Securitynational Mortgage Company Rates, Fees & Info

Salt Lake City, UT

LEI: 549300VQUTI5IU7GXT57

Tax ID: 87-0512002

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Mortgage Data

Review & Overview

Securitynational Mortgage Company is a mid-sized mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Securitynational Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Provo, Phoenix, Austin, and Las Vegas among others. We have data for 329 markets. (Some data included below & more in-depth data is available with an active subscription.)

Securitynational Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Securitynational Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.96% 12/17/24
30 Year Conventional Refi 6.82% 12/17/24
30 Year Cash-out Refi 6.99% 12/17/24
30 Year FHA Purchase 7.77% 12/17/24
30 Year FHA Refi 7.61% 12/17/24
30 Year VA Purchase 6.51% 12/17/24
30 Year VA Refi 7.92% 12/17/24
30 Year USDA Purchase 7.00% 12/17/24
15 Year Conventional Purchase 6.32% 12/17/24
15 Year Conventional Refi 6.19% 12/17/24
15 Year Cash-out Refi 6.19% 12/17/24
15 Year FHA Purchase 5.68% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Securitynational Mortgage Company Mortgage Calculator






Your Estimates

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This is not an official calculator from Securitynational Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

21,028

Origination Dollar Volume (All Markets)

$5,419,300,000
Show all (47) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 4,180 $1,165,900,000 $278,923 $5,383 3.27%
PROVO-OREM, UT (FHA|USDA|VA) 2,354 $715,080,000 $303,772 $5,209 3.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,097 $511,235,000 $243,794 $6,303 3.41%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,000 $293,180,000 $293,180 $5,813 3.25%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 938 $243,450,000 $259,542 $6,402 3.31%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,089 $240,715,000 $221,042 $7,107 3.32%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 712 $185,510,000 $260,548 $5,374 3.23%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 768 $155,410,000 $202,357 $5,995 3.52%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 323 $114,165,000 $353,452 $6,127 3.08%
Outside of Metro Areas 469 $96,395,000 $205,533 $4,866 3.30%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 427 $94,465,000 $221,230 $5,381 3.22%
Heber, UT (FHA|USDA|VA) 231 $89,165,000 $385,996 $5,704 3.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 252 $88,640,000 $351,746 $4,129 2.78%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 184 $81,710,000 $444,076 $10,278 3.35%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 321 $66,905,000 $208,427 $7,734 3.47%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 211 $65,175,000 $308,886 $5,854 3.19%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 290 $63,480,000 $218,897 $6,269 3.49%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 262 $57,480,000 $219,389 $6,081 4.14%
Kapaa, HI (FHA|USDA|VA) 118 $56,300,000 $477,119 $9,409 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 179 $54,425,000 $304,050 $4,976 3.28%
EL PASO, TX (FHA|USDA|VA) 306 $48,740,000 $159,281 $6,594 3.43%
Edwards, CO (FHA|USDA|VA) 123 $45,935,000 $373,455 $5,627 3.06%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 162 $38,740,000 $239,136 $6,335 3.17%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 161 $38,045,000 $236,304 $5,322 2.90%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 82 $36,030,000 $439,390 $7,284 3.21%
URBAN HONOLULU, HI (FHA|USDA|VA) 69 $35,615,000 $516,159 $12,438 3.08%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 121 $35,515,000 $293,512 $5,490 3.29%
COLORADO SPRINGS, CO (FHA|USDA|VA) 128 $34,490,000 $269,453 $5,607 2.53%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 289 $28,955,000 $100,190 $4,378 3.82%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 91 $27,175,000 $298,626 $5,855 3.10%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 123 $24,115,000 $196,057 $5,882 3.74%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 107 $22,135,000 $206,869 $4,217 3.31%
