Fbc Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 5493005JPZ3LXXMB0S24

Tax ID: 20-3702275

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Mortgage Data

Review & Overview

Fbc Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Tampa, Atlanta, Deltona, and Lakeland among others. We have data for 358 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fbc Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fbc Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.78% 11/17/24
30 Year Conventional Refi 6.60% 11/17/24
30 Year Cash-out Refi 6.84% 11/17/24
30 Year FHA Purchase 7.47% 11/17/24
30 Year FHA Refi 7.19% 11/17/24
30 Year VA Purchase 6.29% 11/17/24
30 Year VA Refi 5.78% 11/17/24
30 Year USDA Purchase 6.88% 11/17/24
15 Year Conventional Purchase 6.27% 11/17/24
15 Year Conventional Refi 6.06% 11/17/24
15 Year Cash-out Refi 6.06% 11/17/24
15 Year FHA Purchase 7.36% 11/17/24
15 Year VA Purchase 6.52% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Fbc Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Fbc Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

22,879

Origination Dollar Volume (All Markets)

$6,308,695,000
Show all (66) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3,757 $1,098,135,000 $292,290 $5,816 3.14%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,443 $407,455,000 $282,367 $5,788 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,170 $311,320,000 $266,085 $5,654 3.14%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1,170 $290,330,000 $248,145 $5,878 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1,065 $244,745,000 $229,808 $7,046 3.10%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 679 $235,345,000 $346,605 $6,609 3.17%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 765 $220,905,000 $288,765 $4,880 3.22%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 730 $204,330,000 $279,904 $5,995 3.09%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 696 $188,840,000 $271,322 $5,738 3.14%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 492 $188,110,000 $382,337 $5,163 3.02%
JACKSONVILLE, FL (FHA|USDA|VA) 692 $181,810,000 $262,731 $5,969 3.14%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 430 $118,170,000 $274,814 $6,114 3.04%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 274 $114,080,000 $416,350 $3,322 3.09%
PORT ST. LUCIE, FL (FHA|USDA|VA) 446 $113,250,000 $253,924 $6,269 3.17%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 449 $111,065,000 $247,361 $7,608 2.85%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 424 $104,760,000 $247,075 $4,222 3.15%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 202 $97,720,000 $483,762 $7,397 3.05%
PITTSBURGH, PA (FHA|USDA|VA) 273 $84,335,000 $308,919 $7,463 3.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 361 $76,365,000 $211,537 $6,858 3.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 211 $69,695,000 $330,308 $4,944 3.10%
GAINESVILLE, FL (FHA|USDA|VA) 284 $68,410,000 $240,880 $4,639 3.18%
STOCKTON, CA (FHA|USDA|VA) 159 $64,525,000 $405,818 $5,575 3.19%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 136 $60,300,000 $443,382 $5,149 2.98%
BAKERSFIELD, CA (FHA|USDA|VA) 327 $60,035,000 $183,593 $7,500 2.82%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 215 $56,285,000 $261,791 $4,629 3.15%
LOUISVILLE, KY (FHA|USDA|VA) 195 $54,745,000 $280,744 $3,825 2.98%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 219 $54,595,000 $249,292 $4,753 3.20%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 190 $54,290,000 $285,737 $7,851 3.30%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 148 $52,390,000 $353,986 $4,031 3.12%
TULSA, OK (FHA|USDA|VA) 270 $51,210,000 $189,667 $5,789 3.21%
Outside of Metro Areas 233 $50,575,000 $217,060 $5,517 3.27%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 94 $48,770,000 $518,830 $4,538 3.02%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 206 $46,980,000 $228,058 $5,950 3.21%
MODESTO, CA (FHA|USDA|VA) 178 $46,890,000 $263,427 $6,195 3.14%
COLUMBUS, OH (FHA|USDA|VA) 161 $39,265,000 $243,882 $6,880 3.23%
ODESSA, TX (FHA|USDA|VA) 170 $38,680,000 $227,529 $7,906 3.48%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 103 $38,025,000 $369,175 $5,622 3.11%
OKLAHOMA CITY, OK (FHA|USDA|VA) 186 $37,710,000 $202,742 $4,791 3.29%
PUNTA GORDA, FL (FHA|USDA|VA) 167 $37,475,000 $224,401 $6,333 3.25%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 162 $37,260,000 $230,000 $6,257 3.26%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 78 $35,020,000 $448,974 $7,716 3.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 139 $32,675,000 $235,072 $4,839 3.12%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 108 $30,680,000 $284,074 $5,469 3.10%
