Bokf Mortgage Rates, Fees & Info

Tulsa, OK

LEI: FU7RSW4CQQY98A2O7J66

Tax ID: 73-0780382

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Bank Data

Review & Overview

Bokf is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Bokf has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Tulsa, Denver, Albuquerque, Dallas, and Oklahoma City among others. We have data for 315 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bokf has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bokf is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/22/24
30 Year Conventional Purchase 6.66% 4/22/24
30 Year Conventional Refi 6.60% 4/22/24
30 Year Cash-out Refi 6.94% 4/22/24
30 Year FHA Purchase 7.28% 4/22/24
30 Year FHA Refi 6.99% 4/22/24
30 Year VA Purchase 6.36% 4/22/24
30 Year VA Refi 6.17% 4/22/24
30 Year USDA Purchase 6.74% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.26% 4/22/24
15 Year Conventional Refi 6.28% 4/22/24
15 Year Cash-out Refi 6.28% 4/22/24
15 Year FHA Purchase 6.74% 4/22/24
15 Year VA Purchase 6.76% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bokf Mortgage Calculator






Your Estimates

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This is not an official calculator from Bokf. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,560

Origination Dollar Volume (All Markets)

$3,764,220,000

Employee count

4,471 Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TULSA, OK (FHA|USDA|VA) 2,378 $457,290,000 $192,300 $3,639 3.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,130 $418,920,000 $370,726 $3,664 3.09%
ALBUQUERQUE, NM (FHA|USDA|VA) 1,650 $387,280,000 $234,715 $3,813 3.22%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,040 $368,870,000 $354,683 $5,142 3.20%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1,712 $304,150,000 $177,658 $3,295 3.26%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 610 $215,900,000 $353,934 $3,333 3.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 582 $203,450,000 $349,570 $4,863 3.24%
Breckenridge, CO (FHA|USDA|VA) 383 $200,465,000 $523,407 $3,438 3.02%
KANSAS CITY, MO-KS (FHA|USDA|VA) 785 $165,645,000 $211,013 $2,987 3.05%
Outside of Metro Areas 321 $92,275,000 $287,461 $3,999 3.17%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 224 $82,040,000 $366,250 $5,778 3.03%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 332 $60,490,000 $182,199 $2,852 3.15%
Edwards, CO (FHA|USDA|VA) 76 $41,440,000 $545,263 $4,092 3.09%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 24 $40,680,000 $1,695,000 $3,825 3.10%
GREELEY, CO (FHA|USDA|VA) 114 $40,410,000 $354,474 $4,834 3.02%
FORT COLLINS, CO (FHA|USDA|VA) 112 $38,800,000 $346,429 $3,856 2.98%
SANTA FE, NM (FHA|USDA|VA) 128 $33,000,000 $257,813 $4,341 3.18%
LOUISVILLE, KY (FHA|USDA|VA) 1 $32,575,000 $32,575,000 $0 2.85%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 98 $27,780,000 $283,469 $4,714 3.11%
ST. LOUIS, MO-IL (FHA|USDA|VA) 20 $25,550,000 $1,277,500 $3,339 2.74%
BOULDER, CO (FHA|USDA|VA) 54 $23,830,000 $441,296 $2,939 3.09%
WICHITA, KS (FHA|USDA|VA) 119 $20,805,000 $174,832 $3,344 3.04%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 5 $19,635,000 $3,927,000 $2,849 3.43%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 26 $19,590,000 $753,462 $5,190 3.03%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 25 $17,375,000 $695,000 $5,097 2.94%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 53 $13,815,000 $260,660 $6,130 3.05%
ENID, OK (FHA|USDA|VA) 118 $13,070,000 $110,763 $3,194 3.26%
COLORADO SPRINGS, CO (FHA|USDA|VA) 42 $11,880,000 $282,857 $4,235 3.23%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 13 $10,895,000 $838,077 $2,999 2.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 29 $10,685,000 $368,448 $3,702 2.83%
TOPEKA, KS (FHA|USDA|VA) 59 $10,515,000 $178,220 $3,788 3.03%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $10,120,000 $1,686,667 $2,944 3.08%
Granbury, TX (FHA|USDA|VA) 9 $9,795,000 $1,088,333 $4,188 3.33%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $8,845,000 $520,294 $3,328 3.09%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $8,650,000 $480,556 $3,758 2.83%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $8,250,000 $687,500 $5,354 2.90%
LAWTON, OK (FHA|USDA|VA) 47 $6,705,000 $142,660 $3,677 3.31%
TUCSON, AZ (FHA|USDA|VA) 22 $6,610,000 $300,455 $3,206 3.06%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 11 $6,605,000 $600,455 $4,377 2.99%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 15 $6,555,000 $437,000 $2,979 2.87%
McAlester, OK (FHA|USDA|VA) 41 $6,205,000 $151,341 $3,098 3.24%
Athens, TX (FHA|USDA|VA) 5 $6,195,000 $1,239,000 $15,133 3.37%
LAS CRUCES, NM (FHA|USDA|VA) 37 $6,005,000 $162,297 $3,473 2.95%
Bartlesville, OK (FHA|USDA|VA) 48 $5,510,000 $114,792 $3,229 3.46%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 25 $5,505,000 $220,200 $3,750 3.04%
GRAND JUNCTION, CO (FHA|USDA|VA) 15 $5,095,000 $339,667 $3,258 3.18%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 25 $5,065,000 $202,600 $2,461 3.09%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 13 $4,935,000 $379,615 $4,188 3.11%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 17 $4,795,000 $282,059 $3,443 3.03%
Muskogee, OK (FHA|USDA|VA) 47 $4,735,000 $100,745 $2,586 3.53%
FLAGSTAFF, AZ (FHA|USDA|VA) 15 $4,565,000 $304,333 $3,650 2.98%
Bozeman, MT (FHA|USDA|VA) 4 $4,550,000 $1,137,500 $6,405 3.17%
SHERMAN-DENISON, TX (FHA|USDA|VA) 31 $4,515,000 $145,645 $3,367 3.42%
WACO, TX (FHA|USDA|VA) 15 $4,445,000 $296,333 $5,112 2.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 12 $4,350,000 $362,500 $4,620 2.99%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $4,225,000 $281,667 $3,049 2.91%