COLUMBUS, OH (FHA|USDA|VA) 101 $21,885,000 $216,683 $4,765 3.34%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 111 $18,015,000 $162,297 $6,958 3.35%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 25 $16,975,000 $679,000 $11,577 3.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 117 $14,455,000 $123,547 $3,937 3.77%
STOCKTON, CA (FHA|USDA|VA) 33 $13,785,000 $417,727 $8,855 3.39%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 64 $12,900,000 $201,563 $5,658 3.37%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 29 $12,575,000 $433,621 $6,046 2.99%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 70 $12,360,000 $176,571 $5,527 3.39%
KANSAS CITY, MO-KS (FHA|USDA|VA) 110 $11,820,000 $107,455 $3,872 3.82%
PUNTA GORDA, FL (FHA|USDA|VA) 53 $11,435,000 $215,755 $6,886 3.56%
Big Spring, TX (FHA|USDA|VA) 62 $10,990,000 $177,258 $6,571 3.38%
MIDLAND, TX (FHA|USDA|VA) 41 $10,465,000 $255,244 $6,669 3.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 38 $9,980,000 $262,632 $5,180 3.31%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 35 $9,335,000 $266,714 $7,012 4.01%
LAREDO, TX (FHA|USDA|VA) 58 $9,070,000 $156,379 $7,246 3.52%
OCALA, FL (FHA|USDA|VA) 50 $8,840,000 $176,800 $5,668 3.61%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 48 $8,830,000 $183,958 $5,694 3.71%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 23 $8,685,000 $377,609 $7,098 3.17%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 34 $8,080,000 $237,647 $5,435 3.36%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 48 $7,960,000 $165,833 $5,581 3.60%
Hilo, HI (FHA|USDA|VA) 17 $7,895,000 $464,412 $9,809 3.48%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 31 $7,795,000 $251,452 $6,044 2.94%
JOHNSON CITY, TN (FHA|USDA|VA) 48 $7,540,000 $157,083 $4,022 3.28%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 80 $7,280,000 $91,000 $3,598 3.79%
GREELEY, CO (FHA|USDA|VA) 22 $7,180,000 $326,364 $4,206 2.89%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $6,715,000 $395,000 $5,451 3.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 19 $6,525,000 $343,421 $4,001 3.16%
LOGAN, UT-ID (FHA|USDA|VA) 30 $6,520,000 $217,333 $4,465 3.27%
BOISE CITY, ID (FHA|USDA|VA) 24 $5,760,000 $240,000 $4,691 2.98%
TUCSON, AZ (FHA|USDA|VA) 24 $5,680,000 $236,667 $6,919 3.31%
WINCHESTER, VA-WV (FHA|USDA|VA) 24 $5,620,000 $234,167 $5,432 3.33%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 45 $5,585,000 $124,111 $4,121 3.99%
RICHMOND, VA (FHA|USDA|VA) 29 $5,185,000 $178,793 $5,124 3.55%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 58 $5,130,000 $88,448 $3,563 3.94%
YORK-HANOVER, PA (FHA|USDA|VA) 47 $5,105,000 $108,617 $5,006 3.85%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $4,965,000 $171,207 $4,465 4.23%
FRESNO, CA (FHA|USDA|VA) 17 $4,825,000 $283,824 $5,399 3.14%
Cedar City, UT (FHA|USDA|VA) 21 $4,725,000 $225,000 $5,354 3.07%
CORPUS CHRISTI, TX (FHA|USDA|VA) 17 $4,595,000 $270,294 $5,961 3.33%
Vernal, UT (FHA|USDA|VA) 28 $4,510,000 $161,071 $5,916 3.68%
SALEM, OR (FHA|USDA|VA) 13 $4,445,000 $341,923 $8,207 3.35%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 43 $4,405,000 $102,442 $4,953 3.95%
HUNTSVILLE, AL (FHA|USDA|VA) 27 $4,235,000 $156,852 $4,080 3.56%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $4,050,000 $506,250 $5,199 2.95%
Payson, AZ (FHA|USDA|VA) 16 $3,930,000 $245,625 $4,024 3.31%
Breckenridge, CO (FHA|USDA|VA) 7 $3,775,000 $539,286 $4,938 5.05%
BOULDER, CO (FHA|USDA|VA) 10 $3,500,000 $350,000 $3,750 2.74%
JACKSON, MS (FHA|USDA|VA) 53 $3,445,000 $65,000 $3,973 3.99%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 16 $3,350,000 $209,375 $8,357 3.02%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 24 $3,350,000 $139,583 $5,506 4.07%
Granbury, TX (FHA|USDA|VA) 13 $3,305,000 $254,231 $7,290 3.10%
FORT COLLINS, CO (FHA|USDA|VA) 12 $3,290,000 $274,167 $5,380 2.46%
WACO, TX (FHA|USDA|VA) 13 $3,075,000 $236,538 $5,702 3.53%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 12 $3,020,000 $251,667 $7,621 3.45%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $3,015,000 $201,000 $4,079 3.60%
RACINE, WI (FHA|USDA|VA) 20 $2,950,000 $147,500 $3,537 3.19%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 19 $2,925,000 $153,947 $4,108 3.13%
