American Pacific Mortgage Corporation Rates, Fees & Info
SACRAMENTO, CALEI: 549300KIOYNU323LVJ37
Tax ID: 68-0382674
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Mortgage Data
Review & Overview
American Pacific Mortgage Corporation is a large mortgage company specializing in Home Purchase and Refi loans. American Pacific Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Seattle, Sacramento, Los Angeles, and Riverside among others. We have data for 217 markets. (Some data included below & more in-depth data is available with an active subscription.)American Pacific Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Pacific Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.85% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.84% | 11/17/24 |
| 30 Year FHA Purchase | 7.58% | 11/17/24 |
| 30 Year FHA Refi | 7.34% | 11/17/24 |
| 30 Year VA Purchase | 6.39% | 11/17/24 |
| 30 Year VA Refi | 5.90% | 11/17/24 |
| 30 Year USDA Purchase | 6.99% | 11/17/24 |
| 30 Year USDA Refi | 6.85% | 11/17/24 |
| 15 Year Conventional Purchase | 6.42% | 11/17/24 |
| 15 Year Conventional Refi | 6.15% | 11/17/24 |
| 15 Year Cash-out Refi | 6.15% | 11/17/24 |
| 15 Year FHA Purchase | 7.30% | 11/17/24 |
| 15 Year FHA Refi | 6.92% | 11/17/24 |
| 15 Year VA Purchase | 5.92% | 11/17/24 |
| 15 Year VA Refi | 6.02% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Pacific Mortgage Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
24,130Origination Dollar Volume (All Markets)
$8,674,460,000Awards
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AMERICAN PACIFIC MORTGAGE CORPORATION - 2019
AMERICAN PACIFIC MORTGAGE CORPORATION is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,690 | $1,095,350,000 | $648,136 | $7,011 | 4.16% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2,261 | $889,385,000 | $393,359 | $7,548 | 4.28% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2,288 | $776,790,000 | $339,506 | $6,870 | 4.27% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,191 | $563,535,000 | $473,161 | $8,466 | 4.28% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,336 | $423,730,000 | $317,163 | $8,265 | 4.31% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 841 | $397,855,000 | $473,074 | $8,634 | 3.95% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 690 | $384,720,000 | $557,565 | $9,036 | 3.81% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 487 | $296,385,000 | $608,593 | $6,573 | 4.24% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 995 | $244,325,000 | $245,553 | $6,116 | 4.08% |
| STOCKTON, CA (FHA|USDA|VA) | 640 | $215,150,000 | $336,172 | $6,906 | 4.24% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 733 | $192,485,000 | $262,599 | $6,818 | 4.47% |
| MODESTO, CA (FHA|USDA|VA) | 681 | $191,175,000 | $280,727 | $6,691 | 4.34% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 559 | $188,775,000 | $337,701 | $6,387 | 4.36% |
| VALLEJO, CA (FHA|USDA|VA) | 448 | $178,970,000 | $399,487 | $7,760 | 4.26% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 472 | $157,590,000 | $333,877 | $6,254 | 4.34% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 534 | $148,250,000 | $277,622 | $5,755 | 4.13% |
| REDDING, CA (FHA|USDA|VA) | 526 | $138,040,000 | $262,433 | $6,361 | 4.32% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 261 | $123,305,000 | $472,433 | $6,950 | 4.15% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 396 | $118,010,000 | $298,005 | $5,543 | 4.30% |
| Outside of Metro Areas | 477 | $113,975,000 | $238,941 | $5,619 | 4.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 418 | $107,990,000 | $258,349 | $7,021 | 4.14% |
| PROVO-OREM, UT (FHA|USDA|VA) | 345 | $101,305,000 | $293,638 | $5,920 | 4.19% |
| FRESNO, CA (FHA|USDA|VA) | 314 | $77,700,000 | $247,452 | $6,926 | 4.41% |
| SALINAS, CA (FHA|USDA|VA) | 162 | $70,800,000 | $437,037 | $6,488 | 4.39% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 260 | $68,620,000 | $263,923 | $6,038 | 4.13% |
| BEND, OR (FHA|USDA|VA) | 181 | $60,665,000 | $335,166 | $6,667 | 4.06% |
| NAPA, CA (FHA|USDA|VA) | 103 | $52,075,000 | $505,583 | $6,524 | 4.27% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 148 | $48,430,000 | $327,230 | $5,849 | 4.36% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 195 | $46,955,000 | $240,795 | $5,514 | 4.46% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 82 | $46,950,000 | $572,561 | $7,211 | 4.39% |
| MERCED, CA (FHA|USDA|VA) | 179 | $44,295,000 | $247,458 | $7,789 | 4.30% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 92 | $42,540,000 | $462,391 | $6,763 | 3.98% |
| YUBA CITY, CA (FHA|USDA|VA) | 150 | $39,040,000 | $260,267 | $6,836 | 4.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 126 | $38,510,000 | $305,635 | $6,717 | 4.30% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 111 | $35,995,000 | $324,279 | $7,516 | 4.42% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 81 | $35,295,000 | $435,741 | $5,735 | 4.14% |