Rockport, TX (FHA|USDA|VA) 3 $4,165,000 $1,388,333 $3,669 4.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $3,635,000 $279,615 $3,575 3.32%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $3,485,000 $387,222 $3,677 3.06%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 9 $3,475,000 $386,111 $3,186 2.94%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 12 $3,200,000 $266,667 $4,017 3.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $3,150,000 $262,500 $4,746 3.22%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $3,135,000 $348,333 $4,818 3.08%
Shawnee, OK (FHA|USDA|VA) 18 $2,980,000 $165,556 $3,561 3.38%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $2,930,000 $732,500 $5,869 2.92%
Fort Morgan, CO (FHA|USDA|VA) 11 $2,865,000 $260,455 $3,836 2.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 11 $2,805,000 $255,000 $3,072 3.05%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $2,745,000 $915,000 $5,565 3.10%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $2,695,000 $539,000 $5,419 3.14%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $2,575,000 $367,857 $4,128 2.84%
AMARILLO, TX (FHA|USDA|VA) 12 $2,490,000 $207,500 $4,363 2.81%
EL PASO, TX (FHA|USDA|VA) 16 $2,440,000 $152,500 $4,806 3.06%
SPRINGFIELD, MO (FHA|USDA|VA) 14 $2,350,000 $167,857 $3,034 2.87%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $2,285,000 $326,429 $2,977 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,285,000 $457,000 $4,555 3.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $2,270,000 $567,500 $4,107 2.78%
Tahlequah, OK (FHA|USDA|VA) 11 $2,205,000 $200,455 $4,310 3.27%
Mineral Wells, TX (FHA|USDA|VA) 4 $2,140,000 $535,000 $3,227 3.18%
LUBBOCK, TX (FHA|USDA|VA) 9 $2,025,000 $225,000 $3,908 2.93%
Durango, CO (FHA|USDA|VA) 6 $2,020,000 $336,667 $5,197 3.19%
BEND, OR (FHA|USDA|VA) 5 $2,015,000 $403,000 $5,253 2.97%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $2,000,000 $333,333 $4,833 3.41%
SALT LAKE CITY, UT (FHA|USDA|VA) 5 $1,995,000 $399,000 $3,826 2.70%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $1,990,000 $248,750 $3,532 2.95%
Glenwood Springs, CO (FHA|USDA|VA) 6 $1,970,000 $328,333 $3,199 3.39%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,730,000 $288,333 $4,664 2.98%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,720,000 $430,000 $3,817 2.94%
Heber, UT (FHA|USDA|VA) 2 $1,720,000 $860,000 $3,194 3.05%
Gallup, NM (FHA|USDA|VA) 13 $1,695,000 $130,385 $3,776 3.17%
Taos, NM (FHA|USDA|VA) 7 $1,615,000 $230,714 $3,200 3.53%
Stillwater, OK (FHA|USDA|VA) 11 $1,605,000 $145,909 $4,105 3.13%
EspaƱola, NM (FHA|USDA|VA) 12 $1,600,000 $133,333 $4,100 3.32%
Show Low, AZ (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,162 3.96%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,540,000 $385,000 $4,092 3.06%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,535,000 $307,000 $3,316 2.78%
FORT SMITH, AR-OK (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,750 2.84%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,490,000 $372,500 $4,682 3.22%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,329 2.93%
RICHMOND, VA (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,190 3.10%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $1,420,000 $177,500 $2,952 3.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,395,000 $465,000 $3,325 2.73%
Hilo, HI (FHA|USDA|VA) 1 $1,395,000 $1,395,000 $0 2.93%
Weatherford, OK (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,646 3.00%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,235,000 $411,667 $3,553 2.67%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,215,000 $405,000 $3,730 2.71%
Branson, MO (FHA|USDA|VA) 7 $1,195,000 $170,714 $3,536 3.32%
PUEBLO, CO (FHA|USDA|VA) 6 $1,190,000 $198,333 $2,605 3.10%
Fredericksburg, TX (FHA|USDA|VA) 2 $1,190,000 $595,000 $5,163 3.09%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,160,000 $290,000 $2,357 3.00%
RENO, NV (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,413 2.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,279 3.13%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $1,140,000 $570,000 $6,650 2.88%
Riverton, WY (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $3,695 3.13%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,960 3.09%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,827 2.94%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $3,623 3.08%
MIDLAND, TX (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,473 2.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 3.70%
Brenham, TX (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,042 3.00%
TYLER, TX (FHA|USDA|VA) 7 $985,000 $140,714 $6,802 3.55%
Bonham, TX (FHA|USDA|VA) 4 $980,000 $245,000 $5,000 3.73%
KNOXVILLE, TN (FHA|USDA|VA) 8 $960,000 $120,000 $3,390 2.91%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $950,000 $237,500 $5,163 3.40%
WILMINGTON, NC (FHA|USDA|VA) 4 $950,000 $237,500 $3,163 2.91%
AKRON, OH (FHA|USDA|VA) 4 $940,000 $235,000 $2,979 2.81%
Los Alamos, NM (FHA|USDA|VA) 5 $935,000 $187,000 $3,705 3.15%
LONGVIEW, TX (FHA|USDA|VA) 5 $935,000 $187,000 $4,798 2.98%
Fernley, NV (FHA|USDA|VA) 3 $915,000 $305,000 $3,215 3.13%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $905,000 $181,000 $2,819 3.30%
Roswell, NM (FHA|USDA|VA) 5 $895,000 $179,000 $3,300 2.78%
Paragould, AR (FHA|USDA|VA) 1 $855,000 $855,000 $3,761 3.00%
ERIE, PA (FHA|USDA|VA) 4 $850,000 $212,500 $6,326 2.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $845,000 $281,667 $2,387 2.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $835,000 $278,333 $2,906 2.54%
Woodward, OK (FHA|USDA|VA) 5 $825,000 $165,000 $2,910 2.67%
Georgetown, SC (FHA|USDA|VA) 2 $820,000 $410,000 $4,705 2.62%
Altus, OK (FHA|USDA|VA) 4 $780,000 $195,000 $3,596 3.25%
Payson, AZ (FHA|USDA|VA) 2 $750,000 $375,000 $3,850 2.94%
Ardmore, OK (FHA|USDA|VA) 5 $745,000 $149,000 $5,112 3.20%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $740,000 $370,000 $0 3.99%
IOWA CITY, IA (FHA|USDA|VA) 4 $740,000 $185,000 $2,654 3.38%
