North American Savings Bank F.s.b. Mortgage Rates, Fees & Info
Grandview, MOLEI: 549300K6K2IS7FRS7S09
Tax ID: 44-0373310
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Review & Overview
North American Savings Bank F.s.b. is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Washington, New York, Los Angeles, and Seattle among others. We have data for 585 markets. (Some data included below & more in-depth data is available with an active subscription.)North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 11/23/24 |
| 30 Year Conventional Refi | 6.40% | 11/23/24 |
| 30 Year Cash-out Refi | 6.61% | 11/23/24 |
| 30 Year FHA Purchase | 7.03% | 11/23/24 |
| 30 Year FHA Refi | 7.21% | 11/23/24 |
| 30 Year VA Purchase | 5.85% | 11/23/24 |
| 30 Year VA Refi | 5.58% | 11/23/24 |
| 15 Year Conventional Purchase | 5.71% | 11/23/24 |
| 15 Year Conventional Refi | 5.74% | 11/23/24 |
| 15 Year Cash-out Refi | 5.74% | 11/23/24 |
| 15 Year FHA Purchase | 5.68% | 11/23/24 |
| 15 Year VA Purchase | 5.74% | 11/23/24 |
| 15 Year VA Refi | 5.90% | 11/23/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
North American Savings Bank F.s.b. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
16,415Origination Dollar Volume (All Markets)
$5,771,555,000Employee count
652Awards
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North American Savings Bank F.S.B. - 2021
North American Savings Bank F.S.B. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,622 | $454,700,000 | $280,333 | $2,537 | 2.98% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 702 | $304,960,000 | $434,416 | $3,397 | 2.60% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 722 | $282,750,000 | $391,620 | $3,524 | 2.66% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 546 | $238,810,000 | $437,381 | $2,633 | 2.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 580 | $227,780,000 | $392,724 | $2,539 | 2.66% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 467 | $155,185,000 | $332,302 | $2,571 | 2.77% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 329 | $145,905,000 | $443,480 | $2,817 | 2.64% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 338 | $121,980,000 | $360,888 | $2,540 | 2.74% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 357 | $120,975,000 | $338,866 | $3,160 | 2.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 312 | $114,340,000 | $366,474 | $2,848 | 2.72% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 339 | $113,775,000 | $335,619 | $3,406 | 2.74% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 328 | $112,620,000 | $343,354 | $2,795 | 2.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 287 | $110,115,000 | $383,676 | $2,673 | 2.69% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 223 | $105,595,000 | $473,520 | $2,845 | 2.71% |
| Outside of Metro Areas | 306 | $93,750,000 | $306,373 | $3,508 | 2.83% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 249 | $84,205,000 | $338,173 | $3,612 | 2.84% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 232 | $84,150,000 | $362,716 | $2,262 | 2.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 264 | $84,060,000 | $318,409 | $2,939 | 2.78% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 181 | $81,265,000 | $448,978 | $3,064 | 2.58% |
| ANCHORAGE, AK (FHA|USDA|VA) | 206 | $76,750,000 | $372,573 | $6,486 | 2.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 229 | $76,605,000 | $334,520 | $3,960 | 2.73% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 226 | $70,790,000 | $313,230 | $2,211 | 2.68% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 178 | $66,660,000 | $374,494 | $3,406 | 2.77% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 175 | $65,305,000 | $373,171 | $3,295 | 2.58% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 183 | $64,895,000 | $354,617 | $2,845 | 2.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 169 | $63,355,000 | $374,882 | $4,043 | 2.76% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 102 | $55,780,000 | $546,863 | $3,751 | 2.57% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 139 | $55,685,000 | $400,612 | $5,999 | 2.59% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 148 | $51,170,000 | $345,743 | $4,620 | 2.77% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 150 | $48,900,000 | $326,000 | $5,387 | 2.65% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 134 | $48,200,000 | $359,701 | $2,977 | 2.72% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 90 | $43,610,000 | $484,556 | $2,390 | 2.65% |
| RENO, NV (FHA|USDA|VA) | 110 | $41,150,000 | $374,091 | $2,391 | 2.67% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 115 | $39,415,000 | $342,739 | $3,425 | 2.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 98 | $37,060,000 | $378,163 | $2,214 | 2.73% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 96 | $35,670,000 | $371,563 | $3,606 | 2.76% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 101 | $34,195,000 | $338,564 | $3,997 | 2.79% |
| BOISE CITY, ID (FHA|USDA|VA) | 89 | $32,365,000 | $363,652 | $3,344 | 2.85% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 112 | $31,370,000 | $280,089 | $1,997 | 2.80% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 92 | $30,860,000 | $335,435 | $2,144 | 2.74% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 92 | $29,480,000 | $320,435 | $2,806 | 2.80% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 88 | $28,820,000 | $327,500 | $4,651 | 2.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 69 | $26,725,000 | $387,319 | $3,285 | 2.57% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 57 | $25,655,000 | $450,088 | $2,183 | 2.60% |
| TUCSON, AZ (FHA|USDA|VA) | 75 | $24,505,000 | $326,733 | $3,632 | 2.86% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 59 | $22,445,000 | $380,424 | $4,363 | 2.82% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 63 | $21,735,000 | $345,000 | $2,715 | 2.64% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 52 | $20,770,000 | $399,423 | $2,422 | 2.70% |
| PROVO-OREM, UT (FHA|USDA|VA) | 55 | $20,165,000 | $366,636 | $2,319 | 2.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 67 | $19,685,000 | $293,806 | $2,787 | 2.75% |
| FRESNO, CA (FHA|USDA|VA) | 59 | $19,405,000 | $328,898 | $1,962 | 2.68% |
| VALLEJO, CA (FHA|USDA|VA) | 45 | $18,705,000 | $415,667 | $3,166 | 2.61% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 64 | $17,840,000 | $278,750 | $3,058 | 2.78% |
| LOUISVILLE, KY (FHA|USDA|VA) | 57 | $17,675,000 | $310,088 | $2,376 | 2.74% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 43 | $17,425,000 | $405,233 | $3,093 | 2.80% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 42 | $16,810,000 | $400,238 | $2,867 | 2.70% |
| RICHMOND, VA (FHA|USDA|VA) | 53 | $16,775,000 | $316,509 | $3,048 | 2.68% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 53 | $16,595,000 | $313,113 | $4,032 | 2.76% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 36 | $16,310,000 | $453,056 | $2,086 | 2.69% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 47 | $16,055,000 | $341,596 | $2,290 | 2.67% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 49 | $15,925,000 | $325,000 | $2,914 | 2.91% |
