Securitynational Mortgage Company Rates, Fees & Info

Salt Lake City, UT

LEI: 549300VQUTI5IU7GXT57

Tax ID: 87-0512002

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Mortgage Data

Review & Overview

Securitynational Mortgage Company is a small mortgage company specializing in Home Purchase loans. Securitynational Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Provo, Phoenix, Las Vegas, and Austin among others. We have data for 234 markets. (Some data included below & more in-depth data is available with an active subscription.)

Securitynational Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Securitynational Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.96% 12/17/24
30 Year Conventional Refi 6.82% 12/17/24
30 Year Cash-out Refi 6.99% 12/17/24
30 Year FHA Purchase 7.77% 12/17/24
30 Year FHA Refi 7.61% 12/17/24
30 Year VA Purchase 6.51% 12/17/24
30 Year VA Refi 7.92% 12/17/24
30 Year USDA Purchase 7.00% 12/17/24
15 Year Conventional Purchase 6.32% 12/17/24
15 Year Conventional Refi 6.19% 12/17/24
15 Year Cash-out Refi 6.19% 12/17/24
15 Year FHA Purchase 5.68% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Securitynational Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Securitynational Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,509

Origination Dollar Volume (All Markets)

$2,432,545,000

Awards

SECURITYNATIONAL MORTGAGE COMPANY 30 Year Conventional Loans silver SECURITYNATIONAL MORTGAGE COMPANY FHA Loans bronze
Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 2,188 $563,730,000 $257,646 $6,587 4.58%
PROVO-OREM, UT (FHA|USDA|VA) 1,044 $296,730,000 $284,224 $5,956 4.42%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,049 $231,625,000 $220,806 $7,404 4.66%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 612 $156,590,000 $255,866 $7,808 5.03%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 469 $128,485,000 $273,955 $6,793 4.39%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 453 $98,615,000 $217,693 $6,936 4.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 473 $94,065,000 $198,869 $6,868 4.85%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 384 $88,020,000 $229,219 $6,657 4.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 278 $52,840,000 $190,072 $5,970 4.49%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 243 $46,305,000 $190,556 $7,921 4.85%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 103 $42,825,000 $415,777 $11,362 4.73%
Outside of Metro Areas 232 $40,360,000 $173,966 $5,381 4.80%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 179 $40,255,000 $224,888 $7,173 5.76%
EL PASO, TX (FHA|USDA|VA) 259 $38,015,000 $146,776 $6,406 4.80%
Heber, UT (FHA|USDA|VA) 103 $34,055,000 $330,631 $6,967 4.52%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 189 $32,185,000 $170,291 $5,830 4.91%
Kapaa, HI (FHA|USDA|VA) 62 $27,100,000 $437,097 $13,190 4.72%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 94 $25,160,000 $267,660 $6,871 4.42%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 77 $23,025,000 $299,026 $6,875 4.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 100 $22,940,000 $229,400 $7,450 4.76%
ST. GEORGE, UT (FHA|USDA|VA) 76 $21,970,000 $289,079 $6,043 4.56%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 216 $21,160,000 $97,963 $4,736 5.08%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 31 $12,155,000 $392,097 $10,822 5.18%
COLUMBUS, OH (FHA|USDA|VA) 62 $11,890,000 $191,774 $4,924 4.90%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 80 $10,720,000 $134,000 $6,819 4.35%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 31 $10,575,000 $341,129 $7,678 4.78%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 66 $9,900,000 $150,000 $5,269 5.01%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 30 $8,350,000 $278,333 $8,620 5.59%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 44 $8,120,000 $184,545 $6,477 4.28%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 41 $7,765,000 $189,390 $5,274 4.71%
URBAN HONOLULU, HI (FHA|USDA|VA) 16 $7,430,000 $464,375 $10,789 5.19%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 10 $7,230,000 $723,000 $17,685 5.26%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 17 $6,685,000 $393,235 $8,584 3.91%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 85 $6,625,000 $77,941 $3,674 5.21%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 41 $6,615,000 $161,341 $6,665 4.74%
STOCKTON, CA (FHA|USDA|VA) 16 $6,560,000 $410,000 $11,381 4.78%
OCALA, FL (FHA|USDA|VA) 37 $6,385,000 $172,568 $6,158 4.80%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 27 $5,395,000 $199,815 $6,200 4.99%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $5,290,000 $264,500 $7,372 4.65%
