North American Savings Bank F.s.b. Mortgage Rates, Fees & Info

Grandview, MO

LEI: 549300K6K2IS7FRS7S09

Tax ID: 44-0373310

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Mortgage Data

Bank Data

Review & Overview

North American Savings Bank F.s.b. is a small bank specializing in Home Purchase, Cash Out Refi, and Refi loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Washington, New York, Phoenix, and Los Angeles among others. We have data for 569 markets. (Some data included below & more in-depth data is available with an active subscription.)

North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 4/22/24
30 Year Conventional Refi 6.40% 4/22/24
30 Year Cash-out Refi 6.61% 4/22/24
30 Year FHA Purchase 7.03% 4/22/24
30 Year FHA Refi 7.21% 4/22/24
30 Year VA Purchase 5.85% 4/22/24
30 Year VA Refi 5.58% 4/22/24
15 Year Conventional Purchase 5.71% 4/22/24
15 Year Conventional Refi 5.74% 4/22/24
15 Year Cash-out Refi 5.74% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year VA Purchase 5.74% 4/22/24
15 Year VA Refi 5.90% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

North American Savings Bank F.s.b. Mortgage Calculator






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This is not an official calculator from North American Savings Bank F.s.b.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,577

Origination Dollar Volume (All Markets)

$2,721,775,000

Employee count

477 Show all (138) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,075 $279,485,000 $259,986 $2,922 4.11%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 277 $120,765,000 $435,975 $5,676 3.58%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 193 $75,905,000 $393,290 $6,174 3.78%
Outside of Metro Areas 279 $74,225,000 $266,039 $4,320 3.90%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 219 $67,005,000 $305,959 $5,116 3.78%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 135 $65,905,000 $488,185 $6,120 3.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 224 $64,650,000 $288,616 $4,635 3.85%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 164 $54,190,000 $330,427 $5,105 3.76%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 162 $50,960,000 $314,568 $5,305 3.92%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 92 $50,060,000 $544,130 $6,089 3.79%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 101 $46,005,000 $455,495 $5,561 3.71%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 109 $44,455,000 $407,844 $5,118 3.77%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 137 $43,355,000 $316,460 $5,008 3.82%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 147 $43,045,000 $292,823 $5,597 3.78%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 103 $42,665,000 $414,223 $5,757 3.65%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 134 $41,630,000 $310,672 $5,318 3.99%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 106 $38,820,000 $366,226 $5,204 3.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 113 $37,585,000 $332,611 $4,940 3.58%
ANCHORAGE, AK (FHA|USDA|VA) 108 $36,370,000 $336,759 $6,490 3.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 96 $34,750,000 $361,979 $5,531 3.98%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 122 $33,350,000 $273,361 $4,489 3.93%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 83 $27,045,000 $325,843 $5,689 3.73%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 73 $26,745,000 $366,370 $5,496 3.57%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 70 $26,590,000 $379,857 $5,883 3.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 73 $26,205,000 $358,973 $4,475 3.79%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 89 $25,345,000 $284,775 $5,085 3.66%
RALEIGH-CARY, NC (FHA|USDA|VA) 76 $24,960,000 $328,421 $4,715 3.68%
COLORADO SPRINGS, CO (FHA|USDA|VA) 65 $24,595,000 $378,385 $5,109 3.47%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 43 $23,985,000 $557,791 $7,059 3.64%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 66 $23,570,000 $357,121 $4,246 4.27%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 80 $23,220,000 $290,250 $4,135 3.74%
ST. LOUIS, MO-IL (FHA|USDA|VA) 82 $22,400,000 $273,171 $3,457 3.74%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 71 $22,175,000 $312,324 $5,106 3.95%
JACKSONVILLE, FL (FHA|USDA|VA) 68 $21,870,000 $321,618 $5,738 3.72%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 73 $20,565,000 $281,712 $3,492 3.90%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 54 $18,520,000 $342,963 $3,838 3.80%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 67 $18,385,000 $274,403 $3,985 3.78%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 60 $16,360,000 $272,667 $4,086 3.96%
URBAN HONOLULU, HI (FHA|USDA|VA) 27 $15,525,000 $575,000 $8,007 3.89%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 41 $13,635,000 $332,561 $5,294 3.65%
RICHMOND, VA (FHA|USDA|VA) 44 $13,010,000 $295,682 $5,244 3.68%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 43 $12,905,000 $300,116 $4,573 3.53%
COLUMBUS, OH (FHA|USDA|VA) 50 $12,840,000 $256,800 $4,769 3.87%
OKLAHOMA CITY, OK (FHA|USDA|VA) 45 $12,415,000 $275,889 $5,620 4.03%
BOISE CITY, ID (FHA|USDA|VA) 43 $12,105,000 $281,512 $5,030 3.92%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 43 $11,945,000 $277,791 $3,970 3.70%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 18 $11,200,000 $622,222 $7,548 3.81%
VALLEJO, CA (FHA|USDA|VA) 26 $11,000,000 $423,077 $6,422 3.49%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 30 $10,930,000 $364,333 $4,456 3.74%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 34 $10,880,000 $320,000 $6,042 3.67%
RENO, NV (FHA|USDA|VA) 31 $10,765,000 $347,258 $5,208 3.82%
SALINAS, CA (FHA|USDA|VA) 20 $10,640,000 $532,000 $6,074 3.84%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 33 $10,535,000 $319,242 $4,711 3.61%
PROVO-OREM, UT (FHA|USDA|VA) 30 $10,470,000 $349,000 $3,770 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 33 $10,305,000 $312,273 $4,216 3.93%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 13 $9,835,000 $756,538 $9,745 3.38%
TUCSON, AZ (FHA|USDA|VA) 35 $8,985,000 $256,714 $4,204 3.69%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 29 $8,815,000 $303,966 $4,894 3.86%
COLUMBIA, SC (FHA|USDA|VA) 34 $8,780,000 $258,235 $3,840 3.70%
SALT LAKE CITY, UT (FHA|USDA|VA) 24 $8,730,000 $363,750 $3,592 3.78%
WORCESTER, MA-CT (FHA|USDA|VA) 27 $8,675,000 $321,296 $5,542 3.73%
COLUMBIA, MO (FHA|USDA|VA) 8 $8,570,000 $1,071,250 $2,269 3.97%
KNOXVILLE, TN (FHA|USDA|VA) 25 $8,565,000 $342,600 $3,837 3.89%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 11 $8,555,000 $777,727 $9,294 3.72%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $8,440,000 $468,889 $5,336 3.64%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 34 $8,120,000 $238,824 $3,533 3.87%
FAYETTEVILLE, NC (FHA|USDA|VA) 33 $8,115,000 $245,909 $4,751 3.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 28 $8,000,000 $285,714 $4,841 4.03%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $7,750,000 $258,333 $3,928 4.25%
