American Pacific Mortgage Corporation Rates, Fees & Info
SACRAMENTO, CALEI: 549300KIOYNU323LVJ37
Tax ID: 68-0382674
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
American Pacific Mortgage Corporation is a large mortgage company specializing in Home Purchase and Refi loans. American Pacific Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Sacramento, Seattle, Chicago, and Los Angeles among others. We have data for 405 markets. (Some data included below & more in-depth data is available with an active subscription.)American Pacific Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Pacific Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.18% | 4/17/25 |
| 30 Year Conventional Refi | 7.05% | 4/17/25 |
| 30 Year Cash-out Refi | 7.42% | 4/17/25 |
| 30 Year FHA Purchase | 7.55% | 4/17/25 |
| 30 Year FHA Refi | 7.30% | 4/17/25 |
| 30 Year VA Purchase | 6.72% | 4/17/25 |
| 30 Year VA Refi | 6.13% | 4/17/25 |
| 30 Year USDA Purchase | 7.26% | 4/17/25 |
| 30 Year USDA Refi | 6.72% | 4/17/25 |
| 15 Year Conventional Purchase | 7.25% | 4/17/25 |
| 15 Year Conventional Refi | 6.42% | 4/17/25 |
| 15 Year Cash-out Refi | 6.42% | 4/17/25 |
| 15 Year FHA Purchase | 7.40% | 4/17/25 |
| 15 Year VA Purchase | 5.81% | 4/17/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Pacific Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from American Pacific Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
57,225Origination Dollar Volume (All Markets)
$20,478,165,000Awards
×
![]()
AMERICAN PACIFIC MORTGAGE CORPORATION - 2020
AMERICAN PACIFIC MORTGAGE CORPORATION is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for AMERICAN PACIFIC MORTGAGE CORPORATION?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5,478 | $3,083,230,000 | $562,839 | $5,904 | 3.09% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4,909 | $1,722,125,000 | $350,810 | $5,717 | 3.21% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4,032 | $1,574,440,000 | $390,486 | $6,767 | 3.23% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5,778 | $1,407,400,000 | $243,579 | $4,950 | 3.14% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,727 | $1,256,945,000 | $460,926 | $6,835 | 3.20% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2,330 | $1,138,720,000 | $488,721 | $7,633 | 2.95% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1,553 | $920,195,000 | $592,527 | $8,951 | 2.70% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2,423 | $816,485,000 | $336,973 | $7,510 | 3.24% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2,245 | $588,485,000 | $262,131 | $5,801 | 3.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1,026 | $541,380,000 | $527,661 | $5,014 | 3.18% |
| STOCKTON, CA (FHA|USDA|VA) | 1,274 | $436,110,000 | $342,316 | $5,687 | 3.15% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,170 | $403,920,000 | $345,231 | $5,618 | 3.21% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,388 | $399,990,000 | $288,177 | $5,724 | 3.28% |
| MODESTO, CA (FHA|USDA|VA) | 1,376 | $397,550,000 | $288,917 | $5,612 | 3.17% |
| VALLEJO, CA (FHA|USDA|VA) | 965 | $371,965,000 | $385,456 | $6,347 | 3.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 679 | $304,435,000 | $448,358 | $5,593 | 3.15% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 896 | $256,030,000 | $285,748 | $4,822 | 3.09% |
| REDDING, CA (FHA|USDA|VA) | 920 | $250,860,000 | $272,674 | $5,638 | 3.32% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 693 | $237,055,000 | $342,071 | $5,111 | 3.19% |
| Outside of Metro Areas | 947 | $236,725,000 | $249,974 | $5,159 | 3.21% |
| BOISE CITY, ID (FHA|USDA|VA) | 639 | $177,375,000 | $277,582 | $6,728 | 3.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 558 | $170,390,000 | $305,358 | $5,092 | 3.23% |
| SALINAS, CA (FHA|USDA|VA) | 364 | $152,510,000 | $418,984 | $5,911 | 3.27% |
| NAPA, CA (FHA|USDA|VA) | 291 | $141,195,000 | $485,206 | $6,429 | 3.17% |
| FRESNO, CA (FHA|USDA|VA) | 519 | $135,005,000 | $260,125 | $6,100 | 3.30% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 481 | $129,235,000 | $268,680 | $6,377 | 3.15% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 258 | $115,790,000 | $448,798 | $6,399 | 3.10% |
| PROVO-OREM, UT (FHA|USDA|VA) | 399 | $112,905,000 | $282,970 | $5,540 | 3.24% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 208 | $109,170,000 | $524,856 | $5,840 | 3.14% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 400 | $103,050,000 | $257,625 | $5,551 | 3.17% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 284 | $102,560,000 | $361,127 | $5,075 | 3.18% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 319 | $85,435,000 | $267,821 | $5,215 | 3.24% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 196 | $78,770,000 | $401,888 | $4,747 | 3.07% |
| BEND, OR (FHA|USDA|VA) | 223 | $74,855,000 | $335,673 | $5,862 | 3.33% |
| SALEM, OR (FHA|USDA|VA) | 268 | $74,310,000 | $277,276 | $7,173 | 3.31% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 213 | $71,395,000 | $335,188 | $6,092 | 3.02% |
