North American Savings Bank F.s.b. Mortgage Rates, Fees & Info

Grandview, MO

LEI: 549300K6K2IS7FRS7S09

Tax ID: 44-0373310

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

North American Savings Bank F.s.b. is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Washington, New York, Los Angeles, and Phoenix among others. We have data for 596 markets. (Some data included below & more in-depth data is available with an active subscription.)

North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 4/22/24
30 Year Conventional Refi 6.40% 4/22/24
30 Year Cash-out Refi 6.61% 4/22/24
30 Year FHA Purchase 7.03% 4/22/24
30 Year FHA Refi 7.21% 4/22/24
30 Year VA Purchase 5.85% 4/22/24
30 Year VA Refi 5.58% 4/22/24
15 Year Conventional Purchase 5.71% 4/22/24
15 Year Conventional Refi 5.74% 4/22/24
15 Year Cash-out Refi 5.74% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year VA Purchase 5.74% 4/22/24
15 Year VA Refi 5.90% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

North American Savings Bank F.s.b. Mortgage Calculator






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The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

15,507

Origination Dollar Volume (All Markets)

$5,505,135,000

Employee count

650 Show all (212) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,857 $507,525,000 $273,304 $2,532 3.16%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 776 $361,010,000 $465,219 $3,821 2.86%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 478 $198,550,000 $415,377 $4,773 2.94%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 380 $180,500,000 $475,000 $3,738 2.90%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 441 $149,365,000 $338,696 $3,193 2.99%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 352 $146,760,000 $416,932 $3,649 2.83%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 388 $130,820,000 $337,165 $3,290 3.01%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 284 $113,610,000 $400,035 $3,120 2.87%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 328 $110,780,000 $337,744 $3,909 3.04%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 224 $110,140,000 $491,696 $3,830 2.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 313 $106,145,000 $339,121 $3,229 2.98%
Outside of Metro Areas 343 $102,215,000 $298,003 $3,524 3.01%
ANCHORAGE, AK (FHA|USDA|VA) 261 $97,925,000 $375,192 $6,036 2.72%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 235 $87,985,000 $374,404 $3,197 2.89%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 161 $87,125,000 $541,149 $3,784 2.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 207 $85,275,000 $411,957 $4,440 2.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 221 $81,675,000 $369,570 $3,365 2.85%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 191 $80,375,000 $420,812 $4,490 2.98%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 210 $77,220,000 $367,714 $3,336 3.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 218 $75,370,000 $345,734 $4,342 3.02%
URBAN HONOLULU, HI (FHA|USDA|VA) 116 $69,410,000 $598,362 $4,755 2.76%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 171 $67,455,000 $394,474 $2,871 2.86%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 193 $64,375,000 $333,549 $3,585 2.85%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 179 $62,035,000 $346,564 $4,314 2.96%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 182 $61,210,000 $336,319 $3,302 2.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 168 $60,590,000 $360,655 $4,086 3.01%
COLORADO SPRINGS, CO (FHA|USDA|VA) 160 $59,200,000 $370,000 $5,092 2.79%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 160 $55,690,000 $348,063 $4,206 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 163 $53,635,000 $329,049 $4,530 2.96%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 155 $53,015,000 $342,032 $2,909 2.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 121 $49,585,000 $409,793 $4,821 3.07%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 138 $45,190,000 $327,464 $3,813 2.93%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 118 $42,750,000 $362,288 $3,951 3.02%
RALEIGH-CARY, NC (FHA|USDA|VA) 124 $41,440,000 $334,194 $3,110 3.06%
SALT LAKE CITY, UT (FHA|USDA|VA) 106 $38,370,000 $361,981 $2,661 2.92%
JACKSONVILLE, FL (FHA|USDA|VA) 116 $38,370,000 $330,776 $3,973 2.92%
RENO, NV (FHA|USDA|VA) 105 $38,105,000 $362,905 $3,547 2.87%
ST. LOUIS, MO-IL (FHA|USDA|VA) 104 $31,200,000 $300,000 $2,007 2.93%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 85 $31,105,000 $365,941 $3,837 2.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 63 $28,825,000 $457,540 $3,675 2.82%
BOISE CITY, ID (FHA|USDA|VA) 85 $28,395,000 $334,059 $3,758 3.02%
RICHMOND, VA (FHA|USDA|VA) 80 $26,880,000 $336,000 $2,841 2.94%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 84 $26,240,000 $312,381 $2,206 2.95%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 64 $25,000,000 $390,625 $4,112 3.02%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 64 $23,690,000 $370,156 $2,955 2.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 78 $23,340,000 $299,231 $3,243 3.09%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 60 $23,290,000 $388,167 $5,468 3.09%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 51 $23,035,000 $451,667 $4,487 2.89%
PROVO-OREM, UT (FHA|USDA|VA) 62 $22,620,000 $364,839 $2,754 2.93%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 60 $20,450,000 $340,833 $4,046 3.19%
TUCSON, AZ (FHA|USDA|VA) 61 $20,315,000 $333,033 $4,574 2.98%
VALLEJO, CA (FHA|USDA|VA) 45 $20,095,000 $446,556 $3,254 2.85%
OKLAHOMA CITY, OK (FHA|USDA|VA) 61 $18,215,000 $298,607 $3,658 2.98%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 45 $16,535,000 $367,444 $3,511 2.97%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 44 $16,440,000 $373,636 $4,363 3.08%
LOUISVILLE, KY (FHA|USDA|VA) 51 $16,265,000 $318,922 $3,356 2.91%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 37 $16,215,000 $438,243 $3,441 2.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 47 $15,585,000 $331,596 $4,034 3.07%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 34 $14,790,000 $435,000 $2,423 2.77%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 44 $14,340,000 $325,909 $4,151 2.99%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 37 $13,915,000 $376,081 $2,984 2.97%
COLUMBUS, OH (FHA|USDA|VA) 44 $13,900,000 $315,909 $3,555 3.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 43 $13,555,000 $315,233 $3,548 3.02%
KNOXVILLE, TN (FHA|USDA|VA) 36 $13,520,000 $375,556 $3,456 2.91%
HUNTSVILLE, AL (FHA|USDA|VA) 43 $12,805,000 $297,791 $2,553 3.23%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 34 $12,230,000 $359,706 $3,486 2.85%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 37 $11,995,000 $324,189 $3,955 3.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 41 $11,945,000 $291,341 $3,605 3.03%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 35 $11,775,000 $336,429 $3,082 2.97%
FORT COLLINS, CO (FHA|USDA|VA) 33 $11,675,000 $353,788 $3,867 3.06%
