Bokf Mortgage Rates, Fees & Info

Tulsa, OK

LEI: FU7RSW4CQQY98A2O7J66

Tax ID: 73-0780382

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Mortgage Data

Bank Data

Review & Overview

Bokf is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Bokf has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Tulsa, Denver, Albuquerque, Dallas, and Oklahoma City among others. We have data for 410 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bokf has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bokf is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/16/24
30 Year Conventional Purchase 6.66% 12/16/24
30 Year Conventional Refi 6.60% 12/16/24
30 Year Cash-out Refi 6.94% 12/16/24
30 Year FHA Purchase 7.28% 12/16/24
30 Year FHA Refi 6.99% 12/16/24
30 Year VA Purchase 6.36% 12/16/24
30 Year VA Refi 6.17% 12/16/24
30 Year USDA Purchase 6.74% 12/16/24
30 Year USDA Refi 6.27% 12/16/24
15 Year Conventional Purchase 6.26% 12/16/24
15 Year Conventional Refi 6.28% 12/16/24
15 Year Cash-out Refi 6.28% 12/16/24
15 Year FHA Purchase 6.74% 12/16/24
15 Year VA Purchase 6.76% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bokf Mortgage Calculator






Your Estimates

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This is not an official calculator from Bokf. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

15,844

Origination Dollar Volume (All Markets)

