Bokf Mortgage Rates, Fees & Info

Tulsa, OK

LEI: FU7RSW4CQQY98A2O7J66

Tax ID: 73-0780382

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Mortgage Data

Bank Data

Review & Overview

Bokf is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Bokf has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Tulsa, Dallas, Albuquerque, and Oklahoma City among others. We have data for 370 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bokf has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bokf is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.66% 3/28/24
30 Year Conventional Refi 6.60% 3/28/24
30 Year Cash-out Refi 6.94% 3/28/24
30 Year FHA Purchase 7.28% 3/28/24
30 Year FHA Refi 6.99% 3/28/24
30 Year VA Purchase 6.36% 3/28/24
30 Year VA Refi 6.17% 3/28/24
30 Year USDA Purchase 6.74% 3/28/24
30 Year USDA Refi 6.27% 3/28/24
15 Year Conventional Purchase 6.26% 3/28/24
15 Year Conventional Refi 6.28% 3/28/24
15 Year Cash-out Refi 6.28% 3/28/24
15 Year FHA Purchase 6.74% 3/28/24
15 Year VA Purchase 6.76% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bokf Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bokf. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

17,925

Origination Dollar Volume (All Markets)

$4,936,715,000

Employee count

4,660 Show all (26) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,626 $602,890,000 $370,781 $3,350 3.25%
TULSA, OK (FHA|USDA|VA) 2,988 $542,280,000 $181,486 $3,811 3.49%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,395 $533,095,000 $382,147 $5,167 3.35%
ALBUQUERQUE, NM (FHA|USDA|VA) 1,993 $458,065,000 $229,837 $3,730 3.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2,078 $383,440,000 $184,524 $3,474 3.50%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 834 $311,920,000 $374,005 $3,253 3.40%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 848 $282,140,000 $332,712 $5,113 3.40%
Breckenridge, CO (FHA|USDA|VA) 522 $231,080,000 $442,682 $3,308 3.16%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,006 $214,770,000 $213,489 $3,105 3.32%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 380 $128,490,000 $338,132 $4,912 3.16%
Outside of Metro Areas 442 $101,270,000 $229,118 $3,517 3.33%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 351 $61,325,000 $174,715 $3,063 3.42%
FORT COLLINS, CO (FHA|USDA|VA) 152 $54,200,000 $356,579 $3,769 3.15%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 85 $51,185,000 $602,176 $3,830 3.16%
Edwards, CO (FHA|USDA|VA) 104 $50,110,000 $481,827 $3,729 3.17%
GREELEY, CO (FHA|USDA|VA) 147 $46,225,000 $314,456 $4,011 3.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 92 $40,300,000 $438,043 $4,033 3.13%
SANTA FE, NM (FHA|USDA|VA) 158 $39,200,000 $248,101 $4,286 3.46%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 134 $35,690,000 $266,343 $5,030 3.37%
BOULDER, CO (FHA|USDA|VA) 87 $33,185,000 $381,437 $3,194 3.22%
EL PASO, TX (FHA|USDA|VA) 14 $26,270,000 $1,876,429 $4,702 3.55%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 40 $23,760,000 $594,000 $4,233 3.14%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 51 $22,855,000 $448,137 $3,712 3.09%
WICHITA, KS (FHA|USDA|VA) 133 $22,505,000 $169,211 $3,479 3.20%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 45 $22,135,000 $491,889 $3,812 2.99%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 25 $18,455,000 $738,200 $3,124 3.14%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 38 $17,330,000 $456,053 $5,454 3.22%
ENID, OK (FHA|USDA|VA) 128 $17,120,000 $133,750 $3,637 3.64%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 41 $16,685,000 $406,951 $4,528 3.20%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 31 $15,505,000 $500,161 $6,082 3.05%
TOPEKA, KS (FHA|USDA|VA) 90 $14,660,000 $162,889 $4,322 3.06%
COLORADO SPRINGS, CO (FHA|USDA|VA) 52 $14,180,000 $272,692 $3,868 3.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 21 $13,535,000 $644,524 $4,773 2.99%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 52 $12,970,000 $249,423 $4,820 3.15%
Athens, TX (FHA|USDA|VA) 11 $12,275,000 $1,115,909 $6,468 3.54%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 37 $12,245,000 $330,946 $3,759 3.11%
SALT LAKE CITY, UT (FHA|USDA|VA) 19 $11,335,000 $596,579 $4,827 3.25%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 26 $10,490,000 $403,462 $4,435 3.07%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 26 $10,380,000 $399,231 $3,271 3.16%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 36 $9,900,000 $275,000 $3,674 3.35%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 31 $9,645,000 $311,129 $4,005 2.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 14 $7,950,000 $567,857 $5,116 3.22%
Glenwood Springs, CO (FHA|USDA|VA) 11 $7,555,000 $686,818 $4,049 2.85%
LAS CRUCES, NM (FHA|USDA|VA) 33 $6,535,000 $198,030 $4,403 3.35%
LAWTON, OK (FHA|USDA|VA) 48 $6,480,000 $135,000 $4,189 3.22%
FLAGSTAFF, AZ (FHA|USDA|VA) 17 $6,005,000 $353,235 $3,875 3.22%
Muskogee, OK (FHA|USDA|VA) 59 $5,875,000 $99,576 $2,939 3.70%
Bartlesville, OK (FHA|USDA|VA) 49 $5,845,000 $119,286 $3,376 3.77%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $5,790,000 $1,447,500 $2,952 3.28%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 30 $5,470,000 $182,333 $2,976 3.24%
Juneau, AK (FHA|USDA|VA) 13 $5,465,000 $420,385 $9,950 2.98%
WACO, TX (FHA|USDA|VA) 20 $5,280,000 $264,000 $4,613 3.33%
McAlester, OK (FHA|USDA|VA) 31 $5,185,000 $167,258 $3,375 3.73%
BOISE CITY, ID (FHA|USDA|VA) 18 $5,120,000 $284,444 $4,510 3.22%
ST. LOUIS, MO-IL (FHA|USDA|VA) 20 $4,770,000 $238,500 $3,460 3.21%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 21 $4,755,000 $226,429 $4,198 3.35%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $4,750,000 $593,750 $4,534 2.90%
Shawnee, OK (FHA|USDA|VA) 27 $4,745,000 $175,741 $3,480 3.15%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $4,710,000 $588,750 $3,329 3.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $4,705,000 $313,667 $3,880 3.28%
Heber, UT (FHA|USDA|VA) 3 $4,685,000 $1,561,667 $4,075 2.93%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 17 $4,625,000 $272,059 $2,851 3.26%
Durango, CO (FHA|USDA|VA) 12 $4,590,000 $382,500 $3,132 3.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 15 $4,355,000 $290,333 $4,850 3.34%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 11 $4,235,000 $385,000 $3,389 3.10%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 9 $4,095,000 $455,000 $5,826 2.87%
Gallup, NM (FHA|USDA|VA) 25 $4,055,000 $162,200 $3,909 3.18%
TUCSON, AZ (FHA|USDA|VA) 20 $3,980,000 $199,000 $2,990 3.49%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 10 $3,950,000 $395,000 $4,082 3.24%
Steamboat Springs, CO (FHA|USDA|VA) 7 $3,725,000 $532,143 $2,683 3.13%
LUBBOCK, TX (FHA|USDA|VA) 18 $3,620,000 $201,111 $3,610 3.32%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $3,555,000 $273,462 $6,341 3.39%
