Renasant Bank Mortgage Rates, Fees & Info

Tupelo, MS

LEI: 5493002RF1ERFA2XR050

Tax ID: 64-0220550

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Mortgage Data

Bank Data

Review & Overview

Renasant Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Renasant Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Birmingham, Nashville, Jackson, and Memphis among others. We have data for 308 markets. (Some data included below & more in-depth data is available with an active subscription.)

Renasant Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Renasant Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/14/24
30 Year Conventional Purchase 6.57% 4/14/24
30 Year Conventional Refi 6.57% 4/14/24
30 Year Cash-out Refi 6.80% 4/14/24
30 Year FHA Purchase 7.37% 4/14/24
30 Year FHA Refi 7.22% 4/14/24
30 Year VA Purchase 6.29% 4/14/24
30 Year VA Refi 6.27% 4/14/24
30 Year USDA Purchase 6.79% 4/14/24
30 Year USDA Refi 6.46% 4/14/24
15 Year Conventional Purchase 6.30% 4/14/24
15 Year Conventional Refi 6.21% 4/14/24
15 Year Cash-out Refi 6.21% 4/14/24
15 Year FHA Purchase 8.48% 4/14/24
15 Year FHA Refi 5.68% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Renasant Bank Mortgage Calculator






Your Estimates

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This is not an official calculator from Renasant Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

15,393

Origination Dollar Volume (All Markets)