$3,733,590,000

Employee count

4,830 Show all (59) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TULSA, OK (FHA|USDA|VA) 2,686 $391,780,000 $145,860 $3,760 4.40%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,172 $375,930,000 $320,759 $3,686 4.11%
ALBUQUERQUE, NM (FHA|USDA|VA) 2,052 $359,610,000 $175,249 $3,580 4.42%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,208 $333,050,000 $275,704 $4,769 4.27%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1,861 $303,155,000 $162,899 $3,235 4.41%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 616 $215,170,000 $349,302 $3,316 4.24%
KANSAS CITY, MO-KS (FHA|USDA|VA) 729 $147,435,000 $202,243 $3,125 4.22%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 571 $133,565,000 $233,914 $4,787 4.22%
Breckenridge, CO (FHA|USDA|VA) 319 $132,225,000 $414,498 $3,266 4.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 259 $116,695,000 $450,560 $5,243 4.08%
Outside of Metro Areas 364 $73,580,000 $202,143 $3,523 4.36%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 137 $62,105,000 $453,321 $4,645 3.68%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 272 $41,230,000 $151,581 $2,986 4.19%
GREELEY, CO (FHA|USDA|VA) 128 $40,000,000 $312,500 $4,139 3.98%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 68 $37,610,000 $553,088 $4,539 3.76%
FORT COLLINS, CO (FHA|USDA|VA) 90 $32,260,000 $358,444 $3,552 4.02%
BOULDER, CO (FHA|USDA|VA) 84 $32,040,000 $381,429 $3,764 4.14%
Edwards, CO (FHA|USDA|VA) 65 $31,805,000 $489,308 $3,491 3.84%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 135 $31,175,000 $230,926 $5,046 4.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 67 $27,615,000 $412,164 $5,565 3.90%
SANTA FE, NM (FHA|USDA|VA) 107 $27,355,000 $255,654 $3,956 4.26%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 56 $26,160,000 $467,143 $3,150 3.82%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 58 $24,970,000 $430,517 $4,484 3.96%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 67 $24,895,000 $371,567 $5,370 3.69%
BOISE CITY, ID (FHA|USDA|VA) 60 $20,430,000 $340,500 $5,280 3.65%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 36 $19,610,000 $544,722 $5,555 3.78%
COLORADO SPRINGS, CO (FHA|USDA|VA) 66 $19,330,000 $292,879 $3,784 4.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 55 $17,465,000 $317,545 $4,476 3.92%
WICHITA, KS (FHA|USDA|VA) 99 $15,535,000 $156,919 $3,253 4.20%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 47 $15,275,000 $325,000 $3,693 3.87%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 47 $15,245,000 $324,362 $4,144 4.01%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 33 $13,365,000 $405,000 $5,374 3.75%
ENID, OK (FHA|USDA|VA) 121 $12,195,000 $100,785 $3,441 4.80%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 36 $12,190,000 $338,611 $4,480 3.84%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 30 $11,940,000 $398,000 $4,153 3.86%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 35 $11,655,000 $333,000 $5,122 3.74%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 30 $11,570,000 $385,667 $4,586 3.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 38 $11,510,000 $302,895 $3,535 3.77%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 18 $11,450,000 $636,111 $6,902 3.90%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 29 $9,415,000 $324,655 $4,446 3.79%
TOPEKA, KS (FHA|USDA|VA) 61 $9,295,000 $152,377 $3,702 4.13%
Muskogee, OK (FHA|USDA|VA) 80 $8,350,000 $104,375 $2,507 4.44%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $8,010,000 $572,143 $6,560 4.37%
ST. LOUIS, MO-IL (FHA|USDA|VA) 26 $7,870,000 $302,692 $3,014 4.04%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 37 $7,865,000 $212,568 $5,078 4.26%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 27 $7,695,000 $285,000 $2,702 3.77%
SALT LAKE CITY, UT (FHA|USDA|VA) 21 $7,325,000 $348,810 $3,652 3.90%
JACKSONVILLE, FL (FHA|USDA|VA) 25 $7,325,000 $293,000 $4,103 3.69%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $7,220,000 $451,250 $4,102 3.92%
LUBBOCK, TX (FHA|USDA|VA) 10 $6,980,000 $698,000 $3,215 4.42%
Granbury, TX (FHA|USDA|VA) 4 $6,960,000 $1,740,000 $4,788 4.12%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 17 $6,745,000 $396,765 $3,513 3.54%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 23 $6,665,000 $289,783 $3,857 3.77%
TUCSON, AZ (FHA|USDA|VA) 22 $6,610,000 $300,455 $3,642 4.01%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $6,320,000 $351,111 $3,469 3.85%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 18 $5,460,000 $303,333 $3,869 3.94%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 18 $5,360,000 $297,778 $4,988 3.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 15 $5,315,000 $354,333 $5,561 3.64%
LAWTON, OK (FHA|USDA|VA) 41 $4,945,000 $120,610 $3,704 4.64%
ABILENE, TX (FHA|USDA|VA) 4 $4,910,000 $1,227,500 $3,639 4.89%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 14 $4,870,000 $347,857 $4,804 3.72%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 17 $4,865,000 $286,176 $3,202 3.80%
Bartlesville, OK (FHA|USDA|VA) 48 $4,520,000 $94,167 $3,060 4.49%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $4,475,000 $298,333 $5,689 3.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $4,410,000 $441,000 $5,195 3.73%
Heber, UT (FHA|USDA|VA) 7 $4,345,000 $620,714 $3,044 3.86%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $4,265,000 $473,889 $3,131 3.64%
LAS CRUCES, NM (FHA|USDA|VA) 23 $4,065,000 $176,739 $4,296 4.05%
GRAND JUNCTION, CO (FHA|USDA|VA) 15 $4,045,000 $269,667 $3,456 4.12%
Juneau, AK (FHA|USDA|VA) 9 $3,985,000 $442,778 $11,910 3.53%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 15 $3,985,000 $265,667 $4,525 3.88%
RENO, NV (FHA|USDA|VA) 10 $3,860,000 $386,000 $3,884 3.64%
LOUISVILLE, KY (FHA|USDA|VA) 11 $3,815,000 $346,818 $3,321 3.68%
RICHMOND, VA (FHA|USDA|VA) 12 $3,720,000 $310,000 $4,273 3.82%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $3,640,000 $303,333 $3,959 3.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 22 $3,640,000 $165,455 $2,677 4.52%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $3,610,000 $601,667 $5,784 3.54%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $3,600,000 $257,143 $4,889 4.16%
DAYTON-KETTERING, OH (FHA|USDA|VA) 11 $3,485,000 $316,818 $4,462 3.58%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $3,415,000 $487,857 $5,622 3.82%
Shawnee, OK (FHA|USDA|VA) 21 $3,405,000 $162,143 $3,639 4.18%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $3,365,000 $673,000 $4,266 3.45%
SHERMAN-DENISON, TX (FHA|USDA|VA) 26 $3,270,000 $125,769 $3,467 4.21%
McAlester, OK (FHA|USDA|VA) 33 $3,225,000 $97,727 $2,292 4.76%
ASHEVILLE, NC (FHA|USDA|VA) 9 $3,155,000 $350,556 $3,089 4.20%
COLUMBUS, OH (FHA|USDA|VA) 10 $2,840,000 $284,000 $1,900 3.98%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $2,800,000 $280,000 $2,804 3.65%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $2,790,000 $279,000 $1,943 4.06%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $2,640,000 $440,000 $6,230 3.50%
Roswell, NM (FHA|USDA|VA) 14 $2,580,000 $184,286 $4,046 4.23%
Fort Morgan, CO (FHA|USDA|VA) 11 $2,575,000 $234,091 $3,893 4.08%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $2,575,000 $286,111 $2,521 4.01%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $2,560,000 $426,667 $5,892 3.63%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $2,510,000 $627,500 $3,212 3.78%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 11 $2,455,000 $223,182 $2,410 3.95%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $2,440,000 $244,000 $3,740 3.63%
Glenwood Springs, CO (FHA|USDA|VA) 6 $2,440,000 $406,667 $3,232 4.20%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,430,000 $405,000 $3,858 3.54%
Durango, CO (FHA|USDA|VA) 5 $2,415,000 $483,000 $5,396 3.78%
WACO, TX (FHA|USDA|VA) 13 $2,385,000 $183,462 $4,778 4.02%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 8 $2,380,000 $297,500 $6,670 4.13%
PROVO-OREM, UT (FHA|USDA|VA) 7 $2,375,000 $339,286 $2,295 3.93%
ANCHORAGE, AK (FHA|USDA|VA) 8 $2,310,000 $288,750 $4,040 3.64%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $2,260,000 $282,500 $5,303 4.09%
WILMINGTON, NC (FHA|USDA|VA) 7 $2,185,000 $312,143 $4,797 4.23%
SPRINGFIELD, MO (FHA|USDA|VA) 13 $2,165,000 $166,538 $3,323 4.46%
Steamboat Springs, CO (FHA|USDA|VA) 5 $2,075,000 $415,000 $2,888 4.20%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $2,070,000 $345,000 $5,584 3.77%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $2,060,000 $257,500 $3,114 4.09%
BEND, OR (FHA|USDA|VA) 5 $2,015,000 $403,000 $3,289 3.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,980,000 $495,000 $4,724 4.25%
PUEBLO, CO (FHA|USDA|VA) 7 $1,945,000 $277,857 $4,372 4.23%
Kalispell, MT (FHA|USDA|VA) 4 $1,940,000 $485,000 $3,687 4.16%
Hobbs, NM (FHA|USDA|VA) 13 $1,935,000 $148,846 $4,257 4.52%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,930,000 $321,667 $3,072 3.79%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,920,000 $320,000 $2,121 3.67%
EL PASO, TX (FHA|USDA|VA) 7 $1,915,000 $273,571 $5,455 3.84%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,845,000 $369,000 $2,012 3.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,810,000 $301,667 $3,700 4.49%
SALEM, OR (FHA|USDA|VA) 6 $1,810,000 $301,667 $5,045 3.92%
BATON ROUGE, LA (FHA|USDA|VA) 6 $1,810,000 $301,667 $3,475 4.15%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $1,810,000 $301,667 $2,006 3.90%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,765,000 $353,000 $3,715 3.68%
MEDFORD, OR (FHA|USDA|VA) 5 $1,745,000 $349,000 $5,149 3.83%
STOCKTON, CA (FHA|USDA|VA) 5 $1,705,000 $341,000 $1,872 3.50%
Rockport, TX (FHA|USDA|VA) 2 $1,680,000 $840,000 $10,683 4.38%
