North American Savings Bank F.s.b. Mortgage Rates, Fees & Info

Grandview, MO

LEI: 549300K6K2IS7FRS7S09

Tax ID: 44-0373310

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

North American Savings Bank F.s.b. is a small bank specializing in Home Purchase and Cash Out Refi loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Washington, Atlanta, New York, and Phoenix among others. We have data for 467 markets. (Some data included below & more in-depth data is available with an active subscription.)

North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 4/22/24
30 Year Conventional Refi 6.40% 4/22/24
30 Year Cash-out Refi 6.61% 4/22/24
30 Year FHA Purchase 7.03% 4/22/24
30 Year FHA Refi 7.21% 4/22/24
30 Year VA Purchase 5.85% 4/22/24
30 Year VA Refi 5.58% 4/22/24
15 Year Conventional Purchase 5.71% 4/22/24
15 Year Conventional Refi 5.74% 4/22/24
15 Year Cash-out Refi 5.74% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year VA Purchase 5.74% 4/22/24
15 Year VA Refi 5.90% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

North American Savings Bank F.s.b. Mortgage Calculator






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This is not an official calculator from North American Savings Bank F.s.b.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,357

Origination Dollar Volume (All Markets)

$1,275,865,000

Employee count

446 Show all (64) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 779 $193,405,000 $248,273 $2,866 4.61%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 126 $53,640,000 $425,714 $7,259 4.21%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 137 $41,045,000 $299,599 $6,492 4.41%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 86 $32,230,000 $374,767 $8,020 4.24%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 106 $31,670,000 $298,774 $6,894 4.33%
Outside of Metro Areas 119 $30,305,000 $254,664 $4,799 4.37%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 57 $25,575,000 $448,684 $8,980 4.63%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 85 $24,815,000 $291,941 $6,873 4.46%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 72 $20,500,000 $284,722 $6,040 4.56%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 74 $20,090,000 $271,486 $7,322 4.65%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 48 $18,830,000 $392,292 $7,166 4.32%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 53 $18,245,000 $344,245 $7,694 4.50%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 63 $18,185,000 $288,651 $6,303 4.40%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 53 $17,805,000 $335,943 $7,983 4.32%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 55 $16,975,000 $308,636 $5,365 4.13%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 60 $16,790,000 $279,833 $5,975 4.36%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 29 $16,375,000 $564,655 $12,673 4.54%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 50 $15,970,000 $319,400 $6,492 4.36%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 49 $14,945,000 $305,000 $7,101 4.22%
COLORADO SPRINGS, CO (FHA|USDA|VA) 43 $14,935,000 $347,326 $7,170 4.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 39 $14,915,000 $382,436 $9,098 4.20%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 30 $14,240,000 $474,667 $11,540 4.51%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 39 $13,975,000 $358,333 $7,105 4.31%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 34 $13,940,000 $410,000 $8,175 4.47%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 43 $13,835,000 $321,744 $7,538 4.40%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 44 $12,450,000 $282,955 $6,518 4.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 49 $11,545,000 $235,612 $6,295 4.55%
ANCHORAGE, AK (FHA|USDA|VA) 29 $11,025,000 $380,172 $9,114 4.01%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 35 $10,295,000 $294,143 $7,131 4.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 29 $9,655,000 $332,931 $6,188 4.52%
JACKSONVILLE, FL (FHA|USDA|VA) 35 $8,925,000 $255,000 $6,653 4.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 32 $8,880,000 $277,500 $4,277 4.34%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 25 $8,525,000 $341,000 $6,578 4.43%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $8,295,000 $237,000 $5,170 4.32%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 27 $7,875,000 $291,667 $6,964 4.92%
URBAN HONOLULU, HI (FHA|USDA|VA) 12 $7,750,000 $645,833 $13,934 4.11%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $7,115,000 $418,529 $9,912 4.62%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 28 $6,740,000 $240,714 $6,065 4.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 22 $6,530,000 $296,818 $5,033 4.47%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 23 $6,215,000 $270,217 $6,386 4.65%
ST. LOUIS, MO-IL (FHA|USDA|VA) 25 $6,075,000 $243,000 $5,692 4.28%
RICHMOND, VA (FHA|USDA|VA) 21 $5,975,000 $284,524 $3,713 4.35%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 23 $5,315,000 $231,087 $6,616 4.39%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 18 $5,230,000 $290,556 $5,305 4.58%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 25 $5,145,000 $205,800 $7,039 4.79%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 18 $4,960,000 $275,556 $7,170 4.01%
PROVO-OREM, UT (FHA|USDA|VA) 14 $4,780,000 $341,429 $5,937 4.39%
LOUISVILLE, KY (FHA|USDA|VA) 16 $4,760,000 $297,500 $5,198 4.15%
TOPEKA, KS (FHA|USDA|VA) 5 $4,735,000 $947,000 $5,246 4.63%
RENO, NV (FHA|USDA|VA) 15 $4,695,000 $313,000 $7,824 4.04%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 18 $4,690,000 $260,556 $8,789 4.41%
ASHEVILLE, NC (FHA|USDA|VA) 15 $4,575,000 $305,000 $5,045 4.34%
TULSA, OK (FHA|USDA|VA) 15 $4,525,000 $301,667 $3,736 4.12%
