Lendingone Mortgage Rates, Fees & Info
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Review & Overview
Lendingone is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. Lendingone has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Atlanta, Orlando, New York, and Miami among others. We have data for 235 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendingone has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 11/22/24 |
| 30 Year Conventional Refi | 6.27% | 11/22/24 |
| 30 Year Cash-out Refi | 6.27% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,037Origination Dollar Volume (All Markets)
$1,066,095,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 133 | $87,915,000 | $661,015 | $0 | 7.81% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 250 | $72,080,000 | $288,320 | $0 | 6.11% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 40 | $58,780,000 | $1,469,500 | $0 | 6.42% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 107 | $53,075,000 | $496,028 | $0 | 7.90% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 82 | $49,270,000 | $600,854 | $0 | 6.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 173 | $46,985,000 | $271,590 | $0 | 6.47% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $45,010,000 | $22,505,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 112 | $34,060,000 | $304,107 | $0 | 6.48% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 46 | $23,580,000 | $512,609 | $0 | 6.69% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 76 | $22,810,000 | $300,132 | $0 | 7.44% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 18 | $21,780,000 | $1,210,000 | $0 | 4.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 48 | $21,010,000 | $437,708 | $0 | 6.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 88 | $19,870,000 | $225,795 | $0 | 6.33% |
| PITTSBURGH, PA (FHA|USDA|VA) | 52 | $18,260,000 | $351,154 | $0 | 6.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 53 | $17,515,000 | $330,472 | $0 | 6.97% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $17,285,000 | $1,329,615 | $0 | 6.90% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 13 | $16,735,000 | $1,287,308 | $0 | 6.32% |
| TUCSON, AZ (FHA|USDA|VA) | 20 | $16,730,000 | $836,500 | $0 | 6.51% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 29 | $15,405,000 | $531,207 | $0 | 7.05% |
| COLUMBUS, OH (FHA|USDA|VA) | 43 | $14,675,000 | $341,279 | $0 | 7.01% |
| RICHMOND, VA (FHA|USDA|VA) | 39 | $12,775,000 | $327,564 | $0 | 6.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 39 | $12,345,000 | $316,538 | $0 | 6.83% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 23 | $11,195,000 | $486,739 | $0 | 6.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 44 | $10,190,000 | $231,591 | $0 | 6.47% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $10,065,000 | $915,000 | $0 | 6.35% |
| SAVANNAH, GA (FHA|USDA|VA) | 42 | $9,700,000 | $230,952 | $0 | 7.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 25 | $9,685,000 | $387,400 | $0 | 7.60% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 52 | $8,780,000 | $168,846 | $0 | 6.27% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 54 | $8,740,000 | $161,852 | $0 | 6.77% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 13 | $8,705,000 | $669,615 | $0 | 6.49% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 26 | $7,810,000 | $300,385 | $0 | 5.99% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 36 | $7,370,000 | $204,722 | $0 | 6.85% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 27 | $7,355,000 | $272,407 | $0 | 6.01% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 34 | $7,090,000 | $208,529 | $0 | 5.20% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 12 | $6,970,000 | $580,833 | $0 | 5.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 39 | $6,815,000 | $174,744 | $0 | 5.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 41 | $6,675,000 | $162,805 | $0 | 6.35% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 20 | $6,560,000 | $328,000 | $0 | 8.18% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $6,225,000 | $415,000 | $0 | 4.40% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 44 | $6,060,000 | $137,727 | $0 | 7.34% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 13 | $5,845,000 | $449,615 | $0 | 5.97% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $5,605,000 | $509,545 | $0 | 5.30% |
| Heber, UT (FHA|USDA|VA) | 2 | $5,590,000 | $2,795,000 | $0 | 0.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $5,255,000 | $404,231 | $0 | 6.72% |
| LOUISVILLE, KY (FHA|USDA|VA) | 13 | $5,125,000 | $394,231 | $0 | 6.02% |
| TULSA, OK (FHA|USDA|VA) | 9 | $4,865,000 | $540,556 | $0 | 4.80% |
| Outside of Metro Areas | 21 | $4,855,000 | $231,190 | $0 | 7.44% |
| MONTGOMERY, AL (FHA|USDA|VA) | 27 | $4,795,000 | $177,593 | $0 | 5.33% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 28 | $4,690,000 | $167,500 | $0 | 7.19% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 24 | $4,670,000 | $194,583 | $0 | 6.49% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 18 | $4,260,000 | $236,667 | $0 | 8.20% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 19 | $4,215,000 | $221,842 | $0 | 7.26% |
| AKRON, OH (FHA|USDA|VA) | 20 | $3,750,000 | $187,500 | $0 | 6.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $3,750,000 | $375,000 | $0 | 6.15% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 30 | $3,750,000 | $125,000 | $0 | 5.94% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $3,660,000 | $366,000 | $0 | 0.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 8 | $3,630,000 | $453,750 | $0 | 7.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 21 | $3,565,000 | $169,762 | $0 | 6.27% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 21 | $3,535,000 | $168,333 | $0 | 6.57% |
| DECATUR, AL (FHA|USDA|VA) | 23 | $3,335,000 | $145,000 | $0 | 6.86% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $0 | 6.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $3,130,000 | $521,667 | $0 | 5.70% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 19 | $3,115,000 | $163,947 | $0 | 5.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $3,060,000 | $765,000 | $0 | 0.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 13 | $3,015,000 | $231,923 | $0 | 5.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $3,010,000 | $250,833 | $0 | 6.31% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $2,440,000 | $174,286 | $0 | 6.68% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $0 | 6.19% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 17 | $2,285,000 | $134,412 | $0 | 6.12% |
| BURLINGTON, NC (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $0 | 5.80% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $2,190,000 | $547,500 | $0 | 9.99% |
| ROME, GA (FHA|USDA|VA) | 16 | $2,110,000 | $131,875 | $0 | 7.61% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 13 | $2,105,000 | $161,923 | $0 | 6.43% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $2,065,000 | $2,065,000 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $2,035,000 | $185,000 | $0 | 6.14% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $0 | 7.47% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $0 | 5.67% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $1,860,000 | $930,000 | $0 | 0.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $0 | 0.00% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 14 | $1,680,000 | $120,000 | $0 | 6.43% |