Bozeman, MT (FHA|USDA|VA) 8 $2,870,000 $358,750 $6,150 3.33%
Fredericksburg, TX (FHA|USDA|VA) 9 $2,755,000 $306,111 $4,648 3.86%
LONGVIEW, WA (FHA|USDA|VA) 13 $2,745,000 $211,154 $5,864 2.86%
ALBUQUERQUE, NM (FHA|USDA|VA) 10 $2,710,000 $271,000 $5,711 2.97%
ODESSA, TX (FHA|USDA|VA) 15 $2,675,000 $178,333 $5,827 3.03%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $2,550,000 $318,750 $6,001 2.89%
OKLAHOMA CITY, OK (FHA|USDA|VA) 32 $2,510,000 $78,438 $3,908 4.16%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $2,500,000 $416,667 $8,596 3.21%
BELLINGHAM, WA (FHA|USDA|VA) 6 $2,420,000 $403,333 $6,883 2.83%
MORRISTOWN, TN (FHA|USDA|VA) 16 $2,320,000 $145,000 $5,907 3.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $2,205,000 $315,000 $3,066 3.82%
IDAHO FALLS, ID (FHA|USDA|VA) 11 $2,115,000 $192,273 $4,370 3.36%
Show Low, AZ (FHA|USDA|VA) 10 $2,040,000 $204,000 $4,986 3.44%
DAYTON-KETTERING, OH (FHA|USDA|VA) 19 $2,025,000 $106,579 $4,552 3.91%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $2,020,000 $252,500 $6,351 3.22%
ST. LOUIS, MO-IL (FHA|USDA|VA) 23 $1,945,000 $84,565 $3,571 3.72%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $1,935,000 $215,000 $4,701 3.67%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $1,900,000 $237,500 $8,158 4.44%
MONTGOMERY, AL (FHA|USDA|VA) 22 $1,830,000 $83,182 $3,734 3.92%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,800,000 $300,000 $4,776 3.46%
BEND, OR (FHA|USDA|VA) 4 $1,800,000 $450,000 $12,645 3.68%
Gainesville, TX (FHA|USDA|VA) 9 $1,695,000 $188,333 $8,448 3.11%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,660,000 $415,000 $3,804 3.31%
LAS CRUCES, NM (FHA|USDA|VA) 10 $1,650,000 $165,000 $5,446 3.41%
RENO, NV (FHA|USDA|VA) 4 $1,630,000 $407,500 $8,113 2.97%
Durango, CO (FHA|USDA|VA) 4 $1,600,000 $400,000 $5,484 3.03%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $1,575,000 $143,182 $4,684 3.30%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,555,000 $311,000 $6,855 3.13%
Elko, NV (FHA|USDA|VA) 7 $1,555,000 $222,143 $6,675 3.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,422 3.09%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,430,000 $238,333 $4,663 3.48%
MERCED, CA (FHA|USDA|VA) 5 $1,425,000 $285,000 $6,532 3.80%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $1,415,000 $157,222 $6,252 3.42%
Jackson, WY-ID (FHA|USDA|VA) 3 $1,405,000 $468,333 $5,279 3.08%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 16 $1,380,000 $86,250 $3,834 3.73%
HAMMOND, LA (FHA|USDA|VA) 7 $1,375,000 $196,429 $6,142 3.14%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,370,000 $342,500 $4,462 3.00%
VALLEJO, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $5,218 2.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 17 $1,315,000 $77,353 $4,025 4.02%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,260,000 $157,500 $5,698 3.06%
Pahrump, NV (FHA|USDA|VA) 6 $1,240,000 $206,667 $6,339 3.90%
MODESTO, CA (FHA|USDA|VA) 5 $1,185,000 $237,000 $5,878 3.15%
Clewiston, FL (FHA|USDA|VA) 6 $1,180,000 $196,667 $8,447 3.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $1,140,000 $285,000 $7,255 3.16%
Evanston, WY (FHA|USDA|VA) 4 $1,100,000 $275,000 $7,142 2.69%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,919 2.79%
POCATELLO, ID (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,082 3.32%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,670 3.84%
Outside of Metro Areas 4 $1,000,000 $250,000 $4,842 2.56%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $930,000 $232,500 $8,648 2.81%
ABILENE, TX (FHA|USDA|VA) 5 $925,000 $185,000 $5,707 3.58%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $905,000 $181,000 $5,537 3.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 10 $880,000 $88,000 $3,407 3.85%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $875,000 $291,667 $4,519 2.87%
Rockport, TX (FHA|USDA|VA) 4 $870,000 $217,500 $4,132 2.91%
Lebanon, NH-VT (FHA|USDA|VA) 3 $815,000 $271,667 $5,496 3.46%
TWIN FALLS, ID (FHA|USDA|VA) 4 $810,000 $202,500 $5,144 3.06%
Eagle Pass, TX (FHA|USDA|VA) 5 $805,000 $161,000 $7,371 3.28%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $805,000 $161,000 $6,293 3.83%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $805,000 $161,000 $5,271 3.32%
