Texana Bank Mortgage Rates, Fees & Info
Linden, TXLEI: 549300RM1IZYGQDSNL85
Tax ID: 75-0269610
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Mortgage Data
Review & Overview
Texana Bank is a smaller bank specializing in Cash Out Refi loans. Texana Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Longview, Texarkana, Las Vegas, and Riverside among others. We have data for 241 markets. (Some data included below & more in-depth data is available with an active subscription.)Texana Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Texana Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.90% | 4/28/24 |
| 30 Year Conventional Refi | 6.50% | 4/28/24 |
| 30 Year Cash-out Refi | 6.75% | 4/28/24 |
| 30 Year FHA Purchase | 7.44% | 4/28/24 |
| 30 Year FHA Refi | 6.79% | 4/28/24 |
| 30 Year VA Purchase | 6.29% | 4/28/24 |
| 30 Year VA Refi | 5.83% | 4/28/24 |
| 30 Year USDA Purchase | 7.54% | 4/28/24 |
| 15 Year Conventional Purchase | 5.87% | 4/28/24 |
| 15 Year Conventional Refi | 6.03% | 4/28/24 |
| 15 Year Cash-out Refi | 6.03% | 4/28/24 |
| 15 Year FHA Refi | 5.68% | 4/28/24 |
| 15 Year VA Refi | 5.68% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Texana Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
879Origination Dollar Volume (All Markets)
$232,705,000Awards
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Texana Bank - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $9,800,000 | $272,222 | $10,907 | 3.96% |
| LONGVIEW, TX (FHA|USDA|VA) | 47 | $9,045,000 | $192,447 | $6,319 | 5.23% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 35 | $8,665,000 | $247,571 | $7,287 | 5.38% |
| Outside of Metro Areas | 55 | $8,505,000 | $154,636 | $9,318 | 5.11% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 23 | $7,795,000 | $338,913 | $13,123 | 3.85% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 20 | $6,660,000 | $333,000 | $8,631 | 3.91% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 17 | $4,955,000 | $291,471 | $12,926 | 3.69% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $4,640,000 | $290,000 | $9,931 | 4.27% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $4,545,000 | $413,182 | $8,341 | 4.55% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 15 | $4,265,000 | $284,333 | $9,320 | 4.05% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $4,000,000 | $500,000 | $15,901 | 3.14% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 11 | $3,835,000 | $348,636 | $10,374 | 3.72% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $3,495,000 | $499,286 | $12,646 | 3.64% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $3,310,000 | $551,667 | $10,960 | 3.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $3,260,000 | $407,500 | $12,545 | 3.67% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $2,850,000 | $356,250 | $15,255 | 3.91% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $13,151 | 4.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $10,220 | 4.46% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $15,671 | 3.06% |
| PROVO-OREM, UT (FHA|USDA|VA) | 6 | $2,240,000 | $373,333 | $16,198 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $11,808 | 3.73% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $10,402 | 3.69% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $9,112 | 4.14% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $13,384 | 4.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $9,305 | 3.71% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $11,984 | 4.22% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $10,130 | 3.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $7,566 | 4.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $10,186 | 4.02% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $11,786 | 3.95% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $10,216 | 3.56% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $10,477 | 4.60% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $12,926 | 3.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $8,463 | 3.96% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $9,635 | 4.16% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $11,022 | 4.78% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $6,659 | 3.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $12,344 | 4.23% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $11,796 | 3.90% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $13,620 | 3.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $7,945 | 3.59% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $8,536 | 4.60% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $9,002 | 4.64% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $9,046 | 3.40% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $11,835 | 3.53% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $10,893 | 4.34% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $13,506 | 4.47% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,183 | 4.35% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $9,215 | 4.21% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $8,814 | 4.60% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $8,601 | 4.35% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $14,524 | 4.23% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $9,476 | 4.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $9,877 | 4.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $12,109 | 4.48% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $10,898 | 4.03% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $13,108 | 3.58% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $15,041 | 3.97% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $9,912 | 4.45% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $10,922 | 4.53% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $10,551 | 4.21% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $7,886 | 3.50% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $11,082 | 4.22% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $10,004 | 3.83% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,417 | 4.31% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $9,411 | 4.48% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $11,740 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $18,150 | 3.46% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $3,623 | 4.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $10,087 | 4.69% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $0 | 5.90% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,936 | 4.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,121 | 4.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $9,484 | 3.81% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,151 | 4.45% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $10,171 | 4.78% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,110 | 3.29% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $9,216 | 4.28% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,494 | 4.54% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 4.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $9,822 | 3.13% |
| Astoria, OR (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,598 | 4.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,933 | 4.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $12,740 | 5.04% |
| BEND, OR (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,160 | 3.69% |
| Outside of Metro Areas | 2 | $710,000 | $355,000 | $17,168 | 4.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,173 | 3.19% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,612 | 3.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $11,782 | 5.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $16,309 | 3.19% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,304 | 3.63% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $42,341 | 4.25% |
| DOVER, DE (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,026 | 3.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $32,762 | 3.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,068 | 3.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,288 | 4.79% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,490 | 4.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,904 | 4.94% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,905 | 4.04% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,240 | 4.96% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $16,197 | 3.88% |
| MADERA, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,637 | 3.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,127 | 3.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $15,702 | 4.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $16,775 | 3.50% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $11,317 | 3.54% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $13,117 | 4.13% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $16,827 | 4.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $14,708 | 2.75% |