HUNTSVILLE, AL (FHA|USDA|VA) 30 $7,740,000 $258,000 $3,629 3.91%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 30 $7,450,000 $248,333 $4,392 3.79%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 26 $7,320,000 $281,538 $3,568 3.57%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 19 $7,315,000 $385,000 $4,081 3.55%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 19 $7,045,000 $370,789 $2,829 3.57%
FRESNO, CA (FHA|USDA|VA) 20 $6,910,000 $345,500 $5,387 3.95%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 18 $6,880,000 $382,222 $6,490 3.57%
STOCKTON, CA (FHA|USDA|VA) 19 $6,715,000 $353,421 $5,236 3.56%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $6,630,000 $276,250 $5,131 3.92%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 22 $6,320,000 $287,273 $3,089 3.83%
FORT COLLINS, CO (FHA|USDA|VA) 16 $6,180,000 $386,250 $6,322 3.85%
BOULDER, CO (FHA|USDA|VA) 10 $6,090,000 $609,000 $8,429 3.40%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 19 $5,955,000 $313,421 $3,413 3.45%
PITTSBURGH, PA (FHA|USDA|VA) 20 $5,940,000 $297,000 $4,025 3.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 22 $5,850,000 $265,909 $4,311 3.69%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $5,760,000 $261,818 $5,781 3.76%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 19 $5,755,000 $302,895 $5,489 3.84%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 14 $5,640,000 $402,857 $7,083 3.81%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 14 $5,550,000 $396,429 $7,328 3.58%
LOUISVILLE, KY (FHA|USDA|VA) 20 $5,370,000 $268,500 $4,174 3.79%
TULSA, OK (FHA|USDA|VA) 19 $5,275,000 $277,632 $5,943 3.89%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 20 $5,270,000 $263,500 $5,392 4.20%
BATON ROUGE, LA (FHA|USDA|VA) 16 $5,120,000 $320,000 $5,047 3.78%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 20 $5,120,000 $256,000 $2,897 4.08%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $5,105,000 $268,684 $4,946 3.88%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $5,070,000 $316,875 $3,023 3.60%
SAVANNAH, GA (FHA|USDA|VA) 20 $5,020,000 $251,000 $3,355 4.25%
ASHEVILLE, NC (FHA|USDA|VA) 15 $4,965,000 $331,000 $3,797 3.73%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $4,955,000 $291,471 $4,504 3.74%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 14 $4,820,000 $344,286 $5,511 4.05%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $4,695,000 $426,818 $6,586 3.92%
PORT ST. LUCIE, FL (FHA|USDA|VA) 16 $4,640,000 $290,000 $3,842 3.79%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 16 $4,590,000 $286,875 $3,850 4.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 17 $4,575,000 $269,118 $3,356 3.43%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 16 $4,570,000 $285,625 $2,782 3.63%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 12 $4,560,000 $380,000 $4,630 3.53%
Hilo, HI (FHA|USDA|VA) 9 $4,555,000 $506,111 $8,776 3.82%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 16 $4,550,000 $284,375 $3,147 3.58%
Oak Harbor, WA (FHA|USDA|VA) 12 $4,500,000 $375,000 $7,810 3.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $4,365,000 $335,769 $5,407 3.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 19 $4,285,000 $225,526 $3,793 3.83%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 14 $4,260,000 $304,286 $2,295 3.58%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $4,225,000 $281,667 $4,110 4.52%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 15 $4,215,000 $281,000 $4,823 3.94%
WICHITA, KS (FHA|USDA|VA) 15 $4,155,000 $277,000 $4,447 4.00%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $3,960,000 $282,857 $4,377 3.71%
GREELEY, CO (FHA|USDA|VA) 12 $3,940,000 $328,333 $4,348 3.49%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 14 $3,930,000 $280,714 $5,439 3.68%
PUNTA GORDA, FL (FHA|USDA|VA) 14 $3,930,000 $280,714 $5,925 4.07%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $3,925,000 $230,882 $4,047 4.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $3,870,000 $241,875 $2,652 3.53%
JACKSONVILLE, NC (FHA|USDA|VA) 16 $3,780,000 $236,250 $4,518 3.56%
EL PASO, TX (FHA|USDA|VA) 13 $3,735,000 $287,308 $4,018 3.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $3,730,000 $310,833 $5,026 3.76%
Hailey, ID (FHA|USDA|VA) 5 $3,715,000 $743,000 $6,478 4.20%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 12 $3,710,000 $309,167 $4,649 3.41%
ST. GEORGE, UT (FHA|USDA|VA) 9 $3,675,000 $408,333 $6,988 3.65%
Outside of Metro Areas 12 $3,640,000 $303,333 $4,978 3.77%
OCALA, FL (FHA|USDA|VA) 17 $3,605,000 $212,059 $3,485 4.24%
WARNER ROBINS, GA (FHA|USDA|VA) 12 $3,600,000 $300,000 $2,229 3.55%
SPRINGFIELD, MO (FHA|USDA|VA) 13 $3,515,000 $270,385 $3,557 3.91%
DOVER, DE (FHA|USDA|VA) 13 $3,415,000 $262,692 $5,631 3.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 13 $3,355,000 $258,077 $3,525 3.68%
GAINESVILLE, GA (FHA|USDA|VA) 12 $3,350,000 $279,167 $4,828 3.52%
MODESTO, CA (FHA|USDA|VA) 10 $3,290,000 $329,000 $3,603 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $3,210,000 $229,286 $4,389 3.77%
SALEM, OR (FHA|USDA|VA) 13 $3,195,000 $245,769 $4,650 4.59%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 20 $3,150,000 $157,500 $2,687 3.86%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $3,080,000 $220,000 $3,497 3.98%
ROCHESTER, NY (FHA|USDA|VA) 14 $3,070,000 $219,286 $5,330 3.92%
WENATCHEE, WA (FHA|USDA|VA) 10 $3,060,000 $306,000 $2,833 3.65%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $3,005,000 $333,889 $6,762 3.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 11 $2,965,000 $269,545 $4,042 3.45%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 10 $2,960,000 $296,000 $3,630 3.80%
WINCHESTER, VA-WV (FHA|USDA|VA) 11 $2,905,000 $264,091 $5,384 4.08%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 13 $2,865,000 $220,385 $4,363 4.10%
TOLEDO, OH (FHA|USDA|VA) 6 $2,830,000 $471,667 $8,072 4.16%
TALLAHASSEE, FL (FHA|USDA|VA) 10 $2,780,000 $278,000 $5,914 3.70%
WILMINGTON, NC (FHA|USDA|VA) 11 $2,605,000 $236,818 $3,306 4.03%
Heber, UT (FHA|USDA|VA) 6 $2,570,000 $428,333 $1,396 4.38%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,540,000 $423,333 $6,010 3.60%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $2,510,000 $418,333 $5,448 3.65%
PANAMA CITY, FL (FHA|USDA|VA) 8 $2,470,000 $308,750 $5,317 3.64%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $2,455,000 $272,778 $4,598 3.54%
MISSOULA, MT (FHA|USDA|VA) 6 $2,440,000 $406,667 $3,894 3.73%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $2,355,000 $261,667 $3,767 3.90%
THE VILLAGES, FL (FHA|USDA|VA) 8 $2,350,000 $293,750 $5,277 4.25%
VISALIA, CA (FHA|USDA|VA) 8 $2,350,000 $293,750 $3,645 4.03%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,300,000 $287,500 $2,520 3.69%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $2,295,000 $327,857 $3,951 3.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $2,285,000 $253,889 $3,549 4.01%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $2,255,000 $250,556 $7,729 3.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $2,245,000 $320,714 $3,475 3.82%
