American Airlines Federal Credit Union Mortgage Rates, Fees & Info
Fort Worth, TXLEI: 5493004RLLKTQS8K7U51
Tax ID: 11-6014903
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
American Airlines Federal Credit Union is a smaller credit union specializing in Home Purchase loans. American Airlines Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Miami, Phoenix, New York, and Chicago among others. We have data for 229 markets. (Some data included below & more in-depth data is available with an active subscription.)American Airlines Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
| 30 Year Conventional Purchase | 5.93% | 12/16/24 |
| 30 Year Conventional Refi | 5.41% | 12/16/24 |
| 30 Year Cash-out Refi | 5.62% | 12/16/24 |
| 15 Year Conventional Purchase | 5.23% | 12/16/24 |
| 15 Year Conventional Refi | 5.25% | 12/16/24 |
| 15 Year Cash-out Refi | 5.25% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Airlines Federal Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from American Airlines Federal Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,554Origination Dollar Volume (All Markets)
$447,570,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 918 | $163,710,000 | $178,333 | $0 | 4.51% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 221 | $34,415,000 | $155,724 | $0 | 4.84% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 119 | $20,115,000 | $169,034 | $0 | 4.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 92 | $18,010,000 | $195,761 | $0 | 4.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 101 | $16,775,000 | $166,089 | $0 | 4.66% |
| TULSA, OK (FHA|USDA|VA) | 160 | $16,590,000 | $103,688 | $0 | 4.97% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 66 | $11,560,000 | $175,152 | $0 | 4.74% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 49 | $9,525,000 | $194,388 | $0 | 5.23% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 44 | $8,310,000 | $188,864 | $0 | 4.91% |
| Outside of Metro Areas | 41 | $7,085,000 | $172,805 | $0 | 4.28% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 15 | $5,925,000 | $395,000 | $0 | 4.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $5,220,000 | $217,500 | $0 | 4.38% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $4,620,000 | $256,667 | $0 | 3.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 19 | $4,595,000 | $241,842 | $0 | 4.86% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 26 | $4,440,000 | $170,769 | $0 | 4.73% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 20 | $4,320,000 | $216,000 | $0 | 4.45% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $4,295,000 | $204,524 | $0 | 4.64% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 19 | $4,285,000 | $225,526 | $0 | 4.55% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 23 | $4,075,000 | $177,174 | $0 | 4.30% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 20 | $3,520,000 | $176,000 | $0 | 4.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $0 | 4.51% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 16 | $2,680,000 | $167,500 | $0 | 5.29% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 19 | $2,575,000 | $135,526 | $0 | 4.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $2,460,000 | $246,000 | $0 | 3.75% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $2,370,000 | $592,500 | $0 | 4.31% |
| Athens, TX (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $0 | 3.87% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 20 | $2,120,000 | $106,000 | $0 | 4.88% |
| TUCSON, AZ (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $0 | 4.52% |
| Heber, UT (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $0 | 4.85% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,935,000 | $645,000 | $0 | 4.21% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $1,690,000 | $140,833 | $0 | 4.82% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $0 | 4.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $1,635,000 | $125,769 | $0 | 4.93% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $0 | 4.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $0 | 4.66% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $0 | 4.34% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $0 | 4.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 12 | $1,450,000 | $120,833 | $0 | 4.70% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $0 | 4.37% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $0 | 3.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $0 | 4.30% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $1,170,000 | $117,000 | $0 | 4.94% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $0 | 4.29% |
| Seneca, SC (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $0 | 2.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $0 | 5.58% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $0 | 4.09% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $0 | 4.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $0 | 4.55% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $0 | 4.09% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $0 | 4.98% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 4.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $0 | 3.96% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $0 | 4.96% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $0 | 4.16% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $0 | 5.31% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $0 | 5.06% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $0 | 4.66% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $0 | 4.66% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 3.59% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 3.67% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 3.91% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 4.56% |
| Granbury, TX (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $0 | 4.02% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $0 | 4.89% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $0 | 3.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $0 | 4.79% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 2.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 3.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 4.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 3.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 3.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 3.79% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 4.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 3.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 4.31% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 3.88% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 3.87% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 4.50% |
| MADISON, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 3.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 4.68% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 5.16% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 4.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 4.87% |
| Concord, NH (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 4.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 3.38% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 5.04% |
| Newport, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 2.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 4.31% |
| Outside of Metro Areas | 2 | $410,000 | $205,000 | $0 | 4.31% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.63% |
| Edwards, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 5.24% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 4.25% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 4.50% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 4.12% |
| MADERA, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 2.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 4.19% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 4.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 3.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 4.00% |
| Duncan, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 3.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.56% |
| Shelby, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 4.21% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 3.13% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 4.58% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.38% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.13% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $0 | 5.87% |
| Payson, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 3.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.13% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 3.51% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.06% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.12% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 5.04% |
| BEND, OR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 6.12% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 5.31% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 3.31% |
| OCALA, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 3.44% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.00% |
| Sanford, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.12% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 5.99% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.00% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.93% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.31% |
| WACO, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.87% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 4.66% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 4.99% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 5.16% |
| Keene, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.63% |
| Miami, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 4.68% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.38% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.63% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 4.74% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.63% |
| Paris, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.50% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.74% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.88% |
| RENO, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.99% |
| DOVER, DE (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 5.74% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.63% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.49% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 7.49% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.24% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.49% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.24% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| MERCED, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.49% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.99% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.74% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.24% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.24% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.25% |
| Fallon, NV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.49% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.24% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.99% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.24% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.49% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.88% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.99% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.74% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.74% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 2.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 3.25% |
| Torrington, CT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.49% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.74% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.24% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.74% |
| AKRON, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.99% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.24% |
| Washington, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.74% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.24% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.49% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.49% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.24% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.74% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.74% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.99% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,529 | $379,025,000 | $247,891 | $0 | 3.91% |
| HELOC | 1,025 | $68,545,000 | $66,873 | n/a | 5.73% |
For 2018, American Airlines Federal Credit Union's most frequently originated type of loan was Conventional, with 1,529 originations. Their 2nd most popular type was HELOC, with 1,025 originations.
Loan Reason
For 2018, American Airlines Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 1,087 originations. The 2nd most popular reason was Home Improvement, with 634 originations.
Loan Duration/Length
For 2018, American Airlines Federal Credit Union's most frequently cited loan duration was 30 Year, with 1,135 originations. The 2nd most popular length was 15 Year, with 715 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 13 | $2,145,000 | $165,000 |
American Airlines Federal Credit Union's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 13 originations.
Interest Rates
During 2018, American Airlines Federal Credit Union's average interest rate for loans was 3.96%, while their most frequently originated rate bucket for loans was 4-5%, with 893 originations.
Loan Sizing
2018 saw American Airlines Federal Credit Union place emphasis on $100,000 or less loans with 977 originations, totaling $51,895,000 in origination value.
Applicant Income
American Airlines Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 639 originations. The second most popular income band? $150k-250k, with 516 originations.
Applicant Debt to Income Ratio
American Airlines Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 654 originations. The next most common DTI ratio? 30-36%, with 497 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.04%
American Airlines Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination84.10%
American Airlines Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,554 | $447,570,000 | $175,243 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $170,000 | $85,000 |
| Single Family (1-4 Units):Site-Built | 2,552 | $447,400,000 | $175,313 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| AMERICAN FINANCING CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| AMERICAN FINANCING CORPORATION | Conventional home mortgage | Unable to get your credit report or credit score | 1 | 50.0% |