| Virginia National Bank | $32,975,000 | $13,710,000 | -58.4% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $9,425,000 | $12,885,000 | 36.7% | 0.1% |
| HENRICO Federal Credit Union | $9,705,000 | $12,195,000 | 25.7% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $7,365,000 | $12,055,000 | 63.7% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $9,415,000 | $12,055,000 | 28.0% | 0.1% |
| City Lending Inc. | $11,505,000 | n/a | 0.1% | |
| LOANPAL, LLC | $5,695,000 | $11,225,000 | 97.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $10,945,000 | $10,985,000 | 0.4% | 0.1% |
| First National Bank of America | $13,235,000 | $10,920,000 | -17.5% | 0.1% |
| Village Bank | $10,430,000 | $10,670,000 | 2.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $7,015,000 | $10,325,000 | 47.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,885,000 | $10,270,000 | 110.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $4,400,000 | $10,230,000 | 132.5% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $8,060,000 | $10,140,000 | 25.8% | 0.1% |
| First Bank | $435,000 | $9,640,000 | 2,116.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $10,185,000 | $9,580,000 | -5.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $4,125,000 | $9,500,000 | 130.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $9,025,000 | $9,375,000 | 3.9% | 0.1% |
| EMBRACE HOME LOANS, INC. | $14,475,000 | $9,355,000 | -35.4% | 0.1% |
| NBKC BANK | $7,725,000 | $8,745,000 | 13.2% | 0.1% |
| FAY SERVICING, LLC | $5,370,000 | $8,725,000 | 62.5% | 0.1% |
| Equity Prime Mortgage LLC | $5,615,000 | $8,645,000 | 54.0% | 0.1% |
| MILEND, INC. | $7,305,000 | $8,580,000 | 17.5% | 0.1% |
| FIRST BANCORP | $10,565,000 | $8,490,000 | -19.6% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $8,475,000 | n/a | 0.1% | |
| HOMEAMERICAN MORTGAGE CORPORATION | $8,325,000 | n/a | 0.1% | |
| GREYSTONE FUNDING COMPANY LLC | $8,295,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $3,850,000 | $8,285,000 | 115.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $6,650,000 | $8,195,000 | 23.2% | 0.1% |
| FIRST SAVINGS MORTGAGE CORPORATION | $6,780,000 | $8,165,000 | 20.4% | 0.1% |
| The Loan Store, Inc. | $7,970,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $3,240,000 | $7,730,000 | 138.6% | 0.1% |
| TOWNE MORTGAGE COMPANY | $5,280,000 | $7,615,000 | 44.2% | 0.1% |
| Home Mortgage Alliance Corp | $7,265,000 | n/a | 0.1% | |
| Coastal Community Bank | $1,515,000 | $7,180,000 | 373.9% | 0.1% |
| SIRVA MORTGAGE, INC. | $4,070,000 | $7,170,000 | 76.2% | 0.1% |
| First Federal Bank | $2,990,000 | $7,160,000 | 139.5% | 0.1% |
| BAY EQUITY LLC | $4,370,000 | $7,035,000 | 61.0% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $7,605,000 | $6,820,000 | -10.3% | 0.1% |
| Benchmark Community Bank | $1,325,000 | $6,690,000 | 404.9% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $5,010,000 | $6,680,000 | 33.3% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $7,320,000 | $6,680,000 | -8.7% | 0.1% |
| United Nations Federal Credit Union | $21,085,000 | $6,620,000 | -68.6% | 0.1% |
| Touchstone Bank | $16,705,000 | $6,570,000 | -60.7% | 0.1% |
| PHH Mortgage Corporation | $3,900,000 | $6,515,000 | 67.1% | 0.1% |
| A&D Mortgage LLC | $1,045,000 | $6,485,000 | 520.6% | 0.1% |
| Waterstone Mortgage Corporation | $5,670,000 | $6,440,000 | 13.6% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $4,115,000 | $6,335,000 | 53.9% | 0.1% |
| CLEARPATH LENDING | $3,490,000 | $6,270,000 | 79.7% | 0.1% |
| MORIA DEVELOPMENT, INC. | $1,915,000 | $6,205,000 | 224.0% | 0.1% |
| SONABANK | $8,470,000 | $6,160,000 | -27.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,825,000 | $6,150,000 | 60.8% | 0.1% |
| LENDINGONE, LLC | $1,820,000 | $5,995,000 | 229.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $5,335,000 | $5,975,000 | 12.0% | 0.1% |
| SPRING EQ, LLC | $3,500,000 | $5,965,000 | 70.4% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $9,570,000 | $5,825,000 | -39.1% | 0.1% |
| Hometown Equity Mortgage, LLC | $3,355,000 | $5,815,000 | 73.3% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $390,000 | $5,815,000 | 1,391.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $3,125,000 | $5,790,000 | 85.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $4,795,000 | $5,785,000 | 20.6% | 0.1% |
| ZILLOW HOME LOANS, LLC | $4,775,000 | $5,680,000 | 19.0% | 0.1% |
| Dollar Bank, Federal Savings Bank | $4,720,000 | $5,340,000 | 13.1% | 0.1% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $5,340,000 | n/a | 0.1% | |
| Magnolia Bank | $3,105,000 | $5,295,000 | 70.5% | 0.1% |
| GSF Mortgage Corporation | $1,780,000 | $5,260,000 | 195.5% | 0.1% |
| CARDINAL FINANCIAL | $14,960,000 | $5,210,000 | -65.2% | 0.1% |
| Truliant Federal Credit Union | $5,335,000 | $5,180,000 | -2.9% | 0.1% |
| Citibank | $6,635,000 | $5,110,000 | -23.0% | 0.1% |
| Northpointe Bank | $1,845,000 | $5,090,000 | 175.9% | 0.1% |
| ALLIANT CREDIT UNION | $1,975,000 | $5,075,000 | 157.0% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,205,000 | $4,995,000 | 126.5% | 0.1% |
| STATE EMPLOYEES' | $7,425,000 | $4,975,000 | -33.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,840,000 | $4,920,000 | 28.1% | 0.1% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $5,340,000 | $4,910,000 | -8.1% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $3,760,000 | $4,795,000 | 27.5% | 0.1% |