FORT WAYNE, IN (FHA|USDA|VA) 9 $2,245,000 $249,444 $2,576 3.89%
JACKSON, MS (FHA|USDA|VA) 9 $2,205,000 $245,000 $2,703 3.72%
IOWA CITY, IA (FHA|USDA|VA) 4 $2,200,000 $550,000 $9,139 3.75%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,190,000 $273,750 $3,861 4.02%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $2,130,000 $355,000 $4,715 3.71%
IDAHO FALLS, ID (FHA|USDA|VA) 8 $2,120,000 $265,000 $3,129 3.59%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $2,115,000 $302,143 $4,940 3.66%
SAN ANGELO, TX (FHA|USDA|VA) 8 $2,060,000 $257,500 $5,423 3.64%
CHEYENNE, WY (FHA|USDA|VA) 7 $2,025,000 $289,286 $4,156 3.59%
BEND, OR (FHA|USDA|VA) 7 $2,005,000 $286,429 $5,234 4.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $1,975,000 $282,143 $4,992 3.57%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $1,970,000 $197,000 $5,537 4.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,970,000 $246,250 $4,050 3.69%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,950,000 $325,000 $2,269 3.71%
Bozeman, MT (FHA|USDA|VA) 5 $1,925,000 $385,000 $7,727 4.10%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 8 $1,900,000 $237,500 $3,022 3.92%
CORVALLIS, OR (FHA|USDA|VA) 6 $1,890,000 $315,000 $4,748 3.40%
SPARTANBURG, SC (FHA|USDA|VA) 8 $1,840,000 $230,000 $4,387 3.86%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,825,000 $260,714 $4,199 3.63%
Centralia, WA (FHA|USDA|VA) 5 $1,815,000 $363,000 $6,127 3.43%
MADISON, WI (FHA|USDA|VA) 7 $1,795,000 $256,429 $4,422 4.02%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,790 3.77%
ODESSA, TX (FHA|USDA|VA) 7 $1,775,000 $253,571 $5,863 4.21%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $1,770,000 $295,000 $2,311 3.79%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,765,000 $252,143 $2,388 3.98%
MONTGOMERY, AL (FHA|USDA|VA) 7 $1,755,000 $250,714 $1,625 3.91%
MERCED, CA (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,708 3.92%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,715,000 $245,000 $3,772 3.84%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $1,685,000 $240,714 $3,396 3.93%
Newport, OR (FHA|USDA|VA) 6 $1,680,000 $280,000 $2,829 4.04%
CARSON CITY, NV (FHA|USDA|VA) 6 $1,660,000 $276,667 $4,654 4.15%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,660,000 $415,000 $2,115 3.59%
AKRON, OH (FHA|USDA|VA) 8 $1,650,000 $206,250 $2,893 4.11%
LYNCHBURG, VA (FHA|USDA|VA) 9 $1,645,000 $182,778 $2,732 4.49%
St. Marys, GA (FHA|USDA|VA) 4 $1,640,000 $410,000 $5,907 3.97%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,570 3.69%
WACO, TX (FHA|USDA|VA) 6 $1,560,000 $260,000 $7,723 4.19%
Morehead City, NC (FHA|USDA|VA) 4 $1,550,000 $387,500 $2,057 4.22%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,485,000 $297,000 $2,665 3.68%
SYRACUSE, NY (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,306 4.19%
Columbus, MS (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,628 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,470,000 $367,500 $5,623 4.03%
CHICO, CA (FHA|USDA|VA) 5 $1,465,000 $293,000 $2,806 3.78%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $1,455,000 $485,000 $6,224 3.63%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $1,440,000 $360,000 $4,979 3.41%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,410,000 $705,000 $24,268 5.19%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,405,000 $468,333 $4,125 3.58%
TOPEKA, KS (FHA|USDA|VA) 8 $1,390,000 $173,750 $2,539 3.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,746 4.63%
Torrington, CT (FHA|USDA|VA) 3 $1,385,000 $461,667 $5,353 3.63%
Fernley, NV (FHA|USDA|VA) 5 $1,365,000 $273,000 $2,570 3.35%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,365,000 $273,000 $3,863 3.70%
ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,854 3.85%
MEDFORD, OR (FHA|USDA|VA) 4 $1,330,000 $332,500 $3,084 3.47%
BRUNSWICK, GA (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,210 4.22%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,290,000 $215,000 $3,419 3.98%
LINCOLN, NE (FHA|USDA|VA) 6 $1,290,000 $215,000 $2,607 3.85%
MIDLAND, TX (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,727 3.94%
MADERA, CA (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,272 3.97%
STAUNTON, VA (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,221 3.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,025 3.77%
LAWTON, OK (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,114 3.70%
Picayune, MS (FHA|USDA|VA) 2 $1,210,000 $605,000 $1,723 3.75%
Warrensburg, MO (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,935 4.05%
MANSFIELD, OH (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,116 3.44%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,017 3.75%
BURLINGTON, NC (FHA|USDA|VA) 6 $1,180,000 $196,667 $1,315 3.73%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,823 3.66%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,142 3.59%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,170,000 $292,500 $5,352 3.66%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,160,000 $290,000 $2,640 3.66%
MANHATTAN, KS (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,704 3.78%
Key West, FL (FHA|USDA|VA) 3 $1,155,000 $385,000 $14,211 4.13%
WALLA WALLA, WA (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,176 3.44%
NAPA, CA (FHA|USDA|VA) 2 $1,150,000 $575,000 $527 3.50%
Pahrump, NV (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,114 3.63%
Jacksonville, TX (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,179 4.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,129 3.73%
Easton, MD (FHA|USDA|VA) 3 $1,115,000 $371,667 $6,784 4.00%
NEW BERN, NC (FHA|USDA|VA) 5 $1,115,000 $223,000 $2,913 3.88%
CLEVELAND, TN (FHA|USDA|VA) 3 $1,115,000 $371,667 $8,041 3.67%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,095,000 $219,000 $1,524 4.48%
ROCHESTER, MN (FHA|USDA|VA) 3 $1,085,000 $361,667 $2,555 3.38%
REDDING, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,421 3.63%
MOBILE, AL (FHA|USDA|VA) 5 $1,055,000 $211,000 $1,746 4.35%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,050,000 $262,500 $7,553 4.00%
Oxford, MS (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,611 3.91%
Juneau, AK (FHA|USDA|VA) 2 $1,030,000 $515,000 $3,815 3.13%
VICTORIA, TX (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,517 3.71%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $990,000 $247,500 $3,041 4.28%
Jefferson, GA (FHA|USDA|VA) 4 $990,000 $247,500 $3,435 3.94%
Glenwood Springs, CO (FHA|USDA|VA) 3 $975,000 $325,000 $1,315 3.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $955,000 $191,000 $2,479 3.68%
JONESBORO, AR (FHA|USDA|VA) 5 $955,000 $191,000 $2,622 4.68%
GRANTS PASS, OR (FHA|USDA|VA) 3 $945,000 $315,000 $2,453 3.42%
JOPLIN, MO (FHA|USDA|VA) 4 $930,000 $232,500 $2,215 3.69%
Cullowhee, NC (FHA|USDA|VA) 2 $930,000 $465,000 $4,297 3.88%