Tahlequah, OK (FHA|USDA|VA) 14 $1,680,000 $120,000 $2,879 4.36%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,625,000 $325,000 $5,224 3.80%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $1,610,000 $268,333 $2,406 4.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 7 $1,595,000 $227,857 $4,273 4.43%
Gallup, NM (FHA|USDA|VA) 15 $1,595,000 $106,333 $3,927 4.17%
DOVER, DE (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,447 3.75%
FARMINGTON, NM (FHA|USDA|VA) 13 $1,555,000 $119,615 $3,570 4.55%
Stillwater, OK (FHA|USDA|VA) 11 $1,515,000 $137,727 $3,103 4.12%
AKRON, OH (FHA|USDA|VA) 5 $1,505,000 $301,000 $4,832 4.03%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $1,500,000 $187,500 $5,363 4.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,490,000 $248,333 $3,639 4.19%
Los Alamos, NM (FHA|USDA|VA) 9 $1,475,000 $163,889 $3,267 4.40%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,465,000 $293,000 $2,506 3.88%
Warrensburg, MO (FHA|USDA|VA) 10 $1,460,000 $146,000 $3,323 4.60%
EspaƱola, NM (FHA|USDA|VA) 8 $1,450,000 $181,250 $3,661 4.48%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,450,000 $241,667 $2,227 4.02%
FORT SMITH, AR-OK (FHA|USDA|VA) 9 $1,445,000 $160,556 $4,007 4.03%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,410,000 $235,000 $3,270 3.73%
Taos, NM (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,295 4.67%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,423 4.17%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,089 4.08%
MIDLAND, TX (FHA|USDA|VA) 5 $1,365,000 $273,000 $5,969 4.67%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,345,000 $448,333 $2,434 3.71%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,921 4.46%
VALLEJO, CA (FHA|USDA|VA) 3 $1,315,000 $438,333 $5,641 3.46%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,996 3.67%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,290,000 $215,000 $2,328 3.92%
MADISON, WI (FHA|USDA|VA) 4 $1,250,000 $312,500 $2,227 4.00%
AMARILLO, TX (FHA|USDA|VA) 8 $1,210,000 $151,250 $3,691 4.42%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,677 3.41%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,483 4.39%
CHEYENNE, WY (FHA|USDA|VA) 4 $1,190,000 $297,500 $7,000 3.84%
St. Marys, GA (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,241 3.56%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,983 4.30%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,321 3.58%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $1,115,000 $223,000 $2,319 3.73%
Las Vegas, NM (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,472 3.83%
COLUMBIA, MO (FHA|USDA|VA) 3 $1,085,000 $361,667 $2,659 4.71%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $1,085,000 $361,667 $8,568 3.71%
Mountain Home, ID (FHA|USDA|VA) 5 $1,075,000 $215,000 $6,576 3.93%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,710 4.31%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $1,060,000 $265,000 $7,243 4.00%
JOPLIN, MO (FHA|USDA|VA) 7 $1,035,000 $147,857 $4,054 4.16%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $1,025,000 $341,667 $9,049 3.21%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $5,540 4.00%
Hilo, HI (FHA|USDA|VA) 2 $1,020,000 $510,000 $4,023 3.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $1,015,000 $338,333 $6,810 3.38%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,000,000 $166,667 $1,959 4.31%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $990,000 $247,500 $3,702 3.41%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $985,000 $328,333 $3,691 3.79%
Oak Harbor, WA (FHA|USDA|VA) 3 $985,000 $328,333 $3,150 3.83%
Jacksonville, TX (FHA|USDA|VA) 3 $985,000 $328,333 $5,007 3.63%
Montrose, CO (FHA|USDA|VA) 3 $975,000 $325,000 $1,475 3.91%
SAVANNAH, GA (FHA|USDA|VA) 4 $970,000 $242,500 $3,951 3.78%
Alamogordo, NM (FHA|USDA|VA) 8 $970,000 $121,250 $2,715 4.71%
Lebanon, MO (FHA|USDA|VA) 5 $965,000 $193,000 $2,784 3.62%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $955,000 $318,333 $4,620 3.75%
FRESNO, CA (FHA|USDA|VA) 3 $935,000 $311,667 $1,659 4.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $910,000 $227,500 $2,375 4.06%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $905,000 $301,667 $2,717 3.96%
GAINESVILLE, GA (FHA|USDA|VA) 5 $885,000 $177,000 $4,390 4.10%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $870,000 $435,000 $5,877 3.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $865,000 $288,333 $4,676 3.75%
GRANTS PASS, OR (FHA|USDA|VA) 3 $845,000 $281,667 $6,328 3.50%
Altus, OK (FHA|USDA|VA) 6 $820,000 $136,667 $4,808 3.79%
MONTGOMERY, AL (FHA|USDA|VA) 4 $820,000 $205,000 $5,373 3.97%
COLUMBIA, SC (FHA|USDA|VA) 4 $810,000 $202,500 $4,688 3.97%
ODESSA, TX (FHA|USDA|VA) 4 $810,000 $202,500 $4,100 4.28%
Jackson, WY-ID (FHA|USDA|VA) 1 $805,000 $805,000 $0 5.65%
SPARTANBURG, SC (FHA|USDA|VA) 3 $795,000 $265,000 $5,584 4.13%
Lake City, FL (FHA|USDA|VA) 4 $770,000 $192,500 $3,650 3.41%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $770,000 $385,000 $4,942 3.44%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $765,000 $255,000 $6,126 3.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $760,000 $380,000 $2,886 3.44%
LINCOLN, NE (FHA|USDA|VA) 4 $760,000 $190,000 $2,081 4.41%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $750,000 $187,500 $1,248 4.31%
WENATCHEE, WA (FHA|USDA|VA) 2 $740,000 $370,000 $2,008 3.88%
JACKSON, MS (FHA|USDA|VA) 3 $735,000 $245,000 $5,794 3.71%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $730,000 $182,500 $5,210 4.22%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $725,000 $241,667 $4,611 4.25%
MODESTO, CA (FHA|USDA|VA) 2 $720,000 $360,000 $6,569 3.50%
LYNCHBURG, VA (FHA|USDA|VA) 2 $720,000 $360,000 $3,391 4.19%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $710,000 $355,000 $1,320 3.31%
Astoria, OR (FHA|USDA|VA) 2 $710,000 $355,000 $2,159 4.06%
FORT WAYNE, IN (FHA|USDA|VA) 2 $710,000 $355,000 $3,934 3.56%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $710,000 $355,000 $6,074 3.50%
Ponca City, OK (FHA|USDA|VA) 7 $705,000 $100,714 $3,950 4.97%
Fernley, NV (FHA|USDA|VA) 2 $700,000 $350,000 $1,973 4.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $695,000 $231,667 $3,218 4.17%
REDDING, CA (FHA|USDA|VA) 2 $690,000 $345,000 $6,785 4.00%
Clovis, NM (FHA|USDA|VA) 6 $690,000 $115,000 $2,446 5.02%
LOGAN, UT-ID (FHA|USDA|VA) 2 $690,000 $345,000 $1,843 3.44%
Winfield, KS (FHA|USDA|VA) 3 $685,000 $228,333 $3,121 4.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $680,000 $340,000 $1,735 3.94%
Sevierville, TN (FHA|USDA|VA) 3 $665,000 $221,667 $4,731 3.96%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $655,000 $218,333 $3,739 4.42%
Concord, NH (FHA|USDA|VA) 2 $650,000 $325,000 $6,332 3.88%
Athens, TX (FHA|USDA|VA) 2 $650,000 $325,000 $5,736 3.56%
KINGSTON, NY (FHA|USDA|VA) 2 $650,000 $325,000 $1,460 3.69%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $640,000 $320,000 $4,803 3.38%
Klamath Falls, OR (FHA|USDA|VA) 3 $625,000 $208,333 $2,883 3.79%
Sandpoint, ID (FHA|USDA|VA) 3 $625,000 $208,333 $2,403 3.71%
Outside of Metro Areas 2 $620,000 $310,000 $2,815 3.56%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $620,000 $310,000 $5,127 3.25%
SAN ANGELO, TX (FHA|USDA|VA) 3 $615,000 $205,000 $3,839 3.61%
MANHATTAN, KS (FHA|USDA|VA) 3 $605,000 $201,667 $2,983 4.54%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $595,000 $595,000 $3,958 3.50%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $590,000 $295,000 $2,210 3.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $590,000 $295,000 $6,531 3.25%
Weatherford, OK (FHA|USDA|VA) 4 $590,000 $147,500 $3,386 4.41%
Traverse City, MI (FHA|USDA|VA) 3 $585,000 $195,000 $2,067 4.29%
Emporia, KS (FHA|USDA|VA) 3 $585,000 $195,000 $4,386 3.71%
BELLINGHAM, WA (FHA|USDA|VA) 2 $580,000 $290,000 $1,958 4.00%
Williston, ND (FHA|USDA|VA) 2 $580,000 $290,000 $4,746 3.63%
BURLINGTON, NC (FHA|USDA|VA) 3 $575,000 $191,667 $3,600 4.21%
Bozeman, MT (FHA|USDA|VA) 2 $570,000 $285,000 $2,027 3.94%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $570,000 $285,000 $5,010 3.56%
ANN ARBOR, MI (FHA|USDA|VA) 2 $560,000 $280,000 $2,614 3.94%
Show Low, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $3,579 3.94%
TOLEDO, OH (FHA|USDA|VA) 3 $555,000 $185,000 $1,883 4.00%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $550,000 $275,000 $4,178 3.81%
CHICO, CA (FHA|USDA|VA) 2 $540,000 $270,000 $2,466 4.25%
LANCASTER, PA (FHA|USDA|VA) 2 $530,000 $265,000 $3,855 4.13%
Silver City, NM (FHA|USDA|VA) 3 $515,000 $171,667 $5,809 4.13%
Stevens Point, WI (FHA|USDA|VA) 2 $510,000 $255,000 $1,249 4.00%
Grants, NM (FHA|USDA|VA) 2 $510,000 $255,000 $4,072 4.00%
Somerset, KY (FHA|USDA|VA) 2 $500,000 $250,000 $3,861 3.63%
JACKSON, TN (FHA|USDA|VA) 2 $500,000 $250,000 $3,612 3.69%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $495,000 $165,000 $3,368 4.42%
CaƱon City, CO (FHA|USDA|VA) 1 $485,000 $485,000 $4,733 3.63%
MISSOULA, MT (FHA|USDA|VA) 2 $480,000 $240,000 $1,878 3.44%
SYRACUSE, NY (FHA|USDA|VA) 2 $480,000 $240,000 $5,614 4.06%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $480,000 $240,000 $2,086 3.31%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $470,000 $235,000 $2,214 3.94%
ROANOKE, VA (FHA|USDA|VA) 2 $470,000 $235,000 $5,206 3.94%
Laramie, WY (FHA|USDA|VA) 2 $470,000 $235,000 $2,718 4.19%
NAPA, CA (FHA|USDA|VA) 1 $465,000 $465,000 $2,034 3.25%
Key West, FL (FHA|USDA|VA) 1 $465,000 $465,000 $2,890 4.25%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $460,000 $230,000 $3,371 3.94%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $450,000 $225,000 $3,069 3.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $450,000 $225,000 $4,555 3.63%
