Fbc Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 5493005JPZ3LXXMB0S24

Tax ID: 20-3702275

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Mortgage Data

Review & Overview

Fbc Mortgage is a small mortgage company specializing in Home Purchase loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Tampa, Miami, Atlanta, and Las Vegas among others. We have data for 272 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fbc Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fbc Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.78% 11/17/24
30 Year Conventional Refi 6.60% 11/17/24
30 Year Cash-out Refi 6.84% 11/17/24
30 Year FHA Purchase 7.47% 11/17/24
30 Year FHA Refi 7.19% 11/17/24
30 Year VA Purchase 6.29% 11/17/24
30 Year VA Refi 5.78% 11/17/24
30 Year USDA Purchase 6.88% 11/17/24
15 Year Conventional Purchase 6.27% 11/17/24
15 Year Conventional Refi 6.06% 11/17/24
15 Year Cash-out Refi 6.06% 11/17/24
15 Year FHA Purchase 7.36% 11/17/24
15 Year VA Purchase 6.52% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Fbc Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Fbc Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,620

Origination Dollar Volume (All Markets)

$2,574,720,000
Show all (32) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2,017 $511,845,000 $253,765 $5,542 4.79%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 661 $172,095,000 $260,356 $5,412 4.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 426 $134,920,000 $316,714 $6,836 4.82%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 519 $117,085,000 $225,597 $4,624 4.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 558 $115,680,000 $207,312 $6,188 5.20%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 291 $104,285,000 $358,368 $4,906 4.72%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 472 $91,720,000 $194,322 $5,582 5.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 431 $87,315,000 $202,587 $4,843 4.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 321 $86,315,000 $268,894 $4,908 4.62%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 306 $69,720,000 $227,843 $5,221 4.83%
JACKSONVILLE, FL (FHA|USDA|VA) 294 $67,220,000 $228,639 $5,226 4.81%
COLORADO SPRINGS, CO (FHA|USDA|VA) 234 $66,950,000 $286,111 $6,120 4.70%
PITTSBURGH, PA (FHA|USDA|VA) 234 $66,000,000 $282,051 $7,480 4.79%
PORT ST. LUCIE, FL (FHA|USDA|VA) 246 $56,730,000 $230,610 $5,744 4.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 179 $38,275,000 $213,827 $4,000 4.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 104 $35,920,000 $345,385 $6,985 4.62%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 113 $31,795,000 $281,372 $8,313 4.44%
Outside of Metro Areas 163 $28,175,000 $172,853 $4,861 5.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 114 $27,490,000 $241,140 $4,682 4.78%
ODESSA, TX (FHA|USDA|VA) 133 $25,735,000 $193,496 $7,025 5.33%
COLUMBUS, OH (FHA|USDA|VA) 120 $25,220,000 $210,167 $6,009 4.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 95 $24,725,000 $260,263 $5,629 4.77%
LOUISVILLE, KY (FHA|USDA|VA) 91 $23,875,000 $262,363 $4,444 4.73%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 79 $23,375,000 $295,886 $4,860 4.57%
Lebanon, NH-VT (FHA|USDA|VA) 101 $22,265,000 $220,446 $4,075 4.52%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 70 $22,030,000 $314,714 $4,658 4.62%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 76 $20,850,000 $274,342 $5,169 4.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 49 $17,945,000 $366,224 $6,263 4.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 40 $15,770,000 $394,250 $5,105 4.59%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 66 $14,840,000 $224,848 $6,144 5.11%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 31 $14,765,000 $476,290 $6,078 4.42%
GAINESVILLE, GA (FHA|USDA|VA) 69 $14,085,000 $204,130 $5,049 4.82%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 58 $13,780,000 $237,586 $4,886 4.79%
PUEBLO, CO (FHA|USDA|VA) 70 $13,740,000 $196,286 $4,795 4.60%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 47 $13,715,000 $291,809 $6,399 4.70%
OKLAHOMA CITY, OK (FHA|USDA|VA) 79 $13,055,000 $165,253 $4,497 4.94%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 51 $12,755,000 $250,098 $4,828 4.71%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 72 $12,610,000 $175,139 $5,111 4.72%
GAINESVILLE, FL (FHA|USDA|VA) 71 $12,465,000 $175,563 $5,635 4.93%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 54 $11,620,000 $215,185 $5,072 5.01%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 70 $11,480,000 $164,000 $5,057 5.26%
OCALA, FL (FHA|USDA|VA) 70 $11,200,000 $160,000 $4,523 4.78%
EVANSVILLE, IN-KY (FHA|USDA|VA) 55 $11,005,000 $200,091 $4,469 5.02%
TYLER, TX (FHA|USDA|VA) 54 $9,950,000 $184,259 $5,815 5.06%
TULSA, OK (FHA|USDA|VA) 53 $9,905,000 $186,887 $5,427 5.20%
MIDLAND, TX (FHA|USDA|VA) 45 $9,625,000 $213,889 $8,094 5.37%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 42 $8,500,000 $202,381 $4,570 4.61%
Mount Airy, NC (FHA|USDA|VA) 45 $7,765,000 $172,556 $3,556 4.69%
Cañon City, CO (FHA|USDA|VA) 43 $7,465,000 $173,605 $4,248 4.62%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 26 $7,140,000 $274,615 $6,874 4.79%
