Ruoff Mortgage Company Rates, Fees & Info
Indianapolis, INLEI: 549300GSCUJKJINRJ980
Tax ID: 35-1616238
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Mortgage Data
Review & Overview
Ruoff Mortgage Company is a small mortgage company specializing in Home Purchase loans. Ruoff Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Indianapolis, Fort Wayne, Columbus, Cincinnati, and Louisville among others. We have data for 365 markets. (Some data included below & more in-depth data is available with an active subscription.)Ruoff Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ruoff Mortgage Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.85% | 12/17/24 |
| 30 Year Conventional Refi | 6.74% | 12/17/24 |
| 30 Year Cash-out Refi | 6.83% | 12/17/24 |
| 30 Year FHA Purchase | 7.73% | 12/17/24 |
| 30 Year FHA Refi | 7.69% | 12/17/24 |
| 30 Year VA Purchase | 6.61% | 12/17/24 |
| 30 Year VA Refi | 6.27% | 12/17/24 |
| 30 Year USDA Purchase | 7.07% | 12/17/24 |
| 30 Year USDA Refi | 7.02% | 12/17/24 |
| 15 Year Conventional Purchase | 6.25% | 12/17/24 |
| 15 Year Conventional Refi | 6.17% | 12/17/24 |
| 15 Year Cash-out Refi | 6.17% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ruoff Mortgage Company Mortgage Calculator
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This is not an official calculator from Ruoff Mortgage Company. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,465Origination Dollar Volume (All Markets)
$2,914,995,000Awards
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RUOFF MORTGAGE COMPANY - 2022
RUOFF MORTGAGE COMPANY is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1,985 | $481,845,000 | $242,743 | $4,155 | 5.18% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1,342 | $273,200,000 | $203,577 | $3,814 | 5.23% |
| COLUMBUS, OH (FHA|USDA|VA) | 672 | $169,660,000 | $252,470 | $5,203 | 5.29% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 631 | $151,005,000 | $239,311 | $4,362 | 5.23% |
| LOUISVILLE, KY (FHA|USDA|VA) | 621 | $141,935,000 | $228,559 | $4,072 | 5.32% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 450 | $115,730,000 | $257,178 | $3,379 | 5.10% |
| Outside of Metro Areas | 724 | $113,470,000 | $156,727 | $3,636 | 5.10% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 526 | $95,590,000 | $181,730 | $3,878 | 5.30% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 376 | $78,250,000 | $208,112 | $3,946 | 5.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 529 | $73,805,000 | $139,518 | $3,021 | 5.30% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 332 | $58,650,000 | $176,657 | $4,820 | 5.52% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 215 | $50,155,000 | $233,279 | $3,835 | 5.23% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 254 | $49,530,000 | $195,000 | $4,105 | 5.27% |
| MUNCIE, IN (FHA|USDA|VA) | 324 | $49,460,000 | $152,654 | $2,892 | 5.36% |
| Warsaw, IN (FHA|USDA|VA) | 258 | $48,450,000 | $187,791 | $3,898 | 5.15% |
| COLUMBUS, IN (FHA|USDA|VA) | 187 | $44,895,000 | $240,080 | $4,024 | 5.13% |
| AKRON, OH (FHA|USDA|VA) | 254 | $42,350,000 | $166,732 | $4,547 | 5.47% |
| Bedford, IN (FHA|USDA|VA) | 180 | $32,640,000 | $181,333 | $3,414 | 5.33% |
| Auburn, IN (FHA|USDA|VA) | 144 | $28,650,000 | $198,958 | $3,543 | 5.20% |
| KOKOMO, IN (FHA|USDA|VA) | 182 | $28,260,000 | $155,275 | $3,221 | 5.34% |
| JACKSON, MI (FHA|USDA|VA) | 163 | $25,755,000 | $158,006 | $3,617 | 5.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 96 | $24,310,000 | $253,229 | $4,125 | 5.14% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 133 | $23,735,000 | $178,459 | $4,151 | 5.33% |
| Marion, IN (FHA|USDA|VA) | 158 | $22,240,000 | $140,759 | $2,843 | 5.18% |
| Frankfort, IN (FHA|USDA|VA) | 133 | $21,735,000 | $163,421 | $3,286 | 5.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 116 | $20,940,000 | $180,517 | $4,143 | 5.14% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 119 | $20,855,000 | $175,252 | $3,786 | 5.35% |
| Angola, IN (FHA|USDA|VA) | 101 | $20,825,000 | $206,188 | $3,704 | 5.29% |
| Plymouth, IN (FHA|USDA|VA) | 114 | $20,350,000 | $178,509 | $4,222 | 5.09% |
| TOLEDO, OH (FHA|USDA|VA) | 119 | $20,185,000 | $169,622 | $4,756 | 5.40% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 85 | $17,785,000 | $209,235 | $4,500 | 5.19% |
| Kendallville, IN (FHA|USDA|VA) | 95 | $16,515,000 | $173,842 | $3,594 | 5.24% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 78 | $16,220,000 | $207,949 | $4,133 | 4.96% |
| Huntington, IN (FHA|USDA|VA) | 108 | $15,660,000 | $145,000 | $3,219 | 5.39% |
| Bluffton, IN (FHA|USDA|VA) | 92 | $15,630,000 | $169,891 | $2,950 | 4.91% |
| Madison, IN (FHA|USDA|VA) | 78 | $14,850,000 | $190,385 | $3,677 | 5.36% |
| NILES, MI (FHA|USDA|VA) | 80 | $13,360,000 | $167,000 | $4,000 | 4.98% |
| Sturgis, MI (FHA|USDA|VA) | 65 | $12,085,000 | $185,923 | $3,642 | 5.23% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 42 | $11,930,000 | $284,048 | $4,996 | 4.54% |
| Decatur, IN (FHA|USDA|VA) | 73 | $11,905,000 | $163,082 | $3,319 | 5.28% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 60 | $11,640,000 | $194,000 | $5,114 | 5.27% |
| Zanesville, OH (FHA|USDA|VA) | 70 | $11,470,000 | $163,857 | $4,347 | 5.14% |
| Wabash, IN (FHA|USDA|VA) | 78 | $10,380,000 | $133,077 | $3,113 | 5.46% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 42 | $10,330,000 | $245,952 | $6,275 | 4.91% |
| Crawfordsville, IN (FHA|USDA|VA) | 49 | $9,155,000 | $186,837 | $3,635 | 5.51% |
| Peru, IN (FHA|USDA|VA) | 66 | $8,920,000 | $135,152 | $2,711 | 5.29% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 41 | $8,825,000 | $215,244 | $5,614 | 4.91% |
| Hillsdale, MI (FHA|USDA|VA) | 49 | $7,935,000 | $161,939 | $3,856 | 5.01% |
| Logansport, IN (FHA|USDA|VA) | 64 | $7,790,000 | $121,719 | $2,808 | 4.99% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 55 | $7,415,000 | $134,818 | $4,848 | 5.11% |
