Alliant Credit Union Mortgage Rates, Fees & Info
Chicago, ILLEI: 549300T94GSH3C4U5M59
Tax ID: 36-6066772
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Mortgage Data
Review & Overview
Alliant Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Alliant Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, San Francisco, Denver, Los Angeles, and Memphis among others. We have data for 222 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alliant Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 12/16/24 |
| 30 Year Conventional Purchase | 6.20% | 12/16/24 |
| 30 Year Conventional Refi | 6.10% | 12/16/24 |
| 30 Year Cash-out Refi | 6.31% | 12/16/24 |
| 15 Year Conventional Purchase | 6.08% | 12/16/24 |
| 15 Year Conventional Refi | 5.90% | 12/16/24 |
| 15 Year Cash-out Refi | 5.90% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Alliant Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Alliant Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,409Origination Dollar Volume (All Markets)
$552,215,000Awards
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ALLIANT CREDIT UNION - 2018
ALLIANT CREDIT UNION is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 494 | $117,570,000 | $237,996 | $4,108 | 4.68% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 289 | $73,115,000 | $252,993 | $4,190 | 4.92% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 218 | $42,750,000 | $196,101 | $3,090 | 4.73% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 168 | $34,840,000 | $207,381 | $3,304 | 5.32% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $32,640,000 | $5,440,000 | $3,737 | 4.49% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 55 | $16,845,000 | $306,273 | $3,805 | 5.22% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 57 | $13,135,000 | $230,439 | $3,542 | 4.71% |
| Outside of Metro Areas | 60 | $11,790,000 | $196,500 | $3,742 | 5.28% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 47 | $11,445,000 | $243,511 | $4,281 | 5.15% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 40 | $8,940,000 | $223,500 | $3,803 | 4.96% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 53 | $8,695,000 | $164,057 | $4,280 | 5.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 20 | $8,600,000 | $430,000 | $5,366 | 4.16% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 55 | $8,055,000 | $146,455 | $4,903 | 5.32% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 42 | $7,100,000 | $169,048 | $2,965 | 4.85% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 24 | $6,760,000 | $281,667 | $4,812 | 4.31% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 32 | $6,570,000 | $205,313 | $4,346 | 5.49% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 43 | $6,295,000 | $146,395 | $2,586 | 5.42% |
| STOCKTON, CA (FHA|USDA|VA) | 27 | $5,325,000 | $197,222 | $4,804 | 5.57% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 27 | $5,205,000 | $192,778 | $4,248 | 5.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 27 | $5,145,000 | $190,556 | $3,796 | 4.66% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $4,485,000 | $498,333 | $7,130 | 4.54% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $3,542 | 4.38% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 24 | $3,800,000 | $158,333 | $3,208 | 5.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 21 | $3,455,000 | $164,524 | $3,198 | 4.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $3,345,000 | $257,308 | $4,569 | 4.36% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $3,070,000 | $170,556 | $4,744 | 5.11% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $3,252 | 4.72% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $5,253 | 4.68% |
| BOULDER, CO (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $2,364 | 4.92% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $2,290,000 | $114,500 | $2,736 | 5.05% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $2,230,000 | $159,286 | $2,797 | 5.46% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $2,205,000 | $147,000 | $2,633 | 4.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $4,303 | 4.20% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $5,599 | 4.04% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $3,624 | 5.28% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $2,085,000 | $139,000 | $2,398 | 4.76% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,995,000 | $665,000 | $6,543 | 4.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $2,722 | 4.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 15 | $1,745,000 | $116,333 | $1,312 | 5.27% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $7,485 | 4.31% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $11,396 | 5.31% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $4,266 | 4.81% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $5,961 | 4.42% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $3,491 | 4.08% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $2,922 | 5.18% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $3,605 | 4.85% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $9,261 | 4.87% |
| OCALA, FL (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $8,267 | 4.19% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,714 | 4.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,592 | 4.69% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $2,304 | 5.22% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $2,592 | 4.04% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,719 | 4.80% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $9,444 | 4.06% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $8,064 | 3.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,242 | 4.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $3,126 | 5.04% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,892 | 4.17% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,905 | 4.04% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,179 | 4.04% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,341 | 4.33% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,251 | 4.63% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,726 | 4.53% |
| NILES, MI (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,867 | 4.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,000 | 5.42% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,185 | 4.67% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,708 | 4.69% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,806 | 4.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,118 | 5.17% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $2,603 | 4.46% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,615 | 4.29% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,863 | 4.54% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $0 | 6.10% |
| Hilo, HI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 4.38% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,747 | 4.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,864 | 3.97% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $0 | 5.44% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,526 | 5.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,768 | 4.50% |
| NAPA, CA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 5.91% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,065 | 4.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,545 | 3.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $1,096 | 5.03% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,298 | 4.54% |
| RENO, NV (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,062 | 4.72% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,934 | 4.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,539 | 5.08% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,435 | 4.59% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,802 | 5.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,568 | 3.88% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,489 | 3.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 4.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,379 | 5.08% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,064 | 4.34% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,783 | 4.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,037 | 4.44% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $1,356 | 5.53% |
