North American Savings Bank F.s.b. Mortgage Rates, Fees & Info
Grandview, MOLEI: 549300K6K2IS7FRS7S09
Tax ID: 44-0373310
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Bank Data
Review & Overview
North American Savings Bank F.s.b. is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Washington, New York, Los Angeles, and Phoenix among others. We have data for 596 markets. (Some data included below & more in-depth data is available with an active subscription.)North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 11/17/24 |
| 30 Year Conventional Refi | 6.40% | 11/17/24 |
| 30 Year Cash-out Refi | 6.61% | 11/17/24 |
| 30 Year FHA Purchase | 7.03% | 11/17/24 |
| 30 Year FHA Refi | 7.21% | 11/17/24 |
| 30 Year VA Purchase | 5.85% | 11/17/24 |
| 30 Year VA Refi | 5.58% | 11/17/24 |
| 15 Year Conventional Purchase | 5.71% | 11/17/24 |
| 15 Year Conventional Refi | 5.74% | 11/17/24 |
| 15 Year Cash-out Refi | 5.74% | 11/17/24 |
| 15 Year FHA Purchase | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 5.74% | 11/17/24 |
| 15 Year VA Refi | 5.90% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
North American Savings Bank F.s.b. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,507Origination Dollar Volume (All Markets)
$5,505,135,000Employee count
650Awards
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North American Savings Bank F.S.B. - 2020
North American Savings Bank F.S.B. is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,857 | $507,525,000 | $273,304 | $2,532 | 3.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 776 | $361,010,000 | $465,219 | $3,821 | 2.86% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 478 | $198,550,000 | $415,377 | $4,773 | 2.94% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 380 | $180,500,000 | $475,000 | $3,738 | 2.90% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 441 | $149,365,000 | $338,696 | $3,193 | 2.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 352 | $146,760,000 | $416,932 | $3,649 | 2.83% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 388 | $130,820,000 | $337,165 | $3,290 | 3.01% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 284 | $113,610,000 | $400,035 | $3,120 | 2.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 328 | $110,780,000 | $337,744 | $3,909 | 3.04% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 224 | $110,140,000 | $491,696 | $3,830 | 2.89% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 313 | $106,145,000 | $339,121 | $3,229 | 2.98% |
| Outside of Metro Areas | 343 | $102,215,000 | $298,003 | $3,524 | 3.01% |
| ANCHORAGE, AK (FHA|USDA|VA) | 261 | $97,925,000 | $375,192 | $6,036 | 2.72% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 235 | $87,985,000 | $374,404 | $3,197 | 2.89% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 161 | $87,125,000 | $541,149 | $3,784 | 2.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 207 | $85,275,000 | $411,957 | $4,440 | 2.88% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 221 | $81,675,000 | $369,570 | $3,365 | 2.85% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 191 | $80,375,000 | $420,812 | $4,490 | 2.98% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 210 | $77,220,000 | $367,714 | $3,336 | 3.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 218 | $75,370,000 | $345,734 | $4,342 | 3.02% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 116 | $69,410,000 | $598,362 | $4,755 | 2.76% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 171 | $67,455,000 | $394,474 | $2,871 | 2.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 193 | $64,375,000 | $333,549 | $3,585 | 2.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 179 | $62,035,000 | $346,564 | $4,314 | 2.96% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 182 | $61,210,000 | $336,319 | $3,302 | 2.94% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 168 | $60,590,000 | $360,655 | $4,086 | 3.01% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 160 | $59,200,000 | $370,000 | $5,092 | 2.79% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 160 | $55,690,000 | $348,063 | $4,206 | 3.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 163 | $53,635,000 | $329,049 | $4,530 | 2.96% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 155 | $53,015,000 | $342,032 | $2,909 | 2.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 121 | $49,585,000 | $409,793 | $4,821 | 3.07% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 138 | $45,190,000 | $327,464 | $3,813 | 2.93% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 118 | $42,750,000 | $362,288 | $3,951 | 3.02% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 124 | $41,440,000 | $334,194 | $3,110 | 3.06% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 106 | $38,370,000 | $361,981 | $2,661 | 2.92% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 116 | $38,370,000 | $330,776 | $3,973 | 2.92% |
| RENO, NV (FHA|USDA|VA) | 105 | $38,105,000 | $362,905 | $3,547 | 2.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 104 | $31,200,000 | $300,000 | $2,007 | 2.93% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 85 | $31,105,000 | $365,941 | $3,837 | 2.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 63 | $28,825,000 | $457,540 | $3,675 | 2.82% |
| BOISE CITY, ID (FHA|USDA|VA) | 85 | $28,395,000 | $334,059 | $3,758 | 3.02% |
| RICHMOND, VA (FHA|USDA|VA) | 80 | $26,880,000 | $336,000 | $2,841 | 2.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 84 | $26,240,000 | $312,381 | $2,206 | 2.95% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 64 | $25,000,000 | $390,625 | $4,112 | 3.02% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 64 | $23,690,000 | $370,156 | $2,955 | 2.99% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 78 | $23,340,000 | $299,231 | $3,243 | 3.09% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 60 | $23,290,000 | $388,167 | $5,468 | 3.09% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 51 | $23,035,000 | $451,667 | $4,487 | 2.89% |
| PROVO-OREM, UT (FHA|USDA|VA) | 62 | $22,620,000 | $364,839 | $2,754 | 2.93% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 60 | $20,450,000 | $340,833 | $4,046 | 3.19% |
| TUCSON, AZ (FHA|USDA|VA) | 61 | $20,315,000 | $333,033 | $4,574 | 2.98% |
| VALLEJO, CA (FHA|USDA|VA) | 45 | $20,095,000 | $446,556 | $3,254 | 2.85% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 61 | $18,215,000 | $298,607 | $3,658 | 2.98% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 45 | $16,535,000 | $367,444 | $3,511 | 2.97% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 44 | $16,440,000 | $373,636 | $4,363 | 3.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 51 | $16,265,000 | $318,922 | $3,356 | 2.91% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 37 | $16,215,000 | $438,243 | $3,441 | 2.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 47 | $15,585,000 | $331,596 | $4,034 | 3.07% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 34 | $14,790,000 | $435,000 | $2,423 | 2.77% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 44 | $14,340,000 | $325,909 | $4,151 | 2.99% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 37 | $13,915,000 | $376,081 | $2,984 | 2.97% |