Pahrump, NV (FHA|USDA|VA) 143 $30,455,000 $212,972 $5,786 3.12%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 152 $28,120,000 $185,000 $7,121 3.31%
OCALA, FL (FHA|USDA|VA) 131 $24,455,000 $186,679 $5,289 3.25%
MIDLAND, TX (FHA|USDA|VA) 98 $23,830,000 $243,163 $8,643 3.48%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 60 $22,710,000 $378,500 $6,904 3.17%
OWENSBORO, KY (FHA|USDA|VA) 104 $22,400,000 $215,385 $5,573 3.14%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 67 $21,685,000 $323,657 $5,784 3.11%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 99 $19,965,000 $201,667 $5,830 3.23%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 74 $18,380,000 $248,378 $5,536 2.96%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 44 $17,750,000 $403,409 $2,815 3.10%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 32 $17,410,000 $544,063 $3,492 2.97%
Muskogee, OK (FHA|USDA|VA) 92 $15,170,000 $164,891 $5,336 3.15%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 48 $14,030,000 $292,292 $6,389 3.11%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 51 $13,255,000 $259,902 $4,734 3.14%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 69 $12,845,000 $186,159 $4,759 3.38%
VALLEJO, CA (FHA|USDA|VA) 29 $12,725,000 $438,793 $6,597 2.99%
RALEIGH-CARY, NC (FHA|USDA|VA) 43 $11,745,000 $273,140 $5,385 3.09%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 34 $11,320,000 $332,941 $6,412 3.03%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 31 $10,245,000 $330,484 $5,944 2.98%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 32 $9,950,000 $310,938 $6,447 3.27%
PANAMA CITY, FL (FHA|USDA|VA) 35 $8,745,000 $249,857 $7,023 3.18%
CaƱon City, CO (FHA|USDA|VA) 39 $8,385,000 $215,000 $4,776 3.24%
BOWLING GREEN, KY (FHA|USDA|VA) 34 $8,150,000 $239,706 $4,722 3.06%
MERCED, CA (FHA|USDA|VA) 29 $7,745,000 $267,069 $5,258 3.19%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 30 $7,450,000 $248,333 $5,091 3.07%
THE VILLAGES, FL (FHA|USDA|VA) 38 $7,380,000 $194,211 $5,502 3.09%
TALLAHASSEE, FL (FHA|USDA|VA) 35 $7,295,000 $208,429 $5,730 3.12%
GAINESVILLE, GA (FHA|USDA|VA) 26 $6,700,000 $257,692 $4,758 3.03%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 36 $6,680,000 $185,556 $5,212 3.03%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 23 $6,585,000 $286,304 $5,909 3.09%
RICHMOND, VA (FHA|USDA|VA) 21 $6,505,000 $309,762 $4,983 3.14%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 22 $6,460,000 $293,636 $6,707 3.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 24 $6,420,000 $267,500 $5,856 3.11%
GREELEY, CO (FHA|USDA|VA) 16 $6,090,000 $380,625 $3,491 3.14%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 24 $6,040,000 $251,667 $5,337 3.13%
SAVANNAH, GA (FHA|USDA|VA) 21 $5,975,000 $284,524 $6,626 2.99%
Talladega-Sylacauga, AL (FHA|USDA|VA) 29 $5,825,000 $200,862 $6,149 3.01%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 17 $5,775,000 $339,706 $4,913 3.03%
Tahlequah, OK (FHA|USDA|VA) 23 $5,415,000 $235,435 $5,522 3.23%
Jefferson, GA (FHA|USDA|VA) 21 $5,305,000 $252,619 $4,838 3.20%
CORPUS CHRISTI, TX (FHA|USDA|VA) 21 $5,245,000 $249,762 $6,992 2.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $5,205,000 $578,333 $7,250 3.11%
Jasper, IN (FHA|USDA|VA) 24 $5,140,000 $214,167 $4,975 3.14%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 20 $4,680,000 $234,000 $5,060 3.04%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 32 $4,630,000 $144,688 $4,871 2.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 19 $4,625,000 $243,421 $3,674 2.87%
St. Marys, GA (FHA|USDA|VA) 20 $4,610,000 $230,500 $7,330 3.12%
FLAGSTAFF, AZ (FHA|USDA|VA) 13 $4,355,000 $335,000 $5,137 3.52%
YUBA CITY, CA (FHA|USDA|VA) 16 $4,340,000 $271,250 $6,505 2.90%
Andrews, TX (FHA|USDA|VA) 16 $4,230,000 $264,375 $8,146 3.47%
ST. LOUIS, MO-IL (FHA|USDA|VA) 17 $4,195,000 $246,765 $3,360 3.34%
HUNTSVILLE, AL (FHA|USDA|VA) 18 $4,060,000 $225,556 $4,372 2.95%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $4,035,000 $576,429 $5,753 3.25%
BOULDER, CO (FHA|USDA|VA) 8 $3,930,000 $491,250 $4,942 3.11%
LYNCHBURG, VA (FHA|USDA|VA) 23 $3,515,000 $152,826 $3,935 3.43%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 11 $3,445,000 $313,182 $3,581 2.97%
SALINAS, CA (FHA|USDA|VA) 6 $3,380,000 $563,333 $4,932 2.87%
PUEBLO, CO (FHA|USDA|VA) 13 $3,235,000 $248,846 $3,538 3.08%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $3,230,000 $269,167 $6,609 3.02%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $3,225,000 $358,333 $4,339 2.97%
