Securitynational Mortgage Company Rates, Fees & Info

Salt Lake City, UT

LEI: 549300VQUTI5IU7GXT57

Tax ID: 87-0512002

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Mortgage Data

Review & Overview

Securitynational Mortgage Company is a small mortgage company specializing in Home Purchase loans. Securitynational Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Las Vegas, Phoenix, Provo, and Houston among others. We have data for 217 markets. (Some data included below & more in-depth data is available with an active subscription.)

Securitynational Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Securitynational Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.96% 4/14/24
30 Year Conventional Refi 6.82% 4/14/24
30 Year Cash-out Refi 6.99% 4/14/24
30 Year FHA Purchase 7.77% 4/14/24
30 Year FHA Refi 7.61% 4/14/24
30 Year VA Purchase 6.51% 4/14/24
30 Year VA Refi 7.92% 4/14/24
30 Year USDA Purchase 7.00% 4/14/24
15 Year Conventional Purchase 6.32% 4/14/24
15 Year Conventional Refi 6.19% 4/14/24
15 Year Cash-out Refi 6.19% 4/14/24
15 Year FHA Purchase 5.68% 4/14/24
15 Year FHA Refi 5.68% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Securitynational Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Securitynational Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,863

Origination Dollar Volume (All Markets)

$1,425,895,000

Awards

SECURITYNATIONAL MORTGAGE COMPANY 30 Year Conventional Loans gold
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 1,414 $321,040,000 $227,044 $6,261 5.37%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 516 $127,520,000 $247,132 $7,307 5.35%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 578 $115,150,000 $199,221 $6,941 5.53%
PROVO-OREM, UT (FHA|USDA|VA) 462 $114,880,000 $248,658 $6,445 5.35%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 344 $66,730,000 $193,983 $7,152 5.32%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 269 $53,685,000 $199,572 $6,352 5.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 220 $46,820,000 $212,818 $8,114 5.07%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 183 $45,755,000 $250,027 $7,619 5.12%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 221 $45,725,000 $206,900 $7,655 5.22%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 207 $37,555,000 $181,425 $6,388 5.14%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 154 $26,400,000 $171,429 $7,968 5.16%
Outside of Metro Areas 155 $25,495,000 $164,484 $5,282 5.31%
EL PASO, TX (FHA|USDA|VA) 155 $21,175,000 $136,613 $6,261 5.20%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 79 $18,845,000 $238,544 $7,332 5.18%
COLORADO SPRINGS, CO (FHA|USDA|VA) 81 $17,455,000 $215,494 $7,367 5.32%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 83 $16,555,000 $199,458 $6,819 5.85%
Heber, UT (FHA|USDA|VA) 45 $16,535,000 $367,444 $7,818 4.99%
Kapaa, HI (FHA|USDA|VA) 33 $14,265,000 $432,273 $12,271 5.54%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 49 $14,145,000 $288,673 $6,956 5.26%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 24 $13,970,000 $582,083 $8,661 5.08%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 91 $12,265,000 $134,780 $5,509 5.53%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $10,970,000 $391,786 $11,099 5.30%
ST. GEORGE, UT (FHA|USDA|VA) 43 $10,935,000 $254,302 $6,056 5.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 115 $9,865,000 $85,783 $5,057 5.57%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 88 $9,520,000 $108,182 $5,388 5.59%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 36 $9,270,000 $257,500 $7,391 5.43%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 28 $8,840,000 $315,714 $5,358 5.24%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 35 $8,685,000 $248,143 $6,330 5.08%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 43 $6,935,000 $161,279 $7,291 5.31%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $6,390,000 $532,500 $6,273 4.93%
COLUMBUS, OH (FHA|USDA|VA) 38 $6,330,000 $166,579 $4,734 5.21%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 41 $5,525,000 $134,756 $6,991 4.92%
IDAHO FALLS, ID (FHA|USDA|VA) 27 $5,015,000 $185,741 $5,314 4.85%
Big Spring, TX (FHA|USDA|VA) 34 $4,920,000 $144,706 $7,543 5.28%
ST. LOUIS, MO-IL (FHA|USDA|VA) 61 $4,785,000 $78,443 $4,261 5.77%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $4,715,000 $943,000 $16,123 5.70%
