Lendingone Mortgage Rates, Fees & Info
DOVER, DELEI: 54930091JQKCU3Z6IP44
Tax ID: 47-1760589
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Review & Overview
Lendingone is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Lendingone has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Miami, Salt Lake City, New York, and Dallas among others. We have data for 219 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendingone has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/28/24 |
| 30 Year Conventional Refi | 6.27% | 4/28/24 |
| 30 Year Cash-out Refi | 6.27% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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Your Estimates
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technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,632Origination Dollar Volume (All Markets)
$969,190,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 173 | $117,825,000 | $681,069 | $0 | 6.01% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 105 | $84,115,000 | $801,095 | $0 | 6.30% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $56,005,000 | $56,005,000 | $0 | 3.45% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 96 | $45,580,000 | $474,792 | $0 | 6.44% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 96 | $44,450,000 | $463,021 | $0 | 6.50% |
| TUCSON, AZ (FHA|USDA|VA) | 118 | $39,060,000 | $331,017 | $0 | 6.10% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 156 | $33,600,000 | $215,385 | $0 | 6.49% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 69 | $33,295,000 | $482,536 | $0 | 6.68% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 39 | $32,655,000 | $837,308 | $0 | 7.27% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 64 | $30,340,000 | $474,063 | $0 | 5.40% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 52 | $18,680,000 | $359,231 | $0 | 6.54% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 66 | $17,520,000 | $265,455 | $0 | 6.40% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 53 | $14,035,000 | $264,811 | $0 | 5.63% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 32 | $13,090,000 | $409,063 | $0 | 6.92% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $12,975,000 | $2,595,000 | $0 | 6.49% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 46 | $12,740,000 | $276,957 | $0 | 5.42% |
| SAVANNAH, GA (FHA|USDA|VA) | 66 | $12,730,000 | $192,879 | $0 | 6.18% |
| PITTSBURGH, PA (FHA|USDA|VA) | 65 | $12,705,000 | $195,462 | $0 | 5.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $11,585,000 | $772,333 | $0 | 7.35% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 21 | $9,265,000 | $441,190 | $0 | 7.51% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 37 | $9,165,000 | $247,703 | $0 | 6.28% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 56 | $9,000,000 | $160,714 | $0 | 5.33% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $8,215,000 | $1,173,571 | $0 | 6.27% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $8,005,000 | $2,668,333 | $0 | 5.78% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 32 | $7,880,000 | $246,250 | $0 | 5.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $7,035,000 | $639,545 | $0 | 6.55% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 18 | $6,920,000 | $384,444 | $0 | 6.08% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 41 | $6,895,000 | $168,171 | $0 | 4.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $6,855,000 | $527,308 | $0 | 5.68% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 40 | $6,710,000 | $167,750 | $0 | 7.12% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 45 | $6,575,000 | $146,111 | $0 | 6.17% |
| COLUMBUS, OH (FHA|USDA|VA) | 15 | $6,295,000 | $419,667 | $0 | 6.30% |
| RICHMOND, VA (FHA|USDA|VA) | 33 | $6,145,000 | $186,212 | $0 | 5.45% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 23 | $5,725,000 | $248,913 | $0 | 5.64% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 28 | $5,710,000 | $203,929 | $0 | 6.69% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $5,625,000 | $330,882 | $0 | 6.05% |
| MONTGOMERY, AL (FHA|USDA|VA) | 43 | $4,875,000 | $113,372 | $0 | 4.76% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $4,850,000 | $2,425,000 | $0 | 7.99% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $4,775,000 | $4,775,000 | $0 | 6.50% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $4,740,000 | $474,000 | $0 | 4.91% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 35 | $4,665,000 | $133,286 | $0 | 5.37% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $4,600,000 | $328,571 | $0 | 6.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $4,430,000 | $316,429 | $0 | 5.41% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $4,385,000 | $4,385,000 | $0 | 4.25% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 13 | $3,915,000 | $301,154 | $0 | 4.68% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $3,890,000 | $1,945,000 | $0 | 6.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 29 | $3,885,000 | $133,966 | $0 | 6.62% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 16 | $3,820,000 | $238,750 | $0 | 5.16% |
| DALTON, GA (FHA|USDA|VA) | 1 | $3,795,000 | $3,795,000 | $0 | 6.50% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $3,525,000 | $1,175,000 | $0 | 4.65% |
| AKRON, OH (FHA|USDA|VA) | 17 | $3,525,000 | $207,353 | $0 | 4.82% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 18 | $3,500,000 | $194,444 | $0 | 4.89% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 22 | $3,430,000 | $155,909 | $0 | 5.76% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $3,120,000 | $520,000 | $0 | 6.64% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $3,045,000 | $276,818 | $0 | 5.61% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $2,995,000 | $427,857 | $0 | 5.24% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $2,895,000 | $222,692 | $0 | 5.73% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $2,840,000 | $710,000 | $0 | 5.23% |
| Outside of Metro Areas | 15 | $2,795,000 | $186,333 | $0 | 6.40% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 18 | $2,740,000 | $152,222 | $0 | 6.70% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $2,680,000 | $1,340,000 | $0 | 4.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $0 | 5.43% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $0 | 7.02% |
| KNOXVILLE, TN (FHA|USDA|VA) | 16 | $2,380,000 | $148,750 | $0 | 7.24% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $0 | 6.59% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $2,250,000 | $187,500 | $0 | 6.57% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 11 | $2,235,000 | $203,182 | $0 | 6.16% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $0 | 5.16% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $0 | 7.14% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 14 | $2,190,000 | $156,429 | $0 | 6.51% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $0 | 5.62% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $2,020,000 | $505,000 | $0 | 7.49% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $1,990,000 | $142,143 | $0 | 5.11% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,985,000 | $661,667 | $0 | 6.21% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $0 | 7.20% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $1,885,000 | $1,885,000 | $0 | 7.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $0 | 8.12% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $0 | 4.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 15 | $1,755,000 | $117,000 | $0 | 5.97% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $0 | 5.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $0 | 6.86% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $0 | 4.64% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $0 | 4.43% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 11 | $1,495,000 | $135,909 | $0 | 7.08% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $0 | 5.16% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $0 | 5.80% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $0 | 6.42% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $0 | 7.74% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $0 | 7.96% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $0 | 6.07% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $0 | 8.57% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $0 | 4.32% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $0 | 5.10% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $0 | 4.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $0 | 6.01% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $0 | 7.07% |