| STOCKTON, CA (FHA|USDA|VA) | 45 | $15,285,000 | $339,667 | $2,062 | 2.72% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 40 | $15,070,000 | $376,750 | $5,406 | 2.69% |
| Hilo, HI (FHA|USDA|VA) | 37 | $14,805,000 | $400,135 | $3,348 | 2.98% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 35 | $14,485,000 | $413,857 | $3,733 | 2.73% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 44 | $14,160,000 | $321,818 | $2,026 | 2.76% |
| COLUMBUS, OH (FHA|USDA|VA) | 47 | $14,005,000 | $297,979 | $3,414 | 2.91% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 58 | $13,850,000 | $238,793 | $6,318 | 2.73% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 35 | $13,755,000 | $393,000 | $7,348 | 2.84% |
| SALEM, OR (FHA|USDA|VA) | 42 | $13,750,000 | $327,381 | $2,888 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 47 | $13,725,000 | $292,021 | $4,486 | 2.67% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 41 | $13,595,000 | $331,585 | $2,318 | 2.80% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 34 | $13,540,000 | $398,235 | $2,592 | 2.49% |
| KNOXVILLE, TN (FHA|USDA|VA) | 37 | $13,485,000 | $364,459 | $3,590 | 2.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 36 | $13,000,000 | $361,111 | $4,873 | 3.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 41 | $12,895,000 | $314,512 | $4,280 | 3.13% |
| MODESTO, CA (FHA|USDA|VA) | 39 | $12,795,000 | $328,077 | $2,727 | 2.68% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 29 | $12,645,000 | $436,034 | $2,599 | 2.79% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 37 | $12,625,000 | $341,216 | $3,912 | 2.79% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 37 | $12,325,000 | $333,108 | $3,355 | 2.79% |
| BELLINGHAM, WA (FHA|USDA|VA) | 32 | $12,070,000 | $377,188 | $3,013 | 2.68% |
| TULSA, OK (FHA|USDA|VA) | 35 | $12,045,000 | $344,143 | $4,101 | 2.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 35 | $11,725,000 | $335,000 | $5,155 | 2.93% |
| FORT COLLINS, CO (FHA|USDA|VA) | 30 | $11,660,000 | $388,667 | $1,582 | 2.60% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 37 | $11,035,000 | $298,243 | $3,017 | 2.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 40 | $10,890,000 | $272,250 | $2,865 | 2.89% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 36 | $10,820,000 | $300,556 | $2,620 | 2.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 29 | $10,715,000 | $369,483 | $3,328 | 2.79% |
| BOULDER, CO (FHA|USDA|VA) | 27 | $10,705,000 | $396,481 | $1,514 | 2.61% |
| BEND, OR (FHA|USDA|VA) | 27 | $10,295,000 | $381,296 | $2,832 | 2.66% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 32 | $10,240,000 | $320,000 | $2,766 | 2.76% |
| SALINAS, CA (FHA|USDA|VA) | 26 | $10,140,000 | $390,000 | $2,912 | 2.67% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 28 | $9,720,000 | $347,143 | $2,685 | 2.77% |
| COLUMBIA, SC (FHA|USDA|VA) | 32 | $9,450,000 | $295,313 | $3,219 | 2.83% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $9,335,000 | $345,741 | $2,380 | 2.73% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 27 | $9,205,000 | $340,926 | $3,196 | 2.66% |
| ST. GEORGE, UT (FHA|USDA|VA) | 24 | $9,180,000 | $382,500 | $2,723 | 2.59% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 30 | $8,810,000 | $293,667 | $1,526 | 3.09% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $8,540,000 | $355,833 | $2,399 | 2.71% |
| Outside of Metro Areas | 26 | $8,530,000 | $328,077 | $3,164 | 2.71% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 25 | $8,145,000 | $325,800 | $2,103 | 2.70% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 27 | $8,085,000 | $299,444 | $3,345 | 2.73% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 19 | $8,025,000 | $422,368 | $4,394 | 2.57% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 25 | $7,975,000 | $319,000 | $3,650 | 2.64% |
| MEDFORD, OR (FHA|USDA|VA) | 23 | $7,785,000 | $338,478 | $2,842 | 2.70% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 23 | $7,725,000 | $335,870 | $3,263 | 2.73% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 21 | $7,385,000 | $351,667 | $4,160 | 2.82% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 26 | $7,320,000 | $281,538 | $3,698 | 2.62% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 24 | $7,030,000 | $292,917 | $2,146 | 2.68% |
| WILMINGTON, NC (FHA|USDA|VA) | 21 | $7,025,000 | $334,524 | $2,216 | 2.80% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 22 | $6,890,000 | $313,182 | $2,247 | 3.20% |
| VISALIA, CA (FHA|USDA|VA) | 24 | $6,870,000 | $286,250 | $2,605 | 2.76% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 21 | $6,795,000 | $323,571 | $2,754 | 2.89% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 27 | $6,755,000 | $250,185 | $2,995 | 2.90% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 21 | $6,555,000 | $312,143 | $2,855 | 2.64% |
| EL PASO, TX (FHA|USDA|VA) | 27 | $6,525,000 | $241,667 | $3,893 | 3.02% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 18 | $6,460,000 | $358,889 | $3,838 | 3.22% |
| ANN ARBOR, MI (FHA|USDA|VA) | 21 | $6,315,000 | $300,714 | $2,671 | 2.68% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $6,240,000 | $312,000 | $5,749 | 2.69% |
| Kapaa, HI (FHA|USDA|VA) | 11 | $6,225,000 | $565,909 | $2,674 | 3.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $6,215,000 | $365,588 | $2,610 | 2.45% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 21 | $6,175,000 | $294,048 | $3,198 | 2.90% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 17 | $5,965,000 | $350,882 | $7,027 | 2.35% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 16 | $5,950,000 | $371,875 | $3,323 | 2.55% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $5,910,000 | $328,333 | $3,716 | 2.95% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $5,875,000 | $309,211 | $2,101 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 12 | $5,860,000 | $488,333 | $1,841 | 2.74% |
| WENATCHEE, WA (FHA|USDA|VA) | 14 | $5,760,000 | $411,429 | $2,737 | 2.76% |
| SYRACUSE, NY (FHA|USDA|VA) | 23 | $5,755,000 | $250,217 | $2,804 | 2.57% |
| Juneau, AK (FHA|USDA|VA) | 12 | $5,610,000 | $467,500 | $4,905 | 2.45% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 15 | $5,575,000 | $371,667 | $2,965 | 3.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 16 | $5,540,000 | $346,250 | $3,399 | 2.52% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 16 | $5,510,000 | $344,375 | $4,220 | 2.64% |
| ASHEVILLE, NC (FHA|USDA|VA) | 16 | $5,500,000 | $343,750 | $1,005 | 2.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 12 | $5,400,000 | $450,000 | $2,322 | 2.46% |
| Edwards, CO (FHA|USDA|VA) | 11 | $5,325,000 | $484,091 | $3,312 | 2.57% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 18 | $5,280,000 | $293,333 | $2,662 | 2.95% |