| MERCED, CA (FHA|USDA|VA) | 263 | $67,695,000 | $257,395 | $6,789 | 3.23% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 202 | $67,670,000 | $335,000 | $7,126 | 3.27% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 223 | $63,975,000 | $286,883 | $6,061 | 3.03% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 232 | $59,270,000 | $255,474 | $6,671 | 3.14% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 117 | $57,025,000 | $487,393 | $5,943 | 3.20% |
| Bozeman, MT (FHA|USDA|VA) | 162 | $56,040,000 | $345,926 | $5,640 | 3.35% |
| YUBA CITY, CA (FHA|USDA|VA) | 206 | $55,730,000 | $270,534 | $6,677 | 3.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 261 | $53,835,000 | $206,264 | $4,573 | 3.15% |
| RENO, NV (FHA|USDA|VA) | 168 | $51,820,000 | $308,452 | $5,296 | 3.24% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 167 | $50,995,000 | $305,359 | $6,734 | 3.32% |
| MADERA, CA (FHA|USDA|VA) | 198 | $50,290,000 | $253,990 | $6,300 | 3.28% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 175 | $47,955,000 | $274,029 | $5,241 | 3.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 220 | $47,280,000 | $214,909 | $5,882 | 3.44% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 174 | $45,900,000 | $263,793 | $5,474 | 3.27% |
| Payson, AZ (FHA|USDA|VA) | 200 | $44,190,000 | $220,950 | $4,488 | 3.23% |
| Hilo, HI (FHA|USDA|VA) | 101 | $41,115,000 | $407,079 | $5,227 | 2.95% |
| VISALIA, CA (FHA|USDA|VA) | 146 | $37,230,000 | $255,000 | $6,004 | 3.15% |
| POCATELLO, ID (FHA|USDA|VA) | 198 | $37,180,000 | $187,778 | $5,968 | 3.10% |
| EL PASO, TX (FHA|USDA|VA) | 191 | $35,215,000 | $184,372 | $6,673 | 3.42% |
| YAKIMA, WA (FHA|USDA|VA) | 154 | $34,570,000 | $224,481 | $7,732 | 3.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 106 | $34,480,000 | $325,283 | $6,507 | 3.20% |
| Outside of Metro Areas | 117 | $33,635,000 | $287,479 | $6,221 | 3.18% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 147 | $29,535,000 | $200,918 | $5,254 | 3.01% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 104 | $28,980,000 | $278,654 | $5,817 | 3.16% |
| Sandpoint, ID (FHA|USDA|VA) | 108 | $28,160,000 | $260,741 | $5,211 | 3.17% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 130 | $27,810,000 | $213,923 | $5,487 | 3.43% |
| BELLINGHAM, WA (FHA|USDA|VA) | 82 | $27,430,000 | $334,512 | $7,170 | 3.35% |
| Kapaa, HI (FHA|USDA|VA) | 52 | $26,810,000 | $515,577 | $6,528 | 3.21% |
| Oak Harbor, WA (FHA|USDA|VA) | 78 | $26,590,000 | $340,897 | $6,549 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 97 | $26,345,000 | $271,598 | $6,046 | 2.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 88 | $25,750,000 | $292,614 | $6,618 | 3.13% |
| Clearlake, CA (FHA|USDA|VA) | 108 | $25,120,000 | $232,593 | $6,056 | 3.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 88 | $25,050,000 | $284,659 | $4,334 | 3.09% |
| Red Bluff, CA (FHA|USDA|VA) | 89 | $24,345,000 | $273,539 | $6,310 | 3.28% |
| CORVALLIS, OR (FHA|USDA|VA) | 78 | $23,830,000 | $305,513 | $6,272 | 3.12% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 82 | $22,760,000 | $277,561 | $5,064 | 3.34% |
| AMES, IA (FHA|USDA|VA) | 110 | $21,660,000 | $196,909 | $3,873 | 3.16% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 83 | $21,415,000 | $258,012 | $7,195 | 3.14% |
| Sonora, CA (FHA|USDA|VA) | 78 | $21,360,000 | $273,846 | $5,358 | 3.18% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 42 | $21,290,000 | $506,905 | $6,070 | 2.97% |
| LOGAN, UT-ID (FHA|USDA|VA) | 73 | $18,685,000 | $255,959 | $4,568 | 3.12% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 42 | $18,640,000 | $443,810 | $6,584 | 2.88% |
| Shelton, WA (FHA|USDA|VA) | 63 | $17,825,000 | $282,937 | $6,679 | 3.27% |
| Roseburg, OR (FHA|USDA|VA) | 73 | $17,175,000 | $235,274 | $4,975 | 3.15% |
| TUCSON, AZ (FHA|USDA|VA) | 73 | $16,895,000 | $231,438 | $5,312 | 3.18% |
| WENATCHEE, WA (FHA|USDA|VA) | 57 | $16,725,000 | $293,421 | $5,147 | 3.05% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 49 | $16,635,000 | $339,490 | $6,086 | 3.03% |
| CHICO, CA (FHA|USDA|VA) | 64 | $16,040,000 | $250,625 | $4,833 | 3.32% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 54 | $15,800,000 | $292,593 | $5,248 | 3.16% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 70 | $15,630,000 | $223,286 | $5,268 | 3.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 40 | $14,770,000 | $369,250 | $4,773 | 3.13% |
| Susanville, CA (FHA|USDA|VA) | 65 | $13,975,000 | $215,000 | $7,745 | 3.35% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 59 | $13,665,000 | $231,610 | $5,026 | 2.83% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 67 | $13,545,000 | $202,164 | $5,992 | 3.57% |
| Ellensburg, WA (FHA|USDA|VA) | 34 | $13,290,000 | $390,882 | $4,932 | 3.43% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 76 | $13,090,000 | $172,237 | $4,000 | 3.03% |
