Alliant Credit Union Mortgage Rates, Fees & Info

Chicago, IL

LEI: 549300T94GSH3C4U5M59

Tax ID: 36-6066772

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Mortgage Data

Review & Overview

Alliant Credit Union is a small credit union specializing in Home Purchase and Refi loans. Alliant Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Los Angeles, San Francisco, Miami, and Denver among others. We have data for 340 markets. (Some data included below & more in-depth data is available with an active subscription.)

Alliant Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alliant Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.72% 12/16/24
30 Year Conventional Purchase 6.20% 12/16/24
30 Year Conventional Refi 6.10% 12/16/24
30 Year Cash-out Refi 6.31% 12/16/24
15 Year Conventional Purchase 6.08% 12/16/24
15 Year Conventional Refi 5.90% 12/16/24
15 Year Cash-out Refi 5.90% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Alliant Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Alliant Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,374

Origination Dollar Volume (All Markets)

$1,968,170,000
Show all (17) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 834 $187,790,000 $225,168 $5,553 5.22%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 756 $165,330,000 $218,690 $4,974 5.74%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 553 $136,455,000 $246,754 $5,711 5.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 621 $85,655,000 $137,931 $6,523 5.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 328 $69,690,000 $212,470 $4,320 4.98%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 356 $65,230,000 $183,230 $5,883 5.44%
RALEIGH-CARY, NC (FHA|USDA|VA) 40 $63,950,000 $1,598,750 $5,155 5.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 280 $62,880,000 $224,571 $4,802 5.40%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 335 $58,945,000 $175,955 $5,390 5.62%
JACKSONVILLE, FL (FHA|USDA|VA) 46 $56,510,000 $1,228,478 $5,284 5.81%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 261 $51,885,000 $198,793 $7,913 5.60%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $51,005,000 $51,005,000 $0 2.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 230 $50,650,000 $220,217 $7,127 5.99%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 279 $48,605,000 $174,211 $5,766 6.16%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $47,015,000 $47,015,000 $0 3.85%
ROCHESTER, NY (FHA|USDA|VA) 1 $43,205,000 $43,205,000 $0 4.70%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 212 $38,680,000 $182,453 $8,948 6.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 199 $38,015,000 $191,030 $6,433 5.34%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 156 $36,230,000 $232,244 $3,918 5.34%
STOCKTON, CA (FHA|USDA|VA) 106 $27,880,000 $263,019 $5,883 5.62%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 121 $25,255,000 $208,719 $4,973 5.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 113 $24,195,000 $214,115 $6,125 5.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 119 $20,875,000 $175,420 $6,294 5.92%
WACO, TX (FHA|USDA|VA) 2 $19,030,000 $9,515,000 $4,642 4.77%
Outside of Metro Areas 90 $16,050,000 $178,333 $4,896 5.53%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 38 $13,990,000 $368,158 $6,172 4.04%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $13,675,000 $4,558,333 $0 5.87%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 70 $13,520,000 $193,143 $4,763 5.31%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 27 $13,485,000 $499,444 $7,218 4.77%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 79 $12,745,000 $161,329 $5,970 5.86%
VALLEJO, CA (FHA|USDA|VA) 65 $12,705,000 $195,462 $5,057 6.23%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 63 $12,295,000 $195,159 $4,727 5.70%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 75 $11,845,000 $157,933 $6,530 5.72%
LOUISVILLE, KY (FHA|USDA|VA) 15 $11,795,000 $786,333 $3,676 5.52%
SALT LAKE CITY, UT (FHA|USDA|VA) 56 $11,500,000 $205,357 $3,854 5.55%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $11,090,000 $5,545,000 $5,414 4.96%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $10,445,000 $549,737 $8,444 4.53%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 44 $9,770,000 $222,045 $5,044 5.74%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 63 $9,675,000 $153,571 $3,704 5.18%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 38 $8,710,000 $229,211 $6,643 5.44%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 36 $7,590,000 $210,833 $5,825 5.75%
RENO, NV (FHA|USDA|VA) 26 $6,820,000 $262,308 $6,385 5.41%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 30 $6,540,000 $218,000 $3,868 5.70%