JONESBORO, AR (FHA|USDA|VA) 19 $3,095,000 $162,895 $6,675 3.05%
FRESNO, CA (FHA|USDA|VA) 12 $3,090,000 $257,500 $4,999 3.19%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $3,085,000 $181,471 $6,756 2.85%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $3,080,000 $308,000 $6,356 2.84%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $3,000,000 $500,000 $8,915 2.98%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $2,775,000 $213,462 $4,591 3.10%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $2,610,000 $435,000 $4,916 2.83%
WINCHESTER, VA-WV (FHA|USDA|VA) 9 $2,425,000 $269,444 $5,922 3.43%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 8 $2,420,000 $302,500 $3,867 3.19%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $2,385,000 $216,818 $4,341 3.43%
TUCSON, AZ (FHA|USDA|VA) 9 $2,365,000 $262,778 $4,721 3.28%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 8 $2,310,000 $288,750 $1,589 2.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $2,290,000 $229,000 $3,002 3.21%
Show Low, AZ (FHA|USDA|VA) 10 $2,280,000 $228,000 $4,844 3.16%
Key West, FL (FHA|USDA|VA) 4 $2,270,000 $567,500 $6,823 3.16%
VISALIA, CA (FHA|USDA|VA) 10 $2,270,000 $227,000 $6,268 2.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $2,180,000 $545,000 $4,583 2.94%
FORT COLLINS, CO (FHA|USDA|VA) 7 $2,175,000 $310,714 $4,552 3.02%
Payson, AZ (FHA|USDA|VA) 9 $2,125,000 $236,111 $3,848 3.19%
EL CENTRO, CA (FHA|USDA|VA) 8 $2,100,000 $262,500 $4,218 3.33%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $2,100,000 $262,500 $5,915 3.08%
Hood River, OR (FHA|USDA|VA) 5 $2,005,000 $401,000 $4,036 2.80%
SAN ANGELO, TX (FHA|USDA|VA) 11 $1,925,000 $175,000 $6,521 3.78%
Ardmore, OK (FHA|USDA|VA) 10 $1,780,000 $178,000 $4,465 3.40%
MADERA, CA (FHA|USDA|VA) 7 $1,675,000 $239,286 $5,794 3.14%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 6 $1,660,000 $276,667 $3,648 3.27%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,635,000 $233,571 $5,658 2.79%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,625,000 $232,143 $3,834 2.84%
RENO, NV (FHA|USDA|VA) 5 $1,625,000 $325,000 $6,032 2.67%
Lake City, FL (FHA|USDA|VA) 8 $1,540,000 $192,500 $4,290 3.64%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,510,000 $188,750 $4,901 3.37%
Centralia, WA (FHA|USDA|VA) 5 $1,485,000 $297,000 $7,995 3.00%
SALEM, OR (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,733 3.42%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,420,000 $355,000 $4,582 2.94%
GADSDEN, AL (FHA|USDA|VA) 5 $1,415,000 $283,000 $3,426 2.90%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,886 3.29%
AMARILLO, TX (FHA|USDA|VA) 5 $1,365,000 $273,000 $7,158 3.60%
CHICO, CA (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,149 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,737 3.02%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,367 2.85%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,285,000 $183,571 $5,173 3.16%
Lebanon, NH-VT (FHA|USDA|VA) 3 $1,285,000 $428,333 $2,864 2.71%
ABILENE, TX (FHA|USDA|VA) 7 $1,245,000 $177,857 $5,209 3.55%
BEND, OR (FHA|USDA|VA) 3 $1,235,000 $411,667 $5,764 3.08%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,982 2.84%
NAPA, CA (FHA|USDA|VA) 3 $1,205,000 $401,667 $2,926 3.04%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,075,000 $215,000 $5,330 3.28%
MOBILE, AL (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,348 2.85%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,860 2.93%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,258 2.83%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,712 3.22%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,059 3.09%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,645 3.15%
EL PASO, TX (FHA|USDA|VA) 6 $980,000 $163,333 $7,302 3.29%
Mount Pleasant, TX (FHA|USDA|VA) 1 $975,000 $975,000 $16,062 3.00%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $965,000 $193,000 $4,040 3.25%
Sevierville, TN (FHA|USDA|VA) 3 $935,000 $311,667 $4,822 3.88%
TYLER, TX (FHA|USDA|VA) 5 $905,000 $181,000 $5,483 3.60%
Forest City, NC (FHA|USDA|VA) 2 $900,000 $450,000 $3,534 2.93%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $895,000 $179,000 $6,241 2.82%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $890,000 $222,500 $7,420 3.19%
Cornelia, GA (FHA|USDA|VA) 3 $875,000 $291,667 $7,275 3.46%
The Dalles, OR (FHA|USDA|VA) 3 $875,000 $291,667 $7,825 3.29%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $855,000 $285,000 $4,418 3.25%