| Show Low, AZ (FHA|USDA|VA) | 54 | $12,780,000 | $236,667 | $5,673 | 3.16% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 38 | $12,720,000 | $334,737 | $5,375 | 3.07% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 42 | $12,540,000 | $298,571 | $6,727 | 2.52% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 47 | $12,275,000 | $261,170 | $5,538 | 3.32% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 49 | $12,055,000 | $246,020 | $6,328 | 3.22% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 59 | $11,605,000 | $196,695 | $4,364 | 3.28% |
| ST. GEORGE, UT (FHA|USDA|VA) | 45 | $11,555,000 | $256,778 | $4,086 | 3.18% |
| Centralia, WA (FHA|USDA|VA) | 37 | $10,475,000 | $283,108 | $7,452 | 3.29% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 54 | $10,460,000 | $193,704 | $3,327 | 3.21% |
| GREELEY, CO (FHA|USDA|VA) | 33 | $9,955,000 | $301,667 | $6,551 | 3.20% |
| Heber, UT (FHA|USDA|VA) | 26 | $9,700,000 | $373,077 | $6,235 | 3.34% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 55 | $9,565,000 | $173,909 | $4,141 | 3.09% |
| Ukiah, CA (FHA|USDA|VA) | 27 | $9,545,000 | $353,519 | $5,797 | 3.09% |
| Blackfoot, ID (FHA|USDA|VA) | 42 | $9,110,000 | $216,905 | $6,115 | 3.20% |
| RACINE, WI (FHA|USDA|VA) | 46 | $8,820,000 | $191,739 | $4,915 | 3.47% |
| PEORIA, IL (FHA|USDA|VA) | 59 | $8,565,000 | $145,169 | $3,866 | 3.12% |
| Fernley, NV (FHA|USDA|VA) | 32 | $8,210,000 | $256,563 | $5,336 | 3.41% |
| Aberdeen, WA (FHA|USDA|VA) | 33 | $7,925,000 | $240,152 | $6,280 | 3.30% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 35 | $7,785,000 | $222,429 | $4,788 | 3.23% |
| BOULDER, CO (FHA|USDA|VA) | 20 | $7,480,000 | $374,000 | $3,646 | 3.17% |
| Moses Lake, WA (FHA|USDA|VA) | 29 | $7,305,000 | $251,897 | $6,170 | 3.21% |
| OCALA, FL (FHA|USDA|VA) | 41 | $6,975,000 | $170,122 | $5,488 | 2.82% |
| Whitewater, WI (FHA|USDA|VA) | 27 | $6,965,000 | $257,963 | $3,519 | 3.33% |
| LONGVIEW, WA (FHA|USDA|VA) | 26 | $6,660,000 | $256,154 | $6,922 | 3.26% |
| ROCKFORD, IL (FHA|USDA|VA) | 41 | $6,555,000 | $159,878 | $4,832 | 3.12% |
| Uvalde, TX (FHA|USDA|VA) | 33 | $6,165,000 | $186,818 | $6,955 | 3.40% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 18 | $6,140,000 | $341,111 | $4,071 | 3.10% |
| Port Angeles, WA (FHA|USDA|VA) | 21 | $5,855,000 | $278,810 | $6,327 | 3.25% |
| MEDFORD, OR (FHA|USDA|VA) | 21 | $5,795,000 | $275,952 | $4,941 | 3.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 16 | $5,770,000 | $360,625 | $5,519 | 3.31% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 15 | $5,395,000 | $359,667 | $6,043 | 3.10% |
| MADISON, WI (FHA|USDA|VA) | 20 | $5,370,000 | $268,500 | $2,980 | 3.31% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 20 | $5,270,000 | $263,500 | $7,278 | 3.34% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 23 | $4,885,000 | $212,391 | $5,870 | 3.27% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $4,775,000 | $251,316 | $4,840 | 3.03% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 18 | $4,630,000 | $257,222 | $7,645 | 2.85% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 21 | $4,445,000 | $211,667 | $6,028 | 3.24% |
| Cedar City, UT (FHA|USDA|VA) | 17 | $4,335,000 | $255,000 | $5,685 | 3.34% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 16 | $4,260,000 | $266,250 | $7,263 | 3.02% |
| KANKAKEE, IL (FHA|USDA|VA) | 27 | $4,105,000 | $152,037 | $4,411 | 3.08% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 16 | $4,090,000 | $255,625 | $5,398 | 2.98% |
| EL CENTRO, CA (FHA|USDA|VA) | 16 | $4,030,000 | $251,875 | $6,946 | 3.29% |
| Newport, OR (FHA|USDA|VA) | 14 | $3,950,000 | $282,143 | $5,036 | 3.36% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 19 | $3,775,000 | $198,684 | $6,394 | 3.11% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 19 | $3,665,000 | $192,895 | $3,703 | 2.98% |
| Kalispell, MT (FHA|USDA|VA) | 7 | $3,615,000 | $516,429 | $6,181 | 3.55% |
| Ottawa, IL (FHA|USDA|VA) | 19 | $3,575,000 | $188,158 | $4,379 | 3.13% |
| Prineville, OR (FHA|USDA|VA) | 9 | $3,385,000 | $376,111 | $5,317 | 3.36% |
| GRANTS PASS, OR (FHA|USDA|VA) | 10 | $3,330,000 | $333,000 | $6,730 | 3.48% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 11 | $3,155,000 | $286,818 | $4,684 | 3.16% |
| CARSON CITY, NV (FHA|USDA|VA) | 9 | $3,035,000 | $337,222 | $3,532 | 3.33% |
| Pullman, WA (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $5,329 | 3.26% |
| WALLA WALLA, WA (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $4,273 | 3.35% |
| SANTA FE, NM (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $7,831 | 3.14% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $4,260 | 2.93% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $3,382 | 3.12% |
| VICTORIA, TX (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $6,217 | 3.49% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $5,623 | 3.01% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $2,480,000 | $413,333 | $6,896 | 2.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $5,203 | 3.15% |