FRESNO, CA (FHA|USDA|VA) 31 $6,475,000 $208,871 $6,240 6.06%
PROVO-OREM, UT (FHA|USDA|VA) 38 $6,420,000 $168,947 $0 5.78%
BOULDER, CO (FHA|USDA|VA) 26 $6,150,000 $236,538 $3,746 4.92%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 37 $6,125,000 $165,541 $5,920 5.44%
COLORADO SPRINGS, CO (FHA|USDA|VA) 22 $5,530,000 $251,364 $5,420 5.29%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 31 $5,465,000 $176,290 $8,516 5.86%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 35 $5,375,000 $153,571 $3,229 5.28%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 24 $5,300,000 $220,833 $4,688 5.34%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 27 $5,195,000 $192,407 $6,998 5.06%
FORT COLLINS, CO (FHA|USDA|VA) 24 $5,100,000 $212,500 $4,810 5.46%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 45 $4,825,000 $107,222 $5,345 5.40%
TUCSON, AZ (FHA|USDA|VA) 27 $4,165,000 $154,259 $5,319 5.42%
Truckee-Grass Valley, CA (FHA|USDA|VA) 22 $4,160,000 $189,091 $3,829 5.42%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 18 $4,090,000 $227,222 $8,602 5.29%
Key West, FL (FHA|USDA|VA) 17 $3,905,000 $229,706 $9,638 5.61%
COLUMBUS, OH (FHA|USDA|VA) 30 $3,790,000 $126,333 $4,412 5.27%
SALEM, OR (FHA|USDA|VA) 20 $3,780,000 $189,000 $4,626 6.47%
MODESTO, CA (FHA|USDA|VA) 20 $3,660,000 $183,000 $6,730 5.78%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 18 $3,630,000 $201,667 $7,614 5.19%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $3,470,000 $216,875 $0 6.26%
OKLAHOMA CITY, OK (FHA|USDA|VA) 10 $3,440,000 $344,000 $4,901 4.34%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 18 $3,380,000 $187,778 $0 5.33%
BEND, OR (FHA|USDA|VA) 17 $3,345,000 $196,765 $5,623 5.39%
BELLINGHAM, WA (FHA|USDA|VA) 15 $3,305,000 $220,333 $3,770 5.58%
PITTSBURGH, PA (FHA|USDA|VA) 22 $3,230,000 $146,818 $4,603 5.33%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 23 $3,055,000 $132,826 $4,894 6.35%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $3,045,000 $276,818 $0 5.34%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $2,975,000 $228,846 $6,214 5.63%
RICHMOND, VA (FHA|USDA|VA) 21 $2,965,000 $141,190 $3,136 5.89%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 12 $2,930,000 $244,167 $9,098 6.40%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $2,920,000 $182,500 $7,624 5.08%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $2,910,000 $207,857 $4,617 5.60%
ST. LOUIS, MO-IL (FHA|USDA|VA) 17 $2,905,000 $170,882 $4,654 5.68%
SALINAS, CA (FHA|USDA|VA) 15 $2,885,000 $192,333 $3,257 5.09%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $2,825,000 $148,684 $8,061 6.24%
NAPA, CA (FHA|USDA|VA) 14 $2,760,000 $197,143 $0 5.77%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $2,645,000 $155,588 $4,301 5.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $2,580,000 $184,286 $6,015 4.64%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $2,465,000 $352,143 $5,724 6.85%
CHICO, CA (FHA|USDA|VA) 15 $2,445,000 $163,000 $3,404 5.30%
BOISE CITY, ID (FHA|USDA|VA) 4 $2,370,000 $592,500 $5,537 3.28%
PORT ST. LUCIE, FL (FHA|USDA|VA) 15 $2,295,000 $153,000 $6,061 6.85%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 17 $2,115,000 $124,412 $3,588 6.33%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $2,075,000 $230,556 $3,686 5.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $1,970,000 $164,167 $5,419 6.35%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,885,000 $269,286 $6,181 3.57%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $1,880,000 $188,000 $4,371 6.39%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $1,780,000 $148,333 $3,236 5.20%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $1,690,000 $845,000 $6,158 4.69%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,391 5.53%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,600,000 $800,000 $10,822 4.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $1,570,000 $196,250 $0 5.40%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 23 $1,565,000 $68,043 $3,904 7.19%
MADERA, CA (FHA|USDA|VA) 8 $1,490,000 $186,250 $4,382 5.95%
LANCASTER, PA (FHA|USDA|VA) 13 $1,475,000 $113,462 $5,370 4.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,915 6.12%
Oak Harbor, WA (FHA|USDA|VA) 10 $1,440,000 $144,000 $0 6.22%
GRAND JUNCTION, CO (FHA|USDA|VA) 7 $1,425,000 $203,571 $3,176 5.00%
GREELEY, CO (FHA|USDA|VA) 12 $1,330,000 $110,833 $0 5.98%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $1,315,000 $438,333 $4,154 4.63%
Edwards, CO (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,999 5.02%
WENATCHEE, WA (FHA|USDA|VA) 7 $1,295,000 $185,000 $3,811 5.14%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $1,290,000 $161,250 $0 5.34%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,280,000 $213,333 $0 5.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,265,000 $180,714 $5,255 7.23%