West Point, MS (FHA|USDA|VA) 2 $930,000 $465,000 $2,253 4.06%
Seneca, SC (FHA|USDA|VA) 3 $925,000 $308,333 $3,586 3.83%
Russellville, AR (FHA|USDA|VA) 3 $925,000 $308,333 $3,716 3.58%
Fort Leonard Wood, MO (FHA|USDA|VA) 5 $925,000 $185,000 $2,035 3.93%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $920,000 $460,000 $3,416 3.44%
JACKSON, TN (FHA|USDA|VA) 4 $920,000 $230,000 $5,643 3.91%
GREEN BAY, WI (FHA|USDA|VA) 3 $915,000 $305,000 $5,419 3.96%
GREAT FALLS, MT (FHA|USDA|VA) 4 $910,000 $227,500 $8,100 3.72%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $905,000 $301,667 $5,130 3.33%
DULUTH, MN-WI (FHA|USDA|VA) 3 $905,000 $301,667 $1,927 3.67%
Kerrville, TX (FHA|USDA|VA) 2 $900,000 $450,000 $2,998 4.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $890,000 $222,500 $1,204 3.72%
Ketchikan, AK (FHA|USDA|VA) 4 $890,000 $222,500 $5,031 3.72%
Brookings, OR (FHA|USDA|VA) 3 $885,000 $295,000 $3,050 4.00%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 4 $870,000 $217,500 $4,173 3.75%
CASPER, WY (FHA|USDA|VA) 2 $870,000 $435,000 $1,880 3.25%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $870,000 $435,000 $3,243 3.31%
HAMMOND, LA (FHA|USDA|VA) 2 $860,000 $430,000 $1,596 3.31%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $845,000 $281,667 $3,330 3.08%
Rock Springs, WY (FHA|USDA|VA) 2 $840,000 $420,000 $3,836 3.88%
SUMTER, SC (FHA|USDA|VA) 4 $840,000 $210,000 $3,788 4.13%
LAWRENCE, KS (FHA|USDA|VA) 4 $830,000 $207,500 $3,622 4.75%
Hudson, NY (FHA|USDA|VA) 3 $825,000 $275,000 $11,230 3.88%
ROANOKE, VA (FHA|USDA|VA) 3 $825,000 $275,000 $2,210 3.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $815,000 $271,667 $6,362 4.04%
MORGANTOWN, WV (FHA|USDA|VA) 3 $805,000 $268,333 $5,889 3.42%
READING, PA (FHA|USDA|VA) 3 $805,000 $268,333 $6,002 3.46%
ANN ARBOR, MI (FHA|USDA|VA) 3 $805,000 $268,333 $2,701 3.79%
Boone, NC (FHA|USDA|VA) 3 $795,000 $265,000 $1,572 4.00%
Sanford, NC (FHA|USDA|VA) 3 $795,000 $265,000 $1,902 3.29%
LUBBOCK, TX (FHA|USDA|VA) 4 $790,000 $197,500 $6,295 5.09%
Clarksburg, WV (FHA|USDA|VA) 2 $780,000 $390,000 $1,924 3.44%
Sandpoint, ID (FHA|USDA|VA) 2 $770,000 $385,000 $7,937 3.88%
ENID, OK (FHA|USDA|VA) 3 $755,000 $251,667 $4,851 3.29%
UTICA-ROME, NY (FHA|USDA|VA) 3 $745,000 $248,333 $7,227 3.75%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $745,000 $248,333 $8,084 3.92%
LONGVIEW, TX (FHA|USDA|VA) 3 $745,000 $248,333 $2,337 4.13%
Show Low, AZ (FHA|USDA|VA) 3 $745,000 $248,333 $7,900 3.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $745,000 $248,333 $1,597 3.71%
Helena, MT (FHA|USDA|VA) 2 $740,000 $370,000 $2,270 3.31%
Brenham, TX (FHA|USDA|VA) 3 $735,000 $245,000 $4,501 3.92%
YUMA, AZ (FHA|USDA|VA) 3 $735,000 $245,000 $3,647 3.83%
PUEBLO, CO (FHA|USDA|VA) 2 $730,000 $365,000 $7,529 3.94%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $725,000 $241,667 $4,179 3.21%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $720,000 $180,000 $3,423 4.09%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $715,000 $238,333 $6,118 3.54%
Cedar City, UT (FHA|USDA|VA) 2 $710,000 $355,000 $2,704 4.63%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $705,000 $235,000 $5,069 3.92%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $705,000 $235,000 $3,142 3.79%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $705,000 $235,000 $3,023 4.33%
Crossville, TN (FHA|USDA|VA) 2 $700,000 $350,000 $2,633 3.44%
DOTHAN, AL (FHA|USDA|VA) 3 $695,000 $231,667 $1,638 3.54%
PEORIA, IL (FHA|USDA|VA) 3 $685,000 $228,333 $1,767 3.58%
Granbury, TX (FHA|USDA|VA) 2 $680,000 $340,000 $3,716 3.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $670,000 $167,500 $3,172 4.03%
Athens, TX (FHA|USDA|VA) 3 $655,000 $218,333 $4,579 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 2 $650,000 $325,000 $1,540 4.06%
Astoria, OR (FHA|USDA|VA) 2 $650,000 $325,000 $5,102 3.56%
LANCASTER, PA (FHA|USDA|VA) 3 $645,000 $215,000 $6,090 4.00%
TYLER, TX (FHA|USDA|VA) 2 $640,000 $320,000 $2,138 3.75%
Georgetown, SC (FHA|USDA|VA) 2 $640,000 $320,000 $4,347 4.94%
LaGrange, GA-AL (FHA|USDA|VA) 2 $630,000 $315,000 $4,496 3.69%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $630,000 $315,000 $1,498 3.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $625,000 $208,333 $3,332 3.88%
AMARILLO, TX (FHA|USDA|VA) 2 $620,000 $310,000 $3,061 3.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $615,000 $205,000 $5,359 3.29%
Sevierville, TN (FHA|USDA|VA) 2 $610,000 $305,000 $2,373 4.63%
Richmond-Berea, KY (FHA|USDA|VA) 2 $610,000 $305,000 $7,502 3.38%
BILLINGS, MT (FHA|USDA|VA) 2 $610,000 $305,000 $2,607 3.56%
Tupelo, MS (FHA|USDA|VA) 2 $600,000 $300,000 $2,158 3.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $600,000 $300,000 $2,570 3.13%
ERIE, PA (FHA|USDA|VA) 3 $595,000 $198,333 $2,962 3.50%
EL CENTRO, CA (FHA|USDA|VA) 3 $595,000 $198,333 $6,163 4.50%
Kalispell, MT (FHA|USDA|VA) 2 $590,000 $295,000 $4,236 3.56%
LOGAN, UT-ID (FHA|USDA|VA) 3 $585,000 $195,000 $2,865 4.21%
BECKLEY, WV (FHA|USDA|VA) 2 $580,000 $290,000 $209 3.31%
BISMARCK, ND (FHA|USDA|VA) 2 $580,000 $290,000 $2,974 4.56%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $570,000 $285,000 $3,309 3.94%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $570,000 $285,000 $3,097 3.94%
Levelland, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,518 3.94%
JACKSON, MI (FHA|USDA|VA) 3 $565,000 $188,333 $4,121 4.50%
LEBANON, PA (FHA|USDA|VA) 3 $565,000 $188,333 $3,890 4.04%
YAKIMA, WA (FHA|USDA|VA) 1 $565,000 $565,000 $1,686 3.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $560,000 $280,000 $0 3.81%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $560,000 $280,000 $1,523 3.81%
KINGSTON, NY (FHA|USDA|VA) 2 $560,000 $280,000 $4,930 3.75%
TWIN FALLS, ID (FHA|USDA|VA) 3 $555,000 $185,000 $6,264 3.50%
Steamboat Springs, CO (FHA|USDA|VA) 2 $550,000 $275,000 $3,029 3.69%
Branson, MO (FHA|USDA|VA) 2 $550,000 $275,000 $1,088 3.44%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $540,000 $270,000 $6,096 3.63%
ABILENE, TX (FHA|USDA|VA) 2 $540,000 $270,000 $2,599 3.75%
MONROE, LA (FHA|USDA|VA) 2 $530,000 $265,000 $1,566 4.06%
Prineville, OR (FHA|USDA|VA) 2 $530,000 $265,000 $4,088 4.06%
FLINT, MI (FHA|USDA|VA) 3 $525,000 $175,000 $3,038 3.92%
Warsaw, IN (FHA|USDA|VA) 2 $520,000 $260,000 $8,717 4.06%
Enterprise, AL (FHA|USDA|VA) 2 $520,000 $260,000 $3,845 3.56%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $520,000 $260,000 $1,523 3.94%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $520,000 $260,000 $613 3.88%
Ardmore, OK (FHA|USDA|VA) 2 $520,000 $260,000 $2,150 3.25%
Meridian, MS (FHA|USDA|VA) 2 $510,000 $255,000 $6,555 3.50%
Albemarle, NC (FHA|USDA|VA) 2 $500,000 $250,000 $786 4.00%
ALBANY, GA (FHA|USDA|VA) 3 $495,000 $165,000 $4,955 4.29%
Williston, ND (FHA|USDA|VA) 2 $490,000 $245,000 $4,407 3.81%
Athens, TN (FHA|USDA|VA) 2 $490,000 $245,000 $4,805 3.31%
CHARLESTON, WV (FHA|USDA|VA) 2 $480,000 $240,000 $2,279 3.69%
Dumas, TX (FHA|USDA|VA) 2 $480,000 $240,000 $4,974 4.06%
Brainerd, MN (FHA|USDA|VA) 2 $480,000 $240,000 $5,874 3.44%
