Alliant Credit Union Mortgage Rates, Fees & Info
Chicago, ILLEI: 549300T94GSH3C4U5M59
Tax ID: 36-6066772
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Mortgage Data
Review & Overview
Alliant Credit Union is a small credit union specializing in Home Purchase and Refi loans. Alliant Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, Chicago, Denver, and Tulsa among others. We have data for 288 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alliant Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 12/16/24 |
| 30 Year Conventional Purchase | 6.20% | 12/16/24 |
| 30 Year Conventional Refi | 6.10% | 12/16/24 |
| 30 Year Cash-out Refi | 6.31% | 12/16/24 |
| 15 Year Conventional Purchase | 6.08% | 12/16/24 |
| 15 Year Conventional Refi | 5.90% | 12/16/24 |
| 15 Year Cash-out Refi | 5.90% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Alliant Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Alliant Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,631Origination Dollar Volume (All Markets)
$1,093,875,000Awards
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ALLIANT CREDIT UNION - 2019
ALLIANT CREDIT UNION is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 727 | $133,465,000 | $183,583 | $4,576 | 5.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 631 | $133,395,000 | $211,403 | $5,237 | 5.72% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 630 | $114,210,000 | $181,286 | $4,012 | 5.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 313 | $62,285,000 | $198,994 | $3,680 | 5.02% |
| TULSA, OK (FHA|USDA|VA) | 2 | $62,110,000 | $31,055,000 | $4,358 | 2.02% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 217 | $43,435,000 | $200,161 | $4,517 | 5.96% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 192 | $34,750,000 | $180,990 | $4,163 | 5.71% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 353 | $32,925,000 | $93,272 | $3,811 | 6.14% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 203 | $28,795,000 | $141,847 | $3,374 | 5.65% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 156 | $26,640,000 | $170,769 | $4,518 | 5.90% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 178 | $25,730,000 | $144,551 | $3,871 | 5.95% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 124 | $24,310,000 | $196,048 | $5,292 | 5.47% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 149 | $17,045,000 | $114,396 | $3,835 | 5.94% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 20 | $16,890,000 | $844,500 | $5,420 | 3.58% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 73 | $15,885,000 | $217,603 | $4,211 | 5.73% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 56 | $15,720,000 | $280,714 | $3,620 | 4.60% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 92 | $14,370,000 | $156,196 | $4,089 | 5.55% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 38 | $14,050,000 | $369,737 | $4,777 | 5.53% |
| STOCKTON, CA (FHA|USDA|VA) | 88 | $13,630,000 | $154,886 | $4,414 | 6.03% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 67 | $10,865,000 | $162,164 | $5,571 | 6.05% |
| VALLEJO, CA (FHA|USDA|VA) | 75 | $10,155,000 | $135,400 | $2,673 | 6.06% |
| BOULDER, CO (FHA|USDA|VA) | 33 | $9,565,000 | $289,848 | $3,771 | 5.10% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 32 | $9,470,000 | $295,938 | $3,889 | 4.79% |
| Outside of Metro Areas | 54 | $8,990,000 | $166,481 | $3,612 | 5.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 28 | $8,870,000 | $316,786 | $5,356 | 4.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 38 | $7,860,000 | $206,842 | $4,785 | 5.04% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 29 | $6,485,000 | $223,621 | $4,674 | 4.65% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 28 | $5,910,000 | $211,071 | $5,264 | 4.47% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 30 | $5,820,000 | $194,000 | $3,284 | 5.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $4,730,000 | $262,778 | $4,472 | 4.46% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 28 | $4,600,000 | $164,286 | $5,043 | 4.93% |
| SALINAS, CA (FHA|USDA|VA) | 24 | $4,550,000 | $189,583 | $4,813 | 5.99% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 23 | $4,515,000 | $196,304 | $3,617 | 4.84% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 29 | $4,295,000 | $148,103 | $0 | 5.98% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $4,275,000 | $328,846 | $3,220 | 4.43% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $4,260,000 | $2,130,000 | $2,237 | 1.84% |
| NAPA, CA (FHA|USDA|VA) | 17 | $3,925,000 | $230,882 | $2,884 | 5.68% |
| TUCSON, AZ (FHA|USDA|VA) | 30 | $3,680,000 | $122,667 | $3,227 | 5.65% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 22 | $3,640,000 | $165,455 | $3,231 | 4.43% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $3,740 | 5.68% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $3,470,000 | $192,778 | $2,524 | 5.46% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $3,375,000 | $177,632 | $3,230 | 5.49% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 18 | $3,130,000 | $173,889 | $4,223 | 5.16% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 20 | $3,030,000 | $151,500 | $2,610 | 5.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 14 | $2,770,000 | $197,857 | $3,865 | 4.92% |
| FRESNO, CA (FHA|USDA|VA) | 22 | $2,720,000 | $123,636 | $3,572 | 5.70% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $4,577 | 3.85% |
| RENO, NV (FHA|USDA|VA) | 9 | $2,495,000 | $277,222 | $4,852 | 4.67% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $2,360,000 | $147,500 | $0 | 6.33% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $2,305,000 | $461,000 | $5,091 | 3.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $5,427 | 4.89% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $2,250,000 | $562,500 | $8,732 | 4.22% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $2,230,000 | $159,286 | $2,636 | 5.39% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $3,250 | 5.14% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $2,140,000 | $178,333 | $2,849 | 5.11% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $4,703 | 4.90% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $4,476 | 4.44% |
| FORT COLLINS, CO (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $4,677 | 5.36% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 16 | $1,880,000 | $117,500 | $2,944 | 5.95% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $5,492 | 3.83% |
| Steamboat Springs, CO (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $3,871 | 5.32% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $3,720 | 6.29% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $3,508 | 5.18% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $4,774 | 4.70% |