| MADISON, WI (FHA|USDA|VA) | 17 | $5,155,000 | $303,235 | $1,466 | 2.74% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $5,100,000 | $510,000 | $7,422 | 2.84% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 14 | $4,960,000 | $354,286 | $6,354 | 2.56% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 19 | $4,895,000 | $257,632 | $3,715 | 2.91% |
| SAVANNAH, GA (FHA|USDA|VA) | 19 | $4,815,000 | $253,421 | $5,743 | 2.95% |
| WICHITA, KS (FHA|USDA|VA) | 19 | $4,775,000 | $251,316 | $2,248 | 2.74% |
| MERCED, CA (FHA|USDA|VA) | 14 | $4,760,000 | $340,000 | $2,387 | 2.78% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $4,750,000 | $296,875 | $2,350 | 2.64% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 17 | $4,675,000 | $275,000 | $3,520 | 2.90% |
| BATON ROUGE, LA (FHA|USDA|VA) | 17 | $4,635,000 | $272,647 | $2,368 | 2.74% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $4,415,000 | $294,333 | $2,036 | 2.92% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 12 | $4,380,000 | $365,000 | $2,894 | 2.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $2,036 | 2.95% |
| DOVER, DE (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $5,359 | 2.39% |
| Oak Harbor, WA (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $6,051 | 2.67% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $4,240,000 | $302,857 | $3,667 | 2.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 14 | $4,150,000 | $296,429 | $4,636 | 2.62% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 14 | $4,120,000 | $294,286 | $2,663 | 2.50% |
| Kalispell, MT (FHA|USDA|VA) | 10 | $3,990,000 | $399,000 | $3,355 | 2.85% |
| LANCASTER, PA (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $3,693 | 2.87% |
| COLUMBIA, MO (FHA|USDA|VA) | 14 | $3,910,000 | $279,286 | $2,687 | 2.69% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 16 | $3,880,000 | $242,500 | $5,095 | 2.80% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 12 | $3,850,000 | $320,833 | $2,001 | 2.69% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $3,725,000 | $219,118 | $2,782 | 3.01% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $2,523 | 2.58% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $3,635,000 | $330,455 | $3,421 | 2.82% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 14 | $3,620,000 | $258,571 | $4,254 | 2.99% |
| SANTA FE, NM (FHA|USDA|VA) | 10 | $3,500,000 | $350,000 | $3,052 | 2.60% |
| ROCHESTER, NY (FHA|USDA|VA) | 17 | $3,485,000 | $205,000 | $2,564 | 2.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 21 | $3,485,000 | $165,952 | $2,516 | 3.02% |
| BRUNSWICK, GA (FHA|USDA|VA) | 9 | $3,485,000 | $387,222 | $5,836 | 2.72% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $3,445,000 | $313,182 | $3,406 | 2.83% |
| Centralia, WA (FHA|USDA|VA) | 11 | $3,435,000 | $312,273 | $5,133 | 2.98% |
| NAPA, CA (FHA|USDA|VA) | 8 | $3,410,000 | $426,250 | $4,619 | 2.66% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $1,992 | 2.73% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 13 | $3,385,000 | $260,385 | $4,074 | 2.75% |
| Morehead City, NC (FHA|USDA|VA) | 10 | $3,340,000 | $334,000 | $2,985 | 2.53% |
| LAS CRUCES, NM (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $4,659 | 2.91% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 13 | $3,245,000 | $249,615 | $2,565 | 2.52% |
| LINCOLN, NE (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $1,723 | 3.18% |
| WACO, TX (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $7,414 | 3.26% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $3,165,000 | $351,667 | $1,835 | 3.21% |
| GREEN BAY, WI (FHA|USDA|VA) | 10 | $3,160,000 | $316,000 | $3,565 | 2.60% |
| FAIRBANKS, AK (FHA|USDA|VA) | 9 | $3,155,000 | $350,556 | $6,860 | 2.51% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $3,176 | 2.61% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $5,075 | 2.81% |
| LAWRENCE, KS (FHA|USDA|VA) | 10 | $3,050,000 | $305,000 | $2,333 | 3.01% |
| CORVALLIS, OR (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $3,653 | 2.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $7,016 | 2.73% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $3,080 | 2.69% |
| Concord, NH (FHA|USDA|VA) | 9 | $2,965,000 | $329,444 | $2,878 | 2.79% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $3,444 | 2.73% |
| MISSOULA, MT (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $3,442 | 2.71% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $1,831 | 2.53% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $3,282 | 2.74% |
| Hailey, ID (FHA|USDA|VA) | 6 | $2,840,000 | $473,333 | $4,370 | 2.85% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $1,429 | 2.75% |
| Moses Lake, WA (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $7,229 | 3.42% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $2,705 | 3.42% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $4,186 | 2.92% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $2,267 | 3.08% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $2,326 | 2.80% |
| Helena, MT (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $3,619 | 2.65% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $3,792 | 3.07% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $3,109 | 2.81% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $4,088 | 3.04% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 7 | $2,625,000 | $375,000 | $2,880 | 2.54% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $3,471 | 2.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $2,605,000 | $289,444 | $2,029 | 3.15% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $6,292 | 2.45% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $4,120 | 2.77% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $2,010 | 2.50% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $2,570,000 | $428,333 | $1,376 | 3.88% |
| REDDING, CA (FHA|USDA|VA) | 8 | $2,560,000 | $320,000 | $3,211 | 2.88% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,465,000 | $493,000 | $10,281 | 2.68% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $5,741 | 3.23% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $2,347 | 2.72% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $2,405,000 | $343,571 | $3,596 | 2.48% |
| HARRISONBURG, VA (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $2,401 | 2.66% |
| MADERA, CA (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $1,696 | 2.77% |
| Alamogordo, NM (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $7,659 | 2.34% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $2,320,000 | $232,000 | $1,741 | 2.66% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $1,672 | 2.77% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $3,442 | 2.78% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $2,235,000 | $745,000 | $13,849 | 2.54% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $4,513 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $6,184 | 3.05% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $3,355 | 2.45% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $4,833 | 2.96% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $1,529 | 2.53% |