Sulphur Springs, TX (FHA|USDA|VA) 2 $720,000 $360,000 $6,583 2.87%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $720,000 $180,000 $3,650 3.03%
MEDFORD, OR (FHA|USDA|VA) 2 $720,000 $360,000 $4,371 2.69%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $715,000 $238,333 $8,893 2.92%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $715,000 $238,333 $2,113 2.79%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $705,000 $705,000 $4,445 3.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $695,000 $231,667 $3,667 3.21%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $685,000 $228,333 $4,570 3.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $680,000 $340,000 $3,218 3.06%
LAWRENCE, KS (FHA|USDA|VA) 4 $680,000 $170,000 $2,152 3.06%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $660,000 $330,000 $3,558 2.38%
Ruidoso, NM (FHA|USDA|VA) 3 $655,000 $218,333 $5,472 3.25%
FARMINGTON, NM (FHA|USDA|VA) 5 $655,000 $131,000 $3,134 2.88%
Corsicana, TX (FHA|USDA|VA) 3 $655,000 $218,333 $4,377 3.41%
PITTSBURGH, PA (FHA|USDA|VA) 2 $650,000 $325,000 $4,795 2.81%
Steamboat Springs, CO (FHA|USDA|VA) 1 $645,000 $645,000 $3,688 3.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $640,000 $320,000 $2,834 2.69%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $635,000 $211,667 $5,565 3.63%
Marion, NC (FHA|USDA|VA) 2 $630,000 $315,000 $3,583 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $625,000 $208,333 $2,479 2.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $625,000 $625,000 $4,832 2.88%
Montrose, CO (FHA|USDA|VA) 2 $620,000 $310,000 $2,590 2.94%
Outside of Metro Areas 2 $620,000 $310,000 $2,907 2.94%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $605,000 $201,667 $3,556 2.88%
LINCOLN, NE (FHA|USDA|VA) 1 $605,000 $605,000 $6,525 3.00%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $600,000 $300,000 $2,881 2.50%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $595,000 $595,000 $2,246 2.88%
Warrensburg, MO (FHA|USDA|VA) 2 $590,000 $295,000 $2,806 3.13%
GREAT FALLS, MT (FHA|USDA|VA) 2 $590,000 $295,000 $2,298 3.56%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $590,000 $295,000 $3,299 3.06%
DOVER, DE (FHA|USDA|VA) 2 $590,000 $295,000 $3,151 2.69%
Hobbs, NM (FHA|USDA|VA) 3 $575,000 $191,667 $4,569 2.83%
LANCASTER, PA (FHA|USDA|VA) 2 $550,000 $275,000 $3,632 2.88%
Key West, FL (FHA|USDA|VA) 1 $545,000 $545,000 $3,579 3.38%
POCATELLO, ID (FHA|USDA|VA) 1 $545,000 $545,000 $4,301 2.63%
Forest City, NC (FHA|USDA|VA) 1 $545,000 $545,000 $3,393 2.88%
Ponca City, OK (FHA|USDA|VA) 6 $540,000 $90,000 $4,653 3.45%
SAVANNAH, GA (FHA|USDA|VA) 2 $540,000 $270,000 $3,820 2.44%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $530,000 $265,000 $6,194 3.06%
VICTORIA, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,245 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $520,000 $260,000 $6,094 2.69%
Duncan, OK (FHA|USDA|VA) 5 $515,000 $103,000 $3,503 2.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $515,000 $171,667 $3,294 3.29%
ODESSA, TX (FHA|USDA|VA) 2 $510,000 $255,000 $4,824 3.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $505,000 $505,000 $4,826 2.38%
Las Vegas, NM (FHA|USDA|VA) 2 $500,000 $250,000 $4,812 2.94%
MANHATTAN, KS (FHA|USDA|VA) 2 $500,000 $250,000 $6,916 2.81%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $490,000 $245,000 $2,546 2.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $485,000 $485,000 $3,987 3.00%
ANCHORAGE, AK (FHA|USDA|VA) 1 $485,000 $485,000 $5,573 2.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $470,000 $235,000 $2,714 3.19%
Atchison, KS (FHA|USDA|VA) 2 $470,000 $235,000 $2,529 2.88%
Clovis, NM (FHA|USDA|VA) 4 $460,000 $115,000 $2,573 3.19%
Silver City, NM (FHA|USDA|VA) 2 $460,000 $230,000 $4,612 3.19%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $455,000 $455,000 $12,649 2.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $455,000 $455,000 $5,507 3.00%
CaƱon City, CO (FHA|USDA|VA) 3 $455,000 $151,667 $3,557 3.00%
FLINT, MI (FHA|USDA|VA) 2 $450,000 $225,000 $5,856 3.31%
Pittsburg, KS (FHA|USDA|VA) 3 $445,000 $148,333 $3,084 2.98%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $440,000 $220,000 $2,257 2.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $435,000 $145,000 $2,405 3.04%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $425,000 $425,000 $3,989 2.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $425,000 $425,000 $3,486 3.13%
LEBANON, PA (FHA|USDA|VA) 2 $420,000 $210,000 $3,992 2.81%
SAN ANGELO, TX (FHA|USDA|VA) 3 $405,000 $135,000 $4,518 3.00%
Spearfish, SD (FHA|USDA|VA) 1 $395,000 $395,000 $7,321 3.13%
TOLEDO, OH (FHA|USDA|VA) 2 $390,000 $195,000 $5,253 3.50%
Brainerd, MN (FHA|USDA|VA) 1 $385,000 $385,000 $5,840 2.50%
Alamogordo, NM (FHA|USDA|VA) 3 $385,000 $128,333 $2,993 2.92%
BISMARCK, ND (FHA|USDA|VA) 1 $385,000 $385,000 $2,924 2.88%
PANAMA CITY, FL (FHA|USDA|VA) 2 $380,000 $190,000 $3,981 2.81%
JACKSON, TN (FHA|USDA|VA) 2 $380,000 $190,000 $3,286 3.19%
Bennington, VT (FHA|USDA|VA) 1 $375,000 $375,000 $5,560 2.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $360,000 $180,000 $2,992 2.88%
Moscow, ID (FHA|USDA|VA) 1 $355,000 $355,000 $4,403 2.50%
CASPER, WY (FHA|USDA|VA) 1 $355,000 $355,000 $5,497 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 1 $355,000 $355,000 $2,207 2.75%
HAMMOND, LA (FHA|USDA|VA) 1 $355,000 $355,000 $2,267 2.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $345,000 $345,000 $2,810 2.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $345,000 $115,000 $2,684 3.21%
Elk City, OK (FHA|USDA|VA) 2 $340,000 $170,000 $3,529 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $340,000 $170,000 $2,876 2.94%
Richmond-Berea, KY (FHA|USDA|VA) 1 $335,000 $335,000 $3,532 3.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,687 3.25%
Pottsville, PA (FHA|USDA|VA) 1 $315,000 $315,000 $4,391 2.63%
REDDING, CA (FHA|USDA|VA) 1 $315,000 $315,000 $3,053 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,780 3.25%