$3,201,105,000

Employee count

2,527 Show all (104) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,271 $346,195,000 $272,380 $4,522 4.54%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 994 $243,190,000 $244,658 $3,896 4.28%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 783 $200,445,000 $255,996 $3,885 4.95%
JACKSON, MS (FHA|USDA|VA) 838 $169,460,000 $202,220 $3,764 4.66%
Outside of Metro Areas 1,325 $167,625,000 $126,509 $3,704 4.71%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 724 $147,770,000 $204,102 $3,640 4.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 346 $122,250,000 $353,324 $4,143 4.16%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 301 $114,565,000 $380,615 $5,557 4.37%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 343 $86,005,000 $250,743 $3,457 4.21%
Tupelo, MS (FHA|USDA|VA) 696 $85,470,000 $122,802 $3,096 4.92%
Oxford, MS (FHA|USDA|VA) 250 $77,270,000 $309,080 $4,142 4.71%
MONTGOMERY, AL (FHA|USDA|VA) 277 $55,795,000 $201,426 $3,901 4.23%
DOTHAN, AL (FHA|USDA|VA) 268 $53,290,000 $198,843 $3,695 4.11%
ROANOKE, VA (FHA|USDA|VA) 225 $44,605,000 $198,244 $4,340 3.94%
LYNCHBURG, VA (FHA|USDA|VA) 222 $42,810,000 $192,838 $3,764 4.06%
HUNTSVILLE, AL (FHA|USDA|VA) 178 $39,840,000 $223,820 $3,752 4.43%
SAVANNAH, GA (FHA|USDA|VA) 190 $38,490,000 $202,579 $4,659 4.56%
JACKSONVILLE, FL (FHA|USDA|VA) 185 $37,195,000 $201,054 $4,155 3.84%
PANAMA CITY, FL (FHA|USDA|VA) 187 $37,035,000 $198,048 $3,807 4.47%
COLUMBUS, GA-AL (FHA|USDA|VA) 214 $35,740,000 $167,009 $3,584 4.12%
TUSCALOOSA, AL (FHA|USDA|VA) 156 $34,140,000 $218,846 $4,244 4.32%
Starkville, MS (FHA|USDA|VA) 156 $29,420,000 $188,590 $4,101 4.87%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 160 $29,150,000 $182,188 $4,094 4.62%
MOBILE, AL (FHA|USDA|VA) 154 $28,930,000 $187,857 $3,553 4.26%
DECATUR, AL (FHA|USDA|VA) 197 $28,795,000 $146,168 $3,774 4.65%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 133 $28,085,000 $211,165 $5,604 3.71%
KNOXVILLE, TN (FHA|USDA|VA) 131 $26,305,000 $200,802 $3,826 4.80%
VALDOSTA, GA (FHA|USDA|VA) 151 $25,165,000 $166,656 $4,455 4.54%
Columbus, MS (FHA|USDA|VA) 133 $21,965,000 $165,150 $4,237 4.62%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 86 $21,890,000 $254,535 $3,502 4.22%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 103 $21,345,000 $207,233 $4,801 4.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 100 $21,100,000 $211,000 $4,150 4.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 67 $18,755,000 $279,925 $4,069 3.91%
Enterprise, AL (FHA|USDA|VA) 95 $18,215,000 $191,737 $3,928 4.03%
ALBANY, GA (FHA|USDA|VA) 202 $17,810,000 $88,168 $3,189 5.31%
GADSDEN, AL (FHA|USDA|VA) 116 $17,180,000 $148,103 $4,079 3.99%
SPARTANBURG, SC (FHA|USDA|VA) 95 $17,175,000 $180,789 $6,571 3.89%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 89 $15,795,000 $177,472 $3,501 4.14%
Cullman, AL (FHA|USDA|VA) 82 $15,480,000 $188,780 $4,694 4.10%
Albertville, AL (FHA|USDA|VA) 92 $14,840,000 $161,304 $4,034 4.12%
Troy, AL (FHA|USDA|VA) 78 $14,570,000 $186,795 $4,847 3.85%
Corinth, MS (FHA|USDA|VA) 106 $14,120,000 $133,208 $3,242 5.06%
Statesboro, GA (FHA|USDA|VA) 98 $13,910,000 $141,939 $4,364 5.02%
Thomasville, GA (FHA|USDA|VA) 58 $13,490,000 $232,586 $4,785 3.69%
COLUMBIA, SC (FHA|USDA|VA) 71 $13,445,000 $189,366 $5,289 3.84%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 67 $12,365,000 $184,552 $3,808 4.29%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 71 $11,745,000 $165,423 $4,592 4.45%
Scottsboro, AL (FHA|USDA|VA) 62 $11,450,000 $184,677 $3,711 4.03%
Alexander City, AL (FHA|USDA|VA) 34 $11,140,000 $327,647 $4,408 4.03%
WARNER ROBINS, GA (FHA|USDA|VA) 49 $10,895,000 $222,347 $4,291 3.84%
WILMINGTON, NC (FHA|USDA|VA) 32 $10,790,000 $337,188 $4,768 4.05%
BRUNSWICK, GA (FHA|USDA|VA) 32 $10,510,000 $328,438 $5,830 4.23%
Grenada, MS (FHA|USDA|VA) 117 $10,505,000 $89,786 $2,892 5.41%
Ozark, AL (FHA|USDA|VA) 49 $10,485,000 $213,980 $4,276 4.19%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 31 $10,225,000 $329,839 $5,394 3.93%
LaGrange, GA-AL (FHA|USDA|VA) 82 $10,200,000 $124,390 $3,007 4.67%
WINSTON-SALEM, NC (FHA|USDA|VA) 38 $10,180,000 $267,895 $7,067 4.11%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 44 $9,880,000 $224,545 $3,296 3.72%
Fort Payne, AL (FHA|USDA|VA) 52 $8,670,000 $166,731 $4,103 4.14%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 39 $8,625,000 $221,154 $4,341 4.08%
Tullahoma-Manchester, TN (FHA|USDA|VA) 46 $8,500,000 $184,783 $4,360 4.34%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 50 $8,040,000 $160,800 $3,953 5.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 41 $7,405,000 $180,610 $3,482 4.06%
Bozeman, MT (FHA|USDA|VA) 25 $7,305,000 $292,200 $6,117 4.13%
McMinnville, TN (FHA|USDA|VA) 41 $6,985,000 $170,366 $4,248 3.92%
GREENVILLE, NC (FHA|USDA|VA) 30 $6,950,000 $231,667 $3,784 4.02%
BATON ROUGE, LA (FHA|USDA|VA) 27 $6,825,000 $252,778 $4,027 3.89%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 25 $6,645,000 $265,800 $3,903 3.73%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 31 $6,295,000 $203,065 $3,097 3.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 18 $6,210,000 $345,000 $6,096 3.80%
JOHNSON CITY, TN (FHA|USDA|VA) 54 $6,110,000 $113,148 $3,393 5.46%
GAINESVILLE, FL (FHA|USDA|VA) 32 $6,030,000 $188,438 $3,608 4.89%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 19 $5,995,000 $315,526 $3,700 3.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 26 $5,970,000 $229,615 $3,997 4.18%
Talladega-Sylacauga, AL (FHA|USDA|VA) 31 $5,555,000 $179,194 $4,264 4.48%
Douglas, GA (FHA|USDA|VA) 46 $5,540,000 $120,435 $4,097 3.95%
GAINESVILLE, GA (FHA|USDA|VA) 20 $5,270,000 $263,500 $4,641 4.43%
West Point, MS (FHA|USDA|VA) 35 $4,755,000 $135,857 $3,647 5.54%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 21 $4,625,000 $220,238 $4,233 4.11%
Dublin, GA (FHA|USDA|VA) 31 $4,555,000 $146,935 $3,895 3.90%
Cookeville, TN (FHA|USDA|VA) 25 $4,185,000 $167,400 $4,120 4.40%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $4,125,000 $589,286 $9,037 4.21%
London, KY (FHA|USDA|VA) 25 $4,105,000 $164,200 $2,892 3.97%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 14 $4,050,000 $289,286 $4,204 4.32%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 15 $3,955,000 $263,667 $6,634 4.10%
KANSAS CITY, MO-KS (FHA|USDA|VA) 17 $3,895,000 $229,118 $2,820 3.85%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 18 $3,860,000 $214,444 $2,575 3.79%
HARRISONBURG, VA (FHA|USDA|VA) 13 $3,795,000 $291,923 $5,504 3.71%
Eufaula, AL-GA (FHA|USDA|VA) 26 $3,680,000 $141,538 $3,605 4.14%
HATTIESBURG, MS (FHA|USDA|VA) 21 $3,655,000 $174,048 $4,328 4.34%
JACKSONVILLE, NC (FHA|USDA|VA) 18 $3,620,000 $201,111 $3,028 4.41%
Richmond-Berea, KY (FHA|USDA|VA) 18 $3,610,000 $200,556 $3,308 3.92%
ASHEVILLE, NC (FHA|USDA|VA) 15 $3,595,000 $239,667 $4,376 3.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 11 $3,515,000 $319,545 $3,351 3.91%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $3,480,000 $248,571 $3,601 4.02%
Cleveland, MS (FHA|USDA|VA) 24 $3,480,000 $145,000 $3,029 4.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 16 $3,470,000 $216,875 $4,381 3.49%
