Dominion Financial Services Mortgage Rates, Fees & Info

CHEVY CHASE, MD

LEI: 549300C8GOC4OYUV0Z32

Tax ID: 75-3021949

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Mortgage Data

Review & Overview

Dominion Financial Services is a smaller mortgage company specializing in Refi and Home Purchase loans. Dominion Financial Services has a high proportion of conventional loans. Their top markets by origination volume include: Baltimore, Washington, Charlotte, Cape Coral, and Los Angeles among others. We have data for 202 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dominion Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 4/30/24
30 Year Cash-out Refi 6.27% 4/30/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dominion Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dominion Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,196

Origination Dollar Volume (All Markets)

$578,410,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 395 $73,625,000 $186,392 $0 5.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 91 $51,195,000 $562,582 $0 7.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 96 $32,550,000 $339,063 $0 7.40%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 80 $23,580,000 $294,750 $0 6.62%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 21 $22,915,000 $1,091,190 $0 7.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 115 $22,715,000 $197,522 $0 5.68%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 87 $21,805,000 $250,632 $0 5.46%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 85 $19,335,000 $227,471 $0 6.06%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 29 $18,455,000 $636,379 $0 5.41%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 74 $18,010,000 $243,378 $0 4.67%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 29 $17,705,000 $610,517 $0 6.59%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 35 $14,805,000 $423,000 $0 7.45%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $10,845,000 $985,909 $0 6.68%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $9,825,000 $1,965,000 $0 7.50%
JACKSONVILLE, FL (FHA|USDA|VA) 28 $7,490,000 $267,500 $0 6.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 31 $7,205,000 $232,419 $0 7.24%
COLUMBUS, OH (FHA|USDA|VA) 38 $6,640,000 $174,737 $0 6.98%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 24 $6,570,000 $273,750 $0 5.16%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 21 $6,495,000 $309,286 $0 5.30%
ST. LOUIS, MO-IL (FHA|USDA|VA) 33 $6,475,000 $196,212 $0 5.08%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 14 $6,180,000 $441,429 $0 6.25%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 17 $5,175,000 $304,412 $0 7.31%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 35 $5,135,000 $146,714 $0 5.36%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 24 $4,770,000 $198,750 $0 5.92%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,765,000 $317,667 $0 8.10%
SAVANNAH, GA (FHA|USDA|VA) 27 $4,755,000 $176,111 $0 7.66%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $4,395,000 $209,286 $0 5.43%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $4,015,000 $211,316 $0 6.11%
OCALA, FL (FHA|USDA|VA) 25 $3,695,000 $147,800 $0 8.61%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 19 $3,675,000 $193,421 $0 6.54%
TUCSON, AZ (FHA|USDA|VA) 20 $3,670,000 $183,500 $0 4.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 11 $3,565,000 $324,091 $0 4.53%
PITTSBURGH, PA (FHA|USDA|VA) 13 $3,545,000 $272,692 $0 4.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 15 $3,435,000 $229,000 $0 5.20%
WILMINGTON, NC (FHA|USDA|VA) 16 $3,340,000 $208,750 $0 6.70%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $3,010,000 $376,250 $0 6.75%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 7 $2,945,000 $420,714 $0 4.82%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $2,920,000 $208,571 $0 6.49%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $2,840,000 $473,333 $0 5.19%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $2,795,000 $931,667 $0 7.17%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $2,725,000 $2,725,000 $0 10.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 21 $2,605,000 $124,048 $0 6.43%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $2,370,000 $197,500 $0 6.31%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 15 $2,295,000 $153,000 $0 6.47%
Outside of Metro Areas 11 $2,275,000 $206,818 $0 8.86%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $2,250,000 $562,500 $0 4.62%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $2,180,000 $1,090,000 $0 8.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 10 $2,130,000 $213,000 $0 5.33%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $2,110,000 $175,833 $0 7.54%
RICHMOND, VA (FHA|USDA|VA) 16 $2,060,000 $128,750 $0 5.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $1,865,000 $169,545 $0 4.83%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $1,805,000 $138,846 $0 6.23%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $1,780,000 $296,667 $0 5.67%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $1,750,000 $291,667 $0 7.08%
CORPUS CHRISTI, TX (FHA|USDA|VA) 14 $1,710,000 $122,143 $0 6.17%
KANSAS CITY, MO-KS (FHA|USDA|VA) 13 $1,675,000 $128,846 $0 5.05%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $1,665,000 $555,000 $0 8.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $1,615,000 $1,615,000 $0 8.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $1,605,000 $535,000 $0 8.33%
COLUMBIA, SC (FHA|USDA|VA) 10 $1,540,000 $154,000 $0 5.90%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,455,000 $161,667 $0 7.20%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $1,380,000 $115,000 $0 6.59%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $1,290,000 $215,000 $0 4.34%
SALT LAKE CITY, UT (FHA|USDA|VA) 5 $1,255,000 $251,000 $0 6.20%
MONTGOMERY, AL (FHA|USDA|VA) 13 $1,245,000 $95,769 $0 7.85%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,230,000 $205,000 $0 5.29%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,210,000 $201,667 $0 7.06%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,165,000 $233,000 $0 8.30%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,155,000 $231,000 $0 4.23%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 9 $1,155,000 $128,333 $0 7.06%
Safford, AZ (FHA|USDA|VA) 1 $1,135,000 $1,135,000 $0 4.25%
Kapaa, HI (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $0 8.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,090,000 $181,667 $0 5.81%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $1,035,000 $147,857 $0 5.18%
AKRON, OH (FHA|USDA|VA) 6 $920,000 $153,333 $0 6.79%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $905,000 $905,000 $0 8.00%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $900,000 $150,000 $0 6.54%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $895,000 $179,000 $0 6.33%
KNOXVILLE, TN (FHA|USDA|VA) 5 $875,000 $175,000 $0 4.90%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $840,000 $210,000 $0 5.47%
