Securitynational Mortgage Company Rates, Fees & Info

Salt Lake City, UT

LEI: 549300VQUTI5IU7GXT57

Tax ID: 87-0512002

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Securitynational Mortgage Company is a mid-sized mortgage company specializing in Home Purchase loans. Securitynational Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Provo, Phoenix, Las Vegas, and Dallas among others. We have data for 353 markets. (Some data included below & more in-depth data is available with an active subscription.)

Securitynational Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Securitynational Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.96% 4/22/24
30 Year Conventional Refi 6.82% 4/22/24
30 Year Cash-out Refi 6.99% 4/22/24
30 Year FHA Purchase 7.77% 4/22/24
30 Year FHA Refi 7.61% 4/22/24
30 Year VA Purchase 6.51% 4/22/24
30 Year VA Refi 7.92% 4/22/24
30 Year USDA Purchase 7.00% 4/22/24
15 Year Conventional Purchase 6.32% 4/22/24
15 Year Conventional Refi 6.19% 4/22/24
15 Year Cash-out Refi 6.19% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Securitynational Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Securitynational Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

18,621

Origination Dollar Volume (All Markets)

$5,275,105,000
Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 3,071 $981,045,000 $319,455 $5,884 3.26%
PROVO-OREM, UT (FHA|USDA|VA) 1,861 $659,325,000 $354,285 $5,815 3.17%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,833 $481,195,000 $262,518 $7,283 3.35%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 900 $251,860,000 $279,844 $7,132 3.34%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 878 $225,030,000 $256,298 $7,752 3.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 677 $216,205,000 $319,357 $6,857 3.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 643 $167,885,000 $261,096 $6,476 3.06%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 567 $167,005,000 $294,541 $5,923 3.29%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 734 $157,140,000 $214,087 $6,588 3.45%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 356 $137,540,000 $386,348 $6,897 3.13%
Outside of Metro Areas 472 $110,410,000 $233,919 $5,449 3.27%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 264 $100,450,000 $380,492 $5,568 3.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 369 $89,695,000 $243,076 $5,573 3.23%
URBAN HONOLULU, HI (FHA|USDA|VA) 132 $77,130,000 $584,318 $13,198 3.14%
Kapaa, HI (FHA|USDA|VA) 121 $65,215,000 $538,967 $12,789 3.28%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 294 $64,800,000 $220,408 $7,645 3.27%
Heber, UT (FHA|USDA|VA) 128 $62,530,000 $488,516 $6,065 3.20%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 133 $58,975,000 $443,421 $7,919 3.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 220 $54,060,000 $245,727 $6,564 3.34%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 156 $53,290,000 $341,603 $6,424 3.07%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 174 $51,900,000 $298,276 $6,433 3.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 194 $50,880,000 $262,268 $6,650 3.23%
ST. GEORGE, UT (FHA|USDA|VA) 141 $50,205,000 $356,064 $5,369 3.12%
COLORADO SPRINGS, CO (FHA|USDA|VA) 160 $46,260,000 $289,125 $6,168 2.67%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 110 $33,910,000 $308,273 $5,202 3.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 297 $31,665,000 $106,616 $4,172 3.65%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 125 $27,675,000 $221,400 $6,012 3.28%
Edwards, CO (FHA|USDA|VA) 75 $27,635,000 $368,467 $7,023 2.93%
MIDLAND, TX (FHA|USDA|VA) 102 $24,730,000 $242,451 $7,409 3.35%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 119 $23,605,000 $198,361 $5,925 3.61%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 39 $23,105,000 $592,436 $9,319 3.12%
Hilo, HI (FHA|USDA|VA) 38 $19,930,000 $524,474 $11,981 3.42%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 110 $19,440,000 $176,727 $7,729 3.15%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 114 $19,180,000 $168,246 $4,635 3.58%
BAKERSFIELD, CA (FHA|USDA|VA) 73 $18,385,000 $251,849 $7,371 3.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 36 $17,040,000 $473,333 $8,894 3.07%
COLUMBUS, OH (FHA|USDA|VA) 73 $16,425,000 $225,000 $4,219 3.24%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 101 $15,975,000 $158,168 $3,974 3.58%