SAVANNAH, GA (FHA|USDA|VA) 18 $4,440,000 $246,667 $5,788 4.40%
COLUMBUS, OH (FHA|USDA|VA) 18 $4,350,000 $241,667 $5,501 4.59%
PITTSBURGH, PA (FHA|USDA|VA) 14 $4,350,000 $310,714 $6,596 4.05%
BOISE CITY, ID (FHA|USDA|VA) 15 $4,175,000 $278,333 $4,972 4.53%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $4,150,000 $415,000 $7,187 4.31%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 9 $4,135,000 $459,444 $15,834 4.89%
TUCSON, AZ (FHA|USDA|VA) 13 $3,925,000 $301,923 $6,812 4.30%
SALT LAKE CITY, UT (FHA|USDA|VA) 10 $3,890,000 $389,000 $4,189 4.29%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 13 $3,855,000 $296,538 $6,467 4.14%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 11 $3,825,000 $347,727 $6,250 4.09%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $3,780,000 $315,000 $7,862 4.21%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $3,750,000 $375,000 $5,970 4.30%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $3,675,000 $1,225,000 $7,692 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 12 $3,660,000 $305,000 $6,699 4.42%
KNOXVILLE, TN (FHA|USDA|VA) 10 $3,650,000 $365,000 $4,584 4.21%
WORCESTER, MA-CT (FHA|USDA|VA) 12 $3,640,000 $303,333 $5,963 4.27%
FAYETTEVILLE, NC (FHA|USDA|VA) 18 $3,590,000 $199,444 $4,015 4.60%
PORT ST. LUCIE, FL (FHA|USDA|VA) 16 $3,560,000 $222,500 $5,887 4.95%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $3,490,000 $872,500 $10,990 4.84%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $3,405,000 $309,545 $6,454 4.10%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $3,405,000 $309,545 $6,208 4.16%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 10 $3,220,000 $322,000 $4,294 4.05%
VALLEJO, CA (FHA|USDA|VA) 8 $3,160,000 $395,000 $7,586 4.14%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 13 $3,095,000 $238,077 $5,507 4.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 15 $3,075,000 $205,000 $4,387 4.68%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 14 $3,070,000 $219,286 $5,162 4.55%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 14 $3,070,000 $219,286 $3,638 45.62%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 11 $3,005,000 $273,182 $6,554 4.45%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,950,000 $368,750 $5,833 4.09%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $2,795,000 $254,091 $7,370 4.24%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $2,785,000 $309,444 $6,080 3.97%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $2,740,000 $228,333 $5,126 4.65%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,740,000 $228,333 $5,243 4.58%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,690,000 $269,000 $4,976 4.81%
WARNER ROBINS, GA (FHA|USDA|VA) 12 $2,540,000 $211,667 $4,287 4.29%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 9 $2,495,000 $277,222 $5,997 4.49%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $2,445,000 $222,273 $3,742 4.27%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $2,405,000 $343,571 $3,629 4.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,350,000 $391,667 $7,073 4.83%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 17 $2,335,000 $137,353 $2,305 4.71%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $2,290,000 $229,000 $3,846 4.39%
FRESNO, CA (FHA|USDA|VA) 8 $2,260,000 $282,500 $4,856 4.27%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $2,255,000 $250,556 $4,374 4.07%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 9 $2,105,000 $233,889 $4,369 4.35%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,090,000 $348,333 $3,284 4.67%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 9 $2,065,000 $229,444 $8,075 5.21%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $2,020,000 $252,500 $6,150 4.31%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $2,020,000 $252,500 $8,496 4.67%
COLUMBIA, SC (FHA|USDA|VA) 8 $1,930,000 $241,250 $3,372 4.66%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,925,000 $385,000 $9,693 4.30%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,920,000 $480,000 $9,155 4.41%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,885,000 $377,000 $6,908 4.35%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,875,000 $267,857 $9,333 3.98%
MOBILE, AL (FHA|USDA|VA) 7 $1,815,000 $259,286 $5,664 4.02%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,780,000 $296,667 $4,661 4.46%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,745,000 $249,286 $6,459 4.13%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $1,735,000 $192,778 $4,363 4.46%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,705,000 $243,571 $9,328 4.16%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,705,000 $341,000 $6,911 4.03%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,675,000 $335,000 $8,636 4.60%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $1,620,000 $405,000 $10,448 3.78%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,620,000 $270,000 $4,113 4.21%
WICHITA, KS (FHA|USDA|VA) 9 $1,615,000 $179,444 $4,712 4.28%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,615,000 $323,000 $5,492 4.53%
Helena, MT (FHA|USDA|VA) 5 $1,575,000 $315,000 $3,944 4.23%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $1,575,000 $225,000 $6,071 4.20%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,555,000 $311,000 $8,990 4.08%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,545,000 $515,000 $16,475 4.17%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $1,545,000 $309,000 $3,843 4.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,124 4.06%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,510,000 $377,500 $6,688 4.31%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,495,000 $299,000 $6,374 4.13%