TYLER, TX (FHA|USDA|VA) 2 $790,000 $395,000 $7,857 3.50%
GAINESVILLE, FL (FHA|USDA|VA) 5 $785,000 $157,000 $5,302 3.02%
Lewisburg, TN (FHA|USDA|VA) 3 $765,000 $255,000 $4,021 2.79%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $750,000 $375,000 $3,521 2.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $740,000 $370,000 $7,013 3.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $740,000 $185,000 $6,619 3.68%
Morehead City, NC (FHA|USDA|VA) 2 $730,000 $365,000 $5,186 2.38%
Glenwood Springs, CO (FHA|USDA|VA) 2 $730,000 $365,000 $8,271 2.81%
Sevierville, TN (FHA|USDA|VA) 2 $720,000 $360,000 $4,351 2.94%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $720,000 $360,000 $7,434 3.12%
Price, UT (FHA|USDA|VA) 5 $715,000 $143,000 $3,506 3.02%
PITTSBURGH, PA (FHA|USDA|VA) 5 $685,000 $137,000 $3,932 3.10%
Blackfoot, ID (FHA|USDA|VA) 3 $685,000 $228,333 $4,992 3.38%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $680,000 $340,000 $2,223 3.19%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $670,000 $335,000 $10,910 2.94%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $650,000 $325,000 $3,898 2.94%
SAN ANGELO, TX (FHA|USDA|VA) 2 $630,000 $315,000 $8,169 3.25%
Corsicana, TX (FHA|USDA|VA) 3 $625,000 $208,333 $6,493 3.33%
GADSDEN, AL (FHA|USDA|VA) 1 $615,000 $615,000 $3,328 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $610,000 $152,500 $5,491 3.34%
JONESBORO, AR (FHA|USDA|VA) 3 $605,000 $201,667 $4,056 2.25%
Athens, TX (FHA|USDA|VA) 3 $595,000 $198,333 $5,860 3.54%
PUEBLO, CO (FHA|USDA|VA) 3 $555,000 $185,000 $2,500 3.00%
SALINAS, CA (FHA|USDA|VA) 2 $550,000 $275,000 $6,013 3.19%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $545,000 $181,667 $3,216 3.95%
VICTORIA, TX (FHA|USDA|VA) 3 $545,000 $181,667 $5,361 2.96%
YUMA, AZ (FHA|USDA|VA) 3 $525,000 $175,000 $6,252 3.04%
Mineral Wells, TX (FHA|USDA|VA) 4 $520,000 $130,000 $5,107 3.47%
Alexander City, AL (FHA|USDA|VA) 1 $515,000 $515,000 $3,414 2.63%
Paris, TN (FHA|USDA|VA) 1 $495,000 $495,000 $4,185 2.63%
Ruidoso, NM (FHA|USDA|VA) 2 $490,000 $245,000 $4,146 3.44%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $480,000 $120,000 $4,772 4.91%
Taylorville, IL (FHA|USDA|VA) 2 $470,000 $235,000 $4,050 3.44%
TULSA, OK (FHA|USDA|VA) 2 $460,000 $230,000 $4,443 3.25%
Hobbs, NM (FHA|USDA|VA) 2 $460,000 $230,000 $4,549 3.81%
KNOXVILLE, TN (FHA|USDA|VA) 3 $455,000 $151,667 $3,545 3.46%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $450,000 $225,000 $2,906 3.50%
Kalispell, MT (FHA|USDA|VA) 2 $450,000 $225,000 $5,544 3.49%
Rexburg, ID (FHA|USDA|VA) 2 $450,000 $225,000 $4,985 3.00%
Boone, NC (FHA|USDA|VA) 1 $415,000 $415,000 $5,375 4.38%
COLUMBIA, SC (FHA|USDA|VA) 2 $410,000 $205,000 $6,752 3.75%
Arcadia, FL (FHA|USDA|VA) 2 $400,000 $200,000 $6,970 2.75%
AMES, IA (FHA|USDA|VA) 1 $395,000 $395,000 $2,400 3.50%
Lufkin, TX (FHA|USDA|VA) 2 $390,000 $195,000 $4,018 2.75%
The Dalles, OR (FHA|USDA|VA) 2 $380,000 $190,000 $3,352 3.44%
MADISON, WI (FHA|USDA|VA) 1 $375,000 $375,000 $3,329 2.63%
Lake City, FL (FHA|USDA|VA) 1 $365,000 $365,000 $7,163 2.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $360,000 $180,000 $3,675 3.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $345,000 $69,000 $3,652 3.82%
Ontario, OR-ID (FHA|USDA|VA) 1 $325,000 $325,000 $4,356 3.38%
Sulphur Springs, TX (FHA|USDA|VA) 1 $325,000 $325,000 $7,498 3.63%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $315,000 $315,000 $8,236 3.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $315,000 $315,000 $7,611 3.00%
Albertville, AL (FHA|USDA|VA) 2 $310,000 $155,000 $4,274 3.62%
Jefferson, GA (FHA|USDA|VA) 1 $305,000 $305,000 $9,725 3.63%
LONGVIEW, TX (FHA|USDA|VA) 2 $300,000 $150,000 $6,726 3.56%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $295,000 $295,000 $4,938 3.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,439 3.38%
WILMINGTON, NC (FHA|USDA|VA) 1 $295,000 $295,000 $8,300 2.50%
Shelby, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,068 3.00%
Jasper, AL (FHA|USDA|VA) 4 $290,000 $72,500 $3,361 3.41%
MADERA, CA (FHA|USDA|VA) 2 $290,000 $145,000 $3,659 3.44%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $285,000 $285,000 $5,597 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $285,000 $95,000 $4,257 3.42%