IDAHO FALLS, ID (FHA|USDA|VA) 13 $4,905,000 $377,308 $7,334 4.63%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 16 $4,540,000 $283,750 $5,683 4.19%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 9 $4,355,000 $483,889 $10,347 4.54%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 12 $4,310,000 $359,167 $5,713 4.44%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 26 $4,300,000 $165,385 $5,360 5.29%
PUNTA GORDA, FL (FHA|USDA|VA) 22 $4,180,000 $190,000 $7,141 5.11%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 26 $4,000,000 $153,846 $6,233 5.12%
LAREDO, TX (FHA|USDA|VA) 29 $3,705,000 $127,759 $7,144 4.64%
JOHNSON CITY, TN (FHA|USDA|VA) 23 $3,605,000 $156,739 $5,170 4.18%
Big Spring, TX (FHA|USDA|VA) 23 $3,345,000 $145,435 $6,238 4.56%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 19 $3,225,000 $169,737 $5,086 4.68%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $3,210,000 $535,000 $6,767 4.68%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 37 $3,015,000 $81,486 $3,696 5.07%
KANSAS CITY, MO-KS (FHA|USDA|VA) 29 $2,805,000 $96,724 $3,895 4.99%
NAPA, CA (FHA|USDA|VA) 1 $2,765,000 $2,765,000 $0 7.99%
LOGAN, UT-ID (FHA|USDA|VA) 13 $2,685,000 $206,538 $5,186 4.39%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 16 $2,640,000 $165,000 $5,134 5.11%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 24 $2,470,000 $102,917 $4,098 5.17%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $2,400,000 $400,000 $5,590 4.44%
JACKSON, MS (FHA|USDA|VA) 39 $2,315,000 $59,359 $3,939 5.09%
FRESNO, CA (FHA|USDA|VA) 6 $2,240,000 $373,333 $10,420 5.35%
MONTGOMERY, AL (FHA|USDA|VA) 30 $2,180,000 $72,667 $4,252 5.29%
OKLAHOMA CITY, OK (FHA|USDA|VA) 29 $2,125,000 $73,276 $3,604 4.96%
ST. LOUIS, MO-IL (FHA|USDA|VA) 18 $2,050,000 $113,889 $3,825 5.08%
MIDLAND, TX (FHA|USDA|VA) 5 $1,855,000 $371,000 $8,207 4.65%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $1,835,000 $203,889 $8,418 4.79%
Granbury, TX (FHA|USDA|VA) 8 $1,710,000 $213,750 $7,646 4.72%
Payson, AZ (FHA|USDA|VA) 8 $1,680,000 $210,000 $4,502 4.45%
MERCED, CA (FHA|USDA|VA) 5 $1,655,000 $331,000 $9,736 4.80%
BOISE CITY, ID (FHA|USDA|VA) 8 $1,630,000 $203,750 $4,934 4.30%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $1,605,000 $145,909 $3,996 4.54%
DAYTON-KETTERING, OH (FHA|USDA|VA) 18 $1,570,000 $87,222 $3,829 5.03%
Breckenridge, CO (FHA|USDA|VA) 1 $1,525,000 $1,525,000 $20,345 4.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $1,520,000 $190,000 $8,952 3.94%
Eagle Pass, TX (FHA|USDA|VA) 9 $1,485,000 $165,000 $7,682 4.92%
WACO, TX (FHA|USDA|VA) 6 $1,450,000 $241,667 $6,955 4.54%
JACKSONVILLE, FL (FHA|USDA|VA) 12 $1,400,000 $116,667 $5,302 5.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 13 $1,395,000 $107,308 $4,750 4.13%
MODESTO, CA (FHA|USDA|VA) 4 $1,390,000 $347,500 $10,138 5.19%
MORRISTOWN, TN (FHA|USDA|VA) 10 $1,380,000 $138,000 $5,700 4.51%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,370,000 $171,250 $6,237 4.45%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,335,000 $267,000 $7,164 5.08%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $1,325,000 $189,286 $4,594 5.03%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 11 $1,275,000 $115,909 $4,253 5.57%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,230,000 $615,000 $6,689 4.63%
HAMMOND, LA (FHA|USDA|VA) 6 $1,230,000 $205,000 $7,028 4.90%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,190,000 $198,333 $8,351 3.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,990 4.35%
Cedar City, UT (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,567 4.96%
Pahrump, NV (FHA|USDA|VA) 5 $1,115,000 $223,000 $7,708 5.08%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,615 4.73%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,720 4.56%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 10 $1,000,000 $100,000 $3,911 5.45%
CARSON CITY, NV (FHA|USDA|VA) 2 $1,000,000 $500,000 $14,283 3.62%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $960,000 $160,000 $6,683 4.54%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $925,000 $185,000 $8,975 4.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $915,000 $183,000 $6,515 4.95%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $915,000 $305,000 $6,490 4.75%
Fernley, NV (FHA|USDA|VA) 5 $905,000 $181,000 $7,608 6.07%
GREELEY, CO (FHA|USDA|VA) 4 $870,000 $217,500 $3,072 3.56%
BELLINGHAM, WA (FHA|USDA|VA) 2 $840,000 $420,000 $10,550 4.75%
PUEBLO, CO (FHA|USDA|VA) 3 $805,000 $268,333 $8,069 4.67%
POCATELLO, ID (FHA|USDA|VA) 5 $805,000 $161,000 $5,617 4.65%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $800,000 $400,000 $12,370 4.81%