RICHMOND, VA (FHA|USDA|VA) 16 $3,340,000 $208,750 $4,451 3.97%
Calhoun, GA (FHA|USDA|VA) 22 $3,320,000 $150,909 $4,892 4.31%
SALT LAKE CITY, UT (FHA|USDA|VA) 9 $3,065,000 $340,556 $3,154 3.51%
Seneca, SC (FHA|USDA|VA) 14 $3,050,000 $217,857 $5,333 3.85%
Natchitoches, LA (FHA|USDA|VA) 17 $3,045,000 $179,118 $5,051 3.77%
Brookhaven, MS (FHA|USDA|VA) 18 $3,020,000 $167,778 $2,900 4.37%
Morehead City, NC (FHA|USDA|VA) 11 $2,925,000 $265,909 $3,933 4.18%
OKLAHOMA CITY, OK (FHA|USDA|VA) 14 $2,910,000 $207,857 $3,520 3.95%
Dayton, TN (FHA|USDA|VA) 13 $2,905,000 $223,462 $4,061 3.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 16 $2,830,000 $176,875 $4,405 3.76%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,825,000 $313,889 $3,924 3.42%
Meridian, MS (FHA|USDA|VA) 17 $2,775,000 $163,235 $4,134 4.69%
COLORADO SPRINGS, CO (FHA|USDA|VA) 8 $2,710,000 $338,750 $3,124 3.83%
RENO, NV (FHA|USDA|VA) 8 $2,650,000 $331,250 $3,630 3.83%
Jefferson, GA (FHA|USDA|VA) 14 $2,640,000 $188,571 $4,194 4.22%
JACKSON, TN (FHA|USDA|VA) 17 $2,605,000 $153,235 $2,742 4.68%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $2,535,000 $230,455 $3,142 3.99%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 9 $2,535,000 $281,667 $3,133 3.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $2,450,000 $306,250 $3,096 3.47%
Lawrenceburg, TN (FHA|USDA|VA) 17 $2,415,000 $142,059 $4,045 4.35%
OCALA, FL (FHA|USDA|VA) 17 $2,395,000 $140,882 $2,876 4.67%
Vidalia, GA (FHA|USDA|VA) 17 $2,255,000 $132,647 $3,691 4.30%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 12 $2,180,000 $181,667 $4,549 4.27%
Greenwood, MS (FHA|USDA|VA) 17 $2,165,000 $127,353 $3,635 4.74%
Bainbridge, GA (FHA|USDA|VA) 13 $2,165,000 $166,538 $4,929 4.05%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,475 4.00%
TALLAHASSEE, FL (FHA|USDA|VA) 8 $2,130,000 $266,250 $4,811 3.77%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $2,095,000 $232,778 $4,568 4.10%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $2,085,000 $297,857 $4,695 4.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 7 $2,065,000 $295,000 $2,648 3.46%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $2,055,000 $293,571 $5,670 3.80%
LOUISVILLE, KY (FHA|USDA|VA) 7 $2,055,000 $293,571 $5,014 3.80%
Somerset, KY (FHA|USDA|VA) 12 $2,050,000 $170,833 $3,295 3.95%
Cullowhee, NC (FHA|USDA|VA) 6 $2,040,000 $340,000 $4,646 3.96%
BOWLING GREEN, KY (FHA|USDA|VA) 9 $2,005,000 $222,778 $2,929 4.01%
Danville, VA (FHA|USDA|VA) 11 $1,925,000 $175,000 $3,700 4.13%
SANTA FE, NM (FHA|USDA|VA) 6 $1,910,000 $318,333 $3,087 3.79%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 9 $1,805,000 $200,556 $2,834 3.61%
Cornelia, GA (FHA|USDA|VA) 9 $1,785,000 $198,333 $4,229 3.87%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $1,720,000 $215,000 $5,542 3.84%
PROVO-OREM, UT (FHA|USDA|VA) 5 $1,625,000 $325,000 $5,252 3.65%
Lewisburg, TN (FHA|USDA|VA) 10 $1,620,000 $162,000 $5,742 4.88%
Elizabeth City, NC (FHA|USDA|VA) 8 $1,600,000 $200,000 $4,119 4.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $1,550,000 $258,333 $3,544 3.87%
Jasper, AL (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,562 4.32%
NEW BERN, NC (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,523 4.43%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,393 3.70%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,430,000 $238,333 $2,955 3.96%
CLEVELAND, TN (FHA|USDA|VA) 7 $1,395,000 $199,286 $3,961 3.98%
Lake City, FL (FHA|USDA|VA) 8 $1,370,000 $171,250 $4,480 5.12%
ALBUQUERQUE, NM (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,497 3.79%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $1,315,000 $438,333 $6,372 4.33%
Georgetown, SC (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,397 4.04%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,270,000 $211,667 $2,931 3.75%
Sevierville, TN (FHA|USDA|VA) 4 $1,270,000 $317,500 $3,060 4.84%
Cedartown, GA (FHA|USDA|VA) 9 $1,235,000 $137,222 $3,840 4.25%
STAUNTON, VA (FHA|USDA|VA) 6 $1,230,000 $205,000 $4,083 4.02%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,200,000 $200,000 $2,951 3.56%
Tifton, GA (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,200 4.33%
Crossville, TN (FHA|USDA|VA) 7 $1,135,000 $162,143 $3,566 4.18%
Moultrie, GA (FHA|USDA|VA) 9 $1,125,000 $125,000 $3,107 4.35%
BOULDER, CO (FHA|USDA|VA) 2 $1,080,000 $540,000 $4,527 3.69%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,075,000 $215,000 $1,986 4.65%
FLORENCE, SC (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,944 3.69%
ROME, GA (FHA|USDA|VA) 7 $1,055,000 $150,714 $3,397 4.43%
Lumberton, NC (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,055 4.42%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $970,000 $161,667 $2,866 3.94%
BOISE CITY, ID (FHA|USDA|VA) 4 $940,000 $235,000 $3,313 3.75%
LAFAYETTE, LA (FHA|USDA|VA) 5 $915,000 $183,000 $3,852 3.40%
FORT COLLINS, CO (FHA|USDA|VA) 3 $895,000 $298,333 $3,111 3.54%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $885,000 $295,000 $2,339 3.58%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $875,000 $291,667 $3,423 3.50%
Gaffney, SC (FHA|USDA|VA) 6 $860,000 $143,333 $5,253 3.56%
Washington, NC (FHA|USDA|VA) 4 $830,000 $207,500 $3,444 4.28%
GOLDSBORO, NC (FHA|USDA|VA) 4 $830,000 $207,500 $4,619 4.28%
Palatka, FL (FHA|USDA|VA) 5 $815,000 $163,000 $3,922 4.45%
Batesville, AR (FHA|USDA|VA) 7 $815,000 $116,429 $4,660 3.96%
Greeneville, TN (FHA|USDA|VA) 6 $810,000 $135,000 $3,519 5.00%
Key West, FL (FHA|USDA|VA) 2 $790,000 $395,000 $7,113 4.19%
Boone, NC (FHA|USDA|VA) 3 $785,000 $261,667 $5,663 4.08%
Bluefield, WV-VA (FHA|USDA|VA) 7 $785,000 $112,143 $2,760 4.21%
Milledgeville, GA (FHA|USDA|VA) 4 $780,000 $195,000 $4,255 3.81%
MISSOULA, MT (FHA|USDA|VA) 2 $760,000 $380,000 $3,629 3.50%
Los Alamos, NM (FHA|USDA|VA) 3 $745,000 $248,333 $3,520 3.66%
Murray, KY (FHA|USDA|VA) 2 $730,000 $365,000 $3,669 3.56%
Shelbyville, TN (FHA|USDA|VA) 4 $720,000 $180,000 $2,508 5.09%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $715,000 $238,333 $4,192 3.38%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $715,000 $715,000 $22,554 3.25%
Fitzgerald, GA (FHA|USDA|VA) 6 $690,000 $115,000 $5,040 4.52%
SUMTER, SC (FHA|USDA|VA) 4 $660,000 $165,000 $3,639 3.72%
Union City, TN (FHA|USDA|VA) 5 $655,000 $131,000 $2,587 4.00%
Hailey, ID (FHA|USDA|VA) 2 $650,000 $325,000 $3,830 3.93%
AKRON, OH (FHA|USDA|VA) 2 $640,000 $320,000 $2,528 4.06%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $635,000 $211,667 $3,439 3.79%
Athens, TN (FHA|USDA|VA) 4 $630,000 $157,500 $4,000 3.84%
Brevard, NC (FHA|USDA|VA) 2 $630,000 $315,000 $3,231 3.56%
Pahrump, NV (FHA|USDA|VA) 3 $615,000 $205,000 $3,096 4.04%
Toccoa, GA (FHA|USDA|VA) 5 $605,000 $121,000 $3,740 3.58%
HINESVILLE, GA (FHA|USDA|VA) 4 $600,000 $150,000 $1,596 4.84%
Vicksburg, MS (FHA|USDA|VA) 4 $590,000 $147,500 $2,393 4.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $585,000 $195,000 $3,208 4.13%
Mount Airy, NC (FHA|USDA|VA) 5 $575,000 $115,000 $4,126 3.63%
BURLINGTON, NC (FHA|USDA|VA) 3 $565,000 $188,333 $3,305 3.83%
Paducah, KY-IL (FHA|USDA|VA) 3 $565,000 $188,333 $2,912 3.67%
TUCSON, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $2,866 3.67%