| AKRON, OH (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $1,760 | 2.71% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $3,084 | 3.06% |
| Torrington, CT (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $4,188 | 2.71% |
| Sandpoint, ID (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $3,180 | 2.67% |
| Newport, OR (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $7,874 | 2.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $3,394 | 2.43% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,152 | 2.68% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $2,447 | 2.60% |
| MANHATTAN, KS (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $1,217 | 2.52% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $2,130 | 2.52% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $2,072 | 2.73% |
| Astoria, OR (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $1,848 | 2.75% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $4,222 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $2,592 | 3.04% |
| APPLETON, WI (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $2,402 | 2.57% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $5,757 | 2.93% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $4,401 | 3.10% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $1,484 | 2.70% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $3,137 | 2.46% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $3,008 | 2.69% |
| Bozeman, MT (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $3,622 | 2.78% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,223 | 3.09% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $1,416 | 2.63% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $6,635 | 2.55% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $2,206 | 2.93% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $5,936 | 3.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $2,993 | 2.92% |
| Fernley, NV (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $1,605 | 2.90% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $2,348 | 2.69% |
| EL CENTRO, CA (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $1,738 | 3.05% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $2,220 | 2.58% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $3,647 | 2.44% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $6,132 | 2.70% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $6,327 | 2.42% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,119 | 3.19% |
| Warrensburg, MO (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $2,247 | 3.14% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $2,051 | 2.43% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $2,242 | 2.83% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $2,972 | 3.20% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $2,363 | 3.19% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $4,772 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $2,296 | 2.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $2,782 | 2.83% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $1,604 | 2.78% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $1,853 | 3.10% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $3,840 | 2.97% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $4,379 | 2.46% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $3,833 | 2.42% |
| Rolla, MO (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $7,234 | 2.75% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $1,932 | 2.53% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $10,202 | 3.46% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,109 | 2.40% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,435 | 2.66% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $582 | 2.75% |
| Elko, NV (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $18,711 | 2.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,556 | 2.58% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $4,728 | 2.50% |
| Granbury, TX (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,264 | 2.75% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $2,677 | 2.54% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $2,423 | 2.46% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,865 | 2.59% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $1,931 | 2.66% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $2,562 | 2.58% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,659 | 2.83% |
| PEORIA, IL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,220 | 2.93% |
| Brevard, NC (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,609 | 2.66% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,200 | 3.25% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,455 | 2.96% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,991 | 2.47% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,545 | 2.53% |
| Marion, NC (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $1,905 | 2.44% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,387 | 2.29% |
| Dublin, GA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $1,483 | 3.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $2,575 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $1,857 | 3.18% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,070 | 2.33% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,717 | 2.42% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,288 | 2.79% |
| Sonora, CA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $1,516 | 2.69% |
| READING, PA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $2,020 | 2.56% |
| Altus, OK (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,336 | 2.66% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $2,831 | 2.75% |
| Ketchikan, AK (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,476 | 3.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,593 | 2.63% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $2,276 | 2.42% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,359 | 4.59% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $3,370 | 2.50% |
| Fallon, NV (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,170 | 2.50% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,226 | 2.50% |
| Martin, TN (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,506 | 2.19% |
| MONROE, MI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $1,813 | 2.69% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $4,486 | 2.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,479 | 3.33% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,488 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,692 | 2.92% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $1,868 | 2.75% |
| Hood River, OR (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $2,967 | 2.81% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $1,511 | 2.63% |