| COLUMBUS, OH (FHA|USDA|VA) | 44 | $13,900,000 | $315,909 | $3,555 | 3.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 43 | $13,555,000 | $315,233 | $3,548 | 3.02% |
| KNOXVILLE, TN (FHA|USDA|VA) | 36 | $13,520,000 | $375,556 | $3,456 | 2.91% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 43 | $12,805,000 | $297,791 | $2,553 | 3.23% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 34 | $12,230,000 | $359,706 | $3,486 | 2.85% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 37 | $11,995,000 | $324,189 | $3,955 | 3.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 41 | $11,945,000 | $291,341 | $3,605 | 3.03% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 35 | $11,775,000 | $336,429 | $3,082 | 2.97% |
| FORT COLLINS, CO (FHA|USDA|VA) | 33 | $11,675,000 | $353,788 | $3,867 | 3.06% |
| TULSA, OK (FHA|USDA|VA) | 31 | $11,535,000 | $372,097 | $4,976 | 2.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 34 | $11,480,000 | $337,647 | $3,033 | 2.81% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 29 | $11,285,000 | $389,138 | $4,691 | 2.74% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 24 | $11,220,000 | $467,500 | $3,338 | 2.89% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 35 | $10,995,000 | $314,143 | $3,998 | 2.94% |
| Hilo, HI (FHA|USDA|VA) | 23 | $10,975,000 | $477,174 | $4,133 | 2.89% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 28 | $10,920,000 | $390,000 | $6,062 | 3.03% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 36 | $10,920,000 | $303,333 | $2,280 | 2.89% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 29 | $10,835,000 | $373,621 | $3,852 | 2.84% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 45 | $10,655,000 | $236,778 | $4,592 | 2.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 30 | $10,630,000 | $354,333 | $2,482 | 2.83% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 22 | $10,610,000 | $482,273 | $3,536 | 3.02% |
| BOULDER, CO (FHA|USDA|VA) | 23 | $10,355,000 | $450,217 | $3,265 | 2.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 28 | $10,330,000 | $368,929 | $5,658 | 2.98% |
| STOCKTON, CA (FHA|USDA|VA) | 28 | $10,260,000 | $366,429 | $2,468 | 2.92% |
| COLUMBIA, SC (FHA|USDA|VA) | 35 | $10,215,000 | $291,857 | $2,523 | 3.01% |
| FRESNO, CA (FHA|USDA|VA) | 29 | $10,075,000 | $347,414 | $3,394 | 3.03% |
| GREELEY, CO (FHA|USDA|VA) | 28 | $10,060,000 | $359,286 | $2,987 | 2.86% |
| PITTSBURGH, PA (FHA|USDA|VA) | 33 | $9,895,000 | $299,848 | $5,291 | 3.03% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 27 | $9,585,000 | $355,000 | $3,007 | 2.98% |
| SALINAS, CA (FHA|USDA|VA) | 20 | $9,340,000 | $467,000 | $2,956 | 2.84% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 23 | $9,265,000 | $402,826 | $2,935 | 2.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 28 | $9,180,000 | $327,857 | $3,817 | 3.12% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 30 | $9,110,000 | $303,667 | $2,958 | 3.18% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 30 | $9,070,000 | $302,333 | $3,891 | 3.06% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 27 | $9,055,000 | $335,370 | $3,883 | 3.20% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 23 | $8,825,000 | $383,696 | $3,828 | 2.86% |
| THE VILLAGES, FL (FHA|USDA|VA) | 21 | $8,745,000 | $416,429 | $2,618 | 2.85% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 29 | $8,655,000 | $298,448 | $2,197 | 2.97% |
| Heber, UT (FHA|USDA|VA) | 17 | $8,625,000 | $507,353 | $4,288 | 3.24% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 28 | $8,530,000 | $304,643 | $3,848 | 2.83% |
| Outside of Metro Areas | 23 | $8,445,000 | $367,174 | $3,679 | 2.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 26 | $8,440,000 | $324,615 | $3,555 | 2.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 28 | $8,420,000 | $300,714 | $2,985 | 3.06% |
| BEND, OR (FHA|USDA|VA) | 22 | $8,240,000 | $374,545 | $3,858 | 3.06% |
| ST. GEORGE, UT (FHA|USDA|VA) | 24 | $8,220,000 | $342,500 | $4,254 | 2.94% |
| SALEM, OR (FHA|USDA|VA) | 23 | $7,975,000 | $346,739 | $3,839 | 3.08% |
| MEDFORD, OR (FHA|USDA|VA) | 24 | $7,890,000 | $328,750 | $3,875 | 2.99% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 23 | $7,655,000 | $332,826 | $2,624 | 3.00% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $7,505,000 | $326,304 | $2,882 | 3.36% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $7,500,000 | $288,462 | $4,970 | 3.32% |
| ASHEVILLE, NC (FHA|USDA|VA) | 20 | $7,400,000 | $370,000 | $3,048 | 2.85% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 22 | $7,290,000 | $331,364 | $3,949 | 3.03% |
| EL PASO, TX (FHA|USDA|VA) | 25 | $7,185,000 | $287,400 | $6,610 | 3.04% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 18 | $7,100,000 | $394,444 | $3,108 | 3.01% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 20 | $7,000,000 | $350,000 | $2,087 | 2.92% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $6,955,000 | $366,053 | $3,742 | 2.80% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 20 | $6,800,000 | $340,000 | $3,079 | 3.14% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 21 | $6,705,000 | $319,286 | $2,937 | 3.02% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 20 | $6,630,000 | $331,500 | $3,079 | 2.70% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 24 | $6,600,000 | $275,000 | $3,682 | 2.91% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 14 | $6,560,000 | $468,571 | $4,008 | 2.78% |
| WENATCHEE, WA (FHA|USDA|VA) | 16 | $6,420,000 | $401,250 | $5,102 | 2.98% |
| SAVANNAH, GA (FHA|USDA|VA) | 21 | $6,375,000 | $303,571 | $3,091 | 3.09% |
| BELLINGHAM, WA (FHA|USDA|VA) | 15 | $6,125,000 | $408,333 | $3,653 | 2.76% |
| WILMINGTON, NC (FHA|USDA|VA) | 19 | $6,075,000 | $319,737 | $3,532 | 3.24% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 21 | $6,025,000 | $286,905 | $3,358 | 3.03% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 22 | $5,980,000 | $271,818 | $3,259 | 3.05% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 17 | $5,725,000 | $336,765 | $1,853 | 3.05% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 31 | $5,665,000 | $182,742 | $3,052 | 3.07% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 20 | $5,640,000 | $282,000 | $4,190 | 3.15% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 15 | $5,605,000 | $373,667 | $5,924 | 2.68% |
| Oak Harbor, WA (FHA|USDA|VA) | 13 | $5,575,000 | $428,846 | $5,161 | 2.86% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 19 | $5,565,000 | $292,895 | $3,897 | 2.81% |
| Kapaa, HI (FHA|USDA|VA) | 10 | $5,560,000 | $556,000 | $5,186 | 3.65% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 20 | $5,550,000 | $277,500 | $4,331 | 2.94% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 17 | $5,395,000 | $317,353 | $2,888 | 2.99% |
| CHICO, CA (FHA|USDA|VA) | 12 | $5,220,000 | $435,000 | $2,507 | 2.71% |
| BATON ROUGE, LA (FHA|USDA|VA) | 15 | $5,215,000 | $347,667 | $3,406 | 2.91% |
| MADISON, WI (FHA|USDA|VA) | 14 | $5,210,000 | $372,143 | $3,322 | 2.93% |
| Bozeman, MT (FHA|USDA|VA) | 13 | $5,185,000 | $398,846 | $4,439 | 2.95% |