Henderson, NC (FHA|USDA|VA) 2 $530,000 $265,000 $4,335 4.69%
Selma, AL (FHA|USDA|VA) 2 $520,000 $260,000 $5,595 3.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $515,000 $171,667 $4,469 3.96%
LINCOLN, NE (FHA|USDA|VA) 3 $505,000 $168,333 $3,236 3.83%
Blackfoot, ID (FHA|USDA|VA) 2 $500,000 $250,000 $3,678 3.50%
ANN ARBOR, MI (FHA|USDA|VA) 2 $500,000 $250,000 $2,273 4.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $490,000 $245,000 $3,426 3.50%
TOLEDO, OH (FHA|USDA|VA) 2 $490,000 $245,000 $3,147 3.56%
YUMA, AZ (FHA|USDA|VA) 3 $485,000 $161,667 $3,291 4.21%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $480,000 $120,000 $3,563 5.22%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $475,000 $475,000 $2,968 3.50%
JONESBORO, AR (FHA|USDA|VA) 2 $470,000 $235,000 $2,528 3.63%
LUBBOCK, TX (FHA|USDA|VA) 1 $455,000 $455,000 $4,950 3.63%
Greenwood, SC (FHA|USDA|VA) 1 $445,000 $445,000 $0 5.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $440,000 $220,000 $2,387 3.50%
MIDLAND, TX (FHA|USDA|VA) 1 $435,000 $435,000 $6,094 3.75%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $425,000 $425,000 $3,292 3.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $415,000 $415,000 $3,837 4.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $400,000 $200,000 $2,201 3.63%
Mount Sterling, KY (FHA|USDA|VA) 2 $400,000 $200,000 $3,176 3.25%
Outside of Metro Areas 1 $385,000 $385,000 $0 3.13%
Summerville, GA (FHA|USDA|VA) 1 $385,000 $385,000 $9,638 4.63%
DALTON, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,570 4.00%
Marion, NC (FHA|USDA|VA) 2 $370,000 $185,000 $5,407 3.63%
Paris, TN (FHA|USDA|VA) 3 $365,000 $121,667 $2,403 4.13%
Searcy, AR (FHA|USDA|VA) 2 $360,000 $180,000 $9,353 3.69%
BILLINGS, MT (FHA|USDA|VA) 1 $345,000 $345,000 $3,898 3.50%
Atmore, AL (FHA|USDA|VA) 3 $345,000 $115,000 $2,743 4.66%
ST. GEORGE, UT (FHA|USDA|VA) 1 $345,000 $345,000 $2,644 3.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $335,000 $335,000 $3,794 3.63%
CHARLESTON, WV (FHA|USDA|VA) 1 $325,000 $325,000 $12,934 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $320,000 $160,000 $1,878 3.88%
CARSON CITY, NV (FHA|USDA|VA) 1 $315,000 $315,000 $11,991 4.38%
Sikeston, MO (FHA|USDA|VA) 1 $315,000 $315,000 $2,506 3.63%
Steamboat Springs, CO (FHA|USDA|VA) 1 $315,000 $315,000 $2,816 3.88%
Newport, TN (FHA|USDA|VA) 2 $300,000 $150,000 $2,978 4.63%
Helena-West Helena, AR (FHA|USDA|VA) 3 $295,000 $98,333 $3,031 4.17%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $285,000 $285,000 $2,318 3.00%
Celina, OH (FHA|USDA|VA) 1 $285,000 $285,000 $2,591 3.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $275,000 $275,000 $3,967 3.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $275,000 $275,000 $3,805 4.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,712 3.50%
MONROE, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,389 4.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $260,000 $130,000 $3,151 5.06%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,457 3.50%
Traverse City, MI (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.00%
FLINT, MI (FHA|USDA|VA) 2 $250,000 $125,000 $4,291 3.62%
MANKATO, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,571 3.75%
WICHITA, KS (FHA|USDA|VA) 1 $245,000 $245,000 $2,861 3.99%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $245,000 $245,000 $2,254 3.99%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $2,868 3.75%
Frankfort, KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,679 3.63%
TYLER, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,739 3.75%
Jesup, GA (FHA|USDA|VA) 1 $235,000 $235,000 $7,327 4.95%
Stevens Point, WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,251 3.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $235,000 $235,000 $2,707 2.88%
St. Marys, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,692 3.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,794 4.00%
Sandpoint, ID (FHA|USDA|VA) 1 $225,000 $225,000 $3,448 3.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,890 3.63%
Jasper, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,863 3.94%
MONROE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $3,937 4.38%
TULSA, OK (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.75%
McComb, MS (FHA|USDA|VA) 2 $210,000 $105,000 $2,795 4.38%
Weatherford, OK (FHA|USDA|VA) 1 $205,000 $205,000 $2,865 4.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,318 2.63%
Danville, KY (FHA|USDA|VA) 2 $200,000 $100,000 $2,239 3.88%
Maysville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,581 3.99%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,131 3.38%
SAGINAW, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,625 3.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $195,000 $195,000 $2,456 3.50%
Kinston, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,249 3.75%
PUEBLO, CO (FHA|USDA|VA) 1 $185,000 $185,000 $2,596 3.88%
FORT WAYNE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,773 3.75%
Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,880 4.99%
Granbury, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,575 3.00%
Sedalia, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,001 4.00%
Clewiston, FL (FHA|USDA|VA) 2 $170,000 $85,000 $2,546 5.12%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $170,000 $85,000 $2,993 4.25%
Ardmore, OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,107 3.25%
COLUMBUS, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,846 3.13%
Sanford, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,762 3.75%
LIMA, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,408 3.25%
Brownsville, TN (FHA|USDA|VA) 3 $155,000 $51,667 $2,246 5.82%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $155,000 $155,000 $2,638 3.63%
Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,716 3.99%
COLUMBIA, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,932 3.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,772 4.50%
Laurinburg, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,594 5.13%
Natchez, MS-LA (FHA|USDA|VA) 1 $135,000 $135,000 $3,141 5.13%
MORRISTOWN, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,976 3.50%
Americus, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,409 4.25%
Defiance, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,491 4.25%
Alamogordo, NM (FHA|USDA|VA) 1 $115,000 $115,000 $2,082 3.88%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,392 3.75%
El Dorado, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,241 4.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,300 4.13%
Laurel, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,791 3.63%
North Wilkesboro, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,977 4.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,365 3.75%
Picayune, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.25%
Orangeburg, SC (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.88%
Forrest City, AR (FHA|USDA|VA) 1 $55,000 $55,000 $3,186 4.13%
Greenville, MS (FHA|USDA|VA) 2 $50,000 $25,000 $1,979 4.56%
Blytheville, AR (FHA|USDA|VA) 1 $45,000 $45,000 $2,152 4.88%
Renasant Bank's top markets include Atlanta, Birmingham, Nashville, Jackson, and Memphis among others.

