Lendingone Mortgage Rates, Fees & Info
DOVER, DELEI: 54930091JQKCU3Z6IP44
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Review & Overview
Lendingone is a smaller mortgage company specializing in Cash Out Refi, Home Improvement, and Home Purchase loans. Lendingone has a high proportion of conventional loans. Their top markets by origination volume include: New York, Miami, Atlanta, Dallas, and Los Angeles among others. We have data for 211 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendingone has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/21/24 |
| 30 Year Conventional Refi | 6.27% | 4/21/24 |
| 30 Year Cash-out Refi | 6.27% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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Your Estimates
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technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,497Origination Dollar Volume (All Markets)
$587,865,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 316 | $109,820,000 | $347,532 | $0 | 7.93% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 133 | $53,605,000 | $403,045 | $0 | 7.49% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 154 | $26,450,000 | $171,753 | $0 | 7.23% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 150 | $24,360,000 | $162,400 | $0 | 7.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 16 | $23,100,000 | $1,443,750 | $0 | 7.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 127 | $21,575,000 | $169,882 | $0 | 7.55% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 64 | $19,230,000 | $300,469 | $0 | 8.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 104 | $17,840,000 | $171,538 | $0 | 7.24% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 31 | $14,785,000 | $476,935 | $0 | 5.78% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 46 | $12,860,000 | $279,565 | $0 | 7.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 72 | $11,420,000 | $158,611 | $0 | 7.61% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $10,855,000 | $638,529 | $0 | 7.31% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 64 | $10,350,000 | $161,719 | $0 | 7.69% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 31 | $10,085,000 | $325,323 | $0 | 7.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 71 | $9,625,000 | $135,563 | $0 | 7.70% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 20 | $9,350,000 | $467,500 | $0 | 7.23% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $8,770,000 | $626,429 | $0 | 7.48% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 60 | $8,720,000 | $145,333 | $0 | 7.37% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 11 | $8,045,000 | $731,364 | $0 | 8.13% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 54 | $7,470,000 | $138,333 | $0 | 7.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 31 | $7,125,000 | $229,839 | $0 | 7.22% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 44 | $6,840,000 | $155,455 | $0 | 7.15% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 19 | $5,575,000 | $293,421 | $0 | 7.71% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $5,100,000 | $318,750 | $0 | 7.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 27 | $4,275,000 | $158,333 | $0 | 7.82% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 19 | $4,245,000 | $223,421 | $0 | 7.03% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 16 | $4,210,000 | $263,125 | $0 | 7.23% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $4,055,000 | $213,421 | $0 | 7.36% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $4,030,000 | $183,182 | $0 | 7.87% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 29 | $3,805,000 | $131,207 | $0 | 8.20% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 20 | $3,710,000 | $185,500 | $0 | 7.59% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 17 | $3,615,000 | $212,647 | $0 | 7.66% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $3,545,000 | $393,889 | $0 | 7.78% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 19 | $3,245,000 | $170,789 | $0 | 6.42% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $3,185,000 | $455,000 | $0 | 7.15% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 27 | $3,085,000 | $114,259 | $0 | 8.06% |
| COLUMBUS, OH (FHA|USDA|VA) | 18 | $2,940,000 | $163,333 | $0 | 7.58% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 21 | $2,885,000 | $137,381 | $0 | 8.36% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $2,555,000 | $196,538 | $0 | 7.47% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $2,480,000 | $1,240,000 | $0 | 6.75% |
| AKRON, OH (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $0 | 8.35% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $0 | 7.30% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $0 | 5.74% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $0 | 8.55% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $0 | 7.58% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $1,905,000 | $146,538 | $0 | 7.34% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $0 | 7.49% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $0 | 8.57% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $0 | 7.95% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $0 | 7.55% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $0 | 7.91% |
| ROCKFORD, IL (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $0 | 8.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 15 | $1,505,000 | $100,333 | $0 | 7.20% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 14 | $1,480,000 | $105,714 | $0 | 8.08% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $1,425,000 | $129,545 | $0 | 7.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $0 | 7.51% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $1,395,000 | $126,818 | $0 | 8.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $0 | 5.41% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $0 | 6.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $0 | 7.15% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $0 | 7.49% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $0 | 7.17% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $0 | 7.57% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $0 | 6.56% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $0 | 8.15% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $0 | 7.79% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $0 | 8.11% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $0 | 7.19% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $0 | 7.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $0 | 7.50% |
| Outside of Metro Areas | 1 | $955,000 | $955,000 | $0 | 6.15% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $0 | 7.95% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $0 | 6.10% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 7.51% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $0 | 7.97% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $0 | 8.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $875,000 | $97,222 | $0 | 7.86% |
| OCALA, FL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $0 | 7.10% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $0 | 7.49% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $0 | 8.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $0 | 7.78% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $0 | 6.48% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 7.49% |