| CHEYENNE, WY (FHA|USDA|VA) | 15 | $5,155,000 | $343,667 | $5,706 | 2.73% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 19 | $5,115,000 | $269,211 | $4,872 | 3.39% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 14 | $5,110,000 | $365,000 | $2,829 | 2.85% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 16 | $5,000,000 | $312,500 | $2,323 | 2.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 17 | $4,925,000 | $289,706 | $3,815 | 3.09% |
| WICHITA, KS (FHA|USDA|VA) | 18 | $4,890,000 | $271,667 | $2,868 | 2.90% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 16 | $4,860,000 | $303,750 | $5,917 | 2.93% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 17 | $4,735,000 | $278,529 | $4,148 | 3.06% |
| Key West, FL (FHA|USDA|VA) | 10 | $4,610,000 | $461,000 | $5,885 | 3.35% |
| COLUMBIA, MO (FHA|USDA|VA) | 13 | $4,545,000 | $349,615 | $2,909 | 3.18% |
| ANN ARBOR, MI (FHA|USDA|VA) | 15 | $4,475,000 | $298,333 | $2,351 | 2.87% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 15 | $4,415,000 | $294,333 | $4,269 | 2.97% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $4,365,000 | $335,769 | $5,279 | 2.97% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $4,100,000 | $256,250 | $2,959 | 3.59% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $4,095,000 | $273,000 | $3,536 | 2.87% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 12 | $4,060,000 | $338,333 | $2,854 | 2.85% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 13 | $4,005,000 | $308,077 | $4,837 | 3.28% |
| GAINESVILLE, GA (FHA|USDA|VA) | 11 | $3,925,000 | $356,818 | $2,982 | 3.08% |
| St. Marys, GA (FHA|USDA|VA) | 11 | $3,845,000 | $349,545 | $8,960 | 2.86% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $4,066 | 2.93% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 13 | $3,635,000 | $279,615 | $3,764 | 2.88% |
| Helena, MT (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $4,074 | 2.86% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 12 | $3,510,000 | $292,500 | $5,521 | 2.80% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 11 | $3,485,000 | $316,818 | $1,578 | 2.80% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $3,430,000 | $343,000 | $3,246 | 2.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 13 | $3,415,000 | $262,692 | $3,593 | 3.41% |
| VISALIA, CA (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $2,098 | 3.51% |
| MONTGOMERY, AL (FHA|USDA|VA) | 12 | $3,380,000 | $281,667 | $2,445 | 2.93% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 12 | $3,360,000 | $280,000 | $2,616 | 2.63% |
| FAIRBANKS, AK (FHA|USDA|VA) | 10 | $3,350,000 | $335,000 | $5,212 | 3.01% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $3,310,000 | $551,667 | $2,967 | 3.08% |
| Morehead City, NC (FHA|USDA|VA) | 9 | $3,285,000 | $365,000 | $4,318 | 2.65% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 11 | $3,265,000 | $296,818 | $2,014 | 2.98% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $3,235,000 | $294,091 | $3,633 | 3.42% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $2,137 | 2.98% |
| MISSOULA, MT (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $2,981 | 2.92% |
| Warrensburg, MO (FHA|USDA|VA) | 13 | $3,095,000 | $238,077 | $3,317 | 2.97% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 12 | $3,070,000 | $255,833 | $3,238 | 3.28% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,995,000 | $599,000 | $4,713 | 2.98% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $1,669 | 2.93% |
| CARSON CITY, NV (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $2,521 | 2.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $3,044 | 2.94% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $2,875,000 | $410,714 | $2,780 | 2.64% |
| BRUNSWICK, GA (FHA|USDA|VA) | 8 | $2,860,000 | $357,500 | $1,766 | 2.94% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 6 | $2,830,000 | $471,667 | $1,383 | 3.02% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $2,815,000 | $255,909 | $1,984 | 2.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $3,764 | 3.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $3,271 | 2.95% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $2,745,000 | $305,000 | $6,737 | 2.74% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $5,343 | 2.75% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $4,264 | 3.31% |
| SYRACUSE, NY (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $4,409 | 3.61% |
| OCALA, FL (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $3,866 | 3.25% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $4,890 | 2.86% |
| Hailey, ID (FHA|USDA|VA) | 5 | $2,425,000 | $485,000 | $3,980 | 2.93% |
| BILLINGS, MT (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $5,249 | 2.78% |
| Sandpoint, ID (FHA|USDA|VA) | 6 | $2,370,000 | $395,000 | $2,700 | 2.94% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $2,651 | 2.77% |
| YUMA, AZ (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $3,869 | 2.93% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $2,068 | 3.04% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $5,488 | 2.98% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $3,729 | 2.80% |
| Easton, MD (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $4,490 | 2.94% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $1,674 | 2.65% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $4,607 | 2.66% |
| Torrington, CT (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $5,458 | 2.95% |
| Fernley, NV (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $2,494 | 2.64% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $3,155 | 2.98% |
| AKRON, OH (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $3,122 | 3.06% |
| GREEN BAY, WI (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $3,972 | 2.93% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $2,029 | 3.16% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $2,575 | 2.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $1,431 | 3.00% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $2,331 | 3.28% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $3,842 | 3.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $3,538 | 3.10% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $4,691 | 2.90% |
| Boone, NC (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $1,666 | 3.07% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $5,577 | 3.58% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $2,924 | 2.85% |
| MANHATTAN, KS (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $3,340 | 2.71% |
| BISMARCK, ND (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $3,060 | 2.86% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $2,016 | 2.68% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $1,821 | 2.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $4,481 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $6,174 | 2.60% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $4,023 | 2.79% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $2,472 | 2.80% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $3,993 | 2.95% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $8,553 | 2.48% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,860,000 | $465,000 | $3,759 | 3.06% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $5,284 | 3.23% |
