Assurance Financial Group Mortgage Rates, Fees & Info
Baton Rouge, LALEI: 254900ZX1UPIG2E7TH11
Tax ID: 72-1505298
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Mortgage Data
Review & Overview
Assurance Financial Group is a small mortgage company specializing in Home Purchase and Refi loans. Assurance Financial Group has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Baton Rouge, Lafayette, Atlanta, Birmingham, and Houma among others. We have data for 212 markets. (Some data included below & more in-depth data is available with an active subscription.)Assurance Financial Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Assurance Financial Group is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
Home Equity Line of Credit (HELOC) | 7.79% | 12/17/24 |
30 Year Conventional Purchase | 6.84% | 12/17/24 |
30 Year Conventional Refi | 6.77% | 12/17/24 |
30 Year Cash-out Refi | 6.98% | 12/17/24 |
30 Year FHA Purchase | 7.57% | 12/17/24 |
30 Year FHA Refi | 7.05% | 12/17/24 |
30 Year VA Purchase | 6.58% | 12/17/24 |
30 Year VA Refi | 6.50% | 12/17/24 |
30 Year USDA Purchase | 6.93% | 12/17/24 |
30 Year USDA Refi | 6.76% | 12/17/24 |
15 Year Conventional Purchase | 6.36% | 12/17/24 |
15 Year Conventional Refi | 6.49% | 12/17/24 |
15 Year Cash-out Refi | 6.49% | 12/17/24 |
15 Year VA Refi | 7.15% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Assurance Financial Group Mortgage Calculator
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This is not an official calculator from Assurance Financial Group. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,288Origination Dollar Volume (All Markets)
$1,810,930,000Assurance Financial Group - 2021
Assurance Financial Group is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
BATON ROUGE, LA (FHA|USDA|VA) | 1,983 | $492,175,000 | $248,197 | $4,724 | 3.08% |
LAFAYETTE, LA (FHA|USDA|VA) | 732 | $156,790,000 | $214,194 | $4,868 | 3.12% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 438 | $140,210,000 | $320,114 | $4,051 | 3.04% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 470 | $112,590,000 | $239,553 | $4,153 | 3.23% |
HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 414 | $81,970,000 | $197,995 | $4,945 | 3.08% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 230 | $80,660,000 | $350,696 | $6,774 | 3.00% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 179 | $65,155,000 | $363,994 | $4,312 | 2.95% |
HUNTSVILLE, AL (FHA|USDA|VA) | 270 | $62,210,000 | $230,407 | $4,492 | 3.25% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 215 | $55,075,000 | $256,163 | $5,351 | 3.09% |
COLUMBIA, SC (FHA|USDA|VA) | 214 | $45,860,000 | $214,299 | $4,184 | 3.10% |
RICHMOND, VA (FHA|USDA|VA) | 170 | $44,370,000 | $261,000 | $4,114 | 3.07% |
Outside of Metro Areas | 204 | $41,410,000 | $202,990 | $5,135 | 3.23% |
MONROE, LA (FHA|USDA|VA) | 174 | $36,750,000 | $211,207 | $6,340 | 3.14% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 196 | $34,890,000 | $178,010 | $3,627 | 3.08% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 107 | $30,615,000 | $286,121 | $5,386 | 3.06% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 136 | $28,870,000 | $212,279 | $4,482 | 3.10% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 104 | $26,980,000 | $259,423 | $4,907 | 2.99% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 66 | $26,830,000 | $406,515 | $7,230 | 3.17% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 96 | $22,550,000 | $234,896 | $6,368 | 3.06% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 49 | $17,195,000 | $350,918 | $2,669 | 2.76% |
LYNCHBURG, VA (FHA|USDA|VA) | 64 | $12,610,000 | $197,031 | $4,318 | 3.30% |
HAMMOND, LA (FHA|USDA|VA) | 35 | $7,425,000 | $212,143 | $4,896 | 3.04% |
TUSCALOOSA, AL (FHA|USDA|VA) | 31 | $7,335,000 | $236,613 | $4,773 | 3.41% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 25 | $7,075,000 | $283,000 | $4,615 | 3.22% |
Opelousas, LA (FHA|USDA|VA) | 41 | $6,845,000 | $166,951 | $4,637 | 3.20% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $5,365,000 | $487,727 | $5,448 | 3.19% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 18 | $5,240,000 | $291,111 | $2,648 | 2.80% |
DECATUR, AL (FHA|USDA|VA) | 28 | $5,200,000 | $185,714 | $4,648 | 3.33% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $5,110,000 | $283,889 | $4,716 | 3.03% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $4,470,000 | $248,333 | $5,137 | 3.30% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 14 | $4,390,000 | $313,571 | $4,385 | 3.28% |
BOULDER, CO (FHA|USDA|VA) | 8 | $4,130,000 | $516,250 | $3,568 | 2.92% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $3,810,000 | $272,143 | $3,474 | 2.85% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 13 | $3,715,000 | $285,769 | $4,761 | 3.11% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 10 | $3,460,000 | $346,000 | $4,594 | 2.82% |
ROANOKE, VA (FHA|USDA|VA) | 10 | $3,200,000 | $320,000 | $6,441 | 3.59% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,835,000 | $315,000 | $6,093 | 3.19% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $2,810,000 | $351,250 | $4,143 | 3.06% |
GREELEY, CO (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $3,023 | 3.03% |
WORCESTER, MA-CT (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $2,347 | 3.01% |
LAKE CHARLES, LA (FHA|USDA|VA) | 12 | $2,720,000 | $226,667 | $4,330 | 3.01% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $4,451 | 2.92% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $3,184 | 3.06% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $4,184 | 2.93% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $2,831 | 2.91% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,275,000 | $455,000 | $4,202 | 3.50% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $2,090,000 | $522,500 | $5,068 | 3.06% |
Cullman, AL (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $4,926 | 3.18% |
MOBILE, AL (FHA|USDA|VA) | 12 | $2,040,000 | $170,000 | $4,033 | 3.19% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $3,810 | 3.00% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $6,064 | 3.20% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $4,726 | 2.89% |
GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $4,186 | 3.21% |
Sevierville, TN (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $5,060 | 3.30% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $4,778 | 3.34% |
ALEXANDRIA, LA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $6,088 | 3.03% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $6,086 | 3.13% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $3,123 | 3.09% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $4,734 | 2.81% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $4,506 | 3.33% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $5,494 | 3.06% |