MORRISTOWN, TN (FHA|USDA|VA) 1 $445,000 $445,000 $3,244 3.63%
Ada, OK (FHA|USDA|VA) 3 $445,000 $148,333 $2,876 4.50%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $440,000 $220,000 $1,874 3.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $440,000 $220,000 $3,975 3.44%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $440,000 $220,000 $2,697 4.13%
EL CENTRO, CA (FHA|USDA|VA) 1 $435,000 $435,000 $3,551 4.50%
GOLDSBORO, NC (FHA|USDA|VA) 2 $420,000 $210,000 $3,392 3.31%
Oneonta, NY (FHA|USDA|VA) 2 $420,000 $210,000 $3,667 4.44%
GAINESVILLE, FL (FHA|USDA|VA) 2 $420,000 $210,000 $5,947 3.94%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $415,000 $415,000 $2,932 3.00%
ROCHESTER, NY (FHA|USDA|VA) 2 $410,000 $205,000 $3,754 4.00%
Riverton, WY (FHA|USDA|VA) 1 $405,000 $405,000 $2,859 4.00%
Susanville, CA (FHA|USDA|VA) 2 $400,000 $200,000 $3,287 4.94%
Hutchinson, KS (FHA|USDA|VA) 2 $390,000 $195,000 $2,761 3.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $385,000 $385,000 $1,882 4.25%
VISALIA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $3,052 3.75%
SALINAS, CA (FHA|USDA|VA) 1 $385,000 $385,000 $1,048 3.38%
Forest City, NC (FHA|USDA|VA) 1 $385,000 $385,000 $2,573 3.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $380,000 $190,000 $6,209 3.69%
Woodward, OK (FHA|USDA|VA) 2 $380,000 $190,000 $6,238 3.94%
Bonham, TX (FHA|USDA|VA) 2 $380,000 $190,000 $6,452 3.94%
Rexburg, ID (FHA|USDA|VA) 2 $370,000 $185,000 $2,494 4.31%
Ellensburg, WA (FHA|USDA|VA) 1 $355,000 $355,000 $2,434 4.25%
Lebanon, NH-VT (FHA|USDA|VA) 1 $355,000 $355,000 $2,896 3.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $350,000 $175,000 $2,262 4.38%
TYLER, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,549 3.87%
BAY CITY, MI (FHA|USDA|VA) 1 $345,000 $345,000 $1,897 3.25%
Torrington, CT (FHA|USDA|VA) 1 $345,000 $345,000 $12,585 4.25%
Rutland, VT (FHA|USDA|VA) 2 $340,000 $170,000 $3,560 4.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $335,000 $335,000 $3,632 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $335,000 $335,000 $2,772 3.50%
Miami, OK (FHA|USDA|VA) 7 $335,000 $47,857 $0 4.68%
New Castle, PA (FHA|USDA|VA) 2 $330,000 $165,000 $5,409 4.06%
Vincennes, IN (FHA|USDA|VA) 1 $325,000 $325,000 $1,525 4.13%
STAUNTON, VA (FHA|USDA|VA) 1 $315,000 $315,000 $7,629 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $315,000 $315,000 $2,620 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $315,000 $315,000 $13,130 3.88%
Brenham, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,129 4.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $305,000 $305,000 $1,111 4.00%
Atchison, KS (FHA|USDA|VA) 1 $305,000 $305,000 $3,388 3.75%
Newport, OR (FHA|USDA|VA) 1 $305,000 $305,000 $2,222 4.38%
Duncan, OK (FHA|USDA|VA) 2 $300,000 $150,000 $3,726 4.56%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $6,311 3.88%
PANAMA CITY, FL (FHA|USDA|VA) 1 $295,000 $295,000 $546 3.50%
Del Rio, TX (FHA|USDA|VA) 1 $295,000 $295,000 $7,740 3.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $290,000 $145,000 $1,989 4.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $285,000 $285,000 $1,386 3.50%
Paris, TX (FHA|USDA|VA) 1 $285,000 $285,000 $12,250 3.75%
Roseburg, OR (FHA|USDA|VA) 1 $285,000 $285,000 $1,724 3.38%
Columbus, MS (FHA|USDA|VA) 1 $275,000 $275,000 $7,505 3.50%
MONROE, LA (FHA|USDA|VA) 1 $275,000 $275,000 $3,206 3.25%
Athens, OH (FHA|USDA|VA) 1 $275,000 $275,000 $5,501 4.25%
Mount Vernon, OH (FHA|USDA|VA) 1 $275,000 $275,000 $1,731 3.38%
DuBois, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,518 3.25%
Cookeville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $1,708 4.38%
BILLINGS, MT (FHA|USDA|VA) 1 $265,000 $265,000 $7,044 3.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,041 3.75%
Eufaula, AL-GA (FHA|USDA|VA) 2 $260,000 $130,000 $2,206 3.94%
DULUTH, MN-WI (FHA|USDA|VA) 1 $255,000 $255,000 $515 4.25%
Coos Bay, OR (FHA|USDA|VA) 1 $255,000 $255,000 $8,609 3.25%
Ardmore, OK (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.49%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $255,000 $255,000 $2,098 4.25%
Greenville, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,189 4.50%
GREEN BAY, WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,091 3.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $255,000 $255,000 $5,286 3.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $255,000 $255,000 $6,722 4.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $931 3.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $245,000 $245,000 $1,089 3.50%
Ozark, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,430 3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $245,000 $245,000 $2,031 3.50%
Payson, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $3,518 4.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $245,000 $245,000 $983 3.25%
MERCED, CA (FHA|USDA|VA) 1 $245,000 $245,000 $1,678 5.00%
Nogales, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $3,887 5.25%
Corsicana, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,856 3.63%
Hailey, ID (FHA|USDA|VA) 1 $235,000 $235,000 $3,280 3.38%
UTICA-ROME, NY (FHA|USDA|VA) 2 $230,000 $115,000 $3,636 4.88%
Auburn, IN (FHA|USDA|VA) 1 $225,000 $225,000 $1,782 4.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $225,000 $225,000 $1,141 4.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,473 3.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $225,000 $225,000 $1,104 5.13%
BANGOR, ME (FHA|USDA|VA) 1 $225,000 $225,000 $1,658 4.13%
YAKIMA, WA (FHA|USDA|VA) 1 $225,000 $225,000 $991 3.38%
Ruston, LA (FHA|USDA|VA) 1 $215,000 $215,000 $2,084 3.75%
Eagle Pass, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,701 4.63%
Palatka, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,424 4.00%
FLINT, MI (FHA|USDA|VA) 1 $205,000 $205,000 $980 3.50%
Ruidoso, NM (FHA|USDA|VA) 2 $200,000 $100,000 $3,979 5.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $195,000 $195,000 $1,689 4.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $190,000 $95,000 $1,518 4.82%
Russellville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $861 4.50%
Selinsgrove, PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,722 4.00%
Levelland, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,301 4.88%
Marshall, MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,663 3.38%
Statesboro, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,583 5.00%
OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $6,010 3.38%
Greenwood, SC (FHA|USDA|VA) 1 $185,000 $185,000 $5,025 4.13%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $175,000 $175,000 $3,045 4.00%
BINGHAMTON, NY (FHA|USDA|VA) 1 $175,000 $175,000 $6,880 3.63%
GREAT FALLS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $5,924 4.38%
HATTIESBURG, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,003 4.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,060 4.38%
NEW BERN, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,969 4.38%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $175,000 $175,000 $5,140 4.25%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,164 3.13%
Mineral Wells, TX (FHA|USDA|VA) 2 $170,000 $85,000 $3,142 3.85%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,463 4.50%
Sterling, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,745 4.00%
Deming, NM (FHA|USDA|VA) 2 $160,000 $80,000 $4,324 4.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,863 4.00%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,915 4.38%
Picayune, MS (FHA|USDA|VA) 1 $155,000 $155,000 $1,336 4.38%
LIMA, OH (FHA|USDA|VA) 2 $150,000 $75,000 $2,175 4.25%
El Campo, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,210 4.38%
Georgetown, SC (FHA|USDA|VA) 1 $145,000 $145,000 $2,566 4.88%
Pahrump, NV (FHA|USDA|VA) 1 $145,000 $145,000 $4,455 4.50%
Frankfort, KY (FHA|USDA|VA) 1 $135,000 $135,000 $1,352 5.13%
Ottawa, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,012 4.50%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,619 4.38%
Sterling, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,368 4.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,198 5.00%
Bay City, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.37%
Berlin, NH (FHA|USDA|VA) 1 $115,000 $115,000 $2,809 4.00%
Safford, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $2,773 5.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,920 5.88%
Union City, TN (FHA|USDA|VA) 1 $85,000 $85,000 $5,928 3.50%
ERIE, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,436 3.63%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,650 3.50%
Snyder, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.19%
Portales, NM (FHA|USDA|VA) 1 $75,000 $75,000 $3,061 5.25%
Sulphur Springs, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.19%
Lincoln, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,126 3.38%
READING, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,297 5.38%
West Plains, MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,643 4.50%
Branson, MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,569 4.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $55,000 $55,000 $3,107 4.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $55,000 $55,000 $3,380 4.13%
Hope, AR (FHA|USDA|VA) 1 $55,000 $55,000 $2,593 5.50%
Liberal, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,643 4.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $35,000 $35,000 $2,768 4.00%
Sedalia, MO (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.96%
JONESBORO, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.96%
Salina, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.49%
Bokf's top markets include Tulsa, Denver, Albuquerque, Dallas, and Oklahoma City among others.