DOTHAN, AL (FHA|USDA|VA) 3 $855,000 $285,000 $6,434 2.92%
Richmond-Berea, KY (FHA|USDA|VA) 3 $845,000 $281,667 $3,309 3.25%
Albertville, AL (FHA|USDA|VA) 3 $815,000 $271,667 $7,092 3.29%
Ottawa, IL (FHA|USDA|VA) 5 $815,000 $163,000 $2,018 3.43%
KNOXVILLE, TN (FHA|USDA|VA) 4 $810,000 $202,500 $4,148 3.22%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $800,000 $200,000 $3,886 3.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $795,000 $265,000 $4,482 4.21%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $780,000 $195,000 $5,156 3.00%
Bartlesville, OK (FHA|USDA|VA) 5 $765,000 $153,000 $6,525 3.15%
Breckenridge, CO (FHA|USDA|VA) 2 $760,000 $380,000 $1,916 3.12%
LONGVIEW, TX (FHA|USDA|VA) 4 $750,000 $187,500 $5,835 3.22%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $745,000 $248,333 $3,566 2.92%
BATON ROUGE, LA (FHA|USDA|VA) 4 $740,000 $185,000 $3,894 3.00%
DECATUR, AL (FHA|USDA|VA) 3 $735,000 $245,000 $6,480 3.17%
Palatka, FL (FHA|USDA|VA) 4 $730,000 $182,500 $5,557 3.16%
CORVALLIS, OR (FHA|USDA|VA) 2 $730,000 $365,000 $6,300 3.13%
Morehead City, NC (FHA|USDA|VA) 1 $715,000 $715,000 $20,190 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $705,000 $235,000 $5,524 3.13%
WACO, TX (FHA|USDA|VA) 3 $705,000 $235,000 $3,779 3.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $700,000 $175,000 $5,166 3.37%
LUBBOCK, TX (FHA|USDA|VA) 4 $700,000 $175,000 $4,405 3.50%
Huntsville, TX (FHA|USDA|VA) 3 $695,000 $231,667 $7,103 3.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $690,000 $172,500 $4,719 3.69%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $670,000 $167,500 $4,520 2.81%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $660,000 $330,000 $5,665 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $650,000 $325,000 $10,071 3.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $650,000 $325,000 $3,647 2.94%
TOLEDO, OH (FHA|USDA|VA) 3 $625,000 $208,333 $4,828 2.92%
Sonora, CA (FHA|USDA|VA) 2 $620,000 $310,000 $7,818 2.87%
Athens, TX (FHA|USDA|VA) 3 $615,000 $205,000 $8,556 3.42%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $615,000 $615,000 $4,568 4.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $615,000 $123,000 $5,809 2.90%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $610,000 $305,000 $5,347 2.63%
Williston, ND (FHA|USDA|VA) 2 $610,000 $305,000 $6,656 3.25%
Boone, NC (FHA|USDA|VA) 2 $590,000 $295,000 $3,337 2.69%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $585,000 $195,000 $4,534 3.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $575,000 $191,667 $3,065 3.21%
Jackson, WY-ID (FHA|USDA|VA) 1 $565,000 $565,000 $4,083 3.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $555,000 $185,000 $5,380 3.17%
Torrington, CT (FHA|USDA|VA) 2 $550,000 $275,000 $7,822 3.19%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $550,000 $275,000 $7,011 3.00%
MANSFIELD, OH (FHA|USDA|VA) 2 $550,000 $275,000 $6,125 2.75%
Vineyard Haven, MA (FHA|USDA|VA) 1 $545,000 $545,000 $5,180 4.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $540,000 $270,000 $3,823 3.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $535,000 $178,333 $4,279 3.08%
ANCHORAGE, AK (FHA|USDA|VA) 2 $520,000 $260,000 $4,814 3.31%
Kerrville, TX (FHA|USDA|VA) 1 $515,000 $515,000 $6,042 3.13%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $505,000 $168,333 $4,032 3.08%
HAMMOND, LA (FHA|USDA|VA) 2 $500,000 $250,000 $5,506 3.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $500,000 $250,000 $5,591 2.81%
Wauchula, FL (FHA|USDA|VA) 1 $495,000 $495,000 $3,942 3.13%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $490,000 $245,000 $10,490 2.94%
REDDING, CA (FHA|USDA|VA) 2 $470,000 $235,000 $5,054 3.19%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $460,000 $230,000 $3,865 2.44%
Cullowhee, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,255 3.13%
Red Wing, MN (FHA|USDA|VA) 2 $450,000 $225,000 $5,040 3.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $440,000 $220,000 $5,173 3.19%
Fredericksburg, TX (FHA|USDA|VA) 1 $435,000 $435,000 $3,473 2.50%
VALDOSTA, GA (FHA|USDA|VA) 2 $430,000 $215,000 $3,480 3.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $430,000 $215,000 $5,814 3.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $415,000 $138,333 $2,242 2.63%
Duncan, OK (FHA|USDA|VA) 1 $415,000 $415,000 $4,149 3.38%
AKRON, OH (FHA|USDA|VA) 2 $410,000 $205,000 $4,957 3.13%
ROANOKE, VA (FHA|USDA|VA) 2 $410,000 $205,000 $4,820 2.75%
Rockport, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,879 3.13%