ABILENE, TX (FHA|USDA|VA) 51 $6,765,000 $132,647 $5,485 5.27%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 32 $6,630,000 $207,188 $5,496 4.90%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 22 $6,100,000 $277,273 $3,167 4.21%
Concord, NH (FHA|USDA|VA) 25 $5,455,000 $218,200 $3,869 4.56%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 20 $5,320,000 $266,000 $6,049 4.53%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 24 $5,250,000 $218,750 $6,322 4.91%
LONGVIEW, TX (FHA|USDA|VA) 30 $4,990,000 $166,333 $6,075 5.37%
SAVANNAH, GA (FHA|USDA|VA) 24 $4,960,000 $206,667 $6,126 5.02%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 11 $4,895,000 $445,000 $1,860 4.26%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 21 $4,725,000 $225,000 $5,144 4.55%
OWENSBORO, KY (FHA|USDA|VA) 24 $4,700,000 $195,833 $4,966 4.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 14 $4,550,000 $325,000 $2,469 4.35%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $4,080,000 $255,000 $5,033 4.92%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $4,030,000 $251,875 $3,382 4.47%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 16 $3,900,000 $243,750 $2,109 4.42%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 23 $3,745,000 $162,826 $4,596 4.98%
SAN ANGELO, TX (FHA|USDA|VA) 25 $3,675,000 $147,000 $6,216 5.44%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $3,340,000 $208,750 $5,628 4.84%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 9 $2,965,000 $329,444 $2,746 4.51%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 7 $2,785,000 $397,857 $2,358 4.12%
BOULDER, CO (FHA|USDA|VA) 6 $2,780,000 $463,333 $10,302 4.56%
SALEM, OR (FHA|USDA|VA) 10 $2,710,000 $271,000 $5,434 4.69%
TALLAHASSEE, FL (FHA|USDA|VA) 15 $2,675,000 $178,333 $5,514 4.88%
Andrews, TX (FHA|USDA|VA) 14 $2,490,000 $177,857 $7,526 5.61%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,420,000 $242,000 $5,299 4.46%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 11 $2,345,000 $213,182 $4,403 4.61%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 6 $2,210,000 $368,333 $6,046 4.23%
GREELEY, CO (FHA|USDA|VA) 7 $2,115,000 $302,143 $4,727 4.46%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,065,000 $295,000 $3,889 5.02%
Ardmore, OK (FHA|USDA|VA) 14 $2,060,000 $147,143 $4,464 5.19%
THE VILLAGES, FL (FHA|USDA|VA) 11 $1,915,000 $174,091 $4,637 4.85%
TUCSON, AZ (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,603 4.46%
WINSTON-SALEM, NC (FHA|USDA|VA) 11 $1,845,000 $167,727 $3,182 4.59%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $1,825,000 $202,778 $3,623 4.85%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $1,715,000 $245,000 $4,503 4.21%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,705,000 $243,571 $3,238 5.05%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,600,000 $200,000 $2,332 4.70%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,555,000 $311,000 $5,590 4.88%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,550,000 $258,333 $5,793 4.85%
Cambridge, MD (FHA|USDA|VA) 8 $1,520,000 $190,000 $3,885 4.61%
ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,949 4.58%
Jefferson, GA (FHA|USDA|VA) 9 $1,495,000 $166,111 $5,833 4.79%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,485,000 $495,000 $2,498 4.33%
Edwards, CO (FHA|USDA|VA) 3 $1,385,000 $461,667 $3,850 4.42%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,265,000 $421,667 $1,704 3.95%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,105,000 $368,333 $6,667 4.41%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,861 5.16%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,092 4.62%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,910 4.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,010,000 $168,333 $2,749 4.60%
CORVALLIS, OR (FHA|USDA|VA) 3 $965,000 $321,667 $4,371 3.92%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $860,000 $430,000 $2,569 4.00%
Pecos, TX (FHA|USDA|VA) 4 $850,000 $212,500 $8,793 5.19%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $840,000 $420,000 $1,545 4.44%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $835,000 $278,333 $7,965 4.29%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $815,000 $271,667 $3,846 4.83%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $805,000 $268,333 $4,124 4.63%
SALINAS, CA (FHA|USDA|VA) 2 $790,000 $395,000 $2,256 4.43%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $780,000 $390,000 $2,280 3.87%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $735,000 $245,000 $6,943 4.70%
Cullowhee, NC (FHA|USDA|VA) 5 $735,000 $147,000 $4,329 4.80%
Glenwood Springs, CO (FHA|USDA|VA) 2 $730,000 $365,000 $2,143 4.69%
Aberdeen, WA (FHA|USDA|VA) 4 $720,000 $180,000 $3,905 4.78%
Laconia, NH (FHA|USDA|VA) 3 $705,000 $235,000 $2,738 4.62%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $700,000 $175,000 $5,441 4.81%
LONGVIEW, WA (FHA|USDA|VA) 3 $695,000 $231,667 $3,710 4.67%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $695,000 $231,667 $6,199 4.41%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $680,000 $340,000 $5,058 3.81%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $670,000 $167,500 $4,486 4.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $655,000 $218,333 $9,121 5.58%
Natchitoches, LA (FHA|USDA|VA) 4 $650,000 $162,500 $4,940 5.34%