SHERMAN-DENISON, TX (FHA|USDA|VA) 31 $3,545,000 $114,355 $1,671 4.01%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 13 $3,495,000 $268,846 $4,450 3.14%
Tullahoma-Manchester, TN (FHA|USDA|VA) 28 $3,230,000 $115,357 $3,317 3.60%
Stillwater, OK (FHA|USDA|VA) 16 $3,220,000 $201,250 $4,185 3.62%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $3,190,000 $398,750 $4,955 3.25%
RICHMOND, VA (FHA|USDA|VA) 10 $3,150,000 $315,000 $4,490 3.01%
JACKSONVILLE, FL (FHA|USDA|VA) 10 $3,080,000 $308,000 $7,230 3.16%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $3,055,000 $339,444 $2,945 3.08%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 12 $2,920,000 $243,333 $3,006 3.30%
SPRINGFIELD, MO (FHA|USDA|VA) 20 $2,790,000 $139,500 $2,353 3.67%
GRAND JUNCTION, CO (FHA|USDA|VA) 7 $2,725,000 $389,286 $3,772 3.09%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 15 $2,645,000 $176,333 $2,689 3.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $2,610,000 $435,000 $3,555 3.10%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $2,595,000 $519,000 $4,365 3.08%
Jackson, WY-ID (FHA|USDA|VA) 2 $2,590,000 $1,295,000 $3,392 3.15%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $2,490,000 $415,000 $3,989 3.04%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $2,480,000 $310,000 $5,021 3.45%
WILMINGTON, NC (FHA|USDA|VA) 8 $2,470,000 $308,750 $4,201 3.11%
ASHEVILLE, NC (FHA|USDA|VA) 9 $2,465,000 $273,889 $3,418 3.39%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $2,440,000 $406,667 $2,730 3.57%
PROVO-OREM, UT (FHA|USDA|VA) 7 $2,395,000 $342,143 $3,200 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $2,355,000 $336,429 $4,929 3.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $2,335,000 $333,571 $3,287 3.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $2,295,000 $255,000 $5,416 2.86%
Taos, NM (FHA|USDA|VA) 7 $2,225,000 $317,857 $4,455 3.05%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,175,000 $435,000 $2,699 3.20%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $2,160,000 $270,000 $3,078 3.33%
Roswell, NM (FHA|USDA|VA) 12 $2,130,000 $177,500 $4,417 3.22%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $2,015,000 $671,667 $3,783 3.46%
Mineral Wells, TX (FHA|USDA|VA) 5 $1,985,000 $397,000 $5,612 3.40%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,985,000 $397,000 $3,968 3.20%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $1,915,000 $174,091 $3,294 3.51%
EspaƱola, NM (FHA|USDA|VA) 10 $1,910,000 $191,000 $3,499 3.57%
Los Alamos, NM (FHA|USDA|VA) 8 $1,910,000 $238,750 $3,521 3.18%
JOPLIN, MO (FHA|USDA|VA) 8 $1,900,000 $237,500 $2,994 3.30%
MIDLAND, TX (FHA|USDA|VA) 8 $1,850,000 $231,250 $4,073 3.33%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $1,825,000 $608,333 $5,589 2.96%
CaƱon City, CO (FHA|USDA|VA) 5 $1,825,000 $365,000 $4,695 2.77%
Tahlequah, OK (FHA|USDA|VA) 11 $1,815,000 $165,000 $3,964 3.31%
Rockport, TX (FHA|USDA|VA) 3 $1,805,000 $601,667 $3,057 2.79%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $1,790,000 $298,333 $3,749 3.19%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,780,000 $296,667 $3,241 2.98%
Show Low, AZ (FHA|USDA|VA) 6 $1,750,000 $291,667 $2,749 3.13%
TYLER, TX (FHA|USDA|VA) 8 $1,750,000 $218,750 $4,139 3.28%
PUEBLO, CO (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,371 3.07%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $1,730,000 $288,333 $3,035 3.54%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,000 3.15%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $1,715,000 $571,667 $3,561 3.17%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $1,645,000 $1,645,000 $7,124 3.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $1,640,000 $410,000 $6,416 2.81%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,620,000 $405,000 $3,330 3.66%
RENO, NV (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,782 3.31%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,585,000 $317,000 $4,653 2.83%
FRESNO, CA (FHA|USDA|VA) 5 $1,585,000 $317,000 $3,447 3.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,510,000 $377,500 $3,999 3.23%
Outside of Metro Areas 4 $1,490,000 $372,500 $4,309 3.25%
Stephenville, TX (FHA|USDA|VA) 2 $1,490,000 $745,000 $6,953 3.75%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,485,000 $297,000 $2,296 3.10%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,455,000 $291,000 $4,209 2.95%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,370,000 $228,333 $2,781 3.42%
FORT SMITH, AR-OK (FHA|USDA|VA) 8 $1,340,000 $167,500 $3,119 3.25%
ANCHORAGE, AK (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,717 3.44%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,310,000 $218,333 $3,206 3.29%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,290,000 $322,500 $3,554 3.34%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,408 3.16%
VICTORIA, TX (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,292 3.38%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,245,000 $249,000 $6,777 3.23%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $7,614 2.75%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,195,000 $398,333 $2,164 2.67%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,366 3.69%
Las Vegas, NM (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,747 3.19%
MODESTO, CA (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,116 2.95%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,277 3.08%
Astoria, OR (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,474 3.19%
Carlsbad-Artesia, NM (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,754 3.46%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $1,075,000 $358,333 $7,401 3.21%
STOCKTON, CA (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,419 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,198 3.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $1,010,000 $505,000 $6,404 3.31%
LOUISVILLE, KY (FHA|USDA|VA) 3 $975,000 $325,000 $4,632 3.21%
COLUMBUS, OH (FHA|USDA|VA) 4 $970,000 $242,500 $2,854 3.28%
CHEYENNE, WY (FHA|USDA|VA) 3 $965,000 $321,667 $3,244 3.50%
Alamogordo, NM (FHA|USDA|VA) 4 $930,000 $232,500 $2,768 3.02%
Fort Morgan, CO (FHA|USDA|VA) 3 $925,000 $308,333 $2,995 3.21%
AMARILLO, TX (FHA|USDA|VA) 6 $920,000 $153,333 $3,778 3.15%
Williston, ND (FHA|USDA|VA) 3 $885,000 $295,000 $3,080 3.58%
Hobbs, NM (FHA|USDA|VA) 7 $865,000 $123,571 $2,710 3.78%
Ottawa, KS (FHA|USDA|VA) 5 $865,000 $173,000 $4,847 2.85%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $855,000 $285,000 $8,477 3.21%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $845,000 $281,667 $5,075 2.96%
SALINAS, CA (FHA|USDA|VA) 1 $845,000 $845,000 $3,260 2.75%
YUBA CITY, CA (FHA|USDA|VA) 3 $835,000 $278,333 $3,126 3.33%
LYNCHBURG, VA (FHA|USDA|VA) 3 $825,000 $275,000 $2,822 3.88%
PANAMA CITY, FL (FHA|USDA|VA) 2 $820,000 $410,000 $5,754 3.28%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $815,000 $271,667 $3,079 3.00%
Alexander City, AL (FHA|USDA|VA) 1 $805,000 $805,000 $684 3.00%
Bozeman, MT (FHA|USDA|VA) 3 $795,000 $265,000 $3,080 3.29%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $795,000 $265,000 $3,658 3.33%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $790,000 $197,500 $3,270 3.34%
YUMA, AZ (FHA|USDA|VA) 3 $785,000 $261,667 $4,910 3.24%
Corsicana, TX (FHA|USDA|VA) 5 $785,000 $157,000 $5,896 3.57%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $780,000 $390,000 $7,737 3.00%
Sterling, CO (FHA|USDA|VA) 3 $775,000 $258,333 $3,062 3.79%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $775,000 $155,000 $6,477 3.02%
ST. GEORGE, UT (FHA|USDA|VA) 2 $770,000 $385,000 $3,084 3.19%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $760,000 $380,000 $3,118 3.06%
Silver City, NM (FHA|USDA|VA) 4 $750,000 $187,500 $3,924 3.53%
VISALIA, CA (FHA|USDA|VA) 3 $745,000 $248,333 $3,846 2.79%
Kalispell, MT (FHA|USDA|VA) 2 $740,000 $370,000 $2,491 3.19%
Clovis, NM (FHA|USDA|VA) 3 $735,000 $245,000 $3,314 3.04%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $715,000 $238,333 $3,184 3.17%
Newport, OR (FHA|USDA|VA) 2 $710,000 $355,000 $3,504 3.00%
Montrose, CO (FHA|USDA|VA) 2 $710,000 $355,000 $2,209 3.38%
Miami, OK (FHA|USDA|VA) 5 $705,000 $141,000 $3,360 3.61%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $700,000 $350,000 $4,817 2.88%
West Plains, MO (FHA|USDA|VA) 4 $700,000 $175,000 $4,398 3.16%
Warrensburg, MO (FHA|USDA|VA) 4 $700,000 $175,000 $3,130 3.31%
Atchison, KS (FHA|USDA|VA) 4 $700,000 $175,000 $2,949 3.31%
SALEM, OR (FHA|USDA|VA) 2 $690,000 $345,000 $4,241 3.06%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $690,000 $345,000 $7,330 3.19%
Lebanon, MO (FHA|USDA|VA) 3 $685,000 $228,333 $2,047 3.04%
IOWA CITY, IA (FHA|USDA|VA) 3 $675,000 $225,000 $3,156 3.75%
TOLEDO, OH (FHA|USDA|VA) 2 $670,000 $335,000 $3,235 2.81%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $665,000 $665,000 $4,777 4.50%
Altus, OK (FHA|USDA|VA) 4 $650,000 $162,500 $3,334 3.16%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $650,000 $162,500 $2,096 4.12%
Gainesville, TX (FHA|USDA|VA) 3 $635,000 $211,667 $4,861 3.67%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $630,000 $315,000 $3,072 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $620,000 $310,000 $2,601 3.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $615,000 $205,000 $4,129 3.13%
ROCHESTER, MN (FHA|USDA|VA) 2 $600,000 $300,000 $8,547 3.06%
MONTGOMERY, AL (FHA|USDA|VA) 2 $600,000 $300,000 $3,329 2.69%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $580,000 $290,000 $11,170 3.56%
SAN ANGELO, TX (FHA|USDA|VA) 3 $575,000 $191,667 $2,891 3.33%
Payson, AZ (FHA|USDA|VA) 3 $575,000 $191,667 $3,840 3.54%
FORT WAYNE, IN (FHA|USDA|VA) 2 $570,000 $285,000 $2,639 3.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $570,000 $285,000 $5,539 2.69%
Elk City, OK (FHA|USDA|VA) 3 $565,000 $188,333 $4,374 3.04%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $560,000 $280,000 $11,124 2.94%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $545,000 $181,667 $3,413 3.17%
Granbury, TX (FHA|USDA|VA) 3 $545,000 $181,667 $4,482 3.37%
ANN ARBOR, MI (FHA|USDA|VA) 2 $530,000 $265,000 $2,795 2.81%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $530,000 $265,000 $2,489 3.31%
ERIE, PA (FHA|USDA|VA) 3 $525,000 $175,000 $3,506 3.04%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $525,000 $175,000 $3,898 3.79%
Rexburg, ID (FHA|USDA|VA) 2 $520,000 $260,000 $2,483 3.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $515,000 $515,000 $2,549 3.00%
Key West, FL (FHA|USDA|VA) 1 $515,000 $515,000 $7,209 2.75%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $510,000 $255,000 $2,686 3.13%
Kerrville, TX (FHA|USDA|VA) 2 $510,000 $255,000 $5,554 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $500,000 $250,000 $2,589 3.75%
POCATELLO, ID (FHA|USDA|VA) 1 $495,000 $495,000 $3,838 2.75%
Ruidoso, NM (FHA|USDA|VA) 3 $495,000 $165,000 $5,044 3.25%
REDDING, CA (FHA|USDA|VA) 2 $490,000 $245,000 $3,015 3.00%
Ukiah, CA (FHA|USDA|VA) 1 $485,000 $485,000 $3,036 4.25%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $470,000 $235,000 $2,624 3.31%
Port Angeles, WA (FHA|USDA|VA) 1 $465,000 $465,000 $3,374 3.00%
ABILENE, TX (FHA|USDA|VA) 3 $465,000 $155,000 $5,313 3.38%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $465,000 $465,000 $5,012 2.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,409 3.31%
BEND, OR (FHA|USDA|VA) 2 $460,000 $230,000 $3,179 2.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $460,000 $230,000 $2,581 3.19%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $455,000 $151,667 $3,889 3.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $455,000 $151,667 $4,234 4.67%
Laconia, NH (FHA|USDA|VA) 2 $450,000 $225,000 $2,969 3.06%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $445,000 $445,000 $4,391 2.75%
Milledgeville, GA (FHA|USDA|VA) 1 $445,000 $445,000 $4,500 3.00%
Duncan, OK (FHA|USDA|VA) 4 $440,000 $110,000 $3,957 3.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,656 2.94%
St. Marys, GA (FHA|USDA|VA) 2 $440,000 $220,000 $3,550 3.19%
Craig, CO (FHA|USDA|VA) 2 $440,000 $220,000 $5,094 3.50%
Russellville, AR (FHA|USDA|VA) 3 $435,000 $145,000 $2,178 3.29%
Pittsburg, KS (FHA|USDA|VA) 3 $425,000 $141,667 $3,246 3.21%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $425,000 $425,000 $3,085 3.13%
ODESSA, TX (FHA|USDA|VA) 3 $415,000 $138,333 $4,769 3.28%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $415,000 $415,000 $2,086 2.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $410,000 $205,000 $1,867 3.19%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $405,000 $405,000 $12,941 2.88%
MANHATTAN, KS (FHA|USDA|VA) 3 $405,000 $135,000 $2,895 2.96%
Brookings, OR (FHA|USDA|VA) 1 $405,000 $405,000 $3,480 4.25%
Woodward, OK (FHA|USDA|VA) 4 $400,000 $100,000 $3,668 4.59%
FAIRBANKS, AK (FHA|USDA|VA) 1 $395,000 $395,000 $2,970 2.50%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $395,000 $395,000 $5,162 3.00%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $390,000 $195,000 $2,349 2.75%
Ponca City, OK (FHA|USDA|VA) 4 $390,000 $97,500 $4,659 3.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $390,000 $195,000 $2,420 3.44%
Cullowhee, NC (FHA|USDA|VA) 1 $385,000 $385,000 $3,391 3.25%
Sandusky, OH (FHA|USDA|VA) 1 $385,000 $385,000 $2,090 2.75%
Laramie, WY (FHA|USDA|VA) 1 $375,000 $375,000 $5,738 3.75%
MADISON, WI (FHA|USDA|VA) 1 $375,000 $375,000 $1,800 3.50%
Hailey, ID (FHA|USDA|VA) 1 $375,000 $375,000 $16,142 3.25%
Mountain Home, AR (FHA|USDA|VA) 1 $365,000 $365,000 $2,867 3.00%
RACINE, WI (FHA|USDA|VA) 2 $360,000 $180,000 $3,296 3.38%
Athens, OH (FHA|USDA|VA) 1 $355,000 $355,000 $2,122 2.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $355,000 $355,000 $3,770 2.75%
Hilo, HI (FHA|USDA|VA) 1 $355,000 $355,000 $6,023 2.63%