Edwards, CO (FHA|USDA|VA) 1 $405,000 $405,000 $3,640 2.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $390,000 $195,000 $4,670 3.44%
Bonham, TX (FHA|USDA|VA) 2 $390,000 $195,000 $7,561 3.69%
Durant, OK (FHA|USDA|VA) 2 $390,000 $195,000 $4,257 3.00%
Ukiah, CA (FHA|USDA|VA) 1 $385,000 $385,000 $7,988 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $385,000 $385,000 $3,129 3.38%
Glenwood Springs, CO (FHA|USDA|VA) 1 $375,000 $375,000 $1,575 3.25%
SANTA FE, NM (FHA|USDA|VA) 1 $375,000 $375,000 $8,263 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $375,000 $375,000 $1,055 2.75%
Stillwater, OK (FHA|USDA|VA) 2 $370,000 $185,000 $4,148 3.50%
MONTGOMERY, AL (FHA|USDA|VA) 1 $365,000 $365,000 $3,686 2.99%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $365,000 $365,000 $3,792 2.88%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $365,000 $365,000 $3,238 2.75%
Juneau, AK (FHA|USDA|VA) 1 $365,000 $365,000 $8,072 3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $365,000 $365,000 $1,444 2.99%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $350,000 $175,000 $4,049 3.50%
ANN ARBOR, MI (FHA|USDA|VA) 1 $335,000 $335,000 $3,269 2.99%
Palestine, TX (FHA|USDA|VA) 3 $325,000 $108,333 $5,373 2.96%
MORGANTOWN, WV (FHA|USDA|VA) 1 $315,000 $315,000 $3,561 3.38%
Alice, TX (FHA|USDA|VA) 2 $310,000 $155,000 $7,886 2.81%
FORT WAYNE, IN (FHA|USDA|VA) 2 $310,000 $155,000 $3,199 2.75%
Okeechobee, FL (FHA|USDA|VA) 2 $300,000 $150,000 $5,895 4.81%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $295,000 $295,000 $4,425 3.00%
Nacogdoches, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,539 4.99%
Roswell, NM (FHA|USDA|VA) 1 $295,000 $295,000 $6,881 3.00%
Paragould, AR (FHA|USDA|VA) 2 $290,000 $145,000 $4,544 3.25%
Hailey, ID (FHA|USDA|VA) 1 $285,000 $285,000 $4,315 3.38%
Shelton, WA (FHA|USDA|VA) 1 $285,000 $285,000 $8,175 2.88%
Minden, LA (FHA|USDA|VA) 2 $280,000 $140,000 $5,504 3.44%
Sikeston, MO (FHA|USDA|VA) 3 $275,000 $91,667 $3,862 4.24%
Susanville, CA (FHA|USDA|VA) 3 $275,000 $91,667 $13,038 1.71%
Corsicana, TX (FHA|USDA|VA) 1 $275,000 $275,000 $2,905 2.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $275,000 $275,000 $7,628 3.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $275,000 $275,000 $5,040 3.13%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,848 2.75%
El Dorado, AR (FHA|USDA|VA) 1 $265,000 $265,000 $5,792 3.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $255,000 $255,000 $9,181 3.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $250,000 $125,000 $4,881 3.50%
LONGVIEW, WA (FHA|USDA|VA) 1 $245,000 $245,000 $9,254 3.50%
MEDFORD, OR (FHA|USDA|VA) 1 $245,000 $245,000 $6,152 2.75%
Seneca, SC (FHA|USDA|VA) 1 $245,000 $245,000 $651 3.13%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $245,000 $245,000 $6,993 3.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $245,000 $245,000 $5,611 3.38%
LINCOLN, NE (FHA|USDA|VA) 1 $235,000 $235,000 $5,261 2.88%
Weatherford, OK (FHA|USDA|VA) 1 $235,000 $235,000 $5,611 3.38%
Del Rio, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,610 2.75%
Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $1,148 3.63%
Hobbs, NM (FHA|USDA|VA) 1 $235,000 $235,000 $5,793 2.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $235,000 $235,000 $2,499 3.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,993 2.25%
Clearlake, CA (FHA|USDA|VA) 1 $235,000 $235,000 $2,595 2.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $225,000 $225,000 $4,944 3.00%
EspaƱola, NM (FHA|USDA|VA) 1 $225,000 $225,000 $5,449 3.38%
Newport, OR (FHA|USDA|VA) 1 $225,000 $225,000 $4,696 3.25%
Prineville, OR (FHA|USDA|VA) 1 $225,000 $225,000 $5,716 3.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $225,000 $225,000 $5,141 2.25%
Whitewater, WI (FHA|USDA|VA) 1 $225,000 $225,000 $6,372 2.25%
Sanford, NC (FHA|USDA|VA) 1 $225,000 $225,000 $1,440 2.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $225,000 $225,000 $5,607 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $225,000 $225,000 $4,916 2.75%
HARRISONBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $2,087 3.75%
JACKSON, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,943 2.63%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $215,000 $215,000 $5,377 3.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,547 3.99%
Pecos, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,884 5.00%
VICTORIA, TX (FHA|USDA|VA) 1 $205,000 $205,000 $9,334 3.38%
Rock Springs, WY (FHA|USDA|VA) 1 $205,000 $205,000 $2,724 3.49%
ROCKFORD, IL (FHA|USDA|VA) 1 $205,000 $205,000 $5,684 2.75%
Gainesville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,256 2.99%