AKRON, OH (FHA|USDA|VA) 6 $1,490,000 $248,333 $7,400 3.98%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $1,455,000 $1,455,000 $0 6.00%
ROANOKE, VA (FHA|USDA|VA) 7 $1,445,000 $206,429 $2,676 5.02%
OCALA, FL (FHA|USDA|VA) 6 $1,440,000 $240,000 $4,898 4.35%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,430,000 $357,500 $6,288 4.28%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,430,000 $357,500 $6,164 4.19%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $1,350,000 $337,500 $5,086 5.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,350,000 $225,000 $2,420 4.17%
MANHATTAN, KS (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,561 4.28%
VALDOSTA, GA (FHA|USDA|VA) 5 $1,325,000 $265,000 $4,967 3.98%
SALEM, OR (FHA|USDA|VA) 4 $1,300,000 $325,000 $5,025 4.06%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,295,000 $185,000 $6,557 4.34%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,290,000 $322,500 $3,898 4.06%
COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,285,000 $183,571 $3,764 4.32%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,265,000 $421,667 $3,801 4.08%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,260,000 $210,000 $3,728 4.58%
ROCHESTER, NY (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,398 4.35%
STOCKTON, CA (FHA|USDA|VA) 4 $1,240,000 $310,000 $5,192 4.16%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,631 4.16%
NAPA, CA (FHA|USDA|VA) 2 $1,210,000 $605,000 $8,895 4.13%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $1,205,000 $401,667 $5,909 4.29%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,389 4.29%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,474 4.20%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,185,000 $169,286 $6,151 4.98%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,175,000 $235,000 $7,965 4.50%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,697 4.09%
LANCASTER, PA (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,129 4.23%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $1,145,000 $381,667 $9,514 3.88%
DULUTH, MN-WI (FHA|USDA|VA) 4 $1,130,000 $282,500 $4,751 4.34%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,130,000 $188,333 $1,237 4.90%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $1,120,000 $280,000 $11,652 4.16%
BURLINGTON, NC (FHA|USDA|VA) 5 $1,115,000 $223,000 $3,872 4.38%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,865 4.56%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,231 4.68%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,043 3.96%
REDDING, CA (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,440 4.50%
MERCED, CA (FHA|USDA|VA) 3 $1,075,000 $358,333 $7,823 4.08%
GAINESVILLE, GA (FHA|USDA|VA) 3 $1,075,000 $358,333 $4,660 4.25%
LAWTON, OK (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,835 4.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $1,060,000 $265,000 $1,115 4.44%
Ukiah, CA (FHA|USDA|VA) 2 $1,050,000 $525,000 $12,141 4.25%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,575 4.65%
GREELEY, CO (FHA|USDA|VA) 3 $1,025,000 $341,667 $5,872 4.13%
PUEBLO, CO (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,221 4.47%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,236 4.81%
Sevierville, TN (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,639 4.50%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,005,000 $335,000 $6,265 4.33%
HARRISONBURG, VA (FHA|USDA|VA) 3 $1,005,000 $335,000 $8,543 3.92%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $985,000 $328,333 $9,742 4.08%
Key West, FL (FHA|USDA|VA) 3 $985,000 $328,333 $0 5.58%
Warrensburg, MO (FHA|USDA|VA) 6 $970,000 $161,667 $2,372 4.90%
WALLA WALLA, WA (FHA|USDA|VA) 4 $960,000 $240,000 $4,301 5.06%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $960,000 $240,000 $4,885 4.47%
SUMTER, SC (FHA|USDA|VA) 5 $955,000 $191,000 $4,372 4.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $945,000 $315,000 $6,642 3.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $935,000 $311,667 $5,385 4.58%
GAINESVILLE, FL (FHA|USDA|VA) 4 $930,000 $232,500 $5,309 4.16%
Hilo, HI (FHA|USDA|VA) 4 $930,000 $232,500 $6,155 4.09%
Fredericksburg, TX (FHA|USDA|VA) 3 $925,000 $308,333 $4,512 3.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $920,000 $230,000 $7,439 4.53%
MONTGOMERY, AL (FHA|USDA|VA) 5 $915,000 $183,000 $3,004 4.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $915,000 $305,000 $3,698 4.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $905,000 $301,667 $9,616 4.29%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $890,000 $222,500 $3,242 4.34%
MORRISTOWN, TN (FHA|USDA|VA) 2 $880,000 $440,000 $1,271 4.94%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $860,000 $215,000 $2,970 4.69%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $850,000 $425,000 $11,873 4.31%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $845,000 $281,667 $1,756 4.96%
Sanford, NC (FHA|USDA|VA) 3 $845,000 $281,667 $4,325 4.38%
Cullman, AL (FHA|USDA|VA) 3 $815,000 $271,667 $6,687 4.00%
Fernley, NV (FHA|USDA|VA) 3 $815,000 $271,667 $5,718 3.79%
DOVER, DE (FHA|USDA|VA) 3 $805,000 $268,333 $8,940 4.13%
YUBA CITY, CA (FHA|USDA|VA) 3 $805,000 $268,333 $5,840 4.29%
MORGANTOWN, WV (FHA|USDA|VA) 2 $790,000 $395,000 $10,635 4.06%
CHEYENNE, WY (FHA|USDA|VA) 3 $785,000 $261,667 $8,866 4.17%
SAN ANGELO, TX (FHA|USDA|VA) 4 $780,000 $195,000 $7,405 4.63%
SALINAS, CA (FHA|USDA|VA) 1 $755,000 $755,000 $3,005 4.75%
Kalispell, MT (FHA|USDA|VA) 2 $750,000 $375,000 $5,791 4.19%
HINESVILLE, GA (FHA|USDA|VA) 3 $745,000 $248,333 $5,340 4.38%
DOTHAN, AL (FHA|USDA|VA) 3 $735,000 $245,000 $2,021 4.33%
Georgetown, SC (FHA|USDA|VA) 2 $730,000 $365,000 $12,242 4.44%
NEW BERN, NC (FHA|USDA|VA) 3 $725,000 $241,667 $4,005 4.17%