Dublin, GA (FHA|USDA|VA) 1 $475,000 $475,000 $4,831 3.38%
RACINE, WI (FHA|USDA|VA) 3 $475,000 $158,333 $2,860 5.42%
MUSKEGON, MI (FHA|USDA|VA) 2 $470,000 $235,000 $6,618 3.69%
Plattsburgh, NY (FHA|USDA|VA) 3 $465,000 $155,000 $5,552 4.42%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $460,000 $230,000 $3,497 3.56%
Albertville, AL (FHA|USDA|VA) 2 $450,000 $225,000 $3,072 3.69%
RAPID CITY, SD (FHA|USDA|VA) 2 $450,000 $225,000 $3,605 3.63%
Dickinson, ND (FHA|USDA|VA) 2 $450,000 $225,000 $0 3.56%
Shelton, WA (FHA|USDA|VA) 1 $435,000 $435,000 $1,000 3.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $430,000 $215,000 $3,439 3.88%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $430,000 $215,000 $4,048 3.69%
La Grande, OR (FHA|USDA|VA) 1 $425,000 $425,000 $3,239 4.50%
VALDOSTA, GA (FHA|USDA|VA) 2 $420,000 $210,000 $2,744 3.50%
SAGINAW, MI (FHA|USDA|VA) 2 $410,000 $205,000 $5,420 4.13%
FOND DU LAC, WI (FHA|USDA|VA) 2 $410,000 $205,000 $5,457 3.38%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $400,000 $200,000 $2,066 4.19%
Crawfordsville, IN (FHA|USDA|VA) 2 $400,000 $200,000 $2,319 3.81%
Craig, CO (FHA|USDA|VA) 2 $400,000 $200,000 $5,215 3.88%
Barre, VT (FHA|USDA|VA) 2 $400,000 $200,000 $4,033 3.50%
Ellensburg, WA (FHA|USDA|VA) 1 $395,000 $395,000 $15,020 3.38%
Riverton, WY (FHA|USDA|VA) 2 $390,000 $195,000 $2,385 4.31%
KOKOMO, IN (FHA|USDA|VA) 2 $390,000 $195,000 $4,200 3.38%
Rockport, TX (FHA|USDA|VA) 2 $390,000 $195,000 $1,212 5.25%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $390,000 $195,000 $2,984 4.25%
Cullman, AL (FHA|USDA|VA) 2 $390,000 $195,000 $2,002 3.63%
Lumberton, NC (FHA|USDA|VA) 2 $390,000 $195,000 $5,026 4.19%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $390,000 $195,000 $2,063 3.81%
Uvalde, TX (FHA|USDA|VA) 1 $385,000 $385,000 $6,307 3.88%
Roseburg, OR (FHA|USDA|VA) 1 $385,000 $385,000 $8,977 3.50%
Marietta, OH (FHA|USDA|VA) 1 $385,000 $385,000 $1,158 3.38%
Bennettsville, SC (FHA|USDA|VA) 1 $375,000 $375,000 $1,607 3.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $370,000 $185,000 $9,518 3.81%
GREENVILLE, NC (FHA|USDA|VA) 2 $370,000 $185,000 $4,167 3.63%
Klamath Falls, OR (FHA|USDA|VA) 1 $365,000 $365,000 $6,367 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $360,000 $180,000 $4,672 4.31%
Troy, AL (FHA|USDA|VA) 1 $355,000 $355,000 $2,833 3.63%
Port Angeles, WA (FHA|USDA|VA) 1 $355,000 $355,000 $5,608 2.88%
SANTA FE, NM (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.50%
Starkville, MS (FHA|USDA|VA) 2 $350,000 $175,000 $4,338 3.88%
Whitewater, WI (FHA|USDA|VA) 2 $350,000 $175,000 $1,379 4.25%
Hastings, NE (FHA|USDA|VA) 1 $345,000 $345,000 $2,813 3.25%
Urbana, OH (FHA|USDA|VA) 1 $345,000 $345,000 $1,731 3.50%
Breckenridge, CO (FHA|USDA|VA) 1 $345,000 $345,000 $13,123 4.38%
Hutchinson, MN (FHA|USDA|VA) 1 $345,000 $345,000 $943 3.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $335,000 $335,000 $1,076 3.25%
Laurinburg, NC (FHA|USDA|VA) 1 $325,000 $325,000 $10,399 3.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $325,000 $325,000 $8,188 3.63%
Laconia, NH (FHA|USDA|VA) 1 $325,000 $325,000 $2,319 3.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $325,000 $325,000 $9,345 5.25%
North Platte, NE (FHA|USDA|VA) 1 $325,000 $325,000 $74 4.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $325,000 $108,333 $2,377 5.04%
Moberly, MO (FHA|USDA|VA) 2 $320,000 $160,000 $3,702 3.63%
Safford, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $2,520 4.25%
Fallon, NV (FHA|USDA|VA) 1 $315,000 $315,000 $7,938 3.50%
HINESVILLE, GA (FHA|USDA|VA) 2 $310,000 $155,000 $7,108 3.94%
Lewisburg, TN (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.75%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $305,000 $305,000 $4,900 2.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $305,000 $305,000 $4,858 5.50%
Kingsville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $12,985 3.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $305,000 $305,000 $5,313 3.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $300,000 $150,000 $5,105 3.81%
Coos Bay, OR (FHA|USDA|VA) 1 $295,000 $295,000 $3,515 4.13%
Fort Payne, AL (FHA|USDA|VA) 1 $295,000 $295,000 $6,563 3.63%
Kearney, NE (FHA|USDA|VA) 1 $295,000 $295,000 $2,056 3.75%
GLENS FALLS, NY (FHA|USDA|VA) 1 $295,000 $295,000 $4,138 4.25%
Orangeburg, SC (FHA|USDA|VA) 1 $295,000 $295,000 $2,268 3.38%
Madisonville, KY (FHA|USDA|VA) 2 $290,000 $145,000 $4,814 4.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $290,000 $145,000 $1,982 5.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $285,000 $285,000 $1,319 3.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $285,000 $285,000 $2,695 3.38%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $280,000 $140,000 $5,183 4.19%
Sturgis, MI (FHA|USDA|VA) 2 $280,000 $140,000 $3,137 5.25%
Lebanon, MO (FHA|USDA|VA) 1 $275,000 $275,000 $5,188 3.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $1,390 4.13%
Clovis, NM (FHA|USDA|VA) 1 $275,000 $275,000 $3,840 3.25%
Dayton, TN (FHA|USDA|VA) 1 $275,000 $275,000 $1,366 3.38%
El Campo, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,178 3.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $275,000 $275,000 $1,758 4.13%
North Wilkesboro, NC (FHA|USDA|VA) 1 $275,000 $275,000 $10,866 3.63%
New Castle, IN (FHA|USDA|VA) 1 $275,000 $275,000 $1,049 4.38%
Jackson, WY-ID (FHA|USDA|VA) 1 $275,000 $275,000 $10,068 3.63%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $275,000 $275,000 $8,052 3.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $275,000 $275,000 $1,597 3.38%
Sidney, OH (FHA|USDA|VA) 1 $275,000 $275,000 $14,393 3.25%
Holland, MI (FHA|USDA|VA) 1 $265,000 $265,000 $1,473 3.25%
Meadville, PA (FHA|USDA|VA) 1 $265,000 $265,000 $3,743 3.25%
Rexburg, ID (FHA|USDA|VA) 1 $265,000 $265,000 $5,645 3.25%
Concord, NH (FHA|USDA|VA) 1 $265,000 $265,000 $2,024 4.38%
Kapaa, HI (FHA|USDA|VA) 1 $265,000 $265,000 $3,643 3.25%
Tiffin, OH (FHA|USDA|VA) 1 $265,000 $265,000 $1,689 3.88%
Rochelle, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,235 4.13%
Altus, OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,983 3.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $265,000 $265,000 $3,069 4.13%
Angola, IN (FHA|USDA|VA) 2 $260,000 $130,000 $250 5.06%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,467 4.00%
Taos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $3,044 4.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $255,000 $255,000 $11,265 3.25%
Aberdeen, SD (FHA|USDA|VA) 1 $255,000 $255,000 $5,767 3.13%
DUBUQUE, IA (FHA|USDA|VA) 1 $255,000 $255,000 $2,540 3.25%
Spencer, IA (FHA|USDA|VA) 1 $255,000 $255,000 $31 3.38%
Somerset, KY (FHA|USDA|VA) 1 $255,000 $255,000 $3,242 3.75%
Susanville, CA (FHA|USDA|VA) 1 $255,000 $255,000 $6,078 3.50%
Morgan City, LA (FHA|USDA|VA) 1 $255,000 $255,000 $2,450 4.00%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $245,000 $245,000 $1,972 3.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,128 3.25%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $245,000 $245,000 $2,607 3.75%