| Seneca, SC (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $1,462 | 2.65% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $1,557 | 2.69% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $1,314 | 3.15% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $4,188 | 3.27% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $3,151 | 3.08% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $2,926 | 3.11% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $3,539 | 2.73% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $3,798 | 3.02% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $4,526 | 2.79% |
| REDDING, CA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $1,589 | 2.90% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $4,715 | 3.15% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $2,063 | 2.88% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $4,530 | 2.93% |
| Durango, CO (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $4,161 | 2.91% |
| Juneau, AK (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $3,633 | 2.81% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $2,987 | 2.85% |
| Rock Springs, WY (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $1,996 | 3.06% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $3,570 | 3.08% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $1,700 | 3.17% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $2,092 | 2.68% |
| Granbury, TX (FHA|USDA|VA) | 2 | $1,550,000 | $775,000 | $17,858 | 2.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $1,303 | 2.88% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $5,701 | 3.00% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $5,049 | 2.88% |
| Moses Lake, WA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $2,364 | 3.34% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $3,589 | 2.85% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $5,256 | 2.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $2,669 | 2.90% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $2,918 | 2.88% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $8,006 | 3.03% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $2,649 | 2.88% |
| Montrose, CO (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $1,466 | 3.22% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $3,518 | 3.20% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $5,508 | 2.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $4,737 | 3.55% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $4,836 | 2.93% |
| Astoria, OR (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $7,788 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $2,541 | 3.08% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $3,601 | 3.03% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $2,183 | 3.13% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $6,688 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $4,363 | 3.08% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $2,559 | 2.72% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $6,125 | 3.19% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $1,743 | 3.19% |
| MONROE, LA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $2,800 | 2.91% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $2,209 | 2.65% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $3,005 | 3.04% |
| Moscow, ID (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $2,574 | 2.94% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $2,479 | 3.83% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $2,451 | 3.08% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $4,952 | 2.88% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $1,706 | 3.23% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $2,359 | 2.81% |
| EL CENTRO, CA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $1,360 | 4.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $2,178 | 3.34% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $2,979 | 2.94% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,534 | 3.95% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $2,284 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $2,464 | 3.03% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,027 | 2.81% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $1,990 | 3.58% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $9,142 | 2.88% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $5,142 | 2.78% |
| Ketchikan, AK (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $2,066 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $1,374 | 3.22% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,396 | 3.06% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,474 | 2.88% |
| Albertville, AL (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $2,678 | 3.00% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $2,518 | 2.96% |
| Gillette, WY (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,624 | 2.97% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,338 | 3.13% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $1,161 | 2.79% |
| Bennington, VT (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $714 | 2.92% |
| TYLER, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $9,638 | 3.67% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,238 | 2.91% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $2,520 | 2.97% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,464 | 2.98% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $2,091 | 3.50% |
| Concord, NH (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,359 | 2.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,766 | 2.97% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,360 | 2.84% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,553 | 3.69% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $1,216 | 3.00% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $1,237 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $573 | 2.92% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $2,789 | 2.84% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,998 | 2.79% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $1,567 | 2.71% |
| Fallon, NV (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,496 | 2.75% |
| Mountain Home, ID (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,251 | 2.94% |
| Columbus, MS (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $1,800 | 2.78% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,097 | 3.08% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,711 | 3.31% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $1,601 | 2.83% |
| MONROE, MI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,632 | 3.08% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $826 | 2.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,878 | 2.75% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $24,394 | 2.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,302 | 3.13% |