| First Horizon Bank | $56,040,000 | $4,745,000 | -91.5% | 0.0% |
| DAS Acquisition Company, LLC | $4,660,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $4,125,000 | $4,595,000 | 11.4% | 0.0% |
| Colonial Farm Credit, ACA | $3,910,000 | $4,570,000 | 16.9% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,275,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $2,570,000 | $4,205,000 | 63.6% | 0.0% |
| Princeton Mortgage Corporation | $895,000 | $4,190,000 | 368.2% | 0.0% |
| Raymond James Bank | $4,045,000 | $4,155,000 | 2.7% | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $1,720,000 | $4,065,000 | 136.3% | 0.0% |
| The Freedom Bank of Virginia | $1,270,000 | $4,000,000 | 215.0% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $2,660,000 | $3,995,000 | 50.2% | 0.0% |
| Towne Mortgage, LLC | $2,635,000 | $3,975,000 | 50.9% | 0.0% |
| Ally Bank | $4,035,000 | $3,880,000 | -3.8% | 0.0% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $575,000 | $3,830,000 | 566.1% | 0.0% |
| Citadel Servicing Corporation | $1,505,000 | $3,815,000 | 153.5% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,060,000 | $3,755,000 | 254.2% | 0.0% |
| The Old Point National Bank of Phoebus | $10,975,000 | $3,745,000 | -65.9% | 0.0% |
| FREEDOM FIRST | $1,045,000 | $3,725,000 | 256.5% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,515,000 | $3,700,000 | 5.3% | 0.0% |
| GoPrime Mortgage, Inc. | $3,185,000 | $3,585,000 | 12.6% | 0.0% |
| SeaTrust Mortgage Company | $2,660,000 | $3,585,000 | 34.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,395,000 | $3,515,000 | 3.5% | 0.0% |
| Mortgage Assurance Inc. | $715,000 | $3,425,000 | 379.0% | 0.0% |
| EQUITY RESOURCES, INC. | $620,000 | $3,265,000 | 426.6% | 0.0% |
| BMO Harris Bank | $3,470,000 | $3,230,000 | -6.9% | 0.0% |
| FBC MORTGAGE, LLC | $3,225,000 | n/a | 0.0% | |
| The Huntington National Bank | $8,630,000 | $3,110,000 | -64.0% | 0.0% |
| Fifth Third Bank | $1,010,000 | $3,095,000 | 206.4% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $5,895,000 | $3,075,000 | -47.8% | 0.0% |
| Loan Simple, Inc. | $2,165,000 | $3,035,000 | 40.2% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $3,040,000 | $3,030,000 | -0.3% | 0.0% |
| Bethpage Federal Credit Union | $2,945,000 | $2,990,000 | 1.5% | 0.0% |
| GVC MORTGAGE, INC. | $3,320,000 | $2,980,000 | -10.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,455,000 | $2,975,000 | -13.9% | 0.0% |
| DIGITAL Federal Credit Union | $11,840,000 | $2,965,000 | -75.0% | 0.0% |
| Blue Ridge Bank | $5,835,000 | $2,955,000 | -49.4% | 0.0% |
| Vellum Mortgage, Inc. | $1,445,000 | $2,940,000 | 103.5% | 0.0% |
| LEGEND LENDING CORPORATION | $4,905,000 | $2,870,000 | -41.5% | 0.0% |
| Farmers Bank & Trust | $2,855,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $125,000 | $2,840,000 | 2,172.0% | 0.0% |
| MLD MORTGAGE INC. | $2,540,000 | $2,835,000 | 11.6% | 0.0% |
| Strong Home Mortgage, LLC | $2,435,000 | $2,825,000 | 16.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,985,000 | $2,810,000 | -5.9% | 0.0% |
| SUMMIT FUNDING, INC. | $1,135,000 | $2,710,000 | 138.8% | 0.0% |
| DOMINION ENERGY CREDIT UNION | $4,755,000 | $2,705,000 | -43.1% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,255,000 | $2,705,000 | 115.5% | 0.0% |
| JAMS-01, INC. | $4,520,000 | $2,655,000 | -41.3% | 0.0% |
| UBS Bank USA | $2,110,000 | $2,655,000 | 25.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $2,320,000 | $2,615,000 | 12.7% | 0.0% |
| ROSS MORTGAGE CORPORATION | $4,440,000 | $2,530,000 | -43.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,605,000 | $2,515,000 | -3.5% | 0.0% |
| Ixonia Bank | $2,175,000 | $2,505,000 | 15.2% | 0.0% |
| Pinnacle Bank | $2,505,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $1,260,000 | $2,495,000 | 98.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,315,000 | $2,475,000 | 6.9% | 0.0% |
| US MORTGAGE CORPORATION | $1,310,000 | $2,455,000 | 87.4% | 0.0% |
| EMM LOANS LLC | $4,030,000 | $2,440,000 | -39.5% | 0.0% |
| T2 FINANCIAL LLC | $705,000 | $2,435,000 | 245.4% | 0.0% |
| BNY Mellon | $950,000 | $2,425,000 | 155.3% | 0.0% |
| Advance Financial Group, LLC | $2,315,000 | $2,410,000 | 4.1% | 0.0% |
| First Reliance Bank | $1,200,000 | $2,405,000 | 100.4% | 0.0% |
| Northwest Federal Credit Union | $2,470,000 | $2,390,000 | -3.2% | 0.0% |
| State Department Federal Credit Union | $1,875,000 | $2,370,000 | 26.4% | 0.0% |
| AMWEST FUNDING CORP. | $290,000 | $2,320,000 | 700.0% | 0.0% |
| Baylands Family Credit Union | $2,335,000 | $2,305,000 | -1.3% | 0.0% |
| AgFirst Farm Credit Bank | $3,695,000 | $2,285,000 | -38.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,400,000 | $2,240,000 | -6.7% | 0.0% |
| Apple Federal Credit Union | $2,925,000 | $2,235,000 | -23.6% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $785,000 | $2,195,000 | 179.6% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,070,000 | $2,170,000 | 102.8% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,430,000 | $2,135,000 | -37.8% | 0.0% |
| Meridian Bank Corporation | $1,950,000 | $2,125,000 | 9.0% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $3,470,000 | $2,075,000 | -40.2% | 0.0% |