Bozeman, MT (FHA|USDA|VA) 5 $1,245,000 $249,000 $4,430 5.45%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,064 4.62%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,240,000 $155,000 $4,657 6.09%
GAINESVILLE, GA (FHA|USDA|VA) 7 $1,235,000 $176,429 $4,862 6.01%
Heber, UT (FHA|USDA|VA) 5 $1,195,000 $239,000 $0 6.05%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $1,190,000 $148,750 $4,225 4.27%
MADISON, WI (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,090 4.56%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $1,120,000 $560,000 $4,020 4.44%
BRUNSWICK, GA (FHA|USDA|VA) 4 $1,100,000 $275,000 $0 5.12%
AKRON, OH (FHA|USDA|VA) 9 $1,085,000 $120,556 $4,144 5.37%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $1,050,000 $131,250 $6,409 4.69%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,413 5.15%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,211 7.06%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,010,000 $168,333 $0 5.46%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $7,381 4.78%
Sonora, CA (FHA|USDA|VA) 5 $995,000 $199,000 $3,691 4.97%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $970,000 $242,500 $5,394 3.81%
REDDING, CA (FHA|USDA|VA) 4 $940,000 $235,000 $6,132 5.40%
ROCKFORD, IL (FHA|USDA|VA) 8 $930,000 $116,250 $4,741 4.59%
COLUMBUS, IN (FHA|USDA|VA) 2 $920,000 $460,000 $3,344 4.69%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $910,000 $227,500 $4,553 4.75%
ST. GEORGE, UT (FHA|USDA|VA) 7 $895,000 $127,857 $0 6.10%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 7 $895,000 $127,857 $3,830 6.16%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $855,000 $122,143 $5,032 4.63%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $850,000 $141,667 $3,284 6.54%
GAINESVILLE, FL (FHA|USDA|VA) 7 $845,000 $120,714 $0 5.53%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $845,000 $281,667 $0 4.58%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $825,000 $275,000 $3,828 4.71%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $815,000 $163,000 $5,402 5.30%
KNOXVILLE, TN (FHA|USDA|VA) 10 $800,000 $80,000 $0 6.04%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $790,000 $131,667 $3,604 6.04%
YUBA CITY, CA (FHA|USDA|VA) 7 $765,000 $109,286 $3,253 6.46%
OCALA, FL (FHA|USDA|VA) 6 $760,000 $126,667 $0 6.12%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $750,000 $125,000 $5,625 5.88%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $750,000 $187,500 $0 7.49%
MEDFORD, OR (FHA|USDA|VA) 4 $750,000 $187,500 $0 4.56%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $740,000 $370,000 $4,697 4.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $725,000 $725,000 $3,031 2.38%
Durango, CO (FHA|USDA|VA) 3 $715,000 $238,333 $4,486 5.29%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $700,000 $87,500 $0 6.22%
LOGAN, UT-ID (FHA|USDA|VA) 3 $685,000 $228,333 $4,647 4.96%
Show Low, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $0 5.66%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $650,000 $325,000 $4,080 4.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $635,000 $127,000 $7,664 5.00%
Ellensburg, WA (FHA|USDA|VA) 4 $630,000 $157,500 $0 4.25%
ANN ARBOR, MI (FHA|USDA|VA) 5 $625,000 $125,000 $0 6.20%
Port Angeles, WA (FHA|USDA|VA) 2 $620,000 $310,000 $5,183 4.06%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $605,000 $201,667 $5,658 4.63%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $605,000 $201,667 $3,426 4.67%
VISALIA, CA (FHA|USDA|VA) 5 $605,000 $121,000 $0 5.45%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $580,000 $290,000 $4,715 6.69%
TOLEDO, OH (FHA|USDA|VA) 4 $570,000 $142,500 $5,115 6.28%
DUBUQUE, IA (FHA|USDA|VA) 1 $555,000 $555,000 $3,753 4.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $545,000 $181,667 $6,093 6.25%
COLUMBIA, SC (FHA|USDA|VA) 1 $545,000 $545,000 $3,091 2.88%
Dixon, IL (FHA|USDA|VA) 1 $535,000 $535,000 $5,219 5.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $530,000 $265,000 $6,986 7.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $530,000 $88,333 $0 5.17%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $510,000 $127,500 $0 7.06%
Klamath Falls, OR (FHA|USDA|VA) 1 $505,000 $505,000 $0 5.00%
MORRISTOWN, TN (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $495,000 $165,000 $3,614 5.33%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $485,000 $161,667 $3,816 4.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $485,000 $485,000 $3,715 2.75%
Newport, OR (FHA|USDA|VA) 1 $485,000 $485,000 $0 5.74%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $480,000 $240,000 $3,216 4.00%
Wooster, OH (FHA|USDA|VA) 2 $470,000 $235,000 $2,498 4.88%