Aberdeen, WA (FHA|USDA|VA) 3 $725,000 $241,667 $4,733 4.13%
Gillette, WY (FHA|USDA|VA) 2 $720,000 $360,000 $4,974 3.69%
BEND, OR (FHA|USDA|VA) 1 $715,000 $715,000 $22,625 3.50%
Columbus, MS (FHA|USDA|VA) 1 $715,000 $715,000 $10,530 4.00%
MODESTO, CA (FHA|USDA|VA) 2 $710,000 $355,000 $11,258 4.31%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $705,000 $235,000 $6,300 4.29%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $700,000 $350,000 $8,351 4.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $700,000 $175,000 $9,290 4.66%
FLORENCE, SC (FHA|USDA|VA) 3 $695,000 $231,667 $6,861 3.92%
Richmond-Berea, KY (FHA|USDA|VA) 3 $695,000 $231,667 $7,476 4.29%
FORT WAYNE, IN (FHA|USDA|VA) 3 $685,000 $228,333 $11,472 4.88%
Ardmore, OK (FHA|USDA|VA) 2 $680,000 $340,000 $1,453 3.94%
Branson, MO (FHA|USDA|VA) 3 $675,000 $225,000 $4,001 4.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $675,000 $675,000 $10,706 4.63%
LAFAYETTE, LA (FHA|USDA|VA) 2 $670,000 $335,000 $12,519 4.44%
WACO, TX (FHA|USDA|VA) 4 $660,000 $165,000 $5,394 5.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $660,000 $330,000 $9,438 4.06%
Outside of Metro Areas 3 $655,000 $218,333 $3,620 4.92%
TOLEDO, OH (FHA|USDA|VA) 3 $655,000 $218,333 $2,624 3.92%
COLUMBIA, MO (FHA|USDA|VA) 2 $640,000 $320,000 $592 4.50%
Coos Bay, OR (FHA|USDA|VA) 2 $640,000 $320,000 $6,917 3.56%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $635,000 $211,667 $2,473 4.58%
ALTOONA, PA (FHA|USDA|VA) 3 $625,000 $208,333 $5,938 4.25%
Laramie, WY (FHA|USDA|VA) 1 $625,000 $625,000 $9,064 3.50%
TWIN FALLS, ID (FHA|USDA|VA) 3 $625,000 $208,333 $6,981 3.83%
EL CENTRO, CA (FHA|USDA|VA) 5 $615,000 $123,000 $7,956 5.15%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $610,000 $305,000 $2,987 4.25%
Granbury, TX (FHA|USDA|VA) 2 $610,000 $305,000 $13,391 4.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $605,000 $605,000 $14,364 4.50%
Orangeburg, SC (FHA|USDA|VA) 2 $600,000 $300,000 $5,906 4.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $600,000 $300,000 $0 4.00%
Jefferson, GA (FHA|USDA|VA) 2 $600,000 $300,000 $2,548 4.38%
MONROE, LA (FHA|USDA|VA) 2 $590,000 $295,000 $3,049 4.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $590,000 $295,000 $4,741 3.88%
Newport, OR (FHA|USDA|VA) 3 $575,000 $191,667 $890 5.17%
Heber, UT (FHA|USDA|VA) 1 $575,000 $575,000 $3,209 4.38%
Ozark, AL (FHA|USDA|VA) 1 $565,000 $565,000 $1,920 4.25%
Torrington, CT (FHA|USDA|VA) 1 $565,000 $565,000 $19,114 4.88%
BRUNSWICK, GA (FHA|USDA|VA) 2 $560,000 $280,000 $2,973 4.31%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $560,000 $280,000 $6,596 3.88%
YAKIMA, WA (FHA|USDA|VA) 3 $545,000 $181,667 $5,854 5.50%
Elizabeth City, NC (FHA|USDA|VA) 3 $545,000 $181,667 $2,639 4.63%
AMARILLO, TX (FHA|USDA|VA) 2 $540,000 $270,000 $3,726 4.94%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $540,000 $135,000 $796 5.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $535,000 $178,333 $3,385 4.63%
POCATELLO, ID (FHA|USDA|VA) 2 $530,000 $265,000 $5,420 4.00%
Bogalusa, LA (FHA|USDA|VA) 2 $530,000 $265,000 $8,091 4.75%
JACKSON, MS (FHA|USDA|VA) 3 $515,000 $171,667 $4,382 4.63%
Warsaw, IN (FHA|USDA|VA) 2 $510,000 $255,000 $5,535 3.75%
ALBANY, GA (FHA|USDA|VA) 2 $510,000 $255,000 $1,193 5.06%
YUMA, AZ (FHA|USDA|VA) 2 $510,000 $255,000 $3,725 4.19%
LEBANON, PA (FHA|USDA|VA) 2 $510,000 $255,000 $9,790 3.69%
DECATUR, IL (FHA|USDA|VA) 1 $505,000 $505,000 $1,883 3.88%
Port Angeles, WA (FHA|USDA|VA) 1 $505,000 $505,000 $9,909 3.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $505,000 $168,333 $2,843 4.33%
Gainesville, TX (FHA|USDA|VA) 2 $500,000 $250,000 $2,214 5.13%
JACKSON, MI (FHA|USDA|VA) 3 $495,000 $165,000 $1,607 4.88%
ROCHESTER, MN (FHA|USDA|VA) 1 $495,000 $495,000 $11,944 4.38%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $490,000 $245,000 $1,186 4.00%
MONROE, MI (FHA|USDA|VA) 2 $490,000 $245,000 $4,809 4.50%
New Castle, IN (FHA|USDA|VA) 2 $490,000 $245,000 $6,869 4.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $480,000 $240,000 $6,513 4.56%
HAMMOND, LA (FHA|USDA|VA) 1 $475,000 $475,000 $2,410 4.25%
Hutchinson, MN (FHA|USDA|VA) 2 $470,000 $235,000 $5,704 4.19%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $470,000 $235,000 $1,897 4.25%
Dublin, GA (FHA|USDA|VA) 1 $465,000 $465,000 $9,742 4.25%
Ontario, OR-ID (FHA|USDA|VA) 1 $465,000 $465,000 $18,270 4.13%
MADERA, CA (FHA|USDA|VA) 1 $465,000 $465,000 $1,615 3.88%
ELMIRA, NY (FHA|USDA|VA) 2 $460,000 $230,000 $4,351 4.81%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $460,000 $230,000 $7,210 3.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $450,000 $225,000 $6,777 4.31%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $450,000 $225,000 $9,137 4.19%
Shelby, NC (FHA|USDA|VA) 2 $440,000 $220,000 $1,645 4.56%
Somerset, KY (FHA|USDA|VA) 2 $440,000 $220,000 $5,307 4.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $440,000 $220,000 $5,792 4.75%
Breckenridge, CO (FHA|USDA|VA) 1 $435,000 $435,000 $0 5.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $435,000 $435,000 $2,696 3.75%
Shelton, WA (FHA|USDA|VA) 2 $430,000 $215,000 $3,660 3.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $425,000 $425,000 $3,277 4.00%
Oskaloosa, IA (FHA|USDA|VA) 2 $420,000 $210,000 $7,217 3.75%
CHARLESTON, WV (FHA|USDA|VA) 2 $420,000 $210,000 $4,782 4.13%
Pahrump, NV (FHA|USDA|VA) 1 $415,000 $415,000 $12,270 4.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $410,000 $205,000 $7,678 4.56%
SYRACUSE, NY (FHA|USDA|VA) 2 $410,000 $205,000 $8,192 4.38%
MIDLAND, TX (FHA|USDA|VA) 2 $410,000 $205,000 $3,663 5.19%
Marshalltown, IA (FHA|USDA|VA) 3 $405,000 $135,000 $2,965 4.71%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $405,000 $405,000 $3,191 4.38%