| OAKTREE FUNDING CORP. | $550,000 | $2,055,000 | 273.6% | 0.0% |
| Select Bank | $2,010,000 | n/a | 0.0% | |
| Carter Bank & Trust | $420,000 | $1,915,000 | 356.0% | 0.0% |
| Goldman Sachs Bank USA | $5,075,000 | $1,860,000 | -63.3% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,015,000 | $1,855,000 | 82.8% | 0.0% |
| Southern Bank and Trust Company | $1,845,000 | $1,850,000 | 0.3% | 0.0% |
| Univest Bank and Trust Co. | $1,845,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $2,115,000 | $1,835,000 | -13.2% | 0.0% |
| Bank Independent | $1,755,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $2,105,000 | $1,740,000 | -17.3% | 0.0% |
| TJC Mortgage, Inc. | $215,000 | $1,740,000 | 709.3% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $1,610,000 | $1,685,000 | 4.7% | 0.0% |
| RESIDENTIAL BANCORP | $965,000 | $1,655,000 | 71.5% | 0.0% |
| First Savings Bank | $2,760,000 | $1,640,000 | -40.6% | 0.0% |
| Encompass Lending Group, LP | $1,370,000 | $1,625,000 | 18.6% | 0.0% |
| Capital Bank | $890,000 | $1,595,000 | 79.2% | 0.0% |
| Metro City Bank | $2,300,000 | $1,595,000 | -30.7% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,760,000 | $1,580,000 | -10.2% | 0.0% |
| Beeline Loans, Inc. | $260,000 | $1,565,000 | 501.9% | 0.0% |
| Kwik Mortgage Corporation | $3,295,000 | $1,565,000 | -52.5% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,300,000 | $1,550,000 | 19.2% | 0.0% |
| Stifel Bank and Trust | $1,060,000 | $1,540,000 | 45.3% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $655,000 | $1,535,000 | 134.4% | 0.0% |
| Texana Bank | $1,535,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $1,530,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $2,040,000 | $1,530,000 | -25.0% | 0.0% |
| PARK VIEW FEDERAL CREDIT UNION | $415,000 | $1,510,000 | 263.9% | 0.0% |
| CityWorth Mortgage LLC | $1,545,000 | $1,450,000 | -6.1% | 0.0% |
| NEW WAVE LENDING GROUP INC | $430,000 | $1,440,000 | 234.9% | 0.0% |
| INTELLILOAN, INC. | $1,420,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $1,680,000 | $1,405,000 | -16.4% | 0.0% |
| USAlliance Federal Credit Union | $1,160,000 | $1,400,000 | 20.7% | 0.0% |
| American Airlines Federal Credit Union | $65,000 | $1,395,000 | 2,046.2% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $125,000 | $1,380,000 | 1,004.0% | 0.0% |
| ONY GLO, INC. | $205,000 | $1,355,000 | 561.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $610,000 | $1,340,000 | 119.7% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,075,000 | $1,335,000 | -73.7% | 0.0% |
| Bank of the James | $535,000 | $1,315,000 | 145.8% | 0.0% |
| Leader Bank | $1,310,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,725,000 | $1,310,000 | -24.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $3,190,000 | $1,305,000 | -59.1% | 0.0% |
| F & M BANK CORP. | $1,245,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $1,870,000 | $1,240,000 | -33.7% | 0.0% |
| JMAC LENDING, INC. | $1,220,000 | n/a | 0.0% | |
| NMSI, INC. | $1,590,000 | $1,220,000 | -23.3% | 0.0% |
| Bank of Clarke County | $1,215,000 | n/a | 0.0% | |
| The Bank of Charlotte County | $155,000 | $1,205,000 | 677.4% | 0.0% |
| DUPONT COMMUNITY | $1,160,000 | $1,180,000 | 1.7% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,160,000 | n/a | 0.0% | |
| Axos Bank | $1,305,000 | $1,155,000 | -11.5% | 0.0% |
| UIF CORPORATION | $1,190,000 | $1,135,000 | -4.6% | 0.0% |
| North American Savings Bank, F.S.B. | $3,455,000 | $1,130,000 | -67.3% | 0.0% |
| Quontic Bank | $1,320,000 | $1,105,000 | -16.3% | 0.0% |
| The Central Trust Bank | $2,460,000 | $1,100,000 | -55.3% | 0.0% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $2,080,000 | $1,085,000 | -47.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,075,000 | n/a | 0.0% | |
| BancorpSouth | $1,000,000 | $1,070,000 | 7.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $4,390,000 | $1,070,000 | -75.6% | 0.0% |
| Assurance Financial Group, L.L.C. | $3,645,000 | $1,065,000 | -70.8% | 0.0% |
| Baxter Credit Union | $1,060,000 | $1,065,000 | 0.5% | 0.0% |
| Deere Employees Credit Union | $705,000 | $1,040,000 | 47.5% | 0.0% |
| MYCUMORTGAGE, LLC | $360,000 | $1,010,000 | 180.6% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,470,000 | $1,005,000 | -31.6% | 0.0% |
| Commerce Bank | $995,000 | $1,000,000 | 0.5% | 0.0% |
| AIR ACADEMY | $990,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $225,000 | $990,000 | 340.0% | 0.0% |
| NEXTMARK | $2,135,000 | $990,000 | -53.6% | 0.0% |
| Bell Bank | $1,695,000 | $940,000 | -44.5% | 0.0% |
| Grand Bank for Savings, FSB | $550,000 | $940,000 | 70.9% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $420,000 | $915,000 | 117.9% | 0.0% |
| MidFirst Bank | $15,000 | $905,000 | 5,933.3% | 0.0% |
| Burke & Herbert Bank & Trust Company | $7,230,000 | $885,000 | -87.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,750,000 | $880,000 | -49.7% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $825,000 | $880,000 | 6.7% | 0.0% |
| Shore United Bank | $875,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $1,370,000 | $855,000 | -37.6% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $850,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $820,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $805,000 | n/a | 0.0% | |