MIDLAND, TX (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $4,741 | 2.90% |
JACKSON, MS (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,109 | 2.83% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $2,860 | 2.73% |
Ruston, LA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $6,538 | 3.25% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,880 | 2.97% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,451 | 3.08% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $3,181 | 3.06% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $3,703 | 3.12% |
FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $2,924 | 2.81% |
Newberry, SC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,571 | 3.75% |
MONTGOMERY, AL (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,815 | 3.21% |
Alexander City, AL (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $4,922 | 4.06% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,884 | 3.06% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,278 | 3.15% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $8,499 | 3.50% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,629 | 3.33% |
Morgan City, LA (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $3,612 | 3.29% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,758 | 3.22% |
Albertville, AL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,241 | 3.19% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $9,343 | 3.69% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,463 | 3.58% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,523 | 2.84% |
Rockport, TX (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $9,366 | 3.25% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,931 | 2.69% |
SUMTER, SC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,813 | 3.09% |
Gainesville, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $14,215 | 2.44% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,046 | 2.91% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,081 | 3.68% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,419 | 2.75% |
Keene, NH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,055 | 2.50% |
Jennings, LA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,188 | 2.75% |
Minden, LA (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $4,331 | 3.44% |
Natchez, MS-LA (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $5,517 | 3.33% |
Kerrville, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,453 | 3.00% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,184 | 3.06% |
Breckenridge, CO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,972 | 3.50% |
GADSDEN, AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,650 | 3.69% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,635 | 2.87% |
McComb, MS (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,668 | 2.96% |
Laconia, NH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,424 | 2.81% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,254 | 3.69% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,361 | 5.00% |
Emporia, KS (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,307 | 3.50% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,725 | 2.50% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,016 | 2.94% |
PUEBLO, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,359 | 2.94% |
JONESBORO, AR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,260 | 3.38% |
FLINT, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,384 | 3.08% |
THE VILLAGES, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,317 | 3.12% |
TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,370 | 3.31% |
SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,742 | 3.13% |
Fort Payne, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $55 | 2.25% |
WACO, TX (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $3,027 | 3.20% |
HATTIESBURG, MS (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,421 | 3.25% |
Moultrie, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,765 | 2.13% |
Georgetown, SC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,952 | 3.25% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,767 | 3.44% |
TYLER, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,920 | 2.94% |
Jefferson, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,474 | 2.56% |
Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,707 | 2.99% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,453 | 3.50% |
ODESSA, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,944 | 3.25% |
Edwards, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,094 | 3.50% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,499 | 2.75% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,841 | 3.13% |
Jasper, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,863 | 2.94% |
Bogalusa, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,302 | 3.13% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,930 | 3.50% |
Outside of Metro Areas | 1 | $355,000 | $355,000 | $3,484 | 3.25% |
Stephenville, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,462 | 2.88% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,007 | 2.63% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,072 | 3.25% |
PANAMA CITY, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,220 | 4.06% |
LONGVIEW, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,765 | 3.63% |
MANHATTAN, KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,277 | 3.63% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,098 | 2.25% |
Milledgeville, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,684 | 3.99% |
DALTON, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,776 | 2.63% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,863 | 2.63% |
KNOXVILLE, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,202 | 2.75% |
Scottsboro, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,080 | 3.19% |
Vicksburg, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,046 | 3.00% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,879 | 3.38% |
JACKSON, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,819 | 2.88% |
FLORENCE, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,155 | 3.37% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,937 | 2.75% |
Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,055 | 3.63% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,503 | 3.43% |