| SALEM, OR (FHA|USDA|VA) | 142 | $35,160,000 | $247,606 | $6,973 | 4.35% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 64 | $33,650,000 | $525,781 | $6,331 | 4.12% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 134 | $31,670,000 | $236,343 | $6,700 | 4.15% |
| Bozeman, MT (FHA|USDA|VA) | 92 | $30,230,000 | $328,587 | $5,504 | 4.40% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 103 | $28,855,000 | $280,146 | $5,987 | 4.59% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 131 | $27,155,000 | $207,290 | $5,825 | 4.67% |
| YAKIMA, WA (FHA|USDA|VA) | 129 | $26,745,000 | $207,326 | $7,166 | 4.57% |
| RENO, NV (FHA|USDA|VA) | 85 | $24,235,000 | $285,118 | $5,672 | 4.35% |
| Kapaa, HI (FHA|USDA|VA) | 48 | $23,250,000 | $484,375 | $8,459 | 4.39% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 86 | $21,410,000 | $248,953 | $6,027 | 4.36% |
| Outside of Metro Areas | 83 | $21,165,000 | $255,000 | $6,565 | 4.26% |
| POCATELLO, ID (FHA|USDA|VA) | 119 | $21,035,000 | $176,765 | $5,798 | 4.12% |
| Payson, AZ (FHA|USDA|VA) | 105 | $20,985,000 | $199,857 | $4,837 | 4.43% |
| MADERA, CA (FHA|USDA|VA) | 87 | $20,485,000 | $235,460 | $6,758 | 4.39% |
| Oak Harbor, WA (FHA|USDA|VA) | 58 | $19,550,000 | $337,069 | $7,850 | 4.37% |
| Sandpoint, ID (FHA|USDA|VA) | 81 | $19,375,000 | $239,198 | $5,734 | 4.21% |
| Red Bluff, CA (FHA|USDA|VA) | 76 | $19,200,000 | $252,632 | $6,160 | 4.44% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 97 | $18,715,000 | $192,938 | $4,185 | 4.32% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 93 | $18,265,000 | $196,398 | $5,232 | 4.26% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 60 | $18,220,000 | $303,667 | $6,442 | 4.39% |
| VISALIA, CA (FHA|USDA|VA) | 76 | $17,740,000 | $233,421 | $6,187 | 4.15% |
| Hilo, HI (FHA|USDA|VA) | 48 | $17,360,000 | $361,667 | $6,803 | 3.99% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 82 | $16,430,000 | $200,366 | $5,653 | 4.54% |
| AMES, IA (FHA|USDA|VA) | 78 | $16,290,000 | $208,846 | $4,340 | 4.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 84 | $15,810,000 | $188,214 | $4,837 | 4.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 57 | $14,635,000 | $256,754 | $6,261 | 4.31% |
| Clearlake, CA (FHA|USDA|VA) | 69 | $13,415,000 | $194,420 | $5,639 | 4.48% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 50 | $12,750,000 | $255,000 | $6,707 | 4.46% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 41 | $12,345,000 | $301,098 | $7,647 | 4.36% |
| GREELEY, CO (FHA|USDA|VA) | 40 | $12,190,000 | $304,750 | $7,760 | 4.24% |
| Roseburg, OR (FHA|USDA|VA) | 56 | $12,040,000 | $215,000 | $4,862 | 4.27% |
| Susanville, CA (FHA|USDA|VA) | 61 | $11,385,000 | $186,639 | $6,825 | 4.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 35 | $11,165,000 | $319,000 | $6,426 | 4.11% |
| TUCSON, AZ (FHA|USDA|VA) | 48 | $10,500,000 | $218,750 | $5,899 | 4.44% |
| Shelton, WA (FHA|USDA|VA) | 37 | $10,465,000 | $282,838 | $5,533 | 4.45% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 22 | $10,400,000 | $472,727 | $7,814 | 3.86% |
| CHICO, CA (FHA|USDA|VA) | 45 | $9,635,000 | $214,111 | $6,583 | 4.51% |
| BELLINGHAM, WA (FHA|USDA|VA) | 31 | $9,345,000 | $301,452 | $5,635 | 4.34% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 31 | $8,895,000 | $286,935 | $7,031 | 4.21% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 35 | $8,815,000 | $251,857 | $5,231 | 4.54% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 22 | $7,360,000 | $334,545 | $6,734 | 4.31% |
| WENATCHEE, WA (FHA|USDA|VA) | 24 | $6,990,000 | $291,250 | $5,868 | 4.41% |
| Show Low, AZ (FHA|USDA|VA) | 37 | $6,775,000 | $183,108 | $6,292 | 4.58% |
| ST. GEORGE, UT (FHA|USDA|VA) | 24 | $6,760,000 | $281,667 | $5,206 | 4.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 24 | $6,460,000 | $269,167 | $5,359 | 4.22% |
| LOGAN, UT-ID (FHA|USDA|VA) | 27 | $6,425,000 | $237,963 | $6,035 | 4.23% |
| Ellensburg, WA (FHA|USDA|VA) | 18 | $6,420,000 | $356,667 | $4,873 | 4.14% |
| Sonora, CA (FHA|USDA|VA) | 23 | $6,385,000 | $277,609 | $6,076 | 4.43% |
| Fernley, NV (FHA|USDA|VA) | 23 | $5,425,000 | $235,870 | $5,433 | 4.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 19 | $5,235,000 | $275,526 | $8,172 | 4.14% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 34 | $4,860,000 | $142,941 | $4,370 | 4.75% |
| Blackfoot, ID (FHA|USDA|VA) | 28 | $4,810,000 | $171,786 | $6,058 | 4.01% |
| Centralia, WA (FHA|USDA|VA) | 19 | $4,545,000 | $239,211 | $5,452 | 4.26% |
| Heber, UT (FHA|USDA|VA) | 10 | $4,520,000 | $452,000 | $5,584 | 4.39% |
| LONGVIEW, WA (FHA|USDA|VA) | 15 | $3,965,000 | $264,333 | $6,315 | 4.72% |
| Aberdeen, WA (FHA|USDA|VA) | 16 | $3,740,000 | $233,750 | $5,845 | 4.35% |
| Port Angeles, WA (FHA|USDA|VA) | 14 | $3,730,000 | $266,429 | $5,575 | 3.99% |
| Astoria, OR (FHA|USDA|VA) | 12 | $3,720,000 | $310,000 | $7,074 | 4.32% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 13 | $3,715,000 | $285,769 | $4,167 | 4.14% |
| BOULDER, CO (FHA|USDA|VA) | 12 | $3,710,000 | $309,167 | $5,620 | 4.13% |
| Ukiah, CA (FHA|USDA|VA) | 10 | $3,700,000 | $370,000 | $4,290 | 4.44% |