Glenwood Springs, CO (FHA|USDA|VA) 4 $460,000 $115,000 $0 4.00%
WILMINGTON, NC (FHA|USDA|VA) 2 $450,000 $225,000 $5,863 7.01%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $445,000 $445,000 $6,981 2.88%
Traverse City, MI (FHA|USDA|VA) 2 $430,000 $215,000 $0 7.37%
LAFAYETTE, LA (FHA|USDA|VA) 2 $420,000 $210,000 $4,970 3.44%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $420,000 $210,000 $0 5.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $415,000 $138,333 $2,669 6.71%
PANAMA CITY, FL (FHA|USDA|VA) 2 $390,000 $195,000 $2,943 3.00%
Steamboat Springs, CO (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $375,000 $125,000 $0 4.74%
RACINE, WI (FHA|USDA|VA) 3 $365,000 $121,667 $7,099 6.87%
Whitewater, WI (FHA|USDA|VA) 3 $365,000 $121,667 $0 4.67%
Granbury, TX (FHA|USDA|VA) 1 $365,000 $365,000 $7,766 3.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $360,000 $90,000 $0 6.06%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $355,000 $355,000 $4,359 4.13%
Moses Lake, WA (FHA|USDA|VA) 3 $355,000 $118,333 $0 5.58%
WICHITA, KS (FHA|USDA|VA) 2 $350,000 $175,000 $3,443 5.44%
BATON ROUGE, LA (FHA|USDA|VA) 2 $350,000 $175,000 $3,572 5.50%
Red Bluff, CA (FHA|USDA|VA) 1 $345,000 $345,000 $0 7.99%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $345,000 $115,000 $3,092 5.67%
OWENSBORO, KY (FHA|USDA|VA) 2 $340,000 $170,000 $3,719 4.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $340,000 $85,000 $4,939 5.15%
Payson, AZ (FHA|USDA|VA) 2 $330,000 $165,000 $0 5.50%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $320,000 $160,000 $0 5.50%
Somerset, KY (FHA|USDA|VA) 1 $315,000 $315,000 $4,130 5.25%
Centralia, WA (FHA|USDA|VA) 3 $315,000 $105,000 $0 5.75%
AMARILLO, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,843 6.63%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.49%
YAKIMA, WA (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $305,000 $101,667 $0 6.83%
ROME, GA (FHA|USDA|VA) 2 $300,000 $150,000 $0 4.25%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $295,000 $295,000 $5,013 4.63%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $295,000 $295,000 $4,450 3.13%
Aberdeen, WA (FHA|USDA|VA) 1 $295,000 $295,000 $0 5.00%
AMES, IA (FHA|USDA|VA) 1 $285,000 $285,000 $4,635 2.63%
Ukiah, CA (FHA|USDA|VA) 2 $280,000 $140,000 $0 6.00%
Coos Bay, OR (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $270,000 $135,000 $0 6.50%
Hood River, OR (FHA|USDA|VA) 2 $270,000 $135,000 $0 8.49%
KINGSTON, NY (FHA|USDA|VA) 1 $265,000 $265,000 $4,775 3.13%
MUSKEGON, MI (FHA|USDA|VA) 4 $260,000 $65,000 $0 6.74%
Hilo, HI (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.00%
JACKSON, MI (FHA|USDA|VA) 1 $255,000 $255,000 $3,461 5.00%
Kapaa, HI (FHA|USDA|VA) 1 $255,000 $255,000 $0 6.75%
Marion, IN (FHA|USDA|VA) 1 $255,000 $255,000 $3,765 5.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $255,000 $255,000 $3,587 4.13%
HINESVILLE, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,567 5.00%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.25%
NILES, MI (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.25%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $250,000 $125,000 $0 7.50%
Stephenville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,345 3.00%
Austin, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,755 3.88%
Shelton, WA (FHA|USDA|VA) 1 $245,000 $245,000 $4,101 2.63%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,481 3.50%
KANKAKEE, IL (FHA|USDA|VA) 1 $245,000 $245,000 $3,771 4.25%
Ottawa, IL (FHA|USDA|VA) 2 $240,000 $120,000 $6,143 6.69%
Paducah, KY-IL (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.50%
Cullowhee, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.00%
Kalispell, MT (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.49%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.66%
DECATUR, IL (FHA|USDA|VA) 1 $235,000 $235,000 $3,730 4.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $230,000 $115,000 $4,986 3.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $6,556 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $220,000 $110,000 $3,600 5.50%
Freeport, IL (FHA|USDA|VA) 2 $220,000 $110,000 $4,050 3.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $220,000 $110,000 $0 5.75%
MISSOULA, MT (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.62%
PUEBLO, CO (FHA|USDA|VA) 2 $210,000 $105,000 $3,194 3.94%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,899 4.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
COLUMBIA, MO (FHA|USDA|VA) 3 $205,000 $68,333 $0 4.17%
Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $3,802 2.50%
READING, PA (FHA|USDA|VA) 3 $195,000 $65,000 $3,938 5.73%
Nogales, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.00%
