Ixonia Bank Mortgage Rates, Fees & Info
Ixonia, WILEI: 549300T9P3WXNMXX0I34
Tax ID: 39-0369710
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Mortgage Data
Review & Overview
Ixonia Bank is a smaller bank specializing in Home Purchase loans. Ixonia Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Orlando, Milwaukee, Des Moines, and Providence among others. We have data for 251 markets. (Some data included below & more in-depth data is available with an active subscription.)Ixonia Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ixonia Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/17/24 |
| 30 Year Conventional Purchase | 6.81% | 11/17/24 |
| 30 Year Conventional Refi | 6.81% | 11/17/24 |
| 30 Year Cash-out Refi | 7.02% | 11/17/24 |
| 30 Year FHA Purchase | 7.66% | 11/17/24 |
| 30 Year FHA Refi | 7.67% | 11/17/24 |
| 30 Year VA Purchase | 6.53% | 11/17/24 |
| 30 Year VA Refi | 6.06% | 11/17/24 |
| 30 Year USDA Purchase | 7.10% | 11/17/24 |
| 30 Year USDA Refi | 7.55% | 11/17/24 |
| 15 Year Conventional Purchase | 6.43% | 11/17/24 |
| 15 Year Conventional Refi | 6.29% | 11/17/24 |
| 15 Year Cash-out Refi | 6.29% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ixonia Bank Mortgage Calculator
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This is not an official calculator from Ixonia Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,810Origination Dollar Volume (All Markets)
$809,450,000Awards
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Ixonia Bank - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 329 | $108,015,000 | $328,313 | $6,085 | 5.21% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 188 | $60,930,000 | $324,096 | $8,642 | 5.15% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 141 | $46,575,000 | $330,319 | $4,459 | 4.99% |
| Outside of Metro Areas | 174 | $45,830,000 | $263,391 | $7,252 | 5.21% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 119 | $26,215,000 | $220,294 | $7,052 | 5.16% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 74 | $24,560,000 | $331,892 | $13,805 | 5.30% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 54 | $22,450,000 | $415,741 | $7,820 | 4.70% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 60 | $20,330,000 | $338,833 | $12,006 | 5.20% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 52 | $17,870,000 | $343,654 | $10,228 | 5.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 53 | $17,355,000 | $327,453 | $9,910 | 5.48% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 61 | $16,135,000 | $264,508 | $7,437 | 4.34% |
| JACKSON, MS (FHA|USDA|VA) | 42 | $13,200,000 | $314,286 | $6,318 | 5.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 39 | $12,945,000 | $331,923 | $10,462 | 4.92% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 45 | $12,695,000 | $282,111 | $8,189 | 4.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 35 | $12,235,000 | $349,571 | $11,155 | 5.98% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 45 | $12,035,000 | $267,444 | $7,625 | 5.15% |
| Sevierville, TN (FHA|USDA|VA) | 18 | $11,790,000 | $655,000 | $11,085 | 5.24% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 69 | $11,115,000 | $161,087 | $5,680 | 5.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 22 | $11,100,000 | $504,545 | $8,857 | 4.82% |
| HATTIESBURG, MS (FHA|USDA|VA) | 40 | $10,260,000 | $256,500 | $5,507 | 4.76% |
| OCALA, FL (FHA|USDA|VA) | 42 | $9,720,000 | $231,429 | $9,344 | 5.05% |
| BOISE CITY, ID (FHA|USDA|VA) | 25 | $9,155,000 | $366,200 | $9,109 | 5.46% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 43 | $9,115,000 | $211,977 | $4,847 | 4.65% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 19 | $9,085,000 | $478,158 | $12,348 | 5.22% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 26 | $8,890,000 | $341,923 | $10,235 | 4.62% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 25 | $8,755,000 | $350,200 | $12,249 | 6.23% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 36 | $7,710,000 | $214,167 | $8,603 | 5.43% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 27 | $7,225,000 | $267,593 | $8,646 | 4.95% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 48 | $7,180,000 | $149,583 | $4,152 | 5.93% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 24 | $6,670,000 | $277,917 | $7,951 | 4.95% |
| APPLETON, WI (FHA|USDA|VA) | 34 | $6,300,000 | $185,294 | $4,444 | 6.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 14 | $5,870,000 | $419,286 | $15,778 | 6.36% |
| DOTHAN, AL (FHA|USDA|VA) | 31 | $5,625,000 | $181,452 | $6,728 | 5.98% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 30 | $5,600,000 | $186,667 | $5,123 | 5.70% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $5,165,000 | $397,308 | $10,965 | 5.08% |
| Sterling, IL (FHA|USDA|VA) | 45 | $5,135,000 | $114,111 | $4,664 | 4.98% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $4,680,000 | $390,000 | $12,146 | 5.69% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $4,670,000 | $291,875 | $8,481 | 5.14% |
| MADISON, WI (FHA|USDA|VA) | 17 | $4,445,000 | $261,471 | $5,407 | 6.39% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $4,315,000 | $392,273 | $9,652 | 5.30% |
| Tupelo, MS (FHA|USDA|VA) | 18 | $4,040,000 | $224,444 | $6,500 | 5.53% |
| DOVER, DE (FHA|USDA|VA) | 14 | $4,040,000 | $288,571 | $9,473 | 6.65% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $3,995,000 | $363,182 | $10,777 | 5.51% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 18 | $3,940,000 | $218,889 | $5,721 | 5.36% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 20 | $3,860,000 | $193,000 | $7,740 | 4.27% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $11,371 | 4.98% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $9,355 | 6.05% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 11 | $2,915,000 | $265,000 | $2,463 | 4.38% |
| STAUNTON, VA (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $12,781 | 5.31% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $2,790,000 | $348,750 | $9,273 | 7.02% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $2,740,000 | $456,667 | $13,516 | 4.96% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,680,000 | $223,333 | $6,376 | 5.06% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $2,675,000 | $535,000 | $7,862 | 4.60% |
| Bainbridge, GA (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $4,816 | 4.51% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $2,560,000 | $640,000 | $12,879 | 4.41% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $2,550,000 | $637,500 | $14,512 | 5.50% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $2,545,000 | $509,000 | $9,643 | 5.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $9,190 | 5.09% |
| GREEN BAY, WI (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $5,505 | 5.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $8,103 | 5.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $9,065 | 6.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $3,428 | 6.32% |
| Laurel, MS (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $4,007 | 4.60% |
