United Fidelity Funding Corp. Mortgage Rates, Fees & Info
Jefferson City, MOLEI: 2549007ZL90U2M5ZNA78
Tax ID: 20-5439763
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Mortgage Data
Review & Overview
United Fidelity Funding Corp. is a small mortgage company specializing in Home Purchase and Refi loans. United Fidelity Funding Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Los Angeles, Tulsa, Chicago, and Riverside among others. We have data for 231 markets. (Some data included below & more in-depth data is available with an active subscription.)United Fidelity Funding Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. United Fidelity Funding Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.00% | 12/17/24 |
| 30 Year Conventional Refi | 6.71% | 12/17/24 |
| 30 Year Cash-out Refi | 6.91% | 12/17/24 |
| 30 Year FHA Purchase | 7.58% | 12/17/24 |
| 30 Year FHA Refi | 7.79% | 12/17/24 |
| 30 Year VA Purchase | 6.64% | 12/17/24 |
| 30 Year VA Refi | 6.81% | 12/17/24 |
| 30 Year USDA Purchase | 7.13% | 12/17/24 |
| 15 Year Conventional Purchase | 6.28% | 12/17/24 |
| 15 Year Conventional Refi | 6.27% | 12/17/24 |
| 15 Year Cash-out Refi | 6.27% | 12/17/24 |
| 15 Year FHA Purchase | 6.33% | 12/17/24 |
| 15 Year VA Purchase | 6.65% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
United Fidelity Funding Corp. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,507Origination Dollar Volume (All Markets)
$1,102,145,000Awards
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United Fidelity Funding Corp. - 2020
United Fidelity Funding Corp. is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 898 | $210,910,000 | $234,866 | $4,539 | 3.08% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 432 | $170,130,000 | $393,819 | $8,341 | 3.18% |
| TULSA, OK (FHA|USDA|VA) | 451 | $89,945,000 | $199,435 | $6,702 | 3.11% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 503 | $89,475,000 | $177,883 | $5,617 | 3.31% |
| Outside of Metro Areas | 402 | $89,300,000 | $222,139 | $6,470 | 3.16% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 264 | $82,080,000 | $310,909 | $7,593 | 3.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 128 | $28,170,000 | $220,078 | $6,144 | 2.92% |
| STOCKTON, CA (FHA|USDA|VA) | 48 | $17,250,000 | $359,375 | $9,968 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 67 | $15,145,000 | $226,045 | $6,967 | 3.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 39 | $14,785,000 | $379,103 | $7,798 | 3.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 52 | $14,750,000 | $283,654 | $5,659 | 2.94% |
| LINCOLN, NE (FHA|USDA|VA) | 65 | $12,795,000 | $196,846 | $3,146 | 2.98% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 67 | $12,455,000 | $185,896 | $7,598 | 3.15% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 26 | $11,780,000 | $453,077 | $7,814 | 3.14% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 48 | $11,780,000 | $245,417 | $4,102 | 3.09% |
| Bartlesville, OK (FHA|USDA|VA) | 80 | $11,440,000 | $143,000 | $7,022 | 3.18% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 27 | $8,575,000 | $317,593 | $10,323 | 3.11% |
| Tahlequah, OK (FHA|USDA|VA) | 53 | $8,575,000 | $161,792 | $7,667 | 3.18% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $7,540,000 | $377,000 | $7,936 | 3.08% |
| WICHITA, KS (FHA|USDA|VA) | 38 | $7,110,000 | $187,105 | $5,630 | 2.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 33 | $6,915,000 | $209,545 | $6,453 | 3.05% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $6,785,000 | $323,095 | $9,298 | 2.98% |
| PANAMA CITY, FL (FHA|USDA|VA) | 19 | $5,305,000 | $279,211 | $11,708 | 2.81% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $5,280,000 | $293,333 | $9,446 | 3.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $5,145,000 | $302,647 | $10,108 | 2.93% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 23 | $4,985,000 | $216,739 | $5,530 | 3.07% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $4,685,000 | $312,333 | $8,630 | 3.28% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $4,360,000 | $363,333 | $6,555 | 2.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 9 | $4,125,000 | $458,333 | $7,613 | 3.19% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 14 | $4,040,000 | $288,571 | $9,790 | 3.15% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $3,810,000 | $381,000 | $8,238 | 3.21% |
| Ponca City, OK (FHA|USDA|VA) | 33 | $3,775,000 | $114,394 | $6,645 | 3.24% |
| Winfield, KS (FHA|USDA|VA) | 30 | $3,210,000 | $107,000 | $6,326 | 3.10% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $3,050,000 | $305,000 | $10,752 | 3.18% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $11,068 | 2.81% |
| Edwards, CO (FHA|USDA|VA) | 1 | $2,955,000 | $2,955,000 | $30,214 | 3.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $10,745 | 2.85% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $11,644 | 2.80% |
| Russellville, AR (FHA|USDA|VA) | 18 | $2,710,000 | $150,556 | $6,381 | 2.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 11 | $2,635,000 | $239,545 | $5,916 | 2.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $11,594 | 2.84% |
| LAWTON, OK (FHA|USDA|VA) | 16 | $2,420,000 | $151,250 | $5,972 | 2.97% |
| LAWRENCE, KS (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $2,890 | 3.05% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $6,099 | 3.28% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $6,678 | 2.74% |
| TOPEKA, KS (FHA|USDA|VA) | 14 | $2,110,000 | $150,714 | $4,961 | 3.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $9,946 | 3.16% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $7,934 | 2.88% |
| Miami, OK (FHA|USDA|VA) | 15 | $1,775,000 | $118,333 | $5,426 | 3.56% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $6,447 | 3.33% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $4,121 | 3.04% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $6,943 | 3.14% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $6,706 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,767 | 2.96% |
| PINE BLUFF, AR (FHA|USDA|VA) | 12 | $1,560,000 | $130,000 | $3,865 | 3.30% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $10,339 | 3.31% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $7,076 | 3.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $6,920 | 2.92% |