Branson, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,676 3.88%
Greenwood, SC (FHA|USDA|VA) 1 $175,000 $175,000 $3,335 6.50%
FORT WAYNE, IN (FHA|USDA|VA) 3 $175,000 $58,333 $0 6.33%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $175,000 $175,000 $3,097 2.75%
Washington, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,668 3.13%
Berlin, NH (FHA|USDA|VA) 1 $175,000 $175,000 $6,616 2.88%
Marquette, MI (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.24%
EL CENTRO, CA (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $4,227 5.25%
YUMA, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.00%
ROCHESTER, MN (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.75%
Winona, MN (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.00%
UTICA-ROME, NY (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $145,000 $145,000 $2,656 2.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,547 4.13%
Shawano, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
Jefferson, GA (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.00%
PEORIA, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
Breckenridge, CO (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,378 5.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.62%
Torrington, CT (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
POCATELLO, ID (FHA|USDA|VA) 1 $105,000 $105,000 $3,954 3.25%
Oneonta, NY (FHA|USDA|VA) 1 $105,000 $105,000 $4,142 5.38%
Astoria, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.49%
STAUNTON, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
Batavia, NY (FHA|USDA|VA) 1 $105,000 $105,000 $5,042 2.25%
MONROE, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
TULSA, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,405 2.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
GREENVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $100,000 $50,000 $0 5.88%
APPLETON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.50%
Martin, TN (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,520 2.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.00%
Montrose, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.00%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.49%
DULUTH, MN-WI (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.74%
Frankfort, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.50%
ERIE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.63%
MUNCIE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.50%
Cambridge, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.75%
Athens, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.75%
Elko, NV (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.74%
Clearlake, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.75%
Adrian, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.25%
Shelbyville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.75%
Palatka, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
Statesboro, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.24%
The Dalles, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.99%
NEW BERN, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.74%
Morehead City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
Waycross, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.25%
Willmar, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.75%
Lake City, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.74%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.25%
ALBANY, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.99%
Crossville, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.50%
Warrensburg, MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
ITHACA, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.00%
VALDOSTA, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.25%
Rochelle, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.00%
Red Wing, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.50%
Sanford, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%
Holland, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.74%
Beaver Dam, WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.00%
FLINT, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.75%
Huntington, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
DuBois, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.50%
Warsaw, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.00%
Pottsville, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.00%
Norwalk, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.00%
Alliant Credit Union's top markets include Chicago, Los Angeles, San Francisco, Miami, and Denver among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 7,376 $1,198,830,000 $162,531 n/a 5.73%
    Conventional 998 $769,340,000 $770,882 $5,482 4.12%