| Torrington, CT (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 6.85% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $0 | 9.49% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 7.70% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 7.83% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $0 | 7.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $0 | 7.78% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $0 | 7.78% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 8.63% |
| Hilo, HI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 7.99% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 7.55% |
| TULSA, OK (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $0 | 9.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 7.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 6.68% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $0 | 7.93% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 7.14% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 7.25% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 5.89% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 7.64% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 7.48% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 6.74% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 8.83% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 8.35% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 7.76% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 9.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 6.69% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 7.70% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 6.58% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 7.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 7.08% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 7.03% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 7.50% |
| FLINT, MI (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 6.73% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.83% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.75% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 7.55% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.13% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 8.97% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 6.90% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 6.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 8.65% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 8.15% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.05% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 6.82% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 6.47% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.40% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 6.60% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 9.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 7.15% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 6.95% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 7.92% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.73% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.60% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.99% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.45% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 9.25% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.85% |
| Outside of Metro Areas | 1 | $225,000 | $225,000 | $0 | 5.99% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.50% |
| DOVER, DE (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.53% |
| BEND, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.15% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.50% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.93% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.85% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.88% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.50% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.49% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 10.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 6.85% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.35% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.59% |
| READING, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.17% |
| SALEM, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 10.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.65% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.60% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.55% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.59% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.60% |
| Laconia, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.20% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.28% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.40% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 7.45% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.55% |
| WACO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.40% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.49% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.85% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.80% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.30% |
| Lake City, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.30% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.00% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.60% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.80% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.85% |
| Granbury, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.95% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.75% |
| RACINE, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.49% |
| Alice, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.90% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.99% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.49% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.40% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.95% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,497 | $587,865,000 | $235,429 | $0 | 7.55% |
For 2019, Lendingone's most frequently originated type of loan was Conventional, with 2,497 originations.
Loan Reason
For 2019, Lendingone's most frequently cited loan purpose was Cash Out Refi, with 891 originations. The 2nd most popular reason was Home Improvement, with 723 originations.
Loan Duration/Length
For 2019, Lendingone's most frequently cited loan duration was 30 Year, with 1,291 originations. The 2nd most popular length was 1 Year, with 839 originations.
Interest Rates
During 2019, Lendingone's average interest rate for loans was 6.82%, while their most frequently originated rate bucket for loans was 7-8%, with 962 originations.
Loan Sizing
2019 saw Lendingone place emphasis on $100k-200k loans with 1,243 originations, totaling $173,785,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 2,497 | $587,865,000 | $235,429 | $0 | 7.55% |
Approval Rates
Total approvals of all applications32.14%
Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination51.38%
Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,497 | $587,865,000 | $235,429 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 59 | $85,305,000 | $1,445,847 |
| Single Family (1-4 Units):Site-Built | 2,438 | $502,560,000 | $206,136 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lendmark Financial Services | Other type of mortgage | Improper use of your report | 1 | 100.0% |