Alliant Credit Union Mortgage Rates, Fees & Info
Chicago, ILLEI: 549300T94GSH3C4U5M59
Tax ID: 36-6066772
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Mortgage Data
Review & Overview
Alliant Credit Union is a small credit union specializing in Home Purchase and Refi loans. Alliant Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, San Francisco, Los Angeles, Denver, and Seattle among others. We have data for 304 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alliant Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 12/16/24 |
| 30 Year Conventional Purchase | 6.20% | 12/16/24 |
| 30 Year Conventional Refi | 6.10% | 12/16/24 |
| 30 Year Cash-out Refi | 6.31% | 12/16/24 |
| 15 Year Conventional Purchase | 6.08% | 12/16/24 |
| 15 Year Conventional Refi | 5.90% | 12/16/24 |
| 15 Year Cash-out Refi | 5.90% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Alliant Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Alliant Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,107Origination Dollar Volume (All Markets)
$1,735,375,000Awards
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ALLIANT CREDIT UNION - 2020
ALLIANT CREDIT UNION is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 844 | $241,710,000 | $286,386 | $3,986 | 4.02% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 581 | $183,945,000 | $316,601 | $4,343 | 4.60% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 606 | $157,450,000 | $259,818 | $4,452 | 4.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 360 | $90,300,000 | $250,833 | $4,000 | 4.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 294 | $88,180,000 | $299,932 | $5,089 | 5.14% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 588 | $74,450,000 | $126,616 | $4,918 | 5.86% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 296 | $71,370,000 | $241,115 | $4,228 | 4.81% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 219 | $58,515,000 | $267,192 | $4,178 | 5.33% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 152 | $49,030,000 | $322,566 | $4,506 | 4.77% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 192 | $44,190,000 | $230,156 | $5,490 | 4.59% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 165 | $43,565,000 | $264,030 | $3,767 | 4.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 176 | $36,540,000 | $207,614 | $4,192 | 5.15% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 206 | $33,200,000 | $161,165 | $4,225 | 5.40% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 101 | $31,555,000 | $312,426 | $4,251 | 3.77% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $30,005,000 | $30,005,000 | $0 | 3.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 35 | $20,495,000 | $585,571 | $4,383 | 4.46% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 64 | $18,870,000 | $294,844 | $4,216 | 4.36% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 27 | $18,025,000 | $667,593 | $5,251 | 3.20% |
| STOCKTON, CA (FHA|USDA|VA) | 77 | $15,525,000 | $201,623 | $4,679 | 5.22% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 62 | $15,130,000 | $244,032 | $5,757 | 5.05% |
| Outside of Metro Areas | 72 | $15,040,000 | $208,889 | $3,994 | 4.02% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 66 | $14,370,000 | $217,727 | $4,338 | 4.40% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 87 | $13,485,000 | $155,000 | $4,527 | 5.20% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 79 | $13,045,000 | $165,127 | $4,995 | 4.85% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 45 | $12,945,000 | $287,667 | $5,240 | 3.09% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 82 | $12,600,000 | $153,659 | $4,966 | 5.26% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 48 | $9,390,000 | $195,625 | $4,267 | 3.96% |
| VALLEJO, CA (FHA|USDA|VA) | 56 | $9,270,000 | $165,536 | $5,488 | 5.18% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 41 | $9,165,000 | $223,537 | $4,794 | 4.84% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 33 | $9,155,000 | $277,424 | $5,010 | 3.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 30 | $9,150,000 | $305,000 | $5,236 | 4.91% |
| PROVO-OREM, UT (FHA|USDA|VA) | 43 | $8,965,000 | $208,488 | $4,534 | 5.21% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 41 | $7,235,000 | $176,463 | $2,988 | 5.13% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 15 | $6,905,000 | $460,333 | $6,202 | 3.15% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 21 | $6,785,000 | $323,095 | $4,361 | 3.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 31 | $6,675,000 | $215,323 | $3,777 | 3.90% |
| BOULDER, CO (FHA|USDA|VA) | 29 | $6,625,000 | $228,448 | $3,822 | 4.16% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 28 | $5,600,000 | $200,000 | $4,098 | 4.52% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 28 | $5,220,000 | $186,429 | $3,768 | 4.52% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 27 | $5,075,000 | $187,963 | $2,676 | 5.34% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $5,005,000 | $5,005,000 | $0 | 3.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 22 | $4,950,000 | $225,000 | $4,559 | 4.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 27 | $4,935,000 | $182,778 | $4,241 | 5.34% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 28 | $4,910,000 | $175,357 | $3,241 | 3.91% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 26 | $4,660,000 | $179,231 | $5,332 | 5.64% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 20 | $4,450,000 | $222,500 | $5,050 | 5.79% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $4,435,000 | $492,778 | $5,498 | 3.72% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 23 | $4,385,000 | $190,652 | $5,455 | 5.85% |
| TUCSON, AZ (FHA|USDA|VA) | 24 | $3,940,000 | $164,167 | $3,808 | 4.49% |
| NAPA, CA (FHA|USDA|VA) | 13 | $3,935,000 | $302,692 | $4,468 | 4.68% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $3,805,000 | $253,667 | $3,410 | 3.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 18 | $3,580,000 | $198,889 | $5,283 | 4.93% |
| GREELEY, CO (FHA|USDA|VA) | 16 | $3,430,000 | $214,375 | $3,804 | 3.91% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 21 | $3,425,000 | $163,095 | $3,629 | 4.93% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $3,355,000 | $176,579 | $3,965 | 4.56% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $3,270,000 | $233,571 | $4,701 | 4.93% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $3,720 | 3.62% |
| PITTSBURGH, PA (FHA|USDA|VA) | 16 | $3,120,000 | $195,000 | $5,194 | 3.72% |
| RENO, NV (FHA|USDA|VA) | 16 | $3,060,000 | $191,250 | $3,810 | 4.54% |
| Bozeman, MT (FHA|USDA|VA) | 13 | $2,975,000 | $228,846 | $2,924 | 4.89% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,935,000 | $326,111 | $4,187 | 3.15% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $2,855,000 | $190,333 | $4,381 | 4.47% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $10,132 | 3.55% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $2,750,000 | $275,000 | $4,316 | 3.29% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $4,607 | 3.76% |
| SALINAS, CA (FHA|USDA|VA) | 17 | $2,545,000 | $149,706 | $3,173 | 5.64% |
| FRESNO, CA (FHA|USDA|VA) | 15 | $2,515,000 | $167,667 | $3,213 | 5.45% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $4,710 | 4.82% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $9,498 | 4.98% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $2,410,000 | $133,889 | $4,176 | 4.93% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 14 | $2,220,000 | $158,571 | $3,243 | 5.55% |
| Oak Harbor, WA (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $3,652 | 5.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 11 | $2,095,000 | $190,455 | $5,384 | 4.13% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $2,060,000 | $114,444 | $4,389 | 4.92% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $2,035,000 | $135,667 | $5,857 | 4.12% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $3,416 | 4.78% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $1,840,000 | $153,333 | $4,641 | 5.05% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $3,878 | 3.28% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $8,235 | 5.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $1,710,000 | $142,500 | $3,610 | 4.99% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $5,233 | 4.86% |