BANGOR, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,111 | 2.38% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,151 | 2.99% |
PITTSBURGH, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,199 | 2.38% |
Glenwood Springs, CO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,116 | 1.63% |
SAVANNAH, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,632 | 3.19% |
Jacksonville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,223 | 2.88% |
BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,255 | 2.87% |
Orangeburg, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,033 | 3.19% |
Enterprise, AL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,198 | 3.46% |
NEW BERN, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,062 | 2.93% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,763 | 3.44% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,294 | 2.25% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,640 | 3.25% |
TULSA, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,270 | 2.50% |
LANCASTER, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,159 | 2.75% |
Calhoun, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,551 | 2.50% |
Lewistown, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,765 | 2.25% |
Danville, VA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,824 | 2.69% |
Jackson, WY-ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,867 | 2.87% |
Brookhaven, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,518 | 3.00% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,947 | 2.25% |
Fort Polk South, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,792 | 3.25% |
Winona, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,121 | 3.25% |
Morehead City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,071 | 2.88% |
SPARTANBURG, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,101 | 3.00% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,417 | 2.99% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,694 | 3.25% |
ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,554 | 3.31% |
Lufkin, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,429 | 3.75% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,352 | 3.25% |
Brevard, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,227 | 2.38% |
JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,052 | 2.63% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,340 | 3.13% |
HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,213 | 3.00% |
Toccoa, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,733 | 3.25% |
Crossville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,909 | 2.63% |
Pearsall, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,929 | 3.13% |
YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,540 | 2.75% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,340 | 3.00% |
Montrose, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,243 | 2.88% |
Picayune, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,532 | 2.88% |
Starkville, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,767 | 3.25% |
JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,135 | 2.63% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,664 | 2.25% |
GETTYSBURG, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,798 | 2.88% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,368 | 2.25% |
Durango, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,937 | 2.88% |
Lebanon, NH-VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,656 | 3.37% |
ROME, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,216 | 4.00% |
CLEVELAND, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,080 | 2.50% |
Albemarle, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,475 | 3.88% |
Las Vegas, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,111 | 3.88% |
El Dorado, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,102 | 3.13% |
MADISON, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,707 | 3.25% |
ABILENE, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,951 | 3.38% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,378 | 3.63% |
Atmore, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,423 | 2.75% |
Shelby, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,795 | 2.50% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,777 | 3.25% |
HINESVILLE, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,283 | 3.25% |
Cornelia, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,259 | 3.25% |
WHEELING, WV-OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,197 | 3.75% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,494 | 3.25% |
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Product Mix
For 2021, Assurance Financial Group's most frequently originated type of loan was Conventional, with 5,630 originations. Their 2nd most popular type was FHA, with 777 originations.
Loan Reason
For 2021, Assurance Financial Group's most frequently cited loan purpose was Home Purchase, with 4,203 originations. The 2nd most popular reason was Refi, with 2,563 originations.
Loan Duration/Length
For 2021, Assurance Financial Group's most frequently cited loan duration was 30 Year, with 6,175 originations. The 2nd most popular length was 15 Year, with 613 originations.
Origination Fees/Closing Costs
Assurance Financial Group's average total fees were $4,909, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,634 originations.
Interest Rates
During 2021, Assurance Financial Group's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 3-4%, with 3,543 originations.
Loan Sizing
2021 saw Assurance Financial Group place emphasis on $200k-400k loans with 3,317 originations, totaling $917,685,000 in origination value.
Applicant Income
Assurance Financial Group lent most frequently to those with incomes in the $50k-75k range, with 1,694 originations. The second most popular income band? $100k-150k, with 1,581 originations.
Applicant Debt to Income Ratio
Assurance Financial Group lent most frequently to those with DTI ratios of 20-30%, with 1,708 originations. The next most common DTI ratio? 30-36%, with 1,308 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.54%
Assurance Financial Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination64.56%
Assurance Financial Group has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 7,288 | $1,810,930,000 | $248,481 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
7,288 | $1,810,930,000 | $248,481 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
ASSURANCE FINANCIAL GROUP, LLC | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
ASSURANCE FINANCIAL GROUP, LLC | FHA mortgage | Trouble during payment process | 1 | 50.0% |