Fbc Mortgage Rates, Fees & Info
NORTH PALM BEACH, FLLEI: 5493005JPZ3LXXMB0S24
Tax ID: 20-3702275
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Mortgage Data
Review & Overview
Fbc Mortgage is a small mortgage company specializing in Home Purchase loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Tampa, Miami, Las Vegas, and Phoenix among others. We have data for 238 markets. (Some data included below & more in-depth data is available with an active subscription.)Fbc Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fbc Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 11/17/24 |
| 30 Year Conventional Refi | 6.60% | 11/17/24 |
| 30 Year Cash-out Refi | 6.84% | 11/17/24 |
| 30 Year FHA Purchase | 7.47% | 11/17/24 |
| 30 Year FHA Refi | 7.19% | 11/17/24 |
| 30 Year VA Purchase | 6.29% | 11/17/24 |
| 30 Year VA Refi | 5.78% | 11/17/24 |
| 30 Year USDA Purchase | 6.88% | 11/17/24 |
| 15 Year Conventional Purchase | 6.27% | 11/17/24 |
| 15 Year Conventional Refi | 6.06% | 11/17/24 |
| 15 Year Cash-out Refi | 6.06% | 11/17/24 |
| 15 Year FHA Purchase | 7.36% | 11/17/24 |
| 15 Year VA Purchase | 6.52% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,673Origination Dollar Volume (All Markets)
$2,735,485,000Awards
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FBC MORTGAGE - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 996 | $393,300,000 | $394,880 | $7,615 | 4.74% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 466 | $168,490,000 | $361,567 | $8,257 | 4.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 314 | $140,430,000 | $447,229 | $10,228 | 4.71% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 337 | $130,465,000 | $387,136 | $8,235 | 4.88% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 290 | $117,730,000 | $405,966 | $7,448 | 4.58% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 379 | $111,925,000 | $295,317 | $7,553 | 4.74% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 189 | $87,485,000 | $462,884 | $8,169 | 4.69% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 272 | $86,900,000 | $319,485 | $8,054 | 5.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 212 | $79,910,000 | $376,934 | $8,218 | 4.96% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 223 | $73,525,000 | $329,709 | $8,338 | 5.14% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 201 | $73,345,000 | $364,900 | $10,271 | 4.81% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 189 | $64,435,000 | $340,926 | $7,986 | 4.91% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 200 | $63,030,000 | $315,150 | $7,409 | 5.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 128 | $57,200,000 | $446,875 | $11,002 | 4.17% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 141 | $51,475,000 | $365,071 | $8,051 | 4.92% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 146 | $50,500,000 | $345,890 | $7,472 | 4.87% |
| GAINESVILLE, FL (FHA|USDA|VA) | 136 | $41,520,000 | $305,294 | $7,209 | 4.78% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 157 | $39,525,000 | $251,752 | $8,727 | 4.77% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 152 | $38,740,000 | $254,868 | $7,341 | 5.02% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 42 | $34,820,000 | $829,048 | $12,276 | 3.81% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 94 | $33,610,000 | $357,553 | $9,716 | 4.61% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 59 | $29,215,000 | $495,169 | $7,986 | 4.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 71 | $28,365,000 | $399,507 | $6,452 | 4.93% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 93 | $26,105,000 | $280,699 | $6,870 | 4.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 75 | $26,075,000 | $347,667 | $5,544 | 4.87% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 84 | $26,060,000 | $310,238 | $6,039 | 4.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 40 | $26,040,000 | $651,000 | $8,834 | 4.44% |
| OWENSBORO, KY (FHA|USDA|VA) | 91 | $24,385,000 | $267,967 | $6,457 | 5.14% |
| COLUMBIA, SC (FHA|USDA|VA) | 81 | $24,215,000 | $298,951 | $8,000 | 5.86% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 111 | $22,525,000 | $202,928 | $7,089 | 4.99% |
| STOCKTON, CA (FHA|USDA|VA) | 46 | $21,860,000 | $475,217 | $8,535 | 4.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 27 | $20,525,000 | $760,185 | $13,396 | 4.69% |
| Muskogee, OK (FHA|USDA|VA) | 102 | $19,820,000 | $194,314 | $5,428 | 5.35% |
| Outside of Metro Areas | 78 | $19,800,000 | $253,846 | $6,084 | 4.93% |
| OCALA, FL (FHA|USDA|VA) | 70 | $18,500,000 | $264,286 | $6,198 | 4.93% |
| PANAMA CITY, FL (FHA|USDA|VA) | 58 | $17,740,000 | $305,862 | $7,948 | 5.01% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 59 | $16,015,000 | $271,441 | $6,394 | 5.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 40 | $15,910,000 | $397,750 | $8,005 | 4.56% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 43 | $15,745,000 | $366,163 | $11,772 | 4.36% |
| TULSA, OK (FHA|USDA|VA) | 75 | $15,485,000 | $206,467 | $7,054 | 4.70% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $13,890,000 | $289,375 | $9,246 | 5.17% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 38 | $13,840,000 | $364,211 | $8,986 | 4.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 17 | $12,945,000 | $761,471 | $10,635 | 5.23% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 51 | $12,885,000 | $252,647 | $7,568 | 4.90% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 20 | $11,650,000 | $582,500 | $4,544 | 3.59% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 34 | $11,410,000 | $335,588 | $8,468 | 5.67% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 24 | $11,040,000 | $460,000 | $4,252 | 4.83% |
| THE VILLAGES, FL (FHA|USDA|VA) | 33 | $10,675,000 | $323,485 | $5,331 | 5.57% |
| WICHITA, KS (FHA|USDA|VA) | 48 | $9,890,000 | $206,042 | $5,254 | 5.83% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $8,995,000 | $391,087 | $7,554 | 5.11% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 28 | $8,750,000 | $312,500 | $10,228 | 5.44% |
| SUMTER, SC (FHA|USDA|VA) | 30 | $7,950,000 | $265,000 | $8,889 | 5.71% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $7,145,000 | $793,889 | $11,453 | 5.07% |
| ODESSA, TX (FHA|USDA|VA) | 31 | $6,875,000 | $221,774 | $8,729 | 4.87% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $6,800,000 | $485,714 | $12,358 | 4.52% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 21 | $6,735,000 | $320,714 | $11,172 | 4.86% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 26 | $6,670,000 | $256,538 | $6,934 | 4.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 13 | $6,635,000 | $510,385 | $9,585 | 4.65% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 21 | $6,135,000 | $292,143 | $6,389 | 4.65% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $6,130,000 | $383,125 | $6,623 | 4.95% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 11 | $5,495,000 | $499,545 | $9,736 | 4.93% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $5,240,000 | $327,500 | $7,682 | 5.41% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $4,585,000 | $416,818 | $8,956 | 4.49% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 15 | $4,415,000 | $294,333 | $6,882 | 5.48% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $4,245,000 | $471,667 | $7,653 | 4.74% |