| Crescent City, CA (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $5,598 | 3.05% |
| Astoria, OR (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $5,354 | 3.48% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $3,308 | 3.12% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $4,266 | 2.69% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $4,648 | 3.07% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $3,239 | 3.05% |
| DECATUR, IL (FHA|USDA|VA) | 17 | $1,895,000 | $111,471 | $4,272 | 3.03% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $2,455 | 2.93% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $5,909 | 2.97% |
| Baraboo, WI (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $5,213 | 3.16% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $3,854 | 2.87% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $3,249 | 2.81% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $5,906 | 3.33% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $4,772 | 3.23% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $5,363 | 2.84% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,577 | 2.86% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $4,508 | 3.27% |
| NILES, MI (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $3,291 | 3.41% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,518 | 3.33% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $4,456 | 3.08% |
| Moscow, ID (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,172 | 3.33% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,123 | 3.15% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $4,823 | 2.77% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $2,765 | 3.47% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 9 | $1,275,000 | $141,667 | $5,501 | 3.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $4,543 | 2.96% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $9,120 | 3.17% |
| Marshalltown, IA (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $4,181 | 2.93% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $5,220 | 3.08% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $3,642 | 3.09% |
| Brookings, OR (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,340 | 2.93% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,035 | 3.12% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,821 | 2.88% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,834 | 3.38% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $4,744 | 3.07% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,202 | 3.00% |
| Vernal, UT (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,501 | 3.34% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $2,209 | 3.00% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,209 | 2.94% |
| Lebanon, MO (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,584 | 2.94% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,272 | 2.96% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,292 | 2.97% |
| Del Rio, TX (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $4,134 | 3.44% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,478 | 2.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,073 | 3.21% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $2,923 | 3.72% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,898 | 3.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,498 | 3.20% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,343 | 2.81% |
| WACO, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,985 | 3.16% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,906 | 3.16% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,618 | 3.66% |
| Pearsall, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,210 | 3.33% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,377 | 3.40% |
| Eagle Pass, TX (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,429 | 3.10% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,478 | 2.87% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,047 | 3.47% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,913 | 3.48% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,749 | 3.20% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,536 | 2.50% |
| Hailey, ID (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,280 | 2.94% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,885 | 3.22% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,594 | 2.84% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,680 | 2.66% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,262 | 3.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,597 | 2.92% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,565 | 2.94% |
| Española, NM (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,460 | 2.94% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,937 | 3.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,582 | 3.38% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,175 | 3.21% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,276 | 3.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $15,572 | 2.75% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,764 | 2.92% |