Nogales, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $4,597 3.38%
Miami, OK (FHA|USDA|VA) 3 $285,000 $95,000 $3,953 3.19%
CHICO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $4,698 3.50%
READING, PA (FHA|USDA|VA) 1 $275,000 $275,000 $2,696 3.50%
Ukiah, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,814 2.88%
RAPID CITY, SD (FHA|USDA|VA) 1 $275,000 $275,000 $3,347 3.00%
Nacogdoches, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,415 2.75%
Grants, NM (FHA|USDA|VA) 1 $275,000 $275,000 $5,534 3.13%
Sedalia, MO (FHA|USDA|VA) 1 $275,000 $275,000 $1,337 2.25%
Athens, OH (FHA|USDA|VA) 1 $275,000 $275,000 $4,122 3.13%
Del Rio, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,412 2.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $275,000 $275,000 $9,905 3.38%
Russellville, AR (FHA|USDA|VA) 2 $270,000 $135,000 $2,024 3.06%
Pahrump, NV (FHA|USDA|VA) 1 $265,000 $265,000 $4,728 4.25%
ALBANY, GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,224 3.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $265,000 $265,000 $3,271 3.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,461 3.25%
GREEN BAY, WI (FHA|USDA|VA) 1 $255,000 $255,000 $2,276 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $255,000 $255,000 $3,104 3.13%
Craig, CO (FHA|USDA|VA) 2 $250,000 $125,000 $4,814 1.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $250,000 $125,000 $3,228 2.81%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $250,000 $125,000 $4,681 3.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.60%
Hays, KS (FHA|USDA|VA) 1 $245,000 $245,000 $1,830 3.25%
Rolla, MO (FHA|USDA|VA) 2 $240,000 $120,000 $2,467 2.63%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,655 2.88%
STAUNTON, VA (FHA|USDA|VA) 1 $235,000 $235,000 $2,986 3.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,231 3.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,785 2.88%
West Plains, MO (FHA|USDA|VA) 1 $225,000 $225,000 $3,248 2.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $225,000 $225,000 $5,346 3.63%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,517 2.50%
PINE BLUFF, AR (FHA|USDA|VA) 1 $215,000 $215,000 $6,239 3.13%
ANN ARBOR, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,921 2.38%
Coffeyville, KS (FHA|USDA|VA) 2 $210,000 $105,000 $3,284 2.81%
JOPLIN, MO (FHA|USDA|VA) 2 $210,000 $105,000 $3,167 3.63%
Portales, NM (FHA|USDA|VA) 2 $210,000 $105,000 $4,506 3.94%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.99%
Sevierville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,736 4.00%
VISALIA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,212 2.38%
SUMTER, SC (FHA|USDA|VA) 1 $205,000 $205,000 $4,070 3.13%
Huntsville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,271 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $195,000 $195,000 $1,393 2.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $195,000 $195,000 $6,065 4.50%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $195,000 $195,000 $2,368 2.88%
Traverse City, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,939 3.50%
Stephenville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,491 4.13%
BILLINGS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $3,435 3.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,926 2.88%
Kerrville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,294 3.00%
VALDOSTA, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,570 3.25%
Lufkin, TX (FHA|USDA|VA) 2 $170,000 $85,000 $1,812 4.12%
Deming, NM (FHA|USDA|VA) 1 $165,000 $165,000 $3,339 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,009 2.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,916 3.88%
YUMA, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $5,995 3.63%
MISSOULA, MT (FHA|USDA|VA) 1 $155,000 $155,000 $3,780 3.13%
FRESNO, CA (FHA|USDA|VA) 1 $145,000 $145,000 $2,827 4.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $145,000 $145,000 $2,924 3.00%
DULUTH, MN-WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,073 3.38%
Ada, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,021 3.00%
MADISON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,466 3.25%
Aberdeen, WA (FHA|USDA|VA) 1 $145,000 $145,000 $2,134 2.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,961 2.63%
Norwalk, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,306 3.25%
Ottawa, KS (FHA|USDA|VA) 2 $140,000 $70,000 $1,828 2.81%
Lumberton, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,256 2.88%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $125,000 $125,000 $2,705 2.25%
LYNCHBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,353 2.88%
Mountain Home, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,895 3.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,986 3.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,916 2.88%
Hutchinson, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,305 2.63%
Oxford, MS (FHA|USDA|VA) 1 $125,000 $125,000 $1,745 2.63%
BATON ROUGE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $3,629 2.88%
ABILENE, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,002 3.50%
Natchez, MS-LA (FHA|USDA|VA) 1 $115,000 $115,000 $3,447 2.25%
Borger, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,582 2.50%
Lebanon, MO (FHA|USDA|VA) 3 $115,000 $38,333 $937 4.08%
Emporia, KS (FHA|USDA|VA) 1 $115,000 $115,000 $2,495 3.13%
COLUMBUS, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,479 2.38%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,286 3.13%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,450 3.13%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,473 3.00%
Gillette, WY (FHA|USDA|VA) 1 $85,000 $85,000 $2,976 2.75%
Kalispell, MT (FHA|USDA|VA) 1 $85,000 $85,000 $2,363 2.88%
Great Bend, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,719 3.50%
Bokf's top markets include Tulsa, Denver, Albuquerque, Dallas, and Oklahoma City among others.