| Muskogee, OK (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $5,807 | 3.07% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $8,039 | 3.55% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $5,149 | 3.26% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $11,695 | 3.10% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,504 | 3.08% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $8,438 | 3.34% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $6,813 | 3.03% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,864 | 2.84% |
| MANHATTAN, KS (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,687 | 3.18% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $8,493 | 2.90% |
| Coffeyville, KS (FHA|USDA|VA) | 14 | $1,080,000 | $77,143 | $5,039 | 3.32% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,461 | 3.19% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $8,874 | 2.59% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $10,013 | 2.84% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $10,938 | 3.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $9,036 | 3.31% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $9,357 | 2.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,528 | 2.96% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $5,051 | 3.71% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $5,370 | 3.70% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $12,512 | 3.54% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,516 | 2.75% |
| OCALA, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,713 | 3.33% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,143 | 3.16% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,799 | 3.41% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,947 | 3.04% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,356 | 2.81% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $12,536 | 3.44% |
| Beatrice, NE (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,720 | 3.21% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,838 | 3.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $32,151 | 2.50% |
| McPherson, KS (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,624 | 3.10% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,384 | 2.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,119 | 2.88% |
| Salina, KS (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,670 | 3.81% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,471 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,314 | 3.25% |
| MADERA, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,448 | 3.00% |
| Liberal, KS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,601 | 2.54% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,679 | 2.88% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,276 | 3.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,298 | 3.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $15,383 | 2.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,737 | 2.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,737 | 3.19% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,145 | 2.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,334 | 3.00% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $13,154 | 3.25% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,905 | 2.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,359 | 3.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,300 | 3.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $25,142 | 3.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,139 | 4.00% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,451 | 3.19% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,148 | 2.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,499 | 3.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,504 | 3.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,060 | 3.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,089 | 2.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,304 | 3.00% |
| Washington, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,913 | 2.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,458 | 4.38% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,880 | 3.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,955 | 3.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,752 | 4.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,875 | 2.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,876 | 3.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,563 | 2.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $19,492 | 3.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,636 | 3.06% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,835 | 3.06% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,302 | 2.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,096 | 2.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,404 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,908 | 3.00% |
| McAlester, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,321 | 3.50% |
| North Platte, NE (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,165 | 3.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,459 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,878 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,633 | 3.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,378 | 3.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,566 | 3.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,251 | 3.50% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,672 | 2.75% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,376 | 2.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,568 | 2.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,438 | 2.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,286 | 3.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,009 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,207 | 2.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,272 | 2.75% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,939 | 3.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,744 | 2.50% |
| Malvern, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,630 | 3.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,715 | 3.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,077 | 2.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,301 | 3.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,214 | 3.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,677 | 2.88% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,721 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,174 | 2.75% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,944 | 3.13% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,534 | 2.63% |
| Marion, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,925 | 2.88% |