| FORT COLLINS, CO (FHA|USDA|VA) | 12 | $3,650,000 | $304,167 | $5,313 | 4.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 18 | $3,390,000 | $188,333 | $5,241 | 4.29% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 13 | $3,295,000 | $253,462 | $6,101 | 4.11% |
| Moses Lake, WA (FHA|USDA|VA) | 14 | $3,010,000 | $215,000 | $6,475 | 4.56% |
| GRANTS PASS, OR (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $6,123 | 4.11% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $2,535,000 | $362,143 | $6,128 | 4.73% |
| Cedar City, UT (FHA|USDA|VA) | 11 | $2,355,000 | $214,091 | $5,985 | 5.05% |
| Newport, OR (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $6,281 | 4.31% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $3,530 | 4.03% |
| Prineville, OR (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $6,861 | 3.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $7,278 | 3.80% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $6,754 | 3.73% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $5,563 | 4.73% |
| Klamath Falls, OR (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,626 | 4.32% |
| Mountain Home, ID (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $5,861 | 3.92% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $17,889 | 4.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $5,044 | 4.58% |
| Elko, NV (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $7,531 | 4.40% |
| EL CENTRO, CA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $8,806 | 4.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $4,757 | 4.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $6,625 | 3.59% |
| Hailey, ID (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,617 | 4.69% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,325 | 4.75% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,121 | 4.59% |
| La Grande, OR (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $7,657 | 4.59% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,717 | 3.75% |
| Moscow, ID (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,836 | 4.08% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $5,294 | 3.92% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,851 | 4.13% |
| Edwards, CO (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,547 | 4.06% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,164 | 3.92% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,009 | 4.41% |
| WACO, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,734 | 4.66% |
| Hood River, OR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,491 | 3.75% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,107 | 3.71% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,392 | 4.56% |
| Fallon, NV (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,543 | 3.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,099 | 3.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,862 | 4.69% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,375 | 3.79% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,669 | 3.87% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,042 | 4.75% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $10,312 | 4.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,295 | 3.58% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,976 | 5.96% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,033 | 7.00% |
| Zapata, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,205 | 4.63% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,977 | 4.04% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,313 | 4.63% |
| Othello, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,584 | 5.00% |
| Vernal, UT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,139 | 4.19% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,866 | 4.56% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 4.50% |
| Deming, NM (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,647 | 4.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,602 | 4.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,866 | 4.38% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,372 | 3.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,392 | 4.25% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,153 | 4.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,834 | 3.69% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,890 | 5.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,075 | 4.81% |
| Roswell, NM (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,950 | 4.69% |
| Burlington, IA-IL (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $3,926 | 4.22% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,112 | 3.99% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,928 | 4.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,051 | 4.69% |
| Columbus, NE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,689 | 4.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,517 | 4.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,310 | 3.99% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,920 | 3.99% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,945 | 4.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,270 | 5.21% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,010 | 3.38% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,078 | 4.44% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 6.04% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,889 | 3.99% |