Their top states include:
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,059 $2,379,555,000 $236,560 $3,576 4.35%
    HELOC 2,149 $238,325,000 $110,900 n/a 5.76%
    FHA 1,477 $251,845,000 $170,511 $5,691 3.99%
    USDA 856 $122,030,000 $142,558 $4,664 3.87%
    VA 852 $209,350,000 $245,716 $5,133 3.82%

    For 2019, Renasant Bank's most frequently originated type of loan was Conventional, with 10,059 originations. Their 2nd most popular type was HELOC, with 2,149 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,909 $1,919,075,000 $215,409 $4,251 4.22%
    Refi 3,278 $782,080,000 $238,585 $3,356 4.51%
    Cash Out Refi 1,930 $391,650,000 $202,927 $3,950 4.55%
    Other 842 $75,590,000 $89,774 $897 5.70%
    Home Improvement 434 $32,710,000 $75,369 $911 5.85%

    For 2019, Renasant Bank's most frequently cited loan purpose was Home Purchase, with 8,909 originations. The 2nd most popular reason was Refi, with 3,278 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,427 $2,412,095,000 $231,332 $4,123 4.16%
    10 Year 2,053 $218,745,000 $106,549 $2,282 5.59%
    15 Year 1,190 $240,780,000 $202,336 $3,230 3.82%
    5 Year 542 $78,000,000 $143,911 $482 5.59%
    Other 491 $75,335,000 $153,432 $2,561 5.48%
    20 Year 313 $65,075,000 $207,907 $3,267 4.18%
    1 Year 206 $42,390,000 $205,777 $5,314 6.04%
    30+ year 150 $66,550,000 $443,667 $8,623 5.11%
    3 Year 21 $2,135,000 $101,667 $0 6.67%