TULSA, OK (FHA|USDA|VA) 31 $11,535,000 $372,097 $4,976 2.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 34 $11,480,000 $337,647 $3,033 2.81%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 29 $11,285,000 $389,138 $4,691 2.74%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 24 $11,220,000 $467,500 $3,338 2.89%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 35 $10,995,000 $314,143 $3,998 2.94%
Hilo, HI (FHA|USDA|VA) 23 $10,975,000 $477,174 $4,133 2.89%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 28 $10,920,000 $390,000 $6,062 3.03%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 36 $10,920,000 $303,333 $2,280 2.89%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 29 $10,835,000 $373,621 $3,852 2.84%
FAYETTEVILLE, NC (FHA|USDA|VA) 45 $10,655,000 $236,778 $4,592 2.91%
WORCESTER, MA-CT (FHA|USDA|VA) 30 $10,630,000 $354,333 $2,482 2.83%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 22 $10,610,000 $482,273 $3,536 3.02%
BOULDER, CO (FHA|USDA|VA) 23 $10,355,000 $450,217 $3,265 2.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 28 $10,330,000 $368,929 $5,658 2.98%
STOCKTON, CA (FHA|USDA|VA) 28 $10,260,000 $366,429 $2,468 2.92%
COLUMBIA, SC (FHA|USDA|VA) 35 $10,215,000 $291,857 $2,523 3.01%
FRESNO, CA (FHA|USDA|VA) 29 $10,075,000 $347,414 $3,394 3.03%
GREELEY, CO (FHA|USDA|VA) 28 $10,060,000 $359,286 $2,987 2.86%
PITTSBURGH, PA (FHA|USDA|VA) 33 $9,895,000 $299,848 $5,291 3.03%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 27 $9,585,000 $355,000 $3,007 2.98%
SALINAS, CA (FHA|USDA|VA) 20 $9,340,000 $467,000 $2,956 2.84%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 23 $9,265,000 $402,826 $2,935 2.75%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 28 $9,180,000 $327,857 $3,817 3.12%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 30 $9,110,000 $303,667 $2,958 3.18%
SALISBURY, MD-DE (FHA|USDA|VA) 30 $9,070,000 $302,333 $3,891 3.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 27 $9,055,000 $335,370 $3,883 3.20%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 23 $8,825,000 $383,696 $3,828 2.86%
THE VILLAGES, FL (FHA|USDA|VA) 21 $8,745,000 $416,429 $2,618 2.85%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 29 $8,655,000 $298,448 $2,197 2.97%
Heber, UT (FHA|USDA|VA) 17 $8,625,000 $507,353 $4,288 3.24%
ALBUQUERQUE, NM (FHA|USDA|VA) 28 $8,530,000 $304,643 $3,848 2.83%
Outside of Metro Areas 23 $8,445,000 $367,174 $3,679 2.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 26 $8,440,000 $324,615 $3,555 2.93%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 28 $8,420,000 $300,714 $2,985 3.06%
BEND, OR (FHA|USDA|VA) 22 $8,240,000 $374,545 $3,858 3.06%
ST. GEORGE, UT (FHA|USDA|VA) 24 $8,220,000 $342,500 $4,254 2.94%
SALEM, OR (FHA|USDA|VA) 23 $7,975,000 $346,739 $3,839 3.08%
MEDFORD, OR (FHA|USDA|VA) 24 $7,890,000 $328,750 $3,875 2.99%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 23 $7,655,000 $332,826 $2,624 3.00%
MODESTO, CA (FHA|USDA|VA) 23 $7,505,000 $326,304 $2,882 3.36%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 26 $7,500,000 $288,462 $4,970 3.32%
ASHEVILLE, NC (FHA|USDA|VA) 20 $7,400,000 $370,000 $3,048 2.85%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 22 $7,290,000 $331,364 $3,949 3.03%
EL PASO, TX (FHA|USDA|VA) 25 $7,185,000 $287,400 $6,610 3.04%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 18 $7,100,000 $394,444 $3,108 3.01%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 20 $7,000,000 $350,000 $2,087 2.92%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $6,955,000 $366,053 $3,742 2.80%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 20 $6,800,000 $340,000 $3,079 3.14%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $6,705,000 $319,286 $2,937 3.02%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 20 $6,630,000 $331,500 $3,079 2.70%
DAYTON-KETTERING, OH (FHA|USDA|VA) 24 $6,600,000 $275,000 $3,682 2.91%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 14 $6,560,000 $468,571 $4,008 2.78%
WENATCHEE, WA (FHA|USDA|VA) 16 $6,420,000 $401,250 $5,102 2.98%
SAVANNAH, GA (FHA|USDA|VA) 21 $6,375,000 $303,571 $3,091 3.09%
BELLINGHAM, WA (FHA|USDA|VA) 15 $6,125,000 $408,333 $3,653 2.76%
WILMINGTON, NC (FHA|USDA|VA) 19 $6,075,000 $319,737 $3,532 3.24%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 21 $6,025,000 $286,905 $3,358 3.03%
PORT ST. LUCIE, FL (FHA|USDA|VA) 22 $5,980,000 $271,818 $3,259 3.05%
Gardnerville Ranchos, NV (FHA|USDA|VA) 17 $5,725,000 $336,765 $1,853 3.05%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 31 $5,665,000 $182,742 $3,052 3.07%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 20 $5,640,000 $282,000 $4,190 3.15%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 15 $5,605,000 $373,667 $5,924 2.68%
Oak Harbor, WA (FHA|USDA|VA) 13 $5,575,000 $428,846 $5,161 2.86%
SPRINGFIELD, MA (FHA|USDA|VA) 19 $5,565,000 $292,895 $3,897 2.81%
Kapaa, HI (FHA|USDA|VA) 10 $5,560,000 $556,000 $5,186 3.65%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 20 $5,550,000 $277,500 $4,331 2.94%
BAKERSFIELD, CA (FHA|USDA|VA) 17 $5,395,000 $317,353 $2,888 2.99%
CHICO, CA (FHA|USDA|VA) 12 $5,220,000 $435,000 $2,507 2.71%
BATON ROUGE, LA (FHA|USDA|VA) 15 $5,215,000 $347,667 $3,406 2.91%
MADISON, WI (FHA|USDA|VA) 14 $5,210,000 $372,143 $3,322 2.93%
Bozeman, MT (FHA|USDA|VA) 13 $5,185,000 $398,846 $4,439 2.95%
CHEYENNE, WY (FHA|USDA|VA) 15 $5,155,000 $343,667 $5,706 2.73%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 19 $5,115,000 $269,211 $4,872 3.39%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 14 $5,110,000 $365,000 $2,829 2.85%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 16 $5,000,000 $312,500 $2,323 2.88%
ROCHESTER, NY (FHA|USDA|VA) 17 $4,925,000 $289,706 $3,815 3.09%
WICHITA, KS (FHA|USDA|VA) 18 $4,890,000 $271,667 $2,868 2.90%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 16 $4,860,000 $303,750 $5,917 2.93%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 17 $4,735,000 $278,529 $4,148 3.06%
Key West, FL (FHA|USDA|VA) 10 $4,610,000 $461,000 $5,885 3.35%
COLUMBIA, MO (FHA|USDA|VA) 13 $4,545,000 $349,615 $2,909 3.18%
ANN ARBOR, MI (FHA|USDA|VA) 15 $4,475,000 $298,333 $2,351 2.87%
WINCHESTER, VA-WV (FHA|USDA|VA) 15 $4,415,000 $294,333 $4,269 2.97%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 13 $4,365,000 $335,769 $5,279 2.97%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $4,100,000 $256,250 $2,959 3.59%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $4,095,000 $273,000 $3,536 2.87%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $4,060,000 $338,333 $2,854 2.85%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 13 $4,005,000 $308,077 $4,837 3.28%
GAINESVILLE, GA (FHA|USDA|VA) 11 $3,925,000 $356,818 $2,982 3.08%
St. Marys, GA (FHA|USDA|VA) 11 $3,845,000 $349,545 $8,960 2.86%
YUBA CITY, CA (FHA|USDA|VA) 11 $3,705,000 $336,818 $4,066 2.93%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 13 $3,635,000 $279,615 $3,764 2.88%
Helena, MT (FHA|USDA|VA) 12 $3,620,000 $301,667 $4,074 2.86%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $3,510,000 $292,500 $5,521 2.80%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 11 $3,485,000 $316,818 $1,578 2.80%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 10 $3,430,000 $343,000 $3,246 2.99%
PANAMA CITY, FL (FHA|USDA|VA) 13 $3,415,000 $262,692 $3,593 3.41%
VISALIA, CA (FHA|USDA|VA) 11 $3,385,000 $307,727 $2,098 3.51%
