Fbc Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 5493005JPZ3LXXMB0S24

Tax ID: 20-3702275

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    • Review & Overview

    Fbc Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Tampa, Las Vegas, Deltona, and Atlanta among others. We have data for 234 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Fbc Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fbc Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.78% 11/17/24
    30 Year Conventional Refi 6.60% 11/17/24
    30 Year Cash-out Refi 6.84% 11/17/24
    30 Year FHA Purchase 7.47% 11/17/24
    30 Year FHA Refi 7.19% 11/17/24
    30 Year VA Purchase 6.29% 11/17/24
    30 Year VA Refi 5.78% 11/17/24
    30 Year USDA Purchase 6.88% 11/17/24
    15 Year Conventional Purchase 6.27% 11/17/24
    15 Year Conventional Refi 6.06% 11/17/24
    15 Year Cash-out Refi 6.06% 11/17/24
    15 Year FHA Purchase 7.36% 11/17/24
    15 Year VA Purchase 6.52% 11/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Fbc Mortgage Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Fbc Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    14,416

    Origination Dollar Volume (All Markets)

    $3,651,690,000
    Show all (29) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2,682 $727,350,000 $271,197 $5,815 4.17%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 860 $231,220,000 $268,860 $5,983 4.24%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 726 $187,350,000 $258,058 $6,635 4.18%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 749 $169,975,000 $226,936 $5,214 4.20%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 700 $166,990,000 $238,557 $5,264 4.25%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 495 $161,665,000 $326,596 $6,690 4.22%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 550 $149,150,000 $271,182 $4,834 4.08%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 700 $148,380,000 $211,971 $5,981 4.22%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 472 $112,730,000 $238,835 $5,451 4.27%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 385 $92,965,000 $241,468 $6,185 4.27%
    JACKSONVILLE, FL (FHA|USDA|VA) 348 $78,630,000 $225,948 $5,324 4.27%
    PITTSBURGH, PA (FHA|USDA|VA) 254 $76,820,000 $302,441 $8,297 4.15%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 296 $67,230,000 $227,128 $4,908 4.08%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 134 $63,340,000 $472,687 $6,721 3.74%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 187 $54,995,000 $294,091 $6,082 4.15%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 124 $51,190,000 $412,823 $4,356 4.09%
    GAINESVILLE, FL (FHA|USDA|VA) 232 $50,370,000 $217,112 $4,729 4.11%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 189 $49,295,000 $260,820 $6,002 4.16%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 244 $49,290,000 $202,008 $6,711 4.03%
    ODESSA, TX (FHA|USDA|VA) 225 $46,715,000 $207,622 $7,911 4.75%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 196 $44,540,000 $227,245 $6,487 4.49%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 148 $34,240,000 $231,351 $5,292 4.15%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 139 $33,405,000 $240,324 $4,697 4.24%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 83 $33,035,000 $398,012 $5,899 3.59%
    TULSA, OK (FHA|USDA|VA) 177 $31,955,000 $180,537 $5,567 4.63%
    Outside of Metro Areas 168 $30,860,000 $183,690 $5,627 4.49%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 127 $28,805,000 $226,811 $6,171 4.31%
    MIDLAND, TX (FHA|USDA|VA) 107 $27,415,000 $256,215 $8,874 4.74%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 68 $25,180,000 $370,294 $4,937 3.96%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 118 $25,170,000 $213,305 $4,892 4.29%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 73 $24,405,000 $334,315 $6,190 4.02%
    LOUISVILLE, KY (FHA|USDA|VA) 78 $23,850,000 $305,769 $4,009 3.98%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 132 $23,670,000 $179,318 $4,558 4.19%
    PUNTA GORDA, FL (FHA|USDA|VA) 109 $23,395,000 $214,633 $6,070 4.37%
    BAKERSFIELD, CA (FHA|USDA|VA) 138 $22,380,000 $162,174 $7,706 3.59%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 41 $21,435,000 $522,805 $4,538 3.85%
    OCALA, FL (FHA|USDA|VA) 117 $21,395,000 $182,863 $4,653 4.24%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 52 $20,020,000 $385,000 $6,232 3.84%
    COLUMBUS, OH (FHA|USDA|VA) 91 $19,765,000 $217,198 $7,192 4.57%