| Seymour, IN (FHA|USDA|VA) | 38 | $7,380,000 | $194,211 | $3,458 | 5.28% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 40 | $7,160,000 | $179,000 | $3,820 | 5.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $7,125,000 | $375,000 | $5,504 | 5.09% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 30 | $6,800,000 | $226,667 | $4,376 | 5.16% |
| New Castle, IN (FHA|USDA|VA) | 43 | $6,745,000 | $156,860 | $3,030 | 6.14% |
| Vincennes, IN (FHA|USDA|VA) | 46 | $6,230,000 | $135,435 | $2,779 | 5.27% |
| Madisonville, KY (FHA|USDA|VA) | 45 | $6,115,000 | $135,889 | $2,592 | 5.39% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 19 | $6,105,000 | $321,316 | $5,234 | 5.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $5,880,000 | $267,273 | $4,379 | 4.65% |
| Holland, MI (FHA|USDA|VA) | 20 | $5,510,000 | $275,500 | $4,234 | 5.86% |
| Adrian, MI (FHA|USDA|VA) | 22 | $4,960,000 | $225,455 | $3,052 | 4.85% |
| Coshocton, OH (FHA|USDA|VA) | 32 | $4,900,000 | $153,125 | $2,884 | 5.34% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 20 | $4,830,000 | $241,500 | $5,301 | 4.29% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 20 | $4,630,000 | $231,500 | $4,317 | 4.14% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 18 | $4,490,000 | $249,444 | $5,297 | 5.42% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $4,415,000 | $401,364 | $3,134 | 4.15% |
| Greensburg, IN (FHA|USDA|VA) | 25 | $4,305,000 | $172,200 | $3,676 | 5.06% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 26 | $4,290,000 | $165,000 | $3,627 | 5.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 23 | $4,225,000 | $183,696 | $3,822 | 4.38% |
| North Vernon, IN (FHA|USDA|VA) | 21 | $4,175,000 | $198,810 | $3,458 | 5.54% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 19 | $4,085,000 | $215,000 | $5,974 | 5.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 18 | $4,030,000 | $223,889 | $4,359 | 4.85% |
| Bardstown, KY (FHA|USDA|VA) | 18 | $3,940,000 | $218,889 | $4,677 | 5.36% |
| Ashtabula, OH (FHA|USDA|VA) | 24 | $3,850,000 | $160,417 | $4,243 | 5.38% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 15 | $3,845,000 | $256,333 | $4,688 | 4.63% |
| Athens, OH (FHA|USDA|VA) | 15 | $3,625,000 | $241,667 | $5,979 | 5.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $3,465,000 | $385,000 | $4,143 | 4.86% |
| KNOXVILLE, TN (FHA|USDA|VA) | 17 | $3,395,000 | $199,706 | $6,281 | 4.33% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 14 | $3,390,000 | $242,143 | $6,961 | 5.41% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 18 | $3,380,000 | $187,778 | $5,079 | 5.69% |
| Mount Vernon, OH (FHA|USDA|VA) | 17 | $3,275,000 | $192,647 | $4,478 | 5.54% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $3,095,000 | $619,000 | $8,093 | 5.90% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $3,045,000 | $160,263 | $3,888 | 5.29% |
| Scottsburg, IN (FHA|USDA|VA) | 14 | $2,850,000 | $203,571 | $4,039 | 5.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $2,780,000 | $198,571 | $3,539 | 4.28% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 17 | $2,685,000 | $157,941 | $3,583 | 4.78% |
| Marion, OH (FHA|USDA|VA) | 16 | $2,560,000 | $160,000 | $3,938 | 5.20% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 11 | $2,555,000 | $232,273 | $5,345 | 3.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $2,535,000 | $362,143 | $4,386 | 5.32% |
| MANSFIELD, OH (FHA|USDA|VA) | 15 | $2,425,000 | $161,667 | $4,168 | 5.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $2,400,000 | $171,429 | $5,445 | 5.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $6,552 | 5.21% |
| OCALA, FL (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $6,232 | 4.76% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $4,308 | 4.02% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $2,295,000 | $459,000 | $5,424 | 4.08% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $2,200,000 | $183,333 | $4,111 | 4.61% |
| MONROE, MI (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $4,609 | 4.32% |
| Coldwater, MI (FHA|USDA|VA) | 14 | $2,160,000 | $154,286 | $2,913 | 5.52% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $3,663 | 4.91% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $5,762 | 4.76% |
| Sandusky, OH (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $3,787 | 5.49% |
| Bellefontaine, OH (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $4,147 | 5.39% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $5,957 | 4.90% |
| Jackson, OH (FHA|USDA|VA) | 14 | $1,950,000 | $139,286 | $3,517 | 5.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $4,196 | 4.91% |
| Wilmington, OH (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $4,847 | 5.78% |
| Ashland, OH (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $3,881 | 5.53% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $5,120 | 4.35% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $5,589 | 4.30% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $3,910 | 5.43% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $9,673 | 4.43% |
| Wooster, OH (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $5,824 | 6.10% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $4,105 | 4.68% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $5,468 | 3.81% |
| Chillicothe, OH (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $4,786 | 5.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,839 | 4.39% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $1,445,000 | $160,556 | $3,115 | 4.03% |
| Jasper, IN (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $4,625 | 6.06% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $2,965 | 4.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,156 | 4.64% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $5,312 | 5.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $5,379 | 5.46% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,645 | 4.05% |