| Key West, FL (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $0 | 5.89% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $4,309 | 5.20% |
| LOUISVILLE, KY (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $3,704 | 4.11% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $5,428 | 2.88% |
| CHICO, CA (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $0 | 5.33% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $3,068 | 5.44% |
| Outside of Metro Areas | 3 | $1,405,000 | $468,333 | $4,970 | 3.17% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $3,675 | 3.73% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,482 | 4.69% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $10,516 | 3.65% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $4,689 | 3.16% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 11 | $1,325,000 | $120,455 | $3,131 | 5.73% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $4,966 | 3.00% |
| NILES, MI (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $5,056 | 3.66% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $8,250 | 3.78% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,147 | 3.33% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $5,129 | 4.51% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $6,502 | 4.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,303 | 3.70% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $4,241 | 5.24% |
| Prineville, OR (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $19,336 | 2.88% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $4,403 | 4.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $3,457 | 4.60% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $5,360 | 3.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,196 | 3.31% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $6,734 | 5.49% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,381 | 3.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $985,000 | $89,545 | $2,943 | 4.34% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,512 | 3.17% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,865 | 3.33% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,441 | 4.19% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,830 | 3.89% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,314 | 4.48% |
| SALEM, OR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,666 | 3.04% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,981 | 3.90% |
| BAY CITY, MI (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $3,489 | 3.05% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,823 | 3.19% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $6,907 | 3.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $4,029 | 4.68% |
| REDDING, CA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,635 | 4.21% |
| Durango, CO (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,058 | 3.19% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,228 | 3.28% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,028 | 4.27% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,510 | 5.26% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 6.57% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,025 | 3.53% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,752 | 3.42% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $3,981 | 4.25% |
| Heber, UT (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,150 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,944 | 3.75% |
| Pullman, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,759 | 3.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,653 | 3.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,014 | 4.27% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $3,130 | 3.84% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,958 | 3.81% |
| WACO, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,801 | 2.88% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 5.91% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,340 | 3.94% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,363 | 3.06% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,213 | 3.31% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,694 | 3.78% |
| Payson, AZ (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,758 | 4.40% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,168 | 4.43% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $2,884 | 2.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,150 | 4.06% |
| Torrington, CT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,802 | 3.87% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,682 | 5.00% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,947 | 2.50% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,721 | 3.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 4.08% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,938 | 3.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,107 | 3.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,893 | 3.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,352 | 5.29% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,476 | 2.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,975 | 2.94% |
| Hudson, NY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,616 | 3.25% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,668 | 3.19% |
| Holland, MI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,299 | 2.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,248 | 3.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,967 | 4.12% |
| Hailey, ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,486 | 3.00% |
| Hilo, HI (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 4.10% |
| OCALA, FL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,213 | 3.59% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,508 | 2.92% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,232 | 3.19% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 4.93% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,721 | 3.50% |
| TULSA, OK (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,746 | 3.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,880 | 2.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,389 | 3.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 5.00% |
| Helena, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,536 | 3.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,619 | 4.84% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 5.49% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,415 | 4.38% |
| FLINT, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,285 | 3.96% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.62% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,093 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,582 | 3.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,992 | 3.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,737 | 4.04% |
| AKRON, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 5.49% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,100 | 3.79% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,585 | 3.19% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,283 | 3.88% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,480 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $305,000 | $43,571 | $0 | 4.39% |
| Laramie, WY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,961 | 2.75% |
| Willmar, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,948 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,974 | 3.50% |