| MOBILE, AL (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $0 | 6.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $0 | 4.40% |
| OCALA, FL (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $0 | 6.18% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $0 | 4.30% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $0 | 5.67% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $0 | 5.09% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $0 | 4.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $0 | 7.61% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $0 | 6.39% |
| TOLEDO, OH (FHA|USDA|VA) | 11 | $985,000 | $89,545 | $0 | 4.51% |
| TULSA, OK (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $0 | 7.63% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $0 | 7.49% |
| Shelby, NC (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $0 | 4.43% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $0 | 4.58% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $0 | 7.24% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $0 | 5.05% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 5.50% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $0 | 5.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $0 | 3.60% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 5.37% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $0 | 4.65% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $0 | 7.18% |
| DOVER, DE (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $0 | 4.27% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $0 | 6.82% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $0 | 4.81% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $0 | 5.87% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $0 | 5.78% |
| FLINT, MI (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $0 | 5.11% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 6.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $0 | 8.29% |
| WACO, TX (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $0 | 4.82% |
| Key West, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 7.99% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 4.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 6.08% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 4.90% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 5.60% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 5.75% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 4.80% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 8.06% |
| NAPA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 7.49% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 8.02% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 9.99% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 4.00% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 5.91% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 8.99% |
| Sterling, CO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 5.43% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 6.81% |
| Oxford, MS (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 4.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.40% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 5.95% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 6.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 6.05% |
| READING, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.90% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.50% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.10% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.99% |
| Torrington, CT (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 5.70% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 6.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 6.75% |
| MONROE, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 5.10% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 5.65% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 7.53% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.99% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.35% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.70% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.60% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.95% |
| Connersville, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.49% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.15% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.49% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 6.72% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 5.70% |
| Marion, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.49% |
| ROME, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.45% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.90% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.99% |
| Boone, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.40% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.90% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.49% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.49% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.99% |
| RACINE, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.65% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.99% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.55% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.22% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.49% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.60% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Americus, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.99% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.49% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Meridian, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.80% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.75% |
| Lexington, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.00% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.00% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.49% |
| Roswell, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.99% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.60% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.99% |
| Granbury, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| Alice, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.99% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.05% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.60% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.90% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,632 | $969,190,000 | $368,233 | $0 | 6.09% |
For 2021, Lendingone's most frequently originated type of loan was Conventional, with 2,632 originations.
Loan Reason
For 2021, Lendingone's most frequently cited loan purpose was Home Purchase, with 1,362 originations. The 2nd most popular reason was Cash Out Refi, with 895 originations.
Loan Duration/Length
For 2021, Lendingone's most frequently cited loan duration was 30 Year, with 1,447 originations. The 2nd most popular length was 1 Year, with 1,136 originations.
Interest Rates
During 2021, Lendingone's average interest rate for loans was 4.75%, while their most frequently originated rate bucket for loans was 4-5%, with 640 originations.
Loan Sizing
2021 saw Lendingone place emphasis on $100k-200k loans with 1,275 originations, totaling $183,095,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 2,632 | $969,190,000 | $368,233 | $0 | 6.09% |
Approval Rates
Total approvals of all applications33.72%
Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination38.03%
Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,632 | $969,190,000 | $368,233 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lending Club Corp | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| Lending Club Corp | Other type of mortgage | Trouble during payment process | 1 | 50.0% |