| Laconia, NH (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,585 | 3.08% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,110 | 2.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,407 | 2.92% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,226 | 2.94% |
| Sayre, PA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $1,418 | 2.75% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $11,928 | 2.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,804 | 3.06% |
| READING, PA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,172 | 3.38% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $10,779 | 2.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $1,559 | 3.00% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,317 | 3.33% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,998 | 2.88% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $1,834 | 3.50% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $850 | 4.17% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,329 | 2.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,027 | 2.88% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,866 | 3.16% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,218 | 3.38% |
| Pella, IA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,096 | 3.08% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,328 | 2.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,469 | 2.75% |
| CASPER, WY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,131 | 2.75% |
| Wooster, OH (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,190 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,000 | 2.79% |
| Crossville, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,986 | 2.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,592 | 2.88% |
| Cullman, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,450 | 3.08% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,239 | 2.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,666 | 2.67% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,742 | 2.94% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,337 | 3.13% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,392 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,594 | 3.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,505 | 2.75% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,291 | 2.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,012 | 3.00% |
| Russellville, AR (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $1,208 | 3.47% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,473 | 3.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,355 | 2.81% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,385 | 3.13% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,098 | 3.44% |
| Adrian, MI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,639 | 3.04% |
| ENID, OK (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,658 | 3.06% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $818 | 3.06% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,590 | 3.19% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,262 | 4.17% |
| Newport, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,812 | 2.94% |
| Riverton, WY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,848 | 3.31% |
| AMES, IA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,526 | 3.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,339 | 2.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,039 | 2.69% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $2,672 | 3.25% |
| Payson, AZ (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,229 | 3.08% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,098 | 2.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,225 | 3.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,510 | 3.13% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,166 | 2.50% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,048 | 2.44% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,048 | 2.63% |
| Picayune, MS (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 2.75% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,692 | 2.81% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,700 | 2.81% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,150 | 2.50% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,519 | 3.29% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,376 | 3.75% |
| Branson, MO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,026 | 2.81% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,379 | 2.81% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,263 | 2.81% |
| Ozark, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $1,259 | 3.00% |
| Laramie, WY (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $5,103 | 2.38% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,451 | 3.75% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $424 | 2.94% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,836 | 2.75% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,789 | 3.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,968 | 2.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,304 | 3.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 4.50% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,918 | 2.56% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,639 | 3.19% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,710 | 2.63% |
| WACO, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,671 | 3.81% |
| Hood River, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $105 | 2.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,445 | 2.75% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,588 | 3.31% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,786 | 3.13% |
| Clovis, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,861 | 3.06% |
| Newberry, SC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,014 | 2.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,425 | 2.75% |
| Elko, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $480 | 3.06% |
| Starkville, MS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,788 | 3.06% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,675 | 3.38% |
| Auburn, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,956 | 3.38% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,373 | 3.44% |
| Athens, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,225 | 2.75% |
| Durant, OK (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 3.13% |
| Corning, NY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $1,941 | 3.58% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,065 | 2.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,741 | 2.50% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,297 | 2.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,361 | 4.50% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,233 | 2.88% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,828 | 3.13% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,992 | 3.06% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,181 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,180 | 4.25% |
| RACINE, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,325 | 2.81% |