Rolla, MO (FHA|USDA|VA) 1 $355,000 $355,000 $2,948 3.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $355,000 $355,000 $8,051 3.50%
Weatherford, OK (FHA|USDA|VA) 2 $350,000 $175,000 $4,053 2.75%
Martinsville, VA (FHA|USDA|VA) 2 $350,000 $175,000 $2,642 3.06%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $345,000 $345,000 $4,496 3.13%
Moses Lake, WA (FHA|USDA|VA) 1 $335,000 $335,000 $2,092 3.13%
RAPID CITY, SD (FHA|USDA|VA) 1 $335,000 $335,000 $2,137 3.00%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $335,000 $335,000 $3,903 2.50%
AKRON, OH (FHA|USDA|VA) 1 $335,000 $335,000 $1,879 4.00%
Port Lavaca, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,993 3.50%
Gillette, WY (FHA|USDA|VA) 1 $315,000 $315,000 $2,464 3.38%
Bay City, TX (FHA|USDA|VA) 1 $315,000 $315,000 $1,769 3.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $305,000 $305,000 $3,869 3.50%
Fernley, NV (FHA|USDA|VA) 1 $305,000 $305,000 $2,055 3.13%
GRANTS PASS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,886 3.25%
OCALA, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,666 3.50%
Shelton, WA (FHA|USDA|VA) 1 $305,000 $305,000 $3,062 3.38%
MERCED, CA (FHA|USDA|VA) 1 $305,000 $305,000 $2,981 3.63%
Bonham, TX (FHA|USDA|VA) 2 $300,000 $150,000 $2,066 4.37%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $295,000 $295,000 $1,985 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,333 3.25%
Selinsgrove, PA (FHA|USDA|VA) 1 $295,000 $295,000 $4,359 2.75%
Traverse City, MI (FHA|USDA|VA) 1 $295,000 $295,000 $4,972 3.00%
JONESBORO, AR (FHA|USDA|VA) 2 $290,000 $145,000 $3,424 3.54%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $280,000 $140,000 $5,720 2.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $280,000 $140,000 $2,879 3.06%
Paris, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,081 2.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $275,000 $275,000 $2,055 3.25%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $275,000 $275,000 $5,011 3.63%
MUSKEGON, MI (FHA|USDA|VA) 1 $275,000 $275,000 $2,419 2.50%
MIDLAND, MI (FHA|USDA|VA) 1 $275,000 $275,000 $6,104 3.50%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,834 3.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $265,000 $265,000 $2,741 3.38%
MONROE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $3,628 3.50%
Lake City, FL (FHA|USDA|VA) 1 $265,000 $265,000 $8,540 3.25%
YAKIMA, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,873 3.13%
Helena, MT (FHA|USDA|VA) 1 $265,000 $265,000 $4,053 3.13%
Oak Harbor, WA (FHA|USDA|VA) 1 $265,000 $265,000 $12,350 3.00%
Greenville, OH (FHA|USDA|VA) 1 $255,000 $255,000 $5,977 3.13%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $255,000 $255,000 $2,618 3.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $255,000 $255,000 $3,401 3.63%
Branson, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,793 3.50%
Liberal, KS (FHA|USDA|VA) 1 $245,000 $245,000 $2,141 3.00%
LINCOLN, NE (FHA|USDA|VA) 1 $245,000 $245,000 $2,208 2.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $240,000 $120,000 $4,955 4.25%
Danville, KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,974 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,975 3.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $225,000 $225,000 $2,351 3.38%
Zanesville, OH (FHA|USDA|VA) 1 $225,000 $225,000 $4,188 2.63%
Watertown, SD (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.99%
Pearsall, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,694 4.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $225,000 $225,000 $2,302 3.63%
Ada, OK (FHA|USDA|VA) 2 $220,000 $110,000 $1,516 4.90%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,209 3.13%
Lebanon, NH-VT (FHA|USDA|VA) 1 $215,000 $215,000 $2,773 3.00%
Shelbyville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,321 3.38%
Deming, NM (FHA|USDA|VA) 2 $210,000 $105,000 $3,897 2.81%
LEBANON, PA (FHA|USDA|VA) 1 $205,000 $205,000 $3,078 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $205,000 $205,000 $5,071 2.88%
Palatka, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,207 2.75%
NILES, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,683 3.38%
Concord, NH (FHA|USDA|VA) 1 $195,000 $195,000 $2,053 2.63%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $195,000 $195,000 $3,945 3.13%
Minden, LA (FHA|USDA|VA) 1 $195,000 $195,000 $6,823 3.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,385 3.13%
PITTSBURGH, PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,884 2.88%
Ontario, OR-ID (FHA|USDA|VA) 1 $185,000 $185,000 $3,044 2.75%
Searcy, AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,710 2.88%
Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,541 3.50%
Cullman, AL (FHA|USDA|VA) 1 $185,000 $185,000 $4,531 4.13%
READING, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,106 3.13%
ROANOKE, VA (FHA|USDA|VA) 1 $185,000 $185,000 $5,239 3.00%
Pella, IA (FHA|USDA|VA) 1 $185,000 $185,000 $1,132 2.50%
Orangeburg, SC (FHA|USDA|VA) 1 $185,000 $185,000 $2,434 3.00%
Plainview, TX (FHA|USDA|VA) 2 $180,000 $90,000 $4,223 3.25%
Portales, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,996 2.75%
Pahrump, NV (FHA|USDA|VA) 1 $175,000 $175,000 $2,817 2.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,901 3.88%
FLINT, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,452 3.25%
JACKSON, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,917 3.38%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $165,000 $165,000 $2,259 3.25%
LANCASTER, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,895 2.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $155,000 $155,000 $4,775 2.63%
Emporia, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,960 3.13%
Huntsville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.95%
Grants, NM (FHA|USDA|VA) 1 $135,000 $135,000 $3,665 2.88%
LONGVIEW, TX (FHA|USDA|VA) 2 $130,000 $65,000 $1,943 5.62%
Coffeyville, KS (FHA|USDA|VA) 1 $125,000 $125,000 $4,719 2.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $125,000 $125,000 $1,898 2.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $125,000 $125,000 $1,141 3.50%
Ardmore, OK (FHA|USDA|VA) 1 $125,000 $125,000 $2,491 3.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $115,000 $115,000 $2,624 3.38%
Enterprise, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,099 3.50%
Levelland, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,638 3.88%
Hutchinson, KS (FHA|USDA|VA) 1 $105,000 $105,000 $1,699 3.25%
Winfield, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,589 2.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.10%
Harrison, AR (FHA|USDA|VA) 1 $65,000 $65,000 $2,319 4.50%
Paragould, AR (FHA|USDA|VA) 1 $55,000 $55,000 $1,845 4.50%
Hays, KS (FHA|USDA|VA) 1 $55,000 $55,000 $1,954 2.75%
Riverton, WY (FHA|USDA|VA) 1 $45,000 $45,000 $2,196 3.38%
Hope, AR (FHA|USDA|VA) 1 $45,000 $45,000 $2,772 4.00%
Bokf's top markets include Denver, Tulsa, Dallas, Albuquerque, and Oklahoma City among others.