Their top states include:
  • Oklahoma (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Similarity Rank: 84
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 90
    Citizens Tri-County Bank
    Similarity Rank: 104
    LYNDON STATE BANK
    Similarity Rank: 115
    MID AMERICAN
    Similarity Rank: 128
    Central Bank of Oklahoma
    Similarity Rank: 140
    MYPOINT Credit Union
    Similarity Rank: 147

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,910 $2,604,990,000 $262,865 $3,130 4.37%
    HELOC 2,720 $271,700,000 $99,890 n/a 4.18%
    VA 1,684 $577,260,000 $342,791 $5,392 3.70%
    FHA 1,451 $268,485,000 $185,034 $6,517 4.16%
    USDA 79 $11,155,000 $141,203 $4,489 4.01%

    For 2019, Bokf's most frequently originated type of loan was Conventional, with 9,910 originations. Their 2nd most popular type was HELOC, with 2,720 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,727 $1,997,625,000 $258,525 $4,484 4.19%
    Refi 3,139 $1,017,055,000 $324,006 $2,895 3.84%
    Cash Out Refi 2,301 $510,275,000 $221,762 $3,822 4.33%
    Home Improvement 1,499 $92,425,000 $61,658 $75 4.66%
    Other 1,178 $116,210,000 $98,650 $1,430 5.00%

    For 2019, Bokf's most frequently cited loan purpose was Home Purchase, with 7,727 originations. The 2nd most popular reason was Refi, with 3,139 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,154 $2,743,770,000 $270,216 $4,297 4.15%
    Other 2,558 $359,150,000 $140,403 $2,116 4.24%
    15 Year 1,544 $302,780,000 $196,101 $2,738 4.00%
    20 Year 1,042 $173,210,000 $166,228 $1,731 4.56%
    10 Year 417 $29,485,000 $70,707 $633 6.28%
    5 Year 100 $33,300,000 $333,000 $7 5.86%
    3 Year 19 $83,285,000 $4,383,421 $0 5.83%
    1 Year 10 $8,610,000 $861,000 $0 4.32%

    For 2019, Bokf's most frequently cited loan duration was 30 Year, with 10,154 originations. The 2nd most popular length was Other, with 2,558 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,093 $1,356,325,000 $222,604
    $1k-2k 5,736 $1,492,350,000 $260,173
    $2k-3k 759 $212,075,000 $279,414
    $3k-4k 276 $86,700,000 $314,130
    $5k+ 111 $67,075,000 $604,279
    $4k-5k 104 $39,590,000 $380,673

    Bokf's average total fees were $4,297, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,093 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 8,396 $2,100,030,000 $250,123
    4-5% 4,756 $1,311,450,000 $275,746
    5-6% 1,695 $239,755,000 $141,448
    6-7% 647 $39,305,000 $60,750
    7-8% 196 $5,710,000 $29,133
    2.5-3% 115 $36,275,000 $315,435
    Over 8% 20 $800,000 $40,000
    <2.5% 19 $265,000 $13,947

    During 2019, Bokf's average interest rate for loans was 4.15%, while their most frequently originated rate bucket for loans was 3-4%, with 8,396 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,261 $1,494,805,000 $284,129 $4,288 3.98%
    $100k-200k 4,394 $652,860,000 $148,580 $3,846 4.23%
    $100,000 or less 4,034 $195,880,000 $48,557 $1,479 4.79%
    $400k-600k 1,684 $790,720,000 $469,549 $4,487 3.88%
    $600k-1MM 359 $262,595,000 $731,462 $5,783 3.98%
    $1MM+ 112 $336,730,000 $3,006,518 $10,325 4.38%

    2019 saw Bokf place emphasis on $200k-400k loans with 5,261 originations, totaling $1,494,805,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,488 $847,700,000 $243,033 $3,914 4.16%
    $50k-75k 3,244 $520,130,000 $160,336 $3,838 4.34%
    $75k-100k 2,564 $522,700,000 $203,861 $3,835 4.23%
    $50k or less 2,485 $265,835,000 $106,976 $3,234 4.44%
    $150k-250k 2,388 $708,510,000 $296,696 $4,032 4.13%
    $250k+ 1,349 $601,325,000 $445,756 $4,290 4.15%

    Bokf lent most frequently to those with incomes in the $100k-150k range, with 3,488 originations. The second most popular income band? $50k-75k, with 3,244 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,620 $812,000,000 $224,309 $3,452 4.19%
    30-36% 2,815 $623,565,000 $221,515 $3,627 4.27%
    <20% 1,417 $309,975,000 $218,754 $3,027 4.07%
    49% 706 $120,060,000 $170,057 $3,575 4.36%
    50-60% 680 $178,500,000 $262,500 $6,431 4.09%
    39% 606 $129,490,000 $213,680 $3,777 4.43%
    44% 557 $123,985,000 $222,594 $4,173 4.31%
    38% 553 $119,545,000 $216,175 $3,588 4.40%
    42% 536 $127,600,000 $238,060 $4,048 4.23%
    37% 524 $110,360,000 $210,611 $3,800 4.34%
    43% 511 $114,335,000 $223,748 $3,849 4.32%
    36% 507 $123,395,000 $243,383 $3,702 4.25%
    40% 499 $119,415,000 $239,309 $4,350 4.18%
    41% 478 $111,530,000 $233,326 $3,965 4.29%
    45% 459 $98,805,000 $215,261 $4,232 4.31%
    48% 430 $85,630,000 $199,140 $3,745 4.36%
    46% 408 $88,910,000 $217,917 $3,725 4.34%
    47% 395 $84,225,000 $213,228 $3,975 4.28%
    >60% 75 $30,815,000 $410,867 $3,782 3.62%