TYLER, TX (FHA|USDA|VA) 5 $785,000 $157,000 $6,392 4.03%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $755,000 $151,000 $4,599 4.50%
Price, UT (FHA|USDA|VA) 8 $750,000 $93,750 $4,241 5.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $745,000 $149,000 $7,773 5.07%
Athens, TX (FHA|USDA|VA) 3 $725,000 $241,667 $9,345 4.46%
Show Low, AZ (FHA|USDA|VA) 4 $700,000 $175,000 $4,860 4.87%
LAS CRUCES, NM (FHA|USDA|VA) 3 $695,000 $231,667 $5,417 4.66%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $685,000 $228,333 $5,613 4.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $675,000 $675,000 $26,707 5.63%
LUBBOCK, TX (FHA|USDA|VA) 3 $655,000 $218,333 $3,824 4.29%
Shelbyville, TN (FHA|USDA|VA) 4 $650,000 $162,500 $6,859 4.41%
JACKSON, TN (FHA|USDA|VA) 5 $645,000 $129,000 $4,710 4.55%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $640,000 $320,000 $6,472 5.25%
MUNCIE, IN (FHA|USDA|VA) 2 $630,000 $315,000 $6,827 5.06%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $625,000 $625,000 $29,801 3.63%
Cookeville, TN (FHA|USDA|VA) 4 $620,000 $155,000 $7,643 4.59%
Bozeman, MT (FHA|USDA|VA) 2 $600,000 $300,000 $7,608 4.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $595,000 $198,333 $4,001 4.54%
ABILENE, TX (FHA|USDA|VA) 2 $570,000 $285,000 $6,402 5.06%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $560,000 $280,000 $7,691 4.68%
SALEM, OR (FHA|USDA|VA) 2 $560,000 $280,000 $7,314 5.06%
RACINE, WI (FHA|USDA|VA) 2 $560,000 $280,000 $2,388 5.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $550,000 $137,500 $4,526 5.03%
Safford, AZ (FHA|USDA|VA) 4 $550,000 $137,500 $5,253 5.06%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $545,000 $181,667 $5,000 4.83%
Fredericksburg, TX (FHA|USDA|VA) 2 $530,000 $265,000 $4,781 5.12%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $510,000 $255,000 $7,428 4.56%
Vernal, UT (FHA|USDA|VA) 4 $510,000 $127,500 $6,510 5.25%
LONGVIEW, WA (FHA|USDA|VA) 3 $505,000 $168,333 $3,311 4.38%
Hilo, HI (FHA|USDA|VA) 2 $500,000 $250,000 $7,955 5.00%
VISALIA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $8,196 4.56%
ODESSA, TX (FHA|USDA|VA) 2 $490,000 $245,000 $7,450 5.37%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $485,000 $485,000 $8,756 3.50%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $485,000 $485,000 $7,669 4.12%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7 $475,000 $67,857 $4,061 5.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $465,000 $465,000 $16,475 3.75%
Elko, NV (FHA|USDA|VA) 2 $460,000 $230,000 $10,835 4.81%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $450,000 $225,000 $4,501 4.94%
BILLINGS, MT (FHA|USDA|VA) 1 $445,000 $445,000 $9,478 3.88%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $425,000 $141,667 $5,486 3.54%
TUCSON, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $5,946 4.12%
Lewisburg, TN (FHA|USDA|VA) 2 $420,000 $210,000 $7,254 4.50%
YAKIMA, WA (FHA|USDA|VA) 1 $395,000 $395,000 $10,783 5.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $380,000 $95,000 $5,863 4.75%
SAN ANGELO, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,793 4.19%
Brenham, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,056 4.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $345,000 $345,000 $5,642 2.99%
WENATCHEE, WA (FHA|USDA|VA) 1 $345,000 $345,000 $8,912 4.99%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $340,000 $170,000 $5,693 4.94%
Hobbs, NM (FHA|USDA|VA) 2 $340,000 $170,000 $5,000 5.38%
TOLEDO, OH (FHA|USDA|VA) 3 $335,000 $111,667 $3,936 5.08%
Ontario, OR-ID (FHA|USDA|VA) 1 $325,000 $325,000 $12,573 4.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $325,000 $325,000 $6,943 4.38%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $320,000 $160,000 $6,485 4.12%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $305,000 $101,667 $4,542 5.17%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $305,000 $305,000 $6,880 3.88%
Palestine, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,700 3.38%
Ukiah, CA (FHA|USDA|VA) 1 $295,000 $295,000 $4,824 5.00%
Gainesville, TX (FHA|USDA|VA) 2 $280,000 $140,000 $6,927 4.63%
Hood River, OR (FHA|USDA|VA) 1 $275,000 $275,000 $5,727 4.63%
Lamesa, TX (FHA|USDA|VA) 2 $270,000 $135,000 $7,471 5.31%
Mineral Wells, TX (FHA|USDA|VA) 2 $270,000 $135,000 $6,309 5.00%
SALINAS, CA (FHA|USDA|VA) 1 $265,000 $265,000 $7,402 4.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $260,000 $130,000 $7,260 5.63%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $255,000 $85,000 $3,627 5.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $245,000 $245,000 $9,397 5.13%
Sevierville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $7,865 3.99%
AMARILLO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,231 4.75%