MONTGOMERY, AL (FHA|USDA|VA) 12 $3,380,000 $281,667 $2,445 2.93%
WARNER ROBINS, GA (FHA|USDA|VA) 12 $3,360,000 $280,000 $2,616 2.63%
FAIRBANKS, AK (FHA|USDA|VA) 10 $3,350,000 $335,000 $5,212 3.01%
Breckenridge, CO (FHA|USDA|VA) 6 $3,310,000 $551,667 $2,967 3.08%
Morehead City, NC (FHA|USDA|VA) 9 $3,285,000 $365,000 $4,318 2.65%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 11 $3,265,000 $296,818 $2,014 2.98%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $3,235,000 $294,091 $3,633 3.42%
IDAHO FALLS, ID (FHA|USDA|VA) 10 $3,180,000 $318,000 $2,137 2.98%
MISSOULA, MT (FHA|USDA|VA) 11 $3,175,000 $288,636 $2,981 2.92%
Warrensburg, MO (FHA|USDA|VA) 13 $3,095,000 $238,077 $3,317 2.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 12 $3,070,000 $255,833 $3,238 3.28%
Edwards, CO (FHA|USDA|VA) 5 $2,995,000 $599,000 $4,713 2.98%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 9 $2,995,000 $332,778 $1,669 2.93%
CARSON CITY, NV (FHA|USDA|VA) 8 $2,980,000 $372,500 $2,521 2.78%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,890,000 $361,250 $3,044 2.94%
Port Angeles, WA (FHA|USDA|VA) 7 $2,875,000 $410,714 $2,780 2.64%
BRUNSWICK, GA (FHA|USDA|VA) 8 $2,860,000 $357,500 $1,766 2.94%
HOT SPRINGS, AR (FHA|USDA|VA) 6 $2,830,000 $471,667 $1,383 3.02%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $2,815,000 $255,909 $1,984 2.75%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $2,755,000 $306,111 $3,764 3.13%
JACKSONVILLE, NC (FHA|USDA|VA) 12 $2,750,000 $229,167 $3,271 2.95%
CORPUS CHRISTI, TX (FHA|USDA|VA) 9 $2,745,000 $305,000 $6,737 2.74%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 11 $2,725,000 $247,727 $5,343 2.75%
ROANOKE, VA (FHA|USDA|VA) 9 $2,715,000 $301,667 $4,264 3.31%
SYRACUSE, NY (FHA|USDA|VA) 11 $2,675,000 $243,182 $4,409 3.61%
OCALA, FL (FHA|USDA|VA) 9 $2,635,000 $292,778 $3,866 3.25%
JACKSON, MS (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,890 2.86%
Hailey, ID (FHA|USDA|VA) 5 $2,425,000 $485,000 $3,980 2.93%
BILLINGS, MT (FHA|USDA|VA) 8 $2,410,000 $301,250 $5,249 2.78%
Sandpoint, ID (FHA|USDA|VA) 6 $2,370,000 $395,000 $2,700 2.94%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $2,345,000 $335,000 $2,651 2.77%
YUMA, AZ (FHA|USDA|VA) 7 $2,295,000 $327,857 $3,869 2.93%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $2,255,000 $322,143 $2,068 3.04%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $2,220,000 $277,500 $5,488 2.98%
NEW BERN, NC (FHA|USDA|VA) 8 $2,220,000 $277,500 $3,729 2.80%
Easton, MD (FHA|USDA|VA) 6 $2,200,000 $366,667 $4,490 2.94%
ROCHESTER, MN (FHA|USDA|VA) 6 $2,190,000 $365,000 $1,674 2.65%
TOLEDO, OH (FHA|USDA|VA) 8 $2,160,000 $270,000 $4,607 2.66%
Torrington, CT (FHA|USDA|VA) 7 $2,155,000 $307,857 $5,458 2.95%
Fernley, NV (FHA|USDA|VA) 7 $2,145,000 $306,429 $2,494 2.64%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $2,145,000 $306,429 $3,155 2.98%
AKRON, OH (FHA|USDA|VA) 8 $2,140,000 $267,500 $3,122 3.06%
GREEN BAY, WI (FHA|USDA|VA) 7 $2,115,000 $302,143 $3,972 2.93%
SPRINGFIELD, MO (FHA|USDA|VA) 10 $2,100,000 $210,000 $2,029 3.16%
Traverse City, MI (FHA|USDA|VA) 6 $2,100,000 $350,000 $2,575 2.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $2,095,000 $419,000 $1,431 3.00%
Cedar City, UT (FHA|USDA|VA) 5 $2,075,000 $415,000 $2,331 3.28%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 8 $2,040,000 $255,000 $3,842 3.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $2,040,000 $340,000 $3,538 3.10%
KINGSTON, NY (FHA|USDA|VA) 6 $2,000,000 $333,333 $4,691 2.90%
Boone, NC (FHA|USDA|VA) 7 $1,985,000 $283,571 $1,666 3.07%
LINCOLN, NE (FHA|USDA|VA) 6 $1,980,000 $330,000 $5,577 3.58%
SIOUX FALLS, SD (FHA|USDA|VA) 6 $1,970,000 $328,333 $2,924 2.85%
MANHATTAN, KS (FHA|USDA|VA) 6 $1,970,000 $328,333 $3,340 2.71%
BISMARCK, ND (FHA|USDA|VA) 7 $1,945,000 $277,857 $3,060 2.86%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 7 $1,935,000 $276,429 $2,016 2.68%
NAPA, CA (FHA|USDA|VA) 4 $1,930,000 $482,500 $1,821 2.50%
STATE COLLEGE, PA (FHA|USDA|VA) 5 $1,925,000 $385,000 $4,481 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,910,000 $318,333 $6,174 2.60%
DOVER, DE (FHA|USDA|VA) 7 $1,885,000 $269,286 $4,023 2.79%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,885,000 $377,000 $2,472 2.80%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,885,000 $269,286 $3,993 2.95%
PUEBLO, CO (FHA|USDA|VA) 5 $1,865,000 $373,000 $8,553 2.48%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,860,000 $465,000 $3,759 3.06%
MERCED, CA (FHA|USDA|VA) 5 $1,815,000 $363,000 $5,284 3.23%
Seneca, SC (FHA|USDA|VA) 5 $1,805,000 $361,000 $1,462 2.65%
SUMTER, SC (FHA|USDA|VA) 6 $1,790,000 $298,333 $1,557 2.69%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,770,000 $295,000 $1,314 3.15%
LANCASTER, PA (FHA|USDA|VA) 6 $1,770,000 $295,000 $4,188 3.27%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $1,760,000 $293,333 $3,151 3.08%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $1,745,000 $249,286 $2,926 3.11%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,745,000 $349,000 $3,539 2.73%
Pahrump, NV (FHA|USDA|VA) 6 $1,730,000 $288,333 $3,798 3.02%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,730,000 $288,333 $4,526 2.79%
REDDING, CA (FHA|USDA|VA) 6 $1,720,000 $286,667 $1,589 2.90%
EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,715 3.15%
MADERA, CA (FHA|USDA|VA) 5 $1,705,000 $341,000 $2,063 2.88%
Jefferson, GA (FHA|USDA|VA) 5 $1,685,000 $337,000 $4,530 2.93%
Durango, CO (FHA|USDA|VA) 4 $1,640,000 $410,000 $4,161 2.91%
Juneau, AK (FHA|USDA|VA) 4 $1,640,000 $410,000 $3,633 2.81%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,615,000 $323,000 $2,987 2.85%
Rock Springs, WY (FHA|USDA|VA) 4 $1,590,000 $397,500 $1,996 3.06%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,575,000 $315,000 $3,570 3.08%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,560,000 $260,000 $1,700 3.17%
WALLA WALLA, WA (FHA|USDA|VA) 5 $1,555,000 $311,000 $2,092 2.68%
Granbury, TX (FHA|USDA|VA) 2 $1,550,000 $775,000 $17,858 2.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,550,000 $258,333 $1,303 2.88%
Roseburg, OR (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,701 3.00%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,049 2.88%
Moses Lake, WA (FHA|USDA|VA) 7 $1,505,000 $215,000 $2,364 3.34%
APPLETON, WI (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,589 2.85%
SAN ANGELO, TX (FHA|USDA|VA) 4 $1,500,000 $375,000 $5,256 2.88%
VALDOSTA, GA (FHA|USDA|VA) 6 $1,480,000 $246,667 $2,669 2.90%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,460,000 $365,000 $2,918 2.88%
Ukiah, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $8,006 3.03%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $1,445,000 $481,667 $2,649 2.88%
Montrose, CO (FHA|USDA|VA) 4 $1,440,000 $360,000 $1,466 3.22%
Kalispell, MT (FHA|USDA|VA) 5 $1,435,000 $287,000 $3,518 3.20%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,415,000 $283,000 $5,508 2.63%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,737 3.55%
LAWRENCE, KS (FHA|USDA|VA) 5 $1,385,000 $277,000 $4,836 2.93%
Astoria, OR (FHA|USDA|VA) 4 $1,380,000 $345,000 $7,788 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,380,000 $230,000 $2,541 3.08%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,380,000 $345,000 $3,601 3.03%
