Dominion Financial Services Mortgage Rates, Fees & Info

CHEVY CHASE, MD

LEI: 549300C8GOC4OYUV0Z32

Tax ID: 75-3021949

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Mortgage Data

Review & Overview

Dominion Financial Services is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Dominion Financial Services has a high proportion of conventional loans. Their top markets by origination volume include: Baltimore, Washington, Philadelphia, Charlotte, and Atlanta among others. We have data for 215 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dominion Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 4/28/24
30 Year Cash-out Refi 6.27% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dominion Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dominion Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,652

Origination Dollar Volume (All Markets)

$807,260,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 497 $115,565,000 $232,525 $0 6.12%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 121 $43,975,000 $363,430 $0 6.65%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 113 $41,975,000 $371,460 $0 6.04%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 94 $39,930,000 $424,787 $0 7.47%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 108 $39,210,000 $363,056 $0 5.88%
RICHMOND, VA (FHA|USDA|VA) 59 $33,955,000 $575,508 $0 5.19%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 23 $29,975,000 $1,303,261 $0 6.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 72 $20,450,000 $284,028 $0 6.90%
JACKSONVILLE, FL (FHA|USDA|VA) 42 $18,440,000 $439,048 $0 6.69%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 54 $16,740,000 $310,000 $0 7.34%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 71 $15,405,000 $216,972 $0 5.84%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 65 $15,085,000 $232,077 $0 6.64%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 60 $11,500,000 $191,667 $0 7.11%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 34 $11,070,000 $325,588 $0 6.40%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 21 $11,035,000 $525,476 $0 6.54%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 22 $10,210,000 $464,091 $0 5.86%
COLUMBUS, OH (FHA|USDA|VA) 33 $10,065,000 $305,000 $0 6.73%
FRESNO, CA (FHA|USDA|VA) 8 $9,540,000 $1,192,500 $0 5.57%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 21 $9,245,000 $440,238 $0 5.36%
KANSAS CITY, MO-KS (FHA|USDA|VA) 49 $9,125,000 $186,224 $0 6.44%
WILMINGTON, NC (FHA|USDA|VA) 38 $9,110,000 $239,737 $0 6.81%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 33 $8,755,000 $265,303 $0 7.52%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 26 $8,700,000 $334,615 $0 6.34%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 20 $8,360,000 $418,000 $0 7.59%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 28 $8,270,000 $295,357 $0 5.56%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 21 $7,805,000 $371,667 $0 6.26%
PUNTA GORDA, FL (FHA|USDA|VA) 21 $7,615,000 $362,619 $0 7.79%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 27 $7,555,000 $279,815 $0 6.98%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $7,510,000 $312,917 $0 6.72%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 12 $7,190,000 $599,167 $0 6.72%
ST. LOUIS, MO-IL (FHA|USDA|VA) 29 $6,855,000 $236,379 $0 7.16%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $6,465,000 $431,000 $0 6.78%
YORK-HANOVER, PA (FHA|USDA|VA) 13 $5,745,000 $441,923 $0 6.14%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $5,660,000 $314,444 $0 6.42%
TULSA, OK (FHA|USDA|VA) 19 $5,485,000 $288,684 $0 6.96%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 9 $5,125,000 $569,444 $0 5.85%
PITTSBURGH, PA (FHA|USDA|VA) 20 $4,670,000 $233,500 $0 7.21%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $4,575,000 $1,525,000 $0 7.67%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 25 $4,355,000 $174,200 $0 6.52%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 8 $4,170,000 $521,250 $0 7.06%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $4,050,000 $506,250 $0 7.32%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 13 $3,975,000 $305,769 $0 6.37%
Outside of Metro Areas 14 $3,740,000 $267,143 $0 8.72%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $3,555,000 $507,857 $0 7.57%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $3,485,000 $1,161,667 $0 5.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $3,225,000 $358,333 $0 6.02%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $3,155,000 $350,556 $0 6.31%
OCALA, FL (FHA|USDA|VA) 18 $3,110,000 $172,778 $0 8.85%
EL PASO, TX (FHA|USDA|VA) 6 $3,090,000 $515,000 $0 4.77%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $2,985,000 $597,000 $0 9.05%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $2,930,000 $183,125 $0 7.04%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 15 $2,805,000 $187,000 $0 7.52%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $2,780,000 $695,000 $0 7.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 16 $2,780,000 $173,750 $0 6.77%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 21 $2,765,000 $131,667 $0 6.13%