| MEMBER ONE | $375,000 | $805,000 | 114.7% | 0.0% |
| CITIZENS EQUITY FIRST | $580,000 | $800,000 | 37.9% | 0.0% |
| Watermark Capital, Inc. | $245,000 | $800,000 | 226.5% | 0.0% |
| Bank of Hope | $790,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $775,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $105,000 | $775,000 | 638.1% | 0.0% |
| RANLIFE, INC. | $425,000 | $775,000 | 82.4% | 0.0% |
| General Mortgage Capital Corporation | $860,000 | $770,000 | -10.5% | 0.0% |
| Keystone Funding, Inc. | $1,720,000 | $770,000 | -55.2% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $765,000 | n/a | 0.0% | |
| SELF-HELP Credit Union | $765,000 | n/a | 0.0% | |
| Heritage Bank | $760,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $605,000 | $760,000 | 25.6% | 0.0% |
| NP, Inc. | $445,000 | $755,000 | 69.7% | 0.0% |
| UMB Bank | $1,105,000 | $755,000 | -31.7% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $750,000 | n/a | 0.0% | |
| HomePromise Corporation | $750,000 | $750,000 | 0.0% | 0.0% |
| York Traditions Bank | $745,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $1,530,000 | $730,000 | -52.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $225,000 | $720,000 | 220.0% | 0.0% |
| OceanFirst Bank | $720,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $65,000 | $720,000 | 1,007.7% | 0.0% |
| Armed Forces Bank | $655,000 | $710,000 | 8.4% | 0.0% |
| AMERICAN HERITAGE FCU | $25,000 | $695,000 | 2,680.0% | 0.0% |
| ENCORE BANK | $695,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $1,295,000 | $685,000 | -47.1% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $2,060,000 | $685,000 | -66.7% | 0.0% |
| Uwharrie Bank | $685,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $660,000 | $680,000 | 3.0% | 0.0% |
| KeyBank | $3,260,000 | $655,000 | -79.9% | 0.0% |
| The Dart Bank | $650,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $645,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $640,000 | n/a | 0.0% | |
| ARC HOME LLC | $2,615,000 | $635,000 | -75.7% | 0.0% |
| Pinnacle Bank | $620,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $325,000 | $615,000 | 89.2% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $605,000 | n/a | 0.0% | |
| University Bank | $125,000 | $605,000 | 384.0% | 0.0% |
| Credence Funding Corporation | $235,000 | $600,000 | 155.3% | 0.0% |
| City National Bank of West Virginia | $400,000 | $575,000 | 43.8% | 0.0% |
| JUSTICE Federal Credit Union | $585,000 | $575,000 | -1.7% | 0.0% |
| ValleyStar Credit Union | $165,000 | $575,000 | 248.5% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,690,000 | $570,000 | -66.3% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $55,000 | $565,000 | 927.3% | 0.0% |
| Secured Investment Corp. | $490,000 | $560,000 | 14.3% | 0.0% |
| JET HOMELOANS, LLC | $555,000 | n/a | 0.0% | |
| The Fidelity Bank | $535,000 | n/a | 0.0% | |
| Signal Financial Federal Credit Union | $710,000 | $530,000 | -25.4% | 0.0% |
| GMFS LLC | $525,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $665,000 | $515,000 | -22.6% | 0.0% |
| Allied First Bank,sb | $505,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $500,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $765,000 | $500,000 | -34.6% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $495,000 | n/a | 0.0% | |
| Union Savings Bank | $495,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $275,000 | $490,000 | 78.2% | 0.0% |
| BECKAM FUNDING CORP. | $345,000 | $475,000 | 37.7% | 0.0% |
| RBC Bank, (Georgia) | $215,000 | $475,000 | 120.9% | 0.0% |
| WesBanco | $475,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $310,000 | $460,000 | 48.4% | 0.0% |
| RF Renovo Management Company, LLC | $525,000 | $455,000 | -13.3% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $455,000 | n/a | 0.0% | |
| Logan Finance Corporation | $835,000 | $450,000 | -46.1% | 0.0% |
| Sandy Spring Bank | $600,000 | $450,000 | -25.0% | 0.0% |
| DATA MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| First Merchants Bank | $440,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $235,000 | $435,000 | 85.1% | 0.0% |
| GENISYS | $425,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $425,000 | n/a | 0.0% | |
| Community First National Bank | $415,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $415,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $335,000 | $410,000 | 22.4% | 0.0% |
| GTE Federal Credit Union | $405,000 | n/a | 0.0% | |
| S1L, Inc. | $405,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $405,000 | n/a | 0.0% | |
| NSWC Federal Credit Union | $170,000 | $400,000 | 135.3% | 0.0% |
| MORTGAGEONE, INC. | $425,000 | $395,000 | -7.1% | 0.0% |
| Hawthorn Bank | $385,000 | n/a | 0.0% | |
| EASTMAN | $845,000 | $375,000 | -55.6% | 0.0% |
| Towne Mortgage of the Carolinas, LLC | $205,000 | $375,000 | 82.9% | 0.0% |
| First Southern National Bank | $365,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $365,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $255,000 | $365,000 | 43.1% | 0.0% |
| BM Real Estate Services, Inc. | $425,000 | $345,000 | -18.8% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $450,000 | $340,000 | -24.4% | 0.0% |
| TOGETHER CREDIT UNION | $275,000 | $340,000 | 23.6% | 0.0% |
| Acre Mortgage and Financial Inc | $335,000 | n/a | 0.0% | |