Alexander City, AL (FHA|USDA|VA) 3 $1,375,000 $458,333 $2,183 3.13%
STAUNTON, VA (FHA|USDA|VA) 5 $1,375,000 $275,000 $6,688 3.25%
MOBILE, AL (FHA|USDA|VA) 5 $1,365,000 $273,000 $4,363 3.08%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,360,000 $340,000 $2,559 2.72%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $1,350,000 $337,500 $6,125 3.19%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,350,000 $337,500 $1,743 3.19%
MONROE, LA (FHA|USDA|VA) 4 $1,350,000 $337,500 $2,800 2.91%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,209 2.65%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,005 3.04%
Moscow, ID (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,574 2.94%
JACKSON, TN (FHA|USDA|VA) 5 $1,295,000 $259,000 $2,479 3.83%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,265,000 $253,000 $2,451 3.08%
HARRISONBURG, VA (FHA|USDA|VA) 2 $1,260,000 $630,000 $4,952 2.88%
DOTHAN, AL (FHA|USDA|VA) 5 $1,255,000 $251,000 $1,706 3.23%
Show Low, AZ (FHA|USDA|VA) 4 $1,250,000 $312,500 $2,359 2.81%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,215,000 $243,000 $1,360 4.25%
DULUTH, MN-WI (FHA|USDA|VA) 4 $1,210,000 $302,500 $2,178 3.34%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $1,210,000 $302,500 $2,979 2.94%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,534 3.95%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $1,195,000 $239,000 $2,284 2.75%
FLINT, MI (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,464 3.03%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,027 2.81%
ST. CLOUD, MN (FHA|USDA|VA) 5 $1,135,000 $227,000 $1,990 3.58%
Ottawa, KS (FHA|USDA|VA) 2 $1,090,000 $545,000 $9,142 2.88%
Alamogordo, NM (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,142 2.78%
Ketchikan, AK (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,066 2.88%
MANSFIELD, OH (FHA|USDA|VA) 4 $1,070,000 $267,500 $1,374 3.22%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,396 3.06%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,474 2.88%
Albertville, AL (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,678 3.00%
Kerrville, TX (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,518 2.96%
Gillette, WY (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,624 2.97%
Milledgeville, GA (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,338 3.13%
Shelton, WA (FHA|USDA|VA) 3 $1,025,000 $341,667 $1,161 2.79%
Bennington, VT (FHA|USDA|VA) 3 $1,025,000 $341,667 $714 2.92%
TYLER, TX (FHA|USDA|VA) 3 $1,025,000 $341,667 $9,638 3.67%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,238 2.91%
Centralia, WA (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,520 2.97%
FORT WAYNE, IN (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,464 2.98%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $990,000 $247,500 $2,091 3.50%
Concord, NH (FHA|USDA|VA) 3 $975,000 $325,000 $6,359 2.88%
Augusta-Waterville, ME (FHA|USDA|VA) 4 $970,000 $242,500 $3,766 2.97%
POCATELLO, ID (FHA|USDA|VA) 4 $960,000 $240,000 $4,360 2.84%
Aberdeen, WA (FHA|USDA|VA) 4 $960,000 $240,000 $2,553 3.69%
IOWA CITY, IA (FHA|USDA|VA) 3 $955,000 $318,333 $1,216 3.00%
Clearlake, CA (FHA|USDA|VA) 3 $955,000 $318,333 $1,237 3.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $945,000 $315,000 $573 2.92%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $930,000 $232,500 $2,789 2.84%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $925,000 $308,333 $3,998 2.79%
RAPID CITY, SD (FHA|USDA|VA) 3 $925,000 $308,333 $1,567 2.71%
Fallon, NV (FHA|USDA|VA) 3 $915,000 $305,000 $4,496 2.75%
Mountain Home, ID (FHA|USDA|VA) 4 $900,000 $225,000 $3,251 2.94%
Columbus, MS (FHA|USDA|VA) 4 $900,000 $225,000 $1,800 2.78%
Elizabeth City, NC (FHA|USDA|VA) 3 $895,000 $298,333 $5,097 3.08%
LAFAYETTE, LA (FHA|USDA|VA) 4 $890,000 $222,500 $6,711 3.31%
Brainerd, MN (FHA|USDA|VA) 3 $875,000 $291,667 $1,601 2.83%
MONROE, MI (FHA|USDA|VA) 3 $865,000 $288,333 $5,632 3.08%
HAMMOND, LA (FHA|USDA|VA) 2 $860,000 $430,000 $826 2.75%
Fredericksburg, TX (FHA|USDA|VA) 2 $850,000 $425,000 $4,878 2.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $835,000 $835,000 $24,394 2.75%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $825,000 $275,000 $3,302 3.13%
Laconia, NH (FHA|USDA|VA) 3 $825,000 $275,000 $3,585 3.08%
Georgetown, SC (FHA|USDA|VA) 2 $810,000 $405,000 $3,110 2.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $805,000 $268,333 $1,407 2.92%
Los Alamos, NM (FHA|USDA|VA) 2 $800,000 $400,000 $3,226 2.94%
Sayre, PA (FHA|USDA|VA) 3 $795,000 $265,000 $1,418 2.75%
Greenwood, SC (FHA|USDA|VA) 2 $790,000 $395,000 $11,928 2.25%
Fort Leonard Wood, MO (FHA|USDA|VA) 4 $790,000 $197,500 $4,804 3.06%
READING, PA (FHA|USDA|VA) 4 $790,000 $197,500 $5,172 3.38%
Mount Pleasant, TX (FHA|USDA|VA) 2 $790,000 $395,000 $10,779 2.50%
GREAT FALLS, MT (FHA|USDA|VA) 3 $785,000 $261,667 $1,559 3.00%
ALBANY, GA (FHA|USDA|VA) 3 $775,000 $258,333 $4,317 3.33%
GETTYSBURG, PA (FHA|USDA|VA) 2 $770,000 $385,000 $3,998 2.88%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $765,000 $255,000 $1,834 3.50%
Sedalia, MO (FHA|USDA|VA) 3 $765,000 $255,000 $850 4.17%
Ellensburg, WA (FHA|USDA|VA) 2 $760,000 $380,000 $5,329 2.63%
CLEVELAND, TN (FHA|USDA|VA) 2 $760,000 $380,000 $8,027 2.88%
TOPEKA, KS (FHA|USDA|VA) 4 $750,000 $187,500 $2,866 3.16%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $750,000 $375,000 $3,218 3.38%
Pella, IA (FHA|USDA|VA) 3 $735,000 $245,000 $3,096 3.08%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $725,000 $241,667 $3,328 2.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $725,000 $241,667 $5,469 2.75%
CASPER, WY (FHA|USDA|VA) 2 $720,000 $360,000 $2,131 2.75%
Wooster, OH (FHA|USDA|VA) 3 $715,000 $238,333 $4,190 3.00%
CHARLESTON, WV (FHA|USDA|VA) 3 $715,000 $238,333 $2,000 2.79%
Crossville, TN (FHA|USDA|VA) 2 $710,000 $355,000 $8,986 2.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $710,000 $355,000 $2,592 2.88%
Cullman, AL (FHA|USDA|VA) 3 $705,000 $235,000 $3,450 3.08%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $695,000 $231,667 $3,239 2.88%
GOLDSBORO, NC (FHA|USDA|VA) 3 $695,000 $231,667 $3,666 2.67%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $690,000 $345,000 $2,742 2.94%
DECATUR, AL (FHA|USDA|VA) 2 $690,000 $345,000 $4,337 3.13%
Tupelo, MS (FHA|USDA|VA) 2 $690,000 $345,000 $1,392 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $685,000 $228,333 $2,594 3.50%
GRANTS PASS, OR (FHA|USDA|VA) 3 $685,000 $228,333 $3,505 2.75%
Nogales, AZ (FHA|USDA|VA) 2 $680,000 $340,000 $12,291 2.75%
PITTSFIELD, MA (FHA|USDA|VA) 2 $680,000 $340,000 $2,012 3.00%
Russellville, AR (FHA|USDA|VA) 4 $670,000 $167,500 $1,208 3.47%
Bemidji, MN (FHA|USDA|VA) 2 $670,000 $335,000 $10,473 3.00%
Fort Morgan, CO (FHA|USDA|VA) 2 $670,000 $335,000 $3,355 2.81%
Bennettsville, SC (FHA|USDA|VA) 2 $670,000 $335,000 $2,385 3.13%
BINGHAMTON, NY (FHA|USDA|VA) 2 $670,000 $335,000 $9,098 3.44%
Adrian, MI (FHA|USDA|VA) 3 $655,000 $218,333 $2,639 3.04%
ENID, OK (FHA|USDA|VA) 2 $650,000 $325,000 $2,658 3.06%
AMARILLO, TX (FHA|USDA|VA) 2 $650,000 $325,000 $818 3.06%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $650,000 $325,000 $9,590 3.19%
YAKIMA, WA (FHA|USDA|VA) 3 $645,000 $215,000 $3,262 4.17%