Big Spring, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,131 3.75%
LANCASTER, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,975 2.75%
West Point, MS (FHA|USDA|VA) 1 $205,000 $205,000 $4,581 3.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $205,000 $205,000 $3,729 3.38%
BANGOR, ME (FHA|USDA|VA) 1 $205,000 $205,000 $3,061 3.25%
Calhoun, GA (FHA|USDA|VA) 1 $205,000 $205,000 $6,187 3.25%
Natchitoches, LA (FHA|USDA|VA) 2 $200,000 $100,000 $3,574 3.19%
LAS CRUCES, NM (FHA|USDA|VA) 1 $195,000 $195,000 $5,027 2.75%
Minot, ND (FHA|USDA|VA) 1 $195,000 $195,000 $4,218 2.75%
Pullman, WA (FHA|USDA|VA) 1 $195,000 $195,000 $2,765 2.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $195,000 $195,000 $5,700 3.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,498 3.25%
SAGINAW, MI (FHA|USDA|VA) 1 $195,000 $195,000 $4,428 3.25%
Cullman, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,502 3.13%
Cordele, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,097 3.13%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $185,000 $185,000 $4,208 3.75%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,057 2.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $185,000 $185,000 $1,839 3.00%
Rochelle, IL (FHA|USDA|VA) 1 $185,000 $185,000 $4,497 3.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,564 2.99%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,984 3.99%
WILMINGTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,159 2.75%
Bardstown, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,904 2.99%
KOKOMO, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,009 3.25%
Central City, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,227 3.13%
Winfield, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,739 2.99%
Craig, CO (FHA|USDA|VA) 1 $165,000 $165,000 $10,630 3.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,352 3.74%
Bay City, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,310 3.13%
Searcy, AR (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,981 2.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $155,000 $155,000 $4,821 3.38%
Aberdeen, WA (FHA|USDA|VA) 1 $155,000 $155,000 $2,135 2.88%
Madison, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,214 3.38%
APPLETON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,841 2.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,031 3.13%
Fort Payne, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,556 3.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $145,000 $145,000 $4,447 2.75%
Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $8,829 2.88%
JOPLIN, MO (FHA|USDA|VA) 1 $145,000 $145,000 $5,289 3.25%
Miami, OK (FHA|USDA|VA) 2 $140,000 $70,000 $4,274 2.75%
Orangeburg, SC (FHA|USDA|VA) 1 $135,000 $135,000 $6,381 2.88%
Pontiac, IL (FHA|USDA|VA) 1 $135,000 $135,000 $5,093 3.25%
Montrose, CO (FHA|USDA|VA) 1 $125,000 $125,000 $1,800 2.99%
LaGrange, GA-AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,813 3.63%
Summerville, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,362 2.75%
Red Bluff, CA (FHA|USDA|VA) 1 $105,000 $105,000 $3,476 2.25%
TOPEKA, KS (FHA|USDA|VA) 1 $105,000 $105,000 $1,468 3.13%
DuBois, PA (FHA|USDA|VA) 1 $95,000 $95,000 $6,497 3.63%
Paris, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,893 3.38%
Shawnee, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,217 2.75%
Danville, VA (FHA|USDA|VA) 1 $95,000 $95,000 $2,638 3.38%
Ada, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,942 4.13%
Indiana, PA (FHA|USDA|VA) 1 $85,000 $85,000 $6,291 3.88%
Meadville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,365 4.88%
WICHITA, KS (FHA|USDA|VA) 1 $55,000 $55,000 $4,089 3.25%
GREENVILLE, NC (FHA|USDA|VA) 1 $55,000 $55,000 $2,334 3.13%
Fbc Mortgage's top markets include Orlando, Tampa, Atlanta, Deltona, and Lakeland among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FBC MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PIERREMONT MORTGAGE, INC.
    Similarity Rank: 76
    Bossier Federal Credit Union
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    Heritage South Credit Union
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    AOD Federal Credit Union
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    Tyndall Federal Credit Union
    Similarity Rank: 216
    Citizens First Bank
    Similarity Rank: 288
    1ST NORTHERN CALIFORNIA
    Similarity Rank: 336
    RED CROWN
    Similarity Rank: 408
    MORTGAGE CLEARING CORPORATION
    Similarity Rank: 437
    Envision Credit Union
    Similarity Rank: 437