DALTON, GA (FHA|USDA|VA) 2 $390,000 $195,000 $2,494 4.56%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $390,000 $195,000 $3,457 4.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $390,000 $195,000 $7,348 4.31%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $390,000 $195,000 $1,581 4.25%
Jackson, WY-ID (FHA|USDA|VA) 1 $385,000 $385,000 $3,646 4.25%
LIMA, OH (FHA|USDA|VA) 2 $380,000 $190,000 $5,805 4.00%
ABILENE, TX (FHA|USDA|VA) 1 $375,000 $375,000 $8,184 4.63%
Clarksburg, WV (FHA|USDA|VA) 1 $375,000 $375,000 $8,956 4.63%
HATTIESBURG, MS (FHA|USDA|VA) 1 $375,000 $375,000 $7,912 4.13%
ENID, OK (FHA|USDA|VA) 2 $370,000 $185,000 $1,902 4.31%
Enterprise, AL (FHA|USDA|VA) 2 $370,000 $185,000 $3,282 4.69%
GETTYSBURG, PA (FHA|USDA|VA) 2 $370,000 $185,000 $8,178 3.69%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $360,000 $180,000 $7,100 4.50%
Oak Harbor, WA (FHA|USDA|VA) 1 $355,000 $355,000 $12,315 4.25%
Hastings, NE (FHA|USDA|VA) 1 $355,000 $355,000 $13,689 3.88%
Urbana, OH (FHA|USDA|VA) 1 $345,000 $345,000 $2,402 4.13%
Montrose, CO (FHA|USDA|VA) 1 $345,000 $345,000 $893 4.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $345,000 $345,000 $3,428 3.38%
MISSOULA, MT (FHA|USDA|VA) 1 $345,000 $345,000 $1,054 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $12,824 3.25%
North Platte, NE (FHA|USDA|VA) 1 $345,000 $345,000 $3,265 3.50%
LINCOLN, NE (FHA|USDA|VA) 1 $345,000 $345,000 $2,921 4.25%
Meadville, PA (FHA|USDA|VA) 2 $340,000 $170,000 $6,597 4.69%
Kerrville, TX (FHA|USDA|VA) 2 $340,000 $170,000 $4,487 4.63%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $340,000 $170,000 $1,526 4.56%
Astoria, OR (FHA|USDA|VA) 1 $335,000 $335,000 $7,702 3.88%
GREEN BAY, WI (FHA|USDA|VA) 1 $335,000 $335,000 $1,989 4.13%
Prineville, OR (FHA|USDA|VA) 1 $335,000 $335,000 $4,044 3.50%
LOGAN, UT-ID (FHA|USDA|VA) 1 $325,000 $325,000 $3,760 3.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $325,000 $325,000 $15,620 4.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $325,000 $325,000 $12,887 4.25%
Farmington, MO (FHA|USDA|VA) 1 $325,000 $325,000 $245 4.13%
Laconia, NH (FHA|USDA|VA) 1 $325,000 $325,000 $2,741 3.88%
ODESSA, TX (FHA|USDA|VA) 1 $315,000 $315,000 $7,943 4.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $295,000 $295,000 $1,863 4.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $295,000 $295,000 $3,590 4.00%
Clovis, NM (FHA|USDA|VA) 1 $285,000 $285,000 $1,759 4.38%
COLUMBUS, IN (FHA|USDA|VA) 1 $285,000 $285,000 $1,669 3.75%
CARSON CITY, NV (FHA|USDA|VA) 1 $285,000 $285,000 $4,423 3.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $285,000 $285,000 $11,334 4.50%
Cambridge, MD (FHA|USDA|VA) 1 $285,000 $285,000 $9,990 4.25%
Warren, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,041 4.75%
LAS CRUCES, NM (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.75%
Dayton, TN (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.88%
Barre, VT (FHA|USDA|VA) 1 $275,000 $275,000 $7,259 4.00%
Austin, MN (FHA|USDA|VA) 1 $275,000 $275,000 $7,705 4.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $9,472 4.63%
KANKAKEE, IL (FHA|USDA|VA) 1 $275,000 $275,000 $9,857 4.63%
Sedalia, MO (FHA|USDA|VA) 2 $270,000 $135,000 $2,080 5.94%
BOULDER, CO (FHA|USDA|VA) 1 $265,000 $265,000 $3,255 4.63%
GREENVILLE, NC (FHA|USDA|VA) 1 $265,000 $265,000 $1,650 4.63%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,212 4.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $265,000 $265,000 $8,745 3.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $645 4.25%
Tiffin, OH (FHA|USDA|VA) 1 $265,000 $265,000 $689 4.38%
ANN ARBOR, MI (FHA|USDA|VA) 1 $265,000 $265,000 $1,945 4.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $260,000 $130,000 $1,480 5.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $1,318 4.75%
Aberdeen, SD (FHA|USDA|VA) 1 $255,000 $255,000 $2,819 3.63%
Meridian, MS (FHA|USDA|VA) 1 $255,000 $255,000 $4,418 4.25%
Cornelia, GA (FHA|USDA|VA) 1 $255,000 $255,000 $8,207 3.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $245,000 $245,000 $9,219 4.25%
Kinston, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,074 4.50%
Crescent City, CA (FHA|USDA|VA) 1 $245,000 $245,000 $1,025 4.38%
ERIE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $11,686 4.13%
Albertville, AL (FHA|USDA|VA) 1 $245,000 $245,000 $589 3.88%
Ponca City, OK (FHA|USDA|VA) 1 $245,000 $245,000 $7,184 4.63%
BAY CITY, MI (FHA|USDA|VA) 1 $245,000 $245,000 $1,305 4.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.88%
Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,821 4.50%
ITHACA, NY (FHA|USDA|VA) 1 $235,000 $235,000 $492 4.50%
Roseburg, OR (FHA|USDA|VA) 1 $235,000 $235,000 $2,446 4.13%
Palatka, FL (FHA|USDA|VA) 1 $235,000 $235,000 $7,839 4.25%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $235,000 $235,000 $2,109 4.25%
CaƱon City, CO (FHA|USDA|VA) 1 $235,000 $235,000 $2,000 3.75%
Sayre, PA (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.63%
Morehead City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $8,007 4.38%
KINGSTON, NY (FHA|USDA|VA) 1 $235,000 $235,000 $5,429 4.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,498 3.75%
EL PASO, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,043 4.69%
Wooster, OH (FHA|USDA|VA) 1 $225,000 $225,000 $9,446 4.00%
Picayune, MS (FHA|USDA|VA) 1 $225,000 $225,000 $4,730 4.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,297 4.13%
Wabash, IN (FHA|USDA|VA) 1 $225,000 $225,000 $1,829 4.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $225,000 $225,000 $97 3.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $225,000 $225,000 $5,284 4.75%
Traverse City, MI (FHA|USDA|VA) 1 $225,000 $225,000 $9,265 4.38%
Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $8,241 3.75%
Greenwood, SC (FHA|USDA|VA) 2 $220,000 $110,000 $1,558 5.19%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,363 4.00%