Newport, OR (FHA|USDA|VA) 2 $640,000 $320,000 $1,812 2.94%
Riverton, WY (FHA|USDA|VA) 2 $640,000 $320,000 $1,848 3.31%
AMES, IA (FHA|USDA|VA) 2 $640,000 $320,000 $5,526 3.00%
BURLINGTON, NC (FHA|USDA|VA) 2 $640,000 $320,000 $3,339 2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $630,000 $315,000 $4,039 2.69%
ROCKFORD, IL (FHA|USDA|VA) 4 $630,000 $157,500 $2,672 3.25%
Payson, AZ (FHA|USDA|VA) 3 $625,000 $208,333 $2,229 3.08%
GADSDEN, AL (FHA|USDA|VA) 2 $620,000 $310,000 $5,098 2.75%
Paducah, KY-IL (FHA|USDA|VA) 2 $620,000 $310,000 $1,225 3.38%
Lebanon, NH-VT (FHA|USDA|VA) 2 $610,000 $305,000 $1,510 3.13%
Aberdeen, SD (FHA|USDA|VA) 2 $610,000 $305,000 $2,166 2.50%
Lufkin, TX (FHA|USDA|VA) 2 $610,000 $305,000 $2,048 2.44%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $610,000 $305,000 $2,048 2.63%
Picayune, MS (FHA|USDA|VA) 1 $605,000 $605,000 $0 2.75%
Fort Payne, AL (FHA|USDA|VA) 2 $590,000 $295,000 $1,692 2.81%
Albemarle, NC (FHA|USDA|VA) 2 $590,000 $295,000 $2,700 2.81%
JACKSON, MI (FHA|USDA|VA) 2 $590,000 $295,000 $1,150 2.50%
Enterprise, AL (FHA|USDA|VA) 3 $585,000 $195,000 $1,519 3.29%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $580,000 $290,000 $1,376 3.75%
Branson, MO (FHA|USDA|VA) 2 $570,000 $285,000 $2,026 2.81%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $570,000 $285,000 $2,379 2.81%
LEBANON, PA (FHA|USDA|VA) 2 $570,000 $285,000 $8,263 2.81%
Ozark, AL (FHA|USDA|VA) 1 $565,000 $565,000 $1,259 3.00%
Laramie, WY (FHA|USDA|VA) 1 $565,000 $565,000 $5,103 2.38%
Owatonna, MN (FHA|USDA|VA) 2 $560,000 $280,000 $3,451 3.75%
Sheridan, WY (FHA|USDA|VA) 2 $560,000 $280,000 $424 2.94%
JOPLIN, MO (FHA|USDA|VA) 2 $560,000 $280,000 $1,836 2.75%
ABILENE, TX (FHA|USDA|VA) 2 $560,000 $280,000 $6,789 3.13%
North Wilkesboro, NC (FHA|USDA|VA) 2 $550,000 $275,000 $2,968 2.63%
HINESVILLE, GA (FHA|USDA|VA) 3 $545,000 $181,667 $3,304 3.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $540,000 $270,000 $0 4.50%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $540,000 $270,000 $1,918 2.56%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $520,000 $260,000 $2,639 3.19%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $520,000 $260,000 $2,710 2.63%
WACO, TX (FHA|USDA|VA) 2 $520,000 $260,000 $4,671 3.81%
Hood River, OR (FHA|USDA|VA) 1 $515,000 $515,000 $105 2.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $515,000 $515,000 $2,445 2.75%
ITHACA, NY (FHA|USDA|VA) 2 $510,000 $255,000 $3,588 3.31%
Bluefield, WV-VA (FHA|USDA|VA) 1 $505,000 $505,000 $7,786 3.13%
Clovis, NM (FHA|USDA|VA) 2 $500,000 $250,000 $7,861 3.06%
Newberry, SC (FHA|USDA|VA) 1 $495,000 $495,000 $3,014 2.63%
DALTON, GA (FHA|USDA|VA) 1 $495,000 $495,000 $2,425 2.75%
Elko, NV (FHA|USDA|VA) 2 $490,000 $245,000 $480 3.06%
Starkville, MS (FHA|USDA|VA) 2 $490,000 $245,000 $3,788 3.06%
HATTIESBURG, MS (FHA|USDA|VA) 2 $490,000 $245,000 $3,675 3.38%
Auburn, NY (FHA|USDA|VA) 2 $480,000 $240,000 $2,956 3.38%
Marshalltown, IA (FHA|USDA|VA) 2 $480,000 $240,000 $5,373 3.44%
Athens, TN (FHA|USDA|VA) 2 $480,000 $240,000 $2,225 2.75%
Durant, OK (FHA|USDA|VA) 1 $475,000 $475,000 $0 3.13%
Corning, NY (FHA|USDA|VA) 3 $475,000 $158,333 $1,941 3.58%
Whitewater, WI (FHA|USDA|VA) 2 $470,000 $235,000 $2,065 2.88%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $470,000 $235,000 $3,741 2.50%
Norfolk, NE (FHA|USDA|VA) 1 $465,000 $465,000 $2,297 2.63%
ROME, GA (FHA|USDA|VA) 1 $465,000 $465,000 $4,361 4.50%
VICTORIA, TX (FHA|USDA|VA) 1 $465,000 $465,000 $2,233 2.88%
BANGOR, ME (FHA|USDA|VA) 2 $460,000 $230,000 $2,828 3.13%
Zanesville, OH (FHA|USDA|VA) 2 $450,000 $225,000 $3,992 3.06%
MORRISTOWN, TN (FHA|USDA|VA) 1 $445,000 $445,000 $2,181 2.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $440,000 $220,000 $7,180 4.25%
RACINE, WI (FHA|USDA|VA) 2 $440,000 $220,000 $5,325 2.81%
Sterling, IL (FHA|USDA|VA) 1 $435,000 $435,000 $23 2.75%
Ruidoso, NM (FHA|USDA|VA) 1 $435,000 $435,000 $2,281 2.75%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $430,000 $215,000 $1,079 3.00%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $430,000 $215,000 $1,159 3.75%
Plattsburgh, NY (FHA|USDA|VA) 2 $430,000 $215,000 $3,694 3.06%
Athens, TX (FHA|USDA|VA) 1 $425,000 $425,000 $1,692 2.75%
Manitowoc, WI (FHA|USDA|VA) 1 $415,000 $415,000 $882 2.75%
Danville, KY (FHA|USDA|VA) 1 $415,000 $415,000 $16,842 2.25%
Cookeville, TN (FHA|USDA|VA) 1 $415,000 $415,000 $549 2.50%
Pottsville, PA (FHA|USDA|VA) 2 $410,000 $205,000 $2,624 2.94%
Chillicothe, OH (FHA|USDA|VA) 2 $400,000 $200,000 $3,294 3.06%
Mineral Wells, TX (FHA|USDA|VA) 1 $395,000 $395,000 $4,427 2.25%
Forest City, NC (FHA|USDA|VA) 1 $395,000 $395,000 $7 3.50%
Mount Vernon, OH (FHA|USDA|VA) 2 $390,000 $195,000 $8,905 2.81%
Norwalk, OH (FHA|USDA|VA) 2 $390,000 $195,000 $2,148 4.31%
LaGrange, GA-AL (FHA|USDA|VA) 1 $385,000 $385,000 $3,544 2.25%
Oneonta, NY (FHA|USDA|VA) 3 $385,000 $128,333 $3,424 4.17%
Keene, NH (FHA|USDA|VA) 2 $380,000 $190,000 $8,026 3.31%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $380,000 $190,000 $828 3.88%
Duncan, OK (FHA|USDA|VA) 1 $375,000 $375,000 $13,140 3.13%
Oxford, MS (FHA|USDA|VA) 1 $375,000 $375,000 $0 2.75%
MUNCIE, IN (FHA|USDA|VA) 1 $365,000 $365,000 $472 2.50%
Willmar, MN (FHA|USDA|VA) 1 $365,000 $365,000 $857 3.25%
Winnemucca, NV (FHA|USDA|VA) 1 $365,000 $365,000 $2,027 3.00%
Williston, ND (FHA|USDA|VA) 1 $365,000 $365,000 $1,393 3.00%
Alexandria, MN (FHA|USDA|VA) 1 $355,000 $355,000 $3,070 3.13%
SANTA FE, NM (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $355,000 $355,000 $9,477 2.25%
Rolla, MO (FHA|USDA|VA) 2 $350,000 $175,000 $1,477 3.19%
Findlay, OH (FHA|USDA|VA) 2 $350,000 $175,000 $5,683 2.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $345,000 $345,000 $1,132 2.38%
NILES, MI (FHA|USDA|VA) 2 $340,000 $170,000 $4,165 3.56%
Hutchinson, MN (FHA|USDA|VA) 1 $335,000 $335,000 $421 2.75%
PEORIA, IL (FHA|USDA|VA) 1 $335,000 $335,000 $1,815 2.88%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $335,000 $335,000 $1,903 3.00%
Troy, AL (FHA|USDA|VA) 1 $335,000 $335,000 $1,242 2.75%
Altus, OK (FHA|USDA|VA) 1 $325,000 $325,000 $14,210 2.75%
Atmore, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,122 2.75%
Weatherford, OK (FHA|USDA|VA) 1 $325,000 $325,000 $9,697 2.63%
MIDLAND, TX (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.75%
Bartlesville, OK (FHA|USDA|VA) 1 $315,000 $315,000 $3,221 2.75%
Safford, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $1,119 3.00%
Muscatine, IA (FHA|USDA|VA) 1 $315,000 $315,000 $11,237 2.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $315,000 $315,000 $2,992 2.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $310,000 $155,000 $1,846 3.75%
Lewisburg, TN (FHA|USDA|VA) 1 $305,000 $305,000 $944 2.88%
ALTOONA, PA (FHA|USDA|VA) 1 $305,000 $305,000 $4,231 3.25%
Washington, NC (FHA|USDA|VA) 1 $305,000 $305,000 $6,557 2.75%
Kearney, NE (FHA|USDA|VA) 1 $305,000 $305,000 $985 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,124 2.75%
Rockport, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,443 3.25%
Fremont, OH (FHA|USDA|VA) 1 $295,000 $295,000 $4,570 2.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $295,000 $295,000 $1,812 2.75%
Fremont, NE (FHA|USDA|VA) 1 $295,000 $295,000 $1,808 2.75%