| Washington, IN (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,823 | 4.77% |
| Defiance, OH (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $4,798 | 5.14% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $6,969 | 4.67% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,086 | 4.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $2,918 | 4.14% |
| Richmond, IN (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $2,500 | 5.00% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $2,668 | 3.79% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $1,165,000 | $129,444 | $4,535 | 3.78% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,022 | 4.06% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $4,323 | 5.71% |
| Glasgow, KY (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,760 | 5.90% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $5,756 | 3.77% |
| Greenville, OH (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $2,951 | 4.93% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $3,756 | 4.52% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $7,625 | 4.88% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,919 | 6.29% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,714 | 5.06% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,800 | 3.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $3,248 | 5.69% |
| MUSKEGON, MI (FHA|USDA|VA) | 9 | $1,015,000 | $112,778 | $4,215 | 6.42% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $6,314 | 4.68% |
| FLINT, MI (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,879 | 4.95% |
| Washington Court House, OH (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $3,707 | 4.80% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,191 | 4.63% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,818 | 3.48% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $12,094 | 4.56% |
| Connersville, IN (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,110 | 5.17% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,995 | 5.21% |
| Cambridge, OH (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,183 | 5.63% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,126 | 3.55% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,086 | 5.25% |
| Campbellsville, KY (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,472 | 6.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,522 | 5.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,000 | 5.38% |
| LIMA, OH (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,728 | 6.09% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $259 | 5.33% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,676 | 5.03% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,825 | 5.69% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,298 | 3.81% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,151 | 4.00% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,490 | 5.13% |
| Salem, OH (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $3,508 | 5.73% |
| Marietta, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,073 | 5.44% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,493 | 4.59% |
| Danville, KY (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,271 | 6.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,499 | 4.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,712 | 4.58% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $25 | 5.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,162 | 4.28% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,684 | 5.04% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,817 | 7.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,925 | 4.13% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,143 | 5.25% |
| Newport, TN (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $25 | 5.38% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,525 | 5.81% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,055 | 3.56% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,410 | 5.00% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,921 | 4.33% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,864 | 3.63% |
| TULSA, OK (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,339 | 4.75% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,957 | 3.92% |
| BEND, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $10,754 | 5.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,369 | 4.33% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,735 | 2.63% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,657 | 5.44% |
| Central City, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,323 | 5.96% |
| Wapakoneta, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,364 | 5.03% |
| Alma, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,506 | 4.81% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,513 | 5.56% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,723 | 4.28% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,565 | 4.19% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,729 | 7.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,551 | 5.31% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,018 | 5.69% |
| Fremont, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,375 | 6.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,465 | 5.78% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,022 | 4.75% |
| Urbana, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,627 | 6.69% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,001 | 6.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,319 | 3.96% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,275 | 4.75% |