Their top states include:
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against BOKF based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Azura Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 13,627 $4,138,085,000 $303,668 $3,402 3.32%
    HELOC 1,977 $227,135,000 $114,889 n/a 4.02%
    FHA 1,290 $251,420,000 $194,899 $6,910 3.22%
    VA 954 $307,010,000 $321,813 $5,709 3.03%
    USDA 77 $13,065,000 $169,675 $4,938 3.07%

    For 2020, Bokf's most frequently originated type of loan was Conventional, with 13,627 originations. Their 2nd most popular type was HELOC, with 1,977 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 6,788 $2,077,360,000 $306,034 $3,253 3.17%
    Home Purchase 6,528 $1,976,300,000 $302,742 $4,682 3.27%
    Cash Out Refi 2,711 $694,315,000 $256,110 $3,726 3.49%
    Home Improvement 1,170 $82,080,000 $70,154 $108 4.37%
    Other 728 $106,660,000 $146,511 $2,288 4.25%

    For 2020, Bokf's most frequently cited loan purpose was Refi, with 6,788 originations. The 2nd most popular reason was Home Purchase, with 6,528 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,220 $3,268,630,000 $291,322 $4,242 3.29%
    15 Year 2,959 $651,645,000 $220,225 $3,039 3.03%
    Other 1,953 $427,295,000 $218,789 $2,799 3.99%
    20 Year 1,352 $289,890,000 $214,416 $2,692 3.69%
    10 Year 363 $72,775,000 $200,482 $2,157 4.12%
    5 Year 57 $71,395,000 $1,252,544 $0 5.41%
    3 Year 15 $151,575,000 $10,105,000 $0 4.85%
    1 Year 6 $3,510,000 $585,000 $6,381 3.49%

    For 2020, Bokf's most frequently cited loan duration was 30 Year, with 11,220 originations. The 2nd most popular length was 15 Year, with 2,959 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,831 $2,552,485,000 $289,037
    $<1k 4,858 $1,067,250,000 $219,689
    $2k-3k 1,365 $414,235,000 $303,469
    $3k-4k 452 $156,520,000 $346,283
    $5k+ 213 $128,855,000 $604,953
    $4k-5k 188 $78,660,000 $418,404

    Bokf's average total fees were $4,242, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,831 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 8,949 $2,416,225,000 $269,999
    2.5-3% 6,021 $1,857,275,000 $308,466
    4-5% 1,458 $298,590,000 $204,794
    <2.5% 743 $234,505,000 $315,619
    5-6% 497 $61,595,000 $123,934
    6-7% 246 $68,180,000 $277,154
    Over 8% 7 $195,000 $27,857
    7-8% 4 $150,000 $37,500

    During 2020, Bokf's average interest rate for loans was 3.29%, while their most frequently originated rate bucket for loans was 3-4%, with 8,949 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,581 $1,862,525,000 $283,015 $4,133 3.18%
    $100k-200k 5,255 $790,485,000 $150,425 $3,623 3.34%
    $100,000 or less 3,046 $167,870,000 $55,112 $1,843 4.14%
    $400k-600k 2,270 $1,082,640,000 $476,934 $4,277 3.10%
    $600k-1MM 539 $400,935,000 $743,850 $5,287 3.11%
    $1MM+ 234 $632,260,000 $2,701,966 $7,948 3.18%

    2020 saw Bokf place emphasis on $200k-400k loans with 6,581 originations, totaling $1,862,525,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,906 $1,009,420,000 $258,428 $3,881 3.36%
    $50k-75k 3,194 $558,160,000 $174,753 $3,802 3.44%
    $150k-250k 3,120 $997,970,000 $319,862 $3,850 3.32%
    $75k-100k 2,678 $573,400,000 $214,115 $3,852 3.41%
    $50k or less 2,411 $300,425,000 $124,606 $3,417 3.52%
    $250k+ 2,016 $1,049,140,000 $520,407 $4,539 3.26%

    Bokf lent most frequently to those with incomes in the $100k-150k range, with 3,906 originations. The second most popular income band? $50k-75k, with 3,194 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,634 $1,208,120,000 $260,708 $3,543 3.33%
    30-36% 3,253 $863,625,000 $265,486 $3,751 3.39%
    <20% 2,203 $596,485,000 $270,760 $3,261 3.25%
    38% 609 $161,935,000 $265,903 $4,133 3.38%
    37% 607 $155,405,000 $256,021 $4,037 3.40%
    44% 605 $146,205,000 $241,661 $4,140 3.40%
    39% 592 $151,020,000 $255,101 $3,760 3.47%
    36% 575 $155,345,000 $270,165 $4,062 3.41%
    43% 566 $142,050,000 $250,972 $4,032 3.44%
    40% 555 $145,315,000 $261,829 $4,076 3.39%
    42% 553 $147,215,000 $266,212 $4,189 3.40%
    49% 549 $103,195,000 $187,969 $3,526 3.69%
    41% 525 $138,515,000 $263,838 $3,965 3.39%
    50-60% 450 $120,770,000 $268,378 $6,784 3.29%
    45% 448 $107,740,000 $240,491 $3,835 3.51%
    46% 385 $86,235,000 $223,987 $4,230 3.46%
    48% 367 $82,315,000 $224,292 $4,051 3.47%
    47% 352 $81,200,000 $230,682 $4,273 3.52%
    >60% 50 $27,470,000 $549,400 $5,615 3.08%