| CHICO, CA (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $0 | 5.85% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,524 | 5.28% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $3,311 | 5.08% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $3,990 | 5.36% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $2,875 | 4.70% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $4,536 | 5.73% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $5,004 | 5.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $3,403 | 4.71% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $3,552 | 5.20% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $5,333 | 4.33% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,166 | 5.14% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,860 | 5.54% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $5,728 | 3.56% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,594 | 5.60% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $9,635 | 5.29% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $995,000 | $90,455 | $0 | 6.26% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,181 | 3.96% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,153 | 4.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $0 | 5.78% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,629 | 5.00% |
| Hilo, HI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,139 | 3.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $1,606 | 6.69% |
| Edwards, CO (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,710 | 3.69% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $4,184 | 3.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $3,558 | 4.77% |
| MADISON, WI (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $2,570 | 5.30% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $2,864 | 4.35% |
| SALEM, OR (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,883 | 3.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 6.45% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,800 | 4.46% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $2,754 | 4.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $1,192 | 5.87% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $3,047 | 5.17% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,909 | 3.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,047 | 4.31% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,027 | 5.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,005 | 5.05% |
| BEND, OR (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,080 | 3.54% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,379 | 5.41% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,399 | 5.63% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,331 | 3.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $60 | 6.62% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,716 | 3.83% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,986 | 4.69% |
| Key West, FL (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $0 | 6.12% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,045 | 3.38% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $8,029 | 2.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,346 | 3.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,634 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $4,495 | 4.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,508 | 4.13% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 5.74% |
| Angola, IN (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,814 | 4.25% |
| Torrington, CT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,618 | 3.13% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 6.24% |
| MADERA, CA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 6.24% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,965 | 4.33% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,279 | 4.00% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,377 | 5.34% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,542 | 4.44% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,820 | 5.63% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,974 | 4.00% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 6.12% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,601 | 4.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,188 | 3.79% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,132 | 4.44% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,504 | 4.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,862 | 3.63% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,673 | 3.63% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,103 | 4.13% |
| Pullman, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,822 | 4.31% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $3,761 | 5.31% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,073 | 4.29% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,462 | 3.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,922 | 4.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,923 | 3.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,383 | 4.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,319 | 3.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 5.91% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,223 | 3.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 6.24% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,354 | 3.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,500 | 4.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,215 | 4.06% |
| AKRON, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,074 | 3.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 6.57% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,799 | 4.94% |
| Sonora, CA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,104 | 5.18% |
| Wooster, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,955 | 5.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,178 | 5.06% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,334 | 3.88% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,572 | 3.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,198 | 3.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,232 | 4.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,971 | 5.50% |
| Outside of Metro Areas | 1 | $275,000 | $275,000 | $4,445 | 3.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,994 | 3.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,903 | 3.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,024 | 4.00% |
| MERCED, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,939 | 3.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.24% |
| Shelton, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.49% |
| OCALA, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $3,888 | 6.42% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 5.83% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,323 | 3.38% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,189 | 4.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,040 | 3.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.62% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.12% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $60 | 6.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,165 | 3.88% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,701 | 4.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,503 | 4.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.62% |