    For 2019, Renasant Bank's most frequently cited loan duration was 30 Year, with 10,427 originations. The 2nd most popular length was 10 Year, with 2,053 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,728 $1,566,440,000 $232,824
    $1k-2k 2,939 $568,805,000 $193,537
    $2k-3k 1,178 $245,780,000 $208,642
    $3k-4k 490 $129,990,000 $265,286
    $5k+ 324 $172,470,000 $532,315
    $4k-5k 215 $70,935,000 $329,930

    Renasant Bank's average total fees were $4,123, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,728 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,346 $1,536,540,000 $242,127
    4-5% 5,312 $1,180,340,000 $222,203
    5-6% 2,930 $398,760,000 $136,096
    6-7% 412 $37,020,000 $89,854
    2.5-3% 159 $36,885,000 $231,981
    7-8% 125 $7,855,000 $62,840
    Over 8% 60 $1,690,000 $28,167
    <2.5% 47 $715,000 $15,213
    % 1 $1,285,000 $1,285,000

    During 2019, Renasant Bank's average interest rate for loans was 4.16%, while their most frequently originated rate bucket for loans was 3-4%, with 6,346 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 5,580 $831,970,000 $149,099 $3,724 4.31%
    $200k-400k 4,881 $1,327,615,000 $271,997 $4,372 4.17%
    $100,000 or less 3,518 $198,120,000 $56,316 $2,717 5.17%
    $400k-600k 1,071 $495,155,000 $462,330 $4,763 4.16%
    $600k-1MM 230 $170,950,000 $743,261 $6,475 4.33%
    $1MM+ 113 $177,295,000 $1,568,982 $10,494 4.24%

    2019 saw Renasant Bank place emphasis on $100k-200k loans with 5,580 originations, totaling $831,970,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,390 $547,540,000 $161,516 $3,999 4.33%
    $50k or less 2,982 $337,580,000 $113,206 $3,612 4.40%
    $100k-150k 2,745 $638,725,000 $232,687 $4,101 4.41%
    $75k-100k 2,361 $441,155,000 $186,851 $4,102 4.42%
    $150k-250k 1,903 $522,735,000 $274,690 $4,208 4.49%
    $250k+ 1,265 $536,495,000 $424,107 $5,197 4.57%

    Renasant Bank lent most frequently to those with incomes in the $50k-75k range, with 3,390 originations. The second most popular income band? $50k or less, with 2,982 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,598 $745,320,000 $207,148 $3,841 4.37%
    30-36% 2,765 $582,625,000 $210,714 $3,946 4.33%
    <20% 1,797 $364,105,000 $202,618 $3,666 4.60%
    39% 685 $141,225,000 $206,168 $3,885 4.54%
    38% 548 $115,670,000 $211,077 $4,150 4.37%
    36% 529 $114,625,000 $216,682 $3,859 4.35%
    37% 511 $101,625,000 $198,875 $4,194 4.43%
    50-60% 440 $87,950,000 $199,886 $5,519 4.06%
    40% 435 $95,035,000 $218,471 $4,355 4.20%
    43% 412 $92,020,000 $223,350 $4,249 4.20%
    42% 404 $94,290,000 $233,391 $4,488 4.20%
    44% 387 $79,835,000 $206,292 $3,988 4.17%
    41% 383 $86,925,000 $226,958 $4,132 4.16%
    46% 292 $64,240,000 $220,000 $4,230 4.22%
    45% 289 $64,615,000 $223,581 $4,348 4.19%
    49% 273 $58,325,000 $213,645 $4,395 4.26%
    47% 240 $50,100,000 $208,750 $4,272 4.17%
    48% 225 $49,775,000 $221,222 $4,401 4.21%
    >60% 62 $8,190,000 $132,097 $2,053 5.19%

    Renasant Bank lent most frequently to those with DTI ratios of 20-30%, with 3,598 originations. The next most common DTI ratio? 30-36%, with 2,765 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,275 $2,571,705,000 $209,508 $3,978 4.40%
    Not provided 1,190 $247,970,000 $208,378 $4,282 4.56%
    Black 1,143 $187,385,000 $163,941 $4,241 4.48%
    Not applicable 426 $103,800,000 $243,662 $0 5.81%
    Asian 270 $68,670,000 $254,333 $4,376 4.13%
    Asian Indian 27 $7,335,000 $271,667 $4,871 4.35%
    American Indian 27 $6,305,000 $233,519 $3,542 4.25%
    Other Asian 14 $3,830,000 $273,571 $4,241 4.18%
    Native Hawaiian or Islander 12 $2,570,000 $214,167 $6,247 3.95%
    Chinese 3 $495,000 $165,000 $2,505 5.04%
    Korean 2 $440,000 $220,000 $4,121 3.50%
    Other Pacific Islander 2 $330,000 $165,000 $4,373 4.69%
    Filipino 1 $235,000 $235,000 $2,877 5.25%
    Native Hawaiian 1 $35,000 $35,000 $0 5.63%

    Approval Rates

    Total approvals of all applications
    94.28%

    Renasant Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.78%

    Renasant Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,393 $3,201,105,000 $207,958

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $580,000 $290,000
    Multifamily:Site-Built 97 $58,535,000 $603,454
    Single Family (1-4 Units):Manufactured 160 $7,400,000 $46,250
    Single Family (1-4 Units):Site-Built 15,134 $3,134,590,000 $207,122