| Pahrump, NV (FHA|USDA|VA) | 13 | $4,225,000 | $325,000 | $7,492 | 3.99% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $4,085,000 | $583,571 | $7,121 | 4.20% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $4,065,000 | $813,000 | $5,136 | 3.30% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $3,875,000 | $227,941 | $4,772 | 5.82% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $3,810,000 | $476,250 | $12,021 | 5.06% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $3,710,000 | $618,333 | $17,330 | 4.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 16 | $3,670,000 | $229,375 | $4,638 | 5.90% |
| Heber, UT (FHA|USDA|VA) | 4 | $3,350,000 | $837,500 | $13,660 | 6.09% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $3,345,000 | $371,667 | $5,107 | 4.32% |
| Tahlequah, OK (FHA|USDA|VA) | 16 | $3,330,000 | $208,125 | $6,824 | 4.44% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $3,330,000 | $555,000 | $10,241 | 4.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $5,971 | 4.65% |
| Richmond-Berea, KY (FHA|USDA|VA) | 7 | $2,575,000 | $367,857 | $6,377 | 4.96% |
| Jasper, IN (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $5,189 | 5.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $2,390,000 | $597,500 | $11,547 | 4.19% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $5,411 | 4.53% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $8,654 | 4.19% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $2,295,000 | $459,000 | $7,665 | 5.10% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $2,245,000 | $449,000 | $7,129 | 4.60% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $9,393 | 5.33% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $6,565 | 4.89% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $11,934 | 4.97% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $7,001 | 3.89% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $2,130,000 | $532,500 | $3,409 | 3.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $2,374 | 4.60% |
| Edwards, CO (FHA|USDA|VA) | 2 | $2,100,000 | $1,050,000 | $4,646 | 4.50% |
| MERCED, CA (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $10,654 | 5.20% |
| Seneca, SC (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $7,892 | 5.67% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $4,703 | 4.29% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $10,189 | 5.90% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $8,506 | 4.03% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $5,610 | 5.24% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $7,753 | 5.00% |
| MADERA, CA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $11,197 | 5.08% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $11,991 | 5.27% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $8,915 | 5.25% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $5,430 | 3.72% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $1,710,000 | $855,000 | $11,731 | 4.63% |
| Taos, NM (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $12,348 | 5.72% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $4,084 | 3.69% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $14,914 | 3.94% |
| BEND, OR (FHA|USDA|VA) | 1 | $1,585,000 | $1,585,000 | $9,374 | 5.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $6,882 | 5.22% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $11,314 | 4.25% |
| Lake City, FL (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $6,489 | 5.09% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $10,278 | 5.35% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $12,596 | 4.67% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $5,746 | 4.90% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $18,786 | 5.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $6,485 | 5.24% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $0 | 4.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $5,674 | 4.71% |
| Marion, NC (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $9,896 | 5.63% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $10,506 | 4.96% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,586 | 5.37% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,310 | 5.12% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $3,619 | 4.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $5,582 | 3.81% |
| CHICO, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $9,036 | 5.81% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $12,705 | 4.88% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,728 | 4.42% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $9,470 | 5.00% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $12,576 | 5.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $5,911 | 5.74% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,157 | 4.71% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $7,954 | 4.50% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $5,101 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $6,506 | 3.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,444 | 4.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,704 | 5.00% |
| Elko, NV (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,771 | 5.37% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,260 | 6.44% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $1,960 | 4.06% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,187 | 4.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,448 | 4.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,356 | 4.31% |
| Concord, NH (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $6,404 | 3.13% |
| RENO, NV (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,707 | 5.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,116 | 4.68% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,087 | 6.06% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,114 | 5.03% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,283 | 5.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,596 | 5.87% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,731 | 5.81% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $35,294 | 4.99% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $2,507 | 3.63% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $8,396 | 7.13% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,028 | 6.25% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,772 | 6.50% |
| REDDING, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $24,367 | 3.99% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,213 | 5.79% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,597 | 3.63% |