Jacksonville, TX (FHA|USDA|VA) 2 $620,000 $310,000 $11,740 4.94%
Sonora, CA (FHA|USDA|VA) 2 $620,000 $310,000 $2,164 4.50%
FORT COLLINS, CO (FHA|USDA|VA) 2 $620,000 $310,000 $5,453 4.37%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $605,000 $201,667 $4,834 4.54%
Keene, NH (FHA|USDA|VA) 3 $595,000 $198,333 $2,724 4.58%
FRESNO, CA (FHA|USDA|VA) 2 $590,000 $295,000 $3,194 4.25%
Brownwood, TX (FHA|USDA|VA) 2 $550,000 $275,000 $3,121 4.69%
Athens, TX (FHA|USDA|VA) 4 $530,000 $132,500 $5,959 5.38%
Key West, FL (FHA|USDA|VA) 2 $530,000 $265,000 $10,904 4.81%
Newport, OR (FHA|USDA|VA) 2 $520,000 $260,000 $3,177 5.00%
Granbury, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,993 4.69%
Breckenridge, CO (FHA|USDA|VA) 1 $485,000 $485,000 $18,435 4.50%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $475,000 $475,000 $2,733 4.49%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $470,000 $235,000 $5,287 4.88%
Durango, CO (FHA|USDA|VA) 2 $460,000 $230,000 $3,299 4.81%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $455,000 $455,000 $1,892 4.24%
Calhoun, GA (FHA|USDA|VA) 2 $450,000 $225,000 $3,704 4.88%
St. Marys, GA (FHA|USDA|VA) 2 $450,000 $225,000 $6,094 4.81%
Lake City, FL (FHA|USDA|VA) 5 $445,000 $89,000 $4,845 4.90%
Cullman, AL (FHA|USDA|VA) 2 $440,000 $220,000 $2,857 4.88%
READING, PA (FHA|USDA|VA) 2 $430,000 $215,000 $6,809 4.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $430,000 $215,000 $3,666 5.38%
MODESTO, CA (FHA|USDA|VA) 1 $425,000 $425,000 $2,158 4.12%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $425,000 $425,000 $3,305 4.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $420,000 $210,000 $6,153 4.38%
YAKIMA, WA (FHA|USDA|VA) 1 $415,000 $415,000 $8,310 4.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $410,000 $205,000 $4,594 3.75%
VALLEJO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $5,337 3.88%
Palatka, FL (FHA|USDA|VA) 4 $400,000 $100,000 $4,113 5.44%
Bellefontaine, OH (FHA|USDA|VA) 1 $395,000 $395,000 $2,588 5.25%
Corsicana, TX (FHA|USDA|VA) 2 $390,000 $195,000 $4,197 5.06%
Red Bluff, CA (FHA|USDA|VA) 1 $375,000 $375,000 $4,444 5.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $370,000 $185,000 $7,495 5.13%
GADSDEN, AL (FHA|USDA|VA) 3 $365,000 $121,667 $3,300 4.88%
Oak Harbor, WA (FHA|USDA|VA) 1 $355,000 $355,000 $8,543 5.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $355,000 $355,000 $1,845 3.24%
Durant, OK (FHA|USDA|VA) 2 $350,000 $175,000 $3,682 4.63%
Torrington, CT (FHA|USDA|VA) 1 $345,000 $345,000 $4,040 5.13%
MONTGOMERY, AL (FHA|USDA|VA) 1 $345,000 $345,000 $2,775 3.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $345,000 $345,000 $3,886 4.38%
STOCKTON, CA (FHA|USDA|VA) 1 $345,000 $345,000 $1,820 3.49%
Hood River, OR (FHA|USDA|VA) 1 $335,000 $335,000 $2,059 3.88%
RENO, NV (FHA|USDA|VA) 1 $335,000 $335,000 $10,340 5.38%
Payson, AZ (FHA|USDA|VA) 3 $325,000 $108,333 $3,828 4.71%
Jasper, IN (FHA|USDA|VA) 2 $320,000 $160,000 $4,673 4.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $315,000 $315,000 $1,810 3.88%
RICHMOND, VA (FHA|USDA|VA) 1 $315,000 $315,000 $5,537 4.13%
Fort Morgan, CO (FHA|USDA|VA) 2 $310,000 $155,000 $2,846 4.69%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $305,000 $305,000 $2,422 3.99%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $305,000 $305,000 $995 3.88%
CHICO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $1,690 4.49%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $305,000 $305,000 $9,890 5.50%
Big Spring, TX (FHA|USDA|VA) 2 $300,000 $150,000 $5,678 4.94%
Minden, LA (FHA|USDA|VA) 1 $295,000 $295,000 $6,844 5.50%
Barre, VT (FHA|USDA|VA) 1 $295,000 $295,000 $3,389 4.50%
McAlester, OK (FHA|USDA|VA) 1 $295,000 $295,000 $9,328 5.63%
ASHEVILLE, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,255 4.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $290,000 $145,000 $7,762 4.68%
ANN ARBOR, MI (FHA|USDA|VA) 1 $285,000 $285,000 $2,055 3.63%
Huntsville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $18,064 5.00%
FLINT, MI (FHA|USDA|VA) 1 $275,000 $275,000 $1,656 4.38%
Snyder, TX (FHA|USDA|VA) 3 $275,000 $91,667 $4,275 5.54%
The Dalles, OR (FHA|USDA|VA) 1 $275,000 $275,000 $10,166 4.38%
Cornelia, GA (FHA|USDA|VA) 2 $270,000 $135,000 $4,873 5.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $265,000 $265,000 $1,882 3.88%
AKRON, OH (FHA|USDA|VA) 1 $265,000 $265,000 $3,265 4.99%
Astoria, OR (FHA|USDA|VA) 1 $255,000 $255,000 $12,059 4.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,130 4.63%
Mount Pleasant, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,373 4.88%
Duncan, OK (FHA|USDA|VA) 1 $245,000 $245,000 $7,215 5.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,771 5.38%
COLUMBIA, SC (FHA|USDA|VA) 2 $240,000 $120,000 $4,572 5.06%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,063 4.88%
Ellensburg, WA (FHA|USDA|VA) 1 $235,000 $235,000 $11,665 4.63%
Montrose, CO (FHA|USDA|VA) 1 $235,000 $235,000 $4,935 4.50%
MERCED, CA (FHA|USDA|VA) 1 $235,000 $235,000 $1,625 5.13%
Bennington, VT (FHA|USDA|VA) 1 $235,000 $235,000 $3,302 4.38%
GRANTS PASS, OR (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.63%
Defiance, OH (FHA|USDA|VA) 1 $225,000 $225,000 $2,593 5.63%