| RACINE, WI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,081 | 3.79% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,573 | 3.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,709 | 2.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,135 | 3.13% |
| READING, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.49% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,367 | 3.13% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,398 | 3.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 4.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,324 | 2.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,210 | 2.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,950 | 3.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.00% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,269 | 3.25% |
| Moscow, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,385 | 2.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,903 | 3.00% |
| Athens, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,478 | 3.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,689 | 4.62% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,050 | 2.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $2,978 | 4.16% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,588 | 3.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,421 | 4.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,808 | 2.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,096 | 3.00% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,095 | 3.38% |
| Edwards, CO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,074 | 4.63% |
| Starkville, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,488 | 3.88% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,464 | 4.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,774 | 3.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,186 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,077 | 2.63% |
| Craig, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,815 | 3.13% |
| Cortland, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,938 | 2.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,315 | 3.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,961 | 3.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,196 | 3.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,661 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,300 | 3.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.99% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.49% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,275 | 3.25% |
| Newberry, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,042 | 3.00% |
| Auburn, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.99% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,947 | 4.44% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,190 | 2.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,886 | 3.75% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 3.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,943 | 2.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,734 | 3.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,788 | 3.38% |
| MERCED, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,813 | 2.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,559 | 3.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 4.00% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.25% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,084 | 3.38% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,127 | 3.25% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,302 | 2.88% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,801 | 2.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,127 | 3.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,009 | 3.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,546 | 2.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,441 | 3.00% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,403 | 3.31% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,237 | 2.63% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,067 | 3.38% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,654 | 4.56% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.24% |
| Concord, NH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,700 | 3.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,268 | 2.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.49% |
| DALTON, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,435 | 2.75% |
| Mexico, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,771 | 2.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.24% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,698 | 2.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,709 | 3.13% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,527 | 2.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 4.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 4.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.49% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.00% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,259 | 3.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,449 | 2.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| Montrose, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 4.41% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 4.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.74% |
| Macomb, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.25% |
| Sonora, CA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 5.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.49% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| Paragould, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.00% |
| MONROE, MI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.40% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 5,081 | $806,435,000 | $158,716 | n/a | 5.31% |
| Conventional | 2,026 | $928,940,000 | $458,509 | $4,354 | 3.15% |
For 2020, Alliant Credit Union's most frequently originated type of loan was HELOC, with 5,081 originations. Their 2nd most popular type was Conventional, with 2,026 originations.
Loan Reason
For 2020, Alliant Credit Union's most frequently cited loan purpose was Home Purchase, with 3,068 originations. The 2nd most popular reason was Refi, with 2,020 originations.
Loan Duration/Length
For 2020, Alliant Credit Union's most frequently cited loan duration was 30 Year, with 5,402 originations. The 2nd most popular length was 15 Year, with 1,546 originations.
Origination Fees/Closing Costs
Alliant Credit Union's average total fees were $4,438, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 991 originations.
Interest Rates
During 2020, Alliant Credit Union's average interest rate for loans was 4.99%, while their most frequently originated rate bucket for loans was 3-4%, with 2,532 originations.
Loan Sizing
2020 saw Alliant Credit Union place emphasis on $100,000 or less loans with 2,089 originations, totaling $128,805,000 in origination value.
Applicant Income
Alliant Credit Union lent most frequently to those with incomes in the $150k-250k range, with 2,518 originations. The second most popular income band? $250k+, with 2,030 originations.
Applicant Debt to Income Ratio
Alliant Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,750 originations. The next most common DTI ratio? 30-36%, with 1,354 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.79%
Alliant Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination76.78%
Alliant Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,107 | $1,735,375,000 | $244,178 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ALLIANT CREDIT UNION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 45.5% |
| ALLIANT CREDIT UNION | Conventional home mortgage | Trouble during payment process | 4 | 36.4% |
| ALLIANT CREDIT UNION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 9.1% |
| ALLIANT CREDIT UNION | Other type of mortgage | Trouble during payment process | 1 | 9.1% |