| Devon Bank | $335,000 | n/a | 0.0% | |
| First IC Corporation | $2,030,000 | $335,000 | -83.5% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $665,000 | $330,000 | -50.4% | 0.0% |
| Eagle Bank and Trust Company | $325,000 | n/a | 0.0% | |
| GREYLOCK | $145,000 | $325,000 | 124.1% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,740,000 | $325,000 | -81.3% | 0.0% |
| THE MORTGAGE LINK, INC. | $550,000 | $325,000 | -40.9% | 0.0% |
| ADVANCIAL | $315,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $375,000 | $315,000 | -16.0% | 0.0% |
| Dominion Capital Mortgage Inc. | $315,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $610,000 | $310,000 | -49.2% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $1,260,000 | $305,000 | -75.8% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $305,000 | $305,000 | 0.0% | 0.0% |
| THE MORTGAGE FIRM, INC. | $265,000 | $305,000 | 15.1% | 0.0% |
| CHEVRON | $395,000 | $295,000 | -25.3% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $515,000 | $295,000 | -42.7% | 0.0% |
| COASTAL Federal Credit Union | $25,000 | $295,000 | 1,080.0% | 0.0% |
| Renasant Bank | $1,030,000 | $295,000 | -71.4% | 0.0% |
| HomeTrust Bank | $1,015,000 | $285,000 | -71.9% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $85,000 | $285,000 | 235.3% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $275,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $275,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| Brighton Bank | $495,000 | $275,000 | -44.4% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $270,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $275,000 | $265,000 | -3.6% | 0.0% |
| Old National Bank | $225,000 | $265,000 | 17.8% | 0.0% |
| CNB Bank | $255,000 | n/a | 0.0% | |
| Deseret First Credit Union | $175,000 | $255,000 | 45.7% | 0.0% |
| FirstBank | $135,000 | $255,000 | 88.9% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $305,000 | $255,000 | -16.4% | 0.0% |
| Peapack-Gladstone Bank | $255,000 | n/a | 0.0% | |
| Skyline National Bank | $255,000 | n/a | 0.0% | |
| Kish Bank | $245,000 | n/a | 0.0% | |
| NORTH COUNTRY | $105,000 | $245,000 | 133.3% | 0.0% |
| FEDERATED MORTGAGE CORP. | $685,000 | $235,000 | -65.7% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $235,000 | n/a | 0.0% | |
| Southern First Bank | $1,245,000 | $235,000 | -81.1% | 0.0% |
| Willamette Valley Bank | $255,000 | $235,000 | -7.8% | 0.0% |
| FIRST TECHNOLOGY | $380,000 | $230,000 | -39.5% | 0.0% |
| First Central Savings Bank | $225,000 | n/a | 0.0% | |
| AFFINITY | $165,000 | $220,000 | 33.3% | 0.0% |
| Superior Credit Union, Inc. | $215,000 | n/a | 0.0% | |
| ABNB Federal Credit Union | $35,000 | $210,000 | 500.0% | 0.0% |
| First National Bank | $435,000 | $210,000 | -51.7% | 0.0% |
| Peoples Bank | $250,000 | $210,000 | -16.0% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Connexus Credit Union | $850,000 | $205,000 | -75.9% | 0.0% |
| First American Bank | $205,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $155,000 | $205,000 | 32.3% | 0.0% |
| Service Federal Credit Union | $110,000 | $190,000 | 72.7% | 0.0% |
| FM Home Loans, LLC | $185,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $245,000 | $180,000 | -26.5% | 0.0% |
| DEPARTMENT OF COMMERCE | $495,000 | $175,000 | -64.6% | 0.0% |
| Elements Financial Federal Credit Union | $175,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $165,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $185,000 | $145,000 | -21.6% | 0.0% |
| The Gratz Bank | $130,000 | n/a | 0.0% | |
| MASSMUTUAL | $75,000 | $125,000 | 66.7% | 0.0% |
| The Fidelity Deposit and Discount Bank | $515,000 | $125,000 | -75.7% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| ARLINGTON COMMUNITY | $220,000 | $105,000 | -52.3% | 0.0% |
| HANSCOM | $105,000 | n/a | 0.0% | |
| Mid-Atlantic Federal Credit Union | $105,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $75,000 | $95,000 | 26.7% | 0.0% |
| United States Senate Federal Credit Union | $125,000 | $85,000 | -32.0% | 0.0% |
| LIBRARY OF CONGRESS | $75,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $845,000 | $70,000 | -91.7% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $675,000 | $70,000 | -89.6% | 0.0% |
| First Community Bank | $5,735,000 | $65,000 | -98.9% | 0.0% |
| BEACH MUNICIPAL FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $680,000 | $55,000 | -91.9% | 0.0% |
| TEACHERS | $55,000 | n/a | 0.0% | |
| CORNING | $355,000 | $45,000 | -87.3% | 0.0% |
| Industrial Bank | $45,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $105,000 | $45,000 | -57.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $160,000 | $35,000 | -78.1% | 0.0% |
| ATLANTA POSTAL | $25,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $35,000 | $25,000 | -28.6% | 0.0% |
| Bronco Federal Credit Union | $15,000 | n/a | 0.0% |
RICHMOND's top lender by overall market share is QUICKEN LOANS, LLC, with 5.8% market share. In second place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $445,845,000 in loans. In third place, with 4.0%, is Virginia Credit Union, Inc., having originated $379,375,000 in loans. In fourth place, with 3.8%, is Truist, having originated $361,750,000 in loans. In fifth place, with 3.1%, is JPMorgan Chase Bank, having originated $291,525,000 in loans.