JACKSON, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,833 2.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $285,000 $285,000 $14,587 2.13%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $280,000 $70,000 $2,856 3.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,255 3.50%
Urbana, OH (FHA|USDA|VA) 1 $265,000 $265,000 $9,783 2.75%
Bonham, TX (FHA|USDA|VA) 1 $265,000 $265,000 $7,430 3.75%
West Plains, MO (FHA|USDA|VA) 1 $265,000 $265,000 $3,109 3.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $5,327 5.00%
YUBA CITY, CA (FHA|USDA|VA) 1 $265,000 $265,000 $4,578 2.38%
AKRON, OH (FHA|USDA|VA) 2 $260,000 $130,000 $4,105 3.25%
Starkville, MS (FHA|USDA|VA) 1 $255,000 $255,000 $3,767 2.63%
Alexandria, MN (FHA|USDA|VA) 1 $255,000 $255,000 $4,450 3.25%
BILLINGS, MT (FHA|USDA|VA) 1 $255,000 $255,000 $4,460 3.25%
VALDOSTA, GA (FHA|USDA|VA) 1 $255,000 $255,000 $3,133 4.75%
MORGANTOWN, WV (FHA|USDA|VA) 1 $255,000 $255,000 $11,260 2.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $250,000 $125,000 $4,138 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $245,000 $245,000 $7,721 2.25%
Aberdeen, WA (FHA|USDA|VA) 1 $245,000 $245,000 $3,437 3.00%
Cookeville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $8,188 3.13%
TOLEDO, OH (FHA|USDA|VA) 3 $245,000 $81,667 $4,105 3.79%
Brenham, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,586 4.12%
PEORIA, IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,438 3.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $235,000 $235,000 $3,320 2.25%
Ellensburg, WA (FHA|USDA|VA) 1 $235,000 $235,000 $6,014 3.37%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,252 3.38%
REDDING, CA (FHA|USDA|VA) 1 $235,000 $235,000 $3,396 3.63%
Centralia, WA (FHA|USDA|VA) 1 $225,000 $225,000 $6,006 4.99%
Opelousas, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,494 3.00%
Astoria, OR (FHA|USDA|VA) 1 $225,000 $225,000 $5,009 3.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $225,000 $225,000 $7,744 3.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $225,000 $225,000 $5,698 2.63%
Rock Springs, WY (FHA|USDA|VA) 1 $225,000 $225,000 $4,695 2.88%
HINESVILLE, GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,778 2.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $225,000 $225,000 $4,301 3.00%
Branson, MO (FHA|USDA|VA) 1 $225,000 $225,000 $6,322 2.25%
Sterling, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,605 3.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,980 2.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $220,000 $110,000 $2,610 3.25%
Coos Bay, OR (FHA|USDA|VA) 1 $215,000 $215,000 $3,950 3.00%
Fort Morgan, CO (FHA|USDA|VA) 1 $215,000 $215,000 $5,013 2.75%
Shelbyville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $7,138 2.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,125 3.13%
Palatka, FL (FHA|USDA|VA) 1 $205,000 $205,000 $7,056 2.38%
Kerrville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,813 2.75%
ROANOKE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $3,644 3.00%
MANHATTAN, KS (FHA|USDA|VA) 1 $205,000 $205,000 $1,135 2.63%
Port Angeles, WA (FHA|USDA|VA) 1 $205,000 $205,000 $4,951 3.99%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $195,000 $195,000 $6,685 2.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,490 4.13%
Greeneville, TN (FHA|USDA|VA) 2 $190,000 $95,000 $4,883 3.06%
Marion, OH (FHA|USDA|VA) 2 $190,000 $95,000 $4,498 3.94%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $185,000 $185,000 $7,433 3.13%
Morgan City, LA (FHA|USDA|VA) 1 $185,000 $185,000 $5,573 4.38%
DECATUR, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,988 3.00%
Stephenville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,825 3.37%
IOWA CITY, IA (FHA|USDA|VA) 1 $175,000 $175,000 $2,987 3.50%
Shawnee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,824 2.13%
WENATCHEE, WA (FHA|USDA|VA) 1 $175,000 $175,000 $2,779 2.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $175,000 $58,333 $3,871 4.17%
Steamboat Springs, CO (FHA|USDA|VA) 1 $175,000 $175,000 $3,805 2.50%
New Castle, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,648 4.06%