| Albertville, AL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,904 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $4,597 | 2.38% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $8,536 | 2.56% |
| Seneca, SC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,161 | 2.63% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,901 | 2.46% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,922 | 2.67% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $1,547 | 3.23% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,082 | 2.63% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,866 | 2.42% |
| Montrose, CO (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $1,551 | 2.63% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $1,321 | 2.56% |
| Rockport, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,331 | 2.94% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,263 | 3.15% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $1,218 | 2.25% |
| Columbus, MS (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,395 | 3.06% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $1,893 | 2.44% |
| Sanford, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,306 | 2.81% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,799 | 2.71% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,534 | 2.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,941 | 2.56% |
| Oxford, MS (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,356 | 2.92% |
| Urbana, OH (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $761 | 2.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $2,414 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,196 | 2.84% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,175 | 2.56% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,043 | 3.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $7,481 | 4.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,137 | 3.06% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,379 | 2.44% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,467 | 2.42% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,386 | 2.71% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,812 | 2.50% |
| TYLER, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,211 | 2.44% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $1,697 | 2.69% |
| Laramie, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,876 | 2.44% |
| Moscow, ID (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,600 | 2.56% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,072 | 2.31% |
| Athens, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $1,929 | 3.06% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,543 | 2.56% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,745 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 2.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,036 | 2.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $916 | 2.92% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $1,073 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,180 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,887 | 2.81% |
| Holland, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,635 | 3.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $995 | 2.19% |
| Payson, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $1,561 | 3.08% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,653 | 3.22% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,077 | 2.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,603 | 2.81% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,748 | 2.44% |
| MONROE, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,663 | 2.88% |
| Boone, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,280 | 2.71% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,105 | 3.04% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,962 | 3.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $1,502 | 2.25% |
| Branson, MO (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $1,919 | 2.83% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,993 | 3.31% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,970 | 2.69% |
| Minot, ND (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,910 | 2.81% |
| Prineville, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,422 | 3.19% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,241 | 2.25% |
| Keene, NH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,361 | 2.38% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,902 | 2.44% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,797 | 3.00% |
| Yankton, SD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,967 | 2.94% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,193 | 2.25% |
| Crossville, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,611 | 3.94% |
| DuBois, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,769 | 2.69% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $917 | 2.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,542 | 2.81% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,698 | 2.69% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,916 | 2.88% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,222 | 2.69% |
| Cullman, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,798 | 4.75% |
| Laconia, NH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,758 | 2.94% |
| New Castle, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,177 | 2.81% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,487 | 2.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,385 | 4.25% |
| Pierre, SD (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,353 | 2.56% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,684 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,547 | 2.81% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,940 | 2.44% |
| Easton, MD (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,020 | 2.88% |
| Clovis, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,327 | 2.81% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 2.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,452 | 2.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,364 | 2.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,972 | 2.75% |
| Barre, VT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,873 | 2.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,995 | 2.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,153 | 2.25% |
| Pullman, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,071 | 2.50% |
| Susanville, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,400 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,439 | 2.94% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,655 | 2.75% |
| Portales, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,727 | 2.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,294 | 3.19% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,073 | 2.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,289 | 2.25% |