Their top states include:
  • Oklahoma (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,805 $3,248,635,000 $300,660 $3,423 3.08%
    HELOC 1,572 $220,960,000 $140,560 n/a 3.87%
    FHA 784 $171,040,000 $218,163 $7,449 3.13%
    VA 358 $117,520,000 $328,268 $6,913 2.88%
    USDA 41 $6,065,000 $147,927 $4,805 2.94%

    For 2021, Bokf's most frequently originated type of loan was Conventional, with 10,805 originations. Their 2nd most popular type was HELOC, with 1,572 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,081 $1,726,755,000 $339,846 $4,740 3.11%
    Refi 4,177 $1,188,875,000 $284,624 $3,075 2.92%
    Cash Out Refi 2,607 $660,705,000 $253,435 $3,636 3.15%
    Home Improvement 1,094 $87,400,000 $79,890 $138 4.08%
    Other 601 $100,485,000 $167,196 $2,463 3.91%

    For 2021, Bokf's most frequently cited loan purpose was Home Purchase, with 5,081 originations. The 2nd most popular reason was Refi, with 4,177 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,968 $2,378,570,000 $298,515 $4,317 3.13%
    15 Year 2,639 $561,465,000 $212,757 $2,976 2.69%
    Other 1,528 $334,660,000 $219,018 $2,618 3.87%
    20 Year 1,043 $225,005,000 $215,729 $2,321 3.65%
    10 Year 301 $49,335,000 $163,904 $2,438 2.96%
    5 Year 57 $8,775,000 $153,947 $0 4.84%
    3 Year 22 $205,380,000 $9,335,455 $201 3.99%
    1 Year 2 $1,030,000 $515,000 $3,992 3.93%

    For 2021, Bokf's most frequently cited loan duration was 30 Year, with 7,968 originations. The 2nd most popular length was 15 Year, with 2,639 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 6,603 $1,906,575,000 $288,744
    $<1k 3,897 $804,225,000 $206,370
    $2k-3k 855 $268,065,000 $313,526
    $3k-4k 279 $98,995,000 $354,821
    $5k+ 159 $98,275,000 $618,082
    $4k-5k 134 $50,500,000 $376,866

    Bokf's average total fees were $4,317, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,603 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 5,478 $1,688,720,000 $308,273
    3-4% 4,923 $1,311,455,000 $266,393
    <2.5% 1,748 $444,120,000 $254,073
    4-5% 1,060 $299,810,000 $282,840
    5-6% 334 $18,620,000 $55,749
    6-7% 8 $390,000 $48,750
    7-8% 8 $480,000 $60,000

    During 2021, Bokf's average interest rate for loans was 3.13%, while their most frequently originated rate bucket for loans was 2.5-3%, with 5,478 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,728 $1,321,190,000 $279,440 $4,228 3.03%
    $100k-200k 4,170 $619,220,000 $148,494 $3,387 3.10%
    $100,000 or less 2,443 $138,915,000 $56,862 $1,762 3.73%
    $400k-600k 1,603 $779,365,000 $486,192 $4,590 2.96%
    $600k-1MM 409 $306,025,000 $748,227 $5,414 3.02%
    $1MM+ 207 $599,505,000 $2,896,159 $8,431 3.19%

    2021 saw Bokf place emphasis on $200k-400k loans with 4,728 originations, totaling $1,321,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,724 $677,190,000 $248,601 $3,777 3.19%
    $50k-75k 2,651 $474,005,000 $178,802 $3,730 3.18%
    $150k-250k 2,268 $719,660,000 $317,310 $3,992 3.15%
    $50k or less 2,002 $251,850,000 $125,799 $3,233 3.23%
    $75k-100k 1,969 $424,385,000 $215,533 $3,857 3.19%
    $250k+ 1,409 $776,085,000 $550,806 $4,796 3.12%

    Bokf lent most frequently to those with incomes in the $100k-150k range, with 2,724 originations. The second most popular income band? $50k-75k, with 2,651 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,211 $836,275,000 $260,441 $3,572 3.11%
    30-36% 2,512 $649,890,000 $258,714 $3,763 3.18%
    <20% 1,570 $384,130,000 $244,669 $3,211 3.03%
    49% 533 $106,835,000 $200,441 $3,800 3.45%
    42% 515 $128,855,000 $250,204 $3,888 3.21%
    44% 483 $117,935,000 $244,172 $3,966 3.22%
    43% 475 $120,965,000 $254,663 $3,986 3.16%
    39% 460 $118,020,000 $256,565 $4,094 3.27%
    41% 457 $116,815,000 $255,613 $3,823 3.15%
    40% 450 $122,960,000 $273,244 $3,964 3.18%
    38% 422 $112,280,000 $266,066 $4,016 3.25%
    37% 402 $109,610,000 $272,662 $3,944 3.20%
    36% 396 $110,620,000 $279,343 $4,012 3.18%
    45% 385 $89,265,000 $231,857 $3,913 3.27%
    48% 336 $85,200,000 $253,571 $4,184 3.21%
    46% 335 $81,515,000 $243,328 $3,850 3.28%
    47% 301 $69,685,000 $231,512 $3,855 3.28%
    50-60% 252 $75,640,000 $300,159 $6,842 3.13%
    >60% 18 $13,140,000 $730,000 $5,233 3.07%

    Bokf lent most frequently to those with DTI ratios of 20-30%, with 3,211 originations. The next most common DTI ratio? 30-36%, with 2,512 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,044 $2,583,040,000 $257,172 $3,742 3.18%
    Not provided 1,689 $478,295,000 $283,182 $3,833 3.14%
    Not applicable 42 $312,440,000 $7,439,048 $0 3.85%
    Asian 705 $166,115,000 $235,624 $3,815 3.00%
    American Indian 506 $93,580,000 $184,941 $4,433 3.22%
    Black 446 $93,320,000 $209,238 $4,159 3.29%
    Asian Indian 57 $18,115,000 $317,807 $3,622 2.89%
    Other Asian 26 $7,370,000 $283,462 $3,938 3.17%
    Native Hawaiian or Islander 14 $2,710,000 $193,571 $4,033 3.41%
    Other Pacific Islander 8 $2,350,000 $293,750 $4,789 3.14%
    Filipino 5 $1,865,000 $373,000 $4,277 2.82%
    Vietnamese 6 $1,640,000 $273,333 $3,150 2.77%
    Korean 3 $1,375,000 $458,333 $2,713 2.88%
    Chinese 3 $985,000 $328,333 $3,500 2.75%
    Japanese 2 $540,000 $270,000 $3,741 3.06%
    Native Hawaiian 1 $285,000 $285,000 $3,243 2.88%
    Samoan 2 $180,000 $90,000 $3,391 3.18%
    1 $15,000 $15,000 $0 5.75%

    Approval Rates

    Total approvals of all applications
    83.28%

    Bokf has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    73.14%

    Bokf has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,560 $3,764,220,000 $277,597

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    13,560 $3,764,220,000 $277,597