STAUNTON, VA (FHA|USDA|VA) 1 $165,000 $165,000 $2,456 3.50%
Newport, OR (FHA|USDA|VA) 1 $165,000 $165,000 $9,245 3.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $165,000 $165,000 $2,508 3.25%
Whitewater, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,304 2.38%
Batesville, AR (FHA|USDA|VA) 1 $155,000 $155,000 $8,204 2.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,754 4.13%
SPARTANBURG, SC (FHA|USDA|VA) 1 $155,000 $155,000 $6,388 4.00%
Cambridge, MD (FHA|USDA|VA) 1 $155,000 $155,000 $5,785 2.75%
CaƱon City, CO (FHA|USDA|VA) 1 $155,000 $155,000 $3,044 3.00%
Worthington, MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,994 2.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $150,000 $75,000 $4,283 4.06%
KOKOMO, IN (FHA|USDA|VA) 2 $150,000 $75,000 $3,179 3.50%
Frankfort, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,260 3.00%
Safford, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $3,020 3.25%
Americus, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,207 2.75%
BATON ROUGE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $6,327 3.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,959 3.99%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,827 2.75%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.99%
Paris, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,553 2.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $135,000 $135,000 $6,364 3.75%
Clearlake, CA (FHA|USDA|VA) 1 $135,000 $135,000 $4,129 2.50%
VISALIA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $2,470 2.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $2,680 2.88%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $5,333 2.75%
Bay City, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,606 2.63%
AMARILLO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,065 4.00%
GREENVILLE, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,064 3.50%
PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,661 2.75%
Ashtabula, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,920 3.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $125,000 $125,000 $6,117 2.50%
Montrose, CO (FHA|USDA|VA) 1 $125,000 $125,000 $3,430 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,946 3.50%
Huntsville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,046 3.63%
LANCASTER, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,255 4.49%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,885 4.38%
Thomaston, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,981 2.63%
Chillicothe, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,629 3.25%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,163 2.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $85,000 $85,000 $2,976 2.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,956 3.37%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,840 3.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $85,000 $85,000 $4,034 4.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,695 3.38%
MUNCIE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,646 3.63%
Scottsburg, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,484 4.00%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,436 3.99%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $65,000 $65,000 $4,093 3.63%
Kingsville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,095 3.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $65,000 $65,000 $3,540 4.75%
Norwalk, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,495 4.00%
DECATUR, AL (FHA|USDA|VA) 1 $65,000 $65,000 $3,542 4.12%
CASPER, WY (FHA|USDA|VA) 1 $55,000 $55,000 $3,011 3.88%
Ardmore, OK (FHA|USDA|VA) 1 $55,000 $55,000 $4,036 4.63%
FORT WAYNE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,665 3.50%
Securitynational Mortgage Company's top markets include Salt Lake City, Provo, Phoenix, Austin, and Las Vegas among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,748 $4,030,210,000 $255,919 $4,559 3.40%
    FHA 4,113 $1,032,015,000 $250,915 $9,943 3.21%
    VA 830 $273,620,000 $329,663 $7,732 2.74%
    USDA 306 $77,570,000 $253,497 $6,659 2.87%
    FHA 28 $5,420,000 $193,571 $0 2.34%
    Reverse Mortgage 3 $465,000 $155,000 $0 2.07%