Albertville, AL (FHA|USDA|VA) 1 $225,000 $225,000 $8,595 3.75%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $220,000 $110,000 $3,330 4.75%
TWIN FALLS, ID (FHA|USDA|VA) 1 $215,000 $215,000 $4,151 4.49%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $215,000 $215,000 $9,631 4.63%
BATON ROUGE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $7,476 4.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $215,000 $215,000 $6,837 3.88%
Borger, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,746 3.63%
NEW BERN, NC (FHA|USDA|VA) 1 $215,000 $215,000 $9,922 3.99%
Blackfoot, ID (FHA|USDA|VA) 1 $215,000 $215,000 $3,928 4.25%
MORGANTOWN, WV (FHA|USDA|VA) 2 $210,000 $105,000 $4,193 4.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,251 3.99%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $205,000 $205,000 $4,113 4.75%
Jasper, AL (FHA|USDA|VA) 3 $205,000 $68,333 $3,489 4.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,456 3.75%
Paris, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,263 4.88%
PITTSBURGH, PA (FHA|USDA|VA) 3 $195,000 $65,000 $3,783 4.96%
McMinnville, TN (FHA|USDA|VA) 3 $185,000 $61,667 $5,310 3.17%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $175,000 $175,000 $6,743 4.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $8,899 4.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $175,000 $58,333 $4,168 5.91%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $175,000 $175,000 $5,921 3.63%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.99%
Dublin, GA (FHA|USDA|VA) 2 $170,000 $85,000 $5,465 5.75%
Kingsville, TX (FHA|USDA|VA) 2 $170,000 $85,000 $5,503 4.94%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $170,000 $85,000 $3,423 5.75%
Crossville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $3,408 4.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $160,000 $80,000 $5,863 2.88%
Corsicana, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,595 4.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $145,000 $145,000 $6,700 5.13%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $4,128 5.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,086 4.75%
AKRON, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,073 4.25%
Newport, TN (FHA|USDA|VA) 1 $145,000 $145,000 $6,449 4.75%
Stephenville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,142 5.00%
PANAMA CITY, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.99%
Mount Vernon, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,918 4.00%
Evanston, WY (FHA|USDA|VA) 1 $135,000 $135,000 $4,283 4.65%
FOND DU LAC, WI (FHA|USDA|VA) 1 $135,000 $135,000 $4,679 5.25%
Seneca, SC (FHA|USDA|VA) 1 $125,000 $125,000 $5,402 3.88%
Clewiston, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.99%
FORT WAYNE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,112 4.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $125,000 $125,000 $6,879 5.75%
Ashtabula, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,855 5.50%
El Campo, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,444 4.25%
RICHMOND, VA (FHA|USDA|VA) 1 $115,000 $115,000 $4,535 3.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,392 3.38%
Port Lavaca, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,572 4.00%
Brownwood, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,908 4.25%
Huntsville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,052 6.00%
Silver City, NM (FHA|USDA|VA) 1 $95,000 $95,000 $6,520 5.38%
COLUMBUS, IN (FHA|USDA|VA) 1 $85,000 $85,000 $6,616 4.75%
Alamogordo, NM (FHA|USDA|VA) 1 $85,000 $85,000 $3,040 4.63%
Centralia, WA (FHA|USDA|VA) 1 $85,000 $85,000 $4,471 4.38%
Greeneville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,997 3.75%
ROME, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,269 5.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,995 4.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,670 4.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $75,000 $75,000 $4,049 5.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,156 4.75%
New Castle, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,470 5.00%
Greenwood, SC (FHA|USDA|VA) 1 $65,000 $65,000 $2,628 4.88%
LAWTON, OK (FHA|USDA|VA) 1 $65,000 $65,000 $5,133 4.75%
Scottsburg, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,009 4.38%
Securitynational Mortgage Company's top markets include Salt Lake City, Provo, Phoenix, Las Vegas, and Austin among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,025 $1,625,095,000 $231,330 $5,259 4.79%
    FHA 2,910 $655,050,000 $225,103 $9,617 4.55%
    VA 433 $122,705,000 $283,383 $8,342 4.27%
    USDA 119 $25,675,000 $215,756 $6,880 4.07%
    FHA 20 $3,480,000 $174,000 $0 2.61%
    Reverse Mortgage 2 $540,000 $270,000 $0 2.00%