VISALIA, CA (FHA|USDA|VA) 36 $4,570,000 $126,944 $6,214 4.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 13 $4,515,000 $347,308 $9,523 4.85%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 25 $3,935,000 $157,400 $6,830 5.20%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 23 $3,915,000 $170,217 $5,802 5.43%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $3,710,000 $927,500 $5,785 5.38%
LAREDO, TX (FHA|USDA|VA) 27 $3,605,000 $133,519 $7,457 5.21%
BOISE CITY, ID (FHA|USDA|VA) 12 $3,280,000 $273,333 $8,025 5.36%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 22 $3,270,000 $148,636 $5,351 5.10%
SHERMAN-DENISON, TX (FHA|USDA|VA) 16 $3,070,000 $191,875 $7,203 5.39%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 42 $3,020,000 $71,905 $3,996 5.74%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $2,750,000 $275,000 $7,227 5.41%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 23 $2,665,000 $115,870 $5,317 5.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 35 $2,645,000 $75,571 $4,028 5.70%
Rexburg, ID (FHA|USDA|VA) 12 $2,570,000 $214,167 $6,216 4.75%
JOHNSON CITY, TN (FHA|USDA|VA) 16 $2,530,000 $158,125 $5,384 4.76%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $2,390,000 $149,375 $5,145 5.22%
PUNTA GORDA, FL (FHA|USDA|VA) 12 $2,330,000 $194,167 $8,039 5.25%
FRESNO, CA (FHA|USDA|VA) 9 $2,325,000 $258,333 $6,927 5.30%
GAINESVILLE, GA (FHA|USDA|VA) 16 $2,310,000 $144,375 $6,935 5.52%
LOGAN, UT-ID (FHA|USDA|VA) 12 $2,230,000 $185,833 $5,643 5.75%
STOCKTON, CA (FHA|USDA|VA) 5 $2,165,000 $433,000 $10,239 5.48%
OCALA, FL (FHA|USDA|VA) 12 $2,080,000 $173,333 $6,571 5.41%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 14 $1,940,000 $138,571 $6,108 4.36%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $1,845,000 $263,571 $5,415 5.34%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 17 $1,595,000 $93,824 $7,289 6.08%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $1,495,000 $213,571 $7,776 5.30%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $1,495,000 $498,333 $14,610 4.92%
Cedar City, UT (FHA|USDA|VA) 8 $1,410,000 $176,250 $3,477 5.64%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,365,000 $151,667 $5,665 5.24%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $1,350,000 $112,500 $5,226 5.09%
MONTGOMERY, AL (FHA|USDA|VA) 17 $1,265,000 $74,412 $4,343 5.70%
Vernal, UT (FHA|USDA|VA) 9 $1,245,000 $138,333 $5,892 5.64%
HAMMOND, LA (FHA|USDA|VA) 5 $1,205,000 $241,000 $7,467 5.43%
THE VILLAGES, FL (FHA|USDA|VA) 6 $1,170,000 $195,000 $7,181 5.06%
MORRISTOWN, TN (FHA|USDA|VA) 10 $1,160,000 $116,000 $5,258 5.03%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,110,000 $138,750 $4,851 5.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $9,442 5.17%
RACINE, WI (FHA|USDA|VA) 7 $1,065,000 $152,143 $4,119 5.16%
GREELEY, CO (FHA|USDA|VA) 4 $1,050,000 $262,500 $9,902 5.31%
SALINAS, CA (FHA|USDA|VA) 2 $1,030,000 $515,000 $12,362 5.25%
Price, UT (FHA|USDA|VA) 8 $990,000 $123,750 $4,807 4.97%
Breckenridge, CO (FHA|USDA|VA) 2 $960,000 $480,000 $4,402 5.13%
Outside of Metro Areas 3 $925,000 $308,333 $7,978 5.33%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $925,000 $132,143 $5,861 5.57%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $920,000 $230,000 $6,110 5.00%
SALEM, OR (FHA|USDA|VA) 2 $910,000 $455,000 $6,199 5.19%
Blackfoot, ID (FHA|USDA|VA) 2 $870,000 $435,000 $11,474 4.69%
Jefferson, GA (FHA|USDA|VA) 5 $865,000 $173,000 $7,346 5.20%
PITTSBURGH, PA (FHA|USDA|VA) 5 $835,000 $167,000 $6,515 4.93%
FORT COLLINS, CO (FHA|USDA|VA) 2 $780,000 $390,000 $5,875 5.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $770,000 $192,500 $4,430 4.93%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $765,000 $69,545 $4,664 5.76%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $765,000 $85,000 $4,230 5.65%
AMARILLO, TX (FHA|USDA|VA) 5 $765,000 $153,000 $7,293 5.26%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $755,000 $251,667 $5,082 4.75%
Payson, AZ (FHA|USDA|VA) 4 $750,000 $187,500 $6,000 5.22%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $750,000 $375,000 $4,741 5.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $740,000 $185,000 $5,960 4.88%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $735,000 $81,667 $4,890 5.50%