AKRON, OH (FHA|USDA|VA) 16 $2,730,000 $170,625 $0 8.11%
KNOXVILLE, TN (FHA|USDA|VA) 9 $2,595,000 $288,333 $0 5.44%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,555,000 $283,889 $0 6.92%
JACKSON, MS (FHA|USDA|VA) 6 $2,520,000 $420,000 $0 6.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 7 $2,505,000 $357,857 $0 6.46%
SAVANNAH, GA (FHA|USDA|VA) 13 $2,465,000 $189,615 $0 7.57%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $2,295,000 $2,295,000 $0 8.00%
CLEVELAND, TN (FHA|USDA|VA) 10 $2,240,000 $224,000 $0 7.31%
COLUMBIA, SC (FHA|USDA|VA) 13 $2,185,000 $168,077 $0 5.92%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $2,025,000 $225,000 $0 6.26%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 12 $2,010,000 $167,500 $0 6.28%
TUCSON, AZ (FHA|USDA|VA) 9 $1,975,000 $219,444 $0 6.46%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $1,945,000 $1,945,000 $0 3.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $1,935,000 $215,000 $0 6.65%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,915,000 $383,000 $0 5.65%
Thomasville, GA (FHA|USDA|VA) 3 $1,905,000 $635,000 $0 6.33%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,830,000 $228,750 $0 8.78%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $1,760,000 $220,000 $0 5.43%
LAREDO, TX (FHA|USDA|VA) 10 $1,720,000 $172,000 $0 5.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,700,000 $283,333 $0 6.35%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,650,000 $412,500 $0 5.77%
YUBA CITY, CA (FHA|USDA|VA) 1 $1,525,000 $1,525,000 $0 4.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,480,000 $185,000 $0 7.97%
Moultrie, GA (FHA|USDA|VA) 1 $1,445,000 $1,445,000 $0 5.25%
MONTGOMERY, AL (FHA|USDA|VA) 12 $1,430,000 $119,167 $0 7.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,410,000 $235,000 $0 5.31%
LUBBOCK, TX (FHA|USDA|VA) 10 $1,400,000 $140,000 $0 6.43%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,390,000 $173,750 $0 6.08%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,305,000 $186,429 $0 6.70%
LOUISVILLE, KY (FHA|USDA|VA) 8 $1,210,000 $151,250 $0 6.12%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $0 8.00%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,180,000 $196,667 $0 5.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $1,170,000 $195,000 $0 7.73%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,165,000 $233,000 $0 6.77%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $1,150,000 $191,667 $0 8.40%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,140,000 $142,500 $0 8.12%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,075,000 $215,000 $0 6.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,025,000 $146,429 $0 6.59%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $1,000,000 $250,000 $0 7.02%
Lumberton, NC (FHA|USDA|VA) 6 $990,000 $165,000 $0 8.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $955,000 $191,000 $0 5.13%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $935,000 $311,667 $0 4.79%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $930,000 $155,000 $0 7.69%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 9 $925,000 $102,778 $0 8.76%
DULUTH, MN-WI (FHA|USDA|VA) 2 $920,000 $460,000 $0 7.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $910,000 $227,500 $0 6.47%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $900,000 $225,000 $0 6.08%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $865,000 $288,333 $0 5.71%
RACINE, WI (FHA|USDA|VA) 5 $855,000 $171,000 $0 6.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $840,000 $420,000 $0 6.43%
Shelby, NC (FHA|USDA|VA) 6 $840,000 $140,000 $0 8.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $815,000 $271,667 $0 5.41%
WACO, TX (FHA|USDA|VA) 8 $810,000 $101,250 $0 4.92%
SAN ANGELO, TX (FHA|USDA|VA) 1 $785,000 $785,000 $0 5.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $770,000 $192,500 $0 7.82%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $755,000 $151,000 $0 6.42%
CASPER, WY (FHA|USDA|VA) 1 $755,000 $755,000 $0 8.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $745,000 $248,333 $0 5.17%
Gainesville, TX (FHA|USDA|VA) 1 $695,000 $695,000 $0 3.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $690,000 $172,500 $0 6.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $665,000 $221,667 $0 4.73%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $660,000 $330,000 $0 5.63%
Sevierville, TN (FHA|USDA|VA) 2 $650,000 $325,000 $0 8.50%
MUSKEGON, MI (FHA|USDA|VA) 4 $630,000 $157,500 $0 6.41%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $630,000 $105,000 $0 7.38%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $625,000 $625,000 $0 4.25%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $610,000 $305,000 $0 7.81%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $580,000 $290,000 $0 6.53%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $555,000 $185,000 $0 8.49%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $535,000 $178,333 $0 4.50%
READING, PA (FHA|USDA|VA) 3 $515,000 $171,667 $0 7.17%