GREELEY, CO (FHA|USDA|VA) 46 $15,120,000 $328,696 $6,414 2.73%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 46 $15,040,000 $326,957 $7,198 3.32%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 64 $14,460,000 $225,938 $6,291 3.35%
STOCKTON, CA (FHA|USDA|VA) 39 $13,465,000 $345,256 $6,468 3.20%
PUNTA GORDA, FL (FHA|USDA|VA) 58 $13,460,000 $232,069 $6,510 3.39%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 56 $11,950,000 $213,393 $5,309 3.04%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 54 $11,110,000 $205,741 $6,891 3.67%
BOULDER, CO (FHA|USDA|VA) 30 $11,000,000 $366,667 $6,492 2.83%
KANSAS CITY, MO-KS (FHA|USDA|VA) 92 $10,480,000 $113,913 $3,729 3.80%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 96 $10,260,000 $106,875 $3,603 3.88%
OCALA, FL (FHA|USDA|VA) 56 $10,110,000 $180,536 $5,123 3.66%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 22 $9,860,000 $448,182 $5,693 3.37%
ODESSA, TX (FHA|USDA|VA) 45 $9,205,000 $204,556 $7,603 3.22%
LAREDO, TX (FHA|USDA|VA) 50 $9,000,000 $180,000 $7,659 3.30%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 35 $8,695,000 $248,429 $7,578 2.90%
EL PASO, TX (FHA|USDA|VA) 45 $8,355,000 $185,667 $5,841 3.15%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 36 $8,040,000 $223,333 $5,550 3.21%
TUCSON, AZ (FHA|USDA|VA) 32 $7,890,000 $246,563 $8,417 3.67%
BOISE CITY, ID (FHA|USDA|VA) 27 $7,665,000 $283,889 $5,974 3.11%
FORT COLLINS, CO (FHA|USDA|VA) 23 $7,445,000 $323,696 $5,722 2.89%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 16 $7,300,000 $456,250 $7,158 3.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 31 $7,275,000 $234,677 $6,579 3.37%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 34 $7,250,000 $213,235 $6,214 3.16%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 71 $7,065,000 $99,507 $3,631 3.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 24 $6,760,000 $281,667 $7,078 3.68%
FRESNO, CA (FHA|USDA|VA) 29 $6,735,000 $232,241 $6,892 2.57%
Durango, CO (FHA|USDA|VA) 14 $6,700,000 $478,571 $6,182 3.06%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 44 $6,680,000 $151,818 $4,274 3.76%
RENO, NV (FHA|USDA|VA) 21 $6,675,000 $317,857 $5,963 3.17%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 28 $6,490,000 $231,786 $6,551 3.13%
RALEIGH-CARY, NC (FHA|USDA|VA) 26 $6,430,000 $247,308 $4,826 3.47%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $6,055,000 $208,793 $5,580 3.56%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 17 $5,645,000 $332,059 $8,350 3.43%
LOGAN, UT-ID (FHA|USDA|VA) 19 $5,535,000 $291,316 $5,602 2.93%
Cedar City, UT (FHA|USDA|VA) 22 $5,340,000 $242,727 $5,278 3.30%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $5,285,000 $755,000 $14,975 3.09%
Big Spring, TX (FHA|USDA|VA) 29 $5,245,000 $180,862 $7,806 3.45%
SALEM, OR (FHA|USDA|VA) 15 $5,135,000 $342,333 $6,998 3.03%
Pahrump, NV (FHA|USDA|VA) 20 $5,050,000 $252,500 $7,259 3.53%
JOHNSON CITY, TN (FHA|USDA|VA) 28 $4,820,000 $172,143 $4,698 3.34%
JACKSON, MS (FHA|USDA|VA) 51 $4,085,000 $80,098 $3,712 3.86%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 20 $4,050,000 $202,500 $6,656 2.85%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $4,025,000 $575,000 $18,417 3.25%
Vernal, UT (FHA|USDA|VA) 25 $3,995,000 $159,800 $4,972 3.54%
CORPUS CHRISTI, TX (FHA|USDA|VA) 18 $3,810,000 $211,667 $6,649 3.63%
WARNER ROBINS, GA (FHA|USDA|VA) 20 $3,720,000 $186,000 $5,717 3.09%
WINCHESTER, VA-WV (FHA|USDA|VA) 10 $3,580,000 $358,000 $7,037 3.05%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 18 $3,370,000 $187,222 $7,349 3.42%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $3,365,000 $224,333 $6,315 3.17%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 7 $3,235,000 $462,143 $6,631 3.16%
ST. LOUIS, MO-IL (FHA|USDA|VA) 19 $3,165,000 $166,579 $4,341 3.62%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 13 $3,095,000 $238,077 $6,597 3.35%
HUNTSVILLE, AL (FHA|USDA|VA) 29 $3,085,000 $106,379 $3,832 3.85%
HAMMOND, LA (FHA|USDA|VA) 12 $3,050,000 $254,167 $7,407 3.22%
BELLINGHAM, WA (FHA|USDA|VA) 7 $2,975,000 $425,000 $7,910 3.09%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $2,875,000 $261,364 $7,498 3.01%
YORK-HANOVER, PA (FHA|USDA|VA) 25 $2,825,000 $113,000 $5,403 3.56%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 16 $2,730,000 $170,625 $4,752 3.55%
Glenwood Springs, CO (FHA|USDA|VA) 10 $2,680,000 $268,000 $9,187 1.91%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 11 $2,655,000 $241,364 $4,809 3.47%