Elko, NV (FHA|USDA|VA) 4 $710,000 $177,500 $6,015 5.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $690,000 $172,500 $8,375 5.72%
Eagle Pass, TX (FHA|USDA|VA) 5 $665,000 $133,000 $8,390 5.33%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $650,000 $325,000 $9,321 4.93%
Evanston, WY (FHA|USDA|VA) 4 $650,000 $162,500 $7,503 5.09%
Dublin, GA (FHA|USDA|VA) 5 $645,000 $129,000 $4,905 5.53%
RENO, NV (FHA|USDA|VA) 2 $640,000 $320,000 $6,266 5.06%
Jackson, WY-ID (FHA|USDA|VA) 3 $625,000 $208,333 $8,151 4.67%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $610,000 $152,500 $5,526 4.97%
JACKSON, MS (FHA|USDA|VA) 10 $610,000 $61,000 $4,119 5.64%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $590,000 $98,333 $4,209 5.87%
ANCHORAGE, AK (FHA|USDA|VA) 2 $590,000 $295,000 $10,533 5.19%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $570,000 $95,000 $4,808 5.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $530,000 $88,333 $4,041 5.48%
Morgan City, LA (FHA|USDA|VA) 2 $530,000 $265,000 $12,152 5.25%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $520,000 $260,000 $7,138 5.94%
TYLER, TX (FHA|USDA|VA) 3 $515,000 $171,667 $7,403 5.04%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6 $510,000 $85,000 $4,501 6.27%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $505,000 $505,000 $4,514 5.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $500,000 $250,000 $6,023 5.25%
TUCSON, AZ (FHA|USDA|VA) 3 $495,000 $165,000 $4,517 5.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $490,000 $245,000 $7,907 5.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $480,000 $240,000 $8,851 6.62%
MIDLAND, TX (FHA|USDA|VA) 2 $470,000 $235,000 $7,974 5.25%
Lufkin, TX (FHA|USDA|VA) 2 $460,000 $230,000 $8,004 4.37%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $455,000 $151,667 $6,897 5.38%
LAS CRUCES, NM (FHA|USDA|VA) 2 $450,000 $225,000 $7,599 4.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $450,000 $112,500 $4,654 6.09%
Granbury, TX (FHA|USDA|VA) 2 $440,000 $220,000 $13,194 4.81%
BOULDER, CO (FHA|USDA|VA) 2 $440,000 $220,000 $7,851 4.63%
Key West, FL (FHA|USDA|VA) 1 $435,000 $435,000 $11,304 4.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $410,000 $102,500 $4,259 5.56%
LONGVIEW, TX (FHA|USDA|VA) 4 $410,000 $102,500 $4,612 5.84%
POCATELLO, ID (FHA|USDA|VA) 3 $395,000 $131,667 $4,814 4.85%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $390,000 $195,000 $5,219 5.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $4,109 5.50%
PUEBLO, CO (FHA|USDA|VA) 2 $380,000 $190,000 $6,548 5.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,830 5.81%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $370,000 $185,000 $6,114 5.00%
Pahrump, NV (FHA|USDA|VA) 2 $360,000 $180,000 $4,713 4.99%
LONGVIEW, WA (FHA|USDA|VA) 2 $360,000 $180,000 $5,768 5.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $355,000 $118,333 $3,998 5.17%
Fredericksburg, TX (FHA|USDA|VA) 2 $350,000 $175,000 $6,891 4.87%
Clewiston, FL (FHA|USDA|VA) 2 $330,000 $165,000 $8,691 5.13%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $325,000 $325,000 $7,650 5.13%
MODESTO, CA (FHA|USDA|VA) 1 $325,000 $325,000 $8,550 5.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $325,000 $325,000 $7,428 6.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $315,000 $315,000 $12,794 4.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $305,000 $305,000 $9,457 4.75%
Hilo, HI (FHA|USDA|VA) 1 $305,000 $305,000 $7,672 5.50%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $305,000 $101,667 $4,436 5.91%
VALLEJO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $3,415 4.63%
TOPEKA, KS (FHA|USDA|VA) 1 $295,000 $295,000 $6,353 4.38%
Sevierville, TN (FHA|USDA|VA) 1 $295,000 $295,000 $7,631 5.00%
VICTORIA, TX (FHA|USDA|VA) 1 $285,000 $285,000 $6,321 4.99%
LUBBOCK, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,012 5.31%
Bozeman, MT (FHA|USDA|VA) 1 $265,000 $265,000 $7,148 5.88%
Durant, OK (FHA|USDA|VA) 2 $260,000 $130,000 $5,418 5.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $260,000 $130,000 $5,977 6.12%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $250,000 $125,000 $5,122 5.25%
Craig, CO (FHA|USDA|VA) 1 $245,000 $245,000 $10,517 4.88%
YUBA CITY, CA (FHA|USDA|VA) 1 $245,000 $245,000 $6,478 4.38%
MUNCIE, IN (FHA|USDA|VA) 3 $245,000 $81,667 $4,279 5.71%
TWIN FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $6,576 4.88%