Garden City, KS (FHA|USDA|VA) 1 $215,000 $215,000 $9,095 4.63%
BANGOR, ME (FHA|USDA|VA) 1 $215,000 $215,000 $1,310 4.00%
CASPER, WY (FHA|USDA|VA) 1 $215,000 $215,000 $5,920 4.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $215,000 $215,000 $7,559 4.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,883 4.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $215,000 $215,000 $1,055 5.00%
Plainview, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,411 3.75%
Durant, OK (FHA|USDA|VA) 1 $215,000 $215,000 $75 4.88%
Greeneville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $8,427 3.88%
Oxford, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,466 4.63%
Centralia, WA (FHA|USDA|VA) 1 $205,000 $205,000 $3,469 4.63%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,084 4.75%
Fort Polk South, LA (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,310 3.50%
Norwalk, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,166 4.38%
Mount Vernon, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,614 4.25%
SAGINAW, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,908 4.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $195,000 $195,000 $8,005 4.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,254 4.38%
Alexandria, MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,268 4.25%
GADSDEN, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,609 4.25%
Findlay, OH (FHA|USDA|VA) 1 $185,000 $185,000 $5,841 4.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,514 4.75%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,343 4.38%
Ada, OK (FHA|USDA|VA) 1 $185,000 $185,000 $5,016 4.25%
Boone, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,983 3.88%
Plattsburgh, NY (FHA|USDA|VA) 1 $185,000 $185,000 $3,665 4.75%
Brevard, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,967 3.88%
Alice, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,990 4.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,232 4.63%
St. Marys, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,050 3.63%
Douglas, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,122 3.75%
MIDLAND, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,328 4.38%
Ashtabula, OH (FHA|USDA|VA) 1 $175,000 $175,000 $700 4.38%
MANSFIELD, OH (FHA|USDA|VA) 1 $175,000 $175,000 $7,715 4.38%
Athens, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,715 5.00%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,560 5.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $175,000 $175,000 $2,644 4.88%
Glasgow, KY (FHA|USDA|VA) 1 $175,000 $175,000 $7,868 4.25%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $175,000 $175,000 $7,347 4.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,518 3.88%
Manitowoc, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,707 4.25%
Gloversville, NY (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.13%
Brainerd, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,591 3.88%
Moscow, ID (FHA|USDA|VA) 1 $165,000 $165,000 $5,647 3.88%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $165,000 $165,000 $5,310 4.88%
Marion, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,009 3.88%
Marion, IN (FHA|USDA|VA) 1 $165,000 $165,000 $6,063 4.75%
JONESBORO, AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,421 3.75%
MADISON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,794 3.88%
Corning, NY (FHA|USDA|VA) 1 $165,000 $165,000 $6,055 5.25%
Emporia, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,309 3.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $155,000 $155,000 $7,409 3.88%
Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $9,096 3.75%
FLINT, MI (FHA|USDA|VA) 1 $155,000 $155,000 $7,819 3.25%
Hutchinson, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,614 4.63%
Winfield, KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,516 4.38%
Washington, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,354 3.25%
Mountain Home, ID (FHA|USDA|VA) 1 $145,000 $145,000 $2,116 4.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $140,000 $70,000 $426 5.25%
Sandusky, OH (FHA|USDA|VA) 1 $135,000 $135,000 $1,546 5.00%
Rolla, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,384 4.63%
Poplar Bluff, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,073 4.50%
Lewisburg, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,224 4.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $135,000 $135,000 $5,057 5.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,971 4.25%
Big Rapids, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,411 4.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,925 5.13%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,384 4.63%
PEORIA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,594 4.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
READING, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,469 5.13%
El Dorado, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,286 4.38%
Pittsburg, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,591 5.63%
UTICA-ROME, NY (FHA|USDA|VA) 1 $85,000 $85,000 $5,191 4.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $65,000 $65,000 $3,108 4.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
Van Wert, OH (FHA|USDA|VA) 1 $55,000 $55,000 $290 5.38%
Salem, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.63%
Forest City, NC (FHA|USDA|VA) 1 $45,000 $45,000 $3,029 4.13%
North American Savings Bank F.s.b.'s top markets include Kansas City, Washington, Atlanta, New York, and Phoenix among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 2,359 $764,225,000 $323,961 $7,069 4.12%
    Conventional 1,608 $426,260,000 $265,087 $3,079 5.25%
    FHA 383 $84,155,000 $219,726 $5,569 4.38%
    USDA 7 $1,225,000 $175,000 $2,272 4.59%