Hillsdale, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,191 3.63%
Sterling, CO (FHA|USDA|VA) 1 $245,000 $245,000 $6,181 4.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $245,000 $245,000 $9,130 3.00%
FLORENCE, SC (FHA|USDA|VA) 1 $245,000 $245,000 $2,878 4.38%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $245,000 $245,000 $1,945 3.25%
Edwards, CO (FHA|USDA|VA) 1 $245,000 $245,000 $1,840 4.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $245,000 $245,000 $3,399 3.25%
Calhoun, GA (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.88%
Bartlesville, OK (FHA|USDA|VA) 1 $245,000 $245,000 $2,997 3.88%
Payson, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $8,736 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $235,000 $235,000 $8,640 3.88%
MANKATO, MN (FHA|USDA|VA) 1 $235,000 $235,000 $4,046 3.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $235,000 $235,000 $873 4.13%
CaƱon City, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,580 3.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $225,000 $225,000 $6,085 3.38%
LAS CRUCES, NM (FHA|USDA|VA) 1 $225,000 $225,000 $3,021 3.50%
Ruston, LA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.50%
Owatonna, MN (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.50%
GADSDEN, AL (FHA|USDA|VA) 1 $225,000 $225,000 $5,175 3.63%
Lewisburg, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,079 3.25%
Adrian, MI (FHA|USDA|VA) 1 $225,000 $225,000 $9,468 4.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $220,000 $110,000 $2,403 4.38%
Evanston, WY (FHA|USDA|VA) 1 $215,000 $215,000 $3,698 3.38%
Fairmont, WV (FHA|USDA|VA) 1 $215,000 $215,000 $7,984 2.88%
Moscow, ID (FHA|USDA|VA) 1 $215,000 $215,000 $1,793 3.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $9,805 4.00%
Fort Polk South, LA (FHA|USDA|VA) 1 $215,000 $215,000 $2,082 3.38%
Pottsville, PA (FHA|USDA|VA) 1 $205,000 $205,000 $1,023 3.50%
Zanesville, OH (FHA|USDA|VA) 1 $205,000 $205,000 $3,034 3.13%
Gloversville, NY (FHA|USDA|VA) 1 $205,000 $205,000 $6,435 3.88%
Clinton, IA (FHA|USDA|VA) 1 $205,000 $205,000 $6,592 3.88%
Oneonta, NY (FHA|USDA|VA) 1 $205,000 $205,000 $2,904 4.13%
Red Wing, MN (FHA|USDA|VA) 1 $205,000 $205,000 $2,470 3.25%
Portsmouth, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,622 3.75%
Okeechobee, FL (FHA|USDA|VA) 1 $205,000 $205,000 $8,793 4.13%
Bay City, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,088 4.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $195,000 $195,000 $5,270 4.13%
Grand Rapids, MN (FHA|USDA|VA) 1 $195,000 $195,000 $6,445 3.25%
Nogales, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $989 3.63%
Sedalia, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,826 4.63%
Marshalltown, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,123 3.38%
Corsicana, TX (FHA|USDA|VA) 1 $195,000 $195,000 $497 5.13%
Grants, NM (FHA|USDA|VA) 1 $195,000 $195,000 $9,247 3.38%
London, KY (FHA|USDA|VA) 1 $185,000 $185,000 $1,808 3.25%
Snyder, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,564 4.38%
Martin, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.00%
McAlester, OK (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.00%
POCATELLO, ID (FHA|USDA|VA) 1 $185,000 $185,000 $2,260 4.38%
Vidalia, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,073 3.63%
Ozark, AL (FHA|USDA|VA) 1 $185,000 $185,000 $4,616 2.75%
West Plains, MO (FHA|USDA|VA) 1 $185,000 $185,000 $3,832 3.25%
Brevard, NC (FHA|USDA|VA) 1 $185,000 $185,000 $7,847 3.63%
Pittsburg, KS (FHA|USDA|VA) 1 $185,000 $185,000 $1,680 4.63%
Glasgow, KY (FHA|USDA|VA) 1 $175,000 $175,000 $1,871 3.50%
Weatherford, OK (FHA|USDA|VA) 1 $175,000 $175,000 $8,971 3.88%
El Dorado, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,266 4.00%
Ashtabula, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,910 4.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $175,000 $175,000 $204 3.25%
Galesburg, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,998 3.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,868 3.25%
Muskogee, OK (FHA|USDA|VA) 1 $165,000 $165,000 $1,033 4.38%
Traverse City, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,468 3.75%
MONROE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,646 6.50%
Martinsville, VA (FHA|USDA|VA) 1 $165,000 $165,000 $1,477 3.75%
Central City, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,033 4.00%
Paragould, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,786 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,639 4.25%
Jackson, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,660 3.88%
KANKAKEE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,314 3.75%
AMES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $1,693 4.50%
Vicksburg, MS (FHA|USDA|VA) 1 $165,000 $165,000 $4,375 3.63%
Elko, NV (FHA|USDA|VA) 1 $165,000 $165,000 $3,170 5.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $165,000 $165,000 $1,445 3.50%
Atchison, KS (FHA|USDA|VA) 2 $160,000 $80,000 $2,073 4.00%
MIDLAND, MI (FHA|USDA|VA) 1 $155,000 $155,000 $353 4.00%
Opelousas, LA (FHA|USDA|VA) 1 $155,000 $155,000 $1,091 3.75%
PITTSFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $1,766 4.38%
Cookeville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,203 4.13%
Kinston, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,092 3.63%
Laramie, WY (FHA|USDA|VA) 1 $155,000 $155,000 $3,263 4.63%
Bonham, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,878 4.13%
Macomb, IL (FHA|USDA|VA) 1 $155,000 $155,000 $306 4.13%
McPherson, KS (FHA|USDA|VA) 1 $155,000 $155,000 $5,420 4.00%
ROCKFORD, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,396 3.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,567 4.00%
Alice, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,277 4.13%
Marion, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,865 4.13%
Mexico, MO (FHA|USDA|VA) 1 $135,000 $135,000 $5,395 4.00%
Mount Vernon, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,649 3.88%
Alamogordo, NM (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.00%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,117 3.63%
Murray, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,903 4.13%
PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.50%
Palestine, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,131 4.50%
Sonora, CA (FHA|USDA|VA) 1 $105,000 $105,000 $2,573 4.50%
Mitchell, SD (FHA|USDA|VA) 1 $105,000 $105,000 $3,512 5.63%
Bluefield, WV-VA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
North American Savings Bank F.s.b.'s top markets include Kansas City, Washington, New York, Phoenix, and Los Angeles among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against North American Savings Bank F.S.B. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    RED CROWN
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 4,557 $1,620,245,000 $355,551 $5,471 3.52%
    Conventional 3,317 $931,815,000 $280,921 $3,032 4.28%
    FHA 686 $166,710,000 $243,017 $5,565 3.87%
    USDA 17 $3,005,000 $176,765 $2,523 3.97%