    Bokf lent most frequently to those with DTI ratios of 20-30%, with 3,620 originations. The next most common DTI ratio? 30-36%, with 2,815 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,210 $2,679,420,000 $219,445 $3,727 4.26%
    Not provided 1,825 $479,245,000 $262,600 $3,980 4.15%
    Not applicable 55 $211,915,000 $3,853,000 $5,118 4.63%
    Asian 700 $163,000,000 $232,857 $4,012 4.18%
    Black 476 $101,400,000 $213,025 $4,291 4.26%
    American Indian 478 $73,020,000 $152,762 $4,262 4.35%
    Asian Indian 39 $13,025,000 $333,974 $3,332 3.67%
    Native Hawaiian or Islander 20 $3,910,000 $195,500 $3,333 3.91%
    Other Asian 13 $2,935,000 $225,769 $5,048 4.13%
    Chinese 6 $2,240,000 $373,333 $3,064 3.58%
    Filipino 8 $900,000 $112,500 $2,481 4.45%
    Korean 3 $835,000 $278,333 $4,010 3.92%
    Vietnamese 5 $775,000 $155,000 $3,725 4.35%
    Guamanian 2 $490,000 $245,000 $3,298 4.38%
    Other Pacific Islander 3 $435,000 $145,000 $4,382 3.71%
    1 $45,000 $45,000 $0 5.74%

    Approval Rates

    Total approvals of all applications
    78.50%

    Bokf has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    78.64%

    Bokf has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,844 $3,733,590,000 $235,647

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $105,000 $105,000
    Multifamily:Site-Built 21 $185,775,000 $8,846,429
    Single Family (1-4 Units):Manufactured 194 $26,650,000 $137,371
    Single Family (1-4 Units):Site-Built 15,628 $3,521,060,000 $225,305