    Bokf lent most frequently to those with DTI ratios of 20-30%, with 4,634 originations. The next most common DTI ratio? 30-36%, with 3,253 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,704 $3,555,720,000 $259,466 $3,771 3.39%
    Not provided 2,042 $581,530,000 $284,785 $3,890 3.33%
    Not applicable 37 $312,405,000 $8,443,378 $11,976 3.85%
    Asian 908 $221,450,000 $243,888 $3,964 3.19%
    Black 507 $113,605,000 $224,073 $4,362 3.42%
    American Indian 584 $104,950,000 $179,709 $4,369 3.46%
    Asian Indian 73 $27,845,000 $381,438 $3,989 3.01%
    Native Hawaiian or Islander 16 $4,290,000 $268,125 $3,778 3.41%
    Other Asian 21 $4,105,000 $195,476 $3,522 3.18%
    Chinese 9 $3,675,000 $408,333 $4,088 2.93%
    Korean 5 $1,875,000 $375,000 $3,220 3.08%
    Vietnamese 5 $1,675,000 $335,000 $2,159 3.39%
    Filipino 8 $1,470,000 $183,750 $3,023 3.09%
    Other Pacific Islander 3 $1,395,000 $465,000 $5,943 2.63%
    Japanese 2 $680,000 $340,000 $2,659 2.94%
    Guamanian 1 $45,000 $45,000 $0 4.00%

    Approval Rates

    Total approvals of all applications
    87.47%

    Bokf has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.13%

    Bokf has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,925 $4,936,715,000 $275,409

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 14 $276,090,000 $19,720,714
    Single Family (1-4 Units):Manufactured 175 $26,945,000 $153,971
    Single Family (1-4 Units):Site-Built 17,736 $4,633,680,000 $261,258