| Parsons, KS (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,659 | 3.08% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,908 | 2.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,288 | 3.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,511 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,797 | 2.38% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,223 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,606 | 3.00% |
| Fremont, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,815 | 2.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,203 | 3.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,744 | 2.75% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,578 | 2.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,219 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,429 | 3.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,323 | 3.25% |
| Altus, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,074 | 2.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,060 | 3.13% |
| Bedford, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,115 | 3.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,508 | 3.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,846 | 2.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,814 | 2.50% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,099 | 3.54% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,598 | 3.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,276 | 2.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,804 | 3.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,899 | 3.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,925 | 2.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,386 | 2.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,771 | 2.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,168 | 2.38% |
| Jasper, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,087 | 2.63% |
| Garden City, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,168 | 3.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,557 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,378 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,250 | 3.00% |
| Harrison, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,002 | 2.63% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,310 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,122 | 2.88% |
| Guymon, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,046 | 2.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,674 | 2.63% |
| Woodward, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,597 | 3.63% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,656 | 3.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,783 | 3.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,999 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,111 | 2.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,933 | 3.88% |
| Mexico, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,543 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,409 | 4.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,458 | 3.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,023 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,817 | 2.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,212 | 2.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,921 | 4.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,423 | 3.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,802 | 2.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,333 | 2.25% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,931 | 3.38% |
| Emporia, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,815 | 2.50% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,956 | 3.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,475 | 3.63% |
| Platteville, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,068 | 2.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,881 | 4.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,019 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,343 | 2.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,651 | 4.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,068 | 3.38% |
| West Plains, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,549 | 2.88% |
| Batesville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,931 | 3.13% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,292 | 4.50% |
| Maryville, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,041 | 3.25% |
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Product Mix
For 2020, United Fidelity Funding Corp.'s most frequently originated type of loan was Conventional, with 2,546 originations. Their 2nd most popular type was FHA, with 1,329 originations.
Loan Reason
For 2020, United Fidelity Funding Corp.'s most frequently cited loan purpose was Home Purchase, with 2,326 originations. The 2nd most popular reason was Refi, with 1,492 originations.
Loan Duration/Length
For 2020, United Fidelity Funding Corp.'s most frequently cited loan duration was 30 Year, with 3,933 originations. The 2nd most popular length was 15 Year, with 322 originations.
Origination Fees/Closing Costs
United Fidelity Funding Corp.'s average total fees were $6,851, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,179 originations.
Interest Rates
During 2020, United Fidelity Funding Corp.'s average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 3-4%, with 2,085 originations.
Loan Sizing
2020 saw United Fidelity Funding Corp. place emphasis on $200k-400k loans with 2,082 originations, totaling $593,690,000 in origination value.
Applicant Income
United Fidelity Funding Corp. lent most frequently to those with incomes in the $50k-75k range, with 1,207 originations. The second most popular income band? $50k or less, with 1,065 originations.
Applicant Debt to Income Ratio
United Fidelity Funding Corp. lent most frequently to those with DTI ratios of 20-30%, with 829 originations. The next most common DTI ratio? 30-36%, with 768 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.08%
United Fidelity Funding Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.63%
United Fidelity Funding Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,507 | $1,102,145,000 | $244,541 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 52 | $6,920,000 | $133,077 |
| Single Family (1-4 Units):Site-Built | 4,455 | $1,095,225,000 | $245,842 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| UNITED FIDELITY FUNDING, CORP | VA mortgage | Closing on a mortgage | 1 | 100.0% |