TOLEDO, OH (FHA|USDA|VA) 1 $225,000 $225,000 $2,305 4.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,357 3.88%
LANCASTER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $6,850 4.38%
Henderson, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,349 4.99%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $215,000 $215,000 $2,539 3.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $215,000 $215,000 $6,196 5.75%
MOBILE, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,018 4.63%
Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $4,138 6.38%
Moses Lake, WA (FHA|USDA|VA) 1 $195,000 $195,000 $1,874 3.75%
SPARTANBURG, SC (FHA|USDA|VA) 1 $195,000 $195,000 $3,419 4.63%
Stephenville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,908 4.88%
BELLINGHAM, WA (FHA|USDA|VA) 1 $185,000 $185,000 $1,932 4.63%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $185,000 $185,000 $5,597 4.99%
Brainerd, MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,330 4.88%
MEDFORD, OR (FHA|USDA|VA) 1 $185,000 $185,000 $4,001 4.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,944 4.88%
Campbellsville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $1,444 4.75%
Wauchula, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,748 4.88%
Lewisburg, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,663 4.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $175,000 $175,000 $4,905 5.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $1,948 4.88%
BURLINGTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,704 4.88%
KNOXVILLE, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,995 5.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,784 4.88%
Uvalde, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,554 5.63%
Central City, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,024 4.99%
Frankfort, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,917 4.88%
SAGINAW, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,615 4.38%
ERIE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,195 5.38%
ROANOKE, VA (FHA|USDA|VA) 1 $155,000 $155,000 $4,995 4.50%
Statesboro, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,152 4.63%
Elk City, OK (FHA|USDA|VA) 1 $155,000 $155,000 $6,764 5.38%
Bay City, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,983 5.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,935 4.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,473 4.88%
Pahrump, NV (FHA|USDA|VA) 1 $155,000 $155,000 $7,750 5.50%
Palestine, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,354 5.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,813 4.63%
Cedartown, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,565 4.99%
Centralia, WA (FHA|USDA|VA) 1 $155,000 $155,000 $5,323 5.13%
VICTORIA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,451 5.63%
New Castle, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,277 4.49%
ROCKFORD, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,203 4.63%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,715 4.99%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $145,000 $145,000 $3,842 4.63%
Jasper, AL (FHA|USDA|VA) 1 $145,000 $145,000 $5,784 4.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $145,000 $145,000 $6,253 3.99%
HINESVILLE, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,222 5.00%
EL PASO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,149 5.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $135,000 $135,000 $4,958 4.75%
REDDING, CA (FHA|USDA|VA) 1 $135,000 $135,000 $5,056 4.88%
HAMMOND, LA (FHA|USDA|VA) 1 $135,000 $135,000 $3,873 3.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,778 6.13%
JOPLIN, MO (FHA|USDA|VA) 1 $125,000 $125,000 $5,769 5.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $5,114 4.13%
Shelton, WA (FHA|USDA|VA) 1 $115,000 $115,000 $5,432 5.00%
FORT WAYNE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,205 3.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $115,000 $115,000 $1,870 4.75%
LAREDO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
Seneca, SC (FHA|USDA|VA) 1 $95,000 $95,000 $2,846 5.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,670 4.88%
AMARILLO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,599 5.00%
WACO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,514 5.75%
Albertville, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,685 4.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,564 4.75%
Lamesa, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,586 5.25%
WICHITA, KS (FHA|USDA|VA) 1 $75,000 $75,000 $4,486 5.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,059 5.63%
Clewiston, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,626 5.63%
Muskogee, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,394 5.63%
Sweetwater, TX (FHA|USDA|VA) 1 $55,000 $55,000 $4,223 4.88%
Ada, OK (FHA|USDA|VA) 1 $55,000 $55,000 $2,315 4.49%
Fbc Mortgage's top markets include Orlando, Tampa, Miami, Atlanta, and Las Vegas among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FBC MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,457 $1,597,605,000 $247,422 $4,382 4.83%
    FHA 2,720 $582,700,000 $214,228 $7,434 4.93%
    VA 1,258 $361,290,000 $287,194 $6,437 4.62%
    USDA 184 $32,890,000 $178,750 $4,707 4.59%
    Reverse Mortgage 1 $235,000 $235,000 $0 3.99%