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,325 $223,635,000 $168,781 $2,489 3.40%
    40-60% 2,474 $793,410,000 $320,699 $3,148 2.94%
    60-80% 4,820 $1,559,960,000 $323,643 $3,707 3.07%
    80-100% 3,641 $1,056,785,000 $290,246 $4,856 3.07%
    Over 100% 53 $19,225,000 $362,736 $15,096 2.84%
    Under 20% 1,244 $76,240,000 $61,286 $450 4.07%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bokf, National Association 1 Williams Center Tulsa, OK 74172 Full Service Cyber Office $229,671
    Bokf, National Association 10040 Coors-By-Pass, N.W. Albuquerque, NM 87114 Full Service B&M $92,361
    Bokf, National Association 102 West 6th Street, Suite 100 Larned, KS 67550 Limited, Trust Office $0
    Bokf, National Association 1044 Main Street Kansas City, MO 64105 Full Service B&M $16,562
    Bokf, National Association 10912 North Rockwell Avenue Oklahoma City, OK 73162 Full Service B&M $43,008
    Bokf, National Association 1100 South Garth Brooks Boulevard Yukon, OK 73099 Full Service B&M $109,667
    Bokf, National Association 11010 S Elm Street Jenks, OK 74037 Full Service B&M $51,054
    Bokf, National Association 11111 East 81st Street Tulsa, OK 74133 Full Service B&M $119,517
    Bokf, National Association 11225 College Blvd Overland Park, KS 66210 Limited, Trust Office $0
    Bokf, National Association 11300 North May Avenue Oklahoma City, OK 73120 Full Service B&M $88,353
    Bokf, National Association 1140 N York Street Muskogee, OK 74403 Full Service B&M $55,412
    Bokf, National Association 11830 South Pennsylvania Avenue Oklahoma City, OK 73170 Full Service B&M $75,943
    Bokf, National Association 12052 South Memorial Drive Bixby, OK 74008 Full Service B&M $93,145
    Bokf, National Association 12112 Metcalf Avenue Overland Park, KS 66213 Full Service B&M $1,370,709
    Bokf, National Association 12255 Westheimer Houston, TX 77077 Full Service B&M $37,468
    Bokf, National Association 125 Southwest Blvd Kansas City, MO 64108 Full Service B&M $35,286
    Bokf, National Association 12764 Memorial Drive Houston, TX 77024 Full Service B&M $36,077
    Bokf, National Association 1301 Juan Tabo Boulevard, N.E. Albuquerque, NM 87112 Full Service B&M $89,855
    Bokf, National Association 1303 South East Walton Boulevard Bentonville, AR 72712 Full Service B&M $11,495
    Bokf, National Association 13230 West Little York Houston, TX 77041 Full Service B&M $35,561
    Bokf, National Association 1325 North Kelly Avenue Edmond, OK 73003 Full Service B&M $56,047
    Bokf, National Association 13600 N. Macarthur Boulevard Oklahoma City, OK 73142 Full Service B&M $93,142
    Bokf, National Association 1400 East 15th Street Edmond, OK 73013 Full Service B&M $165,386
    Bokf, National Association 1400 South Santa Fe Avenue Edmond, OK 73003 Full Service B&M $108,386
    Bokf, National Association 14098 Nw Freeway Houston, TX 77040 Full Service B&M $50,884
    Bokf, National Association 14575 East Alameda Aurora, CO 80012 Full Service B&M $19,803
    Bokf, National Association 1500 Midwest Boulevard Midwest City, OK 73110 Full Service B&M $130,941
    Bokf, National Association 1500 North Central Expressway Mckinney, TX 75070 Full Service B&M $182,035
    Bokf, National Association 1520 North 9th St Broken Arrow, OK 74012 Full Service B&M $110,385
    Bokf, National Association 15245 Southwest Freeway Sugar Land, TX 77478 Full Service B&M $328,081
    Bokf, National Association 15490 East Hampden Avenue Aurora, CO 80013 Full Service B&M $47,833
    Bokf, National Association 15710 W Colfax Ave Golden, CO 80401 Full Service B&M $211,246
    Bokf, National Association 15725 Cypresswood Medical Drive Houston, TX 77014 Full Service B&M $131,816
    Bokf, National Association 1600 Broadway Denver, CO 80202 Full Service B&M $2,399,296
    Bokf, National Association 1600 West Mineral Avenue Littleton, CO 80120 Full Service B&M $281,632
    Bokf, National Association 1604 North Lewis Tulsa, OK 74110 Full Service B&M $32,112
    Bokf, National Association 1710 Ne Douglas St Lees Summit, MO 64086 Full Service B&M $6,210
    Bokf, National Association 17821 Cottonwood Drive Parker, CO 80134 Full Service B&M $23,417
    Bokf, National Association 19201 E. Mainstreet Parker, CO 80134 Full Service B&M $73,397
    Bokf, National Association 201 South Main Street Grove, OK 74344 Full Service B&M $53,697
    Bokf, National Association 201 Wadsworth Boulevard Lakewood, CO 80226 Full Service B&M $38,767
    Bokf, National Association 201 West Twelfth Street Dallas, TX 75208 Full Service B&M $41,826
    Bokf, National Association 2021 South Lewis Avenue Tulsa, OK 74104 Full Service B&M $115,132
    Bokf, National Association 2025 Pearl Street Boulder, CO 80302 Full Service B&M $443,958
    Bokf, National Association 2100 West Houston Broken Arrow, OK 74012 Full Service B&M $139,452
    Bokf, National Association 215 State Street Muskogee, OK 74401 Full Service B&M $247,386
    Bokf, National Association 219 South Main Eufaula, OK 74432 Full Service B&M $43,503
    Bokf, National Association 2250 State Highway 114 West Grapevine, TX 76051 Full Service B&M $56,552
    Bokf, National Association 2308 North Van Buren Street Enid, OK 73703 Full Service B&M $88,934
    Bokf, National Association 250 N. Rock Road Wichita, KS 67206 Limited, Trust Office $0
    Bokf, National Association 2500 Louisiana Boulevard, N.E. Albuquerque, NM 87110 Full Service B&M $99,671
    Bokf, National Association 2601 North Meridian Oklahoma City, OK 73107 Full Service B&M $93,779
    Bokf, National Association 2650 Royal Lane Dallas, TX 75229 Full Service B&M $196,261
    Bokf, National Association 275 East Rivulon Blvd Suite 101 Gilbert, AZ 85297 Full Service B&M $6,601
    Bokf, National Association 3001 East Cambelback Road Phoenix, AZ 85016 Full Service B&M $1,405,487
    Bokf, National Association 3037 S. Garnett Road Tulsa, OK 74129 Full Service B&M $89,693
    Bokf, National Association 3045 South Harvard Ave Tulsa, OK 74114 Full Service B&M $145,488
    Bokf, National Association 307 West Washington, Suite 200 Sherman, TX 75090 Full Service B&M $112,429
    Bokf, National Association 320 South Boston Avenue Tulsa, OK 74103 Full Service B&M $65,258