SAGINAW, MI (FHA|USDA|VA) 1 $285,000 $285,000 $2,073 2.75%
Farmington, MO (FHA|USDA|VA) 1 $285,000 $285,000 $2,293 2.25%
The Dalles, OR (FHA|USDA|VA) 1 $285,000 $285,000 $2,573 2.75%
Rexburg, ID (FHA|USDA|VA) 1 $285,000 $285,000 $3,614 3.13%
ERIE, PA (FHA|USDA|VA) 1 $285,000 $285,000 $3,168 2.75%
ODESSA, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,341 2.75%
Paris, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,562 3.00%
LOGAN, UT-ID (FHA|USDA|VA) 1 $285,000 $285,000 $1,802 3.63%
WHEELING, WV-OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,569 3.38%
Fairmont, WV (FHA|USDA|VA) 1 $275,000 $275,000 $3,135 3.00%
MORGANTOWN, WV (FHA|USDA|VA) 1 $275,000 $275,000 $2,243 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,410 2.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,284 3.00%
Lebanon, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,227 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $275,000 $275,000 $379 2.75%
FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $12,489 2.88%
Clarksburg, WV (FHA|USDA|VA) 1 $265,000 $265,000 $2,204 3.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $265,000 $265,000 $12,326 2.75%
Shelbyville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $2,754 3.25%
DANVILLE, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,982 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $255,000 $255,000 $3,508 2.75%
Paris, TN (FHA|USDA|VA) 1 $255,000 $255,000 $1,977 3.25%
London, KY (FHA|USDA|VA) 1 $255,000 $255,000 $5,239 2.75%
Sterling, CO (FHA|USDA|VA) 1 $255,000 $255,000 $4,320 2.75%
Brenham, TX (FHA|USDA|VA) 1 $255,000 $255,000 $2,658 2.75%
Minot, ND (FHA|USDA|VA) 1 $255,000 $255,000 $4,676 2.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,072 2.75%
Watertown, SD (FHA|USDA|VA) 1 $245,000 $245,000 $3,089 3.00%
UTICA-ROME, NY (FHA|USDA|VA) 1 $245,000 $245,000 $2,685 2.75%
West Plains, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,440 2.75%
Coos Bay, OR (FHA|USDA|VA) 1 $245,000 $245,000 $712 2.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $245,000 $245,000 $3,167 3.13%
Brevard, NC (FHA|USDA|VA) 1 $245,000 $245,000 $8,943 2.88%
Hillsdale, MI (FHA|USDA|VA) 1 $245,000 $245,000 $1,540 2.25%
New Castle, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,168 3.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,019 2.38%
Lincoln, IL (FHA|USDA|VA) 1 $235,000 $235,000 $6,469 2.38%
CaƱon City, CO (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.00%
COLUMBUS, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,822 2.75%
Tahlequah, OK (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.13%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,257 3.13%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,641 3.38%
Sanford, NC (FHA|USDA|VA) 1 $235,000 $235,000 $1,579 3.25%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $225,000 $225,000 $3,317 2.38%
Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,060 3.13%
LAS CRUCES, NM (FHA|USDA|VA) 1 $225,000 $225,000 $2,761 2.50%
Calhoun, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,014 2.75%
Lewistown, PA (FHA|USDA|VA) 1 $225,000 $225,000 $1,616 2.75%
Frankfort, IN (FHA|USDA|VA) 1 $215,000 $215,000 $215 2.75%
Hastings, NE (FHA|USDA|VA) 1 $215,000 $215,000 $1,550 3.25%
Houghton, MI (FHA|USDA|VA) 1 $215,000 $215,000 $4,690 2.75%
Ottawa, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,592 3.88%
Frankfort, KY (FHA|USDA|VA) 1 $205,000 $205,000 $11,406 3.63%
KANKAKEE, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,776 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $205,000 $205,000 $4,642 3.63%
Bellefontaine, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,311 2.88%
Lake City, FL (FHA|USDA|VA) 1 $205,000 $205,000 $1,841 3.00%
Martinsville, VA (FHA|USDA|VA) 1 $205,000 $205,000 $1,017 2.75%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $205,000 $205,000 $8,442 2.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,607 2.75%
LIMA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,675 3.63%
Prineville, OR (FHA|USDA|VA) 1 $205,000 $205,000 $1,996 2.75%
Cedartown, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,045 3.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,440 3.00%
Rutland, VT (FHA|USDA|VA) 1 $195,000 $195,000 $3,543 2.88%
Camden, AR (FHA|USDA|VA) 1 $195,000 $195,000 $1,587 3.75%
Campbellsville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.63%
Sidney, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,474 3.50%
Las Vegas, NM (FHA|USDA|VA) 1 $185,000 $185,000 $2,080 3.75%
Alice, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,357 3.50%
Stevens Point, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,548 2.75%
Douglas, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,668 2.75%
Pullman, WA (FHA|USDA|VA) 1 $185,000 $185,000 $5,376 3.38%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $175,000 $175,000 $899 2.88%
MIDLAND, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,625 3.13%
Mason City, IA (FHA|USDA|VA) 1 $175,000 $175,000 $2,888 4.00%
Olean, NY (FHA|USDA|VA) 1 $175,000 $175,000 $6,400 2.88%
Dublin, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,711 3.75%
GLENS FALLS, NY (FHA|USDA|VA) 1 $175,000 $175,000 $5,951 3.13%
Indianola, MS (FHA|USDA|VA) 1 $165,000 $165,000 $1,972 3.13%
Bogalusa, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,983 3.88%
Lexington, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,772 2.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,783 3.13%
Winfield, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,753 3.38%
Vincennes, IN (FHA|USDA|VA) 1 $165,000 $165,000 $857 2.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,354 3.00%
Harrison, AR (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.88%
Cambridge, MD (FHA|USDA|VA) 1 $165,000 $165,000 $3,680 2.75%
Jennings, LA (FHA|USDA|VA) 1 $165,000 $165,000 $7,255 2.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,290 3.63%
Atchison, KS (FHA|USDA|VA) 1 $145,000 $145,000 $805 3.13%
Alpena, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,685 2.25%
Moultrie, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,679 3.63%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $135,000 $135,000 $722 4.13%
Emporia, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,897 3.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,191 3.63%
Susanville, CA (FHA|USDA|VA) 1 $105,000 $105,000 $2,245 4.25%
Scottsbluff, NE (FHA|USDA|VA) 1 $105,000 $105,000 $1,758 4.38%
McAlester, OK (FHA|USDA|VA) 1 $105,000 $105,000 $1,953 4.13%
El Dorado, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,737 3.75%
Somerset, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,198 5.13%
Maryville, MO (FHA|USDA|VA) 1 $65,000 $65,000 $1,967 3.88%
North American Savings Bank F.s.b.'s top markets include Kansas City, Washington, New York, Los Angeles, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against North American Savings Bank F.S.B. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HAWAIIAN FINANCIAL
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,883 $2,915,705,000 $328,234 $2,732 3.12%
    VA 6,246 $2,492,520,000 $399,059 $4,610 2.75%
    FHA 372 $95,540,000 $256,828 $5,849 3.17%
    USDA 6 $1,370,000 $228,333 $3,723 3.29%