    OWENSBORO, KY (FHA|USDA|VA) 98 $18,980,000 $193,673 $4,852 4.28%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 70 $18,180,000 $259,714 $6,333 4.51%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 103 $18,145,000 $176,165 $7,907 3.40%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 57 $15,865,000 $278,333 $5,940 4.17%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 66 $15,690,000 $237,727 $5,054 3.91%
    Pahrump, NV (FHA|USDA|VA) 83 $15,005,000 $180,783 $6,844 4.31%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 78 $13,610,000 $174,487 $5,128 4.39%
    SAN ANGELO, TX (FHA|USDA|VA) 79 $13,175,000 $166,772 $6,819 4.59%
    STOCKTON, CA (FHA|USDA|VA) 29 $11,795,000 $406,724 $5,018 3.78%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $11,100,000 $396,429 $4,005 3.80%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 30 $10,630,000 $354,333 $5,993 3.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 42 $9,960,000 $237,143 $5,791 4.35%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 33 $9,685,000 $293,485 $6,719 3.99%
    SAVANNAH, GA (FHA|USDA|VA) 36 $8,240,000 $228,889 $7,753 4.42%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 46 $8,070,000 $175,435 $6,926 4.09%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 19 $8,005,000 $421,316 $6,295 4.17%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 44 $7,600,000 $172,727 $4,693 4.61%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 15 $7,365,000 $491,000 $3,772 3.89%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 17 $7,235,000 $425,588 $3,876 3.75%
    GAINESVILLE, GA (FHA|USDA|VA) 35 $6,705,000 $191,571 $4,802 4.49%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 24 $6,440,000 $268,333 $5,908 4.27%
    Cañon City, CO (FHA|USDA|VA) 26 $6,030,000 $231,923 $6,119 3.79%
    Andrews, TX (FHA|USDA|VA) 21 $5,025,000 $239,286 $8,565 4.89%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 21 $4,655,000 $221,667 $5,752 4.24%
    Jefferson, GA (FHA|USDA|VA) 19 $4,445,000 $233,947 $5,132 4.14%
    THE VILLAGES, FL (FHA|USDA|VA) 21 $4,255,000 $202,619 $4,566 4.19%
    TALLAHASSEE, FL (FHA|USDA|VA) 21 $3,995,000 $190,238 $4,734 4.09%
    PUEBLO, CO (FHA|USDA|VA) 18 $3,860,000 $214,444 $6,734 4.53%
    GREELEY, CO (FHA|USDA|VA) 11 $3,765,000 $342,273 $6,332 3.88%
    Jasper, IN (FHA|USDA|VA) 19 $3,715,000 $195,526 $4,338 4.14%
    RALEIGH-CARY, NC (FHA|USDA|VA) 14 $3,700,000 $264,286 $3,598 3.99%
    ABILENE, TX (FHA|USDA|VA) 25 $3,585,000 $143,400 $6,477 5.39%
    WINCHESTER, VA-WV (FHA|USDA|VA) 11 $3,065,000 $278,636 $3,744 3.86%
    St. Marys, GA (FHA|USDA|VA) 13 $3,065,000 $235,769 $5,662 4.52%
    VALLEJO, CA (FHA|USDA|VA) 7 $3,025,000 $432,143 $6,154 3.59%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $2,980,000 $298,000 $4,685 4.23%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $2,450,000 $612,500 $5,507 4.09%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 6 $2,330,000 $388,333 $3,068 3.93%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,250,000 $281,250 $4,785 4.25%
    SALEM, OR (FHA|USDA|VA) 6 $2,140,000 $356,667 $9,206 4.04%
    Ardmore, OK (FHA|USDA|VA) 12 $2,070,000 $172,500 $4,677 4.33%
    RICHMOND, VA (FHA|USDA|VA) 6 $2,060,000 $343,333 $4,174 3.54%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 11 $2,055,000 $186,818 $4,033 4.26%
    BOULDER, CO (FHA|USDA|VA) 5 $2,025,000 $405,000 $5,065 3.60%
    BOWLING GREEN, KY (FHA|USDA|VA) 9 $2,005,000 $222,778 $5,565 4.69%
    WORCESTER, MA-CT (FHA|USDA|VA) 6 $1,890,000 $315,000 $3,569 3.97%
    Key West, FL (FHA|USDA|VA) 4 $1,780,000 $445,000 $6,058 4.31%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,695,000 $242,143 $5,551 4.25%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,645,000 $329,000 $5,504 4.05%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $1,625,000 $541,667 $4,253 4.08%
    LONGVIEW, TX (FHA|USDA|VA) 9 $1,615,000 $179,444 $6,324 4.90%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,560,000 $780,000 $10,779 3.56%
    REDDING, CA (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,734 4.06%
    Centralia, WA (FHA|USDA|VA) 4 $1,470,000 $367,500 $10,214 3.90%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $1,450,000 $241,667 $7,231 4.43%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,425,000 $285,000 $2,258 3.59%
    PANAMA CITY, FL (FHA|USDA|VA) 5 $1,415,000 $283,000 $5,120 3.94%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $1,405,000 $156,111 $5,457 4.85%
    EL PASO, TX (FHA|USDA|VA) 8 $1,390,000 $173,750 $5,478 4.36%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,365,000 $195,000 $7,349 4.57%
    CHICO, CA (FHA|USDA|VA) 6 $1,310,000 $218,333 $3,627 4.15%
    TYLER, TX (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,816 4.40%
    TUCSON, AZ (FHA|USDA|VA) 5 $1,215,000 $243,000 $2,841 3.79%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,340 4.18%