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 12,915 $3,691,355,000 $285,819 $4,471 3.19%
    FHA 6,682 $1,631,100,000 $244,104 $8,391 3.12%
    VA 2,845 $894,845,000 $314,533 $5,771 2.92%
    USDA 437 $91,395,000 $209,142 $6,254 3.01%

    For 2020, Fbc Mortgage's most frequently originated type of loan was Conventional, with 12,915 originations. Their 2nd most popular type was FHA, with 6,682 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14,685 $3,931,615,000 $267,730 $6,682 3.15%
    Refi 6,399 $1,868,935,000 $292,067 $4,144 3.04%
    Cash Out Refi 1,795 $508,145,000 $283,089 $4,944 3.30%

    For 2020, Fbc Mortgage's most frequently cited loan purpose was Home Purchase, with 14,685 originations. The 2nd most popular reason was Refi, with 6,399 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 20,569 $5,716,815,000 $277,934 $6,016 3.16%
    15 Year 1,416 $354,930,000 $250,657 $3,925 2.78%
    20 Year 428 $118,420,000 $276,682 $3,908 3.09%
    Other 335 $92,485,000 $276,075 $4,892 3.08%
    10 Year 58 $11,560,000 $199,310 $3,319 2.76%
    30+ year 47 $14,235,000 $302,872 $8,135 3.06%
    3 Year 15 $125,000 $8,333 $0 0.00%
    5 Year 11 $125,000 $11,364 $0 0.50%