    For 2020, Securitynational Mortgage Company's most frequently originated type of loan was Conventional, with 15,748 originations. Their 2nd most popular type was FHA, with 4,113 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,181 $2,818,885,000 $252,114 $6,840 3.47%
    Cash Out Refi 4,909 $1,268,405,000 $258,384 $4,752 3.25%
    Refi 4,533 $1,220,505,000 $269,249 $4,359 3.05%
    Home Improvement 405 $111,505,000 $275,321 $4,999 3.24%

    For 2020, Securitynational Mortgage Company's most frequently cited loan purpose was Home Purchase, with 11,181 originations. The 2nd most popular reason was Cash Out Refi, with 4,909 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,948 $4,954,670,000 $261,488 $5,969 3.34%
    15 Year 1,231 $280,655,000 $227,989 $4,101 2.75%
    20 Year 443 $108,485,000 $244,887 $4,198 3.07%
    Other 248 $61,370,000 $247,460 $4,119 4.29%
    10 Year 141 $11,915,000 $84,504 $1,827 4.82%
    5 Year 12 $880,000 $73,333 $263 4.57%
    1 Year 4 $1,320,000 $330,000 $3,620 6.62%
    3 Year 1 $5,000 $5,000 $150 0.00%

    For 2020, Securitynational Mortgage Company's most frequently cited loan duration was 30 Year, with 18,948 originations. The 2nd most popular length was 15 Year, with 1,231 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 10,317 $2,652,895,000 $257,138
    $2k-3k 3,139 $691,465,000 $220,282
    $5k+ 2,346 $872,330,000 $371,837
    $3k-4k 2,332 $569,470,000 $244,198
    $4k-5k 1,600 $450,110,000 $281,319
    $<1k 1,136 $144,060,000 $126,813