OKLAHOMA CITY, OK (FHA|USDA|VA) 20 $2,590,000 $129,500 $4,499 3.94%
Granbury, TX (FHA|USDA|VA) 12 $2,560,000 $213,333 $8,162 3.33%
MODESTO, CA (FHA|USDA|VA) 6 $2,470,000 $411,667 $7,498 3.29%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $2,385,000 $795,000 $14,473 3.96%
SHERMAN-DENISON, TX (FHA|USDA|VA) 11 $2,355,000 $214,091 $9,013 3.39%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,320,000 $580,000 $9,432 3.03%
Jackson, WY-ID (FHA|USDA|VA) 4 $2,290,000 $572,500 $6,605 3.06%
TUSCALOOSA, AL (FHA|USDA|VA) 19 $2,265,000 $119,211 $3,384 3.82%
Payson, AZ (FHA|USDA|VA) 12 $2,240,000 $186,667 $5,552 3.10%
PUEBLO, CO (FHA|USDA|VA) 10 $2,210,000 $221,000 $5,137 2.17%
Elko, NV (FHA|USDA|VA) 10 $2,200,000 $220,000 $5,667 3.04%
RACINE, WI (FHA|USDA|VA) 15 $2,185,000 $145,667 $3,257 3.45%
IDAHO FALLS, ID (FHA|USDA|VA) 10 $2,180,000 $218,000 $3,857 3.19%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 20 $2,180,000 $109,000 $4,025 3.67%
Show Low, AZ (FHA|USDA|VA) 10 $2,160,000 $216,000 $5,296 3.69%
POCATELLO, ID (FHA|USDA|VA) 11 $2,145,000 $195,000 $4,869 3.26%
Bozeman, MT (FHA|USDA|VA) 6 $2,130,000 $355,000 $6,332 3.08%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 21 $2,125,000 $101,190 $4,509 3.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $2,110,000 $175,833 $5,211 3.28%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $2,050,000 $205,000 $6,418 3.37%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 14 $2,040,000 $145,714 $6,649 3.60%
WACO, TX (FHA|USDA|VA) 8 $2,030,000 $253,750 $7,750 3.34%
RICHMOND, VA (FHA|USDA|VA) 8 $2,020,000 $252,500 $5,421 3.23%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $1,965,000 $151,154 $3,830 3.37%
Price, UT (FHA|USDA|VA) 10 $1,890,000 $189,000 $5,447 3.35%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $1,840,000 $230,000 $6,054 3.55%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 12 $1,820,000 $151,667 $5,269 3.77%
LAS CRUCES, NM (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,374 3.89%
Talladega-Sylacauga, AL (FHA|USDA|VA) 20 $1,750,000 $87,500 $3,548 3.93%
GAINESVILLE, GA (FHA|USDA|VA) 7 $1,745,000 $249,286 $5,411 3.18%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $1,555,000 $172,778 $4,923 3.28%
Fredericksburg, TX (FHA|USDA|VA) 4 $1,550,000 $387,500 $7,439 3.31%
Jasper, AL (FHA|USDA|VA) 21 $1,525,000 $72,619 $3,410 3.90%
Kalispell, MT (FHA|USDA|VA) 4 $1,400,000 $350,000 $6,950 3.41%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,375,000 $458,333 $6,682 3.17%
Evanston, WY (FHA|USDA|VA) 5 $1,365,000 $273,000 $4,540 3.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $1,325,000 $88,333 $3,387 3.65%
Gainesville, TX (FHA|USDA|VA) 6 $1,320,000 $220,000 $8,266 3.23%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,300,000 $325,000 $7,869 5.09%
Fort Morgan, CO (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,556 3.15%
COLUMBUS, GA-AL (FHA|USDA|VA) 11 $1,265,000 $115,000 $3,733 3.60%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,245,000 $177,857 $5,097 3.32%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,210,000 $302,500 $9,374 3.91%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,665 2.98%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,377 2.89%
MORRISTOWN, TN (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,304 3.08%
PITTSBURGH, PA (FHA|USDA|VA) 13 $1,155,000 $88,846 $4,197 2.70%
MONTGOMERY, AL (FHA|USDA|VA) 12 $1,120,000 $93,333 $4,026 3.91%
Jefferson, GA (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,421 3.32%
GRANTS PASS, OR (FHA|USDA|VA) 2 $1,110,000 $555,000 $8,449 3.12%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,075,000 $215,000 $8,235 3.60%
TWIN FALLS, ID (FHA|USDA|VA) 3 $1,055,000 $351,667 $7,206 3.17%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,040,000 $260,000 $6,330 2.56%
Fernley, NV (FHA|USDA|VA) 4 $1,040,000 $260,000 $8,962 3.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,831 3.19%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 10 $980,000 $98,000 $3,171 3.90%
SAVANNAH, GA (FHA|USDA|VA) 5 $945,000 $189,000 $5,959 3.35%
VISALIA, CA (FHA|USDA|VA) 4 $940,000 $235,000 $5,266 3.41%
TULSA, OK (FHA|USDA|VA) 7 $925,000 $132,143 $4,258 3.61%
Bay City, TX (FHA|USDA|VA) 4 $920,000 $230,000 $6,459 3.66%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $910,000 $151,667 $4,693 3.69%
Wilson, NC (FHA|USDA|VA) 5 $905,000 $181,000 $7,166 2.83%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $895,000 $298,333 $6,842 3.54%