| Troy, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $868 | 3.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $462 | 2.25% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,599 | 3.25% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,296 | 3.75% |
| AMES, IA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $1,493 | 2.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,222 | 2.50% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $963 | 2.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $154 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $479 | 2.38% |
| Duncan, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,708 | 2.88% |
| Bennington, VT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $890 | 2.25% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,997 | 2.63% |
| Salina, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,652 | 2.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,584 | 2.44% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $411 | 2.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,824 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,838 | 2.25% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,892 | 3.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,740 | 3.44% |
| Russellville, AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $664 | 2.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,563 | 2.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,938 | 2.25% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,078 | 2.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,770 | 2.25% |
| Hastings, NE (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,823 | 2.25% |
| Marshall, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,826 | 2.75% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,999 | 2.75% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,134 | 2.25% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $766 | 3.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,278 | 3.44% |
| Brookings, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,533 | 2.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,742 | 2.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,071 | 3.13% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,002 | 2.50% |
| Salem, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,970 | 2.25% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,463 | 2.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,883 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,736 | 2.88% |
| North Platte, NE (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,084 | 2.75% |
| Hudson, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,000 | 2.25% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,553 | 2.88% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,742 | 3.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,272 | 2.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,354 | 3.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,234 | 3.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,163 | 2.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,308 | 2.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,829 | 3.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,054 | 2.25% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,604 | 2.13% |
| Athens, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,402 | 2.50% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,349 | 3.63% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,338 | 2.25% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,641 | 2.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,689 | 2.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $88 | 3.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,436 | 2.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,403 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,822 | 3.00% |
| Gillette, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,594 | 2.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,101 | 2.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,454 | 3.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $565 | 2.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,908 | 3.13% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $997 | 3.31% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,531 | 3.38% |
| Auburn, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,470 | 2.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,709 | 3.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,248 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,185 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,230 | 4.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.38% |
| La Grande, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,653 | 3.38% |
| Somerset, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,704 | 2.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,140 | 2.75% |
| Jesup, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,273 | 2.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,548 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $639 | 2.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,608 | 2.50% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,604 | 2.88% |
| Atchison, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,250 | 2.75% |
| Brookings, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,593 | 2.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,439 | 2.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,326 | 3.25% |
| New Castle, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,069 | 4.50% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,062 | 3.25% |
| Searcy, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,689 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,179 | 3.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,394 | 3.50% |
| Dayton, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,151 | 2.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,224 | 3.13% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,467 | 2.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $592 | 2.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,764 | 3.13% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,037 | 2.75% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,345 | 2.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,606 | 2.88% |
| Sidney, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,222 | 4.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,360 | 2.88% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,169 | 2.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,554 | 2.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,308 | 5.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,325 | 2.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,169 | 2.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,672 | 3.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,076 | 2.38% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,778 | 2.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,891 | 2.13% |