| Sterling, IL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $23 | 2.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,281 | 2.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,079 | 3.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,159 | 3.75% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,694 | 3.06% |
| Athens, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,692 | 2.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $882 | 2.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,842 | 2.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $549 | 2.50% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,624 | 2.94% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,294 | 3.06% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,427 | 2.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7 | 3.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,905 | 2.81% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,148 | 4.31% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,544 | 2.25% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,424 | 4.17% |
| Keene, NH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,026 | 3.31% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $828 | 3.88% |
| Duncan, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,140 | 3.13% |
| Oxford, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 2.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $472 | 2.50% |
| Willmar, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $857 | 3.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,027 | 3.00% |
| Williston, ND (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,393 | 3.00% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,070 | 3.13% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,477 | 2.25% |
| Rolla, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,477 | 3.19% |
| Findlay, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,683 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,132 | 2.38% |
| NILES, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,165 | 3.56% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $421 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,815 | 2.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,903 | 3.00% |
| Troy, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,242 | 2.75% |
| Altus, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,210 | 2.75% |
| Atmore, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,122 | 2.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,697 | 2.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 2.75% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,221 | 2.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,119 | 3.00% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,237 | 2.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,992 | 2.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,846 | 3.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $944 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,231 | 3.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,557 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $985 | 3.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,124 | 2.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,443 | 3.25% |
| Fremont, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,570 | 2.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,812 | 2.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,808 | 2.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,073 | 2.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,293 | 2.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,573 | 2.75% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,614 | 3.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,168 | 2.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,341 | 2.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,562 | 3.00% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,802 | 3.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,569 | 3.38% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,135 | 3.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,243 | 3.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,410 | 2.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,284 | 3.00% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,227 | 2.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $379 | 2.75% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,489 | 2.88% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,204 | 3.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,326 | 2.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,754 | 3.25% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,982 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,508 | 2.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,977 | 3.25% |
| London, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,239 | 2.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,320 | 2.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,658 | 2.75% |
| Minot, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,676 | 2.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,072 | 2.75% |
| Watertown, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,089 | 3.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,685 | 2.75% |
| West Plains, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,440 | 2.75% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $712 | 2.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,167 | 3.13% |
| Brevard, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,943 | 2.88% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,540 | 2.25% |
| New Castle, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,168 | 3.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,019 | 2.38% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,469 | 2.38% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.00% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,822 | 2.75% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.13% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,257 | 3.13% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,641 | 3.38% |
| Sanford, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,579 | 3.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,317 | 2.38% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,060 | 3.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,761 | 2.50% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,014 | 2.75% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,616 | 2.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $215 | 2.75% |