RICHMOND Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - RICHMOND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $290,306 (8.0%) | $344,498 (7.0%) | 1.08 | 3,178 |
| 2018-02-01 | $299,970 (8.1%) | $354,785 (6.0%) | 1.09 | 3,144 |
| 2018-03-01 | $314,625 (8.5%) | $366,208 (5.7%) | 1.10 | 3,247 |
| 2018-04-01 | $323,239 (8.7%) | $375,492 (7.6%) | 1.10 | 3,404 |
| 2018-05-01 | $324,975 (8.3%) | $382,454 (7.3%) | 1.09 | 3,663 |
| 2018-06-01 | $319,990 (6.7%) | $379,835 (7.2%) | 1.07 | 3,940 |
| 2018-07-01 | $324,700 (8.6%) | $379,715 (8.3%) | 1.08 | 4,075 |
| 2018-08-01 | $314,622 (7.3%) | $371,634 (7.7%) | 1.05 | 4,217 |
| 2018-09-01 | $309,900 (4.4%) | $367,402 (5.1%) | 1.04 | 4,280 |
| 2018-10-01 | $304,950 (2.6%) | $360,806 (2.7%) | 1.03 | 4,329 |
| 2018-11-01 | $308,024 (4.4%) | $364,646 (3.8%) | 1.04 | 4,228 |
| 2018-12-01 | $309,950 (6.9%) | $364,039 (4.7%) | 1.07 | 3,821 |
| 2019-01-01 | $309,950 (6.8%) | $359,273 (4.3%) | 1.07 | 3,420 |
| 2019-02-01 | $319,500 (6.5%) | $369,356 (4.1%) | 1.08 | 3,361 |
| 2019-03-01 | $327,114 (4.0%) | $376,429 (2.8%) | 1.07 | 3,458 |
| 2019-04-01 | $334,500 (3.5%) | $384,241 (2.3%) | 1.06 | 3,588 |
| 2019-05-01 | $337,988 (4.0%) | $390,929 (2.2%) | 1.06 | 3,779 |
| 2019-06-01 | $335,000 (4.7%) | $389,974 (2.7%) | 1.05 | 3,875 |
| 2019-07-01 | $332,450 (2.4%) | $386,136 (1.7%) | 1.04 | 3,988 |
| 2019-08-01 | $326,182 (3.7%) | $379,491 (2.1%) | 1.03 | 4,069 |
| 2019-09-01 | $322,705 (4.1%) | $377,916 (2.9%) | 1.03 | 4,118 |
| 2019-10-01 | $319,975 (4.9%) | $375,858 (4.2%) | 1.03 | 4,181 |
| 2019-11-01 | $315,900 (2.6%) | $371,921 (2.0%) | 1.04 | 3,959 |
| 2019-12-01 | $322,698 (4.1%) | $373,853 (2.7%) | 1.08 | 3,468 |
| 2020-01-01 | $324,950 (4.8%) | $373,865 (4.1%) | 1.09 | 3,068 |
| 2020-02-01 | $332,065 (3.9%) | $389,115 (5.4%) | 1.09 | 2,900 |
| 2020-03-01 | $346,462 (5.9%) | $406,699 (8.0%) | 1.09 | 3,021 |
| 2020-04-01 | $349,454 (4.5%) | $405,239 (5.5%) | 1.09 | 3,215 |
| 2020-05-01 | $356,573 (5.5%) | $414,592 (6.1%) | 1.08 | 3,085 |
| 2020-06-01 | $359,495 (7.3%) | $420,095 (7.7%) | 1.06 | 2,742 |
| 2020-07-01 | $358,914 (8.0%) | $420,939 (9.0%) | 1.04 | 2,530 |
| 2020-08-01 | $359,900 (10.3%) | $424,220 (11.8%) | 1.03 | 2,325 |
| 2020-09-01 | $356,423 (10.5%) | $423,226 (12.0%) | 1.02 | 2,260 |
| 2020-10-01 | $360,000 (12.5%) | $428,469 (14.0%) | 1.03 | 2,198 |
| 2020-11-01 | $362,425 (14.7%) | $429,055 (15.4%) | 1.06 | 2,086 |
| 2020-12-01 | $364,975 (13.1%) | $430,151 (15.1%) | 1.09 | 1,858 |
| 2021-01-01 | $368,995 (13.6%) | $429,757 (15.0%) | 1.10 | 1,594 |
| 2021-02-01 | $370,422 (11.6%) | $434,443 (11.7%) | 1.08 | 1,421 |
| 2021-03-01 | $369,750 (6.7%) | $438,656 (7.9%) | 1.05 | 1,421 |
| 2021-04-01 | $366,973 (5.0%) | $433,418 (7.0%) | 0.99 | 1,441 |
| 2021-05-01 | $357,991 (0.4%) | $426,121 (2.8%) | 0.95 | 1,536 |
| 2021-06-01 | $350,001 (-2.6%) | $425,637 (1.3%) | 0.92 | 1,663 |
| 2021-07-01 | $349,000 (-2.8%) | $418,632 (-0.6%) | 0.92 | 1,795 |
| 2021-08-01 | $349,950 (-2.8%) | $420,769 (-0.8%) | 0.93 | 1,837 |
| 2021-09-01 | $349,950 (-1.8%) | $421,469 (-0.4%) | 0.93 | 1,811 |
| 2021-10-01 | $350,000 (-2.8%) | $419,803 (-2.0%) | 0.93 | 1,700 |
| 2021-11-01 | $350,800 (-3.2%) | $422,452 (-1.5%) | 0.94 | 1,571 |
| 2021-12-01 | $353,675 (-3.1%) | $425,378 (-1.1%) | 0.96 | 1,263 |
| 2022-01-01 | $367,252 (-0.5%) | $441,049 (2.6%) | 0.99 | 1,035 |
| 2022-02-01 | $367,495 (-0.8%) | $443,725 (2.1%) | 0.96 | 935 |
| 2022-03-01 | $359,778 (-2.7%) | $437,655 (-0.2%) | 0.90 | 974 |
| 2022-04-01 | $371,925 (1.4%) | $450,446 (3.9%) | 0.89 | 1,082 |
| 2022-05-01 | $381,801 (6.7%) | $460,840 (8.2%) | 0.87 | 1,244 |
| 2022-06-01 | $394,823 (12.8%) | $468,128 (10.0%) | 0.88 | 1,506 |
| 2022-07-01 | $393,365 (12.7%) | $458,758 (9.6%) | 0.89 | 1,774 |
| 2022-08-01 | $386,853 (10.6%) | $463,235 (10.1%) | 0.89 | 1,793 |
| 2022-09-01 | $381,925 (9.1%) | $458,347 (8.8%) | 0.89 | 1,848 |
| 2022-10-01 | $379,970 (8.6%) | $460,089 (9.6%) | 0.89 | 1,920 |
| 2022-11-01 | $379,913 (8.3%) | $450,912 (6.7%) | 0.91 | 2,026 |
| 2022-12-01 | $378,088 (6.9%) | $449,078 (5.6%) | 0.93 | 1,874 |
| 2023-01-01 | $381,169 (3.8%) | $449,693 (2.0%) | 0.94 | 1,651 |
| 2023-02-01 | $392,500 (6.8%) | $464,029 (4.6%) | 0.95 | 1,495 |
| 2023-03-01 | $402,445 (11.9%) | $476,545 (8.9%) | 0.95 | 1,482 |
| 2023-04-01 | $424,950 (14.3%) | $502,424 (11.5%) | 0.99 | 1,482 |
| 2023-05-01 | $441,200 (15.6%) | $517,954 (12.4%) | 1.00 | 1,497 |
| 2023-06-01 | $442,258 (12.0%) | $522,251 (11.6%) | 0.99 | 1,545 |
| 2023-07-01 | $439,900 (11.8%) | $518,132 (12.9%) | 1.00 | 1,593 |
| 2023-08-01 | $439,125 (13.5%) | $507,473 (9.6%) | 1.01 | 1,686 |
| 2023-09-01 | $439,450 (15.1%) | $513,561 (12.1%) | 1.02 | 1,842 |
| 2023-10-01 | $435,000 (14.5%) | $518,506 (12.7%) | 1.02 | 2,077 |
| 2023-11-01 | $442,270 (16.4%) | $525,444 (16.5%) | 1.05 | 2,058 |
| 2023-12-01 | $429,999 (13.7%) | $511,200 (13.8%) | 1.05 | 1,961 |
| 2024-01-01 | $442,970 (16.2%) | $521,418 (16.0%) | 1.08 | 1,725 |
| 2024-02-01 | $448,678 (14.3%) | $528,085 (13.8%) | 1.08 | 1,664 |
| 2024-03-01 | $450,000 (11.8%) | $535,978 (12.5%) | 1.06 | 1,612 |
| 2024-04-01 | $458,767 (8.0%) | $544,481 (8.4%) | 1.07 | 1,762 |
| 2024-05-01 | $465,000 (5.4%) | $552,434 (6.7%) | 1.06 | 2,021 |
| 2024-06-01 | $464,091 (4.9%) | $553,400 (6.0%) | 1.06 | 2,147 |
| 2024-07-01 | $459,365 (4.4%) | $542,399 (4.7%) | 1.05 | 2,212 |
| 2024-08-01 | $449,990 (2.5%) | $533,575 (5.1%) | 1.05 | 2,256 |
| 2024-09-01 | $442,475 (0.7%) | $519,342 (1.1%) | 1.04 | 2,348 |
| 2024-10-01 | $443,450 (1.9%) | $519,926 (0.3%) | 1.04 | 2,402 |
| 2024-11-01 | $429,900 (-2.8%) | $507,186 (-3.5%) | 1.03 | 2,446 |
| 2024-12-01 | $419,950 (-2.3%) | $496,899 (-2.8%) | 1.04 | 2,161 |
| 2025-01-01 | $421,225 (-4.9%) | $495,419 (-5.0%) | 1.05 | 1,957 |
| 2025-02-01 | $429,653 (-4.2%) | $504,526 (-4.5%) | 1.04 | 1,944 |
| 2025-03-01 | $444,900 (-1.1%) | $518,691 (-3.2%) | 0.00 | 1,967 |
RICHMOND's median listing price for 2025-03-01 was $444,900, a difference of
$-5,100
(-1.1%) versus the prior year and
$15,247 versus the prior month.
RICHMOND's median listing price comes in at 0% of the national average.
RICHMOND's average listing price for 2025-03-01 was $518,691, a difference of $-17,287 (-3.2%) versus the prior year and $14,165 versus the prior month.
For the 2025-03-01 period, RICHMOND had 1,967 MLS listings, a difference of 23 listings (1%) versus the prior month and 355 listings (22%) versus the prior year.
RICHMOND's median listing price comes in at 0% of the national average.
RICHMOND's average listing price for 2025-03-01 was $518,691, a difference of $-17,287 (-3.2%) versus the prior year and $14,165 versus the prior month.
For the 2025-03-01 period, RICHMOND had 1,967 MLS listings, a difference of 23 listings (1%) versus the prior month and 355 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - RICHMOND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 68 days | 2,179 sqft |
| 2018-02-01 | 55 days | 2,211 sqft |
| 2018-03-01 | 46 days | 2,255 sqft |
| 2018-04-01 | 45 days | 2,294 sqft |
| 2018-05-01 | 43 days | 2,345 sqft |
| 2018-06-01 | 45 days | 2,324 sqft |
| 2018-07-01 | 49 days | 2,304 sqft |
| 2018-08-01 | 50 days | 2,249 sqft |
| 2018-09-01 | 52 days | 2,227 sqft |
| 2018-10-01 | 55 days | 2,195 sqft |
| 2018-11-01 | 53 days | 2,202 sqft |
| 2018-12-01 | 63 days | 2,200 sqft |
| 2019-01-01 | 66 days | 2,185 sqft |
| 2019-02-01 | 56 days | 2,208 sqft |
| 2019-03-01 | 46 days | 2,242 sqft |
| 2019-04-01 | 42 days | 2,272 sqft |
| 2019-05-01 | 44 days | 2,293 sqft |
| 2019-06-01 | 46 days | 2,287 sqft |
| 2019-07-01 | 50 days | 2,271 sqft |
| 2019-08-01 | 50 days | 2,238 sqft |
| 2019-09-01 | 50 days | 2,219 sqft |
| 2019-10-01 | 50 days | 2,203 sqft |
| 2019-11-01 | 52 days | 2,187 sqft |
| 2019-12-01 | 64 days | 2,191 sqft |
| 2020-01-01 | 68 days | 2,200 sqft |
| 2020-02-01 | 53 days | 2,209 sqft |
| 2020-03-01 | 40 days | 2,269 sqft |
| 2020-04-01 | 44 days | 2,280 sqft |
| 2020-05-01 | 54 days | 2,297 sqft |
| 2020-06-01 | 59 days | 2,291 sqft |
| 2020-07-01 | 55 days | 2,253 sqft |
| 2020-08-01 | 60 days | 2,244 sqft |
| 2020-09-01 | 53 days | 2,205 sqft |
| 2020-10-01 | 53 days | 2,201 sqft |
| 2020-11-01 | 58 days | 2,187 sqft |
| 2020-12-01 | 57 days | 2,178 sqft |
| 2021-01-01 | 53 days | 2,125 sqft |
| 2021-02-01 | 48 days | 2,088 sqft |
| 2021-03-01 | 43 days | 2,075 sqft |
| 2021-04-01 | 40 days | 2,082 sqft |
| 2021-05-01 | 39 days | 2,043 sqft |
| 2021-06-01 | 41 days | 2,030 sqft |
| 2021-07-01 | 39 days | 1,979 sqft |
| 2021-08-01 | 40 days | 2,009 sqft |
| 2021-09-01 | 45 days | 1,959 sqft |
| 2021-10-01 | 51 days | 1,964 sqft |
| 2021-11-01 | 57 days | 1,951 sqft |
| 2021-12-01 | 51 days | 1,960 sqft |
| 2022-01-01 | 71 days | 1,997 sqft |
| 2022-02-01 | 36 days | 1,980 sqft |
| 2022-03-01 | 31 days | 1,907 sqft |
| 2022-04-01 | 32 days | 1,927 sqft |
| 2022-05-01 | 31 days | 1,992 sqft |
| 2022-06-01 | 31 days | 2,019 sqft |
| 2022-07-01 | 35 days | 2,000 sqft |
| 2022-08-01 | 38 days | 1,994 sqft |
| 2022-09-01 | 43 days | 1,967 sqft |
| 2022-10-01 | 40 days | 1,962 sqft |
| 2022-11-01 | 43 days | 1,951 sqft |
| 2022-12-01 | 53 days | 1,925 sqft |
| 2023-01-01 | 59 days | 1,937 sqft |
| 2023-02-01 | 52 days | 1,983 sqft |
| 2023-03-01 | 41 days | 2,029 sqft |
| 2023-04-01 | 38 days | 2,066 sqft |
| 2023-05-01 | 40 days | 2,100 sqft |
| 2023-06-01 | 40 days | 2,098 sqft |
| 2023-07-01 | 43 days | 2,094 sqft |
| 2023-08-01 | 39 days | 2,103 sqft |
| 2023-09-01 | 42 days | 2,096 sqft |
| 2023-10-01 | 41 days | 2,087 sqft |
| 2023-11-01 | 45 days | 2,091 sqft |
| 2023-12-01 | 54 days | 2,039 sqft |
| 2024-01-01 | 61 days | 2,054 sqft |
| 2024-02-01 | 48 days | 2,067 sqft |
| 2024-03-01 | 44 days | 2,074 sqft |
| 2024-04-01 | 41 days | 2,086 sqft |
| 2024-05-01 | 40 days | 2,108 sqft |
| 2024-06-01 | 46 days | 2,120 sqft |
| 2024-07-01 | 41 days | 2,093 sqft |
| 2024-08-01 | 43 days | 2,087 sqft |
| 2024-09-01 | 43 days | 2,039 sqft |
| 2024-10-01 | 41 days | 2,046 sqft |
| 2024-11-01 | 46 days | 2,002 sqft |
| 2024-12-01 | 54 days | 1,961 sqft |
| 2025-01-01 | 56 days | 1,957 sqft |
| 2025-02-01 | 49 days | 1,968 sqft |
| 2025-03-01 | 0 days | 2,000 sqft |
RICHMOND's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
RICHMOND's median square footage for active listings during the 2025-03-01 period was 2,000 sqft. One year prior, the average listing was 2,074 sqft.
RICHMOND's median square footage for active listings during the 2025-03-01 period was 2,000 sqft. One year prior, the average listing was 2,074 sqft.
RICHMOND, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 17,044 | $6,202,590,000 | $363,916 |
| Cash Out Refi | 4,509 | $1,131,875,000 | $251,026 |
| Refi | 3,256 | $1,518,130,000 | $466,256 |
| Other | 3,142 | $327,390,000 | $104,198 |
| Home Improvement | 3,047 | $376,065,000 | $123,421 |
| NA | 2 | $380,000 | $190,000 |
Richmond's most frequently cited loan purpose was Home Purchase, with 17,044 originations. The 2nd most popular reason was Cash Out Refi, with 4,509 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 13,569 | $4,650,215,000 | $342,709 |
| 7-8% | 5,754 | $1,685,930,000 | $293,001 |
| Over 8% | 5,596 | $769,720,000 | $137,548 |
| 5-6% | 4,578 | $2,044,630,000 | $446,621 |
| 4-5% | 392 | $148,510,000 | $378,852 |
| 3-4% | 209 | $59,125,000 | $282,895 |
| <2.5% | 155 | $4,355,000 | $28,097 |
| 2.5-3% | 35 | $11,205,000 | $320,143 |
During 2024, Richmond's most frequently originated rate bucket was 6-7%, with 13,569 originations.
Loan Sizing (RICHMOND, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 13,043 | $3,840,725,000 | $294,466 |
| $100,000 or less | 6,093 | $320,005,000 | $52,520 |
| $100k-200k | 5,236 | $763,360,000 | $145,791 |
| $400k-600k | 4,780 | $2,279,640,000 | $476,912 |
| $600k-1000k | 1,616 | $1,146,440,000 | $709,431 |
| $Over $1MM | 232 | $1,206,260,000 | $5,199,397 |
RICHMOND's loan sizing saw the bucket of loans from $200k-400k with 13,043 originations, totaling $3,840,725,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 11,708 | $4,464,200,000 | $381,295 |
| 60-80% | 6,522 | $2,709,530,000 | $415,445 |
| Under 20% | 5,308 | $512,460,000 | $96,545 |
| 20-40% | 3,408 | $568,200,000 | $166,725 |
| 40-60% | 2,399 | $720,405,000 | $300,294 |
| Over 100% | 504 | $234,130,000 | $464,544 |
RICHMOND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 11,708 originations, totaling $4,464,200,000 in origination value.