Morehead City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $13,305 4.13%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $220,000 $110,000 $7,516 5.13%
Rock Springs, WY (FHA|USDA|VA) 1 $215,000 $215,000 $10,571 5.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $215,000 $215,000 $7,276 4.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $215,000 $215,000 $6,549 4.88%
Warsaw, IN (FHA|USDA|VA) 2 $210,000 $105,000 $5,056 6.38%
TULSA, OK (FHA|USDA|VA) 2 $210,000 $105,000 $5,916 6.50%
MEDFORD, OR (FHA|USDA|VA) 1 $205,000 $205,000 $6,008 5.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $205,000 $205,000 $5,977 4.99%
REDDING, CA (FHA|USDA|VA) 1 $205,000 $205,000 $4,405 5.50%
AKRON, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,908 4.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,776 5.50%
The Dalles, OR (FHA|USDA|VA) 1 $195,000 $195,000 $5,475 4.99%
Traverse City, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,875 4.63%
Sweetwater, TX (FHA|USDA|VA) 1 $185,000 $185,000 $10,414 4.88%
NEW BERN, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,561 4.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $175,000 $175,000 $6,362 5.13%
READING, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,556 5.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $175,000 $175,000 $2,511 5.00%
Greeneville, TN (FHA|USDA|VA) 2 $170,000 $85,000 $4,174 5.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $165,000 $165,000 $8,292 5.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $165,000 $165,000 $5,098 5.50%
BEND, OR (FHA|USDA|VA) 1 $165,000 $165,000 $5,467 4.99%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $165,000 $165,000 $3,878 5.50%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,049 5.88%
Ottawa, IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,731 5.13%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $155,000 $51,667 $3,392 5.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $150,000 $75,000 $3,568 5.75%
YUMA, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $5,342 5.13%
SPARTANBURG, SC (FHA|USDA|VA) 1 $145,000 $145,000 $8,442 4.00%
Centralia, WA (FHA|USDA|VA) 1 $145,000 $145,000 $8,046 5.63%
Lewisburg, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,441 4.63%
Shawano, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,780 5.25%
KNOXVILLE, TN (FHA|USDA|VA) 1 $135,000 $135,000 $6,775 4.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $7,096 5.88%
Show Low, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $3,920 5.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,963 4.75%
McAlester, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,648 5.38%
LaGrange, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,413 5.50%
Newport, TN (FHA|USDA|VA) 1 $115,000 $115,000 $5,523 5.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,705 4.99%
ODESSA, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.99%
Brenham, TX (FHA|USDA|VA) 1 $95,000 $95,000 $7,134 5.63%
Branson, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.99%
ERIE, PA (FHA|USDA|VA) 2 $90,000 $45,000 $4,222 5.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $85,000 $85,000 $2,950 5.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $85,000 $85,000 $5,432 5.63%
JACKSON, TN (FHA|USDA|VA) 1 $85,000 $85,000 $982 6.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $75,000 $75,000 $4,234 4.88%
SAN ANGELO, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,235 5.75%
APPLETON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $2,981 5.13%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $75,000 $75,000 $5,262 5.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $65,000 $65,000 $5,199 6.00%
Whitewater, WI (FHA|USDA|VA) 1 $55,000 $55,000 $2,330 4.88%
Toccoa, GA (FHA|USDA|VA) 1 $45,000 $45,000 $4,016 5.75%
Picayune, MS (FHA|USDA|VA) 1 $45,000 $45,000 $4,299 5.99%
Sandpoint, ID (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
Securitynational Mortgage Company's top markets include Salt Lake City, Las Vegas, Phoenix, Provo, and Houston among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,478 $917,630,000 $204,920 $5,185 5.47%
    FHA 1,964 $405,300,000 $206,365 $9,467 5.13%
    VA 326 $85,740,000 $263,006 $8,747 4.91%
    USDA 89 $16,415,000 $184,438 $6,423 4.86%
    FHA 6 $810,000 $135,000 $0 3.90%