| Española, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,233 | 4.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,235 | 4.37% |
| Brookings, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,773 | 3.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,245 | 4.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,222 | 4.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,160 | 3.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,863 | 4.38% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,458 | 3.99% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,636 | 5.13% |
| Granbury, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,136 | 3.99% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,425 | 3.25% |
| Beeville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,055 | 3.63% |
| Price, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,458 | 4.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,116 | 5.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,256 | 4.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,375 | 4.63% |
| TULSA, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,489 | 4.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.63% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,045 | 3.88% |
| Evanston, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,225 | 4.25% |
| Gillette, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,082 | 4.50% |
| West Plains, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,342 | 4.38% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,410 | 3.99% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,878 | 4.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,566 | 4.50% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.25% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,430 | 4.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,509 | 3.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,798 | 4.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,823 | 5.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,862 | 4.50% |
| Clinton, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,868 | 5.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,813 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,216 | 4.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,612 | 4.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,710 | 5.63% |
| Grants, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,078 | 5.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,845 | 4.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,792 | 4.25% |
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Product Mix
For 2019, American Pacific Mortgage Corporation's most frequently originated type of loan was Conventional, with 15,337 originations. Their 2nd most popular type was VA, with 4,298 originations.
Loan Reason
For 2019, American Pacific Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 15,178 originations. The 2nd most popular reason was Refi, with 5,528 originations.
Loan Duration/Length
For 2019, American Pacific Mortgage Corporation's most frequently cited loan duration was 30 Year, with 22,846 originations. The 2nd most popular length was 15 Year, with 823 originations.
Origination Fees/Closing Costs
American Pacific Mortgage Corporation's average total fees were $7,044, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,900 originations.
Interest Rates
During 2019, American Pacific Mortgage Corporation's average interest rate for loans was 4.28%, while their most frequently originated rate bucket for loans was 3-4%, with 10,638 originations.
Loan Sizing
2019 saw American Pacific Mortgage Corporation place emphasis on $200k-400k loans with 12,372 originations, totaling $3,645,130,000 in origination value.
Applicant Income
American Pacific Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 5,628 originations. The second most popular income band? $50k-75k, with 5,250 originations.
Applicant Debt to Income Ratio
American Pacific Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 3,646 originations. The next most common DTI ratio? 20-30%, with 3,044 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.26%
American Pacific Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination76.61%
American Pacific Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 24,130 | $8,674,460,000 | $359,489 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 638 | $134,940,000 | $211,505 |
| Single Family (1-4 Units):Site-Built | 23,492 | $8,539,520,000 | $363,508 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| AMERICAN PACIFIC MORTGAGE | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| AMERICAN PACIFIC MORTGAGE | Other type of mortgage | Closing on a mortgage | 1 | 50.0% |