Stephenville, TX (FHA|USDA|VA) 3 $895,000 $298,333 $7,465 3.33%
SANTA FE, NM (FHA|USDA|VA) 2 $880,000 $440,000 $8,011 3.62%
Spirit Lake, IA (FHA|USDA|VA) 1 $875,000 $875,000 $8,219 3.25%
DECATUR, AL (FHA|USDA|VA) 8 $870,000 $108,750 $3,636 4.02%
Blackfoot, ID (FHA|USDA|VA) 3 $855,000 $285,000 $6,011 3.17%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $855,000 $285,000 $7,384 3.13%
BRUNSWICK, GA (FHA|USDA|VA) 2 $830,000 $415,000 $6,654 3.81%
Cedartown, GA (FHA|USDA|VA) 4 $830,000 $207,500 $5,578 2.75%
BATON ROUGE, LA (FHA|USDA|VA) 4 $820,000 $205,000 $7,965 3.81%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $820,000 $136,667 $3,681 3.52%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $805,000 $268,333 $6,668 3.46%
Rexburg, ID (FHA|USDA|VA) 2 $800,000 $400,000 $6,545 2.81%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $800,000 $400,000 $9,710 3.06%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $790,000 $197,500 $7,564 4.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $785,000 $157,000 $7,456 2.38%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $765,000 $255,000 $4,206 3.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $760,000 $380,000 $3,268 3.06%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $745,000 $149,000 $4,131 3.55%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $745,000 $248,333 $10,616 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $745,000 $248,333 $5,596 2.83%
JONESBORO, AR (FHA|USDA|VA) 4 $740,000 $185,000 $4,305 3.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $740,000 $370,000 $4,110 3.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $705,000 $235,000 $5,760 3.37%
Clewiston, FL (FHA|USDA|VA) 3 $705,000 $235,000 $10,094 3.25%
Bonham, TX (FHA|USDA|VA) 3 $695,000 $231,667 $7,899 3.08%
ANN ARBOR, MI (FHA|USDA|VA) 2 $690,000 $345,000 $8,713 3.94%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $670,000 $335,000 $3,670 3.12%
AMARILLO, TX (FHA|USDA|VA) 2 $660,000 $330,000 $7,723 3.25%
ABILENE, TX (FHA|USDA|VA) 3 $645,000 $215,000 $8,321 3.08%
Lewisburg, TN (FHA|USDA|VA) 3 $635,000 $211,667 $4,364 3.54%
ASHEVILLE, NC (FHA|USDA|VA) 2 $630,000 $315,000 $6,663 3.12%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $630,000 $315,000 $11,035 5.25%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $615,000 $205,000 $6,542 3.29%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $605,000 $201,667 $3,660 3.33%
Butte-Silver Bow, MT (FHA|USDA|VA) 4 $600,000 $150,000 $4,597 3.66%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $600,000 $150,000 $5,464 4.56%
LOUISVILLE, KY (FHA|USDA|VA) 5 $595,000 $119,000 $3,513 3.90%
Breckenridge, CO (FHA|USDA|VA) 1 $595,000 $595,000 $7,042 3.13%
Corsicana, TX (FHA|USDA|VA) 3 $595,000 $198,333 $8,875 3.75%
Sevierville, TN (FHA|USDA|VA) 2 $590,000 $295,000 $5,277 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 2 $590,000 $295,000 $6,211 3.24%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $580,000 $290,000 $3,131 3.25%
Rock Springs, WY (FHA|USDA|VA) 2 $580,000 $290,000 $4,464 2.99%
VALDOSTA, GA (FHA|USDA|VA) 3 $565,000 $188,333 $4,944 3.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $550,000 $275,000 $5,901 3.00%
Greeneville, TN (FHA|USDA|VA) 4 $550,000 $137,500 $3,847 3.03%
Clovis, NM (FHA|USDA|VA) 3 $545,000 $181,667 $4,250 3.21%
EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $535,000 $107,000 $3,591 3.82%
Madisonville, KY (FHA|USDA|VA) 1 $535,000 $535,000 $6,210 3.38%
TYLER, TX (FHA|USDA|VA) 3 $535,000 $178,333 $7,160 3.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $530,000 $132,500 $2,766 3.50%
SALINAS, CA (FHA|USDA|VA) 2 $530,000 $265,000 $8,011 4.69%
CaƱon City, CO (FHA|USDA|VA) 2 $520,000 $260,000 $4,065 3.87%
Newport, TN (FHA|USDA|VA) 3 $515,000 $171,667 $6,673 3.46%
Frankfort, KY (FHA|USDA|VA) 1 $515,000 $515,000 $4,499 3.50%
FLORENCE, SC (FHA|USDA|VA) 4 $510,000 $127,500 $5,402 3.62%
WILMINGTON, NC (FHA|USDA|VA) 2 $510,000 $255,000 $6,788 3.69%
Mineral Wells, TX (FHA|USDA|VA) 3 $505,000 $168,333 $6,558 3.63%
Nogales, AZ (FHA|USDA|VA) 3 $495,000 $165,000 $6,809 3.54%
MUNCIE, IN (FHA|USDA|VA) 5 $475,000 $95,000 $4,090 3.75%
PANAMA CITY, FL (FHA|USDA|VA) 1 $475,000 $475,000 $6,464 3.75%
Eagle Pass, TX (FHA|USDA|VA) 3 $475,000 $158,333 $8,008 3.29%
Ardmore, OK (FHA|USDA|VA) 2 $470,000 $235,000 $3,550 3.44%
AKRON, OH (FHA|USDA|VA) 3 $465,000 $155,000 $4,085 3.46%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $455,000 $455,000 $8,089 2.99%