    For 2022, Alliant Credit Union's most frequently originated type of loan was HELOC, with 7,376 originations. Their 2nd most popular type was Conventional, with 998 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,883 $829,465,000 $287,709 $5,963 5.25%
    Other 2,170 $311,900,000 $143,733 $4,132 6.45%
    Home Improvement 2,070 $291,960,000 $141,043 $11,586 5.39%
    Refi 1,102 $414,620,000 $376,243 $3,888 5.08%
    Cash Out Refi 149 $120,225,000 $806,879 $4,686 3.54%

    For 2022, Alliant Credit Union's most frequently cited loan purpose was Home Purchase, with 2,883 originations. The 2nd most popular reason was Other, with 2,170 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,714 $1,396,610,000 $208,015 $5,503 5.69%
    15 Year 1,628 $226,590,000 $139,183 $5,342 4.97%
    20 Year 11 $2,035,000 $185,000 $5,012 3.76%
    10 Year 10 $97,210,000 $9,721,000 $4,556 2.71%
    5 Year 7 $234,415,000 $33,487,857 $0 4.15%
    Other 4 $11,310,000 $2,827,500 $6,234 3.51%

    For 2022, Alliant Credit Union's most frequently cited loan duration was 30 Year, with 6,714 originations. The 2nd most popular length was 15 Year, with 1,628 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 439 $174,595,000 $397,711
    $<1k 238 $125,060,000 $525,462
    $2k-3k 117 $42,775,000 $365,598
    $5k+ 74 $38,980,000 $526,757
    $3k-4k 63 $24,765,000 $393,095
    $4k-5k 43 $19,265,000 $448,023