    Securitynational Mortgage Company's average total fees were $5,969, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,317 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 9,067 $2,339,025,000 $257,971
    2.5-3% 7,206 $2,038,930,000 $282,949
    <2.5% 2,173 $611,465,000 $281,392
    4-5% 1,928 $342,370,000 $177,578
    5-6% 341 $32,295,000 $94,707
    6-7% 165 $32,395,000 $196,333
    7-8% 103 $11,745,000 $114,029
    Over 8% 42 $10,370,000 $246,905

    During 2020, Securitynational Mortgage Company's average interest rate for loans was 3.34%, while their most frequently originated rate bucket for loans was 3-4%, with 9,067 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,968 $3,104,590,000 $283,059 $6,439 3.19%
    $100k-200k 5,412 $840,360,000 $155,277 $4,790 3.41%
    $400k-600k 2,463 $1,156,055,000 $469,369 $6,678 3.10%
    $100,000 or less 1,913 $106,425,000 $55,633 $2,626 4.14%
    $600k-1MM 238 $168,590,000 $708,361 $11,710 3.39%
    $1MM+ 34 $43,280,000 $1,272,941 $20,226 4.33%

    2020 saw Securitynational Mortgage Company place emphasis on $200k-400k loans with 10,968 originations, totaling $3,104,590,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 6,027 $1,384,975,000 $229,795 $6,125 3.35%
    $100k-150k 3,946 $1,171,160,000 $296,797 $5,550 3.26%
    $50k or less 3,904 $739,730,000 $189,480 $5,534 3.40%
    $75k-100k 3,857 $1,028,075,000 $266,548 $5,971 3.28%
    $150k-250k 2,305 $737,295,000 $319,868 $5,311 3.29%
    $250k+ 989 $358,065,000 $362,048 $5,832 3.39%

    Securitynational Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 6,027 originations. The second most popular income band? $100k-150k, with 3,946 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,467 $911,725,000 $262,972 $4,694 3.17%
    30-36% 3,453 $906,485,000 $262,521 $5,333 3.29%
    <20% 1,277 $318,135,000 $249,127 $4,235 3.16%
    50-60% 1,268 $318,110,000 $250,875 $9,546 3.31%
    44% 1,168 $300,220,000 $257,038 $6,300 3.40%
    43% 974 $247,330,000 $253,932 $5,933 3.42%
    42% 921 $238,355,000 $258,800 $6,016 3.43%
    41% 867 $225,745,000 $260,375 $5,847 3.42%
    40% 819 $212,285,000 $259,200 $5,651 3.37%
    38% 787 $200,305,000 $254,517 $5,682 3.36%
    39% 784 $206,820,000 $263,801 $5,794 3.37%
    45% 740 $178,630,000 $241,392 $6,013 3.37%
    49% 737 $190,295,000 $258,202 $6,863 3.36%
    37% 718 $177,270,000 $246,894 $5,536 3.37%
    36% 708 $188,860,000 $266,751 $5,574 3.28%
    47% 627 $157,285,000 $250,853 $6,444 3.32%
    48% 585 $141,665,000 $242,162 $6,569 3.39%
    46% 578 $141,080,000 $244,083 $6,190 3.39%
    >60% 11 $2,855,000 $259,545 $10,149 4.09%

    Securitynational Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 3,467 originations. The next most common DTI ratio? 30-36%, with 3,453 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,610 $4,257,010,000 $256,292 $5,674 3.31%
    Not provided 1,744 $438,680,000 $251,537 $5,213 3.34%
    Asian 1,386 $412,840,000 $297,864 $6,632 3.38%
    Black 1,020 $242,010,000 $237,265 $7,145 3.37%
    Native Hawaiian or Islander 147 $42,935,000 $292,075 $6,679 3.37%
    American Indian 89 $19,845,000 $222,978 $5,941 3.36%
    Asian Indian 13 $2,815,000 $216,538 $4,747 3.57%
    Other Asian 9 $1,405,000 $156,111 $4,762 3.50%
    Other Pacific Islander 4 $820,000 $205,000 $4,338 3.81%
    Chinese 3 $715,000 $238,333 $7,181 3.83%
    Vietnamese 2 $140,000 $70,000 $3,276 4.12%
    Filipino 1 $85,000 $85,000 $4,411 3.88%

    Approval Rates

    Total approvals of all applications
    96.64%

    Securitynational Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    60.29%

    Securitynational Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $85,000 $85,000
    17863.13 1 $205,000 $205,000
    17999.56 1 $215,000 $215,000
    19446.0 1 $225,000 $225,000
    21833.0 1 $305,000 $305,000
    4700.0 1 $55,000 $55,000
    4780.0 1 $55,000 $55,000
    61387.2 1 $695,000 $695,000
    8681.74 1 $105,000 $105,000
    NA 21,019 $5,417,355,000 $257,736

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 152 $25,830,000 $169,934
    Single Family (1-4 Units):Site-Built 20,876 $5,393,470,000 $258,357

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 617 $108,905,000 $176,507 $3,524 2.96%
    40-60% 2,361 $583,825,000 $247,279 $3,995 3.01%
    60-80% 7,245 $1,929,605,000 $266,336 $4,760 3.41%
    80-100% 9,908 $2,717,550,000 $274,278 $7,310 3.27%
    Over 100% 182 $63,510,000 $348,956 $13,077 2.87%
    Under 20% 715 $15,905,000 $22,245 $509 4.75%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Security National Financial Corp Conventional home mortgage Closing on a mortgage 2 33.3%
    Security National Financial Corp Conventional home mortgage Trouble during payment process 4 66.7%