Sevierville, TN (FHA|USDA|VA) 1 $795,000 $795,000 $0 4.75%
LOUISVILLE, KY (FHA|USDA|VA) 7 $795,000 $113,571 $0 7.18%
DOVER, DE (FHA|USDA|VA) 6 $770,000 $128,333 $0 7.44%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $755,000 $251,667 $0 5.42%
SANTA FE, NM (FHA|USDA|VA) 3 $755,000 $251,667 $0 7.79%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $715,000 $65,000 $0 8.91%
SALINAS, CA (FHA|USDA|VA) 1 $715,000 $715,000 $0 4.50%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $705,000 $705,000 $0 9.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $695,000 $695,000 $0 9.00%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $690,000 $172,500 $0 7.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $660,000 $165,000 $0 7.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $645,000 $129,000 $0 8.00%
ROANOKE, VA (FHA|USDA|VA) 5 $635,000 $127,000 $0 5.65%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $635,000 $635,000 $0 4.50%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $635,000 $127,000 $0 6.40%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $630,000 $157,500 $0 4.57%
Clarksburg, WV (FHA|USDA|VA) 1 $625,000 $625,000 $0 8.50%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $625,000 $625,000 $0 4.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $600,000 $300,000 $0 4.75%
Seneca Falls, NY (FHA|USDA|VA) 1 $595,000 $595,000 $0 9.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $590,000 $295,000 $0 6.82%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $570,000 $142,500 $0 5.85%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $555,000 $111,000 $0 5.30%
PUEBLO, CO (FHA|USDA|VA) 4 $550,000 $137,500 $0 5.60%
NAPA, CA (FHA|USDA|VA) 1 $535,000 $535,000 $0 8.50%
Miami, OK (FHA|USDA|VA) 1 $525,000 $525,000 $0 5.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $510,000 $127,500 $0 5.69%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $505,000 $168,333 $0 4.38%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $505,000 $168,333 $0 6.17%
Lumberton, NC (FHA|USDA|VA) 3 $505,000 $168,333 $0 8.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $505,000 $168,333 $0 6.09%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $495,000 $99,000 $0 8.10%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $490,000 $245,000 $0 4.38%
PANAMA CITY, FL (FHA|USDA|VA) 2 $490,000 $245,000 $0 6.38%
ST. GEORGE, UT (FHA|USDA|VA) 2 $470,000 $235,000 $0 9.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $470,000 $117,500 $0 8.25%
SPARTANBURG, SC (FHA|USDA|VA) 1 $465,000 $465,000 $0 8.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $445,000 $148,333 $0 6.17%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $410,000 $205,000 $0 9.00%
HINESVILLE, GA (FHA|USDA|VA) 3 $385,000 $128,333 $0 4.67%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $385,000 $128,333 $0 7.08%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $375,000 $125,000 $0 8.67%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $375,000 $125,000 $0 8.67%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $365,000 $121,667 $0 6.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $360,000 $180,000 $0 8.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $345,000 $345,000 $0 4.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $330,000 $165,000 $0 7.13%
PROVO-OREM, UT (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.50%
BATON ROUGE, LA (FHA|USDA|VA) 3 $325,000 $108,333 $0 7.04%
Torrington, CT (FHA|USDA|VA) 2 $320,000 $160,000 $0 6.94%
READING, PA (FHA|USDA|VA) 2 $320,000 $160,000 $0 4.25%
Gillette, WY (FHA|USDA|VA) 2 $310,000 $155,000 $0 9.00%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $300,000 $150,000 $0 6.69%
GAINESVILLE, FL (FHA|USDA|VA) 2 $300,000 $150,000 $0 4.57%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $300,000 $150,000 $0 9.00%
Forest City, NC (FHA|USDA|VA) 2 $290,000 $145,000 $0 9.00%
JACKSON, MI (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.00%
Cornelia, GA (FHA|USDA|VA) 1 $285,000 $285,000 $0 8.50%
PEORIA, IL (FHA|USDA|VA) 3 $275,000 $91,667 $0 9.00%
GAINESVILLE, GA (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $270,000 $135,000 $0 6.25%
SAGINAW, MI (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.00%
Crawfordsville, IN (FHA|USDA|VA) 2 $250,000 $125,000 $0 9.50%
YUMA, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.00%
EL PASO, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 4.60%
SALEM, OR (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.50%
LUBBOCK, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.88%
FRESNO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $220,000 $110,000 $0 9.00%
TOLEDO, OH (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 10.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.25%
APPLETON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.75%
ROCKFORD, IL (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.44%
Seneca, SC (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.88%
JACKSON, TN (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.50%
WACO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.00%
SYRACUSE, NY (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.00%
ANN ARBOR, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.50%
LaGrange, GA-AL (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.00%
Cedartown, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.00%
Shelby, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.00%
Marion, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.50%
Toccoa, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.50%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.88%
Shelbyville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.50%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.95%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.00%
Bennington, VT (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.00%
LANCASTER, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.63%
ROCHESTER, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.38%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.00%
WICHITA, KS (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.13%
MOBILE, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.50%
RACINE, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
Richmond-Berea, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.00%
Frankfort, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.88%
ODESSA, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.50%
Laurinburg, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.00%
TOPEKA, KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.00%
ALTOONA, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.00%
Peru, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
Palatka, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.00%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
Dominion Financial Services's top markets include Baltimore, Washington, Charlotte, Cape Coral, and Los Angeles among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,196 $578,410,000 $263,393 $0 6.14%

    For 2021, Dominion Financial Services's most frequently originated type of loan was Conventional, with 2,196 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,252 $271,530,000 $216,877 $0 4.60%
    Home Purchase 944 $306,880,000 $325,085 $0 8.19%

    For 2021, Dominion Financial Services's most frequently cited loan purpose was Refi, with 1,252 originations. The 2nd most popular reason was Home Purchase, with 944 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,346 $285,720,000 $212,273 $0 4.59%
    Other 509 $139,255,000 $273,585 $0 8.66%
    1 Year 341 $153,435,000 $449,956 $0 8.52%

    For 2021, Dominion Financial Services's most frequently cited loan duration was 30 Year, with 1,346 originations. The 2nd most popular length was Other, with 509 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 992 $203,260,000 $204,899
    Over 8% 472 $167,690,000 $355,275
    7-8% 375 $122,215,000 $325,907
    5-6% 199 $41,255,000 $207,312
    3-4% 143 $39,815,000 $278,427
    6-7% 14 $4,090,000 $292,143
    <2.5% 1 $85,000 $85,000

    During 2021, Dominion Financial Services's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 992 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,125 $163,245,000 $145,107 $0 5.61%
    $200k-400k 598 $160,870,000 $269,013 $0 6.37%
    $100,000 or less 240 $19,140,000 $79,750 $0 7.06%
    $400k-600k 87 $41,575,000 $477,874 $0 7.08%
    $1MM+ 82 $142,420,000 $1,736,829 $0 7.65%
    $600k-1MM 64 $51,160,000 $799,375 $0 6.83%

    2021 saw Dominion Financial Services place emphasis on $100k-200k loans with 1,125 originations, totaling $163,245,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 1,935 $499,105,000 $257,935 $0 6.08%
    White 136 $40,830,000 $300,221 $0 7.03%
    Not provided 68 $24,450,000 $359,559 $0 6.39%
    Asian 27 $7,245,000 $268,333 $0 4.64%
    Black 15 $3,855,000 $257,000 $0 6.47%
    Vietnamese 6 $930,000 $155,000 $0 9.04%
    Chinese 2 $710,000 $355,000 $0 4.25%
    Other Asian 3 $545,000 $181,667 $0 5.83%
    Asian Indian 2 $520,000 $260,000 $0 7.63%
    Other Pacific Islander 1 $165,000 $165,000 $0 4.88%
    American Indian 1 $55,000 $55,000 $0 5.50%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dominion Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.51%

    Dominion Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,196 $578,410,000 $263,393

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,196 $578,410,000 $263,393

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1 $145,000 $145,000 $0 4.25%
    40-60% 81 $15,925,000 $196,605 $0 4.96%
    60-80% 2,020 $540,510,000 $267,579 $0 6.15%
    80-100% 94 $21,830,000 $232,234 $0 6.99%