    For 2020, North American Savings Bank F.s.b.'s most frequently originated type of loan was Conventional, with 8,883 originations. Their 2nd most popular type was VA, with 6,246 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 8,005 $2,897,165,000 $361,919 $2,433 2.83%
    Home Purchase 4,156 $1,466,190,000 $352,789 $5,091 3.11%
    Cash Out Refi 3,234 $1,119,640,000 $346,209 $4,570 3.11%
    Other 101 $19,565,000 $193,713 $2,701 4.38%
    Home Improvement 11 $2,575,000 $234,091 $3,142 3.67%

    For 2020, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Refi, with 8,005 originations. The 2nd most popular reason was Home Purchase, with 4,156 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 13,626 $4,948,950,000 $363,199 $3,692 2.96%
    15 Year 1,165 $344,795,000 $295,961 $2,833 2.81%
    20 Year 335 $92,905,000 $277,328 $2,927 3.70%
    Other 284 $90,150,000 $317,430 $2,249 3.32%
    10 Year 69 $21,285,000 $308,478 $2,432 2.84%
    1 Year 26 $6,720,000 $258,462 $0 5.15%
    3 Year 1 $155,000 $155,000 $0 5.75%
    5 Year 1 $175,000 $175,000 $0 6.75%

    For 2020, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 13,626 originations. The 2nd most popular length was 15 Year, with 1,165 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 12,227 $4,414,665,000 $361,059
    $1k-2k 972 $309,630,000 $318,549
    $2k-3k 552 $186,120,000 $337,174
    $5k+ 409 $198,875,000 $486,247
    $3k-4k 363 $123,575,000 $340,427
    $4k-5k 223 $85,335,000 $382,668

    North American Savings Bank F.s.b.'s average total fees were $3,692, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 12,227 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 8,929 $3,347,195,000 $374,868
    3-4% 3,886 $1,172,160,000 $301,637
    <2.5% 2,111 $839,075,000 $397,477
    4-5% 295 $66,655,000 $225,949
    5-6% 193 $55,815,000 $289,197
    6-7% 92 $23,970,000 $260,543
    7-8% 1 $265,000 $265,000

    During 2020, North American Savings Bank F.s.b.'s average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was 2.5-3%, with 8,929 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,095 $2,780,555,000 $305,723 $3,150 2.92%
    $400k-600k 3,732 $1,751,630,000 $469,354 $3,862 2.85%
    $100k-200k 1,616 $254,390,000 $157,420 $2,619 3.46%
    $600k-1MM 794 $574,270,000 $723,262 $7,502 2.87%
    $100,000 or less 168 $13,130,000 $78,155 $1,913 4.14%
    $1MM+ 102 $131,160,000 $1,285,882 $15,844 3.04%

    2020 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 9,095 originations, totaling $2,780,555,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,644 $1,277,100,000 $350,467 $3,818 3.00%
    $150k-250k 2,936 $1,172,130,000 $399,227 $3,827 2.96%
    $75k-100k 2,057 $630,635,000 $306,580 $4,045 3.02%
    $50k-75k 1,637 $414,365,000 $253,125 $3,793 3.06%
    $250k+ 902 $440,940,000 $488,847 $5,307 3.04%
    $50k or less 452 $82,240,000 $181,947 $3,043 3.24%

    North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 3,644 originations. The second most popular income band? $150k-250k, with 2,936 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,015 $1,029,465,000 $341,448 $3,254 2.96%
    30-36% 2,078 $711,970,000 $342,623 $3,723 3.01%
    <20% 1,156 $373,590,000 $323,175 $2,666 2.92%
    50-60% 683 $257,445,000 $376,933 $7,273 2.91%
    42% 408 $140,250,000 $343,750 $4,114 3.17%
    44% 390 $137,010,000 $351,308 $4,308 3.21%
    38% 369 $125,445,000 $339,959 $3,775 3.06%
    43% 368 $124,920,000 $339,457 $3,875 3.10%
    41% 348 $119,580,000 $343,621 $4,172 3.16%
    40% 345 $121,475,000 $352,101 $4,142 3.07%
    39% 342 $120,170,000 $351,374 $4,150 3.08%
    36% 336 $110,640,000 $329,286 $3,704 3.05%
    37% 333 $119,615,000 $359,204 $4,182 3.06%
    46% 303 $105,425,000 $347,937 $4,465 3.02%
    45% 297 $97,695,000 $328,939 $4,093 3.08%
    49% 281 $99,465,000 $353,968 $4,838 3.09%
    48% 272 $96,280,000 $353,971 $4,389 3.04%
    47% 253 $91,915,000 $363,300 $4,881 3.06%
    >60% 114 $52,670,000 $462,018 $7,329 2.85%