    For 2018, Fbc Mortgage's most frequently originated type of loan was Conventional, with 6,457 originations. Their 2nd most popular type was FHA, with 2,720 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,088 $2,234,730,000 $245,899 $5,522 4.85%
    Cash Out Refi 853 $212,725,000 $249,385 $4,885 4.82%
    Refi 483 $124,815,000 $258,416 $4,686 4.49%
    Other 194 $2,000,000 $10,309 $0 0.00%
    Home Improvement 2 $450,000 $225,000 $5,944 5.69%

    For 2018, Fbc Mortgage's most frequently cited loan purpose was Home Purchase, with 9,088 originations. The 2nd most popular reason was Cash Out Refi, with 853 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,854 $2,433,240,000 $246,929 $5,516 4.87%
    15 Year 449 $91,785,000 $204,421 $4,000 4.19%
    Other 170 $19,340,000 $113,765 $5,896 4.84%
    20 Year 106 $24,800,000 $233,962 $3,946 4.44%
    10 Year 23 $1,575,000 $68,478 $1,561 3.91%
    30+ year 11 $3,875,000 $352,273 $12,260 4.86%
    5 Year 7 $105,000 $15,000 $0 0.00%

    For 2018, Fbc Mortgage's most frequently cited loan duration was 30 Year, with 9,854 originations. The 2nd most popular length was 15 Year, with 449 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,714 $1,383,680,000 $242,156
    $<1k 2,599 $662,075,000 $254,742
    $2k-3k 874 $199,160,000 $227,872
    $3k-4k 559 $133,885,000 $239,508
    $5k+ 321 $102,415,000 $319,050
    $4k-5k 260 $68,060,000 $261,769