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,199 $149,975,000 $125,083 $2,750 5.32%
    40-60% 1,462 $297,040,000 $203,174 $3,413 4.66%
    60-80% 4,150 $1,009,400,000 $243,229 $3,716 4.42%
    80-100% 7,198 $1,600,960,000 $222,417 $4,216 4.17%
    Over 100% 251 $63,005,000 $251,016 $8,024 4.07%
    Under 20% 1,013 $47,135,000 $46,530 $1,430 5.46%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    RENASANT CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    RENASANT CORPORATION Conventional home mortgage Struggling to pay mortgage 1 20.0%
    RENASANT CORPORATION Conventional home mortgage Trouble during payment process 2 40.0%
    RENASANT CORPORATION Other type of mortgage Closing on a mortgage 1 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Renasant Bank 32 E Main St Bells, TN 38006 Full Service B&M $26,951
    Renasant Bank 4726 Sw College Rd Ocala, FL 34474 Full Service B&M $14,130
    Renasant Bank 701 Coulter Drive New Albany, MS 38652 Full Service B&M $4,758
    Renasant Bank 100 Bates Street Batesville, MS 38606 Full Service B&M $23,931
    Renasant Bank 301 West Fourth Street Adel, GA 31620 Full Service B&M $51,463
    Renasant Bank 1111 East Jackson Avenue Oxford, MS 38655 Full Service B&M $78,451
    Renasant Bank 304 South Cass Street Corinth, MS 38834 Full Service B&M $61,093
    Renasant Bank 1114 North 2nd Street Booneville, MS 38829 Full Service B&M $13,419
    Renasant Bank 913 U.S. Highway 278 East Amory, MS 38821 Limited, Drive-thru $50,442
    Renasant Bank 198 East Parker Street Baxley, GA 31513 Full Service B&M $32,257
    Renasant Bank 100 Old Canton Road And Highway 51 South Madison, MS 39110 Full Service B&M $0
    Renasant Bank 1012 W Beacon St Philadelphia, MS 39350 Full Service B&M $26,495
    Renasant Bank 103 East Washington Street Aberdeen, MS 39730 Full Service B&M $48,254
    Renasant Bank 104 Heritage Lane Leesburg, GA 31763 Full Service B&M $52,807
    Renasant Bank 104 West Main Street Reidsville, GA 30453 Full Service B&M $32,618
    Renasant Bank 105 Town Square Bruce, MS 38915 Full Service B&M $25,660
    Renasant Bank 105 W King Street Johnson City, TN 37604 Full Service B&M $34,639
    Renasant Bank 106 E College St Columbiana, AL 35051 Full Service B&M $110,598
    Renasant Bank 106 East Crogan Street Lawrenceville, GA 30046 Full Service B&M $121,551
    Renasant Bank 1069 Highland Colony Parkway Ridgeland, MS 39157 Full Service B&M $0
    Renasant Bank 1069 Highland Colony Parkway Ridgeland, MS 39157 Full Service B&M $156,432
    Renasant Bank 107 Inverness Cors Birmingham, AL 35242 Full Service B&M $39,783
    Renasant Bank 1100 Central Street Water Valley, MS 38965 Full Service B&M $25,519
    Renasant Bank 11655 Medlock Bridge Road Johns Creek, GA 30097 Full Service B&M $129,688
    Renasant Bank 120 8th Avenue Childersburg, AL 35044 Full Service B&M $19,938
    Renasant Bank 120 South Main Street Sardis, MS 38666 Full Service B&M $16,778
    Renasant Bank 1285 West Government Street Brandon, MS 39042 Full Service B&M $58,963
    Renasant Bank 1309 Stratford Road, Southeast Decatur, AL 35601 Full Service B&M $37,746
    Renasant Bank 1314 Sunset Drive Grenada, MS 38901 Full Service B&M $5,335
    Renasant Bank 1320 Johnson Ferry Road Marietta, GA 30068 Full Service B&M $10,741
    Renasant Bank 135 James Patyon Boulevard Sylacauga, AL 35150 Full Service B&M $38,286
    Renasant Bank 140 Long Hollow Pike Goodlettsville, TN 37072 Full Service B&M $34,900
    Renasant Bank 1409 East Silver Springs Blvd Ocala, FL 34470 Full Service B&M $102,064
    Renasant Bank 141 Hurricane Shoals Road Ne Lawrenceville, GA 30046 Full Service B&M $802,635
    Renasant Bank 1427 Highway 145 Guntown, MS 38849 Limited, Drive-thru $24,121
    Renasant Bank 1449 Dunwoody Village Parkway Dunwoody, GA 30338 Full Service B&M $36,360
    Renasant Bank 145 Reinhardt College Parkway Canton, GA 30114 Full Service B&M $77,238
    Renasant Bank 14625 Depot Street Coffeeville, MS 38922 Full Service B&M $16,233
    Renasant Bank 1505 South Harper Road Corinth, MS 38834 Full Service B&M $40,524
    Renasant Bank 1537 South Commerce Street Grenada, MS 38901 Full Service B&M $84,316
    Renasant Bank 1600 Highland Colony Parkway Madison, MS 39110 Full Service B&M $52,603
    Renasant Bank 164 Veterans Boulevard Tupelo, MS 38804 Limited, Drive-thru $29,373
    Renasant Bank 16404 Nw 17th Drive Alachua, FL 32615 Full Service B&M $22,449
    Renasant Bank 165 West I-65 Service Road North Mobile, AL 36608 Full Service B&M $22,767
    Renasant Bank 1661 Aaron Brenner Drive Memphis, TN 38120 Limited, Mobile/Seasonal Office $0
    Renasant Bank 1661 Aaron Brenner Drive, Suite 100 Memphis, TN 38120 Full Service B&M $391,476
    Renasant Bank 16863 Highway 280 Chelsea, AL 35043 Full Service B&M $35,403
    Renasant Bank 173 Northside Drive East Statesboro, GA 30458 Full Service B&M $38,318
    Renasant Bank 180 East Commerce Hernando, MS 38632 Full Service B&M $47,765
    Renasant Bank 1820 West End Avenue Nashville, TN 37203 Full Service B&M $216,314
    Renasant Bank 1830 Modaus Road Decatur, AL 35603 Full Service B&M $137,740
    Renasant Bank 190 Village Centre East Woodstock, GA 30188 Full Service B&M $35,894
    Renasant Bank 1901 University Avenue Oxford, MS 38655 Limited, Drive-thru $7,359
    Renasant Bank 1934 Spillway Road Brandon, MS 39047 Full Service B&M $19,627
    Renasant Bank 1943 East Glenn Avenue Auburn, AL 36830 Full Service B&M $18,853
    Renasant Bank 2 Magnolia Boulevard Port Wentworth, GA 31407 Full Service B&M $35,106
    Renasant Bank 200 Loftus Drive Albany, GA 31705 Full Service B&M $77,305
    Renasant Bank 200 West Side Square Suite 101 Huntsville, AL 35801 Full Service B&M $5,289
    Renasant Bank 2001 Park Place Tower Birmingham, AL 35203 Full Service B&M $101,939
    Renasant Bank 201 North Main Street Amory, MS 38821 Full Service B&M $78,032
    Renasant Bank 201 S. Jackson Street Crystal Springs, MS 39059 Full Service B&M $36,948
    Renasant Bank 2046 Union Avenue Memphis, TN 38104 Full Service B&M $11,960
    Renasant Bank 209 Troy Street Tupelo, MS 38801 Full Service B&M $726,987
    Renasant Bank 210 Industrial Road South Tupelo, MS 38801 Limited, Drive-thru $28,155
    Renasant Bank 2100 Grayson Hwy. Grayson, GA 30017 Full Service B&M $117,519
    Renasant Bank 211 Lee Street, N.E. Decatur, AL 35601 Full Service B&M $147,180
    Renasant Bank 213 West Market Street Booneville, MS 38829 Full Service B&M $115,692
    Renasant Bank 216 South Broadway Street Tupelo, MS 38804 Limited, Drive-thru $0
    Renasant Bank 2177 Germantown Germantown, TN 38138 Full Service B&M $132,677
    Renasant Bank 22 East Jarman Street Hazlehurst, GA 31539 Full Service B&M $66,257
    Renasant Bank 220 Highway 12 E Kosciusko, MS 39090 Full Service B&M $13,443
    Renasant Bank 2200 Abbott Martin Road, Suite 101 Nashville, TN 37215 Full Service B&M $75,920
    Renasant Bank 221 East Washington Street Kosciusko, MS 39090 Full Service B&M $147,354
    Renasant Bank 225 Mitylene Park Drive Montgomery, AL 36117 Full Service B&M $37,421
    Renasant Bank 2255 Buford Hwy Buford, GA 30518 Full Service B&M $63,578
    Renasant Bank 232 Broad Street Shannon, MS 38868 Full Service B&M $28,151
    Renasant Bank 2400 West State Street Bristol, TN 37620 Full Service B&M $24,433
    Renasant Bank 2488 East Main Street Snellville, GA 30078 Full Service B&M $138,082
    Renasant Bank 251 Highway 515 Jasper, GA 30143 Full Service B&M $86,881
    Renasant Bank 2518 University Blvd Tuscaloosa, AL 35401 Full Service B&M $47,769
    Renasant Bank 2527 Jackson Avenue West Oxford, MS 38655 Full Service B&M $24,486
    Renasant Bank 26164 West Main Street West Point, MS 39773 Full Service B&M $72,021
    Renasant Bank 275 South Main Street Alpharetta, GA 30004 Full Service B&M $39,135
    Renasant Bank 2751 West Main Street Tupelo, MS 38801 Full Service B&M $46,050
    Renasant Bank 300 East Bankhead Street New Albany, MS 38652 Full Service B&M $54,985
    Renasant Bank 3002 Mccullough Boulevard Belden, MS 38826 Limited, Drive-thru $6,308
    Renasant Bank 301 North Church Street Louisville, MS 39339 Full Service B&M $76,488
    Renasant Bank 306 East Sunflower Road Cleveland, MS 38732 Limited, Drive-thru $0
    Renasant Bank 308 East Sunflower Road Cleveland, MS 38732 Full Service B&M $41,098
    Renasant Bank 3082 West Goodman Road Horn Lake, MS 38637 Full Service B&M $27,583
    Renasant Bank 309 Highway 15 North Pontotoc, MS 38863 Full Service B&M $120,162
    Renasant Bank 310 West Oglethorpe Boulevard Albany, GA 31701 Full Service B&M $13,206
    Renasant Bank 3101 Highway 80 East Pearl, MS 39208 Full Service B&M $20,964
    Renasant Bank 3169 Holcomb Bridge Road, Suite 202 Norcross, GA 30071 Full Service Retail $60,101
    Renasant Bank 3216 20th Avenue Valley, AL 36854 Full Service B&M $40,974
    Renasant Bank 329 East Broadway Avenue Maryville, TN 37804 Full Service B&M $73,200
    Renasant Bank 3295 Inner Perimeter Road Valdosta, GA 31602 Full Service B&M $63,109
    Renasant Bank 3328 Peachtree Road, Suite 150 Atlanta, GA 30326 Full Service B&M $2,412
    Renasant Bank 3330 S Liberty St Canton, MS 39046 Full Service B&M $69,702
    Renasant Bank 335 South Main Street Statesboro, GA 30458 Full Service B&M $104,985
    Renasant Bank 3415 George Busbee Parkway Nw, Suite 100 Kennesaw, GA 30144 Full Service B&M $2,595
    Renasant Bank 3513 Pelham Parkway Pelham, AL 35124 Full Service B&M $49,013
    Renasant Bank 36250 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $4,876
    Renasant Bank 367 Mobile Street Saltillo, MS 38866 Full Service B&M $35,139
    Renasant Bank 3680 North Gloster Street Tupelo, MS 38801 Full Service B&M $38,368
    Renasant Bank 37 Main Street Pontotoc, MS 38863 Full Service B&M $13,218
    Renasant Bank 370 East Main Street Hendersonville, TN 37075 Full Service B&M $29,623
    Renasant Bank 381 Nw Depot St Durant, MS 39063 Full Service B&M $26,099
    Renasant Bank 400 Summit Street Winona, MS 38967 Full Service B&M $29,972
    Renasant Bank 401 Vernon Street Lagrange, GA 30240 Full Service B&M $16,691
    Renasant Bank 407 E. Jackson Boulevard Jonesborough, TN 37659 Full Service B&M $19,130
    Renasant Bank 411 Highway 80 E Clinton, MS 39056 Full Service B&M $37,186
    Renasant Bank 420 Old Mill Road Cartersville, GA 30120 Full Service B&M $33,893
    Renasant Bank 4245 Balmoral Drive Huntsville, AL 35801 Full Service B&M $81,864
    Renasant Bank 4247 Lakeland Dr Flowood, MS 39232 Full Service B&M $66,670
    Renasant Bank 4373 Newberry Road Gainesville, FL 32607 Full Service B&M $82,276
    Renasant Bank 44 Church Street Birmingham, AL 35213 Full Service B&M $35,060
    Renasant Bank 4422 Lebanon Road Hermitage, TN 37076 Full Service B&M $73,939
    Renasant Bank 4475 Towne Lake Parkway Woodstock, GA 30189 Full Service B&M $53,855
    Renasant Bank 463 West Duval Street Lake City, FL 32055 Full Service B&M $24,649
    Renasant Bank 480 Peachtree Industrial Blvd Suwanee, GA 30024 Full Service B&M $20,960
    Renasant Bank 485 Dacula Rd, Dacula Dacula, GA 30019 Full Service B&M $3,441
    Renasant Bank 494 Monroe Street Macon, GA 31201 Full Service B&M $0
    Renasant Bank 4961 Forsyth Road Macon, GA 31210 Full Service B&M $97,210
    Renasant Bank 500 Canton Road Cumming, GA 30040 Full Service B&M $82,630
    Renasant Bank 500 East Lampkin Street Starkville, MS 39759 Full Service B&M $327,418
    Renasant Bank 5033 Raymond Street Verona, MS 38879 Full Service B&M $13,100
    Renasant Bank 504 North Main Street Sylvester, GA 31791 Full Service B&M $31,650
    Renasant Bank 508 Constitution Drive Iuka, MS 38852 Full Service B&M $26,293
    Renasant Bank 510 Church Road West Southaven, MS 38671 Full Service B&M $34,167
    Renasant Bank 511 South Church Street Okolona, MS 38860 Full Service B&M $17,691
    Renasant Bank 5225 Windward Parkway Alpharetta, GA 30004 Full Service B&M $26,785
    Renasant Bank 5240 Poplar Avenue, Suite 100 Memphis, TN 38119 Full Service B&M $137,244
    Renasant Bank 5264 Poplar Avenue Memphis, TN 38119 Full Service B&M $89,311
    Renasant Bank 5319 Atlanta Highway Flowery Branch, GA 30542 Full Service B&M $46,736
    Renasant Bank 5395 Highway 9 Alpharetta, GA 30004 Full Service B&M $23,916
    Renasant Bank 544 Veterans Boulevard Calhoun City, MS 38916 Full Service B&M $47,932
    Renasant Bank 595 18th Avenue North Columbus, MS 39701 Full Service B&M $93,070
    Renasant Bank 600 South Columbia Avenue Rincon, GA 31326 Full Service B&M $34,202
    Renasant Bank 6224 Sugarloaf Pkwy Duluth, GA 30097 Full Service B&M $78,411
    Renasant Bank 6333 Whitesville Road Columbus, GA 31904 Full Service B&M $9,911
    Renasant Bank 649 North Caldwell Drive Hazlehurst, MS 39083 Full Service B&M $15,642
    Renasant Bank 6515 Sugarloaf Parkway Duluth, GA 30097 Full Service B&M $41,758
    Renasant Bank 6543 Goodman Road Olive Branch, MS 38654 Full Service B&M $195,713
    Renasant Bank 6671 Summer Avenue Bartlett, TN 38134 Full Service B&M $18,531
    Renasant Bank 6890 Cockrum Road Olive Branch, MS 38654 Full Service B&M $50,965
    Renasant Bank 721 North Westover Boulevard Albany, GA 31707 Full Service B&M $153,091
    Renasant Bank 732 Lake Harbour Ridgeland, MS 39157 Full Service B&M $41,983
    Renasant Bank 7500 Airways Boulevard Southaven, MS 38671 Full Service B&M $40,565
    Renasant Bank 7600 Highway 72 West Madison, AL 35758 Full Service B&M $21,760
    Renasant Bank 7605 Sw Highway 200 Ocala, FL 34476 Full Service B&M $31,046
    Renasant Bank 78 North Broad Street Winder, GA 30680 Full Service B&M $72,968
    Renasant Bank 796 West Poplar Avenue Collierville, TN 38017 Full Service B&M $43,530
    Renasant Bank 8 Commerce Street, Suite 100 Montgomery, AL 36104 Full Service B&M $41,174
    Renasant Bank 802 South Laurel Street Springfield, GA 31329 Full Service B&M $91,161
    Renasant Bank 806 Highway 12 W Starkville, MS 39759 Full Service B&M $33,329
    Renasant Bank 82 A&b Clark Boulevard Tupelo, MS 38804 Full Service B&M $29,996
    Renasant Bank 880 Holcomb Bridge Road Roswell, GA 30076 Full Service B&M $30,451
    Renasant Bank 880 Joe Frank Harris Parkway Cartersville, GA 30120 Full Service B&M $65,073
    Renasant Bank 90 Steve Tate Road Marble Hill, GA 30148 Full Service B&M $24,558
    Renasant Bank 9027 Ms Highway 15 Ackerman, MS 39735 Full Service B&M $50,814
    Renasant Bank 905 Main Street Columbus, MS 39701 Full Service B&M $0
    Renasant Bank 9135 Carothers Parkway Franklin, TN 37067 Full Service B&M $67,765
    Renasant Bank 951 South Gloster Street Tupelo, MS 38801 Limited, Drive-thru $15,379
    Renasant Bank 966 Hwy 51 S Madison, MS 39110 Full Service Retail $41,152
    Renasant Bank 9925 Haynes Bridge Road, Suite 100 Johns Creek, GA 30022 Full Service B&M $62,174