| SALEM, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,138 | 3.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,201 | 2.69% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,562 | 3.69% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,113 | 2.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $13,075 | 4.06% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,252 | 4.31% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,397 | 3.81% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $21,761 | 2.63% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,582 | 4.56% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $8,411 | 3.38% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $23,109 | 4.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $12,990 | 5.13% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $25,589 | 4.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,593 | 2.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,451 | 4.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,024 | 4.69% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,585 | 2.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,743 | 4.50% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,867 | 3.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,362 | 4.25% |
| OCALA, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,878 | 5.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,146 | 5.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,836 | 3.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,161 | 4.50% |
| FLINT, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,084 | 4.19% |
| Prineville, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,585 | 4.00% |
| Fernley, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,954 | 5.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,348 | 5.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,201 | 2.38% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,549 | 4.69% |
| Defiance, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,826 | 4.31% |
| Concord, NH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,066 | 4.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,043 | 4.94% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,690 | 3.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,368 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,982 | 4.88% |
| ERIE, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,856 | 4.56% |
| Holland, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,674 | 2.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $19,943 | 3.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $10,624 | 4.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,710 | 5.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,138 | 4.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,586 | 3.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,486 | 4.75% |
| Crossville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,591 | 3.38% |
| Garden City, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $19,903 | 4.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,656 | 3.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,018 | 2.75% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,513 | 3.94% |
| McAlester, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,812 | 4.06% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 5.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,000 | 4.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,808 | 4.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,171 | 2.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,969 | 2.75% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,229 | 5.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,068 | 4.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,110 | 2.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,861 | 4.00% |
| Searcy, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,670 | 4.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,577 | 2.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,342 | 3.75% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,066 | 4.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,408 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,780 | 3.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,773 | 4.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,932 | 4.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,647 | 5.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,271 | 4.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,797 | 3.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,500 | 4.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.00% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,536 | 4.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,786 | 5.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,838 | 3.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,281 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,107 | 5.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,066 | 2.50% |
| Jesup, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,804 | 5.63% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,841 | 4.63% |
| London, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,584 | 4.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,019 | 5.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,848 | 4.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,340 | 5.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,966 | 5.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,573 | 5.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,624 | 2.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,919 | 5.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,025 | 5.63% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,743 | 3.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,423 | 5.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,854 | 4.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,677 | 3.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,554 | 5.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,044 | 3.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,692 | 5.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,103 | 5.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,918 | 4.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,869 | 4.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,558 | 3.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,167 | 4.75% |
| Seymour, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,880 | 3.38% |
| LIMA, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,468 | 5.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,470 | 2.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,323 | 4.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,653 | 5.63% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,886 | 3.88% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,620 | 5.13% |
| Hilo, HI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,848 | 4.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,577 | 5.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,774 | 5.50% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,334 | 4.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,052 | 4.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $13,404 | 4.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,673 | 4.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,687 | 7.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,896 | 4.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,138 | 4.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,811 | 5.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,519 | 3.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,377 | 5.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,323 | 4.38% |
| Dayton, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,632 | 4.63% |
| WACO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,176 | 3.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,912 | 4.13% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,173 | 4.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,198 | 4.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,119 | 3.38% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.00% |
| Paris, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.50% |
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Product Mix
For 2022, Texana Bank's most frequently originated type of loan was VA, with 389 originations. Their 2nd most popular type was Conventional, with 336 originations.
Loan Reason
For 2022, Texana Bank's most frequently cited loan purpose was Cash Out Refi, with 613 originations. The 2nd most popular reason was Refi, with 157 originations.
Loan Duration/Length
For 2022, Texana Bank's most frequently cited loan duration was 30 Year, with 728 originations. The 2nd most popular length was 15 Year, with 54 originations.
Origination Fees/Closing Costs
Texana Bank's average total fees were $10,692, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 419 originations.
Interest Rates
During 2022, Texana Bank's average interest rate for loans was 4.14%, while their most frequently originated rate bucket for loans was 4-5%, with 298 originations.
Loan Sizing
2022 saw Texana Bank place emphasis on $200k-400k loans with 434 originations, totaling $120,790,000 in origination value.
Applicant Income
Texana Bank lent most frequently to those with incomes in the $50k-75k range, with 271 originations. The second most popular income band? $75k-100k, with 163 originations.
Applicant Debt to Income Ratio
Texana Bank lent most frequently to those with DTI ratios of 50-60%, with 118 originations. The next most common DTI ratio? 30-36%, with 98 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications44.71%
Texana Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination69.85%
Texana Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 879 | $232,705,000 | $264,738 |