| Hastings, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,550 | 3.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,690 | 2.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,592 | 3.88% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,406 | 3.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,776 | 3.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,642 | 3.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,311 | 2.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,841 | 3.00% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,017 | 2.75% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,442 | 2.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,607 | 2.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,675 | 3.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,996 | 2.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,045 | 3.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,440 | 3.00% |
| Rutland, VT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,543 | 2.88% |
| Camden, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,587 | 3.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.63% |
| Sidney, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,474 | 3.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,080 | 3.75% |
| Alice, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,357 | 3.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,548 | 2.75% |
| Douglas, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,668 | 2.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,376 | 3.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $899 | 2.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,625 | 3.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,888 | 4.00% |
| Olean, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,400 | 2.88% |
| Dublin, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,711 | 3.75% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,951 | 3.13% |
| Indianola, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,972 | 3.13% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,983 | 3.88% |
| Lexington, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,772 | 2.88% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,783 | 3.13% |
| Winfield, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,753 | 3.38% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $857 | 2.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,354 | 3.00% |
| Harrison, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,680 | 2.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,255 | 2.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,290 | 3.63% |
| Atchison, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $805 | 3.13% |
| Alpena, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,685 | 2.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,679 | 3.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $722 | 4.13% |
| Emporia, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,897 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,191 | 3.63% |
| Susanville, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,245 | 4.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,758 | 4.38% |
| McAlester, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,953 | 4.13% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,737 | 3.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,198 | 5.13% |
| Maryville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,967 | 3.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against North American Savings Bank F.S.B. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, North American Savings Bank F.s.b.'s most frequently originated type of loan was Conventional, with 8,883 originations. Their 2nd most popular type was VA, with 6,246 originations.
Loan Reason
For 2020, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Refi, with 8,005 originations. The 2nd most popular reason was Home Purchase, with 4,156 originations.
Loan Duration/Length
For 2020, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 13,626 originations. The 2nd most popular length was 15 Year, with 1,165 originations.
Origination Fees/Closing Costs
North American Savings Bank F.s.b.'s average total fees were $3,692, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 12,227 originations.
Interest Rates
During 2020, North American Savings Bank F.s.b.'s average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was 2.5-3%, with 8,929 originations.
Loan Sizing
2020 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 9,095 originations, totaling $2,780,555,000 in origination value.
Applicant Income
North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 3,644 originations. The second most popular income band? $150k-250k, with 2,936 originations.
Applicant Debt to Income Ratio
North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 20-30%, with 3,015 originations. The next most common DTI ratio? 30-36%, with 2,078 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.38%
North American Savings Bank F.s.b. has a below average approval rate.
Pick Rate
Approvals leading to origination68.70%
North American Savings Bank F.s.b. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,507 | $5,505,135,000 | $355,010 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 2 | $700,000 | $350,000 |
| Single Family (1-4 Units):Site-Built | 15,505 | $5,504,435,000 | $355,010 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| NORTH AMERICAN FINANCIAL CORP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| North American Savings Bank, F.S.B. | 1001 N Jesse James Road Excelsior Springs, MO 64024 | Full Service B&M | $89,197 |
| North American Savings Bank, F.S.B. | 11400 E 23rd Street Independence, MO 64052 | Full Service B&M | $91,055 |
| North American Savings Bank, F.S.B. | 125th And South 71 Highway Grandview, MO 64030 | Full Service B&M | $966,173 |
| North American Savings Bank, F.S.B. | 2002 East Mechanic Street Harrisonville, MO 64701 | Full Service B&M | $87,613 |
| North American Savings Bank, F.S.B. | 205 South 13th Street Lexington, MO 64067 | Full Service B&M | $86,744 |
| North American Savings Bank, F.S.B. | 228 S 2nd St Odessa, MO 64076 | Full Service B&M | $21,200 |
| North American Savings Bank, F.S.B. | 2707 Prairie View Road Platte City, MO 64079 | Full Service B&M | $32,922 |
| North American Savings Bank, F.S.B. | 646 North 291 Highway Lee's Summit, MO 64063 | Full Service B&M | $131,149 |
| North American Savings Bank, F.S.B. | 7012 Nw Barry Road Kansas City, MO 64153 | Full Service B&M | $45,801 |
| North American Savings Bank, F.S.B. | 8501 North Oak Trafficway Gladstone, MO 64119 | Full Service B&M | $146,963 |
| North American Savings Bank, F.S.B. | 920 Belt Highway St. Joseph, MO 64501 | Full Service B&M | $151,112 |
For 2020, North American Savings Bank F.s.b. had 11 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $126,341 |
| Net interest income | $98,277 |
| Total noninterest income | $209,369 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $1,275 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $208,094 |
| Pre-tax net operating income | $154,757 |
| Securities gains (or losses, -) | $318 |
| Income before extraordinary items | $115,721 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $115,721 |
| Minority interest net income | $0 |
| Net income | $115,721 |
| Sale, conversion, retirement of capital stock, net | $291 |
| Net operating income | $115,469 |
North American Savings Bank F.s.b.'s gross interest income from loans was $126,341,000.