    For 2019, North American Savings Bank F.s.b.'s most frequently originated type of loan was VA, with 4,557 originations. Their 2nd most popular type was Conventional, with 3,317 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,004 $1,222,780,000 $305,390 $4,849 3.98%
    Cash Out Refi 2,366 $736,030,000 $311,086 $5,915 3.84%
    Refi 2,103 $740,475,000 $352,104 $2,767 3.51%
    Other 89 $18,675,000 $209,831 $3,775 5.26%
    Home Improvement 15 $3,815,000 $254,333 $4,608 4.50%

    For 2019, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Home Purchase, with 4,004 originations. The 2nd most popular reason was Cash Out Refi, with 2,366 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,502 $2,450,690,000 $326,672 $4,757 3.78%
    15 Year 610 $155,040,000 $254,164 $3,155 3.78%
    20 Year 243 $52,535,000 $216,193 $3,667 5.06%
    Other 154 $39,780,000 $258,312 $3,751 4.81%
    10 Year 45 $8,695,000 $193,222 $3,155 4.50%
    1 Year 11 $3,155,000 $286,818 $0 5.89%
    3 Year 7 $7,925,000 $1,132,143 $0 5.71%
    5 Year 5 $3,955,000 $791,000 $0 6.50%

    For 2019, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 7,502 originations. The 2nd most popular length was 15 Year, with 610 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,676 $2,159,500,000 $323,472
    $1k-2k 491 $140,105,000 $285,346
    $2k-3k 309 $88,405,000 $286,100
    $5k+ 263 $124,565,000 $473,631
    $3k-4k 202 $65,590,000 $324,703
    $4k-5k 113 $38,445,000 $340,221

    North American Savings Bank F.s.b.'s average total fees were $4,757, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,676 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,868 $1,972,110,000 $336,079
    4-5% 1,660 $444,270,000 $267,633
    5-6% 458 $111,910,000 $244,345
    2.5-3% 432 $154,810,000 $358,356
    6-7% 152 $36,720,000 $241,579
    <2.5% 5 $1,575,000 $315,000
    7-8% 2 $380,000 $190,000

    During 2019, North American Savings Bank F.s.b.'s average interest rate for loans was 3.78%, while their most frequently originated rate bucket for loans was 3-4%, with 5,868 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,753 $1,379,445,000 $290,226 $4,397 3.71%
    $400k-600k 1,584 $740,350,000 $467,393 $5,464 3.61%
    $100k-200k 1,572 $253,960,000 $161,552 $3,130 4.24%
    $600k-1MM 368 $262,420,000 $713,098 $9,185 3.84%
    $100,000 or less 251 $19,045,000 $75,876 $1,917 5.26%
    $1MM+ 49 $66,555,000 $1,358,265 $12,863 4.09%

    2019 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 4,753 originations, totaling $1,379,445,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,967 $656,895,000 $333,958 $5,189 3.77%
    $50k-75k 1,462 $344,560,000 $235,677 $4,332 3.85%
    $75k-100k 1,452 $410,510,000 $282,720 $5,192 3.84%
    $150k-250k 1,189 $468,145,000 $393,730 $5,484 3.81%
    $50k or less 480 $82,970,000 $172,854 $3,654 4.06%
    $250k+ 357 $189,405,000 $530,546 $6,761 3.97%

    North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 1,967 originations. The second most popular income band? $50k-75k, with 1,462 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,163 $344,025,000 $295,808 $4,200 3.79%
    30-36% 1,085 $331,825,000 $305,829 $4,654 3.85%
    50-60% 951 $327,795,000 $344,685 $6,943 3.68%
    44% 296 $83,490,000 $282,061 $4,648 3.96%
    <20% 272 $79,520,000 $292,353 $3,625 3.81%
    43% 268 $80,470,000 $300,261 $4,515 3.99%
    39% 262 $80,930,000 $308,893 $5,360 3.85%
    49% 259 $80,075,000 $309,170 $5,091 3.87%
    42% 249 $79,445,000 $319,056 $4,833 3.94%
    40% 245 $73,745,000 $301,000 $4,893 3.91%
    37% 241 $74,195,000 $307,863 $5,043 3.90%
    41% 232 $70,730,000 $304,871 $4,691 3.84%
    45% 221 $66,635,000 $301,516 $5,080 3.90%
    36% 219 $69,335,000 $316,598 $4,442 3.90%
    46% 211 $67,575,000 $320,261 $4,918 3.90%
    38% 209 $64,755,000 $309,833 $4,397 3.95%
    48% 196 $65,590,000 $334,643 $5,562 3.92%
    47% 193 $58,595,000 $303,601 $5,305 3.95%
    >60% 160 $59,080,000 $369,250 $6,392 3.67%

    North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 20-30%, with 1,163 originations. The next most common DTI ratio? 30-36%, with 1,085 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,948 $1,887,620,000 $317,354 $4,595 3.77%
    Not provided 1,385 $478,165,000 $345,245 $4,867 3.70%
    Black 544 $163,550,000 $300,643 $4,284 3.83%
    Asian 176 $62,420,000 $354,659 $4,686 3.76%
    Not applicable 293 $56,095,000 $191,451 $0 5.99%
    American Indian 84 $25,900,000 $308,333 $5,108 3.74%
    Asian Indian 35 $11,585,000 $331,000 $4,334 3.78%
    Filipino 29 $9,625,000 $331,897 $4,519 3.79%
    Native Hawaiian or Islander 25 $8,195,000 $327,800 $3,735 3.81%
    Korean 11 $4,945,000 $449,545 $6,677 3.58%
    Other Asian 14 $3,610,000 $257,857 $3,044 3.93%
    Vietnamese 12 $3,080,000 $256,667 $2,507 4.29%
    Chinese 7 $2,055,000 $293,571 $4,656 4.21%
    Other Pacific Islander 5 $1,665,000 $333,000 $4,491 3.65%
    Guamanian 3 $1,265,000 $421,667 $2,638 3.63%
    Japanese 3 $1,155,000 $385,000 $2,988 3.88%
    Native Hawaiian 2 $660,000 $330,000 $2,538 4.50%
    Samoan 1 $185,000 $185,000 $2,080 3.50%