| Rolla, MO (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $3,215 | 3.25% |
| Burlington, IA-IL (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $5,296 | 3.58% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,651 | 2.63% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,453 | 3.16% |
| FLINT, MI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,944 | 3.12% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,340 | 2.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,382 | 3.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $14,438 | 3.25% |
| Rochelle, IL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,275 | 3.16% |
| Roswell, NM (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,474 | 4.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,568 | 3.06% |
| Elko, NV (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,648 | 3.33% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,367 | 3.04% |
| DALTON, GA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,701 | 3.84% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,772 | 2.50% |
| West Plains, MO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,722 | 2.81% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,339 | 3.28% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,743 | 3.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,148 | 2.83% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,074 | 3.19% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,553 | 3.13% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,074 | 2.94% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,315 | 2.83% |
| Hood River, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,625 | 3.31% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,618 | 2.78% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,693 | 2.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,951 | 3.31% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,674 | 2.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,886 | 3.21% |
| Bay City, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,599 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,319 | 3.00% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,566 | 2.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,569 | 3.19% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,711 | 3.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,737 | 3.63% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,838 | 2.81% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,681 | 2.94% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,139 | 3.50% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,312 | 3.19% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,050 | 2.56% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,502 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,867 | 3.50% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,474 | 3.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,344 | 2.87% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,969 | 3.25% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,772 | 2.87% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,579 | 3.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,630 | 3.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,236 | 3.44% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,475 | 3.06% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,924 | 2.13% |
| Columbus, NE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,220 | 2.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,062 | 2.88% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,299 | 2.88% |
| Lincoln, IL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $4,251 | 2.97% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,135 | 3.58% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,303 | 2.62% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,127 | 2.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,525 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,378 | 3.38% |
| Key West, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 4.88% |
| Rockport, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,899 | 3.81% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,745 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,012 | 3.06% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,214 | 3.50% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,988 | 2.94% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,245 | 2.69% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,276 | 3.44% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,216 | 3.38% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,981 | 2.56% |