    For 2018, North American Savings Bank F.s.b.'s most frequently originated type of loan was VA, with 2,359 originations. Their 2nd most popular type was Conventional, with 1,608 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,698 $796,080,000 $295,063 $5,175 4.69%
    Cash Out Refi 1,316 $393,830,000 $299,263 $7,035 4.28%
    Refi 237 $64,855,000 $273,650 $3,862 4.28%
    Other 88 $15,540,000 $176,591 $5,027 5.61%
    Home Improvement 18 $5,560,000 $308,889 $6,211 4.13%

    For 2018, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Home Purchase, with 2,698 originations. The 2nd most popular reason was Cash Out Refi, with 1,316 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,647 $1,114,745,000 $305,661 $5,837 4.35%
    15 Year 355 $80,985,000 $228,127 $4,223 4.25%
    20 Year 202 $34,670,000 $171,634 $5,102 8.27%
    Other 89 $19,645,000 $220,730 $6,639 5.36%
    10 Year 44 $7,620,000 $173,182 $4,306 5.05%
    5 Year 9 $15,595,000 $1,732,778 $0 5.79%
    1 Year 6 $1,690,000 $281,667 $0 5.63%
    3 Year 5 $915,000 $183,000 $0 5.00%

    For 2018, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 3,647 originations. The 2nd most popular length was 15 Year, with 355 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,095 $914,845,000 $295,588
    $1k-2k 272 $76,190,000 $280,110
    $2k-3k 206 $58,330,000 $283,155
    $5k+ 160 $78,440,000 $490,250
    $3k-4k 128 $41,560,000 $324,688
    $4k-5k 82 $25,010,000 $305,000

    North American Savings Bank F.s.b.'s average total fees were $5,837, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,095 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,502 $738,050,000 $294,984
    3-4% 1,231 $401,295,000 $325,991
    5-6% 587 $128,155,000 $218,322
    6-7% 33 $7,355,000 $222,879
    7-8% 2 $650,000 $325,000
    2.5-3% 1 $235,000 $235,000
    Over 8% 1 $125,000 $125,000

    During 2018, North American Savings Bank F.s.b.'s average interest rate for loans was 4.35%, while their most frequently originated rate bucket for loans was 4-5%, with 2,502 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,380 $673,860,000 $283,134 $5,470 4.27%
    $100k-200k 949 $150,835,000 $158,941 $3,504 5.31%
    $400k-600k 609 $283,005,000 $464,704 $7,822 4.20%
    $100,000 or less 244 $17,780,000 $72,869 $2,065 5.39%
    $600k-1MM 146 $103,630,000 $709,795 $13,470 4.34%
    $1MM+ 29 $46,755,000 $1,612,241 $18,298 4.85%

    2018 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 2,380 originations, totaling $673,860,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,141 $370,655,000 $324,851 $6,141 4.29%
    $50k-75k 913 $210,245,000 $230,279 $4,872 4.34%
    $75k-100k 848 $232,770,000 $274,493 $5,764 4.29%
    $150k-250k 591 $237,795,000 $402,360 $6,917 4.30%
    $50k or less 309 $48,795,000 $157,913 $3,562 4.50%
    $250k+ 165 $91,905,000 $557,000 $8,056 4.51%

    North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 1,141 originations. The second most popular income band? $50k-75k, with 913 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 662 $218,440,000 $329,970 $7,513 4.16%
    30-36% 624 $185,880,000 $297,885 $5,512 4.35%
    20-30% 546 $150,090,000 $274,890 $4,561 4.37%
    45% 157 $46,655,000 $297,166 $6,064 4.33%
    44% 152 $44,590,000 $293,355 $5,647 4.38%
    49% 150 $43,560,000 $290,400 $4,972 4.35%
    41% 150 $45,090,000 $300,600 $5,323 4.45%
    46% 147 $43,745,000 $297,585 $6,562 4.29%
    47% 145 $48,105,000 $331,759 $6,251 4.32%
    40% 145 $42,515,000 $293,207 $5,579 4.42%
    48% 145 $41,125,000 $283,621 $5,826 4.36%
    43% 136 $41,080,000 $302,059 $5,355 4.40%
    42% 135 $38,775,000 $287,222 $5,053 4.34%
    39% 128 $38,500,000 $300,781 $5,208 4.34%
    38% 128 $37,520,000 $293,125 $4,774 4.50%
    <20% 121 $32,945,000 $272,273 $4,319 4.37%
    36% 108 $30,450,000 $281,944 $4,927 4.44%
    37% 104 $29,380,000 $282,500 $4,520 4.38%
    >60% 103 $38,215,000 $371,019 $8,009 4.18%

    North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 50-60%, with 662 originations. The next most common DTI ratio? 30-36%, with 624 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,930 $867,260,000 $295,993 $5,562 4.34%
    Not provided 637 $204,145,000 $320,479 $6,421 4.24%
    Black 300 $86,790,000 $289,300 $5,238 4.39%
    Not applicable 313 $62,435,000 $199,473 $0 7.58%
    Asian 76 $23,190,000 $305,132 $6,401 4.37%
    American Indian 35 $11,025,000 $315,000 $6,453 4.19%
    Asian Indian 21 $6,915,000 $329,286 $4,075 4.59%
    Native Hawaiian or Islander 16 $5,050,000 $315,625 $5,103 3.99%
    Filipino 9 $2,745,000 $305,000 $6,952 4.03%
    Other Asian 6 $1,250,000 $208,333 $7,303 4.71%
    Other Pacific Islander 3 $1,065,000 $355,000 $11,026 3.83%
    Chinese 3 $1,015,000 $338,333 $5,474 4.17%
    Japanese 2 $950,000 $475,000 $14,572 4.19%
    Vietnamese 3 $865,000 $288,333 $6,426 4.42%
    Korean 2 $850,000 $425,000 $12,906 3.81%
    Samoan 1 $315,000 $315,000 $5,879 4.75%

    Approval Rates

    Total approvals of all applications
    79.94%

    North American Savings Bank F.s.b. has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    65.53%

    North American Savings Bank F.s.b. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,357 $1,275,865,000 $292,831

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 14 $18,620,000 $1,330,000
    Single Family (1-4 Units):Site-Built 4,343 $1,257,245,000 $289,488