    Shelton, WA (FHA|USDA|VA) 4 $1,120,000 $280,000 $5,417 3.75%
    SPARTANBURG, SC (FHA|USDA|VA) 4 $1,100,000 $275,000 $2,374 4.21%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,541 3.62%
    Astoria, OR (FHA|USDA|VA) 3 $975,000 $325,000 $5,299 4.54%
    FORT COLLINS, CO (FHA|USDA|VA) 3 $955,000 $318,333 $2,467 3.46%
    Red Bluff, CA (FHA|USDA|VA) 3 $925,000 $308,333 $3,718 3.91%
    LONGVIEW, WA (FHA|USDA|VA) 3 $925,000 $308,333 $6,471 4.25%
    HARRISONBURG, VA (FHA|USDA|VA) 4 $910,000 $227,500 $3,644 3.66%
    Show Low, AZ (FHA|USDA|VA) 4 $870,000 $217,500 $3,991 5.09%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $855,000 $285,000 $4,267 4.46%
    Payson, AZ (FHA|USDA|VA) 4 $850,000 $212,500 $4,961 4.22%
    Ottawa, IL (FHA|USDA|VA) 5 $845,000 $169,000 $3,923 4.05%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $830,000 $207,500 $7,458 4.69%
    FLAGSTAFF, AZ (FHA|USDA|VA) 4 $810,000 $202,500 $4,472 3.97%
    BEND, OR (FHA|USDA|VA) 2 $770,000 $385,000 $3,239 3.50%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $765,000 $255,000 $2,759 3.37%
    CORVALLIS, OR (FHA|USDA|VA) 3 $755,000 $251,667 $4,816 3.83%
    Fernley, NV (FHA|USDA|VA) 2 $750,000 $375,000 $7,293 3.81%
    Minden, LA (FHA|USDA|VA) 4 $730,000 $182,500 $7,384 4.47%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $705,000 $705,000 $1,920 3.38%
    Oak Harbor, WA (FHA|USDA|VA) 2 $700,000 $350,000 $2,689 3.68%
    Concord, NH (FHA|USDA|VA) 3 $675,000 $225,000 $6,626 3.87%
    El Campo, TX (FHA|USDA|VA) 3 $675,000 $225,000 $9,341 3.87%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 5 $675,000 $135,000 $4,025 3.73%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $670,000 $335,000 $5,787 4.31%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $660,000 $330,000 $5,280 4.75%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $650,000 $162,500 $4,198 4.19%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $640,000 $320,000 $11,059 3.94%
    Gainesville, TX (FHA|USDA|VA) 3 $635,000 $211,667 $5,532 4.96%
    Palatka, FL (FHA|USDA|VA) 5 $625,000 $125,000 $4,643 4.48%
    Granbury, TX (FHA|USDA|VA) 3 $625,000 $208,333 $6,122 4.54%
    Jacksonville, TX (FHA|USDA|VA) 3 $615,000 $205,000 $6,826 4.71%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $570,000 $285,000 $3,523 4.56%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $570,000 $285,000 $5,542 4.43%
    WACO, TX (FHA|USDA|VA) 3 $565,000 $188,333 $5,373 4.33%
    AMARILLO, TX (FHA|USDA|VA) 3 $565,000 $188,333 $11,637 4.08%
    Pecos, TX (FHA|USDA|VA) 3 $555,000 $185,000 $4,855 4.33%
    Laconia, NH (FHA|USDA|VA) 3 $515,000 $171,667 $5,568 4.71%
    LUBBOCK, TX (FHA|USDA|VA) 4 $500,000 $125,000 $3,927 5.09%
    Bonham, TX (FHA|USDA|VA) 2 $500,000 $250,000 $4,913 4.56%
    Ada, OK (FHA|USDA|VA) 4 $500,000 $125,000 $2,826 4.84%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $495,000 $495,000 $9,688 3.99%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $480,000 $240,000 $4,453 4.88%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $465,000 $465,000 $15,876 4.13%
    Fredericksburg, TX (FHA|USDA|VA) 1 $455,000 $455,000 $8,455 3.99%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $450,000 $225,000 $5,788 4.44%
    SPRINGFIELD, MA (FHA|USDA|VA) 2 $440,000 $220,000 $2,921 4.25%
    Lebanon, NH-VT (FHA|USDA|VA) 3 $435,000 $145,000 $3,569 4.25%
    Muskogee, OK (FHA|USDA|VA) 3 $425,000 $141,667 $4,317 3.63%
    FRESNO, CA (FHA|USDA|VA) 2 $420,000 $210,000 $3,768 4.44%
    SALINAS, CA (FHA|USDA|VA) 1 $415,000 $415,000 $1,820 4.37%
    ALEXANDRIA, LA (FHA|USDA|VA) 2 $410,000 $205,000 $6,647 4.99%
    GADSDEN, AL (FHA|USDA|VA) 2 $400,000 $200,000 $3,480 4.69%
    Hood River, OR (FHA|USDA|VA) 1 $395,000 $395,000 $3,308 3.50%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $395,000 $395,000 $2,357 3.87%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $385,000 $385,000 $3,367 3.99%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $380,000 $190,000 $4,512 3.63%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $375,000 $375,000 $3,716 4.12%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $365,000 $365,000 $2,194 3.49%
    Weatherford, OK (FHA|USDA|VA) 2 $360,000 $180,000 $5,631 4.19%
    JONESBORO, AR (FHA|USDA|VA) 2 $360,000 $180,000 $3,443 4.56%
    Brenham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $10,467 4.38%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $355,000 $355,000 $16,359 3.99%
    Boone, NC (FHA|USDA|VA) 1 $335,000 $335,000 $3,572 3.99%
    Port Lavaca, TX (FHA|USDA|VA) 1 $325,000 $325,000 $13,253 3.63%
    MEDFORD, OR (FHA|USDA|VA) 1 $325,000 $325,000 $3,089 4.37%
    Del Rio, TX (FHA|USDA|VA) 1 $315,000 $315,000 $13,236 4.63%