| AKRON, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,458 | 2.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,729 | 3.13% |
| Paris, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,016 | 3.31% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,595 | 3.42% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,343 | 3.56% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 3.13% |
| Freeport, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,519 | 3.56% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,167 | 2.88% |
| Athens, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,006 | 3.31% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,647 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,540 | 3.38% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,735 | 3.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,440 | 3.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,783 | 2.88% |
| Burley, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,245 | 3.25% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,491 | 3.06% |
| La Grande, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,052 | 3.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,104 | 2.99% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,803 | 4.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,544 | 3.38% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,691 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,752 | 2.99% |
| Sterling, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,074 | 3.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,439 | 2.63% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,148 | 3.31% |
| Beeville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,794 | 4.13% |
| DOVER, DE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,692 | 2.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,916 | 3.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,569 | 2.99% |
| Paris, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $945 | 2.75% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,674 | 3.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,854 | 3.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,912 | 2.75% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,682 | 3.56% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,019 | 3.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,477 | 2.88% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,528 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,422 | 3.38% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,213 | 2.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,164 | 3.13% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,218 | 3.13% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,592 | 3.63% |
| Grants, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,626 | 3.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,124 | 3.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,657 | 3.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,922 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,255 | 2.75% |
| Price, UT (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,257 | 3.69% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,560 | 3.13% |
| Moberly, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,314 | 2.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,378 | 2.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,969 | 2.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,782 | 2.99% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,411 | 2.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,244 | 2.99% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,921 | 2.63% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,385 | 3.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,675 | 2.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.25% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,453 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,341 | 3.25% |
| Concord, NH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,214 | 2.99% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,997 | 3.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,439 | 2.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,832 | 3.88% |
| McPherson, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,484 | 2.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,649 | 3.38% |
| Ludington, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,860 | 2.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,132 | 2.99% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,597 | 3.00% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,096 | 5.00% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,347 | 2.88% |
| Salem, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,754 | 2.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,773 | 3.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,787 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,382 | 2.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,778 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,855 | 3.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,562 | 3.50% |