GREENVILLE, NC (FHA|USDA|VA) 4 $440,000 $110,000 $3,821 3.81%
SPARTANBURG, SC (FHA|USDA|VA) 4 $430,000 $107,500 $6,513 2.16%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $425,000 $425,000 $4,631 3.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $425,000 $425,000 $4,095 3.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $425,000 $425,000 $3,860 2.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $425,000 $425,000 $5,610 4.13%
Cullman, AL (FHA|USDA|VA) 2 $410,000 $205,000 $3,467 3.75%
YAKIMA, WA (FHA|USDA|VA) 1 $405,000 $405,000 $8,064 2.99%
Outside of Metro Areas 1 $405,000 $405,000 $6,587 3.38%
ANCHORAGE, AK (FHA|USDA|VA) 1 $395,000 $395,000 $2,516 3.38%
Aberdeen, WA (FHA|USDA|VA) 2 $390,000 $195,000 $4,006 3.06%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $390,000 $195,000 $5,771 3.50%
Thomaston, GA (FHA|USDA|VA) 3 $385,000 $128,333 $10,192 2.67%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $370,000 $185,000 $5,620 2.94%
Zanesville, OH (FHA|USDA|VA) 1 $365,000 $365,000 $9,641 2.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,276 2.88%
MADERA, CA (FHA|USDA|VA) 1 $365,000 $365,000 $13,389 3.63%
MERCED, CA (FHA|USDA|VA) 1 $355,000 $355,000 $8,966 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $355,000 $118,333 $6,553 2.42%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $7,056 3.50%
YUMA, AZ (FHA|USDA|VA) 2 $350,000 $175,000 $4,262 3.25%
BEND, OR (FHA|USDA|VA) 1 $345,000 $345,000 $3,592 3.75%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $345,000 $115,000 $0 3.54%
CORVALLIS, OR (FHA|USDA|VA) 1 $345,000 $345,000 $4,563 4.25%
COLUMBIA, SC (FHA|USDA|VA) 3 $335,000 $111,667 $6,063 2.50%
Safford, AZ (FHA|USDA|VA) 3 $335,000 $111,667 $6,795 3.71%
EL CENTRO, CA (FHA|USDA|VA) 2 $330,000 $165,000 $4,336 3.00%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $325,000 $325,000 $8,896 2.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $325,000 $325,000 $7,303 2.38%
SAN ANGELO, TX (FHA|USDA|VA) 2 $320,000 $160,000 $4,434 3.56%
Whitewater, WI (FHA|USDA|VA) 2 $320,000 $160,000 $4,759 3.38%
Albertville, AL (FHA|USDA|VA) 2 $320,000 $160,000 $3,791 3.18%
Wauchula, FL (FHA|USDA|VA) 1 $305,000 $305,000 $11,587 4.63%
Key West, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,912 3.37%
Crossville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $4,410 2.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $300,000 $150,000 $4,962 3.25%
Deming, NM (FHA|USDA|VA) 1 $295,000 $295,000 $18,384 2.88%
Kerrville, TX (FHA|USDA|VA) 1 $295,000 $295,000 $8,678 3.25%
Huntsville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,387 3.00%
Jacksonville, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,979 3.13%
Georgetown, SC (FHA|USDA|VA) 1 $275,000 $275,000 $3,872 3.13%
REDDING, CA (FHA|USDA|VA) 1 $275,000 $275,000 $5,808 3.38%
KOKOMO, IN (FHA|USDA|VA) 3 $275,000 $91,667 $3,414 4.17%
Shelby, NC (FHA|USDA|VA) 1 $275,000 $275,000 $7,089 3.13%
Newport, OR (FHA|USDA|VA) 1 $275,000 $275,000 $4,644 3.63%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $265,000 $265,000 $4,054 3.75%
Uvalde, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,981 3.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $260,000 $130,000 $4,978 3.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $250,000 $125,000 $3,326 3.44%
MOBILE, AL (FHA|USDA|VA) 3 $245,000 $81,667 $2,723 3.88%
Taylorville, IL (FHA|USDA|VA) 1 $245,000 $245,000 $6,623 3.88%
Cornelia, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,920 2.88%
FLINT, MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,637 3.63%
DALTON, GA (FHA|USDA|VA) 1 $245,000 $245,000 $6,081 3.00%
MONROE, MI (FHA|USDA|VA) 1 $245,000 $245,000 $7,334 3.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $240,000 $120,000 $4,677 3.25%
APPLETON, WI (FHA|USDA|VA) 2 $230,000 $115,000 $3,637 4.25%
Helena, MT (FHA|USDA|VA) 1 $225,000 $225,000 $4,013 3.12%
VICTORIA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,058 3.63%
Stillwater, OK (FHA|USDA|VA) 1 $225,000 $225,000 $8,261 3.49%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $215,000 $71,667 $3,036 4.33%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $215,000 $215,000 $7,559 3.63%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $215,000 $215,000 $6,817 4.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $210,000 $105,000 $4,677 3.38%
Marion, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,640 3.88%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $210,000 $105,000 $4,667 3.81%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $210,000 $105,000 $3,557 3.06%