    Bartlesville, OK (FHA|USDA|VA) 3 $315,000 $105,000 $5,333 4.58%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $305,000 $305,000 $2,879 3.75%
    Sevierville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $3,198 5.25%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,670 3.00%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $290,000 $145,000 $5,135 4.49%
    Arcadia, FL (FHA|USDA|VA) 1 $285,000 $285,000 $12,373 3.25%
    Prineville, OR (FHA|USDA|VA) 1 $285,000 $285,000 $8,976 3.50%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $285,000 $285,000 $1,630 3.63%
    YUBA CITY, CA (FHA|USDA|VA) 2 $280,000 $140,000 $13,198 3.06%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $280,000 $140,000 $3,880 4.38%
    Clewiston, FL (FHA|USDA|VA) 2 $270,000 $135,000 $5,662 4.56%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $265,000 $265,000 $9,476 3.50%
    Lufkin, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,187 4.63%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $7,973 3.38%
    KANKAKEE, IL (FHA|USDA|VA) 1 $245,000 $245,000 $7,478 4.63%
    Montrose, CO (FHA|USDA|VA) 1 $235,000 $235,000 $1,670 3.99%
    Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $1,666 4.13%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $225,000 $225,000 $3,257 4.38%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $225,000 $225,000 $3,876 3.63%
    Coos Bay, OR (FHA|USDA|VA) 1 $225,000 $225,000 $4,751 3.88%
    Lake City, FL (FHA|USDA|VA) 1 $225,000 $225,000 $5,991 3.99%
    MERCED, CA (FHA|USDA|VA) 1 $225,000 $225,000 $1,195 3.13%
    Sterling, CO (FHA|USDA|VA) 1 $215,000 $215,000 $6,345 4.13%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $3,468 5.49%
    VICTORIA, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,909 4.63%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $9,735 3.63%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $205,000 $205,000 $7,547 4.74%
    WILMINGTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,225 4.00%
    Indiana, PA (FHA|USDA|VA) 1 $205,000 $205,000 $10,975 5.75%
    Snyder, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,354 5.75%
    Pearsall, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,360 4.13%
    Seneca, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,119 3.50%
    Sikeston, MO (FHA|USDA|VA) 2 $190,000 $95,000 $4,330 4.06%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $190,000 $95,000 $5,384 4.31%
    Albertville, AL (FHA|USDA|VA) 1 $185,000 $185,000 $3,377 4.37%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,440 4.25%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $185,000 $185,000 $2,465 4.25%
    Henderson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,625 2.88%
    BURLINGTON, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,772 4.50%
    TOPEKA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $5,650 4.13%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,195 4.99%
    McAlester, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,937 4.25%
    Shawnee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,054 4.25%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,131 4.63%
    Clovis, NM (FHA|USDA|VA) 1 $165,000 $165,000 $2,920 4.75%
    Big Spring, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,967 4.63%
    Natchitoches, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,936 3.99%
    ENID, OK (FHA|USDA|VA) 1 $165,000 $165,000 $7,012 4.13%
    Durango, CO (FHA|USDA|VA) 1 $165,000 $165,000 $5,823 4.88%
    Stillwater, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,324 4.75%
    Washington Court House, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,545 5.13%
    MANHATTAN, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,884 3.38%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,923 5.88%
    ALBANY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,859 3.87%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,771 4.13%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,435 5.75%
    Cornelia, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,154 3.99%
    Danville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,635 3.25%
    Shelby, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,430 5.75%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $85,000 $85,000 $2,014 3.99%
    Branson, MO (FHA|USDA|VA) 1 $75,000 $75,000 $1,994 5.50%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $65,000 $65,000 $4,443 3.63%
    Sweetwater, TX (FHA|USDA|VA) 1 $65,000 $65,000 $7,176 4.99%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $35,000 $35,000 $3,339 5.99%
    Fbc Mortgage's top markets include Orlando, Tampa, Las Vegas, Deltona, and Atlanta among others.

    Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against FBC MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PIERREMONT MORTGAGE, INC.
    Similarity Rank: 33
    Heritage South Credit Union
    Similarity Rank: 36
    Bossier Federal Credit Union
    Similarity Rank: 42
    RED CROWN
    Similarity Rank: 45
    Tulsa Federal Credit Union
    Similarity Rank: 84
    Central Bank of Oklahoma
    Similarity Rank: 140
    VYSTAR
    Similarity Rank: 168
    Citizens First Bank
    Similarity Rank: 200
    SPACE COAST Credit Union
    Similarity Rank: 264
    SAN FRANCISCO FIRE CREDIT UNION
    Similarity Rank: 336

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,899 $2,066,545,000 $261,621 $4,627 4.20%
    FHA 4,434 $1,002,540,000 $226,103 $7,846 4.31%
    VA 1,883 $543,295,000 $288,526 $6,007 4.00%
    USDA 200 $39,310,000 $196,550 $5,416 4.02%

    For 2019, Fbc Mortgage's most frequently originated type of loan was Conventional, with 7,899 originations. Their 2nd most popular type was FHA, with 4,434 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,039 $2,710,645,000 $245,552 $6,156 4.27%
    Refi 2,397 $680,385,000 $283,849 $4,644 3.88%
    Cash Out Refi 980 $260,660,000 $265,980 $5,171 4.24%