| Beaver Dam, WI (FHA|USDA|VA) | 11 | $1,855,000 | $168,636 | $2,532 | 4.51% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $12,265 | 6.72% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $8,955 | 5.02% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $9,439 | 5.55% |
| Coos Bay, OR (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $11,919 | 6.46% |
| Moscow, ID (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $10,801 | 5.32% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $6,247 | 4.17% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $6,954 | 4.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $8,969 | 5.66% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $8,348 | 6.22% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $18,021 | 6.37% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $12,224 | 5.19% |
| DULUTH, MN-WI (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $5,857 | 5.09% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $6,150 | 5.50% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $9,888 | 4.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $12,632 | 4.19% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $6,840 | 4.97% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $10,860 | 7.17% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $4,979 | 3.50% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $15,137 | 5.83% |
| Marinette, WI-MI (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,961 | 4.15% |
| AMES, IA (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $6,973 | 5.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $11,714 | 6.13% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $16,645 | 5.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $9,785 | 5.71% |
| Ozark, AL (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $5,327 | 5.92% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $11,696 | 4.47% |
| Holland, MI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,447 | 4.97% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,210 | 5.91% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,382 | 4.95% |
| FOND DU LAC, WI (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $6,201 | 5.43% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $6,549 | 3.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $11,714 | 5.31% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,826 | 6.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,840 | 5.77% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $7,032 | 5.93% |
| Salem, OH (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,329 | 4.38% |
| Pella, IA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,692 | 4.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,943 | 5.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,897 | 5.75% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,556 | 5.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $5,630 | 5.40% |
| Ottawa, KS (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $7,222 | 5.60% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,803 | 5.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,477 | 4.42% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $7,682 | 4.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $7,029 | 4.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $5,850 | 5.99% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $15,577 | 6.13% |
| Helena, MT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $8,566 | 6.99% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $12,421 | 5.56% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,953 | 6.16% |
| RACINE, WI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,428 | 5.62% |
| Outside of Metro Areas | 1 | $585,000 | $585,000 | $12,526 | 6.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $7,305 | 3.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $11,201 | 5.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $22,134 | 4.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,236 | 4.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,136 | 4.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,209 | 4.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,971 | 5.94% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,286 | 7.00% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,339 | 6.00% |
| Dixon, IL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,157 | 5.94% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,802 | 5.13% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,592 | 5.73% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,208 | 4.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $15,031 | 7.13% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,982 | 6.81% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $17,714 | 2.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,146 | 5.56% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $15,082 | 5.25% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,638 | 5.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,471 | 3.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,144 | 6.62% |
| Newport, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $19,277 | 6.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,687 | 4.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,114 | 6.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,913 | 4.88% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,029 | 3.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,587 | 5.88% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,484 | 5.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,248 | 4.87% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,680 | 5.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,890 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,267 | 5.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,694 | 6.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,579 | 6.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,027 | 4.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,825 | 4.50% |
| New Castle, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,352 | 6.18% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,652 | 4.12% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,218 | 6.17% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,226 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,461 | 4.44% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,419 | 5.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,665 | 6.19% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,535 | 6.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,656 | 5.99% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,085 | 5.99% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,145 | 6.50% |