Lake City, FL (FHA|USDA|VA) 1 $515,000 $515,000 $0 8.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $505,000 $505,000 $0 10.00%
TOLEDO, OH (FHA|USDA|VA) 4 $500,000 $125,000 $0 9.00%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $480,000 $240,000 $0 4.38%
MOBILE, AL (FHA|USDA|VA) 2 $480,000 $240,000 $0 10.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $475,000 $158,333 $0 6.37%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $455,000 $455,000 $0 4.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $440,000 $220,000 $0 7.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $440,000 $220,000 $0 5.47%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $430,000 $215,000 $0 6.81%
LANCASTER, PA (FHA|USDA|VA) 2 $410,000 $205,000 $0 6.88%
STAUNTON, VA (FHA|USDA|VA) 3 $405,000 $135,000 $0 5.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $395,000 $131,667 $0 7.81%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $380,000 $190,000 $0 6.38%
Hilo, HI (FHA|USDA|VA) 1 $375,000 $375,000 $0 8.00%
LEBANON, PA (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.88%
VALLEJO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.25%
Alpena, MI (FHA|USDA|VA) 3 $335,000 $111,667 $0 8.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $335,000 $335,000 $0 8.00%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $325,000 $325,000 $0 8.50%
Scottsboro, AL (FHA|USDA|VA) 1 $325,000 $325,000 $0 8.50%
AMARILLO, TX (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $300,000 $150,000 $0 7.39%
BATON ROUGE, LA (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.88%
SPARTANBURG, SC (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.31%
ROCKFORD, IL (FHA|USDA|VA) 3 $285,000 $95,000 $0 7.30%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $285,000 $285,000 $0 8.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.00%
Forest City, NC (FHA|USDA|VA) 1 $285,000 $285,000 $0 8.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $275,000 $275,000 $0 10.00%
Branson, MO (FHA|USDA|VA) 2 $270,000 $135,000 $0 8.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.00%
Starkville, MS (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $245,000 $245,000 $0 9.50%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.75%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $245,000 $245,000 $0 9.00%
Spearfish, SD (FHA|USDA|VA) 1 $245,000 $245,000 $0 10.50%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.88%
Athens, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $220,000 $110,000 $0 8.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.31%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.13%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.66%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 5.56%
SALEM, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.25%
GREELEY, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.13%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.75%
ERIE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $0 9.88%
SYRACUSE, NY (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.50%
ANCHORAGE, AK (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.35%
CHARLESTON, WV (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.00%
Brainerd, MN (FHA|USDA|VA) 1 $185,000 $185,000 $0 10.50%
CHICO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $0 10.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.88%
GAINESVILLE, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.50%
ROME, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.80%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.75%
GLENS FALLS, NY (FHA|USDA|VA) 1 $145,000 $145,000 $0 11.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.00%
ANN ARBOR, MI (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.50%
Seneca, SC (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.50%
COLUMBUS, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.75%
LINCOLN, NE (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
HINESVILLE, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
Rockingham, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.13%
Maryville, MO (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.50%
Pottsville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.75%
THE VILLAGES, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.50%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.25%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.63%
Sandusky, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.00%
FLINT, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.00%
PEORIA, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.00%
FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.00%
Bennington, VT (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.00%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.24%
Greenwood, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
Gillette, WY (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.50%
MONROE, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.50%
Dominion Financial Services's top markets include Baltimore, Washington, Philadelphia, Charlotte, and Atlanta among others.