    For 2019, Securitynational Mortgage Company's most frequently originated type of loan was Conventional, with 7,025 originations. Their 2nd most popular type was FHA, with 2,910 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,781 $1,740,205,000 $223,648 $6,969 4.79%
    Refi 1,429 $382,535,000 $267,694 $5,510 4.22%
    Cash Out Refi 1,163 $276,735,000 $237,949 $6,079 4.57%
    Home Improvement 136 $33,070,000 $243,162 $6,120 4.81%

    For 2019, Securitynational Mortgage Company's most frequently cited loan purpose was Home Purchase, with 7,781 originations. The 2nd most popular reason was Refi, with 1,429 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,050 $2,339,140,000 $232,750 $6,741 4.72%
    15 Year 254 $54,680,000 $215,276 $4,965 3.73%
    20 Year 108 $25,520,000 $236,296 $4,775 4.09%
    Other 51 $10,995,000 $215,588 $5,396 3.97%
    10 Year 40 $1,300,000 $32,500 $1,717 5.80%
    5 Year 4 $60,000 $15,000 $0 0.00%
    1 Year 2 $850,000 $425,000 $7,703 6.75%

    For 2019, Securitynational Mortgage Company's most frequently cited loan duration was 30 Year, with 10,050 originations. The 2nd most popular length was 15 Year, with 254 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,293 $725,785,000 $220,402
    $3k-4k 1,705 $372,345,000 $218,384
    $5k+ 1,678 $588,360,000 $350,632
    $2k-3k 1,583 $296,775,000 $187,476
    $4k-5k 1,201 $316,635,000 $263,643
    $<1k 714 $65,600,000 $91,877

    Securitynational Mortgage Company's average total fees were $6,741, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,293 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,538 $1,062,680,000 $234,174
    3-4% 2,997 $838,945,000 $279,928
    5-6% 2,137 $409,565,000 $191,654
    6-7% 439 $71,095,000 $161,948
    7-8% 255 $29,185,000 $114,451
    <2.5% 69 $3,295,000 $47,754
    Over 8% 53 $13,155,000 $248,208
    2.5-3% 21 $4,625,000 $220,238

    During 2019, Securitynational Mortgage Company's average interest rate for loans was 4.72%, while their most frequently originated rate bucket for loans was 4-5%, with 4,538 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,059 $1,393,485,000 $275,447 $7,738 4.48%
    $100k-200k 3,096 $483,630,000 $156,211 $5,862 4.79%
    $100,000 or less 1,415 $73,155,000 $51,700 $2,789 5.41%
    $400k-600k 812 $375,240,000 $462,118 $8,364 4.36%
    $600k-1MM 108 $76,400,000 $707,407 $12,387 4.74%
    $1MM+ 19 $30,635,000 $1,612,368 $22,621 5.74%