| Forest City, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,114 | 3.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 5.00% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,368 | 5.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,587 | 6.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,274 | 4.94% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $1 | 4.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,118 | 6.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,842 | 4.75% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,328 | 4.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,371 | 6.38% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,668 | 3.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,406 | 5.31% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,581 | 7.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,602 | 4.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,481 | 5.79% |
| ERIE, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,647 | 4.69% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,911 | 4.25% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,109 | 5.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 4.88% |
| Sidney, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,350 | 4.56% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,601 | 5.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,975 | 3.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,384 | 4.25% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,148 | 6.75% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,569 | 5.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,973 | 5.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,911 | 5.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,345 | 5.19% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,556 | 5.44% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,147 | 5.56% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,835 | 4.33% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,188 | 6.25% |
| Ada, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,297 | 6.13% |
| READING, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,856 | 4.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,983 | 5.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,355 | 5.50% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,032 | 4.75% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,998 | 5.44% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,048 | 3.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,275 | 4.50% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,655 | 5.38% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,145 | 4.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,358 | 5.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,146 | 4.00% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,156 | 6.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,705 | 3.88% |
| Columbus, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.25% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,086 | 3.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $746 | 5.63% |
| TYLER, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,242 | 5.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,734 | 5.13% |
| Henderson, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,917 | 5.75% |
| Celina, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,249 | 5.63% |
| Findlay, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,064 | 6.06% |
| Cullman, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,825 | 4.88% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,723 | 4.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,143 | 3.50% |
| Ludington, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,590 | 5.25% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,249 | 4.19% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,852 | 5.69% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $540 | 6.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,995 | 4.92% |
| DOVER, DE (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,213 | 3.38% |
| Branson, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,076 | 6.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,417 | 5.06% |
| MONROE, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,616 | 5.63% |
| Guymon, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,195 | 4.63% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,992 | 5.38% |
| Ozark, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,958 | 3.56% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,149 | 5.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,961 | 4.63% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,615 | 5.38% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,097 | 4.69% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,153 | 4.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,354 | 5.06% |
| ROME, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,575 | 4.00% |
| Laconia, NH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,002 | 4.50% |
| London, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,938 | 4.06% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,944 | 5.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $495 | 4.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,969 | 4.44% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,371 | 4.94% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,231 | 7.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,913 | 5.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,855 | 4.88% |
| Greenville, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,660 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,885 | 4.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,567 | 5.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,879 | 3.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,215 | 3.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,427 | 3.25% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $795 | 4.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,369 | 4.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,282 | 3.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,867 | 6.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,546 | 4.25% |