Their top states include:
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,652 $807,260,000 $304,397 $0 6.56%

    For 2022, Dominion Financial Services's most frequently originated type of loan was Conventional, with 2,652 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,873 $598,695,000 $319,645 $0 5.91%
    Home Purchase 779 $208,565,000 $267,734 $0 8.12%

    For 2022, Dominion Financial Services's most frequently cited loan purpose was Cash Out Refi, with 1,873 originations. The 2nd most popular reason was Home Purchase, with 779 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,878 $565,940,000 $301,353 $0 5.71%
    Other 489 $120,235,000 $245,879 $0 8.71%
    1 Year 285 $121,085,000 $424,860 $0 8.47%

    For 2022, Dominion Financial Services's most frequently cited loan duration was 30 Year, with 1,878 originations. The 2nd most popular length was Other, with 489 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 528 $169,910,000 $321,799
    5-6% 505 $127,835,000 $253,139
    7-8% 503 $150,305,000 $298,817
    6-7% 502 $130,540,000 $260,040
    Over 8% 499 $141,695,000 $283,958
    3-4% 114 $86,810,000 $761,491
    % 1 $165,000 $165,000

    During 2022, Dominion Financial Services's average interest rate for loans was 5.71%, while their most frequently originated rate bucket for loans was 4-5%, with 528 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,319 $196,035,000 $148,624 $0 6.50%
    $200k-400k 739 $201,115,000 $272,145 $0 6.67%
    $100,000 or less 186 $15,700,000 $84,409 $0 7.37%
    $400k-600k 164 $77,460,000 $472,317 $0 6.66%
    $1MM+ 129 $227,385,000 $1,762,674 $0 5.81%
    $600k-1MM 115 $89,565,000 $778,826 $0 5.94%

    2022 saw Dominion Financial Services place emphasis on $100k-200k loans with 1,319 originations, totaling $196,035,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 2,395 $729,635,000 $304,649 $0 6.58%
    Not provided 200 $55,120,000 $275,600 $0 6.30%
    White 43 $19,625,000 $456,395 $0 6.26%
    Black 4 $980,000 $245,000 $0 8.44%
    Asian 5 $945,000 $189,000 $0 6.45%
    Chinese 1 $305,000 $305,000 $0 8.38%
    Vietnamese 2 $300,000 $150,000 $0 6.13%
    Native Hawaiian or Islander 1 $285,000 $285,000 $0 4.75%
    Asian Indian 1 $65,000 $65,000 $0 8.75%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dominion Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    69.34%

    Dominion Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,652 $807,260,000 $304,397

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,652 $807,260,000 $304,397

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 29 $13,335,000 $459,828 $0 5.92%
    40-60% 200 $59,580,000 $297,900 $0 5.87%
    60-80% 1,759 $533,935,000 $303,545 $0 5.88%
    80-100% 290 $76,980,000 $265,448 $0 8.59%
    Over 100% 373 $123,325,000 $330,630 $0 8.59%
    Under 20% 1 $105,000 $105,000 $0 5.50%