Crescent City, CA (FHA|USDA|VA) 1 $205,000 $205,000 $5,475 4.13%
GREAT FALLS, MT (FHA|USDA|VA) 1 $205,000 $205,000 $8,279 4.38%
Henderson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $9,200 3.63%
Statesboro, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,428 3.50%
Coos Bay, OR (FHA|USDA|VA) 1 $205,000 $205,000 $4,263 3.25%
Raymondville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,355 2.25%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $195,000 $195,000 $3,038 2.75%
BURLINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,495 3.50%
DOTHAN, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,392 3.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $195,000 $195,000 $7,802 3.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.49%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $190,000 $95,000 $3,249 4.25%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $190,000 $95,000 $3,663 4.00%
LaGrange, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,528 3.25%
MANSFIELD, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,863 3.12%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $185,000 $185,000 $6,024 3.50%
Urbana, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,747 3.75%
Brownwood, TX (FHA|USDA|VA) 2 $180,000 $90,000 $5,497 3.06%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $180,000 $90,000 $3,388 3.81%
NEW BERN, NC (FHA|USDA|VA) 1 $175,000 $175,000 $7,204 2.88%
Orangeburg, SC (FHA|USDA|VA) 1 $175,000 $175,000 $6,421 2.88%
LIMA, OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,729 3.25%
Taos, NM (FHA|USDA|VA) 1 $165,000 $165,000 $9,964 3.75%
Milledgeville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,969 2.88%
La Grande, OR (FHA|USDA|VA) 1 $165,000 $165,000 $9,535 3.63%
Manitowoc, WI (FHA|USDA|VA) 2 $160,000 $80,000 $2,961 3.81%
GOLDSBORO, NC (FHA|USDA|VA) 2 $160,000 $80,000 $4,069 3.50%
Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,985 2.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,266 4.50%
ALBANY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $8,048 4.13%
Ruidoso, NM (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.63%
Beeville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,498 4.13%
FAIRBANKS, AK (FHA|USDA|VA) 1 $145,000 $145,000 $4,289 3.37%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,868 4.00%
Ozark, AL (FHA|USDA|VA) 1 $135,000 $135,000 $7,480 3.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,822 3.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $125,000 $125,000 $3,656 3.63%
Athens, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,924 3.00%
El Campo, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,052 3.12%
Washington Court House, OH (FHA|USDA|VA) 1 $115,000 $115,000 $5,843 3.38%
Lebanon, NH-VT (FHA|USDA|VA) 1 $115,000 $115,000 $2,922 3.63%
PINE BLUFF, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,871 4.38%
Bellefontaine, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,602 3.75%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.38%
Pecos, TX (FHA|USDA|VA) 1 $95,000 $95,000 $6,851 3.88%
Arcadia, FL (FHA|USDA|VA) 1 $95,000 $95,000 $6,095 3.63%
PEORIA, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,653 3.38%
ENID, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,795 3.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $95,000 $95,000 $3,194 2.63%
New Castle, PA (FHA|USDA|VA) 2 $90,000 $45,000 $2,740 4.63%
Searcy, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.38%
New Castle, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,365 3.63%
HATTIESBURG, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.88%
Palatka, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,217 3.37%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.13%
Silver City, NM (FHA|USDA|VA) 1 $75,000 $75,000 $2,994 2.63%
LANCASTER, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.13%
WICHITA, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,740 3.25%
Securitynational Mortgage Company's top markets include Salt Lake City, Provo, Phoenix, Las Vegas, and Dallas among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 14,195 $3,961,095,000 $279,049 $5,000 3.31%
    FHA 3,550 $1,008,040,000 $283,955 $11,049 3.26%
    VA 664 $248,130,000 $373,690 $10,317 2.94%
    USDA 210 $57,410,000 $273,381 $7,304 2.88%
    FHA 2 $430,000 $215,000 $0 2.50%