    Bokf, National Association 3200 Heritage Trace Parkway Fort Worth, TX 76177 Full Service B&M $42,428
    Bokf, National Association 3237 South Peoria Avenue Tulsa, OK 74105 Full Service B&M $444,819
    Bokf, National Association 3301 Coors Boulevard, N.W. Albuquerque, NM 87120 Full Service B&M $41,875
    Bokf, National Association 333 West Campbell Road Richardson, TX 75080 Full Service B&M $282,533
    Bokf, National Association 3500 North College Ave Fayetteville, AR 72703 Full Service B&M $235,844
    Bokf, National Association 3550 West Main St Norman, OK 73072 Full Service B&M $176,116
    Bokf, National Association 3610 East First Avenue Denver, CO 80206 Full Service B&M $140,457
    Bokf, National Association 3815 South East Frank Phillips Boulevard Bartlesville, OK 74006 Full Service B&M $59,813
    Bokf, National Association 3901 Southern Boulevard, S.E. Rio Rancho, NM 87124 Full Service B&M $99,237
    Bokf, National Association 3908 Telephone Road Lake Worth, TX 76135 Full Service B&M $89,380
    Bokf, National Association 400 Coit Road Plano, TX 75075 Full Service B&M $42,377
    Bokf, National Association 4000 Macarthur Blvd. Suite 600 Newport Beach, CA 92658 Limited, Trust Office $0
    Bokf, National Association 401 Coors Boulevard Nw Albuquerque, NM 87121 Full Service B&M $68,004
    Bokf, National Association 401 East Broadway Sand Springs, OK 74063 Full Service B&M $98,434
    Bokf, National Association 4140 West 71st Street Prairie Village, KS 66208 Full Service B&M $21,831
    Bokf, National Association 420 North Robinson Ave Oklahoma City, OK 73102 Limited, Drive-thru $0
    Bokf, National Association 4262 Live Oak Street Dallas, TX 75204 Full Service B&M $81,132
    Bokf, National Association 4544 South 33rd West Avenue Tulsa, OK 74107 Full Service B&M $42,202
    Bokf, National Association 4555 Sweetwater Boulevard Sugar Land, TX 77479 Full Service B&M $41,731
    Bokf, National Association 4695 Quebec Street Denver, CO 80216 Full Service B&M $320,494
    Bokf, National Association 4700 Montgomery Boulevard Northeast Albuquerque, NM 87109 Full Service B&M $42,205
    Bokf, National Association 4901 East Central Avenue, N.E. Albuquerque, NM 87108 Full Service B&M $82,414
    Bokf, National Association 499 W. Sheridan Ave Oklahoma City, OK 73102 Full Service B&M $3,237,904
    Bokf, National Association 500 Chimney Rock Houston, TX 77056 Full Service B&M $1,118,746
    Bokf, National Association 500 Grapevine Highway Hurst, TX 76054 Full Service B&M $108,207
    Bokf, National Association 5320 Bellaire Boulevard Bellaire, TX 77401 Full Service B&M $134,689
    Bokf, National Association 5500 Kirby Drive Houston, TX 77005 Full Service B&M $163,150
    Bokf, National Association 5509 North Pennsylvania Avenue Oklahoma City, OK 73112 Full Service B&M $117,557
    Bokf, National Association 555 West Grand Parkway South Katy, TX 77494 Full Service B&M $49,388
    Bokf, National Association 5909 Camp Bowie Fort Worth, TX 76107 Full Service B&M $116,612
    Bokf, National Association 5910 South University Blvd., Suite C-16 Greenwood Village, CO 80121 Full Service B&M $60,095
    Bokf, National Association 5915 Wyoming Boulevard, N.E. Albuquerque, NM 87109 Full Service B&M $1,266,393
    Bokf, National Association 5956 Sherry Ln., Ste 1100 Dallas, TX 75225 Full Service B&M $3,777,043
    Bokf, National Association 600 Penn St. Fort Worth, TX 76102 Full Service B&M $711,853
    Bokf, National Association 6036 South Yale Avenue Tulsa, OK 74135 Full Service B&M $166,010
    Bokf, National Association 6105 W. Park Blvd. Plano, TX 75093 Full Service B&M $44,279
    Bokf, National Association 6201 Hillcrest Avenue Dallas, TX 75205 Full Service B&M $60,952
    Bokf, National Association 645 Main Street, N.E. Los Lunas, NM 87031 Full Service B&M $73,236
    Bokf, National Association 6505 East 101st Street South Tulsa, OK 74133 Full Service B&M $161,324
    Bokf, National Association 6517 Nw Expressway Oklahoma City, OK 73132 Full Service B&M $61,902
    Bokf, National Association 6530 Paradise Blvd Albuquerque, NM 87114 Full Service B&M $29,575
    Bokf, National Association 6600 North Fourth Street, N.W. Albuquerque, NM 87107 Full Service B&M $75,819
    Bokf, National Association 6701 Preston Road Dallas, TX 75205 Full Service B&M $280,890
    Bokf, National Association 7 West 62nd Terrace Kansas City, MO 64113 Full Service B&M $17,683
    Bokf, National Association 7000 E. Mayo Blvd # 22 Phoenix, AZ 85054 Full Service B&M $173,313
    Bokf, National Association 706a St. Michael's Drive Santa Fe, NM 87505 Full Service B&M $30,954
    Bokf, National Association 7110 S. Olympia Avenue West Tulsa, OK 74132 Full Service B&M $89,662
    Bokf, National Association 7121 South Sheridan Road Tulsa, OK 74133 Full Service B&M $95,911
    Bokf, National Association 7600 West Northwest Highway Dallas, TX 75225 Limited, Drive-thru $71,715
    Bokf, National Association 7701 South Western Avenue Oklahoma City, OK 73139 Full Service B&M $87,299
    Bokf, National Association 792 Watters Road Allen, TX 75013 Full Service B&M $37,093
    Bokf, National Association 8095 E Belleview Avenue Englewood, CO 80111 Full Service B&M $281,134
    Bokf, National Association 8221 Wyoming Boulevard Ne Albuquerque, NM 87113 Full Service B&M $90,795
    Bokf, National Association 8277 Walnut Hill Lane Dallas, TX 75231 Full Service B&M $56,872
    Bokf, National Association 851 N Macarthur Blvd. Coppell, TX 75019 Full Service B&M $31,676
    Bokf, National Association 900 South Kansas Avenue, Suite 100 Topeka, KS 66612 Limited, Trust Office $0
    Bokf, National Association 901 Dobson Mesa, AZ 85201 Full Service B&M $204,660
    Bokf, National Association 9520 South Delaware Ave Tulsa, OK 74137 Full Service B&M $79,047
    Bokf, National Association 9545 W. Camelback Phoenix, AZ 85037 Full Service B&M $13,832
    Bokf, National Association 9561 S. University Blvd Highlands Ranch, CO 80126 Full Service B&M $64,100
    Bokf, National Association 9580 North Garnett Road Owasso, OK 74055 Full Service B&M $155,730
    Bokf, National Association One East Choctaw Mcalester, OK 74501 Full Service B&M $35,208
    Bokf, National Association One Williams Center Tulsa, OK 74172 Full Service B&M $11,228,811