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,491 $180,045,000 $120,755 $1,658 4.47%
    40-60% 1,485 $355,625,000 $239,478 $2,973 4.08%
    60-80% 4,136 $1,309,120,000 $316,518 $3,529 4.18%
    80-100% 6,409 $1,701,325,000 $265,459 $4,518 4.07%
    Over 100% 234 $72,880,000 $311,453 $10,675 3.90%
    Under 20% 2,077 $96,965,000 $46,685 $190 4.92%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    BOKF, National Association 102 West 6th Street, Suite 100 Larned, KS 67550 Limited, Trust Office $0
    BOKF, National Association 1 Williams Center Tulsa, OK 74172 Full Service Cyber Office $60,811
    BOKF, National Association 10040 Coors-By-Pass, N.W. Albuquerque, NM 87114 Full Service B&M $62,887
    BOKF, National Association 1044 Main Street Kansas City, MO 64105 Full Service B&M $10,260
    BOKF, National Association 10912 North Rockwell Avenue Oklahoma City, OK 73162 Full Service B&M $31,530
    BOKF, National Association 1100 South Garth Brooks Boulevard Yukon, OK 73099 Full Service B&M $87,289
    BOKF, National Association 11010 S Elm Street Jenks, OK 74037 Full Service B&M $34,531
    BOKF, National Association 11111 East 81st Street Tulsa, OK 74133 Full Service B&M $88,583
    BOKF, National Association 11225 College Blvd Overland Park, KS 66210 Limited, Trust Office $0
    BOKF, National Association 11300 North May Avenue Oklahoma City, OK 73120 Full Service B&M $48,785
    BOKF, National Association 1140 N York Street Muskogee, OK 74403 Full Service B&M $39,213
    BOKF, National Association 11815 East 86th Street North Owasso, OK 74055 Full Service B&M $32,355
    BOKF, National Association 11830 South Pennsylvania Avenue Oklahoma City, OK 73170 Full Service B&M $55,146
    BOKF, National Association 12052 South Memorial Drive Bixby, OK 74008 Full Service B&M $69,755
    BOKF, National Association 12112 Metcalf Avenue Overland Park, KS 66213 Full Service B&M $714,921
    BOKF, National Association 12255 Westheimer Houston, TX 77077 Full Service B&M $33,132
    BOKF, National Association 125 Southwest Blvd Kansas City, MO 64108 Full Service B&M $18,968
    BOKF, National Association 12764 Memorial Drive Houston, TX 77024 Full Service B&M $34,538
    BOKF, National Association 1301 Juan Tabo Boulevard, N.E. Albuquerque, NM 87112 Full Service B&M $77,816
    BOKF, National Association 1303 South East Walton Boulevard Bentonville, AR 72712 Full Service B&M $8,210
    BOKF, National Association 13230 West Little York Houston, TX 77041 Full Service B&M $29,380
    BOKF, National Association 1325 North Kelly Avenue Edmond, OK 73003 Full Service B&M $44,810
    BOKF, National Association 13600 N. Macarthur Boulevard Oklahoma City, OK 73142 Full Service B&M $92,322
    BOKF, National Association 1400 East 15th Street Edmond, OK 73013 Full Service B&M $128,233
    BOKF, National Association 1400 South Santa Fe Avenue Edmond, OK 73003 Full Service B&M $74,621
    BOKF, National Association 1401 Lawrence Street Denver, CO 80202 Full Service B&M $1,337,486
    BOKF, National Association 14098 Nw Freeway Houston, TX 77040 Full Service B&M $50,322
    BOKF, National Association 14575 East Alameda Aurora, CO 80012 Full Service B&M $17,375
    BOKF, National Association 1500 Midwest Boulevard Midwest City, OK 73110 Full Service B&M $83,151
    BOKF, National Association 1500 North Central Expressway Mckinney, TX 75070 Full Service B&M $96,875
    BOKF, National Association 1520 North 9th St Broken Arrow, OK 74012 Full Service B&M $82,831
    BOKF, National Association 15245 Southwest Freeway Sugar Land, TX 77478 Full Service B&M $242,966
    BOKF, National Association 15490 East Hampden Avenue Aurora, CO 80013 Full Service B&M $44,679
    BOKF, National Association 15710 W Colfax Ave Golden, CO 80401 Full Service B&M $179,699
    BOKF, National Association 15725 Cypresswood Medical Drive Houston, TX 77014 Full Service B&M $76,136
    BOKF, National Association 1600 Broadway Denver, CO 80202 Full Service B&M $1,040,627
    BOKF, National Association 1600 West Mineral Avenue Littleton, CO 80120 Full Service B&M $155,442
    BOKF, National Association 1604 North Lewis Tulsa, OK 74110 Full Service B&M $21,409
    BOKF, National Association 1644 24th Ave Nw, Ste 104 Norman, OK 73069 Full Service Retail $25,252
    BOKF, National Association 1710 Ne Douglas St Lees Summit, MO 64086 Full Service B&M $4,450
    BOKF, National Association 17821 Cottonwood Drive Parker, CO 80134 Full Service B&M $22,104
    BOKF, National Association 19201 E. Mainstreet Parker, CO 80134 Full Service B&M $61,082
    BOKF, National Association 201 South Main Street Grove, OK 74344 Full Service B&M $44,145
    BOKF, National Association 201 Wadsworth Boulevard Lakewood, CO 80226 Full Service B&M $32,217
    BOKF, National Association 201 West Twelfth Street Dallas, TX 75208 Full Service B&M $29,829
    BOKF, National Association 2021 South Lewis Avenue Tulsa, OK 74104 Full Service B&M $85,036
    BOKF, National Association 2025 Pearl Street Boulder, CO 80302 Full Service B&M $256,137
    BOKF, National Association 2100 West Houston Broken Arrow, OK 74012 Full Service B&M $102,645
    BOKF, National Association 215 State Street Muskogee, OK 74401 Full Service B&M $221,268
    BOKF, National Association 219 South Main Eufaula, OK 74432 Full Service B&M $35,408
    BOKF, National Association 2250 State Highway 114 West Grapevine, TX 76051 Full Service B&M $34,746
    BOKF, National Association 2308 North Van Buren Street Enid, OK 73703 Full Service B&M $76,161
    BOKF, National Association 250 N. Rock Road Wichita, KS 67206 Limited, Trust Office $0
    BOKF, National Association 2500 Louisiana Boulevard, N.E. Albuquerque, NM 87110 Full Service B&M $93,118
    BOKF, National Association 2601 North Meridian Oklahoma City, OK 73107 Full Service B&M $56,872
    BOKF, National Association 2650 Royal Lane Dallas, TX 75229 Full Service B&M $175,712
    BOKF, National Association 275 East Rivulon Blvd Suite 101 Gilbert, AZ 85297 Full Service B&M $101,735
    BOKF, National Association 300 North 32nd Street Muskogee, OK 74401 Full Service B&M $35,628
    BOKF, National Association 3001 East Cambelback Road Phoenix, AZ 85016 Full Service B&M $784,999
    BOKF, National Association 3037 S. Garnett Road Tulsa, OK 74129 Full Service B&M $65,553
    BOKF, National Association 3045 South Harvard Ave Tulsa, OK 74114 Full Service B&M $121,261
    BOKF, National Association 307 West Washington, Suite 200 Sherman, TX 75090 Full Service B&M $99,053
    BOKF, National Association 320 South Boston Avenue Tulsa, OK 74103 Full Service B&M $56,142
    BOKF, National Association 3200 Heritage Trace Parkway Fort Worth, TX 76177 Full Service B&M $28,004
    BOKF, National Association 3237 South Peoria Avenue Tulsa, OK 74105 Full Service B&M $264,908
    BOKF, National Association 3301 Coors Boulevard, N.W. Albuquerque, NM 87120 Full Service B&M $32,326
    BOKF, National Association 333 West Campbell Road Richardson, TX 75080 Full Service B&M $174,191
    BOKF, National Association 3500 North College Ave Fayetteville, AR 72703 Full Service B&M $177,592
    BOKF, National Association 3550 West Main St Norman, OK 73072 Full Service B&M $114,713
    BOKF, National Association 3610 East First Avenue Denver, CO 80206 Full Service B&M $214,216
    BOKF, National Association 3800 North Macarthur Blvd Warr Acres, OK 73122 Full Service Retail $21,779
    BOKF, National Association 3815 South East Frank Phillips Boulevard Bartlesville, OK 74006 Full Service B&M $52,566
    BOKF, National Association 3901 Southern Boulevard, S.E. Rio Rancho, NM 87124 Full Service B&M $82,340
    BOKF, National Association 3908 Telephone Road Lake Worth, TX 76135 Full Service B&M $69,759
    BOKF, National Association 400 Coit Road Plano, TX 75075 Full Service B&M $29,381
    BOKF, National Association 400 Tijeras Avenue Nw, Suite 150 Albuquerque, NM 87102 Full Service B&M $685,857
    BOKF, National Association 4000 Macarthur Blvd. Suite 600 Newport Beach, CA 92658 Limited, Trust Office $0
    BOKF, National Association 401 Coors Boulevard Nw Albuquerque, NM 87121 Full Service B&M $36,015
    BOKF, National Association 401 East Broadway Sand Springs, OK 74063 Full Service B&M $81,220
    BOKF, National Association 4140 West 71st Street Prairie Village, KS 66208 Full Service B&M $12,088
    BOKF, National Association 420 North Robinson Ave Oklahoma City, OK 73102 Limited, Drive-thru $0
    BOKF, National Association 4262 Live Oak Street Dallas, TX 75204 Full Service B&M $49,087
    BOKF, National Association 4324 Southeast 44th Street Del City, OK 73135 Full Service B&M $27,931
    BOKF, National Association 4544 South 33rd West Avenue Tulsa, OK 74107 Full Service B&M $34,886
    BOKF, National Association 4555 Sweetwater Boulevard Sugar Land, TX 77479 Full Service B&M $37,106
    BOKF, National Association 4695 Quebec Street Denver, CO 80216 Full Service B&M $210,265
    BOKF, National Association 4700 Montgomery Boulevard Northeast Albuquerque, NM 87109 Full Service B&M $30,054
    BOKF, National Association 4901 East Central Avenue, N.E. Albuquerque, NM 87108 Full Service B&M $55,122
    BOKF, National Association 499 W. Sheridan Ave Oklahoma City, OK 73102 Full Service B&M $1,763,008
    BOKF, National Association 500 Chimney Rock Houston, TX 77056 Full Service B&M $986,768
    BOKF, National Association 500 Grapevine Highway Hurst, TX 76054 Full Service B&M $93,758
    BOKF, National Association 5320 Bellaire Boulevard Bellaire, TX 77401 Full Service B&M $110,316
    BOKF, National Association 5500 Kirby Drive Houston, TX 77005 Full Service B&M $45,900
    BOKF, National Association 5509 North Pennsylvania Avenue Oklahoma City, OK 73112 Full Service B&M $79,071
    BOKF, National Association 555 West Grand Parkway South Katy, TX 77494 Full Service B&M $38,251
    BOKF, National Association 5727 South Lewis Avenue Tulsa, OK 74105 Full Service B&M $46,089
    BOKF, National Association 5909 Camp Bowie Fort Worth, TX 76107 Full Service B&M $32,280
    BOKF, National Association 5910 South University Blvd., Suite C-16 Greenwood Village, CO 80121 Full Service B&M $57,707
    BOKF, National Association 5915 Wyoming Boulevard, N.E. Albuquerque, NM 87109 Full Service B&M $91,561
    BOKF, National Association 5956 Sherry Ln., Ste 1100 Dallas, TX 75225 Full Service B&M $2,471,378
    BOKF, National Association 600 Penn St. Fort Worth, TX 76102 Full Service B&M $575,412
    BOKF, National Association 6036 South Yale Avenue Tulsa, OK 74135 Full Service B&M $129,180
    BOKF, National Association 6105 W. Park Blvd. Plano, TX 75093 Full Service B&M $31,349
    BOKF, National Association 6201 Hillcrest Avenue Dallas, TX 75205 Full Service B&M $44,799
    BOKF, National Association 634 Becker Avenue Belen, NM 87002 Full Service B&M $37,577
    BOKF, National Association 645 Main Street, N.E. Los Lunas, NM 87031 Full Service B&M $33,264
    BOKF, National Association 6505 East 101st Street South Tulsa, OK 74133 Full Service B&M $132,447
    BOKF, National Association 6517 Nw Expressway Oklahoma City, OK 73132 Full Service B&M $47,822
    BOKF, National Association 6530 Paradise Blvd Albuquerque, NM 87114 Full Service B&M $20,392
    BOKF, National Association 6600 North Fourth Street, N.W. Albuquerque, NM 87107 Full Service B&M $53,936
    BOKF, National Association 6701 Preston Road Dallas, TX 75205 Full Service B&M $57,158
    BOKF, National Association 7 West 62nd Terrace Kansas City, MO 64113 Full Service B&M $12,262
    BOKF, National Association 7000 E. Mayo Blvd # 22 Phoenix, AZ 85054 Full Service B&M $310,303
    BOKF, National Association 706a St. Michael's Drive Santa Fe, NM 87505 Full Service B&M $25,871
    BOKF, National Association 7110 S. Olympia Avenue West Tulsa, OK 74132 Full Service B&M $59,290
    BOKF, National Association 7121 South Sheridan Road Tulsa, OK 74133 Full Service B&M $73,509
    BOKF, National Association 7600 West Northwest Highway Dallas, TX 75225 Limited, Drive-thru $68,785
    BOKF, National Association 7701 South Western Avenue Oklahoma City, OK 73139 Full Service B&M $60,405
    BOKF, National Association 792 Watters Road Allen, TX 75013 Full Service B&M $28,390
    BOKF, National Association 7923 East 51st Street Tulsa, OK 74145 Full Service Retail $26,362
    BOKF, National Association 8095 E Belleview Avenue Englewood, CO 80111 Full Service B&M $32,510
    BOKF, National Association 8221 Wyoming Boulevard Ne Albuquerque, NM 87113 Full Service B&M $62,639
    BOKF, National Association 8277 Walnut Hill Lane Dallas, TX 75231 Full Service B&M $44,219
    BOKF, National Association 851 N Macarthur Blvd. Coppell, TX 75019 Full Service B&M $23,836
    BOKF, National Association 900 South Kansas Avenue, Suite 100 Topeka, KS 66612 Limited, Trust Office $0
    BOKF, National Association 901 Dobson Mesa, AZ 85201 Full Service B&M $112,746
    BOKF, National Association 9300 North Pennsylvania Oklahoma City, OK 73120 Full Service B&M $67,000
    BOKF, National Association 9520 South Delaware Ave Tulsa, OK 74137 Full Service B&M $70,334
    BOKF, National Association 9545 W. Camelback Phoenix, AZ 85037 Full Service B&M $8,421
    BOKF, National Association 9561 S. University Blvd Highlands Ranch, CO 80126 Full Service B&M $60,749
    BOKF, National Association 9580 North Garnett Road Owasso, OK 74055 Full Service B&M $98,584
    BOKF, National Association One East Choctaw Mcalester, OK 74501 Full Service B&M $33,934
    BOKF, National Association One Williams Center Tulsa, OK 74172 Full Service B&M $6,807,696