| Marquette, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,394 | 5.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,622 | 5.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,361 | 6.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,555 | 5.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,687 | 4.69% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,932 | 3.38% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,640 | 5.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,566 | 5.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,189 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,038 | 5.38% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $290,000 | 3.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,669 | 3.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,316 | 5.43% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,473 | 4.13% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,113 | 5.99% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,577 | 3.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,081 | 5.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,863 | 3.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,704 | 4.63% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,583 | 5.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,171 | 5.38% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,151 | 7.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,392 | 6.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,085 | 5.88% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,386 | 4.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,713 | 7.63% |
| SALEM, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,493 | 3.38% |
| Shawano, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,932 | 6.19% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,425 | 7.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,447 | 5.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,577 | 7.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,328 | 5.99% |
| AKRON, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,369 | 5.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,425 | 4.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,339 | 5.50% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,768 | 4.00% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,692 | 3.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,291 | 6.38% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,267 | 6.63% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,214 | 6.00% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,016 | 4.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,045 | 4.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,928 | 4.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,058 | 5.63% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,137 | 5.50% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,696 | 6.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,955 | 3.38% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,874 | 5.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,579 | 5.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,213 | 6.13% |
| Urbana, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,580 | 4.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,165 | 4.19% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,559 | 5.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,306 | 4.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,741 | 5.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,161 | 6.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,122 | 4.38% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,369 | 4.99% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,993 | 5.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,460 | 6.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,684 | 3.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,232 | 5.99% |
| Effingham, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,824 | 3.38% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,669 | 4.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,280 | 6.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,920 | 5.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,308 | 5.13% |
| Jesup, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,272 | 6.88% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,310 | 5.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,030 | 4.13% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,313 | 5.63% |
| Minot, ND (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,818 | 4.99% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,474 | 3.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,761 | 5.63% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,081 | 5.63% |
| Warren, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,898 | 5.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,227 | 5.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,366 | 4.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,883 | 7.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,591 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,846 | 7.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,555 | 5.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,935 | 7.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,008 | 4.13% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,675 | 4.88% |
| Columbus, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,067 | 5.63% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,958 | 4.13% |
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Product Mix
For 2022, Ixonia Bank's most frequently originated type of loan was Conventional, with 1,944 originations. Their 2nd most popular type was FHA, with 634 originations.
Loan Reason
For 2022, Ixonia Bank's most frequently cited loan purpose was Home Purchase, with 2,341 originations. The 2nd most popular reason was Cash Out Refi, with 244 originations.
Loan Duration/Length
For 2022, Ixonia Bank's most frequently cited loan duration was 30 Year, with 2,654 originations. The 2nd most popular length was 10 Year, with 61 originations.
Origination Fees/Closing Costs
Ixonia Bank's average total fees were $8,009, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 801 originations.
Interest Rates
During 2022, Ixonia Bank's average interest rate for loans was 5.26%, while their most frequently originated rate bucket for loans was 5-6%, with 938 originations.
Loan Sizing
2022 saw Ixonia Bank place emphasis on $200k-400k loans with 1,316 originations, totaling $381,200,000 in origination value.
Applicant Income
Ixonia Bank lent most frequently to those with incomes in the $50k-75k range, with 670 originations. The second most popular income band? $100k-150k, with 646 originations.
Applicant Debt to Income Ratio
Ixonia Bank lent most frequently to those with DTI ratios of 30-36%, with 429 originations. The next most common DTI ratio? 20-30%, with 372 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.10%
Ixonia Bank has an average approval rate.
Pick Rate
Approvals leading to origination57.47%
Ixonia Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,810 | $809,450,000 | $288,060 |