    For 2021, Securitynational Mortgage Company's most frequently originated type of loan was Conventional, with 14,195 originations. Their 2nd most popular type was FHA, with 3,550 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,470 $3,334,400,000 $290,706 $7,295 3.33%
    Cash Out Refi 3,659 $1,009,495,000 $275,894 $5,361 3.29%
    Refi 2,741 $721,175,000 $263,107 $4,597 3.09%
    Home Improvement 751 $210,035,000 $279,674 $5,318 3.27%

    For 2021, Securitynational Mortgage Company's most frequently cited loan purpose was Home Purchase, with 11,470 originations. The 2nd most popular reason was Cash Out Refi, with 3,659 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 17,355 $4,996,185,000 $287,882 $6,590 3.32%
    15 Year 762 $168,180,000 $220,709 $4,214 2.65%
    20 Year 283 $72,425,000 $255,919 $4,652 2.97%
    Other 115 $30,255,000 $263,087 $4,446 3.19%
    10 Year 96 $7,950,000 $82,813 $1,953 3.02%
    5 Year 10 $110,000 $11,000 $13 0.00%

    For 2021, Securitynational Mortgage Company's most frequently cited loan duration was 30 Year, with 17,355 originations. The 2nd most popular length was 15 Year, with 762 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,796 $2,474,680,000 $281,342
    $5k+ 2,788 $1,096,490,000 $393,289
    $2k-3k 2,603 $693,015,000 $266,237
    $3k-4k 1,581 $440,555,000 $278,656
    $4k-5k 1,318 $401,280,000 $304,461
    $<1k 1,039 $98,665,000 $94,962