| HINESVILLE, GA (FHA|USDA|VA) | 12 | $1,640,000 | $136,667 | $0 | 7.93% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 15 | $1,625,000 | $108,333 | $0 | 7.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $0 | 8.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 12 | $1,540,000 | $128,333 | $0 | 5.36% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 13 | $1,535,000 | $118,077 | $0 | 6.71% |
| Marion, IN (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $0 | 0.00% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $0 | 7.49% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $0 | 6.54% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $0 | 7.58% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $0 | 6.43% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $0 | 7.99% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $1,395,000 | $1,395,000 | $0 | 0.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $0 | 0.00% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $0 | 4.30% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $0 | 6.71% |
| Bartlesville, OK (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $0 | 6.19% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $1,310,000 | $131,000 | $0 | 6.18% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $0 | 7.49% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $0 | 4.81% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $0 | 5.98% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $0 | 6.48% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $1,150,000 | $115,000 | $0 | 6.25% |
| Hilo, HI (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $0 | 0.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $0 | 0.00% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $0 | 7.71% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $0 | 7.57% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $0 | 7.73% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $0 | 5.57% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $0 | 0.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $0 | 0.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $0 | 7.64% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $0 | 7.49% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 5.49% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 0.00% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $0 | 7.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $0 | 7.10% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $0 | 5.84% |
| CHICO, CA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $0 | 5.83% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $0 | 6.45% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $0 | 5.18% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $0 | 4.68% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $0 | 7.57% |
| Connersville, IN (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $0 | 7.46% |
| Beeville, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 0.00% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 5.70% |
| Shelby, NC (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $0 | 7.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 5.67% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 6.63% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 0.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 6.89% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 6.51% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 6.02% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 0.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 5.45% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 0.00% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 5.05% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 0.00% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 6.91% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 5.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 6.20% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 0.00% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 6.16% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 6.32% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 6.16% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 4.95% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 5.55% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.49% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 0.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.00% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 6.35% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.40% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 8.49% |
| Athens, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Roswell, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.55% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 5.80% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.60% |
| Bennington, VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.49% |
| Palatka, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 0.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 5.67% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.99% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.58% |
| NAPA, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 0.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 0.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.02% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.45% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Union, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.05% |
| Seneca, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.99% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.02% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.15% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.16% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.60% |
| Cortland, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| MONROE, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.87% |
| Maysville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.60% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,037 | $1,066,095,000 | $351,036 | $0 | 6.56% |
For 2022, Lendingone's most frequently originated type of loan was Conventional, with 3,037 originations.
Loan Reason
For 2022, Lendingone's most frequently cited loan purpose was Cash Out Refi, with 1,326 originations. The 2nd most popular reason was Home Purchase, with 1,275 originations.
Loan Duration/Length
For 2022, Lendingone's most frequently cited loan duration was 30 Year, with 1,975 originations. The 2nd most popular length was 1 Year, with 998 originations.
Interest Rates
During 2022, Lendingone's average interest rate for loans was 5.92%, while their most frequently originated rate bucket for loans was 6-7%, with 304 originations.
Loan Sizing
2022 saw Lendingone place emphasis on $100k-200k loans with 1,443 originations, totaling $211,535,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 3,037 | $1,066,095,000 | $351,036 | $0 | 6.56% |
Approval Rates
Total approvals of all applications35.56%
Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination38.20%
Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,037 | $1,066,095,000 | $351,036 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,037 | $1,066,095,000 | $351,036 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |