American Airlines Federal Credit Union Mortgage Rates, Fees & Info
Fort Worth, TXLEI: 5493004RLLKTQS8K7U51
Tax ID: 11-6014903
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Mortgage Data
Review & Overview
American Airlines Federal Credit Union is a smaller credit union specializing in Cash Out Refi and Home Purchase loans. American Airlines Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Miami, New York, Phoenix, and Tulsa among others. We have data for 225 markets. (Some data included below & more in-depth data is available with an active subscription.)American Airlines Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Airlines Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
| 30 Year Conventional Purchase | 5.93% | 12/16/24 |
| 30 Year Conventional Refi | 5.41% | 12/16/24 |
| 30 Year Cash-out Refi | 5.62% | 12/16/24 |
| 15 Year Conventional Purchase | 5.23% | 12/16/24 |
| 15 Year Conventional Refi | 5.25% | 12/16/24 |
| 15 Year Cash-out Refi | 5.25% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Airlines Federal Credit Union Mortgage Calculator
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This is not an official calculator from American Airlines Federal Credit Union. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,400Origination Dollar Volume (All Markets)
$513,220,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 796 | $172,060,000 | $216,156 | $0 | 3.53% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 205 | $41,475,000 | $202,317 | $0 | 3.73% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 105 | $24,885,000 | $237,000 | $0 | 3.96% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 139 | $24,065,000 | $173,129 | $0 | 4.26% |
| TULSA, OK (FHA|USDA|VA) | 160 | $21,810,000 | $136,313 | $0 | 3.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 98 | $20,250,000 | $206,633 | $0 | 3.46% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 40 | $14,320,000 | $358,000 | $0 | 3.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 62 | $13,070,000 | $210,806 | $0 | 3.72% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 39 | $7,995,000 | $205,000 | $0 | 4.08% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 19 | $7,365,000 | $387,632 | $0 | 3.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 13 | $7,165,000 | $551,154 | $0 | 3.72% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 25 | $7,115,000 | $284,600 | $0 | 3.73% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 33 | $5,735,000 | $173,788 | $0 | 4.02% |
| Outside of Metro Areas | 35 | $5,665,000 | $161,857 | $0 | 3.55% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $4,580,000 | $286,250 | $0 | 3.23% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 25 | $4,375,000 | $175,000 | $0 | 4.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 14 | $3,970,000 | $283,571 | $0 | 3.47% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $3,720,000 | $372,000 | $0 | 3.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 18 | $3,510,000 | $195,000 | $0 | 3.56% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $3,455,000 | $314,091 | $0 | 3.66% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $0 | 3.82% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $3,085,000 | $440,714 | $0 | 3.41% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $0 | 3.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 15 | $2,755,000 | $183,667 | $0 | 4.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 17 | $2,545,000 | $149,706 | $0 | 3.53% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,345,000 | $781,667 | $0 | 2.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $0 | 3.37% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $2,320,000 | $580,000 | $0 | 3.81% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $2,120,000 | $176,667 | $0 | 3.82% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $0 | 3.08% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $0 | 3.84% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $0 | 3.62% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 12 | $1,970,000 | $164,167 | $0 | 4.22% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $0 | 3.47% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $0 | 3.70% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,900,000 | $475,000 | $0 | 4.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $0 | 4.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $0 | 3.37% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $0 | 3.17% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $0 | 2.73% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $1,565,000 | $142,273 | $0 | 3.65% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $0 | 4.70% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $0 | 3.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $0 | 3.84% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $0 | 4.02% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $0 | 3.37% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $0 | 3.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $0 | 3.22% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $0 | 2.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $0 | 3.14% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $0 | 2.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $0 | 5.05% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $0 | 2.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $0 | 2.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $0 | 3.59% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $0 | 3.41% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $0 | 2.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $0 | 4.31% |
| Key West, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $0 | 4.49% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 3.93% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $0 | 3.42% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $0 | 2.67% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $0 | 3.53% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $0 | 2.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $0 | 3.47% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 3.72% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 2.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $0 | 2.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 3.06% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 3.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $0 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $0 | 3.79% |
| Granbury, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $0 | 3.58% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $0 | 4.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $0 | 2.66% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $0 | 4.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 3.16% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 3.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $0 | 3.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $0 | 3.97% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 3.56% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 4.12% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 3.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 3.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $0 | 3.85% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 3.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 2.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 2.72% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 3.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 4.40% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 2.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 3.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 2.44% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 4.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 5.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 2.44% |
| Forest City, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 3.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $0 | 4.31% |
| Durango, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 3.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 3.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 4.83% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 4.31% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 2.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 3.71% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 2.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 2.56% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.62% |
| Bonham, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 2.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 4.79% |
| WACO, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 2.92% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 3.37% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 2.56% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 2.44% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 5.24% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 2.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 3.81% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 3.29% |
| Newport, OR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 2.38% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 2.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 3.87% |
| Athens, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 3.68% |
| Payson, AZ (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 4.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.13% |
| Willmar, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.74% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.13% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.56% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 4.74% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 3.06% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.88% |
| Albertville, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.38% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.13% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.13% |
| OCALA, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 2.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.63% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.88% |
| RACINE, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.50% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.50% |
| Brenham, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.13% |
| Hilo, HI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.68% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.13% |
| AMES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.13% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.38% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.99% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.63% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 4.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.12% |
| Athens, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.13% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.00% |
| Altus, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.49% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.24% |
| Wooster, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.38% |
| NILES, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.99% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 5.62% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.74% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.99% |
| Hudson, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.00% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.24% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.38% |
| Batesville, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.88% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.74% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.74% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.13% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.99% |
| READING, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.24% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.87% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.49% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.99% |
| Wilson, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.74% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.99% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.74% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.99% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.49% |
| MERCED, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.74% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.74% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.49% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,591 | $444,505,000 | $279,387 | $0 | 2.79% |
| HELOC | 809 | $68,715,000 | $84,938 | n/a | 5.44% |
For 2021, American Airlines Federal Credit Union's most frequently originated type of loan was Conventional, with 1,591 originations. Their 2nd most popular type was HELOC, with 809 originations.
Loan Reason
For 2021, American Airlines Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 683 originations. The 2nd most popular reason was Home Improvement, with 566 originations.
Loan Duration/Length
For 2021, American Airlines Federal Credit Union's most frequently cited loan duration was 30 Year, with 997 originations. The 2nd most popular length was 15 Year, with 908 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 823 | $223,995,000 | $272,169 |
American Airlines Federal Credit Union's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 823 originations.
Interest Rates
During 2021, American Airlines Federal Credit Union's average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 2.5-3%, with 620 originations.
Loan Sizing
2021 saw American Airlines Federal Credit Union place emphasis on $100k-200k loans with 739 originations, totaling $104,805,000 in origination value.
Applicant Income
American Airlines Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 636 originations. The second most popular income band? $150k-250k, with 504 originations.
Applicant Debt to Income Ratio
American Airlines Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 627 originations. The next most common DTI ratio? 30-36%, with 445 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.21%
American Airlines Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination70.83%
American Airlines Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,400 | $513,220,000 | $213,842 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| AMERICA FIRST FEDERAL CREDIT UNION | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 1 | 33.3% |
| AMERICA FIRST FEDERAL CREDIT UNION | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 33.3% |
| AMERICA FIRST FEDERAL CREDIT UNION | Other type of mortgage | Struggling to pay mortgage | 1 | 33.3% |