| Elko, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,976 | 3.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,388 | 4.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,050 | 3.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,047 | 4.69% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,394 | 4.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $60 | 6.00% |
| REDDING, CA (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 6.62% |
| Effingham, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,380 | 3.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,107 | 3.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 4.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,521 | 3.38% |
| Payson, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,039 | 3.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,053 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,704 | 3.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,980 | 4.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,469 | 3.25% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,466 | 3.13% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.49% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,197 | 4.19% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 6.37% |
| Palestine, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,289 | 5.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,522 | 4.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,620 | 3.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,493 | 3.50% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,089 | 3.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,506 | 3.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,977 | 3.38% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,656 | 4.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,812 | 4.69% |
| RACINE, WI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.75% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,308 | 3.50% |
| Atchison, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,762 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,636 | 3.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,442 | 4.88% |
| Corning, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,087 | 3.13% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.24% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,614 | 3.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,562 | 3.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,389 | 3.88% |
| Batavia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,873 | 3.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.24% |
| Dixon, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.50% |
| Batesville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,889 | 3.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,740 | 4.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 5.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 5.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 5.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.74% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,734 | 3.75% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,582 | 3.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,194 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,848 | 4.38% |
| Centralia, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 5.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 5.00% |
| Malone, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,246 | 3.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $60 | 5.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.74% |
| FLINT, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.75% |
| Laurel, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,329 | 4.00% |
| Helena, MT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.74% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.38% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| Durango, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.50% |
| READING, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $60 | 8.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $60 | 7.75% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.00% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.74% |
| Marquette, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $60 | 6.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.75% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.49% |
| NILES, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.50% |
| Willmar, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.50% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.00% |
| Murray, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $60 | 6.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.74% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $60 | 6.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.25% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 4,300 | $550,830,000 | $128,100 | n/a | 5.95% |
| Conventional | 1,331 | $543,045,000 | $407,998 | $4,106 | 4.14% |
For 2019, Alliant Credit Union's most frequently originated type of loan was HELOC, with 4,300 originations. Their 2nd most popular type was Conventional, with 1,331 originations.
Loan Reason
For 2019, Alliant Credit Union's most frequently cited loan purpose was Home Purchase, with 2,271 originations. The 2nd most popular reason was Refi, with 1,261 originations.
Loan Duration/Length
For 2019, Alliant Credit Union's most frequently cited loan duration was 30 Year, with 4,501 originations. The 2nd most popular length was 15 Year, with 1,034 originations.
Origination Fees/Closing Costs
Alliant Credit Union's average total fees were $4,546, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 598 originations.
Interest Rates
During 2019, Alliant Credit Union's average interest rate for loans was 5.63%, while their most frequently originated rate bucket for loans was 6-7%, with 1,790 originations.
Loan Sizing
2019 saw Alliant Credit Union place emphasis on $100,000 or less loans with 2,233 originations, totaling $129,215,000 in origination value.
Applicant Income
Alliant Credit Union lent most frequently to those with incomes in the $150k-250k range, with 1,969 originations. The second most popular income band? $250k+, with 1,494 originations.
Applicant Debt to Income Ratio
Alliant Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,078 originations. The next most common DTI ratio? 30-36%, with 1,073 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications72.89%
Alliant Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination78.26%
Alliant Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,631 | $1,093,875,000 | $194,259 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ALLIANT CREDIT UNION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
| ALLIANT CREDIT UNION | Conventional home mortgage | Closing on a mortgage | 1 | 25.0% |
| ALLIANT CREDIT UNION | Conventional home mortgage | Trouble during payment process | 2 | 50.0% |