    Alliant Credit Union's average total fees were $5,503, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 439 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,214 $596,500,000 $269,422
    3-4% 1,762 $532,730,000 $302,344
    5-6% 1,603 $320,525,000 $199,953
    6-7% 1,054 $165,530,000 $157,049
    Over 8% 853 $107,955,000 $126,559
    7-8% 678 $101,250,000 $149,336
    2.5-3% 154 $124,110,000 $805,909
    <2.5% 56 $19,570,000 $349,464

    During 2022, Alliant Credit Union's average interest rate for loans was 5.69%, while their most frequently originated rate bucket for loans was 4-5%, with 2,214 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,725 $380,565,000 $139,657 $4,389 5.74%
    $100,000 or less 2,552 $160,200,000 $62,774 $4,037 5.99%
    $200k-400k 2,209 $584,875,000 $264,769 $5,118 5.18%
    $400k-600k 651 $312,665,000 $480,284 $6,068 4.73%
    $600k-1MM 186 $140,480,000 $755,269 $5,849 3.96%
    $1MM+ 51 $389,385,000 $7,635,000 $8,517 4.07%

    2022 saw Alliant Credit Union place emphasis on $100k-200k loans with 2,725 originations, totaling $380,565,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 2,815 $719,225,000 $255,497 $6,088 5.41%
    $150k-250k 2,688 $517,610,000 $192,563 $5,807 5.60%
    $100k-150k 1,605 $245,595,000 $153,019 $5,303 5.69%
    $75k-100k 647 $84,865,000 $131,167 $4,866 5.64%
    $50k-75k 469 $46,645,000 $99,456 $5,022 5.55%
    $50k or less 126 $11,850,000 $94,048 $4,689 4.92%

    Alliant Credit Union lent most frequently to those with incomes in the $250k+ range, with 2,815 originations. The second most popular income band? $150k-250k, with 2,688 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,690 $330,610,000 $195,627 $5,228 5.15%
    30-36% 1,561 $302,475,000 $193,770 $5,488 5.49%
    44% 1,095 $197,255,000 $180,142 $5,122 6.15%
    <20% 687 $127,955,000 $186,252 $4,706 4.98%
    43% 568 $109,740,000 $193,204 $5,214 5.94%
    42% 448 $83,570,000 $186,540 $5,722 5.83%
    41% 417 $84,475,000 $202,578 $7,175 5.63%
    40% 353 $70,405,000 $199,448 $5,476 5.79%
    39% 326 $67,470,000 $206,963 $6,182 5.83%
    38% 323 $63,185,000 $195,619 $5,390 5.72%
    37% 308 $61,320,000 $199,091 $5,408 5.58%
    36% 290 $56,460,000 $194,690 $5,788 5.58%
    45% 116 $21,210,000 $182,845 $5,857 5.62%
    46% 60 $12,310,000 $205,167 $5,923 4.63%
    49% 44 $13,910,000 $316,136 $5,565 4.45%
    47% 39 $12,475,000 $319,872 $6,489 4.35%
    48% 32 $10,000,000 $312,500 $6,701 4.47%
    50-60% 7 $2,405,000 $343,571 $5,234 4.70%

    Alliant Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,690 originations. The next most common DTI ratio? 30-36%, with 1,561 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,596 $1,035,700,000 $185,079 $5,262 5.57%
    Not applicable 10 $340,940,000 $34,094,000 $0 3.99%
    Not provided 1,444 $295,700,000 $204,778 $5,309 5.52%
    Asian 801 $182,445,000 $227,772 $6,085 5.38%
    Black 367 $57,415,000 $156,444 $5,721 5.83%
    Asian Indian 73 $36,425,000 $498,973 $6,717 4.64%
    American Indian 34 $7,020,000 $206,471 $7,695 5.42%
    Native Hawaiian or Islander 17 $3,545,000 $208,529 $3,136 5.26%
    Other Asian 10 $3,280,000 $328,000 $7,658 5.43%
    Filipino 12 $2,970,000 $247,500 $6,375 5.16%
    Chinese 5 $1,285,000 $257,000 $8,096 5.85%
    Native Hawaiian 1 $645,000 $645,000 $8,743 5.75%
    Korean 2 $540,000 $270,000 $4,244 7.68%
    Japanese 2 $260,000 $130,000 $0 6.00%

    Approval Rates

    Total approvals of all applications
    81.35%

    Alliant Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    79.87%

    Alliant Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,374 $1,968,170,000 $235,033

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,374 $1,968,170,000 $235,033

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,659 $609,895,000 $229,370 $4,267 5.62%
    40-60% 334 $182,910,000 $547,635 $4,759 4.71%
    60-80% 397 $374,105,000 $942,330 $5,533 4.01%
    80-100% 456 $210,260,000 $461,096 $5,858 4.58%
    Over 100% 1 $49,005,000 $49,005,000 $0 3.25%
    Under 20% 4,527 $541,995,000 $119,725 $4,097 5.79%