    For 2019, Fbc Mortgage's most frequently cited loan purpose was Home Purchase, with 11,039 originations. The 2nd most popular reason was Refi, with 2,397 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 13,493 $3,433,565,000 $254,470 $5,907 4.24%
    15 Year 639 $150,175,000 $235,016 $4,504 3.63%
    20 Year 131 $33,455,000 $255,382 $4,348 3.98%
    30+ year 57 $19,505,000 $342,193 $9,154 4.31%
    Other 46 $10,220,000 $222,174 $5,374 4.44%
    10 Year 30 $3,600,000 $120,000 $3,765 3.94%
    5 Year 12 $1,110,000 $92,500 $4,745 1.51%
    3 Year 8 $60,000 $7,500 $0 0.00%

    For 2019, Fbc Mortgage's most frequently cited loan duration was 30 Year, with 13,493 originations. The 2nd most popular length was 15 Year, with 639 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 7,843 $2,017,825,000 $257,277
    $<1k 2,202 $585,260,000 $265,786
    $2k-3k 1,968 $463,410,000 $235,473
    $3k-4k 1,107 $270,225,000 $244,106
    $4k-5k 523 $141,535,000 $270,621
    $5k+ 514 $168,860,000 $328,521

    Fbc Mortgage's average total fees were $5,907, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,843 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,439 $1,810,395,000 $281,161
    4-5% 6,089 $1,483,935,000 $243,708
    5-6% 1,470 $292,990,000 $199,313
    2.5-3% 166 $44,200,000 $266,265
    <2.5% 147 $1,085,000 $7,381
    6-7% 104 $18,500,000 $177,885
    7-8% 1 $585,000 $585,000

    During 2019, Fbc Mortgage's average interest rate for loans was 4.24%, while their most frequently originated rate bucket for loans was 3-4%, with 6,439 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 8,394 $2,269,610,000 $270,385 $6,232 4.19%
    $100k-200k 3,868 $617,390,000 $159,615 $4,976 4.45%
    $400k-600k 1,349 $621,415,000 $460,649 $6,255 3.93%
    $100,000 or less 661 $34,505,000 $52,201 $3,806 3.59%
    $600k-1MM 130 $90,590,000 $696,846 $7,344 3.96%
    $1MM+ 14 $18,180,000 $1,298,571 $11,672 3.94%