    For 2018, Securitynational Mortgage Company's most frequently originated type of loan was Conventional, with 4,478 originations. Their 2nd most popular type was FHA, with 1,964 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,840 $1,190,350,000 $203,827 $6,776 5.36%
    Cash Out Refi 602 $136,120,000 $226,113 $6,046 5.29%
    Refi 352 $83,130,000 $236,165 $5,526 5.12%
    Home Improvement 69 $16,295,000 $236,159 $5,916 5.21%

    For 2018, Securitynational Mortgage Company's most frequently cited loan purpose was Home Purchase, with 5,840 originations. The 2nd most popular reason was Cash Out Refi, with 602 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,534 $1,374,080,000 $210,297 $6,704 5.32%
    15 Year 127 $22,685,000 $178,622 $5,193 4.50%
    5 Year 71 $14,675,000 $206,690 $200 7.31%
    10 Year 62 $1,490,000 $24,032 $860 7.21%
    20 Year 50 $9,870,000 $197,400 $5,319 4.83%
    Other 17 $3,085,000 $181,471 $7,266 5.65%
    3 Year 2 $10,000 $5,000 $155 0.00%

    For 2018, Securitynational Mortgage Company's most frequently cited loan duration was 30 Year, with 6,534 originations. The 2nd most popular length was 15 Year, with 127 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,581 $342,175,000 $216,429
    $2k-3k 1,340 $211,750,000 $158,022
    $3k-4k 1,300 $259,450,000 $199,577
    $5k+ 962 $329,390,000 $342,401
    $4k-5k 875 $218,485,000 $249,697
    $<1k 628 $43,270,000 $68,901

    Securitynational Mortgage Company's average total fees were $6,704, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,581 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 3,238 $661,150,000 $204,185
    4-5% 2,719 $653,745,000 $240,436
    6-7% 347 $62,925,000 $181,340
    7-8% 317 $16,315,000 $51,467
    3-4% 98 $23,400,000 $238,776
    Over 8% 31 $7,455,000 $240,484
    <2.5% 11 $65,000 $5,909
    2.5-3% 1 $115,000 $115,000