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 119 $21,205,000 $178,193 $4,407 5.12%
    40-60% 402 $87,020,000 $216,468 $4,095 5.04%
    60-80% 901 $269,645,000 $299,273 $4,492 5.22%
    80-100% 2,548 $773,410,000 $303,536 $5,553 4.28%
    Over 100% 315 $105,275,000 $334,206 $11,649 4.16%
    Under 20% 14 $2,540,000 $181,429 $3,665 5.29%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    North American Savings Bank, F.S.B. 1001 N Jesse James Road Excelsior Springs, MO 64024 Full Service B&M $79,697
    North American Savings Bank, F.S.B. 11400 E 23rd Street Independence, MO 64052 Full Service B&M $89,186
    North American Savings Bank, F.S.B. 125th And South 71 Highway Grandview, MO 64030 Full Service B&M $701,641
    North American Savings Bank, F.S.B. 2002 East Mechanic Street Harrisonville, MO 64701 Full Service B&M $78,364
    North American Savings Bank, F.S.B. 205 South 13th Street Lexington, MO 64067 Full Service B&M $82,626
    North American Savings Bank, F.S.B. 228 S 2nd St Odessa, MO 64076 Full Service B&M $20,433
    North American Savings Bank, F.S.B. 2707 Prairie View Road Platte City, MO 64079 Full Service B&M $26,717
    North American Savings Bank, F.S.B. 646 North 291 Highway Lee's Summit, MO 64063 Full Service B&M $116,639
    North American Savings Bank, F.S.B. 7012 Nw Barry Road Kansas City, MO 64153 Full Service B&M $34,248
    North American Savings Bank, F.S.B. 8501 North Oak Trafficway Gladstone, MO 64119 Full Service B&M $137,379
    North American Savings Bank, F.S.B. 920 Belt Highway St. Joseph, MO 64501 Full Service B&M $135,669

    For 2018, North American Savings Bank F.s.b. had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $103,716
    Net interest income $80,346
    Total noninterest income $36,252
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,130
    Trading account gains and fees $0
    Additional Noninterest Income $35,122
    Pre-tax net operating income $40,661
    Securities gains (or losses, -) $-8
    Income before extraordinary items $30,648
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $30,648
    Minority interest net income $0
    Net income $30,648
    Sale, conversion, retirement of capital stock, net $26
    Net operating income $30,654

    North American Savings Bank F.s.b.'s gross interest income from loans was $103,716,000.
    North American Savings Bank F.s.b.'s net interest income from loans was $80,346,000.
    North American Savings Bank F.s.b.'s fee based income from loans was $1,130,000.
    North American Savings Bank F.s.b.'s net income from loans was $30,648,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $23,370
    Provision for credit losses $3,375
    Total noninterest expense $72,562
    Salaries and employee benefits $45,860
    Premises and equipment expense $6,806
    Additional noninterest expense $19,896
    Applicable income taxes $10,005
    Net charge-offs $1,196
    Cash dividends $29,738

    North American Savings Bank F.s.b.'s interest expense for loans was $23,370,000.
    North American Savings Bank F.s.b.'s payroll and benefits expense were $45,860,000.
    North American Savings Bank F.s.b.'s property, plant and equipment expenses $6,806,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,678,973
    Deposits held in domestic offices $1,678,973
    Deposits by Individuals, partnerships, and corporations $1,388,105
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $12,493
    Deposits by Commercial banks and other depository institutions in U.S. $278,375
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $188,103
    Demand deposits $77,647
    Nontransaction accounts $1,490,870
    Money market deposit accounts (MMDAs) $205,220
    Other savings deposits (excluding MMDAs) $168,437
    Total time deposits $1,117,214
    Total time and savings deposits $1,601,326
    Noninterest-bearing deposits $85,563
    Interest-bearing deposits $1,593,410
    Retail deposits $1,279,599
    IRAs and Keogh plan accounts $68,426
    Brokered deposits $286,901
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,185,032
    Cash & Balances due from depository institutions $18,314
    Interest-bearing balances $10,361
    Total securities $117,735
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,982,731
    Loan and leases loss allowance $20,488
    Trading account assets $0
    Bank premises and fixed assets $11,025
    Other real estate owned $5,889
    Goodwill and other intangibles $15,202
    All other assets $34,136

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,185,033
    Total Liabilities $1,946,592
    Total deposits $1,678,973
    Interest-bearing deposits $1,593,410
    Deposits held in domestic offices $1,678,973
    % insured (estimated) $94
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $256,422
    Subordinated debt $0
    All other liabilities $11,197

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,982,731
    Loan and leases loss allowance $20,488
    Total loans and leases (domestic) $2,003,219
    All real estate loans $2,052,591
    Real estate loans in domestic offices $2,052,591
    Construction and development loans $194,825
    Residential 1-4 family construction $144,871
    Other construction, all land development and other land $49,954
    Loans secured by nonfarm nonresidential properties $205,154
    Nonfarm nonresidential secured by owner-occupied properties $3,443
    Commercial real estate & other non-farm, non-residential $201,711
    Multifamily residential real estate $59,981
    1-4 family residential loans $1,589,807
    Farmland loans $2,824
    Loans held in foreign offices $0
    Farm loans $527
    Commercial and industrial loans $14,198
    To non-U.S. addressees $0
    Loans to individuals $1,366
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $52
    Other loans to individuals $1,314
    All other loans & leases $251
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $12,577
    Non 1-4 family restructured loans & leases $10,631
    Total loans and leases (foreign) $0

    North American Savings Bank F.S.B. had $1,982,731,000 of loans outstanding in 2018. $2,052,591,000 of loans were in real estate loans. $194,825,000 of loans were in development loans. $59,981,000 of loans were in multifamily mortgage loans. $1,589,807,000 of loans were in 1-4 family mortgage loans. $527,000 of loans were in farm loans. $0 of loans were in credit card loans. $52,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 115 $32,265 $280,565
    Nonfarm, nonresidential loans - <$100k 28 $746 $26,643
    Nonfarm, nonresidential loans - $100-250k 21 $2,377 $113,190
    Nonfarm, nonresidential loans - $250k-1MM 66 $29,142 $441,545
    Commercial & Industrial, US addressed loans - <$1MM 14 $434 $31,000
    Commercial & Industrial, US addressed loans - <$100k 10 $190 $19,000
    Commercial & Industrial, US addressed loans - $100-250k 3 $111 $37,000
    Commercial & Industrial, US addressed loans - $250k-1MM 1 $133 $133,000
    Farmland loans - <$1MM 29 $2,822 $97,310
    Farmland loans - <$100k 13 $467 $35,923
    Farmland loans - $100-250k 13 $1,392 $107,077
    Farmland loans - $250k-1MM 3 $963 $321,000
    Agriculture operations loans - <$1MM 13 $527 $40,538
    Agriculture operations loans - <$100k 10 $220 $22,000
    Agriculture operations loans - $100-250k 3 $307 $102,333