| Grenada, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,504 | 2.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,099 | 3.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $327 | 3.00% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,104 | 2.88% |
| Hays, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,175 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,663 | 3.38% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $515 | 2.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,610 | 2.25% |
| Carroll, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $395 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,124 | 2.25% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,371 | 3.00% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,900 | 3.25% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,478 | 3.13% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,063 | 2.88% |
| Marietta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,212 | 2.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,139 | 6.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,267 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,437 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,286 | 3.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,993 | 3.25% |
| Olean, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,897 | 3.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,856 | 3.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,285 | 2.38% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,884 | 2.50% |
| Corning, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $420 | 3.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,157 | 2.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,488 | 2.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,470 | 3.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,222 | 3.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,217 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,958 | 2.63% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,287 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,266 | 3.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,064 | 2.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,364 | 2.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,179 | 3.25% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,027 | 2.75% |
| Emporia, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,719 | 3.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,843 | 3.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $94 | 3.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,645 | 3.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.88% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,004 | 3.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.75% |
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Product Mix
For 2021, North American Savings Bank F.s.b.'s most frequently originated type of loan was Conventional, with 12,568 originations. Their 2nd most popular type was VA, with 3,636 originations.
Loan Reason
For 2021, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Refi, with 7,266 originations. The 2nd most popular reason was Home Purchase, with 4,425 originations.
Loan Duration/Length
For 2021, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 13,082 originations. The 2nd most popular length was 15 Year, with 1,999 originations.
Origination Fees/Closing Costs
North American Savings Bank F.s.b.'s average total fees were $3,453, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 13,147 originations.
Interest Rates
During 2021, North American Savings Bank F.s.b.'s average interest rate for loans was 2.82%, while their most frequently originated rate bucket for loans was 2.5-3%, with 7,157 originations.
Loan Sizing
2021 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 9,370 originations, totaling $2,837,040,000 in origination value.
Applicant Income
North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 4,623 originations. The second most popular income band? $150k-250k, with 3,807 originations.
Applicant Debt to Income Ratio
North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 20-30%, with 3,911 originations. The next most common DTI ratio? 30-36%, with 2,619 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.51%
North American Savings Bank F.s.b. has a below average approval rate.
Pick Rate
Approvals leading to origination72.05%
North American Savings Bank F.s.b. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 16,415 | $5,771,555,000 | $351,602 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 16,415 | $5,771,555,000 | $351,602 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| North American Savings Bank, F.S.B. | 1001 N Jesse James Road Excelsior Springs, MO 64024 | Full Service B&M | $95,003 |
| North American Savings Bank, F.S.B. | 11400 E 23rd Street Independence, MO 64052 | Full Service B&M | $88,319 |
| North American Savings Bank, F.S.B. | 125th And South 71 Highway Grandview, MO 64030 | Full Service B&M | $551,214 |
| North American Savings Bank, F.S.B. | 2002 East Mechanic Street Harrisonville, MO 64701 | Full Service B&M | $90,872 |
| North American Savings Bank, F.S.B. | 205 South 13th Street Lexington, MO 64067 | Full Service B&M | $100,814 |
| North American Savings Bank, F.S.B. | 228 S 2nd St Odessa, MO 64076 | Full Service B&M | $18,859 |
| North American Savings Bank, F.S.B. | 2707 Prairie View Road Platte City, MO 64079 | Full Service B&M | $34,366 |
| North American Savings Bank, F.S.B. | 646 North 291 Highway Lee's Summit, MO 64063 | Full Service B&M | $128,678 |
| North American Savings Bank, F.S.B. | 7012 Nw Barry Road Kansas City, MO 64153 | Full Service B&M | $47,850 |
| North American Savings Bank, F.S.B. | 8501 North Oak Trafficway Gladstone, MO 64119 | Full Service B&M | $146,188 |
| North American Savings Bank, F.S.B. | 920 Belt Highway St. Joseph, MO 64501 | Full Service B&M | $144,636 |
For 2021, North American Savings Bank F.s.b. had 11 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $108,948 |
| Net interest income | $95,971 |
| Total noninterest income | $131,383 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $1,189 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $130,194 |
| Pre-tax net operating income | $71,795 |
| Securities gains (or losses, -) | $290 |
| Income before extraordinary items | $56,747 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $56,747 |
| Minority interest net income | $0 |
| Net income | $56,747 |
| Sale, conversion, retirement of capital stock, net | $650 |
| Net operating income | $56,517 |
North American Savings Bank F.s.b.'s gross interest income from loans was $108,948,000.