    Approval Rates

    Total approvals of all applications
    78.69%

    North American Savings Bank F.s.b. has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    69.64%

    North American Savings Bank F.s.b. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,577 $2,721,775,000 $317,334

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $1,780,000 $890,000
    Multifamily:Site-Built 9 $12,265,000 $1,362,778
    Single Family (1-4 Units):Site-Built 8,566 $2,707,730,000 $316,102

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 168 $42,800,000 $254,762 $3,287 4.37%
    40-60% 687 $171,565,000 $249,731 $3,271 4.47%
    60-80% 1,845 $550,785,000 $298,528 $4,016 4.07%
    80-100% 4,177 $1,333,335,000 $319,209 $5,183 3.78%
    Over 100% 325 $112,635,000 $346,569 $11,214 3.59%
    Under 20% 25 $3,815,000 $152,600 $2,295 4.92%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    North American Savings Bank, F.S.B. 1001 N Jesse James Road Excelsior Springs, MO 64024 Full Service B&M $84,577
    North American Savings Bank, F.S.B. 11400 E 23rd Street Independence, MO 64052 Full Service B&M $89,015
    North American Savings Bank, F.S.B. 125th And South 71 Highway Grandview, MO 64030 Full Service B&M $907,634
    North American Savings Bank, F.S.B. 2002 East Mechanic Street Harrisonville, MO 64701 Full Service B&M $77,691
    North American Savings Bank, F.S.B. 205 South 13th Street Lexington, MO 64067 Full Service B&M $82,231
    North American Savings Bank, F.S.B. 228 S 2nd St Odessa, MO 64076 Full Service B&M $20,391
    North American Savings Bank, F.S.B. 2707 Prairie View Road Platte City, MO 64079 Full Service B&M $30,354
    North American Savings Bank, F.S.B. 646 North 291 Highway Lee's Summit, MO 64063 Full Service B&M $124,865
    North American Savings Bank, F.S.B. 7012 Nw Barry Road Kansas City, MO 64153 Full Service B&M $39,531
    North American Savings Bank, F.S.B. 8501 North Oak Trafficway Gladstone, MO 64119 Full Service B&M $141,279
    North American Savings Bank, F.S.B. 920 Belt Highway St. Joseph, MO 64501 Full Service B&M $137,121

    For 2019, North American Savings Bank F.s.b. had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $127,859
    Net interest income $88,745
    Total noninterest income $70,586
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,463
    Trading account gains and fees $0
    Additional Noninterest Income $69,123
    Pre-tax net operating income $67,313
    Securities gains (or losses, -) $0
    Income before extraordinary items $50,419
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $50,419
    Minority interest net income $0
    Net income $50,419
    Sale, conversion, retirement of capital stock, net $27
    Net operating income $50,419

    North American Savings Bank F.s.b.'s gross interest income from loans was $127,859,000.
    North American Savings Bank F.s.b.'s net interest income from loans was $88,745,000.
    North American Savings Bank F.s.b.'s fee based income from loans was $1,463,000.
    North American Savings Bank F.s.b.'s net income from loans was $50,419,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $39,114
    Provision for credit losses $1,000
    Total noninterest expense $91,018
    Salaries and employee benefits $61,446
    Premises and equipment expense $6,888
    Additional noninterest expense $22,684
    Applicable income taxes $16,894
    Net charge-offs $-1,343
    Cash dividends $14,768

    North American Savings Bank F.s.b.'s interest expense for loans was $39,114,000.
    North American Savings Bank F.s.b.'s payroll and benefits expense were $61,446,000.
    North American Savings Bank F.s.b.'s property, plant and equipment expenses $6,888,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,656,795
    Deposits held in domestic offices $1,656,795
    Deposits by Individuals, partnerships, and corporations $1,362,766
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $21,786
    Deposits by Commercial banks and other depository institutions in U.S. $272,243
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $203,359
    Demand deposits $198,043
    Nontransaction accounts $1,453,436
    Money market deposit accounts (MMDAs) $282,549
    Other savings deposits (excluding MMDAs) $250,517
    Total time deposits $920,370
    Total time and savings deposits $1,458,752
    Noninterest-bearing deposits $121,157
    Interest-bearing deposits $1,535,638
    Retail deposits $1,421,035
    IRAs and Keogh plan accounts $68,055
    Brokered deposits $112,907
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,503,779
    Cash & Balances due from depository institutions $53,884
    Interest-bearing balances $47,125
    Total securities $129,963
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,236,580
    Loan and leases loss allowance $22,832
    Trading account assets $0
    Bank premises and fixed assets $17,951
    Other real estate owned $4,243
    Goodwill and other intangibles $14,286
    All other assets $46,872

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,503,779
    Total Liabilities $2,225,398
    Total deposits $1,656,795
    Interest-bearing deposits $1,535,638
    Deposits held in domestic offices $1,656,795
    % insured (estimated) $91
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $546,422
    Subordinated debt $0
    All other liabilities $22,181

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,236,580
    Loan and leases loss allowance $22,832
    Total loans and leases (domestic) $2,259,412
    All real estate loans $2,305,597
    Real estate loans in domestic offices $2,305,597
    Construction and development loans $188,031
    Residential 1-4 family construction $127,763
    Other construction, all land development and other land $60,268
    Loans secured by nonfarm nonresidential properties $238,699
    Nonfarm nonresidential secured by owner-occupied properties $2,272
    Commercial real estate & other non-farm, non-residential $236,427
    Multifamily residential real estate $41,327
    1-4 family residential loans $1,835,093
    Farmland loans $2,447
    Loans held in foreign offices $0
    Farm loans $378
    Commercial and industrial loans $12,933
    To non-U.S. addressees $0
    Loans to individuals $2,394
    Credit card loans $0
    Related Plans $1,640
    Consumer Auto Loans $16
    Other loans to individuals $738
    All other loans & leases $153
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $9,373
    Non 1-4 family restructured loans & leases $8,523
    Total loans and leases (foreign) $0

    North American Savings Bank F.S.B. had $2,236,580,000 of loans outstanding in 2019. $2,305,597,000 of loans were in real estate loans. $188,031,000 of loans were in development loans. $41,327,000 of loans were in multifamily mortgage loans. $1,835,093,000 of loans were in 1-4 family mortgage loans. $378,000 of loans were in farm loans. $0 of loans were in credit card loans. $16,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 95 $25,925 $272,895
    Nonfarm, nonresidential loans - <$100k 21 $497 $23,667
    Nonfarm, nonresidential loans - $100-250k 18 $2,355 $130,833
    Nonfarm, nonresidential loans - $250k-1MM 56 $23,073 $412,018
    Commercial & Industrial, US addressed loans - <$1MM 9 $324 $36,000
    Commercial & Industrial, US addressed loans - <$100k 5 $114 $22,800
    Commercial & Industrial, US addressed loans - $100-250k 3 $95 $31,667
    Commercial & Industrial, US addressed loans - $250k-1MM 1 $115 $115,000
    Farmland loans - <$1MM 24 $2,446 $101,917
    Farmland loans - <$100k 11 $339 $30,818
    Farmland loans - $100-250k 10 $1,171 $117,100
    Farmland loans - $250k-1MM 3 $936 $312,000
    Agriculture operations loans - <$1MM 7 $378 $54,000
    Agriculture operations loans - <$100k 5 $108 $21,600
    Agriculture operations loans - $100-250k 2 $270 $135,000