    For 2020, Fbc Mortgage's most frequently cited loan duration was 30 Year, with 20,569 originations. The 2nd most popular length was 15 Year, with 1,416 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 12,683 $3,519,875,000 $277,527
    $2k-3k 3,369 $854,705,000 $253,697
    $<1k 3,107 $923,575,000 $297,256
    $3k-4k 1,602 $419,150,000 $261,642
    $4k-5k 928 $264,200,000 $284,698
    $5k+ 927 $316,245,000 $341,149

    Fbc Mortgage's average total fees were $6,016, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 12,683 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 11,184 $2,986,460,000 $267,030
    2.5-3% 9,267 $2,703,175,000 $291,699
    <2.5% 1,546 $426,080,000 $275,602
    4-5% 736 $165,530,000 $224,905
    5-6% 145 $27,275,000 $188,103
    6-7% 1 $175,000 $175,000

    During 2020, Fbc Mortgage's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 11,184 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 14,116 $3,905,060,000 $276,641 $6,187 3.13%
    $100k-200k 4,984 $809,150,000 $162,350 $4,779 3.27%
    $400k-600k 2,807 $1,320,975,000 $470,600 $5,907 3.02%
    $100,000 or less 654 $36,570,000 $55,917 $3,789 2.61%
    $600k-1MM 292 $204,780,000 $701,301 $8,044 3.06%
    $1MM+ 26 $32,160,000 $1,236,923 $11,034 3.05%

    2020 saw Fbc Mortgage place emphasis on $200k-400k loans with 14,116 originations, totaling $3,905,060,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,608 $1,263,000,000 $225,214 $6,349 3.14%
    $100k-150k 4,367 $1,355,485,000 $310,393 $5,816 3.17%
    $75k-100k 4,050 $1,085,160,000 $267,941 $6,240 3.16%
    $150k-250k 2,768 $1,029,510,000 $371,933 $5,309 3.14%
    $50k or less 2,707 $479,455,000 $177,117 $5,736 3.15%
    $250k+ 1,009 $428,975,000 $425,149 $5,293 3.13%

    Fbc Mortgage lent most frequently to those with incomes in the $50k-75k range, with 5,608 originations. The second most popular income band? $100k-150k, with 4,367 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,734 $1,060,000,000 $283,878 $4,867 3.14%
    30-36% 3,367 $955,615,000 $283,818 $5,432 3.17%
    50-60% 2,024 $524,270,000 $259,027 $8,737 3.06%
    <20% 1,272 $368,680,000 $289,843 $4,411 3.04%
    44% 939 $253,775,000 $270,261 $5,925 3.24%
    42% 825 $221,855,000 $268,915 $6,131 3.24%
    43% 818 $219,960,000 $268,900 $5,961 3.18%
    40% 790 $211,060,000 $267,165 $5,722 3.19%
    39% 753 $201,905,000 $268,134 $5,770 3.20%
    41% 748 $205,370,000 $274,559 $5,968 3.16%
    45% 721 $191,525,000 $265,638 $6,468 3.17%
    38% 705 $194,715,000 $276,191 $5,952 3.16%
    36% 700 $198,290,000 $283,271 $5,854 3.20%
    48% 696 $186,480,000 $267,931 $6,440 3.19%
    46% 684 $180,600,000 $264,035 $6,492 3.13%
    37% 673 $192,895,000 $286,620 $5,825 3.15%
    47% 665 $180,095,000 $270,820 $6,278 3.15%
    49% 537 $141,875,000 $264,199 $6,884 3.15%
    >60% 40 $11,380,000 $284,500 $8,979 2.94%

    Fbc Mortgage lent most frequently to those with DTI ratios of 20-30%, with 3,734 originations. The next most common DTI ratio? 30-36%, with 3,367 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 15,741 $4,350,605,000 $276,387 $5,668 3.14%
    Not provided 3,996 $1,091,740,000 $273,208 $5,976 3.13%
    Black 1,996 $522,380,000 $261,713 $6,866 3.14%
    Asian 882 $279,310,000 $316,678 $5,392 3.11%
    American Indian 178 $40,510,000 $227,584 $6,541 3.16%
    Native Hawaiian or Islander 52 $13,740,000 $264,231 $6,947 3.17%
    Asian Indian 14 $4,900,000 $350,000 $6,550 3.11%
    Other Asian 7 $1,945,000 $277,857 $7,093 2.59%
    Other Pacific Islander 5 $1,445,000 $289,000 $7,738 2.83%
    Vietnamese 4 $1,080,000 $270,000 $2,974 2.87%
    Filipino 2 $610,000 $305,000 $8,771 3.31%
    Chinese 1 $305,000 $305,000 $2,009 2.25%
    Native Hawaiian 1 $125,000 $125,000 $5,681 2.88%

    Approval Rates

    Total approvals of all applications
    97.37%

    Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    70.79%

    Fbc Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 22,879 $6,308,695,000 $275,742

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 243 $42,355,000 $174,300
    Single Family (1-4 Units):Site-Built 22,636 $6,266,340,000 $276,831

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 541 $106,675,000 $197,181 $3,580 3.04%
    40-60% 1,880 $504,700,000 $268,457 $3,929 3.05%
    60-80% 5,343 $1,594,595,000 $298,446 $4,533 3.22%
    80-100% 12,784 $3,473,500,000 $271,707 $6,636 3.18%
    Over 100% 605 $191,415,000 $316,388 $11,459 3.00%
    Under 20% 248 $9,180,000 $37,016 $3,427 1.16%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    FBC MORTGAGE, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 100.0%