| Marion, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,144 | 3.88% |
| Paragould, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,700 | 3.63% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,619 | 4.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,526 | 4.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,175 | 3.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,370 | 3.50% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,987 | 5.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,980 | 3.13% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,259 | 2.50% |
| Columbus, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,211 | 5.13% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,271 | 4.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,852 | 5.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,280 | 3.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,121 | 4.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,779 | 3.88% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,395 | 6.63% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,925 | 3.50% |
| Moberly, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,237 | 3.13% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,175 | 5.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,679 | 3.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $3,932 | 4.94% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,909 | 4.38% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,382 | 3.38% |
| Seneca, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $650 | 6.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,209 | 5.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,047 | 3.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $540 | 4.88% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,405 | 2.63% |
| Sanford, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,629 | 4.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,430 | 4.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,527 | 3.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,782 | 6.00% |
| West Point, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,311 | 5.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,550 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,251 | 4.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,191 | 5.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,326 | 3.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,224 | 5.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,704 | 4.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,256 | 3.38% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,176 | 4.88% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,682 | 3.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,242 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,250 | 2.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,756 | 3.13% |
| Oxford, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,500 | 5.88% |
| New Castle, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,199 | 5.50% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,979 | 5.25% |
| Maryville, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,563 | 3.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,411 | 2.75% |
| Houghton, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,581 | 4.75% |
| Austin, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,412 | 3.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,008 | 3.00% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,138 | 4.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,439 | 3.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,139 | 4.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,692 | 3.25% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,774 | 4.13% |
| Cordele, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,351 | 2.75% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,515 | 3.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,219 | 5.25% |
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Product Mix
For 2022, Ruoff Mortgage Company's most frequently originated type of loan was Conventional, with 9,794 originations. Their 2nd most popular type was FHA, with 3,456 originations.
Loan Reason
For 2022, Ruoff Mortgage Company's most frequently cited loan purpose was Home Purchase, with 12,196 originations. The 2nd most popular reason was Cash Out Refi, with 1,704 originations.
Loan Duration/Length
For 2022, Ruoff Mortgage Company's most frequently cited loan duration was 30 Year, with 13,612 originations. The 2nd most popular length was 15 Year, with 611 originations.
Origination Fees/Closing Costs
Ruoff Mortgage Company's average total fees were $4,008, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,852 originations.
Interest Rates
During 2022, Ruoff Mortgage Company's average interest rate for loans was 5.28%, while their most frequently originated rate bucket for loans was 5-6%, with 5,279 originations.
Loan Sizing
2022 saw Ruoff Mortgage Company place emphasis on $100k-200k loans with 6,644 originations, totaling $989,310,000 in origination value.
Applicant Income
Ruoff Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 4,427 originations. The second most popular income band? $50k or less, with 3,736 originations.
Applicant Debt to Income Ratio
Ruoff Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 2,744 originations. The next most common DTI ratio? 20-30%, with 2,735 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.25%
Ruoff Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination59.81%
Ruoff Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,465 | $2,914,995,000 | $201,521 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,465 | $2,914,995,000 | $201,521 |