    For 2019, Renasant Bank had 166 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $542,457
    Net interest income $456,896
    Total noninterest income $152,249
    Gross Fiduciary activities income $5,805
    Service charges on deposit accounts $34,860
    Trading account gains and fees $0
    Additional Noninterest Income $111,584
    Pre-tax net operating income $231,065
    Securities gains (or losses, -) $348
    Income before extraordinary items $179,246
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $179,246
    Minority interest net income $0
    Net income $179,246
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $178,971

    Renasant Bank's gross interest income from loans was $542,457,000.
    Renasant Bank's net interest income from loans was $456,896,000.
    Renasant Bank's fee based income from loans was $34,860,000.
    Renasant Bank's net income from loans was $179,246,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $85,561
    Provision for credit losses $7,050
    Total noninterest expense $371,030
    Salaries and employee benefits $250,784
    Premises and equipment expense $46,970
    Additional noninterest expense $73,276
    Applicable income taxes $52,167
    Net charge-offs $3,914
    Cash dividends $132,564

    Renasant Bank's interest expense for loans was $85,561,000.
    Renasant Bank's payroll and benefits expense were $250,784,000.
    Renasant Bank's property, plant and equipment expenses $46,970,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $10,238,795
    Deposits held in domestic offices $10,238,795
    Deposits by Individuals, partnerships, and corporations $8,819,556
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,413,370
    Deposits by Commercial banks and other depository institutions in U.S. $5,869
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $3,005,776
    Demand deposits $2,658,934
    Nontransaction accounts $7,233,019
    Money market deposit accounts (MMDAs) $4,401,504
    Other savings deposits (excluding MMDAs) $667,820
    Total time deposits $2,163,695
    Total time and savings deposits $7,579,861
    Noninterest-bearing deposits $2,574,336
    Interest-bearing deposits $7,664,459
    Retail deposits $9,672,131
    IRAs and Keogh plan accounts $283,070
    Brokered deposits $5,135
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $13,387,533
    Cash & Balances due from depository institutions $411,091
    Interest-bearing balances $220,026
    Total securities $1,288,960
    Federal funds sold & reverse repurchase $0
    Net loans and leases $9,955,748
    Loan and leases loss allowance $52,162
    Trading account assets $0
    Bank premises and fixed assets $309,697
    Other real estate owned $8,010
    Goodwill and other intangibles $1,032,292
    All other assets $381,735

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $13,387,533
    Total Liabilities $11,085,034
    Total deposits $10,238,795
    Interest-bearing deposits $7,664,459
    Deposits held in domestic offices $10,238,795
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $9,091
    Trading liabilities $0
    Other borrowed funds $632,338
    Subordinated debt $0
    All other liabilities $204,810

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $9,955,748
    Loan and leases loss allowance $52,162
    Total loans and leases (domestic) $10,007,910
    All real estate loans $8,255,633
    Real estate loans in domestic offices $8,255,633
    Construction and development loans $1,158,596
    Residential 1-4 family construction $289,050
    Other construction, all land development and other land $869,546
    Loans secured by nonfarm nonresidential properties $3,670,753
    Nonfarm nonresidential secured by owner-occupied properties $1,555,748
    Commercial real estate & other non-farm, non-residential $2,115,005
    Multifamily residential real estate $335,890
    1-4 family residential loans $3,008,860
    Farmland loans $81,534
    Loans held in foreign offices $0
    Farm loans $11,802
    Commercial and industrial loans $1,333,903
    To non-U.S. addressees $0
    Loans to individuals $302,430
    Credit card loans $0
    Related Plans $11,245
    Consumer Auto Loans $33,512
    Other loans to individuals $257,673
    All other loans & leases $104,142
    Loans to foreign governments and official institutions $0
    Other loans $4,475
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $11,954
    Non 1-4 family restructured loans & leases $4,158
    Total loans and leases (foreign) $0

    Renasant Bank had $9,955,748,000 of loans outstanding in 2019. $8,255,633,000 of loans were in real estate loans. $1,158,596,000 of loans were in development loans. $335,890,000 of loans were in multifamily mortgage loans. $3,008,860,000 of loans were in 1-4 family mortgage loans. $11,802,000 of loans were in farm loans. $0 of loans were in credit card loans. $33,512,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 4,813 $966,167 $200,741
    Nonfarm, nonresidential loans - <$100k 1,023 $36,195 $35,381
    Nonfarm, nonresidential loans - $100-250k 1,553 $170,587 $109,844
    Nonfarm, nonresidential loans - $250k-1MM 2,237 $759,385 $339,466
    Commercial & Industrial, US addressed loans - <$1MM 9,154 $481,505 $52,601
    Commercial & Industrial, US addressed loans - <$100k 5,673 $92,019 $16,221
    Commercial & Industrial, US addressed loans - $100-250k 1,801 $109,082 $60,567
    Commercial & Industrial, US addressed loans - $250k-1MM 1,680 $280,404 $166,907
    Farmland loans - <$1MM 376 $28,886 $76,824
    Farmland loans - <$100k 173 $5,172 $29,896
    Farmland loans - $100-250k 153 $15,439 $100,908
    Farmland loans - $250k-1MM 50 $8,275 $165,500
    Agriculture operations loans - <$1MM 208 $7,106 $34,163
    Agriculture operations loans - <$100k 156 $2,899 $18,583
    Agriculture operations loans - $100-250k 40 $2,037 $50,925
    Agriculture operations loans - $250k-1MM 12 $2,170 $180,833