    Securitynational Mortgage Company's average total fees were $6,590, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,796 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 9,787 $2,826,275,000 $288,778
    2.5-3% 5,753 $1,835,065,000 $318,975
    4-5% 1,582 $288,440,000 $182,326
    <2.5% 1,238 $299,030,000 $241,543
    5-6% 200 $13,680,000 $68,400
    6-7% 33 $7,985,000 $241,970
    7-8% 22 $3,680,000 $167,273
    Over 8% 6 $950,000 $158,333

    During 2021, Securitynational Mortgage Company's average interest rate for loans was 3.32%, while their most frequently originated rate bucket for loans was 3-4%, with 9,787 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,217 $2,681,145,000 $290,891 $7,049 3.25%
    $100k-200k 4,160 $641,020,000 $154,091 $4,794 3.37%
    $400k-600k 2,987 $1,421,135,000 $475,773 $7,513 3.13%
    $100,000 or less 1,698 $86,680,000 $51,048 $2,173 3.53%
    $600k-1MM 494 $347,390,000 $703,219 $10,720 3.20%
    $1MM+ 65 $97,735,000 $1,503,615 $22,743 3.38%

    2021 saw Securitynational Mortgage Company place emphasis on $200k-400k loans with 9,217 originations, totaling $2,681,145,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,406 $1,338,920,000 $247,673 $6,676 3.30%
    $100k-150k 3,692 $1,209,880,000 $327,703 $6,363 3.28%
    $75k-100k 3,643 $1,060,855,000 $291,204 $6,758 3.27%
    $50k or less 2,858 $527,690,000 $184,636 $5,730 3.23%
    $150k-250k 2,140 $745,200,000 $348,224 $5,919 3.34%
    $250k+ 882 $392,560,000 $445,079 $7,177 3.37%

    Securitynational Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 5,406 originations. The second most popular income band? $100k-150k, with 3,692 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,840 $804,880,000 $283,408 $5,618 3.27%
    20-30% 2,796 $805,030,000 $287,922 $5,290 3.21%
    50-60% 1,265 $365,505,000 $288,937 $10,741 3.19%
    44% 1,085 $312,895,000 $288,382 $6,829 3.34%
    <20% 967 $242,215,000 $250,481 $4,670 3.19%
    43% 905 $248,605,000 $274,702 $6,315 3.31%
    42% 880 $253,540,000 $288,114 $6,400 3.32%
    41% 861 $246,745,000 $286,580 $6,463 3.31%
    40% 860 $250,120,000 $290,837 $6,401 3.31%
    49% 773 $228,805,000 $295,996 $7,391 3.33%
    39% 744 $215,370,000 $289,476 $6,169 3.35%
    45% 735 $205,475,000 $279,558 $6,804 3.30%
    38% 685 $199,155,000 $290,737 $5,961 3.32%
    48% 647 $179,285,000 $277,102 $6,896 3.36%
    46% 641 $175,845,000 $274,329 $7,275 3.35%
    47% 638 $173,350,000 $271,708 $7,076 3.40%
    37% 630 $179,850,000 $285,476 $6,000 3.29%
    36% 630 $177,690,000 $282,048 $5,849 3.27%
    >60% 34 $9,850,000 $289,706 $8,779 3.06%

    Securitynational Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 2,840 originations. The next most common DTI ratio? 20-30%, with 2,796 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,795 $3,926,765,000 $284,651 $6,287 3.27%
    Not provided 2,328 $640,900,000 $275,301 $6,278 3.36%
    Asian 987 $311,165,000 $315,263 $7,070 3.35%
    Black 1,208 $309,100,000 $255,877 $7,532 3.20%
    Native Hawaiian or Islander 126 $37,750,000 $299,603 $8,424 3.35%
    American Indian 94 $26,830,000 $285,426 $6,657 3.46%
    Asian Indian 33 $8,705,000 $263,788 $4,532 3.39%
    Filipino 14 $4,630,000 $330,714 $9,841 3.69%
    Other Pacific Islander 8 $2,500,000 $312,500 $7,232 3.17%
    Chinese 7 $1,825,000 $260,714 $6,834 3.46%
    Other Asian 10 $1,780,000 $178,000 $4,579 3.50%
    Samoan 3 $1,105,000 $368,333 $7,160 3.38%
    Korean 3 $815,000 $271,667 $3,642 3.00%
    Vietnamese 3 $515,000 $171,667 $5,435 3.46%
    Native Hawaiian 1 $385,000 $385,000 $5,551 3.63%
    Japanese 1 $335,000 $335,000 $3,445 3.13%

    Approval Rates

    Total approvals of all applications
    96.42%

    Securitynational Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    53.00%

    Securitynational Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $5,000 $5,000
    NA 18,620 $5,275,100,000 $283,303

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    18,621 $5,275,105,000 $283,288

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 593 $112,505,000 $189,722 $3,938 2.93%
    40-60% 2,064 $534,380,000 $258,905 $4,447 3.06%
    60-80% 6,474 $1,863,300,000 $287,813 $5,504 3.39%
    80-100% 8,500 $2,673,910,000 $314,578 $8,001 3.28%
    Over 100% 178 $72,150,000 $405,337 $16,660 2.96%
    Under 20% 812 $18,860,000 $23,227 $522 3.38%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Security National Financial Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    Security National Financial Corp Conventional home mortgage Closing on a mortgage 1 7.1%
    Security National Financial Corp Conventional home mortgage Incorrect information on your report 1 7.1%
    Security National Financial Corp Conventional home mortgage Trouble during payment process 5 35.7%
    Security National Financial Corp FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    Security National Financial Corp FHA mortgage Trouble during payment process 2 14.3%
    Security National Financial Corp Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 14.3%
    Security National Financial Corp VA mortgage Closing on a mortgage 1 7.1%