    For 2019, Bokf had 133 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,530,163
    Net interest income $1,122,397
    Total noninterest income $566,761
    Gross Fiduciary activities income $149,019
    Service charges on deposit accounts $90,455
    Trading account gains and fees $101,741
    Additional Noninterest Income $225,546
    Pre-tax net operating income $633,904
    Securities gains (or losses, -) $6,031
    Income before extraordinary items $506,797
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $506,797
    Minority interest net income $0
    Net income $506,797
    Sale, conversion, retirement of capital stock, net $15,447
    Net operating income $502,032

    Bokf's gross interest income from loans was $1,530,163,000.
    Bokf's net interest income from loans was $1,122,397,000.
    Bokf's fee based income from loans was $90,455,000.
    Bokf's net income from loans was $506,797,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $407,766
    Provision for credit losses $44,205
    Total noninterest expense $1,011,049
    Salaries and employee benefits $598,926
    Premises and equipment expense $103,705
    Additional noninterest expense $308,418
    Applicable income taxes $133,138
    Net charge-offs $40,903
    Cash dividends $340,000

    Bokf's interest expense for loans was $407,766,000.
    Bokf's payroll and benefits expense were $598,926,000.
    Bokf's property, plant and equipment expenses $103,705,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 1.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 6.0%
    HELOC loans 0.0%
    All other family 7.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $27,912,957
    Deposits held in domestic offices $27,912,957
    Deposits by Individuals, partnerships, and corporations $26,413,642
    Deposits by U.S. Government $8,044
    Deposits by States and political subdivisions in the U.S. $1,272,506
    Deposits by Commercial banks and other depository institutions in U.S. $218,765
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $7,262,755
    Demand deposits $1,847,884
    Nontransaction accounts $20,650,202
    Money market deposit accounts (MMDAs) $17,874,125
    Other savings deposits (excluding MMDAs) $550,276
    Total time deposits $2,225,801
    Total time and savings deposits $26,065,073
    Noninterest-bearing deposits $1,847,884
    Interest-bearing deposits $26,065,073
    Retail deposits $25,649,181
    IRAs and Keogh plan accounts $263,599
    Brokered deposits $1,470,256
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $42,074,066
    Cash & Balances due from depository institutions $1,382,377
    Interest-bearing balances $481,595
    Total securities $11,569,270
    Federal funds sold & reverse repurchase $8,693
    Net loans and leases $21,667,771
    Loan and leases loss allowance $210,759
    Trading account assets $2,770,134
    Bank premises and fixed assets $477,083
    Other real estate owned $14,843
    Goodwill and other intangibles $1,314,554
    All other assets $2,869,341

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $42,074,066
    Total Liabilities $37,471,089
    Total deposits $27,912,957
    Interest-bearing deposits $26,065,073
    Deposits held in domestic offices $27,912,957
    % insured (estimated) $47
    Federal funds purchased and repurchase agreements $3,804,231
    Trading liabilities $44,156
    Other borrowed funds $4,649,800
    Subordinated debt $65,220
    All other liabilities $994,725

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $21,667,771
    Loan and leases loss allowance $210,759
    Total loans and leases (domestic) $21,878,530
    All real estate loans $11,035,765
    Real estate loans in domestic offices $11,035,765
    Construction and development loans $1,476,728
    Residential 1-4 family construction $79,137
    Other construction, all land development and other land $1,397,591
    Loans secured by nonfarm nonresidential properties $6,037,925
    Nonfarm nonresidential secured by owner-occupied properties $1,864,111
    Commercial real estate & other non-farm, non-residential $4,173,814
    Multifamily residential real estate $1,122,504
    1-4 family residential loans $2,377,140
    Farmland loans $21,468
    Loans held in foreign offices $0
    Farm loans $9,976
    Commercial and industrial loans $8,798,128
    To non-U.S. addressees $22,508
    Loans to individuals $425,128
    Credit card loans $0
    Related Plans $15,098
    Consumer Auto Loans $63,449
    Other loans to individuals $346,581
    All other loans & leases $1,651,203
    Loans to foreign governments and official institutions $0
    Other loans $391,682
    Loans to depository institutions and acceptances of other banks $8,000
    Loans not secured by real estate $15,824
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $28,056
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    BOKF had $21,667,771,000 of loans outstanding in 2019. $11,035,765,000 of loans were in real estate loans. $1,476,728,000 of loans were in development loans. $1,122,504,000 of loans were in multifamily mortgage loans. $2,377,140,000 of loans were in 1-4 family mortgage loans. $9,976,000 of loans were in farm loans. $0 of loans were in credit card loans. $63,449,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 981 $347,106 $353,829
    Nonfarm, nonresidential loans - <$100k 51 $2,445 $47,941
    Nonfarm, nonresidential loans - $100-250k 197 $25,047 $127,142
    Nonfarm, nonresidential loans - $250k-1MM 733 $319,614 $436,035
    Commercial & Industrial, US addressed loans - <$1MM 2,045 $305,145 $149,215
    Commercial & Industrial, US addressed loans - <$100k 1,141 $25,460 $22,314
    Commercial & Industrial, US addressed loans - $100-250k 358 $56,551 $157,964
    Commercial & Industrial, US addressed loans - $250k-1MM 546 $223,134 $408,670
    Farmland loans - <$1MM 1 $125 $125,000
    Farmland loans - $100-250k 1 $125 $125,000
    Agriculture operations loans - <$1MM 1 $227 $227,000
    Agriculture operations loans - $250k-1MM 1 $227 $227,000