| Safford, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,529 | 2.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $603 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,791 | 3.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,705 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,025 | 2.88% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,844 | 2.63% |
| Dayton, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,935 | 2.75% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,813 | 3.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| Summerville, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,593 | 3.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,590 | 3.13% |
| Deming, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,231 | 4.25% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,369 | 2.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,076 | 2.25% |
| Yankton, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,990 | 3.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,494 | 2.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,854 | 3.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,873 | 2.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,558 | 3.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.00% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,726 | 3.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,192 | 3.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,871 | 2.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against AMERICAN PACIFIC MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Fidelity Bank
Similarity Rank: 57
Similarity Rank: 57
GREATER IOWA CREDIT UNION
Similarity Rank: 72
Similarity Rank: 72
Prairie State Bank and Trust
Similarity Rank: 120
Similarity Rank: 120
HOMESERVICES LENDING, LLC
Similarity Rank: 128
Similarity Rank: 128
RIO GRANDE
Similarity Rank: 135
Similarity Rank: 135
SANDIA LABORATORY
Similarity Rank: 168
Similarity Rank: 168
Bankers Trust Company
Similarity Rank: 185
Similarity Rank: 185
MEMBERS1st Community Credit Union
Similarity Rank: 203
Similarity Rank: 203
Mid-Illini Credit Union
Similarity Rank: 205
Similarity Rank: 205
Citizens Bank
Similarity Rank: 210
Similarity Rank: 210
Product Mix
For 2020, American Pacific Mortgage Corporation's most frequently originated type of loan was Conventional, with 41,372 originations. Their 2nd most popular type was VA, with 8,391 originations.
Loan Reason
For 2020, American Pacific Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 24,082 originations. The 2nd most popular reason was Refi, with 23,796 originations.
Loan Duration/Length
For 2020, American Pacific Mortgage Corporation's most frequently cited loan duration was 30 Year, with 50,493 originations. The 2nd most popular length was 15 Year, with 4,161 originations.
Origination Fees/Closing Costs
American Pacific Mortgage Corporation's average total fees were $6,299, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 26,822 originations.
Interest Rates
During 2020, American Pacific Mortgage Corporation's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 3-4%, with 25,991 originations.
Loan Sizing
2020 saw American Pacific Mortgage Corporation place emphasis on $200k-400k loans with 28,540 originations, totaling $8,417,510,000 in origination value.
Applicant Income
American Pacific Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 13,813 originations. The second most popular income band? $50k-75k, with 10,922 originations.
Applicant Debt to Income Ratio
American Pacific Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 10,555 originations. The next most common DTI ratio? 30-36%, with 9,545 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.05%
American Pacific Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination76.50%
American Pacific Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 57,225 | $20,478,165,000 | $357,853 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 775 | $178,195,000 | $229,929 |
| Single Family (1-4 Units):Site-Built | 56,450 | $20,299,970,000 | $359,610 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| AMERICAN PACIFIC MORTGAGE | FHA mortgage | Closing on a mortgage | 1 | 7.1% |
| AMERICAN PACIFIC MORTGAGE | Conventional home mortgage | Trouble during payment process | 7 | 50.0% |
| AMERICAN PACIFIC MORTGAGE | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| AMERICAN PACIFIC MORTGAGE | VA mortgage | Trouble during payment process | 1 | 7.1% |
| AMERICAN PACIFIC MORTGAGE | VA mortgage | Struggling to pay mortgage | 1 | 7.1% |
| AMERICAN PACIFIC MORTGAGE | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| AMERICAN PACIFIC MORTGAGE | FHA mortgage | Trouble during payment process | 2 | 14.3% |