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,483 $252,625,000 $170,347 $2,498 3.78%
    40-60% 2,712 $915,480,000 $337,566 $3,217 3.20%
    60-80% 6,311 $2,042,635,000 $323,663 $3,600 3.28%
    80-100% 5,870 $1,604,450,000 $273,330 $4,602 3.22%
    Over 100% 132 $42,520,000 $322,121 $12,268 3.05%
    Under 20% 1,414 $77,000,000 $54,455 $437 4.41%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bokf, National Association 1 Williams Center Tulsa, OK 74172 Full Service Cyber Office $147,588
    Bokf, National Association 10040 Coors-By-Pass, N.W. Albuquerque, NM 87114 Full Service B&M $71,532
    Bokf, National Association 102 West 6th Street, Suite 100 Larned, KS 67550 Limited, Trust Office $0
    Bokf, National Association 1044 Main Street Kansas City, MO 64105 Full Service B&M $12,772
    Bokf, National Association 10912 North Rockwell Avenue Oklahoma City, OK 73162 Full Service B&M $35,972
    Bokf, National Association 1100 South Garth Brooks Boulevard Yukon, OK 73099 Full Service B&M $101,390
    Bokf, National Association 11010 S Elm Street Jenks, OK 74037 Full Service B&M $43,515
    Bokf, National Association 11111 East 81st Street Tulsa, OK 74133 Full Service B&M $100,043
    Bokf, National Association 11225 College Blvd Overland Park, KS 66210 Limited, Trust Office $0
    Bokf, National Association 11300 North May Avenue Oklahoma City, OK 73120 Full Service B&M $56,438
    Bokf, National Association 1140 N York Street Muskogee, OK 74403 Full Service B&M $48,393
    Bokf, National Association 11830 South Pennsylvania Avenue Oklahoma City, OK 73170 Full Service B&M $65,489
    Bokf, National Association 12052 South Memorial Drive Bixby, OK 74008 Full Service B&M $81,088
    Bokf, National Association 12112 Metcalf Avenue Overland Park, KS 66213 Full Service B&M $900,944
    Bokf, National Association 12255 Westheimer Houston, TX 77077 Full Service B&M $35,744
    Bokf, National Association 125 Southwest Blvd Kansas City, MO 64108 Full Service B&M $28,056
    Bokf, National Association 12764 Memorial Drive Houston, TX 77024 Full Service B&M $39,003
    Bokf, National Association 1301 Juan Tabo Boulevard, N.E. Albuquerque, NM 87112 Full Service B&M $79,562
    Bokf, National Association 1303 South East Walton Boulevard Bentonville, AR 72712 Full Service B&M $10,152
    Bokf, National Association 13230 West Little York Houston, TX 77041 Full Service B&M $32,062
    Bokf, National Association 1325 North Kelly Avenue Edmond, OK 73003 Full Service B&M $50,365
    Bokf, National Association 13600 N. Macarthur Boulevard Oklahoma City, OK 73142 Full Service B&M $79,484
    Bokf, National Association 1400 East 15th Street Edmond, OK 73013 Full Service B&M $149,589
    Bokf, National Association 1400 South Santa Fe Avenue Edmond, OK 73003 Full Service B&M $92,556
    Bokf, National Association 14098 Nw Freeway Houston, TX 77040 Full Service B&M $54,883
    Bokf, National Association 14575 East Alameda Aurora, CO 80012 Full Service B&M $17,882
    Bokf, National Association 1500 Midwest Boulevard Midwest City, OK 73110 Full Service B&M $95,405
    Bokf, National Association 1500 North Central Expressway Mckinney, TX 75070 Full Service B&M $159,207
    Bokf, National Association 1520 North 9th St Broken Arrow, OK 74012 Full Service B&M $97,850
    Bokf, National Association 15245 Southwest Freeway Sugar Land, TX 77478 Full Service B&M $290,747
    Bokf, National Association 15490 East Hampden Avenue Aurora, CO 80013 Full Service B&M $46,679
    Bokf, National Association 15710 W Colfax Ave Golden, CO 80401 Full Service B&M $230,214
    Bokf, National Association 15725 Cypresswood Medical Drive Houston, TX 77014 Full Service B&M $107,653
    Bokf, National Association 1600 Broadway Denver, CO 80202 Full Service B&M $2,397,754
    Bokf, National Association 1600 West Mineral Avenue Littleton, CO 80120 Full Service B&M $233,547
    Bokf, National Association 1604 North Lewis Tulsa, OK 74110 Full Service B&M $27,901
    Bokf, National Association 1710 Ne Douglas St Lees Summit, MO 64086 Full Service B&M $6,549
    Bokf, National Association 17821 Cottonwood Drive Parker, CO 80134 Full Service B&M $23,484
    Bokf, National Association 19201 E. Mainstreet Parker, CO 80134 Full Service B&M $68,495
    Bokf, National Association 201 South Main Street Grove, OK 74344 Full Service B&M $47,676
    Bokf, National Association 201 Wadsworth Boulevard Lakewood, CO 80226 Full Service B&M $35,669
    Bokf, National Association 201 West Twelfth Street Dallas, TX 75208 Full Service B&M $37,386
    Bokf, National Association 2021 South Lewis Avenue Tulsa, OK 74104 Full Service B&M $93,852
    Bokf, National Association 2025 Pearl Street Boulder, CO 80302 Full Service B&M $433,491
    Bokf, National Association 2100 West Houston Broken Arrow, OK 74012 Full Service B&M $119,445
    Bokf, National Association 215 State Street Muskogee, OK 74401 Full Service B&M $247,444
    Bokf, National Association 219 South Main Eufaula, OK 74432 Full Service B&M $39,674
    Bokf, National Association 2250 State Highway 114 West Grapevine, TX 76051 Full Service B&M $47,330
    Bokf, National Association 2308 North Van Buren Street Enid, OK 73703 Full Service B&M $83,197
    Bokf, National Association 250 N. Rock Road Wichita, KS 67206 Limited, Trust Office $0
    Bokf, National Association 2500 Louisiana Boulevard, N.E. Albuquerque, NM 87110 Full Service B&M $98,640
    Bokf, National Association 2601 North Meridian Oklahoma City, OK 73107 Full Service B&M $79,423
    Bokf, National Association 2650 Royal Lane Dallas, TX 75229 Full Service B&M $164,145
    Bokf, National Association 275 East Rivulon Blvd Suite 101 Gilbert, AZ 85297 Full Service B&M $292,297
    Bokf, National Association 3001 East Cambelback Road Phoenix, AZ 85016 Full Service B&M $1,051,200
    Bokf, National Association 3037 S. Garnett Road Tulsa, OK 74129 Full Service B&M $77,071
    Bokf, National Association 3045 South Harvard Ave Tulsa, OK 74114 Full Service B&M $134,695
    Bokf, National Association 307 West Washington, Suite 200 Sherman, TX 75090 Full Service B&M $99,758
    Bokf, National Association 320 South Boston Avenue Tulsa, OK 74103 Full Service B&M $67,493
    Bokf, National Association 3200 Heritage Trace Parkway Fort Worth, TX 76177 Full Service B&M $33,248
    Bokf, National Association 3237 South Peoria Avenue Tulsa, OK 74105 Full Service B&M $374,133
    Bokf, National Association 3301 Coors Boulevard, N.W. Albuquerque, NM 87120 Full Service B&M $35,860
    Bokf, National Association 333 West Campbell Road Richardson, TX 75080 Full Service B&M $284,328
    Bokf, National Association 3500 North College Ave Fayetteville, AR 72703 Full Service B&M $242,434
    Bokf, National Association 3550 West Main St Norman, OK 73072 Full Service B&M $152,355
    Bokf, National Association 3610 East First Avenue Denver, CO 80206 Full Service B&M $261,698
    Bokf, National Association 3815 South East Frank Phillips Boulevard Bartlesville, OK 74006 Full Service B&M $54,850
    Bokf, National Association 3901 Southern Boulevard, S.E. Rio Rancho, NM 87124 Full Service B&M $91,303
    Bokf, National Association 3908 Telephone Road Lake Worth, TX 76135 Full Service B&M $73,245
    Bokf, National Association 400 Coit Road Plano, TX 75075 Full Service B&M $38,148
    Bokf, National Association 400 Tijeras Avenue Nw, Suite 150 Albuquerque, NM 87102 Full Service B&M $1,131,544
    Bokf, National Association 4000 Macarthur Blvd. Suite 600 Newport Beach, CA 92658 Limited, Trust Office $0
    Bokf, National Association 401 Coors Boulevard Nw Albuquerque, NM 87121 Full Service B&M $43,310
    Bokf, National Association 401 East Broadway Sand Springs, OK 74063 Full Service B&M $87,946
    Bokf, National Association 4140 West 71st Street Prairie Village, KS 66208 Full Service B&M $17,413
    Bokf, National Association 420 North Robinson Ave Oklahoma City, OK 73102 Limited, Drive-thru $0
    Bokf, National Association 4262 Live Oak Street Dallas, TX 75204 Full Service B&M $59,541
    Bokf, National Association 4324 Southeast 44th Street Del City, OK 73135 Full Service B&M $30,570
    Bokf, National Association 4544 South 33rd West Avenue Tulsa, OK 74107 Full Service B&M $38,004
    Bokf, National Association 4555 Sweetwater Boulevard Sugar Land, TX 77479 Full Service B&M $37,542
    Bokf, National Association 4695 Quebec Street Denver, CO 80216 Full Service B&M $319,139
    Bokf, National Association 4700 Montgomery Boulevard Northeast Albuquerque, NM 87109 Full Service B&M $36,055
    Bokf, National Association 4901 East Central Avenue, N.E. Albuquerque, NM 87108 Full Service B&M $59,926
    Bokf, National Association 499 W. Sheridan Ave Oklahoma City, OK 73102 Full Service B&M $2,780,871
    Bokf, National Association 500 Chimney Rock Houston, TX 77056 Full Service B&M $895,764
    Bokf, National Association 500 Grapevine Highway Hurst, TX 76054 Full Service B&M $99,527
    Bokf, National Association 5320 Bellaire Boulevard Bellaire, TX 77401 Full Service B&M $122,485
    Bokf, National Association 5500 Kirby Drive Houston, TX 77005 Full Service B&M $140,395
    Bokf, National Association 5509 North Pennsylvania Avenue Oklahoma City, OK 73112 Full Service B&M $94,561
    Bokf, National Association 555 West Grand Parkway South Katy, TX 77494 Full Service B&M $45,727
    Bokf, National Association 5727 South Lewis Avenue Tulsa, OK 74105 Full Service B&M $48,869
    Bokf, National Association 5909 Camp Bowie Fort Worth, TX 76107 Full Service B&M $38,622
    Bokf, National Association 5910 South University Blvd., Suite C-16 Greenwood Village, CO 80121 Full Service B&M $56,266
    Bokf, National Association 5915 Wyoming Boulevard, N.E. Albuquerque, NM 87109 Full Service B&M $92,971
    Bokf, National Association 5956 Sherry Ln., Ste 1100 Dallas, TX 75225 Full Service B&M $3,038,374
    Bokf, National Association 600 Penn St. Fort Worth, TX 76102 Full Service B&M $696,818
    Bokf, National Association 6036 South Yale Avenue Tulsa, OK 74135 Full Service B&M $134,226
    Bokf, National Association 6105 W. Park Blvd. Plano, TX 75093 Full Service B&M $38,585
    Bokf, National Association 6201 Hillcrest Avenue Dallas, TX 75205 Full Service B&M $54,695
    Bokf, National Association 634 Becker Avenue Belen, NM 87002 Full Service B&M $38,139
    Bokf, National Association 645 Main Street, N.E. Los Lunas, NM 87031 Full Service B&M $35,400
    Bokf, National Association 6505 East 101st Street South Tulsa, OK 74133 Full Service B&M $147,127
    Bokf, National Association 6517 Nw Expressway Oklahoma City, OK 73132 Full Service B&M $51,568
    Bokf, National Association 6530 Paradise Blvd Albuquerque, NM 87114 Full Service B&M $25,455
    Bokf, National Association 6600 North Fourth Street, N.W. Albuquerque, NM 87107 Full Service B&M $65,546
    Bokf, National Association 6701 Preston Road Dallas, TX 75205 Full Service B&M $62,722
    Bokf, National Association 7 West 62nd Terrace Kansas City, MO 64113 Full Service B&M $16,577
    Bokf, National Association 7000 E. Mayo Blvd # 22 Phoenix, AZ 85054 Full Service B&M $307,442
    Bokf, National Association 706a St. Michael's Drive Santa Fe, NM 87505 Full Service B&M $27,919
    Bokf, National Association 7110 S. Olympia Avenue West Tulsa, OK 74132 Full Service B&M $71,403
    Bokf, National Association 7121 South Sheridan Road Tulsa, OK 74133 Full Service B&M $84,283
    Bokf, National Association 7600 West Northwest Highway Dallas, TX 75225 Limited, Drive-thru $66,495
    Bokf, National Association 7701 South Western Avenue Oklahoma City, OK 73139 Full Service B&M $71,234
    Bokf, National Association 792 Watters Road Allen, TX 75013 Full Service B&M $32,511
    Bokf, National Association 7923 East 51st Street Tulsa, OK 74145 Full Service Retail $31,516
    Bokf, National Association 8095 E Belleview Avenue Englewood, CO 80111 Full Service B&M $36,603
    Bokf, National Association 8221 Wyoming Boulevard Ne Albuquerque, NM 87113 Full Service B&M $76,657
    Bokf, National Association 8277 Walnut Hill Lane Dallas, TX 75231 Full Service B&M $51,151
    Bokf, National Association 851 N Macarthur Blvd. Coppell, TX 75019 Full Service B&M $28,130
    Bokf, National Association 900 South Kansas Avenue, Suite 100 Topeka, KS 66612 Limited, Trust Office $0
    Bokf, National Association 901 Dobson Mesa, AZ 85201 Full Service B&M $159,993
    Bokf, National Association 9300 North Pennsylvania Oklahoma City, OK 73120 Full Service B&M $67,928
    Bokf, National Association 9520 South Delaware Ave Tulsa, OK 74137 Full Service B&M $73,290
    Bokf, National Association 9545 W. Camelback Phoenix, AZ 85037 Full Service B&M $11,193
    Bokf, National Association 9561 S. University Blvd Highlands Ranch, CO 80126 Full Service B&M $62,445
    Bokf, National Association 9580 North Garnett Road Owasso, OK 74055 Full Service B&M $136,541
    Bokf, National Association One East Choctaw Mcalester, OK 74501 Full Service B&M $33,060
    Bokf, National Association One Williams Center Tulsa, OK 74172 Full Service B&M $10,990,848