North American Savings Bank F.s.b.'s net interest income from loans was $95,971,000.
North American Savings Bank F.s.b.'s fee based income from loans was $1,189,000.
North American Savings Bank F.s.b.'s net income from loans was $56,747,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $12,977 |
| Provision for credit losses | $0 |
| Total noninterest expense | $155,559 |
| Salaries and employee benefits | $106,733 |
| Premises and equipment expense | $7,961 |
| Additional noninterest expense | $40,865 |
| Applicable income taxes | $15,338 |
| Net charge-offs | $4,573 |
| Cash dividends | $31,417 |
North American Savings Bank F.s.b.'s interest expense for loans was $12,977,000.
North American Savings Bank F.s.b.'s payroll and benefits expense were $106,733,000.
North American Savings Bank F.s.b.'s property, plant and equipment expenses $7,961,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $1,365,672 |
| Deposits held in domestic offices | $1,365,672 |
| Deposits by Individuals, partnerships, and corporations | $1,159,355 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $30,060 |
| Deposits by Commercial banks and other depository institutions in U.S. | $176,257 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $264,975 |
| Demand deposits | $259,101 |
| Nontransaction accounts | $1,100,697 |
| Money market deposit accounts (MMDAs) | $313,792 |
| Other savings deposits (excluding MMDAs) | $183,658 |
| Total time deposits | $603,247 |
| Total time and savings deposits | $1,106,571 |
| Noninterest-bearing deposits | $149,965 |
| Interest-bearing deposits | $1,215,707 |
| Retail deposits | $1,270,281 |
| IRAs and Keogh plan accounts | $58,614 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $2,177,145 |
| Cash & Balances due from depository institutions | $194,250 |
| Interest-bearing balances | $189,554 |
| Total securities | $130,590 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $1,756,245 |
| Loan and leases loss allowance | $26,562 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $15,546 |
| Other real estate owned | $14,067 |
| Goodwill and other intangibles | $21,681 |
| All other assets | $44,766 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $2,177,145 |
| Total Liabilities | $1,775,453 |
| Total deposits | $1,365,672 |
| Interest-bearing deposits | $1,215,707 |
| Deposits held in domestic offices | $1,365,672 |
| % insured (estimated) | $88 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $375,422 |
| Subordinated debt | $0 |
| All other liabilities | $34,359 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,756,245 |
| Loan and leases loss allowance | $26,562 |
| Total loans and leases (domestic) | $1,782,807 |
| All real estate loans | $1,802,958 |
| Real estate loans in domestic offices | $1,802,958 |
| Construction and development loans | $204,255 |
| Residential 1-4 family construction | $149,038 |
| Other construction, all land development and other land | $55,217 |
| Loans secured by nonfarm nonresidential properties | $128,717 |
| Nonfarm nonresidential secured by owner-occupied properties | $895 |
| Commercial real estate & other non-farm, non-residential | $127,822 |
| Multifamily residential real estate | $20,598 |
| 1-4 family residential loans | $1,448,552 |
| Farmland loans | $836 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $14,024 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $374 |
| Credit card loans | $0 |
| Related Plans | $40 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $334 |
| All other loans & leases | $0 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $7,116 |
| Non 1-4 family restructured loans & leases | $6,385 |
| Total loans and leases (foreign) | $0 |
North American Savings Bank F.S.B. had $1,756,245,000 of loans outstanding in 2021. $1,802,958,000 of loans were in real estate loans. $204,255,000 of loans were in development loans. $20,598,000 of loans were in multifamily mortgage loans. $1,448,552,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 60 | $16,318 | $271,967 |
| Nonfarm, nonresidential loans - <$100k | 8 | $162 | $20,250 |
| Nonfarm, nonresidential loans - $100-250k | 17 | $2,200 | $129,412 |
| Nonfarm, nonresidential loans - $250k-1MM | 35 | $13,956 | $398,743 |
| Commercial & Industrial, US addressed loans - <$1MM | 2 | $75 | $37,500 |
| Commercial & Industrial, US addressed loans - $100-250k | 1 | $0 | $0 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1 | $75 | $75,000 |
| Farmland loans - <$1MM | 13 | $836 | $64,308 |
| Farmland loans - <$100k | 6 | $108 | $18,000 |
| Farmland loans - $100-250k | 5 | $471 | $94,200 |
| Farmland loans - $250k-1MM | 2 | $257 | $128,500 |