    North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 20-30%, with 3,015 originations. The next most common DTI ratio? 30-36%, with 2,078 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,563 $3,713,735,000 $351,580 $3,625 2.96%
    Not provided 2,956 $1,093,870,000 $370,051 $3,490 2.91%
    Asian 605 $228,215,000 $377,215 $3,389 2.87%
    Black 624 $220,380,000 $353,173 $3,894 3.01%
    Asian Indian 204 $74,110,000 $363,284 $2,583 2.82%
    American Indian 150 $52,000,000 $346,667 $3,426 2.94%
    Not applicable 164 $29,200,000 $178,049 $0 5.92%
    Filipino 60 $23,690,000 $394,833 $3,703 2.85%
    Korean 32 $14,000,000 $437,500 $3,856 2.86%
    Chinese 34 $12,480,000 $367,059 $2,901 2.86%
    Other Asian 38 $12,370,000 $325,526 $2,983 2.97%
    Native Hawaiian or Islander 28 $12,090,000 $431,786 $4,179 3.00%
    Vietnamese 22 $8,160,000 $370,909 $4,065 2.76%
    Japanese 13 $5,535,000 $425,769 $3,395 2.78%
    Other Pacific Islander 8 $3,180,000 $397,500 $4,077 2.86%
    Guamanian 6 $2,120,000 $353,333 $2,164 2.79%

    Approval Rates

    Total approvals of all applications
    79.38%

    North American Savings Bank F.s.b. has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    68.70%

    North American Savings Bank F.s.b. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,507 $5,505,135,000 $355,010

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 2 $700,000 $350,000
    Single Family (1-4 Units):Site-Built 15,505 $5,504,435,000 $355,010

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 367 $111,455,000 $303,692 $2,920 3.15%
    40-60% 1,982 $638,320,000 $322,059 $2,589 3.05%
    60-80% 4,993 $1,683,535,000 $337,179 $3,131 3.10%
    80-100% 4,096 $1,462,060,000 $356,948 $4,581 3.03%
    Over 100% 386 $161,430,000 $418,212 $13,832 2.74%
    Under 20% 32 $7,740,000 $241,875 $3,210 3.71%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    NORTH AMERICAN FINANCIAL CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    North American Savings Bank, F.S.B. 1001 N Jesse James Road Excelsior Springs, MO 64024 Full Service B&M $89,197
    North American Savings Bank, F.S.B. 11400 E 23rd Street Independence, MO 64052 Full Service B&M $91,055
    North American Savings Bank, F.S.B. 125th And South 71 Highway Grandview, MO 64030 Full Service B&M $966,173
    North American Savings Bank, F.S.B. 2002 East Mechanic Street Harrisonville, MO 64701 Full Service B&M $87,613
    North American Savings Bank, F.S.B. 205 South 13th Street Lexington, MO 64067 Full Service B&M $86,744
    North American Savings Bank, F.S.B. 228 S 2nd St Odessa, MO 64076 Full Service B&M $21,200
    North American Savings Bank, F.S.B. 2707 Prairie View Road Platte City, MO 64079 Full Service B&M $32,922
    North American Savings Bank, F.S.B. 646 North 291 Highway Lee's Summit, MO 64063 Full Service B&M $131,149
    North American Savings Bank, F.S.B. 7012 Nw Barry Road Kansas City, MO 64153 Full Service B&M $45,801
    North American Savings Bank, F.S.B. 8501 North Oak Trafficway Gladstone, MO 64119 Full Service B&M $146,963
    North American Savings Bank, F.S.B. 920 Belt Highway St. Joseph, MO 64501 Full Service B&M $151,112

    For 2020, North American Savings Bank F.s.b. had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $126,341
    Net interest income $98,277
    Total noninterest income $209,369
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,275
    Trading account gains and fees $0
    Additional Noninterest Income $208,094
    Pre-tax net operating income $154,757
    Securities gains (or losses, -) $318
    Income before extraordinary items $115,721
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $115,721
    Minority interest net income $0
    Net income $115,721
    Sale, conversion, retirement of capital stock, net $291
    Net operating income $115,469

    North American Savings Bank F.s.b.'s gross interest income from loans was $126,341,000.
    North American Savings Bank F.s.b.'s net interest income from loans was $98,277,000.
    North American Savings Bank F.s.b.'s fee based income from loans was $1,275,000.
    North American Savings Bank F.s.b.'s net income from loans was $115,721,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $28,064
    Provision for credit losses $10,150
    Total noninterest expense $142,739
    Salaries and employee benefits $102,722
    Premises and equipment expense $7,606
    Additional noninterest expense $32,411
    Applicable income taxes $39,354
    Net charge-offs $1,847
    Cash dividends $16,224

    North American Savings Bank F.s.b.'s interest expense for loans was $28,064,000.
    North American Savings Bank F.s.b.'s payroll and benefits expense were $102,722,000.
    North American Savings Bank F.s.b.'s property, plant and equipment expenses $7,606,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 3.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,702,318
    Deposits held in domestic offices $1,702,318
    Deposits by Individuals, partnerships, and corporations $1,373,065
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $28,736
    Deposits by Commercial banks and other depository institutions in U.S. $300,516
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $289,267
    Demand deposits $284,702
    Nontransaction accounts $1,413,050
    Money market deposit accounts (MMDAs) $330,510
    Other savings deposits (excluding MMDAs) $197,686
    Total time deposits $884,854
    Total time and savings deposits $1,417,615
    Noninterest-bearing deposits $190,809
    Interest-bearing deposits $1,511,509
    Retail deposits $1,477,332
    IRAs and Keogh plan accounts $65,681
    Brokered deposits $99,996
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,586,577
    Cash & Balances due from depository institutions $71,427
    Interest-bearing balances $65,652
    Total securities $148,324
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,242,312
    Loan and leases loss allowance $31,135
    Trading account assets $0
    Bank premises and fixed assets $17,835
    Other real estate owned $3,737
    Goodwill and other intangibles $15,758
    All other assets $87,184

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,586,577
    Total Liabilities $2,207,266
    Total deposits $1,702,318
    Interest-bearing deposits $1,511,509
    Deposits held in domestic offices $1,702,318
    % insured (estimated) $88
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $412,422
    Subordinated debt $0
    All other liabilities $92,526

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,242,312
    Loan and leases loss allowance $31,135
    Total loans and leases (domestic) $2,273,447
    All real estate loans $2,308,463
    Real estate loans in domestic offices $2,308,463
    Construction and development loans $167,083
    Residential 1-4 family construction $120,147
    Other construction, all land development and other land $46,936
    Loans secured by nonfarm nonresidential properties $177,793
    Nonfarm nonresidential secured by owner-occupied properties $1,565
    Commercial real estate & other non-farm, non-residential $176,228
    Multifamily residential real estate $30,552
    1-4 family residential loans $1,931,001
    Farmland loans $2,034
    Loans held in foreign offices $0
    Farm loans $279
    Commercial and industrial loans $13,682
    To non-U.S. addressees $0
    Loans to individuals $578
    Credit card loans $0
    Related Plans $40
    Consumer Auto Loans $0
    Other loans to individuals $538
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $8,142
    Non 1-4 family restructured loans & leases $7,350
    Total loans and leases (foreign) $0

    North American Savings Bank F.S.B. had $2,242,312,000 of loans outstanding in 2020. $2,308,463,000 of loans were in real estate loans. $167,083,000 of loans were in development loans. $30,552,000 of loans were in multifamily mortgage loans. $1,931,001,000 of loans were in 1-4 family mortgage loans. $279,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 81 $21,350 $263,580
    Nonfarm, nonresidential loans - <$100k 16 $322 $20,125
    Nonfarm, nonresidential loans - $100-250k 18 $2,346 $130,333
    Nonfarm, nonresidential loans - $250k-1MM 47 $18,682 $397,489
    Commercial & Industrial, US addressed loans - <$1MM 4 $98 $24,500
    Commercial & Industrial, US addressed loans - <$100k 1 $2 $2,000
    Commercial & Industrial, US addressed loans - $100-250k 2 $0 $0
    Commercial & Industrial, US addressed loans - $250k-1MM 1 $96 $96,000
    Farmland loans - <$1MM 21 $2,034 $96,857
    Farmland loans - <$100k 9 $200 $22,222
    Farmland loans - $100-250k 9 $927 $103,000
    Farmland loans - $250k-1MM 3 $907 $302,333
    Agriculture operations loans - <$1MM 4 $279 $69,750
    Agriculture operations loans - <$100k 2 $30 $15,000
    Agriculture operations loans - $100-250k 2 $249 $124,500