| Helena, MT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,017 | 2.25% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,328 | 3.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,792 | 4.25% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,826 | 5.75% |
| Shelby, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,944 | 5.94% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,354 | 4.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,105 | 4.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,231 | 4.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 7.63% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,700 | 4.37% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,501 | 5.06% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,639 | 4.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,510 | 3.75% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,715 | 3.75% |
| Ada, OK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $15,037 | 5.75% |
| Alice, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $21,716 | 3.50% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $16,094 | 5.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,577 | 5.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,483 | 3.63% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,450 | 6.21% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,490 | 6.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,000 | 5.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,453 | 5.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 4.12% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,152 | 4.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,062 | 6.49% |
| Rolla, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,475 | 5.06% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,950 | 4.99% |
| Rockport, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.75% |
| Seymour, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,216 | 5.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,171 | 6.99% |
| Albertville, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,276 | 3.62% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,897 | 3.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,961 | 6.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,592 | 6.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,630 | 4.88% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,894 | 4.50% |
| Payson, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.13% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,080 | 6.13% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,363 | 5.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,178 | 3.99% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,822 | 5.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,945 | 5.25% |
| Miami, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,011 | 5.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,420 | 2.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,385 | 3.74% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,366 | 3.99% |
| Palatka, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,708 | 4.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,470 | 4.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,655 | 3.88% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,548 | 6.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,955 | 5.99% |
| Newport, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,526 | 2.99% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,482 | 5.13% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,136 | 3.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,644 | 6.25% |
| Guymon, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,904 | 6.25% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,016 | 5.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,065 | 4.49% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,082 | 6.25% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,037 | 4.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,063 | 5.13% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,505 | 6.13% |
| Sonora, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,226 | 6.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,213 | 5.13% |
| Susanville, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,459 | 5.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,578 | 3.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,245 | 5.50% |
| Jasper, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,760 | 6.75% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,993 | 3.38% |
| Duncan, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,393 | 4.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,517 | 5.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.63% |
| McAlester, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,953 | 2.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,136 | 4.24% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,103 | 6.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,697 | 5.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,570 | 6.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,897 | 5.63% |
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Product Mix
For 2022, Fbc Mortgage's most frequently originated type of loan was Conventional, with 5,333 originations. Their 2nd most popular type was FHA, with 1,483 originations.
Loan Reason
For 2022, Fbc Mortgage's most frequently cited loan purpose was Home Purchase, with 6,740 originations. The 2nd most popular reason was Cash Out Refi, with 655 originations.
Loan Duration/Length
For 2022, Fbc Mortgage's most frequently cited loan duration was 30 Year, with 7,232 originations. The 2nd most popular length was 15 Year, with 326 originations.
Origination Fees/Closing Costs
Fbc Mortgage's average total fees were $8,058, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,476 originations.
Interest Rates
During 2022, Fbc Mortgage's average interest rate for loans was 4.90%, while their most frequently originated rate bucket for loans was 5-6%, with 2,239 originations.
Loan Sizing
2022 saw Fbc Mortgage place emphasis on $200k-400k loans with 4,174 originations, totaling $1,244,980,000 in origination value.
Applicant Income
Fbc Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,012 originations. The second most popular income band? $75k-100k, with 1,511 originations.
Applicant Debt to Income Ratio
Fbc Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,181 originations. The next most common DTI ratio? 20-30%, with 1,111 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.70%
Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination55.78%
Fbc Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,673 | $2,735,485,000 | $356,508 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,673 | $2,735,485,000 | $356,508 |