    During 2018, Securitynational Mortgage Company's average interest rate for loans was 5.32%, while their most frequently originated rate bucket for loans was 5-6%, with 3,238 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,896 $776,050,000 $267,973 $7,994 5.11%
    $100k-200k 2,353 $367,395,000 $156,139 $6,202 5.27%
    $100,000 or less 1,196 $55,550,000 $46,446 $2,803 6.13%
    $400k-600k 336 $152,720,000 $454,524 $8,849 5.08%
    $600k-1MM 66 $48,250,000 $731,061 $12,077 5.44%
    $1MM+ 16 $25,930,000 $1,620,625 $21,228 6.13%

    2018 saw Securitynational Mortgage Company place emphasis on $200k-400k loans with 2,896 originations, totaling $776,050,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,262 $417,600,000 $184,615 $6,669 5.38%
    $50k or less 1,686 $246,490,000 $146,198 $5,795 5.39%
    $75k-100k 1,189 $276,295,000 $232,376 $7,068 5.30%
    $100k-150k 1,055 $274,075,000 $259,787 $7,079 5.20%
    $150k-250k 487 $132,475,000 $272,023 $6,723 5.34%
    $250k+ 179 $77,905,000 $435,223 $8,145 5.42%

    Securitynational Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 2,262 originations. The second most popular income band? $50k or less, with 1,686 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 909 $187,565,000 $206,342 $6,201 5.30%
    50-60% 784 $160,090,000 $204,196 $9,011 5.22%
    20-30% 660 $138,400,000 $209,697 $5,768 5.23%
    49% 446 $99,710,000 $223,565 $6,721 5.34%
    43% 346 $73,410,000 $212,168 $6,697 5.27%
    44% 335 $67,915,000 $202,731 $6,454 5.40%
    46% 332 $64,860,000 $195,361 $6,313 5.43%
    42% 329 $68,895,000 $209,407 $6,448 5.38%
    47% 321 $74,165,000 $231,044 $6,799 5.33%
    40% 320 $60,770,000 $189,906 $6,484 5.46%
    45% 319 $60,525,000 $189,734 $6,324 5.41%
    48% 317 $68,445,000 $215,915 $6,675 5.30%
    39% 277 $62,625,000 $226,083 $6,525 5.37%
    41% 273 $59,475,000 $217,857 $6,320 5.42%
    37% 233 $45,635,000 $195,858 $6,129 5.37%
    38% 196 $40,610,000 $207,194 $6,059 5.32%
    36% 191 $37,335,000 $195,471 $6,067 5.22%
    <20% 190 $36,960,000 $194,526 $5,669 5.16%
    >60% 17 $3,225,000 $189,706 $6,689 5.60%

    Securitynational Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 909 originations. The next most common DTI ratio? 50-60%, with 784 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,805 $1,196,885,000 $206,182 $6,591 5.33%
    Asian 460 $116,530,000 $253,326 $6,919 5.40%
    Black 341 $61,085,000 $179,135 $7,485 5.39%
    Not provided 186 $35,240,000 $189,462 $5,911 5.43%
    American Indian 36 $7,920,000 $220,000 $6,722 5.22%
    Native Hawaiian or Islander 29 $6,145,000 $211,897 $7,138 5.69%
    Other Asian 2 $530,000 $265,000 $7,339 5.13%
    Asian Indian 1 $515,000 $515,000 $3,671 5.63%
    Chinese 1 $425,000 $425,000 $3,465 4.50%
    Filipino 1 $325,000 $325,000 $7,855 3.75%
    Guamanian 1 $295,000 $295,000 $11,597 4.38%

    Approval Rates

    Total approvals of all applications
    92.59%

    Securitynational Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    54.47%

    Securitynational Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,863 $1,425,895,000 $207,766

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 52 $6,590,000 $126,731
    Single Family (1-4 Units):Site-Built 6,811 $1,419,305,000 $208,384

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 97 $13,615,000 $140,361 $4,308 4.95%
    40-60% 273 $61,075,000 $223,718 $5,364 5.00%
    60-80% 1,590 $346,950,000 $218,208 $5,683 5.37%
    80-100% 4,360 $997,220,000 $228,720 $7,725 5.19%
    Under 20% 543 $7,035,000 $12,956 $455 7.00%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    SecurityNational Mortgage Company Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%