    For 2020, Bokf had 128 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,268,152
    Net interest income $1,118,625
    Total noninterest income $723,765
    Gross Fiduciary activities income $143,346
    Service charges on deposit accounts $75,450
    Trading account gains and fees $211,965
    Additional Noninterest Income $293,004
    Pre-tax net operating income $578,197
    Securities gains (or losses, -) $10,209
    Income before extraordinary items $451,217
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $451,217
    Minority interest net income $0
    Net income $451,217
    Sale, conversion, retirement of capital stock, net $15,893
    Net operating income $443,151

    Bokf's gross interest income from loans was $1,268,152,000.
    Bokf's net interest income from loans was $1,118,625,000.
    Bokf's fee based income from loans was $75,450,000.
    Bokf's net income from loans was $451,217,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $149,527
    Provision for credit losses $222,096
    Total noninterest expense $1,042,097
    Salaries and employee benefits $632,209
    Premises and equipment expense $105,291
    Additional noninterest expense $304,597
    Applicable income taxes $137,189
    Net charge-offs $70,388
    Cash dividends $175,000

    Bokf's interest expense for loans was $149,527,000.
    Bokf's payroll and benefits expense were $632,209,000.
    Bokf's property, plant and equipment expenses $105,291,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 4.0%
    HELOC loans 1.0%
    All other family 5.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $36,366,481
    Deposits held in domestic offices $36,366,481
    Deposits by Individuals, partnerships, and corporations $34,094,526
    Deposits by U.S. Government $10,133
    Deposits by States and political subdivisions in the U.S. $1,944,307
    Deposits by Commercial banks and other depository institutions in U.S. $317,515
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $9,793,639
    Demand deposits $2,548,633
    Nontransaction accounts $26,572,842
    Money market deposit accounts (MMDAs) $23,845,771
    Other savings deposits (excluding MMDAs) $751,992
    Total time deposits $1,975,079
    Total time and savings deposits $33,817,848
    Noninterest-bearing deposits $2,548,633
    Interest-bearing deposits $33,817,848
    Retail deposits $33,373,512
    IRAs and Keogh plan accounts $270,634
    Brokered deposits $2,277,877
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $46,483,210
    Cash & Balances due from depository institutions $1,179,173
    Interest-bearing balances $317,950
    Total securities $13,305,225
    Federal funds sold & reverse repurchase $17,849
    Net loans and leases $22,786,524
    Loan and leases loss allowance $388,640
    Trading account assets $5,256,680
    Bank premises and fixed assets $488,340
    Other real estate owned $25,546
    Goodwill and other intangibles $1,199,080
    All other assets $2,224,793

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $46,483,210
    Total Liabilities $41,385,874
    Total deposits $36,366,481
    Interest-bearing deposits $33,817,848
    Deposits held in domestic offices $36,366,481
    % insured (estimated) $44
    Federal funds purchased and repurchase agreements $1,482,029
    Trading liabilities $249,030
    Other borrowed funds $1,918,686
    Subordinated debt $65,204
    All other liabilities $1,304,444

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $22,786,524
    Loan and leases loss allowance $388,640
    Total loans and leases (domestic) $23,175,164
    All real estate loans $11,730,877
    Real estate loans in domestic offices $11,730,877
    Construction and development loans $1,346,650
    Residential 1-4 family construction $83,250
    Other construction, all land development and other land $1,263,400
    Loans secured by nonfarm nonresidential properties $6,494,996
    Nonfarm nonresidential secured by owner-occupied properties $2,981,072
    Commercial real estate & other non-farm, non-residential $3,513,924
    Multifamily residential real estate $1,253,930
    1-4 family residential loans $2,610,350
    Farmland loans $24,951
    Loans held in foreign offices $0
    Farm loans $5,622
    Commercial and industrial loans $9,546,308
    To non-U.S. addressees $21,240
    Loans to individuals $398,032
    Credit card loans $0
    Related Plans $8,491
    Consumer Auto Loans $47,702
    Other loans to individuals $341,839
    All other loans & leases $1,544,696
    Loans to foreign governments and official institutions $0
    Other loans $411,018
    Loans to depository institutions and acceptances of other banks $8,000
    Loans not secured by real estate $45,640
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $78,464
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    BOKF had $22,786,524,000 of loans outstanding in 2020. $11,730,877,000 of loans were in real estate loans. $1,346,650,000 of loans were in development loans. $1,253,930,000 of loans were in multifamily mortgage loans. $2,610,350,000 of loans were in 1-4 family mortgage loans. $5,622,000 of loans were in farm loans. $0 of loans were in credit card loans. $47,702,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 860 $304,919 $354,557
    Nonfarm, nonresidential loans - <$100k 38 $1,653 $43,500
    Nonfarm, nonresidential loans - $100-250k 165 $20,726 $125,612
    Nonfarm, nonresidential loans - $250k-1MM 657 $282,540 $430,046
    Commercial & Industrial, US addressed loans - <$1MM 3,860 $750,783 $194,503
    Commercial & Industrial, US addressed loans - <$100k 2,567 $100,915 $39,312
    Commercial & Industrial, US addressed loans - $100-250k 554 $131,690 $237,708
    Commercial & Industrial, US addressed loans - $250k-1MM 739 $518,178 $701,188
    Farmland loans - <$1MM 2 $335 $167,500
    Farmland loans - $100-250k 2 $335 $167,500
    Agriculture operations loans - <$1MM 1 $266 $266,000
    Agriculture operations loans - $250k-1MM 1 $266 $266,000