North American Savings Bank F.s.b.'s net interest income from loans was $98,277,000.
North American Savings Bank F.s.b.'s fee based income from loans was $1,275,000.
North American Savings Bank F.s.b.'s net income from loans was $115,721,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $28,064 |
| Provision for credit losses | $10,150 |
| Total noninterest expense | $142,739 |
| Salaries and employee benefits | $102,722 |
| Premises and equipment expense | $7,606 |
| Additional noninterest expense | $32,411 |
| Applicable income taxes | $39,354 |
| Net charge-offs | $1,847 |
| Cash dividends | $16,224 |
North American Savings Bank F.s.b.'s interest expense for loans was $28,064,000.
North American Savings Bank F.s.b.'s payroll and benefits expense were $102,722,000.
North American Savings Bank F.s.b.'s property, plant and equipment expenses $7,606,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 3.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 1.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $1,702,318 |
| Deposits held in domestic offices | $1,702,318 |
| Deposits by Individuals, partnerships, and corporations | $1,373,065 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $28,736 |
| Deposits by Commercial banks and other depository institutions in U.S. | $300,516 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $289,267 |
| Demand deposits | $284,702 |
| Nontransaction accounts | $1,413,050 |
| Money market deposit accounts (MMDAs) | $330,510 |
| Other savings deposits (excluding MMDAs) | $197,686 |
| Total time deposits | $884,854 |
| Total time and savings deposits | $1,417,615 |
| Noninterest-bearing deposits | $190,809 |
| Interest-bearing deposits | $1,511,509 |
| Retail deposits | $1,477,332 |
| IRAs and Keogh plan accounts | $65,681 |
| Brokered deposits | $99,996 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $2,586,577 |
| Cash & Balances due from depository institutions | $71,427 |
| Interest-bearing balances | $65,652 |
| Total securities | $148,324 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $2,242,312 |
| Loan and leases loss allowance | $31,135 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $17,835 |
| Other real estate owned | $3,737 |
| Goodwill and other intangibles | $15,758 |
| All other assets | $87,184 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $2,586,577 |
| Total Liabilities | $2,207,266 |
| Total deposits | $1,702,318 |
| Interest-bearing deposits | $1,511,509 |
| Deposits held in domestic offices | $1,702,318 |
| % insured (estimated) | $88 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $412,422 |
| Subordinated debt | $0 |
| All other liabilities | $92,526 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,242,312 |
| Loan and leases loss allowance | $31,135 |
| Total loans and leases (domestic) | $2,273,447 |
| All real estate loans | $2,308,463 |
| Real estate loans in domestic offices | $2,308,463 |
| Construction and development loans | $167,083 |
| Residential 1-4 family construction | $120,147 |
| Other construction, all land development and other land | $46,936 |
| Loans secured by nonfarm nonresidential properties | $177,793 |
| Nonfarm nonresidential secured by owner-occupied properties | $1,565 |
| Commercial real estate & other non-farm, non-residential | $176,228 |
| Multifamily residential real estate | $30,552 |
| 1-4 family residential loans | $1,931,001 |
| Farmland loans | $2,034 |
| Loans held in foreign offices | $0 |
| Farm loans | $279 |
| Commercial and industrial loans | $13,682 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $578 |
| Credit card loans | $0 |
| Related Plans | $40 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $538 |
| All other loans & leases | $0 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $8,142 |
| Non 1-4 family restructured loans & leases | $7,350 |
| Total loans and leases (foreign) | $0 |
North American Savings Bank F.S.B. had $2,242,312,000 of loans outstanding in 2020. $2,308,463,000 of loans were in real estate loans. $167,083,000 of loans were in development loans. $30,552,000 of loans were in multifamily mortgage loans. $1,931,001,000 of loans were in 1-4 family mortgage loans. $279,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 81 | $21,350 | $263,580 |
| Nonfarm, nonresidential loans - <$100k | 16 | $322 | $20,125 |
| Nonfarm, nonresidential loans - $100-250k | 18 | $2,346 | $130,333 |
| Nonfarm, nonresidential loans - $250k-1MM | 47 | $18,682 | $397,489 |
| Commercial & Industrial, US addressed loans - <$1MM | 4 | $98 | $24,500 |
| Commercial & Industrial, US addressed loans - <$100k | 1 | $2 | $2,000 |
| Commercial & Industrial, US addressed loans - $100-250k | 2 | $0 | $0 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1 | $96 | $96,000 |
| Farmland loans - <$1MM | 21 | $2,034 | $96,857 |
| Farmland loans - <$100k | 9 | $200 | $22,222 |
| Farmland loans - $100-250k | 9 | $927 | $103,000 |
| Farmland loans - $250k-1MM | 3 | $907 | $302,333 |
| Agriculture operations loans - <$1MM | 4 | $279 | $69,750 |
| Agriculture operations loans - <$100k | 2 | $30 | $15,000 |
| Agriculture operations loans - $100-250k | 2 | $249 | $124,500 |