    For 2021, Bokf had 122 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,178,738
    Net interest income $1,124,496
    Total noninterest income $593,332
    Gross Fiduciary activities income $151,726
    Service charges on deposit accounts $80,503
    Trading account gains and fees $26,394
    Additional Noninterest Income $334,709
    Pre-tax net operating income $777,376
    Securities gains (or losses, -) $3,869
    Income before extraordinary items $603,939
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $603,939
    Minority interest net income $-2,441
    Net income $606,380
    Sale, conversion, retirement of capital stock, net $9,185
    Net operating income $600,882

    Bokf's gross interest income from loans was $1,178,738,000.
    Bokf's net interest income from loans was $1,124,496,000.
    Bokf's fee based income from loans was $80,503,000.
    Bokf's net income from loans was $606,380,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $54,242
    Provision for credit losses $-104,723
    Total noninterest expense $1,045,175
    Salaries and employee benefits $637,487
    Premises and equipment expense $100,675
    Additional noninterest expense $307,013
    Applicable income taxes $177,306
    Net charge-offs $32,294
    Cash dividends $480,000

    Bokf's interest expense for loans was $54,242,000.
    Bokf's payroll and benefits expense were $637,487,000.
    Bokf's property, plant and equipment expenses $100,675,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 6.0%
    HELOC loans 0.0%
    All other family 8.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $41,555,141
    Deposits held in domestic offices $41,555,141
    Deposits by Individuals, partnerships, and corporations $38,788,156
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,506,236
    Deposits by Commercial banks and other depository institutions in U.S. $260,749
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $11,673,842
    Demand deposits $4,100,396
    Nontransaction accounts $29,881,299
    Money market deposit accounts (MMDAs) $27,249,737
    Other savings deposits (excluding MMDAs) $924,735
    Total time deposits $1,706,827
    Total time and savings deposits $37,454,745
    Noninterest-bearing deposits $4,100,396
    Interest-bearing deposits $37,454,745
    Retail deposits $39,789,724
    IRAs and Keogh plan accounts $258,642
    Brokered deposits $1,091,687
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $50,093,398
    Cash & Balances due from depository institutions $2,872,277
    Interest-bearing balances $2,091,284
    Total securities $13,383,910
    Federal funds sold & reverse repurchase $27
    Net loans and leases $20,080,816
    Loan and leases loss allowance $256,421
    Trading account assets $10,010,054
    Bank premises and fixed assets $499,674
    Other real estate owned $17,480
    Goodwill and other intangibles $1,247,345
    All other assets $1,981,815

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $50,093,398
    Total Liabilities $45,139,990
    Total deposits $41,555,141
    Interest-bearing deposits $37,454,745
    Deposits held in domestic offices $41,555,141
    % insured (estimated) $36
    Federal funds purchased and repurchase agreements $2,309,252
    Trading liabilities $78,093
    Other borrowed funds $62,489
    Subordinated debt $65,187
    All other liabilities $1,069,828

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $20,080,816
    Loan and leases loss allowance $256,421
    Total loans and leases (domestic) $20,337,237
    All real estate loans $10,797,308
    Real estate loans in domestic offices $10,797,308
    Construction and development loans $1,276,937
    Residential 1-4 family construction $89,429
    Other construction, all land development and other land $1,187,508
    Loans secured by nonfarm nonresidential properties $6,006,828
    Nonfarm nonresidential secured by owner-occupied properties $3,074,309
    Commercial real estate & other non-farm, non-residential $2,932,519
    Multifamily residential real estate $1,115,386
    1-4 family residential loans $2,375,438
    Farmland loans $22,719
    Loans held in foreign offices $0
    Farm loans $6,150
    Commercial and industrial loans $7,591,525
    To non-U.S. addressees $5,821
    Loans to individuals $452,258
    Credit card loans $0
    Related Plans $5,777
    Consumer Auto Loans $37,228
    Other loans to individuals $409,253
    All other loans & leases $1,529,110
    Loans to foreign governments and official institutions $0
    Other loans $438,030
    Loans to depository institutions and acceptances of other banks $8,008
    Loans not secured by real estate $38,501
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $90,809
    Non 1-4 family restructured loans & leases $11,508
    Total loans and leases (foreign) $0

    BOKF had $20,080,816,000 of loans outstanding in 2021. $10,797,308,000 of loans were in real estate loans. $1,276,937,000 of loans were in development loans. $1,115,386,000 of loans were in multifamily mortgage loans. $2,375,438,000 of loans were in 1-4 family mortgage loans. $6,150,000 of loans were in farm loans. $0 of loans were in credit card loans. $37,228,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 759 $277,073 $365,050
    Nonfarm, nonresidential loans - <$100k 34 $1,294 $38,059
    Nonfarm, nonresidential loans - $100-250k 135 $16,533 $122,467
    Nonfarm, nonresidential loans - $250k-1MM 590 $259,246 $439,400
    Commercial & Industrial, US addressed loans - <$1MM 2,510 $345,755 $137,751
    Commercial & Industrial, US addressed loans - <$100k 1,552 $33,744 $21,742
    Commercial & Industrial, US addressed loans - $100-250k 377 $48,832 $129,528
    Commercial & Industrial, US addressed loans - $250k-1MM 581 $263,179 $452,976
    Farmland loans - <$1MM 1 $205 $205,000
    Farmland loans - $100-250k 1 $205 $205,000
    Agriculture operations loans - <$1MM 1 $266 $266,000
    Agriculture operations loans - $250k-1MM 1 $266 $266,000