    Fbc Mortgage's average total fees were $5,516, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,714 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 6,796 $1,762,060,000 $259,279
    5-6% 2,798 $593,260,000 $212,030
    3-4% 666 $188,740,000 $283,393
    6-7% 154 $27,370,000 $177,727
    <2.5% 9 $45,000 $5,000
    2.5-3% 1 $405,000 $405,000
    7-8% 1 $575,000 $575,000
    Over 8% 1 $265,000 $265,000

    During 2018, Fbc Mortgage's average interest rate for loans was 4.87%, while their most frequently originated rate bucket for loans was 4-5%, with 6,796 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,739 $1,561,575,000 $272,099 $5,895 4.78%
    $100k-200k 3,240 $512,450,000 $158,164 $4,563 4.95%
    $400k-600k 885 $400,265,000 $452,277 $6,412 4.60%
    $100,000 or less 675 $38,275,000 $56,704 $3,511 5.07%
    $600k-1MM 72 $50,640,000 $703,333 $8,060 4.51%
    $1MM+ 9 $11,515,000 $1,279,444 $8,455 4.42%

    2018 saw Fbc Mortgage place emphasis on $200k-400k loans with 5,739 originations, totaling $1,561,575,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,939 $598,715,000 $203,714 $5,434 4.90%
    $100k-150k 2,143 $625,085,000 $291,687 $5,832 4.78%
    $75k-100k 2,068 $510,720,000 $246,963 $5,654 4.84%
    $50k or less 1,920 $301,120,000 $156,833 $4,792 4.88%
    $150k-250k 1,147 $391,095,000 $340,972 $5,425 4.71%
    $250k+ 357 $137,425,000 $384,944 $5,227 4.69%