| REDDING, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.74% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,120 | 3.88% |
| MADISON, WI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,743 | 5.21% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,415 | 4.75% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,588 | 5.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,528 | 4.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,881 | 4.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,081 | 4.94% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,171 | 3.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,228 | 5.04% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,002 | 4.19% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,953 | 4.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,019 | 5.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,649 | 4.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,963 | 5.06% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,734 | 4.38% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,354 | 4.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,751 | 4.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,504 | 5.19% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,926 | 4.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,244 | 4.75% |
| CHICO, CA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 4.66% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,867 | 3.92% |
| AKRON, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,675 | 4.83% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,023 | 5.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,725 | 4.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 6.62% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $1,192 | 4.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,811 | 4.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,151 | 4.44% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,121 | 4.25% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,285 | 4.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,868 | 4.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,166 | 4.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,126 | 4.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 5.93% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,809 | 4.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $3,052 | 4.75% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 5.58% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,921 | 4.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.13% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,929 | 5.81% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,565 | 6.19% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $60 | 5.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,761 | 4.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,079 | 4.50% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,553 | 4.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,500 | 5.13% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,846 | 3.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,830 | 4.50% |
| Hailey, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,274 | 4.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,626 | 4.38% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,463 | 4.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,074 | 3.88% |
| MERCED, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,074 | 5.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $3,707 | 4.71% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,576 | 4.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,288 | 4.31% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,146 | 4.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,431 | 3.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,470 | 4.38% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,264 | 3.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,811 | 4.38% |
| Keene, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,916 | 4.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,400 | 4.50% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,541 | 4.25% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,847 | 5.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,737 | 4.88% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,270 | 4.00% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,316 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,100 | 3.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,105 | 3.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.50% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,888 | 4.75% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,418 | 3.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,454 | 4.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,356 | 4.13% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $110,000 | $27,500 | $60 | 6.56% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,247 | 5.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,454 | 4.13% |
| TULSA, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,278 | 4.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,936 | 4.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,499 | 3.88% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 4.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,411 | 5.38% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.74% |
| Meridian, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,716 | 5.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,266 | 4.88% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.00% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| Somerset, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $60 | 9.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,956 | 3.88% |
| Ashland, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $60 | 5.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.00% |
| Sterling, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.00% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $60 | 9.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.50% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $60 | 5.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 1,348 | $157,310,000 | $116,699 | n/a | 5.20% |
| Conventional | 1,061 | $394,905,000 | $372,201 | $3,857 | 4.50% |
For 2018, Alliant Credit Union's most frequently originated type of loan was HELOC, with 1,348 originations. Their 2nd most popular type was Conventional, with 1,061 originations.
Loan Reason
For 2018, Alliant Credit Union's most frequently cited loan purpose was Home Purchase, with 858 originations. The 2nd most popular reason was Home Improvement, with 709 originations.
Loan Duration/Length
For 2018, Alliant Credit Union's most frequently cited loan duration was 30 Year, with 1,396 originations. The 2nd most popular length was 15 Year, with 958 originations.
Origination Fees/Closing Costs
Alliant Credit Union's average total fees were $4,285, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 656 originations.
Interest Rates
During 2018, Alliant Credit Union's average interest rate for loans was 4.82%, while their most frequently originated rate bucket for loans was 4-5%, with 948 originations.
Loan Sizing
2018 saw Alliant Credit Union place emphasis on $100,000 or less loans with 832 originations, totaling $44,830,000 in origination value.
Applicant Income
Alliant Credit Union lent most frequently to those with incomes in the $150k-250k range, with 658 originations. The second most popular income band? $100k-150k, with 605 originations.
Applicant Debt to Income Ratio
Alliant Credit Union lent most frequently to those with DTI ratios of 20-30%, with 555 originations. The next most common DTI ratio? 30-36%, with 454 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications68.04%
Alliant Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination72.52%
Alliant Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,409 | $552,215,000 | $229,230 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 3 | $49,915,000 | $16,638,333 |
| Single Family (1-4 Units):Site-Built | 2,406 | $502,300,000 | $208,770 |