    2019 saw Fbc Mortgage place emphasis on $200k-400k loans with 8,394 originations, totaling $2,269,610,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,786 $794,590,000 $209,876 $6,037 4.25%
    $100k-150k 2,792 $821,200,000 $294,126 $6,005 4.23%
    $75k-100k 2,642 $662,810,000 $250,874 $6,202 4.27%
    $50k or less 2,373 $412,205,000 $173,706 $5,351 4.20%
    $150k-250k 1,503 $526,505,000 $350,303 $5,741 4.14%
    $250k+ 528 $224,330,000 $424,867 $5,572 4.10%

    Fbc Mortgage lent most frequently to those with incomes in the $50k-75k range, with 3,786 originations. The second most popular income band? $100k-150k, with 2,792 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,101 $543,505,000 $258,689 $5,481 4.19%
    20-30% 1,964 $510,580,000 $259,969 $5,122 4.13%
    50-60% 1,519 $371,235,000 $244,394 $7,885 4.29%
    44% 651 $156,595,000 $240,545 $5,766 4.35%
    43% 588 $144,910,000 $246,446 $5,822 4.23%
    42% 579 $147,795,000 $255,259 $5,850 4.26%
    48% 572 $141,820,000 $247,937 $5,869 4.35%
    <20% 551 $142,495,000 $258,612 $4,487 4.02%
    41% 536 $137,630,000 $256,772 $5,972 4.28%
    45% 512 $127,060,000 $248,164 $5,911 4.36%
    47% 506 $126,970,000 $250,929 $5,965 4.28%
    40% 495 $121,345,000 $245,141 $5,744 4.17%
    49% 484 $121,890,000 $251,839 $6,484 4.34%
    39% 465 $120,785,000 $259,753 $5,838 4.23%
    46% 437 $106,375,000 $243,421 $6,020 4.34%
    38% 433 $109,905,000 $253,822 $5,629 4.33%
    36% 421 $108,165,000 $256,924 $5,574 4.11%
    37% 417 $103,215,000 $247,518 $5,715 4.21%
    >60% 36 $10,920,000 $303,333 $9,193 4.11%

    Fbc Mortgage lent most frequently to those with DTI ratios of 30-36%, with 2,101 originations. The next most common DTI ratio? 20-30%, with 1,964 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,147 $2,588,245,000 $255,075 $5,767 4.20%
    Not provided 2,253 $557,025,000 $247,237 $5,812 4.19%
    Black 1,352 $323,850,000 $239,534 $6,427 4.27%
    Asian 554 $155,910,000 $281,426 $5,655 4.11%
    American Indian 66 $14,490,000 $219,545 $6,210 4.35%
    Native Hawaiian or Islander 36 $9,940,000 $276,111 $6,235 4.28%
    Asian Indian 3 $1,385,000 $461,667 $7,170 4.46%
    Other Pacific Islander 5 $845,000 $169,000 $6,359 4.45%

    Approval Rates

    Total approvals of all applications
    96.30%

    Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.00%

    Fbc Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,416 $3,651,690,000 $253,308

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 220 $33,470,000 $152,136
    Single Family (1-4 Units):Site-Built 14,196 $3,618,220,000 $254,876

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 277 $43,115,000 $155,650 $3,721 4.12%
    40-60% 821 $185,655,000 $226,133 $4,214 4.08%
    60-80% 3,016 $832,780,000 $276,121 $4,735 4.22%
    80-100% 8,917 $2,277,405,000 $255,400 $6,275 4.31%
    Over 100% 426 $126,340,000 $296,573 $10,516 4.09%
    Under 20% 262 $4,250,000 $16,221 $3,357 1.98%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FBC MORTGAGE, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    FBC MORTGAGE, LLC Conventional home mortgage Trouble during payment process 1 16.7%
    FBC MORTGAGE, LLC FHA mortgage Incorrect information on your report 1 16.7%
    FBC MORTGAGE, LLC Other type of mortgage Struggling to pay mortgage 1 16.7%
    FBC MORTGAGE, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    FBC MORTGAGE, LLC VA mortgage Struggling to pay mortgage 1 16.7%