    2019 saw Securitynational Mortgage Company place emphasis on $200k-400k loans with 5,059 originations, totaling $1,393,485,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,343 $688,045,000 $205,817 $6,765 4.71%
    $50k or less 2,365 $397,785,000 $168,197 $6,023 4.89%
    $75k-100k 1,887 $466,295,000 $247,109 $7,005 4.61%
    $100k-150k 1,732 $496,400,000 $286,605 $6,905 4.53%
    $150k-250k 862 $260,210,000 $301,868 $6,394 4.59%
    $250k+ 318 $118,840,000 $373,711 $7,166 4.65%

    Securitynational Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 3,343 originations. The second most popular income band? $50k or less, with 2,365 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,422 $339,210,000 $238,544 $6,209 4.57%
    20-30% 1,197 $273,805,000 $228,743 $5,646 4.46%
    50-60% 985 $219,025,000 $222,360 $9,201 4.65%
    44% 661 $152,115,000 $230,129 $6,731 4.81%
    <20% 629 $154,475,000 $245,588 $5,746 5.12%
    43% 562 $128,820,000 $229,217 $6,446 4.74%
    49% 529 $123,265,000 $233,015 $7,058 4.79%
    42% 491 $114,575,000 $233,350 $6,641 4.72%
    40% 463 $108,375,000 $234,071 $6,419 4.68%
    41% 461 $103,855,000 $225,282 $6,343 4.63%
    48% 437 $96,895,000 $221,728 $6,920 4.73%
    45% 416 $96,390,000 $231,707 $6,919 4.54%
    46% 392 $88,380,000 $225,459 $6,592 4.72%
    37% 370 $82,960,000 $224,216 $6,149 4.67%
    39% 365 $86,925,000 $238,151 $6,522 4.59%
    47% 363 $79,965,000 $220,289 $6,914 4.71%
    38% 358 $85,060,000 $237,598 $6,199 4.67%
    36% 330 $78,640,000 $238,303 $6,636 4.57%
    >60% 14 $2,260,000 $161,429 $6,839 5.28%

    Securitynational Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 1,422 originations. The next most common DTI ratio? 20-30%, with 1,197 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,487 $1,949,035,000 $229,649 $6,572 4.69%
    Asian 674 $189,150,000 $280,638 $7,769 4.72%
    Not provided 701 $158,995,000 $226,812 $5,934 4.60%
    Black 523 $108,425,000 $207,314 $7,582 4.79%
    Native Hawaiian or Islander 45 $12,515,000 $278,111 $8,965 4.71%
    American Indian 53 $9,925,000 $187,264 $6,136 4.93%
    Other Pacific Islander 8 $1,470,000 $183,750 $6,246 6.06%
    Asian Indian 11 $1,395,000 $126,818 $4,586 4.80%
    Korean 2 $860,000 $430,000 $9,186 4.25%
    Filipino 3 $505,000 $168,333 $4,502 5.00%
    Other Asian 2 $270,000 $135,000 $4,279 4.81%

    Approval Rates

    Total approvals of all applications
    95.38%

    Securitynational Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    53.56%

    Securitynational Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    100.0 1 $95,000 $95,000
    12309.4 1 $145,000 $145,000
    13905.84 1 $155,000 $155,000
    15421.75 1 $255,000 $255,000
    18550.2 1 $245,000 $245,000
    18908.04 1 $225,000 $225,000
    19724.31 1 $235,000 $235,000
    21040.92 1 $255,000 $255,000
    21761.88 1 $285,000 $285,000
    31636.02 1 $375,000 $375,000
    48240.0 1 $875,000 $875,000
    6170.0 1 $155,000 $155,000
    NA 10,497 $2,429,245,000 $231,423

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 121 $17,105,000 $141,364
    Single Family (1-4 Units):Site-Built 10,388 $2,415,440,000 $232,522

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 129 $21,635,000 $167,713 $4,759 4.23%
    40-60% 505 $111,185,000 $220,168 $5,025 4.29%
    60-80% 2,931 $698,335,000 $238,258 $5,584 4.80%
    80-100% 6,289 $1,557,965,000 $247,729 $7,652 4.58%
    Over 100% 121 $35,795,000 $295,826 $11,677 4.22%
    Under 20% 533 $7,385,000 $13,856 $522 6.00%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    SecurityNational Mortgage Company Other type of mortgage Closing on a mortgage 1 16.7%
    SecurityNational Mortgage Company Conventional home mortgage Trouble during payment process 2 33.3%
    SecurityNational Mortgage Company FHA mortgage Closing on a mortgage 1 16.7%
    SecurityNational Mortgage Company Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    SecurityNational Mortgage Company Conventional home mortgage Improper use of your report 1 16.7%