    Fbc Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,939 originations. The second most popular income band? $100k-150k, with 2,143 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,624 $392,930,000 $241,952 $5,046 4.82%
    20-30% 1,450 $351,450,000 $242,379 $4,851 4.70%
    50-60% 1,142 $273,550,000 $239,536 $7,285 4.87%
    44% 511 $122,185,000 $239,110 $5,467 4.94%
    48% 483 $118,805,000 $245,973 $5,255 4.90%
    43% 473 $112,525,000 $237,896 $5,247 4.85%
    <20% 468 $101,290,000 $216,432 $4,457 4.59%
    42% 465 $115,285,000 $247,925 $5,276 4.90%
    45% 431 $106,825,000 $247,854 $5,513 4.87%
    47% 430 $109,060,000 $253,628 $5,496 4.84%
    46% 417 $100,275,000 $240,468 $5,317 4.89%
    41% 411 $98,515,000 $239,696 $5,299 4.87%
    40% 409 $102,055,000 $249,523 $5,701 4.86%
    49% 408 $101,190,000 $248,015 $6,016 4.90%
    38% 394 $92,660,000 $235,178 $5,020 4.84%
    39% 388 $96,360,000 $248,351 $5,528 4.90%
    37% 344 $88,360,000 $256,860 $5,063 4.83%
    36% 315 $77,715,000 $246,714 $5,046 4.78%
    >60% 48 $11,360,000 $236,667 $6,459 5.01%

    Fbc Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,624 originations. The next most common DTI ratio? 20-30%, with 1,450 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,722 $1,862,320,000 $241,171 $5,404 4.83%
    Not provided 1,430 $358,370,000 $250,608 $5,369 4.81%
    Black 989 $232,095,000 $234,676 $5,874 4.90%
    Asian 406 $105,230,000 $259,187 $5,018 4.77%
    American Indian 39 $8,695,000 $222,949 $6,281 4.93%
    Native Hawaiian or Islander 30 $7,180,000 $239,333 $5,669 5.18%
    Filipino 2 $390,000 $195,000 $5,316 5.06%
    Asian Indian 1 $245,000 $245,000 $9,989 3.88%
    Other Pacific Islander 1 $195,000 $195,000 $5,172 4.00%

    Approval Rates

    Total approvals of all applications
    89.61%

    Fbc Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.05%

    Fbc Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,620 $2,574,720,000 $242,441

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 169 $25,415,000 $150,385
    Single Family (1-4 Units):Site-Built 10,451 $2,549,305,000 $243,929

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 211 $30,795,000 $145,948 $3,501 4.69%
    40-60% 582 $131,260,000 $225,533 $3,955 4.59%
    60-80% 2,374 $611,740,000 $257,683 $4,477 4.81%
    80-100% 6,869 $1,695,365,000 $246,814 $5,719 4.87%
    Over 100% 344 $99,470,000 $289,157 $10,261 4.65%
    Under 20% 233 $4,265,000 $18,305 $2,122 4.33%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FBC MORTGAGE, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 13.3%
    FBC MORTGAGE, LLC Conventional home mortgage Closing on a mortgage 1 6.7%
    FBC MORTGAGE, LLC Conventional home mortgage Incorrect information on your report 1 6.7%
    FBC MORTGAGE, LLC Conventional home mortgage Trouble during payment process 4 26.7%
    FBC MORTGAGE, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    FBC MORTGAGE, LLC FHA mortgage Closing on a mortgage 1 6.7%
    FBC MORTGAGE, LLC FHA mortgage Struggling to pay mortgage 1 6.7%
    FBC MORTGAGE, LLC FHA mortgage Trouble during payment process 1 6.7%
    FBC MORTGAGE, LLC VA mortgage Struggling to pay mortgage 2 13.3%
    FBC MORTGAGE, LLC VA mortgage Trouble during payment process 1 6.7%